Depending on how hungry you are, you decide whether to eat one more slice of pizza. The easiest way to express this economic notion is with the phrase "How much" is a decision at the margin.
Even if mastering the fundamentals of economic theory isn't regarded as being as crucial as managing a household budget or becoming a proficient driver, the forces that drive the study of economics have an impact on every aspect of our lives. At its most fundamental level, economics aims to explain how and why we choose the products we do.
Scarcity, supply and demand, costs and benefits, and incentives are four fundamental economic ideas that can be used to explain a variety of human decisions.
Scarcity, supply and demand, costs and benefits, and incentives are four fundamental economic ideas that can be used to explain a variety of human decisions.
Because there aren't enough resources in the world to satisfy everyone's seemingly endless wants, there is a fundamental economic problem that causes people to make choices about how to live their lives.
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. today you buy option 1 and sell option 2; (i.e. bear put vertical spread). at expiration the stock price equals $134. what is your profit or loss (on a per share basis)?
A profit of $ 4 at expiration the stock price equals $134 when you buy option 1 and sell option 2.
Strike Price = $ 140 , Premium = $ 4
Strike Price = $ 130 , Premium = $ 2
Expiration market price = $ 134
So , option 2 expires worthless and will not be exercised.
Payoff on Option 1 = ( $ 140 - $ 134 )
= $ 6
Profit = ( Payoff of option 1 - Payoff of option 2 - Premium on option 1 +
Premium on option 2 )
= ( $ 6 - $ 0 - $ 4 +$ 2 )
= $ 4
An income that is given to the owner in a successful market production process is known as profit in accounting. Profit is a metric of profitability, which is of primary concern to the owner in the process of market production that generates money. Various profit metrics are frequently used.
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the payback rule is based on the idea that an opportunity that pays back its initial investment quickly is a worthwhile opportunity. question content area bottom part 1 true false
The given statement is true. The payback rule is based on the idea that an opportunity that pays back its initial investment quickly is a worthwhile opportunity.
What is the payback rule?Payback rule in capital budgeting refers to the period of time needed to recoup the funds expended in an investment, or to reach the break-even point. The payback period disregards the time value of money and is determined by counting the number of years it takes to recover the funds invested. For example, if it takes five years to recover the cost of an investment, the payback period is five years.
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Rules and regulations created by an agency such as the federal communications commission are called?
Rules and regulations created by an agency such as the federal communications commission are called administrative law.
Administrative law is a branch of civil law. It affects the relationship between the people and the government. It determines the organization and power of leaders and judges to enforce the law. It is often associated with operations and processes and is put into place under the control of local regulatory agencies.
It determines the organization's power and responsibility of the supervisory board. It includes the law on the executive power, the judicial role of the governing body, the legal responsibility of the government and the power of the legislature. the same four to take care of the leaders. He supervises the president and ensures that the public administration is fair.
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a local attorney was appointed guardian of a property owner with no known relatives, who required care in a nursing home. the property owner has no will or any money available for expenses and hasn't paid any property taxes in the past four years. what would the state file to eventually collect the unpaid back taxes?
To eventually recover the unpaid back taxes, the state would file a tax lien file. ( Option D )
- When you disregard or refuse to pay a tax debt, the government will have a legal claim against your property known as a federal tax lien. The government's interest in everything of your possessions, including real land, personal property, and financial assets, is safeguarded by the lien.
- Tax liens are a major issue. You most likely haven't fully paid your federal or state income taxes if you have a lien on your home or other property. Although liens don't immediately result in property seizures, they are just one step away from levies, and levies are serious business. You've come to the right place if you have queries about liens.
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- The complete question is :
A local attorney was appointed guardian of a property owner with no known relatives, who required care in a nursing home. The property owner has no will or any money available for expenses and hasn't paid any property taxes in the past four years. What would the state file to eventually collect the unpaid back taxes?
A) Mechanic's lien
B) Real estate probate lien
C) Mortgage lien
D) Tax lien
whalin seafood co. made a corporate commitment to sustainability, modifying the ways in which they purchase products. two years ago, whalin made a corporate commitment to local sourcing and saw their profits increase. this is an example of
This is an example of doing well and doing good and a form of corporate commitment ( Option C )
- An employee's commitment to their employer is their sense of loyalty to them. Employees that are loyal to their company typically feel a sense of belonging, a sense of understanding of the company's aims, and a connection with their company.
