In 1993. Newman's Own Organics was started as a division of the already established company Newman's Own, a successful brand of packaged goods founded by veteran actor and philanthropist Paul Newman. Part of its mission is to generate income for Paul Newman's charitable activities, another is to encourage more organic agriculture. The process of creating a strong ethical climate within a marketing firm includes having values that guide decision making and behavior. Everyone within the firm must share the same understanding of these values. Further, they must be able to translate the values into business actions and to discuss them in a consistent language. Top management must commit to establishing an ethical climate, but all employees must carry out this commitment because the roots of ethical conflict are often the competing values of individuals.
Newman's own organics is considered a socially responsible company because it ________.

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Answer 1

Newman's own organics is considered a socially responsible company because it donates to charity.

They uphold high ethical standards and give to charitable organizations, Newman's Own Organics can be considered a socially conscious business.

Being socially conscious runs counter to the idea of crony capitalism, which puts the welfare of the individual before the general well of the community. It is committed to conducting business in an ethical and responsible manner.

The strict guidelines prohibit using slave labor or human trafficking in their operations and demand adherence to all applicable laws and regulations. They demand their suppliers to uphold these standards in addition to monitoring them for compliance with these laws and rules.

Thus, businesses must take care of their corporate social duties.

Because it makes charitable contributions, Newman's Own Organics is regarded as a socially responsible business.

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Related Questions

a forward market hedge can be described as multiple choice a situation that should be avoided. a simple transaction. a response to risk that is rarely used. a way to translate foreign currency to parent company currency.

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Option C is correct, a forward market hedge can be described as a response to the risk that is rarely used.

It is one of the most popular techniques used by businesses to control or hedge transaction exposure. In order to minimize transaction exposure, a corporation will typically sell or buy its foreign currency payables or receivables. It is the location of currency trading for an upcoming delivery. The spot market, where currency can be bought and sold for rapid delivery, is different from this. It is a tool for controlling exchange rates or currency risk. It enables a business to fix an exchange rate in advance of engaging in business with a party.

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true, false, or uncertain: lp valuation of portfolio firm is always higher with pcp structure than the valuation based on modified vc method.

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lP valuation of portfolio firm is always higher with PCP structure than the valuation based on modified VC method. This statement is true.

The complete assets held by a private equity, venture capital, hedge fund, or other institutional investor are represented by an investment portfolio. Securities (such as stocks and bonds) as well as enterprises, real estate, and other illiquid assets may be included in a portfolio.

An asset total value for all investment holdings, both liquid and illiquid, is provided by a portfolio valuation, which establishes the value of each asset owned by the investment fund or corporation.

The market, income, and cash valuation methodologies are the three common valuation methods. Depending on the asset being valued, different methodologies will be best.

The market approach will probably be applied to real estate assets, with comparable utilized to determine the asset's value.

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when managers of a firm seek to unilaterally rewrite the terms of contracts with suppliers, buyers, or complement providers in a way that is more favorable to their firm, they are engaging in:

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When products of one company become more valuable in the presence of those of another company, the following applies: complement

The activity selection problem is a mathematical optimization problem. Our first example is the problem of allocating a resource among various challenge activities. We find that a greedy algorithm provides a well-considered and uncomplicated method for selecting a huge number of manually compatible activities. The activity selection issue is a combinatorial optimization problem that involves choosing non-conflicting activities to complete within a given time frame given a list of activities with start timings (si) and finish times for each (fi). A form of problem-solving known as a greedy algorithm selects the option that is optimal at the moment..

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last year, soren's return was completed in blockworks online. how do you start soren's current-year return in blockworks online?

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To start Soren's current-year return in BlockWorks Online is by adding a new service from the client account card. Hence, option (e) will be regarded as the relevant option choice.

Give a brief account on tax return.

Submitted to a taxing body, a tax return is a form (or set of forms) that includes information on income, expenses, and other significant tax matters.Tax returns allow taxpayers the opportunity to ascertain their tax liabilities, schedule their payments, or request a refund for any overpaid taxes. Anyone or any business with taxable income, such as wages, interest, dividends, capital gains, or other revenues, is required to file tax returns annually in the vast majority of countries.

In the US, information used to calculate taxes is included in tax returns that are filed with the Internal Revenue Service (IRS) or a state or local tax collecting agency (such as the Massachusetts Department of Revenue). Typically, tax returns are completed using forms that have been mandated by the IRS or another appropriate entity.

