Money held in a bank is generally protected by the Federal Deposit Insurance Corporation, and the U.S. government has yet to fail to meet an interest payment or fully redeem a maturing bond. Yet, yield often correlates with risk. ... But it's not going to guarantee you a real money return.
When you are in the good to excellent credit score range, you are likely going to get a better interest rate.
True
False
Answer:
True
Explanation:
UNIT 4 LAB
What must a country commit to in order to become a part of the Organization of Economic Cooperation?
How does one’s language force a person to think about time?
How does this difference in language relate to our propensity to save?
What experiments did Chen carry out to come up with these conclusions?
Did anything surprise you about this video? Why or why not?
1. What must country commit to in order to become a part of the Organization of Economic Cooperation?
- The affirmed common commitment of democracy, open markets, and free trade.
2. How does one’s language force a person to think about time?
- When you use different words in different tenses, it makes you think about the time these events took place, saying “I walked yesterday” is past tense but, “I’m walking” is present tense.
3. How does this difference in language relate to our propensity to save?
- Speaking futureless language, you will speak about time identically meaning you will feel as they are identical, it increases your propensity to save.
4. What experiments did Chen carry out to come up with these conclusions?
- Chen came up with knowledge of his own ideas to figure out the conclusion.
5. Did anything surprise you about this video? Why or why not?
- No. Everything made sense, everything had great conclusions talking about past, present, and future tenses.
How does one’s language force a person to think about time? that must a country commit to in order to become a part of the Organization of Economic Cooperation. The correct option is A.
What are the OECD guidelines?Governmental suggestions on ethical corporate behavior are contained in the OECD Guidelines for Multinational Enterprises (OECD Guidelines). The OECD Guidelines define expectations for ethical business behavior in relation to a number of topics, including the environment, labor rights, and human rights.
Essentially, there are two fundamental characteristics that nations must meet in order to join the OECD: democratic societies devoted to the rule of law and the preservation of human rights; and open, transparent, free-market economies.
Thus, the ideal selection is option A.
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Cindy has been working for 8 years, and she’s built up a huge emergency fund -- $45,000, which would be 6 months of her salary. She’s hoping to earn a bit more interest than she currently is with that $45,000 just sitting in her traditional bank’s savings account. Which account would you recommend? Why?
SAVINGS ACCOUNT, CD, MONEY MARKET ACCOUNT
I will recommend she invest the $45,000 in Certificate of deposit or Money market account.
It is widely known that a traditional bank’s savings account does not provides significant interest rate for deposit unlike other account which are meant from pure investment at long term.
A certificate of deposit are issued by bank to customer promising them a certain interest rate on their deposit with them.
A money market is also an method of investing in short term market and guarantees high interest rate on deposit.
Therefore, I will recommend she invest the $45,000 in Certificate of deposit or Money market account.
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one of the goals of business intelligence is to _________.
One of the goals that can be attributed to business intelligence as regards this question is that they present the results in an easy to understand manner.
Business intelligence can be regarded as the procedural as well as technical infrastructure which helps in collection , storing as well as analyzing of data that is been produced by a company's activities. It entails data mining as well as process analysis and performance benchmarking.Therefore , business intelligence give out the results of their analysis in understandable way
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HOW CAN COMMUNICATION AFFECT A COMPANY'S PUBLIC IMAGE?
Answer: In broad terms, corporate communication is the practice of creating, fostering, and maintaining a consistent brand image and identity. Effective corporate communication helps you mold a company image that promotes internal loyalty while also creating loyal external customers.
Answer:
if they don't communicate well with their workers, it will ruin the company's image since non of the workers wouldn't know what to do and then the company will have a downfall since they had no income.
Explanation:
sorry if I don't make sense
Tamika has $2,000 she wants to save. She has two options:
• She could save at a bank for 3 years with a fixed simple interest rate of 9%.
• She could save at a credit union for 3 years with an 8.8% fixed interest rate compounded annually.
Which answer correctly compares the total return Tamika would receive with the simple interest from the bank and the compounded interest from the credit union?
The total return would earn if she deposits at the banks where she would earn a simple interest is $2540 . While the total return she would earn from the bank where she earns a compound interest is $2,575.83.
