Cretia Robritti discovered that the purpose of asset allocation is to ensure that the investor is well diversified generally with holdings in several different classes of investments.
Why is asset allocation necessary and what does it entail?By allocating a portfolio's assets in accordance with a person's objectives, risk tolerance, and investment horizon, asset allocation is an investment technique that seeks to balance risk and reward.
Best asset allocation strategy for your portfolio:Your portfolio's asset allocation should always be consistent with your objectives. Fourth-Generation Asset Allocation Dynamic asset allocation is another active asset allocation method. With this approach, you continuously modify the asset mix in response to changes in the economy and market conditions.
What are alternative assets?Compared to standard investments, alternative assets are investments that are comparatively more complex and less liquid (i.e., harder to purchase or sell). It's critical to realize that these somewhat sophisticated investment kinds come with higher risks and are not appropriate for all investors.
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Airbnb has forever changed the travel and recreation industry. No matter where a traveler goes, they trust that they will have the best vacation experience when booking with Airbnb. Its name is recognizable outside of its customers and the company supplies its marketing and finanical data. Airbnb is an example of _______. a. a global brand b. a brand mark c. a local brand d. brand equity
Airbnb is an example of a global brand.
What is a global brand?The management of a brand around the globe with the goal of boosting its power and awareness in the markets in which it competes is referred to as global branding. This tactic is sometimes referred to as international branding or global branding.What is a brand mark?A brand mark is a symbol, component, work of art, or visual representation that aids in the quick identification of a specific business. It is crucial for creating and preserving a brand's reputation.What is a local brand?A local brand is one that advertises to and targets its goods and services toward a specific group of customers depending on location.What is brand equity?In marketing, brand equity refers to a brand's intrinsic value or the perceived social value of a well-known brand name.Therefore, Airbnb is an example of a global brand.
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A market is said to be _____ if it derives most of its value from a single class of users.
The market is said to be one sided market.
When market makers only provide information on the bid or ask price for a security, the market is said to be one-sided. When market makers provide shares in an initial public offering (IPO) that have high investor demand, this is a typical illustration of a one-sided market.
When fear has taken over the market, as occurs when an asset bubble bursts, one-way markets can also develop.
By charging a bigger gap between their bid and ask prices, market makers reduce the likelihood of lopsided markets.
Therefore, the answer is one sided market.
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Customers drive away after failing to find a place to park at a supermarket. The current process is _________
Capacity constrained; It is a process or a situation when an institution fails to accommodate its customers and their belongings in the capacity available.
More about Capacity constrained:
Bottlenecks, sometimes referred to as capacity restrictions, are areas or steps in your operation that move more slowly than others. A capacity limitation can be compared to a bottleneck because, just like with a bottle of milk, only a certain amount of milk can flow through the bottle's neck at once, regardless of how big the remainder of the bottle is.
Capacity constraints are a common problem, and there are many ways around this issue. One tried and true approach that many companies use was proposed by Eliyahu Goldratt in his book “The Goal.”
Complete question:
Customers are driving away after failing to find a place to park at a supermarket. The process currently is:
a. Capacity constrained.
b. Demand constrained.
c. Supply exceeds demand.
d. Capacity unconstrained.
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Which of the following are duties of the Federal Reserve System?
(Choose 5)
Group of answer choices
Acts as the government’s bank
Maintains currency
Provides investment advice to savers
Sells mortgages to borrowers
Conducts monetary policy
Provides credit cards to consumers
Supervises banks
Maintains the payment system
The Federal Reserve System performs several critical duties to fulfill its role as the central bank of the United States. The five duties among the options are as follows.
Acts as the government's bank: The Federal Reserve handles various financial transactions and services for the U.S. government such as processing payments, issuing and redeeming government securities.
Maintains currency: The Federal Reserve ensures that currency is readily available to meet the public's demand for cash.
Conducts monetary policy: The Federal Reserve formulates and executes monetary policy to achieve stable prices, maximum employment and moderate long-term interest rates.
Supervises banks: The Federal Reserve oversees and regulates banks to promote a safe and sound banking system.
Maintains the payment system: The Federal Reserve operates key payment and settlement system which is facilitating the smooth and secure transfer of funds among financial institutions, supporting the functioning of the overall economy.