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The complete question is mentioned below :

Last year, Soren's return was completed in BlockWorks Online. How do you start Soren's current-year return in BlockWorks Online? (Select all that apply.)

a. From the BlockWorks client list.

b. From Soren’s appointment in Appointment Manager.

c. From Soren’s appointment in Work Center.

d. From Soren’s Digital Drop-off.

e. By adding a new service from the client account card.

if an investment has a 40% probability of a 20% return and a 60% probability of a 10% loss, then the expected return would be:

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The expected return on an investment with a 40% chance of a 20% return and a 60% chance of a 10% loss would be 1.1%.

The profit or loss an investor can anticipate realizing from an investment is known as the expected return. Calculating an expected return involves multiplying possible outcomes by their likelihood before adding the results. Return expectations cannot be ensured.

The expected return is derived by summing the results of multiplying the potential results (returns) by the probabilities that each result will occur (as shown below). The return on an investment can be viewed as a random variable having a range of possible values in the short run.

For case 1: 40+20=60 % return

For case 2: 60-10= 50%

Expected return = (case 1+case2) return divided by total investment

Expected return = (60+50)/(40+60)

Expected return = (110/100)

Expected return = 1.1 %

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which of these describe groups or pairs of projects where you can accept one but not all?
a. Mutually exclusive.b. Normal.c. Independent.d. Contingent.

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D: Contingent groups or pairs of projects describe where you can accept one but not all.

What are Contingent Groups or Pairs of Projects?

In terms of business, contingent groups or pairs of projects refer to those projects whose rejection and acceptance totally depend on the acceptance of the contingency or dependency on another project's rejection and acceptance.

Therefore, in conclusion, it is said that contingent pairs or groups of projects are such pairs of projects where it is permitted to select one project but not all.

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which of the following terms best represents the knowledge building created when two or more individuals or subunits pool their resources and cooperate and collaborate across role or subunit boundaries.a.technical discontinuities.b.economies of scope.c.economies of scale.d.information synergies.

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When two or more people or subunits pool their resources, cooperate, and interact beyond role or subunit borders, knowledge is formed that is referred to as "information synergies."

In order to gather important information that will aid in fostering innovation, bounded spanning activity takes place across the organizational border.

When two or more people or subunits pool their resources and work together beyond subunit boundaries, information synergy develop.

When more output is generated, the long-term average cost decreases, a situation known as economies of scale occurs.

Information synergy is a condition of business in which companies invest their resources and communicate via positions across information technology.

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what major institutions have announced significant cyberattacks within the past three years?

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The FBI, National Security Agency (NSA), and CISA announced that Chinese state-sponsored hackers are the major institutions that have announced significant cyberattacks within the past three years.

A cyberattack is any hostile activity taken against computer information systems, computer networks, infrastructures, or personal computing devices. An attempt to breach the data's integrity, disable, harm, or maliciously controlling a computing environment or infrastructure via cyberspace. It can also be used to steal information that is under control.

Simple user errors like choosing an easy-to-guess password or failing to update a router's default password make cyber attacks much more likely to occur. Phishing, or acquiring personal information under false pretenses, is another widely used method for breaking into a system.

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scales gym supply has a very high inventory turnover ratio compared to its competitors. what does this most likely indicate?

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As scales gym supply has a very high inventory turnover ratio compared to its competitors, this most likely indicates that its sells above average or company has had profitable deals.

What is an inventory turnover ratio?

In accounting, an inventory turnover refers to the measure of the number of times inventory is sold or used in a time period such as a year. The turnover is calculated to see if a business has an excessive inventory in comparison to its sales level.

When there is a high Inventory Turnover Ratio, this indicates that the item sells above average or your company has had profitable deals.

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What two things can you do to make your résumé easy to scan for employers?
a. use long sentences.
b. list all of your former jobs.
c. bold key phrases in the job description.
d. use bullet points.
e. choose smaller font sizes.

Answers

Making one's resume easy for employers to scan entails taking the following steps: important words in the job description should be bolded, typeface sizes that are smaller.

How Do I Write The Perfect Resume?

Create a resume that is organized and tailored to the position. Indicate how to reach you. To make it easy for employers to contact you, make sure your contact information is prominently displayed on your resume towards the top. Utilize empowering verbs. To make your sentences more compelling when expressing your experience, employ powerful verbs.

