The General Motors shifted its marketing resources towards direct marketing communication channels when it cut its 2006 budget by $600 million. Therefore, the option B holds true.
The direct marketing can be referred to or considered as a method of formation of a communication channel, wherein an organization tries to establish a connectivity with the public by the way of using direct resources, and not relying on external factors of marketing resources or other such methods of marketing, as such.
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Complete question
When General Motors cut its 2006 ad budget by $600 million, it shifted its marketing resources toward which communication channels?
A. indirect marketing
B. direct marketing
C. Digital marketing
D. None of the above
in insurance policies, contract ambiguities are automatically ruled in the favor of the insured. what privilege does the insurer have in order to balance this?
In insurance policies, contract ambiguities are automatically ruled in the favor of the insured. The privilege the insurer have in order to balance this is The right to determine the wording of a policy.
Ambiguities in an insurance policy are usually resolved in favor of the insured. Insurance companies draft policy documents and contracts while persons purchasing insurance accept these terms. Therefore it is incumbent on the insurance company to clearly state coverage and limitations. If some claim occurs that is not specifically mentioned in insurance documents, the insured individual is covered.
At the point when applied in insurance gets, the ambiguity principle holds that the details of a policy or a protection strategy should be clear and without unclearness or vagueness. Since the guaranteed has no say with regards to setting up the provisions of the agreement, the insurance firm should lead a comprehensive survey of the policy to guarantee that no vulnerabilities in importance of the language utilized happen. While the significance of an agreement language is questionable, it is because of any of these four significant reasons; uncertainty, unclearness, idiocy, and lack of definition.
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tegrated potato chips just paid a $1 per share dividend. you expect the dividend to grow steadily at a rate of 4% per year. what is the expected dividend in each of the next 3 years? if the discount rate for the stock is 12%, at what price will the stock sell? what is the expected stock price 3 years from now? if you buy the stock and plan to sell it 3 years from now, what are your expected cash flows in (i) year 1; (ii) year 2; (iii) year 3? what is the present value of the stream of payments you found in part (d)?
The expected dividend in each of the next 3 years. First year = 1.04 , second year = 1.08 , third year =1.12
What is a dividend?A dividend is a way for a corporation to share or distribute its profits to its shareholders. When a firm typically gives its shareholders cash or equity. For instance, if a business generates a net profit and shares the money with investors, it can subsequently decide to charge shareholders a certain amount as a dividend.
Given:
Dividend of per share is $1.
Grow rate per year is 4% .
Expected dividend in next 3 year is:
First year dividend is:
first year dividend= per share × growth per year = 1 × 104/100 = 1.04
Second year dividend is:
second year dividend = per share × growth per year = 1.04 × 104/100 = 1.08
Third year dividend is:
third year dividend = per share × growth per year = 1.08 × 104/100 = 1.12
What price will the stock sell?Stock sell price is:
price = dividend1 /discount − growth
price = 1.04 / 0.12 − 0.04
price = 13
What are your expected cash flows?Stock price for third year:
price = dividend4 / growth−discount = 1×(1.04)4 /0.12−0.04
price = 1.169 / 0.08
price = 14.62
What is the present value of the stream of payments you found in part (d)?Payment = sum of dividend
payment = (1.04+1.08+1.12)
payment = 3.24
Present value of payment is:
Persent value of payment = 1.04 / (1+1.02) + 1.08 / (1+1.02)2 + 1.12 / (1+1.02)3
Present value of payment = 2.59
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4. what are the three typical strategies available for a manager in developing an aggregate production plan, i.e., what are the controllable variables?
The three pure aggregate planning strategies are the chase strategy, time flexibility from workforce or capacity strategy, and the level strategy.
An combination is a set of folks who appear to be at the equal place on the equal time but who have no other connection to each other. instance: The human beings accrued in a restaurant on a selected nighttime are an instance of an combination, no longer a set. Aggregation refers to an act of grouping items or things as an entire. This time period may be used in numerous contexts, disciplines, and industries. records analysis - In information evaluation, aggregation refers back to the compilation of records which is used to create datasets for evaluation purposes.
merchant aggregation also called price aggregation, is a business version where a 3rd-birthday celebration charge provider signs and symptoms up traders without delay below its very own merchant identity quantity (MID) to technique transactions through a unmarried master account.