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KB Home decided that they were interested in knowing if offering eco-friendly options within their home offerings will generate greater sales than offering eco-friendly options within an options list to add on to their home offerings. Which type of research would be most appropriate for this purpose
(A) Casual research would be most appropriate for the given purpose.
What is casual research?Causal research is the study of cause-and-effect relationships. To establish causation, the variation in the variable suspected of influencing the difference in another variable must be observed, and the variations from the other variable must be calculated.What is descriptive research?Descriptive research is used to characterize the features of a population or phenomenon under investigation. It does not address how/when/why the qualities developed. Rather, it responds to the "what" inquiry.What is exploratory research?Exploratory research is a methodological approach that investigates previously unstudied research problems. It is frequently utilized when the problem under investigation is novel or the data collection process is difficult in some way.As the definition of casual research states, to establish causation, the variation in the variable suspected of influencing the difference in another variable must be observed, and the variations from the other variable must be calculated.
Therefore, (A) casual research would be most appropriate for the given purpose.
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Complete question:
KB Home decided that they were interested in knowing if offering eco-friendly options within their home offerings will generate greater sales than offering eco-friendly options within an options list to add on to their home offerings. Which type of research would be most appropriate for this purpose
(A) Casual research
(B) Exploratory research
(C) Descriptive research
Tom is the CEO of Endless Possibilities Inc. and proudly boasts his firm's slogan, We Guarantee Success! However, Tom's constituents presented him with data on their latest project which suggests that they should not move forward. Tom, undeterred with this data, decides that he will still accept the project because he believes that he can't lose. This is a classic example of
This is a classic example of managerial hubris.
What is managerial hubris?Managerial hubris is the delusion that managers at bidding firms can handle a target company's assets more effectively than the target company's current management. One reason a manager could decide to invest in a merger that often yields no profits is managerial hubris.
What's an illustration of hubris?It denotes excessive pride and arrogance. Although a character may experience this internally, it usually manifests in their behaviors. A politician who decides not to campaign because he believes he is too well-liked to lose an election might be a contemporary, real-life illustration of hubris.
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Establishing a Mrs. Fields Cookies franchise inside a Hardees fast-food franchise is an example of ________ franchising
According to the research, the strategy of establishing a Mrs. Fields Cookies inside a Hardees fast-food franchise is an example of co-branding franchising.
What is co-branding franchising?It is the strategy that two certain franchises take in order to increase their profitability by marketing one or more products or services.
It involves the establishment of some kind of working relationship between the franchises, where the costs are generally divided between both parties, allowing the reach and influence of both brands to be increased.
Therefore, we can conclude that according to the research, the strategy of establishing a Mrs. Fields Cookies inside a Hardees fast-food franchise is an example of co-branding franchising.
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According to the attraction-selection-attrition (ASA) theory, job applicants:______.
a. avoid other applicants if they are competing for the same jobs.
b. with a variety of personal characteristics are preferred by organizations, resulting in a more heterogeneous organization.
c. do not typically pay much heed to organizational values when applying for work.
d. avoid employment in companies whose values seem incompatible with their own values.
Answer:
d. avoid employment in companies whose values seem incompatible with their own values.
Explanation:
If the restatement method for a foreign subsidiary involves remeasuring from the recording currency into the functional currency, then translating from functional currency to U.S. dollars, the functional currency of the subsidiary is: I. the U.S. dollar. II. the recording currency unit. III. a third country's currency.
A third country's currency is (B) III.
What is a foreign subsidiary?
A foreign subsidiary is a firm that operates outside of its home country and is a subsidiary of a larger corporation with headquarters in another nation, often known as a parent company or a holding company.What is functional currency?The principal currency used by a firm or unit of a business is referred to as functional currency. It is the primary monetary unit of account in the economic environment in which an economic entity operates.Therefore, a third country's currency is (B) III.
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Correct question:
If the restatement method for a foreign subsidiary involves remeasuring from the local currency into the functional currency, then translating from functional currency to U.S.dollars, the functional currency of the subsidiary is I. U.S. dollar. II. Local currency unit.III.
A third country's currency.
A. I
B. III
C. II
D.Either I or I
_____ is a strategic-management tool that helps an organization take stock of its internal characteristics and assess the external environmental conditions.
