In a rising interest rate market, there will be a decrease in the market value of a typical mortgage-backed bond or pass-through security secured by fixed-rate home mortgages.
A pool of fixed-income securities that are supported by a collection of assets is known as a pass-through security, also known as a pay-through security. Each individual security in the pass-through pool is a representation of a substantial number of underlying debts, such as hundreds or thousands of home mortgages or auto loans, respectively.
The monthly interest payments on these debts are collected from the issuers by a service intermediary, and then, after deducting a charge, the servicing intermediary channels or passes them through to the investors.
Mortgage-backed securities make up the vast majority of all pass-through investments.
Two of the dangers that investors in the pass-throughs face are defaulting on the underlying debt and early payback of the loans that underlie the pass-throughs.
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Which of these must producers study in order to know what people want to buy and how much they are willing to pay?
O the size of the money supply
O the interest rates set by the Fed
O economic indicators
O consumers' purchases
The size of the money supply must producers study in order to know what people want to buy and how much they are willing to pay. Thus, option A is correct.
Who are the producers?A producer is in charge of discovering and starting a project, securing funding, employing writers, directors, and other influential players of the creative team, and supervising every stage of pre-production, creation, and reply up to release.
In order to understand what customers desire to buy and the amount they are ready to pay, companies must research the quantity of the monetary base. Customers may be more prepared to spend more when they have an emergency need of our service or item may meet. This is not always the case. They might be more inclined to pay greater if there is a lack of something than if there is excess.
Therefore, option A is the correct option.
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goods that are produced today in order to make other valuable goods and services in the future are called
Capital goods are produced today to be used in the production of future valuable goods and services. Hence, Option D is correct.
In order to produce consumer or other capital goods, businesses utilise capital goods, which are manufactured items. Products that people utilise are called consumer goods.
Tools, equipment, and structures are examples of capital goods. Food, home furnishings, apparel, and automobiles are a few examples of consumer goods.
It is common to use the words capital goods and consumer goods to categorise different types of goods. Any product that is used in production is a capital good.
Consumer goods are products that are used by consumers and have little potential for future productivity. Depending on how it is used, a particular physical good could be either a consumer good or a capital good.
Therefore, Option D is correct.
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The complete question has been attached in text form:
Goods that are produced today in order to make other valuable goods and services in the future are called
a. normal goods.
b. inferior goods.
c. consumer goods.
d. capital goods.
e. personal goods.
you spend $400 on new books for your courses this semester. in which component of aggregate expenditure is this expenditure included?
you spend $400 on new books for your courses this semester. in which component of aggregate expenditure is this expenditure included consumption.
In order to pay for a good, service, or other sort of cost, an expense necessitates the movement of money or wealth in general from one person or organization to another. For a tenant, rent is an expense. Parents and students must pay for tuition. Buying anything, whether it be furniture, a car, food, clothing, or anything else, is commonly referred to as a cost. An expense is a cost that is "paid" or "remitted," typically in exchange for something of worth. Something that appears to be exceedingly expensive is "expensive." Something that appears to be inexpensive is referred to as "inexpensive." "Expenses of the table" include prices related to consuming food, beverages, hosting a feast, etc.
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financea deficiency judgment can be created when a mortgage default occurs and the property is sold via foreclosure for less than the amount due to lender, only if it is a recourse loan. true false
A finance deficiency judgment can be created when a mortgage default occurs and the property is sold via foreclosure for less than the amount due to the lender, only if it is a recourse loan. this statement is true.
Finance is the study and discipline of money, currency, and capital assets. Related to, but not synonymous with, economics, the study of the production, distribution, and consumption of money, assets, goods, and services (the discipline of financial economics combines the two). Financial activities take place in financial systems to a different extent, so the field can be roughly divided into personal, corporate, and public finance. [AND]
In the financial system, assets are bought, sold, or traded as financial instruments such as currencies, loans, bonds, stocks, shares, options, futures, etc. Assets can also be banked, invested, and insured to maximize value and loss minimization. In practice, risks are always present in any financial activities and entity. Within finance, there is a wide range of subfields due to its broad scope. Asset, money, risk, and investment management aims to maximize value and minimize volatility. Financial analysis is an assessment of the viability, stability, and profitability of an action or entity. In some cases, theories in finance can be tested using the scientific method, which is subject to experimental funding.
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A majority of economists believe that in the long run, real economic variables and nominal economic variables behave independently of one another.
a. true
b. false
Option b. False is the correct answer. The majority of economists think that throughout time, real and nominal economic variables act differently from one another. Monetary neutrality is the idea that an increase in money supply will affect the level of prices but not the level of output.