The total return of Tamika if she deposits at the bank where she would earn a simple interest can be determined using this formula:
Amount = P + [P x r x n]
Where:
P = amount deposited
r = interest rate
n = number of years
2000 + [2000 x 0.09 x 3] =
2000 + 540
= $2540
The total return of Tamika if she deposits at the bank where she would earn a compound interest can be determined using this formula:
Amount = P (1 + r)^n
$2000 x (1.088)^3 = $2,575.83
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Answer:
After 3 years, Tamika would receive $540 in simple interest from the bank or $575.83 in compound interest from the credit union!!!!!!
there are not enough goods and services to meet the wants of the population
Answer:
Explanation:
The fact that limited amounts of goods and services are available to meet unlimited wants is called scarcity. ... Scarcity always exists. There simply are not enough goods and services to supply all of society's needs and wants.
On January 1, 2021, The Barrett Company purchased merchandise from a supplier. Payment was a noninterest-bearing note requiring five annual payments of $22,000 on each December 31 beginning on December 31, 2021, and a lump-sum payment of $120,000 on December 31, 2025. A 12% interest rate properly reflects the time value of money in this situation. ((FV of $1, PV of $1, FVA of $1, PVA of $1, FVAD of $1 and PVAD of $1) (Use appropriate factor(s) from the tables provided.)
Required: Calculate the amount at which Barrett should record the note payable and corresponding merchandise purchased on January 1, 2021. (Round your final answer to nearest whole dollar amount.)
Table values are based on:
n=
Cash Flow Amount Present Value
Payments
Lump Sum
Amount recorded
The amount at which Barrett should record the note payable and corresponding merchandise purchased on January 1, 2021 is $147,396.76.
First step is to calculate the present Value of 5 annual payments using this formula
PV of 5 annual payments = Annual payments x Present value annuity factor (i%, n)
Let plug in the formula
PV of 5 annual payments= $22,000 x Present value annuity factor (12%, 5)
PV of 5 annual payments= $22,000 x 3.60478
PV of 5 annual payments= $79,305.16
Second step is to calculate the present value of lump-sum payment using this formula
PV of lump-sum payment = Lump-sum payment x Present value factor (i%, n)
Let plug in the formula
PV of lump-sum payment = $120,000 x Present value factor (12%, 5)
PV of lump-sum payment =$120,000 x 0.56743
PV of lump-sum payment = $68,091.6
Third step is to calculate the amount that should be recorded as note payable and corresponding merchandise purchased on January 1, 2021:
n= 5 years
i= 12%
Cash flow Amount Present value
Payment $22,000 $79,305.16
Lump sum $120,000 $68,091.6
Amount recorded = $147,396.76
($79,305.16+$68,091.6)
Inconclusion the amount at which Barrett should record the note payable and corresponding merchandise purchased on January 1, 2021 is $147,396.76.
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When trying to work efficiently, how should you prioritize your tasks?
Answer:
Have a list that contains all tasks in one Identify what's important: Understanding your true goals Highlight what's urgent Prioritize based on importance and urgency Avoid competing priorities Consider effort Review constantly and be realisticOr
Make your to-do list Rank your to-do list Post your to-do list Note your responsibilities Avoid unnecessary tasks Set realistic deadlines Set your break time Put away distractionsThe Income Summary account can be defined as which of the following? (Check all that apply.) Multiple select question. A permanent account A temporary account An account whose balance equals net income or net loss An account that contains a credit for the sum of all revenues An account used during the closing process An account that contains a credit for the sum of all expenses
Answer:
An account that the balance is net income or net less
The Income Summary account can be defined as An account whose balance equals net income or net loss. Hence, option C is correct.
What is meant by net income?Net income is the amount that a person or business makes after expenses, reimbursements, and taxes. The amount left over after costs like salaries and wages, the price of goods or raw materials, and taxes have been paid is known as a company's net income.
The sum of an employee's paycheck that is left over after payroll deductions such as taxes, benefits, and other expenses is referred to as their gross pay. The amount that is left over after all withholding have been taken into account is referred to as net pay or take-home pay.
Net income is the amount of money that an individual has left over after taxes and other expenses.
Thus, option C is correct.