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fiscal and monetary policies are often useful in pulling an economy out of a recession. group of answer choices true false
The statement 'fiscal and monetary policies are often useful in pulling an economy out of a recession' is true.
In the field of business, a recession can be described as a particular decline that a particular country has to face in its economic growth.
When fiscal in the form of taxes are applied and the monetary policies are redesigned then the aggregate demand curve can shift in an outward direction. This is because more fiscal means that there will be more revenue for the government to spend on the economic growth of the country.
Hence, fiscal and monetary policies can help in uplifting the economy and move a country out of recession.
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the team's engagement score was 4.2 this month. the score has been improving at a rate of 8% per month. what was the score 4 months ago?
The team's score 4 months ago was 3.087, and has been improving at a rate of 8% per month to get 4.2 score this month.
What does the rate of increase mean?The term "rate of change" refers to the rate at which one quantity changes with respect to another. The dependent variable y must be present if the independent variable x is. rate of change = y- and x-fold change. Change rates may be positive or negative.
The difference, that is increase between the two values you are comparing must first be determined in order to determine the rate of increase. Divide the increase by the starting amount, and then multiply the result by 100. % growth = Growth 100 Original Number. A percentage rise is an amount by which a percentage has increased over time.
Assume the score 4 months ago was x.
Given:
Current score = x × ( 1 + rate) ^ number of months
4.20= x(1+8%)^4
4.20 = x(1.3605)
x= 4.20/1.3605
x= 3.087
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if the sales-tax rate is 6%, then how much tax must mrs. salinas pay on purchases totaling $55.60? round to the nearest penny.
The sales-tax rate is 6%, then how much tax must mrs. salinas pay on purchases totaling $55.60.round to the nearest penny is $31.79.
We must convert 6% into a decimal first in order to address this issue:
6\s6% -> ->0.06\s100
Let's now divide 29.99 by 0.06:
ae = 29.99(0.06)\sT=1.80
Next, multiply 1.79 by 29.99 to find the answer:
29.99 + 1.80 = 31.79
After taxes, the sweater will cost $31.79.
A sales tax is a tax paid to a governing body for the sales of certain goods and services. Usually laws allow the seller to collect funds for the tax from the consumer at the point of purchase. When a tax on goods or services is paid to a governing body directly by a consumer, it is usually called a use tax.
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The selling price of a car is $15,000. Each year, it loses 12% of its value. Which function gives the value of the car t years after its purchase?.
The value of the car is determined by the function f(t) = 15,000(0.88) t years after the purchase.
The decreasing function V, where V(t) is expressed in dollars, provides the value of a car t years after it is acquired. The amount by which the car's value changes annually in dollars is proportionate to the car's value.
Calculation:When we use the automotive depreciation formula, we get
f(t) = p(1 - r/100)n.
Where P is the purchase price, R is the annual percentage rate of depreciation, and n is the number of years following the purchase, A represents the car's worth after n years.
The depreciated value of the car after 1 yr is n=1
f(t) = 15000( 1 - 12/100)
f(t) = 15000( 1 - 0.12)
f(t) = 15000(0.88)
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yankee fish company sells a product which has a unit sales price of $5, unit variable cost of $3 and total fixed costs of $240,000. the number of units the company must sell to break even is
A company sells a product that has a unit selling price of $5,a unit variable cost of $3,and a total fixed cost of $240,000.The number of units the company.
It is estimated that variable costs represent 25%of the total income received.If the fixed costs of the product are Rs.4500.Here,price per unit (p)=Rs.6 Total revenue R(x)=p.x=6x where x is the number.The number of units the firm must sell to break even is total Fixed Costs/Sales Price Unit-Variable Cost Unit=Breakeven in units.A+ rating selling in the year, breakdown of rates of is Phone for $2.75 per share johnson ade company has sons priced between $2 and $5 of selling the asset and converting it to cash at "fair market value."Since an investment in shares of a corporation is much more liquid than.