SWOT is a strategic-management tool that helps an organization take stock of its internal characteristics and assess the external environmental conditions.
What is SWOT?A SWOT means strengths, weaknesses, opportunities, and threat. It is a tool, used by management of an organization to analyze factors that are internal and external, which could affect them negatively.
The purpose of SWOT is to assist identify the internal and external factors that could pose as threats to an organization.
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A big part of business intelligence is an area called predictive analytics, which extracts information from Blank______ and uses it to predict future trends and identify behavioral patterns. Multiple choice question. estimates data business intelligence snapshots
A big part of business intelligence is an area called predictive analytics, which extracts information from data and uses it to predict future trends and identify behavioral patterns.
Predictive analytics is a form of advanced analytics that is being used by business intelligence to extract information from data, using it to predict future trends.
The identification of behavioral patterns and future trends are also central to the structure and process of predictive analytics. It makes use of statistical modeling, data mining techniques, and machine learning to combine data in order to extract information. Many future events and trends can be and have been anticipated through predictive analytics. In business intelligence, it can be used to predict performance. Data is central to predictive analytics.Therefore, a big part of business intelligence is an area called predictive analytics, which extracts information from data and uses it to predict future trends and identify behavioral patterns.
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When giving his report, Cranston tells the division vice president that the project will be completed on time but fails to tell her that it will come in way over budget. What communication pitfall is taking place?
The communication pitfall that is taking place is inconsistent messages.
Diverse components of an inconsistent message signify contradicting referents, whereas information offered by various components of a consistent message is redundant.
Consistency shapes both the appearance and feel of the messaging as well as the tone and manner of the online and offline experience, allowing people to acknowledge the company and brand when they view the material.
Inconsistency reduces the credibility of the person thereby resulting in lowering the trust level of the upper management in delegating the task to the person. Inconsistent messages are not appreciated in any organization, these are considered to be very bad. Managers consider those person who are consistent with the messages that they convey and achieve them.
Therefore, the answer is inconsistent messages.
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(The) __________ is the adaptable tool used to create and deliver appealing combinations of appealing values along with meaningful and persuasive marketing messages.
(The) marketing mix is the adaptable tool used to create and deliver appealing combinations of appealing values along with meaningful and persuasive marketing messages.
What is marketing mix?The marketing mix, involves the integration of all the process of marketing.
It include pricing of commodity and promotion of the commodity for sale at a particular place.
Therefore, the marketing mix is the adaptable tool used to create and deliver appealing combinations of appealing values along with meaningful and persuasive marketing messages
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The marketing mix fits the description of an adaptable tool used by marketers to achieve their objectives.
Marketing mixThe marketing mix consists of the following elements:
product,price,place,promotion, and people.A careful mixture of these elements by a marketer can be used to create and deliver appealing and persuasive marketing messages.
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The objective of the project planning process is the development of: A. entity relationship diagrams. B. an information systems plan. C. corporate strategic plan. D. a Systems Service Request. E. a Baseline Project Plan and Project Scope Statement.
The objective of the project planning process is the development of a Baseline Project Plan and Project Scope Statement.
Baseline Project Plan and Project Scope StatementAn accepted version of your project's scope, as described in a scope statement, work breakdown structure, and WBS dictionary, is called a scope baseline. Project progress is tracked and results between real and planned are compared using the scope baseline as a reference.A project scope statement gives a thorough explanation of the work that must be done to produce the project's output on time and within budget. It also defines the project's boundaries. All work and only work necessary to finish the project within the budget is included in the project scope statement.The scope statement should be as long as necessary to mitigate the project's main risks.
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Suppose your roommate just invented an electronic pencil that senses when a word being written is misspelled, beeps, and shows the correct spelling on a small screen on the side of the pencil. He figures the pencil can be manufactured for about $5, since the cost of computer chips has dropped so low.
Your roommate comes to you for advice and money. He will make you a 40% owner if you help manufacture and sell the pencils. He asks you to put up $500 for materials for the first 100 units. He asks that you help make and sell the pencils after classes.
Since your roommate is studying electronic engineering, he knows about as much about marketing as you know about electronics. You agree to study the possibilities. You make a list of questions that need to be answered before you commit your $500.