How should your first resume be written?

Study the job description's list of necessary abilities, compile your employment history, and gather your academic credentials.

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Grace wants to buy some new clothes, but she cannot afford more than $75 before the sales tax is added. The blouses she wants are priced $17 each and the pants she wants are priced $25 each. Which inequality could be used to determine b, the number of blouses, and p, the number of pants grace can afford?.

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The inequality could be used to determine b, the number of blouses, and p, the number of pants grace can afford is 17*b + 25*p <= 75.

What is linear inequality?

Mathematical expressions known as linear inequalities compare two expressions using the inequality symbol. The expression may be either a numerical or an algebraic expression, or it may be both.

The price of the purchase must be less than $75 if she is unable to pay more than that. The number of blouses multiplied by the price of each blouse plus the quantity of pants multiplied by the cost of each pair of pants equals the expression for the worth of the purchase.

The price of one blouse is $17 and pants is $25.

The total price will be less than $75.

The inequality is 17*b + 25*p <= 75.

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compared to the federal government, states have a relatively easy time balancing their budgets because of

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States have a relatively easy job balancing their budgets when compared to the federal government since they have distinct operating and capital budgets.

Difference between Federal and State Government?

In terms of enumerated powers, the United States Constitution establishes a federal government that is superior to state governments. In the event of an explicit contradiction, federal law takes precedence over state law. In the event of an explicit disagreement, state law is submissive to federal law. If state law gives citizens additional rights, the state law is presumed to prevail.

What exactly is a capital budget?

Capital budgeting entails identifying cash inflows and cash outflows rather than accounting revenues and expenses resulting from the investment. Non-expense items, such as loan principal payments, are included in capital budgeting because they constitute cash flow transactions.

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your company sold its bulldozer for $220,000. the bulldozer originally cost $695,000 with accumulated depreciation of $605,000. how much will your company recognize on this transaction? group of answer choices a gain of $130,000. a loss of $90,000. a gain of $90,000. a loss of $130,000.

Answers

The amount of gain that the company get on selling the bulldozer will be equal to $130,000 that is option A is correct.

Whenever a company sells any entity, its sole objective is to earn a maximum amount of profit from that sale. However, under some circumstances several entities are sold at a bare minimum loss.

To determine the gain or loss on the sale of the bulldozer, you need to subtract the original cost and accumulated depreciation from the sale price. In this case, the gain would be calculated as follows:

Gain = Sale price - (Original cost - Accumulated depreciation)

Gain = $220,000 - (90,000)

Gain = $220,000 - $90,000

Gain = $130,000

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what does it mean to say that an economic fluctuation involves the​ co-movement of many aggregate macroeconomic​ variables?

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Answer: Co-movement of aggregate macroeconomic variables implies that these variables grow or contract together during booms and recessions. Employment and GDP move together with consumption and investment, while unemployment varies inversely with GDP

ANSWER

The price of a motorbike is php 1500. How much do you need to pay if you get a 10% discount?.

Answers

The price of a motorbike after the 10% discount is 1350.

What is discount?

Discounts are price reductions applied to a good or service in an effort to increase sales. These discounts, which are also sometimes referred to as "sales" or "markdowns," are used by both manufacturers and merchants across a wide range of industries.

Price decrease influences the buyer's decision to buy through having a psychological impact on them. The two sorts of discounts available are trade discounts and cash discounts.

We deduct the discount from the actual price.

price=1500-1500*0.1

price=1500-150

price=1350

The price of the motorbikle is 1350.

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when a businessperson is faced with a situation where his or her decision may be influenced by the potential for personal gain, it is called .

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A conflict of interest occurs when a businessperson is in a position where the possibility of personal gain could influence his or her choice.

What is a conflict of interest for a corporation?

A conflict of interest at work arises when an occasion that benefits an employee also has an effect on your company. The code of conduct for your company mandates that employees act in the best interests of their employer rather than for their own gain.

When a person's personal interests, such as those connected to their family, friends, finances, or social position, may compromise their judgment, decisions, or actions at work, a conflict of interest may result.

Why is keeping out of conflicts of interest so important?

Conflicts of interest can harm an organization's culture. If a company is not vigilant in identifying conflicts of interest, especially at the top management level, the corporate culture may be at jeopardy. CEOs and other senior executives have engaged in some significant ethical infractions.