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does the fractional reserve system regulates the proportion of loans that must have a low risk of default.
Fractional reserve banking permits banks to use funds (i.e., the bulk of deposits) that would be otherwise unused and idle to generate returns in the form of interest rates on new loans.
Fractional Reserve Banking refers to the coverage that calls for banks to keep a portion of their deposits “in reserve”, in place of loaning all of them out. The policy is stipulated by using the Federal Reserve as part of its normal function in enforcing financial policy. In a fractional reserve banking gadget, banks maintain a fragment of deposits as reserves and use the relaxation to make loans. The Fed establishes reserve requirements and guidelines on the minimal amount of reserves that banks ought to hold against deposits. Banks might also preserve extra than this minimum amount if they pick out.
A fractional reserve banking system is important because banks want to have cash available that is able to satisfy their withdrawal necessities. this doesn't mean that they need to have the overall amount of each bank account accessible.
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The full cost of attendance to an institute of higher education, including tuition, room and board, books and other costs is known as _____.
A. Sticker price
B. A full ride
C. The reduced price
D: The net cost
Answer:
A. Sticker Price
Explanation:
The full cost of attendance to an institute of higher education, including tuition, room and board, books and other costs is known as Sticker Price.
which form of business ownership is a particularly poor choice for an aggressive entrepreneurial firm?
A sole proprietorship is a particularly poor choice for an aggressive entrepreneurial firm.
The aggressive entrepreneur relies more on the notion that there are numerous opportunities and makes use of all available means to accomplish their goals. This is primarily concerned with what comes next, what can be accomplished, and how to foster progress via individual initiative and conviction.
Businesses that are aggressively entrepreneurial and offer ownership in exchange for capital contributions are better suited for corporations. The simplest type of business ownership is a sole proprietorship, which presents neither a hurdle nor any.
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garden corp. just paid $4.25 dividends and the dividends should continue to grow at 6% to infinity. how much is a fair price for their stock given that investors require 13% returns?
Starting four years from now, the corporation intends to begin paying a two-year dividend of $0.40 per share. Following that, the business intends to continue paying an annual dividend of $0.75 per share indefinitely.
The dividends are anticipated to increase perpetually at a fixed rate of 8% per year. The dividend growth model is only valid if the dividend growth rate eventually outpaces the stock's needed return.
The corporation will stop paying dividends whenever the amount reaches zero and shut down. Given the state of the company, you need to get an 18% return on this particular stock.
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this is your first time running a video action campaign. what approach to bidding strategy should you implement to get optimal results?
If you run video ads and want to increase views or interactions with your ads,you can use cost-per-view (CPV) or cost-per-thousand impressions (CPM) bidding.
If you run video ads and your goal is to increase product or brand consideration,you can use cost per view (CPV).Start with cost-per-view bidding to establish CPV performance,then move to Maximize Conversions to capture more conversions at the desired time.Manual bidding at the ad group level,by contrast,places the same bid on all keywords or placements within that ad group.This is typically the best bid strategy for new advertisers,new accounts,or new campaigns.The lowest cost offer is ideal for campaigns where you want to get a high volume of results in a short amount of time.If you're targeting brand awareness,reach,or video views, then lower-cost bids will help you get a lot of eyes on your ads.
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a check dishonored by the bank because of insufficient funds in the account of the maker of the check.
Answer: Non-sufficient fund check
Explanation:
Also known as the NSF check, is a check dishonored by the bank because of insufficient funds in the account of the maker of the check.
this example has level resources of three resources for eight days. if the project is limited to two resources, how should the project be organized to meet the resource constraint and finish the project as early as possible? the tasks with the least slack have the lower number.
If the project were planned to fulfill the resource restriction and be completed as soon as feasible, the paths would be 1,2,3,4, and 1,2,5. This is because these tasks contain the least amount of slack.
When we talk about resources, we're talking about all the things that are available to us that are environmentally friendly, economically viable, and culturally sustainable and that help us meet our needs and desires. Resources can be broadly categorized based on their availability into renewable and non-renewable resources. They can also be divided into real and potential entities based on their level of development and use, biotic and abiotic entities based on their origin, ubiquitous entities based on their distribution, and localized entities based on their distribution (private, community-owned, national and international resources). With time and evolving technology, an object might become a resource. Increased wealth, the smooth operation of a system, or improved wellbeing are only a few advantages of resource use.