- In order to progress toward more environmentally friendly business practices, the corporation must involve its suppliers. A thorough examination of suppliers' current social, environmental, and economic implications will be necessary for this.
- The Environmental Pillar, the Social Pillar, and the Economic Pillar are the three pillars of corporate sustainability. The Environmental Pillar deals with a company's commitment to minimizing waste and carbon emissions.
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- The complete question is :
Whalin Seafood Co.made a corporate commitment to sustainability,modifying the ways in which they purchase products.Two years ago,Whalin made a corporate commitment to local sourcing and saw their profits increase.This is an example of
A) decision-making discretion.
B) shareholder focus on wealth.
C) doing well and doing good.
D) corporate signature strengths.
E) leading the market.
a stock has an annual return of 12.2 percent and a standard deviation of 32 percent. what is the smallest expected loss over the next year with a probability of 1 percent?
-62.36% is the smallest expected loss over the next year with a probability of 1 percent at annual return of 12.2% and standard deviation of 32%.
given data,
annual return = 12.2%
standard deviation = 32%
Smallest expected loss = 12.2%+ROUND(NORMINV(0.01,0,1),3)*32%
by substituting we get,
Smallest expected loss=12.2%-2.33*32%
=-62.36%
The profit or loss on an investment over a year is referred to as an annual rate of return. The yearly rate of return can be determined in a number of different ways. The annual rate of return is expressed by multiplying the monthly rate of return by 12 to get it. It's frequently referred to as the annual percentage rate. The annualised return deviates from the conventional average and displays the true gain or loss on an investment as well as the difficulty in recovering losses. In order to make up the difference, for instance, a 50% loss on an initial investment calls for a 100% gain the following year.
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bill's loan is secured by a mortgage. who holds legal title when this security instrument is used?
bill's loan is secured by a mortgage. late charge provision holds legal title when this security instrument is used.
A mortgage is a sort of loan used to buy or maintain a home, a plot of land, or other real estate. The borrower commits to paying the lender over time, usually in a series of regular instalments that are split into principal and interest. As security for the loan, the property is then used.
In order to qualify for a mortgage, a borrower must submit an application through their preferred lender and make sure they satisfy a number of standards, including down payments and minimum credit scores. Before they are closed, mortgage applications must pass a thorough underwriting process. Different mortgage products, including fixed-rate and conventional loans, are available depending on the borrower's needs.
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advertising, like any part of the promotional mix, can be managed by following several steps, including which of these?
Executing & Evaluating can handle advertising, just like they can manage any other element of the promotional mix.
Marketing a company's products or services by paid advertising in mass media, such as billboards, radio, television, newspapers, and digital media, is known as advertising.The promotion component of the marketing mix is essential because it raises consumer awareness of your brand and your products by concentrating on the right target market. As a result, the market will see greater demand, which will increase sales for your company.Your promotion mix is the culmination of a variety of communication tactics and strategies you use to present your company, products, or services to your target market. Effective advertising is essential as it assists in attracting customers.
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Cooperation among oligopolies runs counter to the public interest, because it leads to underproduction and high prices. In an effort to bring resource allocation closer to the social optimum, public officials attempt to force oligopolies to compete instead of cooperating. Suppose that two major u.s. insurance corporations negotiate a merger agreement so that a financial crisis is less likely to cause either firm to face bankruptcy. This merger could potentially be stopped by a lawsuit brought by which of the following American institutions?
a. The Defense Department
b. The Commerce Department
c. The Justice Department
d. The Interior Department
(c). The Justice Department. According to the description provided above, the merger may be halted by a lawsuit filed by the Justice Department.
The Justice Department has more than 115,000 workers and more than 40 different component entities under the direction of the US Attorney General. The Department has field offices in every state and territory in the United States as well as in more than 50 other nations around the world. It is headquartered in Washington, D.C., in the Robert F. Kennedy Building. The Department of Justice is charged with a variety of duties. We strive daily to defend the rule of law, safeguard civil rights, and keep our nation secure from all external and internal dangers.
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todd plans to purchase a life insurance policy from a stock life insurance company. what kind of policy would he plan to purchase? a. dividend policy b. nonparticipating policy c. mutual policy d. participating policy
Nonparticipating policy would he plan to purchase.