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if a financial manager earning interest on a future date were to buy futures and interest rates end up going up, the position outcome would be: a) futures price falls; short earns a profit. b) futures price rises; short earns a loss. c) future price falls; long earns a loss. d) futures price rises; long earns a profit. group of answer choices a b c d

Answers

If a financial manager earning interest on a future date were to buy futures and interest rates end up going up, the position outcome would be futures price falls; short earns a profit.

In accounting, a profit is an income that is given to the owner throughout a successful market producing process. Profitability, which is the owner's primary interest in the income-formation process of market production, is measured by profit. There are various profit metrics that are often used.

Income generation and distribution must constantly be balanced in order for income to be formed in market production. Within the review period, the earned money is consistently dispersed as economic value to the production's stakeholders. The portion of revenue generation that the owner is able to retain for themselves during the income distribution process is known as the profit.

Hence the correct option is C

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What percent of lottery winners end up with serious financial problems?
a. 30
b. 50
c. 70
d. 90

Answers

Answer:

b

Explanation:

uri is considering a 10-year project. the cost of the equipment and building will be $2.46 million. they will be depreciated straight-line to a zero book value over the life of the project and they will be sold for an estimated $300,000 upon project completion. the project will generate a revenue of 1,000,000 and a direct cost of 275,000 a year. the project will require a net working capital of $45,000 which will be recouped when the project ends. should you accept the project if the tax rate is 35% and the wacc is 14% and why?

Answers

The expansion will require new equipment costing $663,000 that would be depreciated on a straight-line basis to zero over the 5-year life of the project.

In accounting, what does depreciation mean?

Depreciation is a non-cash business expense that is estimated over the time that a valuable asset is utilized by your company. Every business can benefit from depreciation by excluding the cost of consuming a portion of an asset's worth from taxable income.

Is the cost of depreciation an expense or an asset?

Depreciation expense is shown as an item on the income statement and indicates how much of an asset's value has been consumed for the year. It is therefore neither an asset nor a liability.

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one dollar is never legally adequate consideration in a contract because no one will willingly incur a legal detriment for a dollar. a. true b. false

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In a contract, $1 is never legally sufficient consideration because no one would voluntarily suffer a legal disadvantage for that amount. This claim is false.

Why did you use the word "contract"?

A contract is a deal between parties that establishes legal duties for both parties. The fundamental components necessary for the agreements to be a valid offer & acceptance, adequate consideration, capacity, and legality are: mutual assent, indicated through a contract-compliant offer,

Why is a contract used?

The main purpose of a contract is to officially establish new relationships and to specify all of the various legal duties which each party holds to the other. Most contracts are now negotiated by businesses, not by people.

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a listing licensee receives three offers on a listing. the seller told the licensee that the seller would not sell to buyers who are members of a specific ethnic group. one of the offers is from a buyer who is a member of that group submits an offer. what must the licensee do

Answers

The licensee's intent doesn't matter, if discrimination occurred. Black market and auxiliary aid could be a piece of apparatus or technology which will facilitate someone with an incapacity to access your merchandise or services.

The truthful Housing Act covers all “dwelling units” or single units of residence for a family of 1 or a lot of persons. The definition includes condominiums, cooperative and mobile homes. A habitation unit is often all or a part of any building or structure that's occupied or supposed as a residence by someone or family.

It's black-market to discriminate against individuals in housing supported by race, color, sex, national origin, religion, disability, or family standing consistent with each state and federal law.

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what would be the greatest opportunity cost for a talented college football player to remain in college for another year rather than enter the nfl draft?

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The greatest opportunity cost for a talented college football player to remain in college for another year rather than enter the NFL draft is that the player will forfeit being selected by scouts during the playoffs along with foregoing the income.

Opportunity costs refers to the opportunity foregone by not choosing one alternative over the other. If the player does not enter the NFL draft but remains in college then the player is foregoing the opportunity of being selected as a player and the income associated with the opportunity. NFL players are given high income for playing football, when the individual stays in college is gives up this income and also incurs opportunity cost of paying the college fees.

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How are balloon payment mortgages different from traditional mortgages? check all that apply.

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With a balloon mortgage, you pay little or nothing per month for a brief period of time, typically five or seven years.

What distinguishes an ARM from a balloon mortgage?

In the event that the borrower proves to be a problematic payer, the ARM contract is finalized, and the lender is unable to withdraw. On a balloon, by contrast, the lender agrees to refinance the loan at the market rate, but the remaining sum is payable at the end of the seventh year.