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the connors company has assembled the following data pertaining to certain costs that cannot be easily identified as either fixed or variable. connors company has heard about a method of measuring cost functions called the high-low method and has decided to use it in this situation. cost hours $24,360 5,800 $26,200 6,100 $34,700 7,500 $42,360 13,000 $38,600 9,750 what is the estimated total cost at an operating level of 8,400 hours?
The overall anticipated cost at an operating level of 8,400 hours is $35,920.
The High-Low Method: What Is It?Given a small amount of data, the high-low technique in cost accounting aims to discern between fixed and variable expenses. In order to analyze the total expenses at each level of activity, the high-low technique compares the highest and lowest levels of activity.
Is the high-low method the most realistic one?If it is possible to determine the company's overall expense pattern from the highest and lowest activity levels, the high-low technique can be fairly accurate. However, if the two extreme activity levels are persistently different, the high-low technique will yield erroneous results.
b = ( $42,360 − $24,360) / (13,000 − 5,800)
b= $18,000 / 7,200
= $2.50 for the highest and lowest values of the cost driver
$42,360 = a + ($2.50 × 13,000)
$42,360= a + 32,500
a = $9,860
Cost function is Y = $9,860 + $2.50X
Y = $4,000 + ($3.80 × 8,400)
Y = $4,000 + 31,920
Y = $35,920
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people enjoy water skiing and surfing equally well in the macro islands. if the water ski factory burned down, how would the market for water skis be affected?
People enjoy water skiing and surfing equally well in the macro islands. if the water ski factory burned down, the market for water skis be affected as
No Change in Demand Decrease in SupplyIncrease in Price Decrease in QuantityWe assume that ski and ski ropes are complementary goods and thus with an increase in price of one will affect the market for the other.
We also know that the cross elasticity of demand is negative for complements.
So an increase in the price of water skis, the rope market will have the following effect.
Demand will fall as the demand for waster ski will also fall given a rise in price.
Supply will be unchanged as there is no variable that affects supply directly.
Price will fall since the quantity demanded for ropes and water skis will have fallen.
Quantity supplied and demanded in the market will fall as a new lower equilibrium is set.
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Complete Question is -
People enjoy water skiing and surfing equally well in the Macro Islands. If the price of water skis increased drastically, how would the ski rope market be affected?Demand / Supply / Price / Quantitya) Increase / Decrease / Decrease / Increase b) Increase / No Change / Increase / Increase c) No Change / Decrease / Decrease / Decrease d) Decrease / No Change / Decrease / Decrease e) Decrease / Increase / Increase / Decrease
gipsh corp. had beginning long-term debt of $51,207 and ending long-term debt of $36,714. the interest paid was $5,500. what is the amount of the cash flow to creditors?
The amount of the cash flow to creditors is $19,993.
Cash flow to creditors = I-E+B
Interest Paid = I = $5,500
Ending Long-Term Debt = E = $36,714
Beginning Long Term Debt = B = $51,207
Cash flow to creditors = Interest Paid - Ending Long-Term Debt + Beginning Long Term Debt
Cash flow to creditors = I - E + B
Cash flow to creditors = $5,500 - $36,714 + $51,207
Cash flow to creditors = $19,993
Cash Flow is the movement of money into and out of a business is referred to as cash flow. Cash accepted represents inflows, while cash expended represents outflows.
The cash flow statement is a financial statement that details a company's cash sources and expenditures over time. Cash flow from operations consists of expenditures incurred in the normal course of business.
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Katrina works for Penny's Pickles, which offers a 401(k) match for up to 3% of her salary, which is $65,000 per year. In her budget, she only has $150 per month available to save for retirement. What should she do?
NEED ANSWERED QUICKLYYY
Savings needed: 03 times 65,000, or $1950.
She earns 150 times 12 for a total of $1800.