There are two kinds of variables, according to the traditional analysis employed in business and economics. Nominal variables, which are assessed in monetary terms, make up the first group. Real variables, which are measured in physical units, make up the second category. It is known as a classical dichotomy when nominal and real variables are separated.
The variables that are assessed in monetary terms are known as nominal variables. Real variables, on the other hand, are measured in physical units. Therefore, because they are measured in monetary units like dollars, the money supply and price are nominal variables. The fact that products and services are measured in physical units, however, makes them real variables.
It is known as monetary neutrality in classical analysis when changes in the money supply have an impact on nominal variables but not real variables. A rise in the money supply, for instance, will raise prices, another nominal variable, but it won't have a long-term impact on the number of products and services the economy can generate a real variable.
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During which stage would you gain feedback from others on how the solution meets the needs of the problems or concerns they shared with you in interviews?.
A company should seek input from numerous stakeholders during the testing stage regarding how the solution addresses the issues or worries they expressed to you in interviews.
What is design thinking?Businesses and other organizations use the concept of "design thinking" to enhance their goods and services. It is a problem-solving strategy for handling problems. The design thinking process has several key phases. Empathize, Define, Ideate, Prototype, and Test are these steps.
The testing phase is the last stage, during which the products or solutions are examined to determine whether they satisfy the demands of the stakeholders. The designers will put the entire thing through a rigorous testing process to see how stakeholders react.
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The series of enzymatic steps that fixes carbon dioxide into carbohydrate is called the ______.
A. Pentose phosphate pathway
B. Embden-Meyerhoff pathway
C. Calvin cycle
D. Entner-Doudoroff pathway
The series of enzymatic steps that fixes carbon dioxide into carbohydrate is called the Calvin-Benson cycle.
Carbon dioxide (chemical method CO2) is a chemical compound made from molecules that every have one carbon atom covalently bonded to 2 oxygen atoms. It is discovered with inside the gaseous nation at room temperature.
In the atmosphere, carbon dioxide is obvious to seen mild however absorbs infrared radiation, performing as a greenhouse gas. The burning of fossil fuels is the principle reason of the growth in CO2 ranges and additionally the principle reason of weather change. Carbon dioxide is soluble in water and is discovered in groundwater, lakes, ice caps, and seawater.
Hence the correct option is C
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question content areaif a new business does not have access to the major capital markets, it may depend upon venture capital for its initial equity capital. true
A form of private equity investor known as a venture capitalist (VC) puts money into developing companies in exchange for an equity stake.
This could include providing money for new businesses or aiding small businesses that want to grow but lack access to the stock market.
A venture capitalist (VC) is an investor who offers funding to start-up businesses in exchange for stock.
For the money needed to grow and market their products, new businesses frequently turn to VCs.
Venture capitalists frequently fail because of the risks associated with investing in unproven businesses. The returns are enormous for those investments, nevertheless, that do succeed.
Jim Breyer, a early investor, is one of the most well-known venture investors.
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which factor do decision makers often take into account, even before considering how urgent a needed change may be?
Cost factor decision makers often take into account, even before considering how urgent a needed change may be
The cost element is a cost incurred as a result of an activity, a material, an item of equipment, or a person who costs money. One should examine the entire structure and operation of every factory in order to learn more about the cost factor industry.
Despite the fact that cost considerations may vary from industry to industry, there are a few fundamental elements that are practically universal across all sectors, and these elements will be discussed here. Both internal and external factors influence the industry's cost factors. To learn more about each of these components' functions and influences, let's examine them one at a time.
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Owen bought a pair of shorts online for $48. He used a coupon code to get a 10% discount. The website also applied a 10% processing fee to the price after the discount. How much did owen pay, in the end? round to the nearest cent.
Owen paid $47.52 for the pair of shorts online after discount and processing fee.
What is percentage change?The ratio of the difference between a quantity's starting value and current value divided by 100 represents a quantity's percentage change. There is always a change in the quantity's percentage change when a quantity's final value is decided by raising or lowering a percentage of its starting value (or percent change).
The pair of shorts costs $48.
Discount of 10% is applied on $48.
= $48-4.8
=$43.2
Applying the processing fee of 10% on $43.2, we are adding the processing fee and deduct the discount.
=$43.2+$4.32
=$47.52.
At the end the price of the pair of shorts is $47.52.
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It is unquestionably important to take your time to write as well as you can, to carefully proofread and edit your work, and to make sure that your essay makes sense and moves logically from one idea to the next.a. Trueb. False
Unquestionably crucial are taking your time to write as well as you can, carefully editing and proofreading your work, and making sure your essay makes sense. It's accurate to say this.
