One of the main factors when determining which companies to buy policies from is whether or not the company is Death benefit strong.
Fundamental business information includes things like profitability, revenue, assets, liabilities, and growth potential. You can compute a company's financial ratios using fundamental analysis to assess the viability of an investment.Three basic valuation techniques are employed by business professionals when determining a firm's value as a continuing concern:(1) DCF analysis,
(2) similar company analysis,
(3) precedent transactions.
What death benefit means?To start, let's define death benefit: It's the money – lump sum or otherwise – that gets paid to your beneficiaries if you die while your life insurance policy is in effect.
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Shawn will pay Craig with a negotiable instrument, and Shawn plans to involve a third party in that process. What instrument should he use
The instrument that Shawn must use is “payable to the order of” before the name of the payee.
Requirements of Negotiability The first of the four major considerations is whether or not a paper is negotiable, and it is one that nonlawyers must address.Auditors, retailers, and financial institutions frequently handle notes and checks and must make quick decisions about negotiability.In a negotiable instrument, the only permissible promise or direction is to pay a particular sum of money. Any other promise or command renders negotiability null and voidThis restriction exists to prohibit an instrument from having an uncertain value.If the bearer of a negotiable instrument had to examine whether a provision or condition had been met before the thing had any value, the utility of the object as a substitute for money would be severely diminished.Hence, the instrument that Shawn must use is “payable to the order of” before the name of the payee.
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What type of analytics is best described with a report that includes charts and graphs explaining the data
Descriptive analytics is best described with a report that includes charts and graphs explaining the data.
What Is Descriptive Analytics?The interpretation of historical data through descriptive analytics helps to better comprehend changes that have taken place in a firm. The process of using a variety of historical data to make comparisons is known as descriptive analytics.
In contrast to the complicated calculations required for predictive and prescriptive analytics, descriptive analytics typically uses simple math and statistical methods, such as arithmetic, averages, and percent changes. Since results are presented using visual tools like line graphs, pie, and bar charts, descriptive analytics may - and should - be easily comprehended by a broad corporate audience.
Therefore, a report with charts and graphs illuminating the data is the best way to describe descriptive analytics.
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The major advantage of debt financing is the: Group of answer choices number of different sources from which it is available amortization benefits absence of factoring deductibility of interest expenses lack of dependence on collateral
The major advantage of debt financing is the number of different sources from which it is available amortization benefits.
It is referred to as debt financing when a business takes out a loan that will be repaid with interest at a later time. A secured or unsecured loan could be used to finance it. To finance operating capital or an acquisition, a company will take out a loan.
A party, the debtor, is obligated by a debt to pay another person, the creditor, money or another agreed-upon value. In contrast to an immediate purchase, debt involves deferred payments or a series of payments.
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Imagine you are the Scrum Master launching the first phase of services for a company project. Your team takes a long time to finish tasks and, as a result, they are a month behind schedule. How can you diagnose the problem and help your team hit their targets
As a scrum master, I would let the team know their production lag by comparing the standards with the actual performance and motivate them to achieve the given targets as soon as possible.
What is the role played by a scrum master?Scrum master sells and aids the Scrum system with the aid of using assisting anyone to recognize and put in force Scrum. They work to constantly maximize the price of the product added with the aid of using the Scrum Team. They make certain the group is constructing the proper product.
Therefore, As a scrum master, I would let the team know their production lag by comparing the standards with the actual performance and motivate them to achieve the given targets as soon as possible.
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What is an example of a biological hazard?
A. Norovirus
B. Chlorine
C. Insulation
D. Hair
A typical example of a biological hazard is: A. Norovirus.
What is a biological hazard?A biological hazard is also referred to as biohazard and it can be defined as any type of biological substance which poses risk to the general well-being and health of a living organism such as:
NorovirusBacteriaFungiIn this context, we can infer and logically deduce that a typical example of a biological hazard is norovirus.
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Companies need consistency in their HR practices to avoid charges of discrimination. Senior management usually approves broad guidelines for HR activities, like hiring and firing, performance appraisals, promotions, and discipline. These are
Senior management usually approves broad guidelines for HR activities, like hiring and firing, performance appraisals, promotions, and discipline. These are called standing plans.
Standing plansA standing plan is a business plan that is intended to be used many times. It is designed to guide managerial decisions and actions that tend to be recurring. It is used over a long period, sometimes indefinitely, and is altered as circumstances change.