What is budget?Up to 3% of the employee's pay, the employer's contribution is equal to the employee's contribution. Employer will only contribute 3% of salary if employee contribution is more than a certain percentage.
When an individual contributes 3% of their pay, the company's contribution is $65,000 per year.
Therefore, must make a 3% salary contribution to her 401(k) plan in order for her company to match that amount, the most her firm will contribute is this.
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cash equivalents by definition a.are expected to be converted to cash within 3 months. b.are long-term investments. c.will be converted to cash within 1 year. d.are a comparison of cash and liabilities.
The line item on the balance sheet that shows the value of a company's assets that are cash or can be instantly turned into cash is referred to as cash and cash equivalents.
Bank accounts and marketable securities, or debt securities with maturities of fewer than 90 days, are examples of cash equivalents. However, because equity and stock assets can fluctuate in value, cash equivalents frequently do not include them.
The line item on the balance sheet that shows the value of a company's assets that are cash or can be instantly turned into cash is referred to as "cash and cash equivalents."
Bank accounts and marketable securities like commercial paper and short-term government bonds are examples of cash equivalents.
The maturities of cash equivalents should be three months or fewer.
Because cash equivalents must also be able to be converted into cash, their markets are frequently active.
A business keeps cash and cash equivalents on hand to cover short-term expenses while also preserving funds for long-term capital investments.
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which variable would forecasters be interested in monitoring in order to forecast the strength of a thunderstorm updraft?
d: Convective Available Potential Energy (CAPE) is the variable that forecasters would be interested in monitoring so that the strength of a thunderstorm updraft is forecasted.
Convective Available Potential Energy (CAPE) is a measure of the amount of energy provided for convection. The variable CAPE is directly associated with the maximum potential vertical speed within an updraft. Therefore, higher values show greater potential for severe weather. Forecasters use the CAPE variable in order to forecast the strength of a thunderstorm updraft.
"
Complete question:
which variable would forecasters be interested in monitoring in order to forecast the strength of a thunderstorm updraft?
a) wind shear
b) Helicity
c) surface pressure
d) Convective Available Potential Energy (CAPE)
"
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true or false: while monitoring any online conversations about its brand, a company should also monitor the search results that appear on terms related to its brand.
The statement that while monitoring any online conversations about its brand, a company should also monitor the search results that appear on terms related to its brand is true.
What is the online conversations?Online conversations can be dedcribed as any kind of communication over the Internet which help to givereal-time transmission of text messages from sender to receiver.
It should be noted that the messages can be generally short in order to enable other participants to respond quickly, however while monitoring any online conversations about its brand, it can be seen on the search result.
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Select the correct answer.
If the present value of an investment is $5,000, what will be its future value in three years if you apply a compound interest of 5 percent to it?
A.
$5,770
B.
$5,778
C.
$5,877
D.
$5,788
Answer:
D) 5,788
Explanation:
Hope this helps:)
professor james graaskamp often asserted that when one buys real estate, what one is buying is a set of assumptions about the future. therefore, it is not surprising that the beginning point of the market research process is to:
Professor James Graaskamp often asserted that when one buys real estate, what one is buying is a set of assumptions about the future. Therefore, it is not surprising that the beginning point of the market research process is to:
construct a market-defining "story".
Factors touching the important estate market cycle embrace interest rates, demographic trends, and government intervention. By understanding market trends, investors will establish potential opportunities through all four phases of the important estate cycle.
Market research consists of a series of facts that fails to contemplate the role of capitalist behavior within the decision-making method.
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which is a company's expense? question 9 options: accounts payable asset accounts receivable liability
A. accounts payable is a company's expense.
A business's operating costs are referred to as expenses. Wages, salary, maintenance, rent, and depreciation are all examples of expenses. To calculate profits, revenue is subtracted from expenses. To lessen the tax burden and increase profits, businesses are permitted to deduct some expenses from taxes.
Money owing by a corporation to its suppliers is reflected as a liability on the balance sheet and is known as accounts payable (AP). It differs from liabilities for notes payable, which are obligations made by formal legal instrument documents.
The primary duties of an accounts payable department include processing and reviewing supplier transactions, as well as making sure that any unpaid invoices from suppliers are authorized, processed, and paid.