The statement is true.
To substantially improve your essay, you must edit and revise it. In the writing process, both are essential. One could think that after the first draft is finished, not much further effort is necessary.
But even seasoned writers need to improve their initial works and rely on their other writers for editing and rewriting. You may already be aware that occasionally athletes will mishandle passes, misplace balls, or overshoot targets. The same benefits of editing and improvement apply to writing.
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when making a reference check, the key question which a sales manager should ask an applicant's former employer is:
When making a reference check, the key question which a sales manager should ask an applicant's former employer is would you rehire him/her.
They give a recruiter access to unbiased information regarding a candidate's prior on-the-job performance. It checks the accuracy of the data the applicant submitted for their résumé and during the interview. If you frequently arrived late or missed work, or if there were any problems with your performance or teamwork, these are some of the things employers might ask your references. Employers might also inquire about your pay, any promotions you may have had, any disciplinary measures, and the reason you left the business.
Sales managers often have managerial responsibilities such as hiring and terminating staff, identifying the need for training and providing it, teaching sales people, and setting up sales territories. They are also tasked with creating sales strategies and carrying out data analysis so they can make informed decisions.
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if the risk-free rate is 4.60 percent and the risk premium is 2.6 percent, what is the required return?
The Required return is 0.0471%
What does "risk-free" in a business context mean?
Theoretically, an investment that offers a reasonable return with no risks would generate a return known as a risk-free return. The profit on an investor's wealth that can be anticipated from a completely risk-free commitment over a certain time period is represented by the uncertainty rate of return.
Can a company operate risk-free?
Every firm must deal with risk since it cannot be avoided. Risk can be reduced but not entirely removed. The level of risk primarily depends on the size and magnitude of the organization; it is lower for smaller firms and higher for large businesses.
Briefing:
Required return =4.60% + 2.6% = 0.0471%
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TRUE/FALSE. with a discount bond, the return on a bond is equal to the rate of capital gain.
Answer:
True
Explanation:
Due to the lack of coupons in discount bonds, their returns are based only on capital gains. Because there are no coupon payments, discount bonds' current yield is always 0. They are bought for less than their face value, which is paid when they mature.
explain how the role of government continued to expand its control over the economy during the mobilization for ww2.
The role of the government to control the economy during world war 2 can be explained as follows:
For the United States, World War II and the Great Depression constituted the most important economic event of the twentieth century. The war’s effects were varied and far-reaching. The war decisively ended the depression itself.
The federal government emerged from the war as a potent economic actor, able to regulate economic activity and to partially control the economy through spending and consumption. American industry was revitalized by the war, and many sectors were by 1945 either sharply oriented to defense production (for example, aerospace and electronics) or completely dependent on it (atomic energy).
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if the monopoly store must give all customers the same price, what price should it charge for a quadcopter in order to maximize revenue received?
The marginal cost of producing each album is constant at $6.To maximize profits, what level of production should download records whereas a monopolist can charge any price for his product.
However, that price is limited by the demand for the company's product. No monopoly, even one that is assumptions.When the assumptions he makes in his estimation of electric vehicles promise efficiency gains over their gasoline-powered predecessors,the recharging issue remains a stumbling block for many eager to get the maximum revenue and price necessary to charge. to reach this maximum.The report presents policy options for the successful integration of drones into the transportation system.Can countries reap the benefits of drones.
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6)work teams emphasize shared leadership, mutual accountability, and collective work products. true false
When team members take responsibility for the work, mutual accountability is developed.This implies that everyone on the team accepts accountability for the project's success or failure. The correct option is True.
Work groups have objectives that include information sharing, individual accountability for actions, members with a variety of talents and a neutral synergy.The objectives of work teams include members' collective performance, positive teamwork, members' individual and shared responsibility, and members' complementary skill sets.
The definition of transactional leadership is any style of leadership that places an emphasis on the function of the company, supervision, or even group performance. These types of leaders employ rewards and penalties to inspire their subordinates while concentrating primarily on the special objectives.
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a compromise by both parties to settle a disputed claim is which of the following? a. promissory estoppel b. composition agreement c. renunciation d. accord and satisfaction
A compromise by both parties to settle a disputed claim is b. composition agreement.