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Marilyn has a biweekly gross pay of $810 and claims 3 federal withholding allowances. Marilyn has all of the following deductions from her gross pay:
federal tax from the following table
A 9-column table with 7 rows is shown. Column 1 is labeled If the wages are at least with entries 720, 740, 760, 780, 800, 820, 840. Column 2 is labeled But less than with entries 740, 760, 780, 800, 820, 840, 860. Column 3 is labeled And the number of withholding allowances is 0, the amount of income tax withheld is, with entries 80, 83, 86, 89, 92, 95, 98. Column 4 is labeled And the number of withholding allowances is 1, the amount of income tax withheld is, with entries 62, 65, 68, 71, 74, 77, 80. Column 5 is labeled And the number of withholding allowances is 2, the amount of income tax withheld is, with entries 44, 47, 50, 53, 56, 59, 62. Column 6 is labeled And the number of withholding allowances is 3, the amount of income tax withheld is, with entries 26, 28, 31, 34, 37, 40, 43. Column 7 is labeled And the number of withholding allowances is 4, the amount of income tax withheld is, with entries 14, 16, 18, 20, 22, 24, 26. Column 8 is labeled And the number of withholding allowances is 5, the amount of income tax withheld is, with entries 1, 3, 5, 7, 9, 11, 13. Column 9 is labeled And the number of withholding allowances is 6, the amount of income tax withheld is, with entries 0, 0, 0, 0, 0, 0, 1.
Social Security tax that is 6.2% of her gross pay
Medicare tax that is 1.45% of her gross pay
state tax that is 21% of her federal tax
Determine how Marilyn’s net pay will be affected if she increases her federal withholding allowances from 3 to 4.
a.
Her net pay will increase by $15.00.
b.
Her net pay will decrease by $15.00.
c.
Her net pay will increase by $18.15.
d.
Her net pay will decrease by $18.15.
Answer:
c
Explanation:
Answer:
Her net pay will increase by $18.15
the investment demand curve will shift to the right as the result of
The investment demand curve will shift to the right due to "the availability of excess production capacity."
This is based on the idea that when the production capacity increases, the investment demand also increases.
This situation is established because the firms would want to invest more as the production capacity increases, resulting in more revenue and profits.
Hence, in this case, it is concluded that the demand for supply or goods drives up demand for more investment.
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what is the single biggest benefit of interest groups to policy makers?
Answer:information
Explanation:
Jeremy has a dispute with a local tree removal company. After a big storm had come through the area, Jeremy had to hire the company to remove a big tree. The two parties had agreed to the price of $1,500. However, the company never finished the job. The company left when the tree was only half removed. Jeremy and his dad finished the rest of the removal two weeks later. Jeremy does not think he owes the tree removal company anything. The tree removal company however wants to be paid. Jeremy offers them $500 in settlement of their dispute. The tree company accepts. This agreement can best be described under contract law as ______________________.
Answer:
The answer is an accord and satisfaction. :)
Explanation:
Let me know if there is anything else that you would need help with!
Jeremy offers them $500 in settlement of their dispute. The tree company accepts. This agreement can be best described under contract law as an accord and satisfaction.
What is a contract?The contract simply means a promise enforceable by law. The promise may be to do something or to refrain from doing something. The making of a contract requires the mutual assent of two or more persons, one of them ordinarily making an offer and another accepting.
If one of the parties fails to keep the promise, the other is entitled to legal redress. The law of contracts considers such questions as whether a contract exists, what its meaning of it is, whether a contract has been broken, and what compensation is due to the injured party. Contract law is the product of a business civilization. It will not be found, to any significant degree, in noncommercial societies.
Most primitive societies have other ways of enforcing the commitments of individuals; for example, through ties of kinship or by the authority of religion.
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Winters Hardware Store completed the following merchandising transactions in the month of May. At the beginning of May, Winters' ledger showed Cash of $8,000 and Common Stock of $8,000.
May 1 Purchased merchandise on account from Black Wholesale Supply for $7,100, terms 1/10, n/30.
May 2 Sold merchandise on account for $4,000, terms 2/10, n/30. The cost of the merchandise sold was $3,000.
May 5 Received credit from Black Wholesale Supply for merchandise returned $300.
May 9 Received collections in full, less discounts, from customers billed on May 2.
May 10 Paid Black Wholesale Supply in full, less discount.
May 11 Purchased supplies for cash $900.
May 12 Purchased merchandise for cash $3,100.
May 15 Received $230 refund for return of poor-quality merchandise from the supplier on cash purchase.
May 17 Purchased merchandise from Wilhelm Distributors for $2,000, terms 2/10, n/30.
May 19 Paid freight on May 17 purchase $250.
May 24 Sold merchandise for cash $5,500. The cost of the merchandise sold was $4,100.