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which statement most directly summarizes the main point and reminds the interviewer of your interest in the job and shows good manners?
The statement "I am certain that with my experience, fascination with the insurance industry, and can-do attitude, I will be an enormous asset to Mercer" summarizes the main point and reminds the interviewer of your interest in the job and shows good manners. Thus, option 'B' is the correct option.
What are 'interests' in a job?Your choices for work activities and settings are reflected in your career interests. You may make a better educated and smart career selection by determining your professional interests. They might include pastimes, athletic endeavors, creative endeavors, free time, volunteer work, cultural interests, spiritual practices, conventional activities, educational endeavors, and personal growth.
In the letter of interest, emphasize your relevant skills and professional experience. Your letter of interest should end with a strong call to action.
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Probably options are:
A. After learning more about Mercer's commitment to its employees, I am even more eager to join the team.
B. I am certain that with my experience, fascination with the insurance industry, and can-do attitude, I will be an enormous asset to Mercer.
C. Speaking with members of the Claims Department about their jobs, I became convinced that my prior experience and practical analytical skills could help me immediately contribute to the Mercer team.
if johnson bank has actual reserves of $200,000 and $200,000 in demand deposits with a reserve ratio is 10%, what is the amount of excess reserves
If Johnson bank has actual reserves of $200,000 and $200,000 in demand deposits with a reserve ratio is 10%, the amount of excess reserves is 180,000$.
What exactly do reserves mean?A reserve is a portion of the company's retained earnings that is set aside to help the business meet its obligations under the law, expand, pay off debt, make investments, and other goals. Usually, this is done to prevent the money from being used for other things.
Give an example of reserve.The money in special reserves is money that business owners set aside to cover particular debts. The most typical examples of specialized reserves include the reserve for capital redemption, reserve for debt redemption, reserve for asset replacement, and reserve for dividend equalization.
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systems analysis primarily focuses on: group of answer choices the specifications of a system (how can we achieve the identified requirements?) determining the requirements of a system (what is needed?) long term planning constructing a system (i.e. coding)
Systems analysis primarily focuses on option a, the specifications of a system, and option b, determining the requirements of a system (what is needed?).
System analysis refers to the observation of systems for development purposes or troubleshooting. It is used in information and technology predominantly where systems need clear analysis based on their designs and makeup.
System analysis professionals analyze, recommend, and redesign the systems. In business, system analysis professionals help in determining the efficiency of a system in the context a particular business is implementing it. Therefore, system analysis focuses primarily on the specifications of a system and determine the requirement of the system.
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What things might limit the supply in this situation?
Price, the number of providers, the level of technology, government subsidies, climatic conditions, and the availability of labor to create the commodity are some of the variables that will affect supply.
What are the limitation of supply?Even though the price level is extremely low, the seller will attempt to sell more if he anticipates that the price of the commodity would decline in the near future. On the other hand, even if the price level is high, the seller will not make any more sales if he anticipates a future increase in the price of the product. It goes against supply-side economics.
Demand and supply analysis in the economy has its limitations. For instance, the study makes the assumption that other economic parameters will remain constant. Furthermore, it suggests that the demand and supply analysis cannot be applied to the economy if the variables are not constant.
Thus, Price, the number of providers, the level of technology, government subsidies are some of the variables that will impact supply.
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g assume a bank has total deposits of $100,000 and $20,000 is set aside to meet reserve requirements of the fed. its required reserve ratio is:
0.10 is the necessary reserve ratio. Let's say a bank has $100,000 in deposits overall, with $20,000 set aside to satisfy the Fed's reserve requirements.
The reserve ratio is what?The amount of fully booked liabilities all commercial banks must keep onto instead than deal out or invest is known as the reserve ratio. The central bank of the nation, in this case the Federal Reserve in the United States, sets this criterion. It is often referred to as the ratio of cash reserves.
Briefing:
The total deposits in last bank of commerce are $100,000
The total deposits set asides as reserves are $10,000
Therefore the required reserve ratio can be calculated as follows
= 10,000/100,000
= 0.10
Hence ,the required reserve ratio is 0.10
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