1. What need does this product fill?
2. What is the potential market for the product?
3. What are the target markets for such a product?
4. What type of consumer good is this product?
5. How will you distribute the product?
6. How could the consumer be convinced to purchase the product?
7. What are the other questions that need to be answered before a decision is made?
The need that the electronic pencil fill is the need to erase errors associated with what has been written down digitally.
What is the potential market for the product?The potential market for electronic pencil is the global digital pen market and the global market as a whole.
What type of consumer good is electronic pencil product?The type of consumer good of electronic pencil product is Specialty products.
How will you distribute the product?One can distribute the product via online platforms such as social media, online stores and marketplace, etc.
What are the other questions that need to be answered before a decision is made?The lifespan of the product.Does it have effect to the human skinIs it feasible.Learn more about electronic pencil from
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The entire bundle of products, services, and meanings of one's offering; including extras like service, warranty, or delivery, as well as what the product means to the customer refers to
Total product refers to the entire bundle of products, services, and meanings of one's offering; including extras like service, warranty, or delivery, as well as what the product means to the customer.
As an economic idea, the total product compares an employer's quantity of output to a fixed quantity of inputs. As an analysis of quick-run production, the overall product typically examines variables that have an effect on output, along with uncooked substances and associated waste or direct hard work prices and stages.
The entire product refers to the total amount (or volume) of output produced with a given amount of entering throughout a period of time.
General product is virtually the output this is produced by all of the hired workers. A marginal product is an extra output that is generated by using an additional employee. With a second worker, manufacturing increases by 5, and with the 0.33 worker, it will increase by means of 6.
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Evan bought into a housing cooperative that's focused on cultural exchange. Each month, the co-op residents have dinner meetings and share food and information about the culture of their respective regions. When Evan made his purchase, he received a proprietary lease for his unit. What else did he receive
He would also receive a shares in the cooperative corporation as he received a proprietary lease for his unit.
What is a proprietary lease?This refers to an occupancy agreement that gives the shareholder in a housing cooperative the right to occupy a particular dwelling unit.
Hence, in the context, Evan would also receive a shares in the cooperative corporation as he received a proprietary lease for his unit.
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From a competitive firms' point of view, the key question regarding the higher wages paid to union workers is whether the higher wage level is matched by non-union producers. can be passed on to its customers. leads to workers with more experience. is matched with higher productivity.
From a competitive firms' point of view, the key question regarding the higher wages paid to union workers is whether the higher wage level is matched with higher productivity.
If management increases its investment in machinery in response to union demands for greater salaries, then union members may be more productive because they have access to better or more capital equipment than the average nonunion worker. The company will need to make fewer hires, nevertheless.A union can act like a monopoly and demand whatever salary rate it can get for its members because it is the only source of labor. Employers must comply with the union's salary demand if they require workers.
What is Efficiency-Wage Theory?
According to the efficiency wage principle, employers should pay their employees well enough to encourage productivity and keep highly competent people on staff.
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When a manager gives people the opportunity to use their skills and abilities to the fullest extent possible, the ________ needs of people at work are satisfied.
When a manager gives people the opportunity to use their skills and abilities to the fullest extent possible, the self-actualization needs of people at work are satisfied.
What is self-actualization?Self-actualization according to Maslow's hierarchy of needs, serves as the stage where personal potential is fully attained.
This can be prove When a manager gives people the opportunity to use their skills and abilities to the fullest extent .
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Sam, a buyer for a small warehouse company, is looking to purchase a forklift from caterpillar or komatsu. He is looking for a reliable, narrow forklift to fit between the warehouses’ smaller aisles and that is a lower price. Sam doesn’t need added-on services; he is well-versed in using and maintaining large equipment. He evaluates the forklift types and decides on a komatsu. Sam chooses the komatsu for its perceived reliability and it is $1500 less than the caterpillar forklift. Which approach that komatsu took was a success for sam as a customer?.
The approach that Sam took that turned out to be a success is Komatsu reduced its perceived costs enough to undercut its competitors perceived values.
What was the approach undertaken here?He knew that he may have additional costs if he decides to use added on services. But he didn't.
This would make the amount of money that he would pay less given that he has decided to carry out the task on his own.