What is a balloon mortgage's main advantage?

The primary benefit of a balloon mortgage is that, in general, the interest rates are lower, therefore your monthly mortgage payments are reduced. You might also be eligible for a compared to an adjustable-rate or fixed-rate mortgage, a balloon mortgage has a bigger loan amount.

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the involvement by a company in more than one of the activities in the entire value chain from development through production, distribution, sales, and after-sales service is called .

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Vertical integration ,a company's vertical integration into many value chain operations, including development, production, distribution, sales, and after-sales services

The integrating (to include as a constituent portion or functionality) of successive phases in the manufacturing and marketing process under the ownership or direction of a single management organization is known as vertical integration. As a result, such a corporation typically participates in a variety of operations throughout the full value chain. This aids in cost-cutting, ensures tighter quality control, and improves information flow and control throughout the value chain.

Vertical integration is the process of bringing together subsequent phases of the manufacturing and marketing process under the ownership or direction of a single management organization. As a result, such a corporation typically participates in a variety of operations throughout the full value chain. This aids in cost-cutting, ensures tighter quality control, and improves information flow and control throughout the value chain. A corporation is vertically integrated when it participates in multiple value chain activities.

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an agency can end without any action by the principal or the agent through: a.termination through action. b.termination by decision of law. c.termination by operation of law. d.termination through inaction.

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An agency can end without any action by the principal or the agent through termination by a decision of the law.

Abstract. A sense of agency refers to a sense of control over actions and their consequences. Career choice. Groups entering a social movement. Mate selection (also called affective individualism). Choice of dessert from the menu.

Agency is the sense of control you feel in your life, your ability to influence your own thoughts and behaviors, and confidence in your ability to handle a wide range of tasks and situations. Your sense of agency helps you to be psychologically stable, yet flexible in the face of conflict or change.

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the practice of obtaining information or input into a task or project by enlisting the services of a large number of people, either paid or unpaid, typically via the internet is called:

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Crowdsourcing is the process of acquiring information or input for a work or project by enlisting the help of several individuals, either for pay or without pay, usually online.

Crowdsourcing is the technique of acquiring information or input for a work or project by enlisting the help of several individuals, either for pay or without pay, usually online.

Crowdsourcing enables businesses to access a wide range of talents and knowledge without paying the typical overhead expenditures of in-house staff by allowing firms to farm out work to people anywhere in the nation or the world.

Due to the vast volume of data obtained, crowdsourced data is more trustworthy than data acquired by an enumerator, a surveyor, or a data collector.

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the chance to win everything and exercise one's own sense of power are gains associated with the conflict management strategy of

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Gains related to the conflict management strategy of competition include the opportunity to win everything and the ability to assert one's own sense of authority.

Conflict management is the practice of strategies to resolve disagreements or ease tension. In order to identify the issue, explore solutions, and develop overarching goals that call for cooperation from the disputing parties, conflict resolution approaches involve hosting meetings for the disputing parties.

Competing is a manner in which one's own wants are championed above the needs of others. It relies on the use of coercive force, an aggressive communication style, and little respect for potential future connections. Competitors frequently try to establish control over a discussion's content and etiquette.

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a) increases productivity in three ways. first, it relieves us from having to waste time doing things for which we are not very productive. second, when we do something over and over again, we get increasingly better at it. and third, it minimizes what economists call b) .

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a) Specialization increases productivity in three ways. first, it relieves us from having to waste time doing things for which we are not very productive. second, when we do something over and over again, we get increasingly better at it. and third, it minimizes what economists call b) opportunity costs.

Workers are able to concentrate on a few or even one task because labor is distributed among them. They become more proficient at a task or a thing the more they concentrate on it, which reduces the time and cost necessary to produce a good. It is crucial because it significantly raises productivity—the ratio of inputs to outputs—in a business. More effective implies that you forfeit the chance to engage in a different activity if you choose one.

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Which statement is true about certificates of deposit?
true
OA. They are drafts issued by a bank.
OB. They are a bank's promise to pay a sum of money.
OC. They reach maturity in a few days.
OD. They are generally cashed early without penalties.

Answers

Certificates of deposit:They are a bank's promise to pay a sum of money.Option B

What are certificates of deposit?

Generally,  A certificate of deposit (CD) is a financial product offered by banks and credit unions that provides a fixed rate of return on funds deposited for a fixed period of time.