May 25 Purchased merchandise from Clasps Inc. for $800, terms 3/10, n/30.
May 27 Paid Wilhelm Distributors in full, less discount.
May 29 Made refunds to cash customers for returned merchandise $125. The returned merchandise had cost $90.
May 31 Sold merchandise on account for $1,280, terms n/30. The cost of the merchandise sold was $830.
Required:
Journalize the transactions using a perpetual inventory system.
If Winters Hardware Store completed the following merchandising transactions in the month of May. At the beginning of May, Winters' ledger showed Cash of $8,000 and Common Stock of $8,000. The appropriate journal entries for the transactions using a perpetual inventory system will be:
Winters Hardware Store Journal entries
May 1
Debit Merchandise inventory $7,100
Credit Accounts Payable $7,100
May 2
Debit Accounts Receivable $4,000
Credit Sales $4,000
Debit Cost of goods Sold $3,000
Credit Merchandise inventory $3,000
May 5
Debit Accounts Payable $300
Credit Merchandise inventory $300
May 9
Debit Cash $3,920
(98%×$4,000)
Debit Sales Discount $80
(2%×$4,000)
Credit Accounts Receivable $4,000
May 10
Debit Accounts Payable $6,800
($7,100-$300)
Credit Merchandise inventory $68
(1%×$6,800)
Credit Cash $6,732
(99%×$6,800)
May 11
Debit Supplies $900
Credit Cash $900
May 12
Debit Merchandise inventory $3,100
Credit Cash $3,100
May 15
Debit Cash $230
Credit Merchandise inventory $230
May 17
Debit Merchandise inventory $2,000
Credit Accounts Payable $2,000
May 19
Debit Merchandise inventory $250
Credit Cash $250
May 24
Debit Cash $5,500
Credit Sales $5,500
Debit Cost of goods Sold $4,100
Credit Merchandise inventory $4,100
May 25
Debit Merchandise inventory $800
Credit Accounts Payable $800
May 27
Debit Accounts Payable $2,000
Credit Merchandise inventory $40
(2%×$2,000)
Credit Cash $1,960
(98%×$2,000)
May 29
Debit Sales Returns and Allowances $125
Credit Cash $125
Debit Merchandise inventory $90
Credit Cost of goods Sold $90
May 31
Debit Accounts Receivable $1,280
Credit Sales $1,280
Debit Cost of goods Sold $830
Credit Merchandise inventory $830
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Match the steps that marketing management performs to the scenarios that describe the steps
The steps that marketing management performs to the scenarios that describe the steps include the "Discovery Step --- Marketing management team are performing detailed research for the best target market for their products or services."
The other steps that marketing management performs to the scenarios that describe the steps include the following:
Strategy step -- the marketing management team determines the proper marketing channels for their product or services. Then, they formulate the messaging and finally plan the timing.Implementation step -- the marketing management team decides when and where to execute their targeted, cost-effective marketing campaigns and put them into action.Measurement step -- the marketing management team assesses the marketing campaign results to know the right methods or techniques before continuing with the marketing campaign.Hence, in this case, it is concluded that the Marketing management team plays a vital role in the product life cycle.
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A product starts marking profit after reaching the
A. growth stage of the product life cycle
B. break-even point
C. price ceiling
D.mass market
Identify the factors that impact the social responsibility policies implemented by businesses.
The result identified factors that influenced CSR practices as competition, employees demand, government policy, organizational culture, and customer demand (β = 0.547,0.34, 0.044, 0.017and 0.008) respectively.
Factors Responsible for the Realization of Social
Responsibility | Business ManagementMarket Forces: Market forces play an important role in making a businessman responsible to social obligations. ... Government Intervention: ... Emergence of Professional Managers: ... Growth of Trade Unions: ... Public Scrutiny:Interdependence results from:
Answer:
promotive interactionExplanation:
Positive interdependence (cooperation) results in promotive interaction where individuals encourage and facilitate teammates' efforts to complete the task. Negative interdependence (competition) encourages contrient interaction where team members work to oppose or block the success of others on their team while working to further their own, individual goals.
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the foundational elements of supply chain management are; integration, supply management, logistics management, and operations management
Supply chain management is primarily composed of the following four components: distribution, operations, purchasing, and integration.
What is Supply chain management?At its most basic level, supply chain management is the control of the movement of materials, information, and money associated with a good or service from the acquisition of raw materials to the delivery of the good at the final location.