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The ________ finances the export activities of companies in the United States and offers insurance on foreign accounts receivable.
The Export-Import Bank finances the export activities of companies in the United States and offers insurance on foreign accounts receivable.
Export-Import BankA federal organization called the Export-Import Bank of the United States (EXIM) offers a range of resources to support the export of American products and services. The Bank's goal is to finance the selling of American exports to foreign customers in order to create and maintain jobs in the United States. EXIM provides solutions like buyer financing, export credit insurance, and working capital access to American exporters and their clients. Second, EXIM offers buyer finance to match or compete with the financing provided by over 96 ECAs throughout the world when U.S. exporters face foreign competition supported by other governments.\To learn more about Export-Import Bank refer to:
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Many firms exercise ____________________ such as when different prices are charged by telephone companies for individuals compared to businesses.
Many firms exercise Price discrimination such as when different prices are charged by telephone companies for individuals compared to businesses.
A selling tactic known as price discrimination involves charging clients various rates for the same good or service depending on what the vendor believes they can persuade the customer to accept. When a merchant uses pure price discrimination, they charge each consumer the highest price they will agree to.
Price discrimination is a microeconomic pricing technique in which the same provider sells the same or substantially similar items or services in different marketplaces at different prices.
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The interdependence principle states that your best choice today depends on all of the following EXCEPT decisions others are currently making. expectations about the future. past decisions you have made. other decisions you are currently making.
The correct option is C). Past decisions you have made.
What is the interdependence principle?Independence principle refers to the assurance of the receiver of certainty and promptness of payment, independent of any breach of the main contract.
The principle of interdependence means that there is at least some degree of similarity between the signs and the relevant goods or services.
It is the obligation of the issuer to pay the beneficiary upon presentment of the letter of credit is independent from the lessee's obligations under the lease.
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increased global trade caused both economic development and population growth in cities - especially port cities. How did this urban growth affect rural economies
Better integration between urban and rural areas is crucial for the socioeconomic performance of both places because they each have unique and frequently complimentary strengths.
How did urban growth affect rural economies?In order to meet coastal demand, Indian farmers started producing more cotton; farmers and landowners in Western Europe invested in raising food production; and English landowners changed their relationship with those who plowed and harvested their fields by paying them wages rather than using sharecropping agreements.
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identify two other types of business organisation jameel lost his job
Answer:
When Jameel lost his job with a fruit and vegetable shop that closed downhe decided to open his own store. He had good contacts with suppliers.
They said they would give him one month’s credit before he paid for
supplies. Jameel had $5000 in savings to invest in the shop. He thought thiswould be sufficient to start the business. He is an independent man - he
never liked taking the manager’s orders in the food shop! He wanted to
operate his new business as a sole trader
Explanation: hope this helps if not i am sorry
Franchises and partnerships are two other types of business organisations jameel lost his job.
Franchises and partnerships are two distinct business models that involve collaboration between different entities. Franchising is a business arrangement where a franchisee licenses the right to use a well-established brand, business model, and support from a franchisor in exchange for fees and royalties.
This allows the franchisee to operate under an established brand with proven systems. Partnerships, on the other hand, involve two or more individuals or companies pooling their resources and expertise to run a business together, sharing profits and liabilities. Both models offer unique advantages, such as brand recognition in franchising and shared responsibilities in partnerships.
Therefore, Franchises and partnerships are two other types of business organisations jameel lost his job.
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Probably the full question is:
When Jameel lost his job with a fruit and vegetable shop that closed down he decided to open his own store. He had good contacts with suppliers. They said they would give him one month’s credit before he paid for supplies. Jameel had $5000 in savings to invest in the shop. He thought this would be sufficient to start the business. He is an independent man - he never liked taking the manager’s orders in the food shop! He wanted to operate his new business as a sole trader.
Identify two other types of business organisations jameel lost his job.
Standard costs may be used as a management tool to control costs by a.controlling these costs separately. b.either including standard costs and variances in the general ledger or controlling these costs separately. c.excluding standard costs and variances in the general ledger. d.including standard costs and variances in the general ledger.
The correct option is, (b) either including standard costs and variances in the general ledger or controlling these costs separately.