Examples of standing plans include policies for hiring, employee interaction, procedures for reporting internal issues, or complaints to the HR department, etc. and regulations in terms of what is permitted and what is prohibited in the workplace.
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Which promotional mix element is rather effective at informing or reminding customers but relatively poor at persuading customers
The promotional mix element is rather effective at informing or reminding customers but relatively poor at persuading customers Advertising.
An advertising verbal exchange that employs an overtly subsidized, non-non-public message to sell or sell a product, carrier, or idea. Sponsors of advertising and marketing are generally agencies wishing to promote their products or services.
Advertising is differentiated from public members of the family in that an advertiser pays for and has to manage the message. It differs from private selling in that the message is non-non-public, i.e., not directed to a specific individual.
Advertising is communicated thru various mass media,[2] which includes traditional media including newspapers, magazines, television, radio, outdoor advertising or direct mail; and new media along with seeking outcomes, blogs, social media, web sites or text messages. advertisement.
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Secure is a financial services and insurance company. The company's most profitable division is one that sells the Secure Future Plan. The Secure Future Plan targets customers who are entering retirement and want long-term savings so they can remain financially independent in the later years of their life. The marketing team at Secure has most likely targeted the plan to ________.
The marketing team at Secure has most likely targeted the plan to Baby Boomers.
What does having a secure future mean?According to Section 3(a)(55)(A) of the Securities Exchange Act of 1934, a "Security Future" is a contract of sale for the future delivery of a single security or of a narrow-based security index, including any interest therein or based on the value thereof.
What percentage of baby boomers have they saved for retirement?The Trans america Center for Retirement Studies estimates that the average Baby Boomer has $202,000 saved for retirement. This would result in an annual retirement income of $8,000 based on the 4 percent Rule.
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Robots that work with humans on manufacturing lines, handling work that is hard on a person and could cause repetitive injuries, are known as _____.
Robots that work with humans on manufacturing lines, handling work that is hard on a person and could cause repetitive injuries, are known as cobots.
How to illustrate the information?It should be noted that robots are used in organizations to perform specialized tasks.
In this case, cobots are the robots that work with humans on manufacturing lines, handling work that is hard on a person and could cause repetitive injuries.
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If the demand for donuts is elastic, then a decrease in the price of donuts will:.
Answer:
Explanation:
When demand is inelastic, a decrease in price will cause.
A firm operating in a perfectly competitive market finds itself producing a level of output for which marginal revenue is less than marginal cost. In order to maximize profits (or minimize losses), the firm should
The firm should not raise its price.
Perfect competition is the ideal market system in which all producers and consumers have complete and symmetric knowledge and there are no transaction costs.
In this type of ecosystem, there are many manufacturers and the customers are competing with one another.
A monopolistic market is theoretically the inverse of perfect competition.
A completely competitive firm's profit-maximizing decision would take place when the marginal revenue equals marginal cost that is, when the MR = MC. A profit-seeking company should continue to boost output as long as MR > MC. If the marginal revenue is less then it should not raise the price.
Therefore, the firm should not raise its price
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If there is an initial (autonomous) decrease in spending, the eventual decline in aggregate demand will be much larger because of the
If there is an initial (autonomous) decrease in spending, the eventual decline in aggregate demand will be much larger because of the multiplier effect.
What is Multiplier Effect ?
The multiplier effect refers to the effect on national income and product of an exogenous increase in demand.
For example, suppose that investment demand increases by one. Firms then produce to meet this demand. That the national product has increased means that the national income has increased. Consequently consumption demand increases, and firms then produce to meet this demand.
The multiplier theory refers to when an economic factor increases, it generates a higher total of other economic variables than the increase of the initial factor. When there is an autonomous change in aggregate spending more money is spent in the economy. People will earn this money in the form of wages and profits.
Thus the national income and product rises by more than the increase in investment. The multiplier effect is greater than one.
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For each of the following, decide whether you agree or disagree and explain your answer: a) In economics, capital refers to wealth, primarily in the form of money of property. b) Since human capital includes the skills and knowledge of workers, it is a form of tangible capital. c) Social capital provides services to the public, so it is a form of intangible capital.
The agreement or disagreement is shown below
a. Agree
b. disagree
c. Agree
Is capital is wealth in the form of money or property?Capital is seen as the Wealth that do exist like or in form of money or other kinds of assets owned by anybody.
Human capital is known to be an intangible asset as it is not listed in any place on company's balance sheet
Social capital do have positive outcome and it is one that can be tangible or intangible.