An agreement is a manifestation of mutual assent by way of or greater individuals to each other. it is a meeting of the minds in a common goal, and is made thru provide and reputation. An settlement can be proven from words, conduct, and in a few cases, even silence. An agreement to agree occurs while events determine that positive industrial preparations have to be decided at a later date. for example, this will include the quantity of rent paid in a business hire or the number of products a distributor need to buy from a supplier. A contract is an agreement, however an agreement is not constantly a contract. An agreement can be casual or it can be written; a settlement can be verbal or written, but a contract will continually be enforceable if it incorporates certain requirements.
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the credit purchase of a new oven for $5,500 was posted to kitchen equipment as a $5,500 debit and to accounts payable as a $5,500 debit. what effect would this error have on the trial balance?
The $5,500 credit purchase of a new oven was recorded as a $5,500 negative on Kitchen Equipment and a $5,500 debit on Accounts Payable.
How will this mistake affect the trial balance? The trial balance's total Debit column will be $11,000 more than its total Credit column.
A company will debit its purchasing account after making a credit purchase, which will raise the value of the company's assets. Additionally, the company will credit the accounts payable account, which will raise the company's obligations. The purchase account will be debited when the products are purchased from the seller on credit, increasing the inventory when goods are acquired from a third party. when the products are bought.
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when preparing financial statements, the internal portion of investment trusts would be reported under which fund?
when preparing financial statements, the internal portion of investment trusts would be reported under investment fund.
investment fundAn investment fund is a pool of funds from several investors that is used to buy securities collectively while each investor retains ownership and control of his or her individual shares. An investment fund offers a bigger range of investment choices, more management skills, and cheaper investment costs than individual investors might acquire. Mutual funds, exchange-traded funds, money market funds, and hedge funds are all examples of investment funds. Individual investors do not make judgments about how a fund's assets should be allocated when they invest in investment funds. They just select a fund based on its objectives, risk, fees, and other considerations. A fund manager manages the fund and selects which securities to hold, in what amounts, and when to buy and sell them.
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two common areas of accounting that respectively provide information to internal and external users are
Managerial accounting and financial accounting are two popular branches of accounting that offer data to internal and external consumers, respectively.
These financial reports give tax authorities, investors, and creditors information about how a firm performed. Financial accounting is divided into two categories: accrual accounting and cash accounting. Financial accounting is the practice of providing information to users, including creditors, consumers, investors, and the government. For people outside of the business who require information to make decisions, supply timely and appropriate information. form of financial accounting report made available to individuals outside the company. Managers and other staff who work internally are among the users of financial data who validate prior outcomes and aid in making modifications for upcoming actions. External users are those outside the corporation who make choices or assess an entity's performance using financial information.
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Meeting competition and nonprice competition are types of _____ pricing objectives.
The correct answer is status quo-oriented. Meeting competition and nonprice competition.
When a business increases the price of a good or service when demand is high and reduces prices when demand is low, this practice is known as "surge pricing." Market share or unit/dollar sales are the two bases for sales-oriented pricing goals. Market share may be displayed through revenue or unit sales and represents a company's product sales as a part of the overall industry sales. Place is what a consumer has to give up in exchange for the advantages provided by the other components of a company's marketing mix. Reason: In order to profit from the remainder of a company's marketing mix, customers must give up price but not place.
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haste enterprises exchanged land and paid cash of 4100 for similar land. the book value and the fair value of land were 89600 and 100300 respectively. assuming that the exchange lacks commercial substance, the company would record land-new and a gain on exchange in the amounts of:
The company would record land-new and a gain on exchange in the amounts of: Gain $10,300
Land has a fair market value of $100,300.
Land has an exchange value of $4,100.
The land has a $89,600 book value.
Calculating the value of new land:
Land is worth $100,300.
Include: $4,100 in land transaction value
Cost of new land: $104,800
Gain computation:
Land is worth $100,300.
Less: $89,600 is the land's book value.
Gain $10,300
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f hailey, inc., has an equity multiplier of 1.56, total asset turnover of 1.7, and a profit margin of 6.6 percent, what is its roe?
The return on equity (ROE) is calculated by multiplying the equity multiplier (1.56) by the total asset turnover (1.7) by the profit margin (6.6%).
So, ROE will be,
ROE = 1.56 x 1.7 x 6.6% = 17.44%To calculate a company's return on equity (ROE), you need to know its equity multiplier, total asset turnover, and profit margin. The equity multiplier is a measure of how much a company is leveraging its equity to finance its assets. The total asset turnover is a measure of how efficiently a company is using its assets to generate sales. And the profit margin is a measure of how much profit the company is generating for each dollar of sales.