What is standard cost variance?The difference between a standard cost and an actual cost is known as a standard cost variance. When a materially negative variance occurs, management takes appropriate action to address the situation. This variance is used to track the expenditures incurred by a company.What is meant by standard cost?The planned cost of a typical manufacturing process is the benchmark against which actual costs are measured. Of course, the initial standard costs will need to be estimated if a new good, service, or process is to be used.What is the purpose of standard costing?By establishing benchmarks for manufacturing costs and performance, standard costing seeks to reduce waste and boost operational efficiency. Standard costing is not a distinct way of product costing; rather, it is a control mechanism.Learn more about standard costing here:
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A market that consists of all the individuals and organizations that want goods and services to use in producing other goods and services is called the:
A market that consists of all the individuals and organisations that want goods and services to use in producing other goods and services is called "business to business market".
What is business to business marketing?
Business-to-business (B2B) marketing refers to any approach or content used by one company to target and sell to another company. For instance, B2B marketing is frequently used by businesses that sell goods and services to other businesses or organisations.
Key feature of B2B marketing are-
few consumers as a percentage of all consumers.enormous orders.It is possible to create a relationship between the customer and the seller.Prospective clients are simple to identify and segment.A purchase involves a larger number of people.To know about how business marketing fundamentally differs from consumer marketing?, here
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Market and Market Research
Exercise #2
Having just talked to the management team about why marketing is important, you now want to conduct some secondary research into the computer industry and primary research into consumers’ needs, views and wants.
Exercise:
Using the internet find some secondary information on the computer industry within your country or a country of your choice. See if you can find two pieces of information:
1.Market share of computer manufacturers within your country.
2. The value of the computer industry within your country.
A) Having found this information, list why you think it is important for MJA, Inc. to have both sets of data?
Primary Research
Your company needs to find out more about the potential of computer users.
B) What primary research methods are appropriate to find out about the needs of computer users. What are the advantages and disadvantages of each?
C) Why is it important for MJA, Inc. to conduct both primary & secondary research?
1. Dell is the market leader in the United States, followed by HP Inc., while Lenovo and Apple, who are ranked third and fourth, respectively. 2. Manufacturers determine the worth of the domestic computer industry.
A. The information will support management decisions and give a sense of how competitive the market is. B. Interviews with staff members and dilemmas are the main techniques. C. Primary and secondary research are both critical for a business.
What is marketing?
The practice of a business of promoting the purchase and sale of goods and services is referred to as “marketing.” Promotion, publicity, and advertising make up marketing.
1. The two businesses, who hold a combined market share of more than 50%, are Dell and HP Inc., who also hold the second- and third-place spots in the U.S. PC market, respectively. 2. The sum of PC sales from all manufacturers represents the industry's value.
A. The information will support management decisions and give a sense of how competitive the market is. Market share data will assist the firm in choosing a goal that is doable.
B. Merit is inexpensive, and demerit isn't always the right information in ambiguous situations. The merit of a hiring interview can be quickly evaluated, whereas the demerit is expensive.
C. Secondary research is a base of choice, while primary research is the primary need.
Hence, the significance of the market research is aforementioned.
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A desire to keep products seeming new encourages the proliferation of extra features in what is known as Blank______.
A desire to keep products seeming new encourages the proliferation of extra features in what is known as feature bloat.
The term "feature bloat" is used to describe what happens when a product has too many features and functionalities. This word is typically used to describe items that have too many extra "bells and whistles" features and can no longer fulfill their primary function as a result.
In some ways, it's simple to understand how feature bloat occurs in a variety of items, from cars and home appliances to smartphones and apps. Manufacturers may be eager to set themselves apart from their rivals by providing what consumers may view as added value.
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Would raising the price of a product create a larger decline in quantity demanded for a monopolistic competitor than it would for a monopoly
Yes, raising the price of a product can create a larger decline in quantity demanded for a monopolistic competitor than it would for a monopoly.
What is demand?Demand can be defined as the amount of products or goods and services in the market that consumer are ready or willing to buy.
When there is increase in price of a product, buyer or consumer will tend to buy from competitors that offers lower price.
Therefore raising the price of a product can create a larger decline in quantity demanded for a monopolistic competitor than it would for a monopoly.
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