Therefore, The agreement or disagreement is shown below
a. Agree
b. disagree
c. Agree
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The law of diminishing marginal returns holds for a situation in which Group of answer choices all inputs are variable. all inputs are fixed. some inputs are variable and some inputs are fixed. all inputs are increased in the same proportion.
The law of diminishing marginal returns holds for a situation in which some inputs are variable and some inputs are fixed.
What is the law of diminishing marginal returns?The law of diminishing marginal returns states that after some optimal level of capacity is reached in a production process, an additional factor of production would result in a lessening of output (quantity of production).
In this context, we can infer and logically deduce that the law of diminishing marginal returns would only hold for an economic situation in which some inputs are variable and some inputs are fixed.
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The Nike "swoosh" and McDonald's golden arches are examples of which type of intellectual property? Group of answer choices certification mark trademark patent novelty copyright
The Nike "swoosh" and McDonald's golden arches are examples of trademark which is a type of intellectual property.
What is intellectual property?It is the property that belongs to someone as a result of his or her proprietary knowledge. It is the creations of the mind, such as inventions and artistic works
Examples of intellectual properties are:
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Political stability and property rights protection Group of answer choices guarantees low unemployment. ensure income equality. promote economic growth.
Promote economic growth
Political stability and property rights protection promote economic growth.
What are the effects of political stability and property rights?Political stability:
Investment drops when people can't rely on reliable returns on their investments in human or physical capital, which inhibits future growth.
After all, investing only makes sense if the final result is reasonably assured. Political unpredictability eliminates any motivation to invest in either physical or human capital because there is no guarantee of a return.
Property rights:
Individuals can own property (including homes, land, and other resources), and when they use their property in production, they own the resulting output. This is the single biggest incentive for voluntary production.
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When the effective-interest method of amortization is used for a bond premium, the amount of interest expense for an interest period is calculated multiplying the:.
The amount of interest expense for an interesting period is calculated by multiplying the carrying value of the bonds at the beginning of the period by the effective interest rate.
Amortization is an accounting approach used to periodically decrease the ebook value of a loan or an intangible asset over a fixed time frame. Concerning a mortgage, amortization focuses on spreading out mortgage bills through the years. When applied to an asset, amortization is similar to depreciation.
Amortized price is an accounting approach in which all economic properties need to be suggested on a stability sheet at their amortized fee that is identical to their acquisition general minus their essential payments and any reductions or charges minus any impairment losses and change variations.
Input the corresponding values in cells B1 thru B3. In cellular B4, input the components "=-PMT(B2/1200, B3*12, B1)" to have Excel routinely calculate the monthly charge. As an example, in case you had a $25,000 mortgage at 6.5 percent annual hobby for 10 years, the month-to-month fee could be $283.87.
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Many colleges provide students from low-income families with scholarships, subsidized loans, and other programs so that they pay lower tuitions than students from high-income families. Explain why universities behave this way.
Group price discrimination.
What does pricing discrimination entail?Price discrimination is a practice in which a seller sets different prices for the same goods or services depending on the buyer's response to particular criteria or the seller's estimation of what the buyer will pay.
What three ways does pricing discrimination come in?First-degree price discrimination occurs when a seller is aware of the highest price a customer will pay.Second-degree price discrimination occurs when a product's price changes in response to demand.Third-degree price discrimination occurs when a product's price is altered because of characteristics like age or sex.Learn more about price discrimination with the help of the given link:
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Get Smart University is contemplating an increase in tuition to enhance revenue. If GSU feels that raising tuition would enhance revenue, it is
If GSU feels that raising tuition would enhance revenue, it is assuming that the demand for university education is inelastic.
The quantity of a good that consumers are willing and able to buy at different prices during a specific time period is known as demand in economics. The demand curve is another name for the relationship between price and quantity demand.A change in demand whose percentage is less than a change in price. Demand is said to be inelastic, for instance, if the price of a good increases by 25% but drops in demand by just 2%.When there is a small change in the quantity demanded when the price changes, a good or service has inelastic demand. The term "price inelasticity of demand" is another name for this. An example of inelastic demand is gasoline, where individuals generally buy the same amount even when prices rise.Thus this is the answer.
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Sensitivity analysis: Group of answer choices indicates which variable(s) need to be most closely monitored. provides its user with the rate of return that corresponds to the project's IRR. provides limited information and therefore is rarely used in practice. is affected primarily by the interrelationships between project variables. is more difficult to conduct than simulation analysis.