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last year walter paid $25,000 for supplies and had revenue of $60,000. walter asked tyler the accountant and greg the economist to calculate his painting business's costs. a. tyler says his costs are $25,000, and greg says his costs are $65,000. b. tyler says his costs are $25,900, and greg says his costs are $66,500. c. tyler says his costs are $66,500, and greg says his costs are $66,500. d. tyler says his costs are $75,000, and greg says his costs are $41,500.
Option (a), Greg claims his costs are $66,500, whereas Tyler claims his charges are $25,900.
What distinguishes accounting costs from financial costs?Economic costs frequently outweigh accounting costs because they cover all prospective costs while accounting costs only include explicit costs. As a result, economic costs are generally higher.
Accounting charges serve as a representation of whatever expenditure your organization has made. Your accounting cost can be obtained by subtracting your expenses from your revenue. Economic expenses are a representation of any "what-if" circumstances for your business. You can determine economic costs by deducting implicit expenses from your accounting cost.
AS PER TYLER COST -
Tyler, the accountant, claims that Walter's accounting costs will include the costs incurred by the painting business, including the costs of the goods he purchased and the interest he paid to his uncle.
Accounting cost = $25,000 + $30,000 * 3%
= $25,000 + $900
= $25,900
AS PER GREG, COST -
Greg (an economist) asserts that both the explicit cost and the implicit cost will be included in Walter's economic cost. The opportunity cost, which includes the interest Walter could have made on his savings account and the compensation he would have received as a teacher, is included in the implicit cost, which is $25,900.
Economic cost = $25,900 + $40,000 + $20,000 * 3%
= $25,900 + $40,000 + $600
= $66,500
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the practice of charging different prices to different buyers for goods of like grade and quality is referred to as
Price discrimination refers to a pricing strategy that charges consumers different prices for identical goods or services
Pricing clients differently for the same commodity or service according to what the vendor thinks they can convince the customer to accept is a sales strategy known as price discrimination.
When a business practices pure price discrimination, they impose the greatest price that any given customer would accept. The provider separates customers into groups based on specific criteria and assigns a different price to each group in more common types of price discrimination.
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what is the express written employment contract between a broker and a seller which provides the most protection to the broker regarding payment of their compensation?
Listing agreement is a employment contract between a broker and a seller which provides the most protection to the broker regarding payment of their compensation.
An employment contract between a property owner and a real estate broker is known as a listing agreement. It helps the broker to represent the seller and locate a buyer for the property under the given agreements. It helps to go-ahead to find a buyer for your house.The Exclusive Right to Sell Listing's name pretty most popular listing agreement. It gives the the real estate broker or agent exclusive command over the deal.To know more about Listing agreements here
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2) conflict in organizations is characterized as both functional and dysfunctional. explain how each type impacts the organization and how negotiation can be used to resolve conflict.
The type impacts the organization and how negotiation can be used to resolve conflict is explained below.
What is meant by conflict resolution?
In economics, conflict resolution refers to the process by which two or more different parties reach a peaceful solution to a conflict.
Here we need to find the type impacts the organization and how negotiation can be used to resolve conflict.
Here we know that the conflict in organizations is characterized as both functional and dysfunctional.
So, the way to resolve these are listed as,
Try to avoid being provoked into an emotional response.Try to make the value-creating strategies.Concentrate to use time to your advantage.To know more about conflict resolution here.
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the fact that a person is an outstanding sales representative does not necessarily mean that he or she would make a good sales manager because:
The fact that a person is an outstanding sales representative does not necessarily mean that he or she would make a good sales manager because the art of administration is a distinct skill, separate from technical ability.
The techniques a business employs to streamline its sales procedures are referred to as sales administration. Organizations employ sales administrators who may manage online orders, offer auxiliary assistance for sales reps, and compile crucial sales information to help them in their efforts. Businesses may guarantee the effectiveness of their operations and provide both their sales employees and their clients the assistance they need by allocating a portion of their business operations to sales administrations.
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expansionary monetary policy does not increase: consumption spending. aggregate demand. gdp and the price level. interest rates.
The initial aggregate demand curve (AD0) will be restored as a result of an expansionary monetary policy, which will also lower interest rates and encourage investment and consumer expenditure.
Here is how the economy is affected by an expansionary monetary policy: Lower interest rates make borrowing money more affordable, which encourages people to spend more on products and services and businesses to invest in new machinery. A central bank's purchase of Treasury securities, a reduction in the interest rate on bank loans, or a relaxation of the reserve requirement are all examples of expansionary monetary policy. These activities all result in more money supply and lower interest rates. By lowering interest rates and causing aggregate demand to move from AD0 to AD1, expansionary monetary policy will create a new equilibrium (Ep) at the potential GDP level of production.
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