CDs are considered to be a low-risk investment because they are insured by the Federal Deposit Insurance Corporation (FDIC) for banks or the National Credit Union Administration (NCUA) for credit unions, up to $250,000 per depositor.

CDs typically have higher interest rates than savings accounts or money market accounts, but they also have stricter withdrawal terms.

Investors can't access their funds until the CD reaches maturity, and they may incur a penalty if they withdraw the funds before the CD matures.

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reimbursement methodology that utilizes prospective payment for an inpatient stay is based on which type of reimbursement methodology?

Answers

The self-paced course Medical Coding and Reimbursement include a module called Reimbursement Methodology, which delves into the basics of medical coding. Coders in the medical field are responsible for extracting relevant clinical data from patient records and assigning them to the correct diagnostic categories.

Coded data is utilized in the areas of research, planning, and cost recovery. Medical record content, medical terminology, and disease process prerequisites are all covered, as well as in-depth instruction in in- and outpatient coding.

Medicare's reimbursement is based on a fixed sum that has been established in advance, and this is known as a Prospective Payment System (PPS). The price tag for a service is calculated using the service's corresponding classification (for example, diagnosis-related groups for inpatient hospital services).

Acute inpatient hospitals, home health agencies, hospices, hospital outpatient, inpatient psychiatric facilities, inpatient rehabilitation facilities, long-term care hospitals, and skilled nursing facilities are all reimbursed by CMS through their own unique PPSs.

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Susan has left the company and been replaced by Manuel. You create a user account for Manuel on Susan's computer. Manuel calls you and says that he can't open a specific file on the computer.Which of the following will MOST likely correct the problem?Make Manuel the owner of the file the nursing instructor is discussing drug therapy in the older adult. the instructor would tell the students that what could affect therapeutic dosing in an older adult? developer designed a process in uipath studio that is best-suited for a simple and linear process. which studio workflow type was used? review later flowchart sequence The increasing incidence of men "deserting" Democratic candidates for Republican ones involves attitudes about all of the following issues excepta. spending programs aimed at the poor.b. the size of government.c. the economy.d. gun control.e. gay rights. beginning in the late 1700s, people who settled in the islands of hawaii changed the islands by sound waves have a speed of 340 m/s in room-temperature air. what is the wavelength of the sound waves for the musical tone concert a, which has a frequency of 440 hz? After entering the right atrium, the furthest a red blood cell can travel, before reaching the right atrium again, is the __________.a. right ventricle. b. pulmonary trunk. c.left atrium. d.distal inferior vena cava. e. ascending aorta which phrase describes the variable expression 7 s?a) 7 decreased by sb) the product of 7 and s c) 7 increased by s d) the quotient of 7 and s at year end, an adjusting entry was made to accrue for interest income that earned but not yet received. after year-end, the reversing entry would include a debit to the account multiple choice question. interest revenue income summary interest receivable by 2014 23 u.s. states had authorized marijuana smoking for the relief of pain and discomfort or the control of nausea and weight loss. Find the value of this variableA. 146 degreeB. 73 degree C. 84 degreeD. 62 degreeHelp!!! suppose you got a 5 percent increase in your nominal wage. over the year, the price level increased by 2 percent. which is true? FILL IN THE BLANK. the mean score for a person with an average iq is ________. Paul drives his delivery van 675 miles in 3 days. at this rate, how far will he drive in 15 days? a. 45 miles b. 225 miles c. 2,025 miles d. 3,375 miles Rewrite the set U by listing its elements. Make sure to use the appropriate setnotation.U= {x|x is an integer and -4U = Select the correct answer.Which of the following techniques will help you maximize your speed? A. Forcing greater stride length B. Keeping your feet shoulder width apart C. Synchronizing arm and hip motion D. Pushing off softly Directions: Plot the positive rational numbers on the number line. 12 134.16 310 / 8 0 1 - 2.05 Warm-Up 2 + 3 4 5 Matei has 4 times as many stamps as arnav. If matei gives arnav 8 stamps, matei will have twice as many stamps as arnav. How many stamps does each boy have?. approximate fy(1,3) using the contour diagram of f(x,y) shown below. a credit report includes which of the following? 1. any information from collection agencies. 2. delinquency information and other negative items such as late payments. 3. any public record information from state and other courts, including liens, garnishments, legal suits and judgments, foreclosures, and bankruptcies.