Sensitivity analysis (4) is affected primarily by the interrelationships between project variables.
What is sensitivity analysis?The study of how the uncertainty in the output of a mathematical model or system might be partitioned and assigned to different sources of uncertainty in its inputs is known as sensitivity analysis.Under a given set of assumptions, sensitivity analysis evaluates how different values of an independent variable affect a specific dependent variable. In other words, sensitivity analyses investigate how different sources of uncertainty in a mathematical model contribute to the total uncertainty of the model.Sensitivity analysis is a financial model that determines how changes in other factors, known as input variables, affect target variables. This model is also known as what-if analysis or simulation analysis.As is clearly mentioned in the definition that sensitivity analysis is a financial model that determines how changes in other factors, known as input variables, affect target variables.
Therefore, Sensitivity analysis (4) is affected primarily by the interrelationships between project variables.
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Complete question:
Sensitivity analysis:
variable(s) need to be most closely monitoredprovides its user with the rate of return that corresponds to the project's IRRprovides limited information and therefore is rarely used in practiceis affected primarily by the interrelationships between project variablesis more difficult to conduct than simulation analysis.A forecasting technique consistently produces a negative tracking signal. This means that.
A forecasting technique consistently produces a negative tracking signal. This means that the forecasting technique consistently underpredicts.
A monitoring sign (T.S.) is a tool used to continually monitor the quality of our forecasting approach as we develop through time. A monitoring signal cost is calculated each duration and a dedication is made as to whether or not it falls into an appropriate range.
In records and management technology, a tracking signal monitors any forecasts that have been made in contrast with actuals and warn when there are surprising departures of the results from the forecasts. Forecasts can relate to sales, inventory, or anything touching on an employer's destiny demand.
A monitoring signal is an automatic indication of the version of the real forecasts on the subject of income, inventory, or something bearing on an employer's future call for. It monitors and warns when there are unexpected departures of the results from the forecasts.
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The first component of the master budget is the cash budget. overhead budget. pro-forma budget. sales budget.
Sales Budget
Sales Budget is mainly based on sales forecast. It is the starting point of master budget and helps the company to determine that how much number of units to be sold in a coming year and its selling price.learn more about this here-
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Country X has a high unemployment rate. It follows that country X is operating a. inside (below) its PPF. b. at a productive efficient point. c. beyond its production possibilities frontier (PPF). d. on its PPF.
Based on the fact that this country is having a high rate of unemployment, then it is inside (below) its PPF.
What is the Production possibility frontier?This is the graphical illustration that shows the way a nation produces goods and services based on the resources that it has available.
It shows the mix of goods that would efficient use the allocated resources. A country is at unemployment if they are inside the PPF.
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finds loads and dispatches truck to pick them up are called
Answer:
What is a freight truck?
A freight truck transports things from one place to another. The truck's body is built around a strong chassis and a powerful engine to easily carry heavier loads. Usually, they transport cargo between warehouses, factories, wholesalers, and retailers.
Explanation:
What is a freight truck?
A freight truck transports things from one place to another. The truck's body is built around a strong chassis and a powerful engine to easily carry heavier loads. Usually, they transport cargo between warehouses, factories, wholesalers, and retailers.
Indra is using counterfactual thinking to discover alternatives for a past unexpected outcome. What is the next step she should take
Indra is using counterfactual thinking to discover alternatives for a past unexpected outcome the next step for her is to identify other factors that may serve as hindrance and need to be overcome.
What is counterfactual thinking?
Counterfactual thinking is done when an individual needs alternative methods or way to do a thing that has been done.
The initial method may not be as productive as the individual expected.
This will make an individual think of all the factors that may have hindered the desired result.
Therefore, Indra is using counterfactual thinking to discover alternatives for a past unexpected outcome the next step for her is to identify other factors that may serve as hindrance and need to be overcome.
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As long as firms currently in the market are earning profits, firms will enter the market with products that are very close substitutes until existing firms are earning an economic profit of
As long as firms currently in the market are earning profits, firms will enter the market with products that are very close substitutes until existing firms are earning an economic profit of zero.
If a company in an oligopolistic competitive industry suffers an economic loss, the industry will see the company withdraw until long-term economic profits are driven to zero.
The existence of economic benefits attracts entry, economic loss leads to withdrawal, and long-term equilibrium enterprises in a perfectly competitive industry do not achieve economic benefits. The long-term supply curve for industries whose input prices do not change due to expansion (industries with constant costs) is horizontal.