Agriculture, petrochemical reprocessing, design, manufacturing, packaging, and transportation are a few examples of supply chain operations.
Logistics are tracked by supply chain managers, who also update the company's inventory. They assess operational effectiveness and address problems. To guarantee that all activities such as shipping and delivery adhere to the highest standards of quality and safety, they also work closely with vendors and suppliers.
Thus, Supply chain management is primarily composed of the following four components.
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ramona decides to spend two hours taking a nap rather than attending her classes. her opportunity cost of napping is
ramona decides to spend two hours taking a nap rather than attending her classes. her opportunity cost of napping is The value of knowledge she would have received had she attended class.
What is opportunity cost?The value of the next-highest-valued alternative use of a resource is what economists mean when they talk about its "opportunity cost." You cannot, for instance, read a book at home during the time you would have spent seeing a movie and spend the money you would have spent on something else.
In economics, the word "opportunity cost" refers to the benefits that are forgone while selecting one course of action over another. It is, in essence, the worth of the path not traveled. Opportunity costs are simple to ignore, yet comprehending wasted possibilities is essential to making smarter business decisions.
Thus, The value of knowledge she would have received had she attended class.
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The complete question is given below-
Ramona decides to spend two hours taking a nap rather than attending her class. her opportunity cost of napping is __________. the value of the knowledge she would have received had she attended class the value of her nap minus the value of attending class the $24 she could have earned if she had worked at her job for those two hours nothing, since she valued sleep more than attendance at class.
One advantage of increasing your own responsibilities is that you ______.
a. have more control
b. have to think less
c. have more to do
d. have to work less
Please select the best answer from the choices provided A B C D
Answer:
A. have more control.
Explanation:
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It is a rainy day, and you are considering taking an Uber one mile to meet some friends. You have decided you are willing to pay $20 to avoid getting wet from the rain. The trip would normally cost you $8, but due to the weather the surcharge is triple the regular cost. You should _____ because the benefit to you of taking the Uber is _____ than the cost.
Answer:
I would say A or B I think B sounds more logical but im not sure.
Explanation: I hope its right:)
In a city with rent-controlled apartments, all of the following are true except A. it usually takes more time to find an apartment than it would without rent control. B. apartments are often in shorter supply than they would be without rent control. C. apartments usually rent for rates lower than the market rate. D. landlords have an incentive to rent more apartments than they would without rent control.
In a city with rent-controlled apartments, landlords do not have an incentive to rent more apartments than they would without rent control.
Rent control is a form of price ceiling. A price ceiling is when the government or an agency of the government determines the maximum price of a good or service. A price ceiling is considered to be binding if it is below equilibrium price and it is considered non-binding if it is above equilibrium price.
Consequences of rent-controlled apartments
There would be shortages of apartments as demand would exceed supply. it leads to the development of black markets It reduces the price consumers pay for an apartment. This increases consumer surplus
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5. Not being organized with your finances can
have no effect on your finances
cause you to lose track of your
money
lead to a disorganized house
none of the above
Answer:
The second option:cause you to lose track of your moneyExplanation:
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closing entries and a post-closing trial balance are steps in the accounting cycle that occur
Explanation:
[tex] \sin( \cos( \tan( \cot( \sec( \csc( \alpha \beta \gamma e\pi \infty ln( log( log_{ log_{\% \binom{ \\ }{?} }(?) }(?) ) ) ) ) ) ) ) ) [/tex]
Evaluating employee performance helps with all of the following EXCEPT which of the
following?
A. Transfers
B. Sick leave
C. Layoffs
D. Promotions
Answer:
Sick Leave - C
Explanation:
Evaluating performance helps determine whether to promote, transfer or layoff but it does not determine whether or not an employee can use sick leave. You can lower an evaluation based upon performance and abuse of sick leave. If an employee is frequently absent without an excuse, then their performance and work tasks will suffer. This allows a manager to lower a performance rating.
What is the gross income for a real estate agent in 2021?
Answer:
It depends on where you live and your experience level, but in the US a real estate agent can make approximately $82,898 a year, while you can expect to be paid around 15 to 30 thousand a year, within the first few years.
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which of the following is a benefit of credit?
a. allows you to get what you want sooner
b. it damages your credit
c. puts your bank account in surplus
Answer:
a
Explanation:
the answer A hopefully this help
Use this with "kind."
True
False
Answer:
??? what do you mean? please be more elaborate