Companies enter the industry when they expect financial benefits. These short-term benefits are sufficient to facilitate entry. Zero economic benefit means the normal long-term benefit of the factor of production, including the employer's labor and capital.
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Unbiased cash flow forecasts are often difficult to obtain due to ________, which, despite causing higher projected cash flows, can also increase effort, commitment, and persistence from employees.
The answer us overoptimism.
Corporate investment policies can be distorted by managerial optimism, which makes it reliant on internal cash flow. Managers are optimistic when they consistently overestimate the chance of excellent company performance while underestimating the probability of poor firm performance.
Being too optimistic might lead to impracticality and arrogance. Optimists overestimate returns and generate overly optimistic cash flow estimates, which leads to higher investment levels and increased sensitivity of investment decisions to cash flow.
Therefore, the blank will be filled by overoptimism since it makes the cash forecast difficult to obtain. This becomes a hinderance in reliable forecasting.
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Answer:
Unbiased cash flow forecasts are often difficult to obtain due to optimism bias, which, despite causing higher projected cash flows, can also increase effort, commitment, and persistence from employees.
Optimism bias is a cognitive bias that leads individuals to believe that they are less likely to experience negative events and more likely to experience positive events than others.
In the context of forecasting, optimism bias can lead individuals to overestimate the likelihood of success and underestimate the potential for negative outcomes.
This can result in forecasts that are overly optimistic and not reflective of the true risks and uncertainties associated with a project or investment.
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A company's flexible budget for 12,000 units of production showed total contribution margin of $24,000 and fixed costs, $16,000. The operating income expected if the company produces and sells 15,000 units is:
The answer is The operating income expected if the company produces and sells 15,000 units is $14,000.
Concepts and justification:-
Budgeting: The management task of budgeting calls for extensive planning and thought on the part of the managers.
Flexible Budget: A flexible budget makes it easier to make financial plans based on projected income and expenses as well as changes in production.
Fixed cost: A fixed cost is a one-time expenditure for a business. Despite variations in manufacturing volume, a fixed cost never fluctuates and stays the same. Fixed cost per unit changes with the increase or decrease in production.
Variable cost: Costs that are directly tied to the production process are referred to as variable costs. On a unit basis, the variable cost is constant.
Operating income: The profit made after deducting fixed costs and variable costs from sales is the term "net operating income." Costs are associated with the production and management of the company.
Operating income for 15,000 units = Proportionate contribution - Fixed cost
={($24,000/12,000) × 15,000} -$16,000
= $30,000-$16,000
= $14,000
Hence, The operating income expected if the company produces and sells 15,000 units is $14,000.
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One of the applications of proximate cause doctrine to cases where a plaintiff sues for negligence require: Group of answer choices a defendant to prove that he or she assumed the risk voluntarily. the plaintiff and a defendant to agree to an arbitration. the injury to be caused directly by a defendant's negligence. the plaintiff to prove a defendant's contributory negligence. the injury to be caused by a defendant's comparative fault.
C) The injury is to be caused directly by a defendant's negligence.
What distinguishes a plaintiff from a defendant?The party who files the lawsuit is known as the plaintiff. The summons and complaint for the lawsuit must be submitted to the proper court. The party being sued is known as the defendant.
The phrases "plaintiff" and "defendant" are frequently used in legal trials and/or lawsuits. These might include anything from family law issues to carelessness claims to personal injury lawsuits.
The accused is still referred to as the defendant in criminal prosecutions. However, in the majority of situations, the complainant is used instead of plaintiff.
Typically, the defendant is placed second and the plaintiff is put first. So, by glancing at the case name, one can tell who the parties are.
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A firm has common stock of {cs}, paid-in surplus of {pds}, total liabilities of 2703. current assets of 314, and fixed assets of 36367. What is the amount of the shareholder's equity
The amount of the shareholder's equity is $33,978
Shareholder's equity = ta - tl
⇒ (314+36367)-2703
⇒ 33,978
Shareholders' equity is the quantity that the proprietors of a corporation have invested in their enterprise.
This includes the money they've without delay invested and the accumulation of profits the corporation has earned and that has been reinvested for the reason that inception.
You could calculate shareholder fairness by adding collectively all property and all liabilities from an organization's balance sheet. tremendous shareholder equity means the business enterprise has enough assets to cowl its liabilities, however, the company's liabilities exceed its property if it's miles poor.
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