Hence, Option B is correct
A non-participating policy can be defined as a payment which is not a dividend payment as it is not given a share of the surplus earnings. That is, no payments are made to policyholders because profits are not invested in non-participating programs.It does not offer any bonus as well as dividend distributions depending on the insurer's earnings is known as a non-participating life insurance policy.It leads to the policyholder under such plans to not take part in or be interested in the profits made by the insurance provider.To know more about insurance here
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shannan, who is single, earns wages of $350,000 in 2022. how much will shannan have to pay in medicare taxes?
$5,075 will Shannan have to pay in Medicare taxes.
Thus, the correct option is A.
All personnel, employers, and self-employed individuals are required to pay the Medicare tax, which is a portion of gross wages used to guide Medicare.
The american Medicare fitness system is financed through a Medicare levy. Medicare component A, which presents health center coverage for seniors and people with disabilities, is paid for using tax dollars. medical institution, hospice, and nursing facility care are all covered in fees.
In 2022, the Medicare tax could be 2.9%. every birthday party can pay 1.45% of this sum, which is divided equally between the company and the employee. The sum is deducted from every employee's paycheck.
In principle, Social safety and Medicare taxes have to be paid through all employees, whether they are individuals or foreigners. some nonresident aliens with unique visas who paintings within the usa are excluded, however.
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when using a roth plan, you invest your money after paying taxes, and the investment grows tax-free.
True - When using a roth plan, you invest your money after paying taxes, and the investment grows tax-free.
That is, when you contribute to a Roth IRA with money that you have already paid taxes on, there is no additional tax due when you remove funds from the account in retirement.
A Roth IRA is an individual retirement account that accepts after-tax contributions. While there are no tax benefits for the current tax year, after you turn 59 [tex]\frac{1}{2}[/tex] and the account has been open for five years, your contributions and earnings can grow tax-free and you can withdraw them without paying taxes or penalties.
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under the uniform securities act, it is legal for an investment adviser representative to tell a client that a) an exempt security is not required to be registered because it is safer than a nonexempt security b) a registered security may lawfully be sold in that state c) a registered security has been approved for sale in the state by the administrator d) her qualifications have been found satisfactory by the administrator
Under the Uniform Securities Act, it is legal for a investment adviser representative to tell a client that a registered security may lawfully be sold in that state.
As a model law for state-level securities regulation, the Uniform Securities Act was developed. The Securities and Exchange Commission's (SEC) enforcement and regulatory efforts are aided by the Uniform Securities Act, which was created to address securities fraud at the state level.
The Uniform Securities Act provides a template for states to use when drafting their own securities laws. Because early restrictions were not uniformly followed throughout the nation, the legislation underwent a number of changes. The Uniform Law Commissioners' proposed securities acts were not all adopted by all jurisdictions. The Uniform Securities Act increased parity between the federal and state application of securities safeguards by replacing and revising earlier rules in the process.
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what does crowding out lead to? i) a smaller effect of a countercyclical fiscal policy ii) higher investment expenditures group of answer choices
Crowding out lead to a smaller effect of a countercyclical fiscal policy.
What does the crowding-out effect lead to?The crowding-out effect is a phenomenon wherein rising government deficits can cause interest rates to climb. In turn, this can result in less activity in the private sector. According to the crowding-out effect idea, rising public spending in the economy discourages private spending.
Governments must either raise taxes to fund additional spending or borrow money, usually by issuing bonds. Crowding makes the expansionary fiscal policy less effective: -the rise in AD that results from expansionary fiscal policy is offset by the drop in AD that results from the government has crowded out investment spending in order to implement that expansionary fiscal policy.
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ones company consistently delivers on-time as promised to customers. this type of performance is critical to:
Ones company consistently delivers on-time as promised to customers. this type of performance is critical to: developing reliability based trust.
Reliability is defined because the chance that a product, gadget, or service will carry out its meant characteristic appropriately for a designated time period, or will operate in a defined surroundings with out failure.
There are 4 factors to the reliability definition: 1) characteristic, 2) possibility of achievement, 3) length, and, 4) surroundings. Maintainability is related to reliability, as while a product or device fails, there can be a technique to repair the product or device to operating condition.
The purpose of reliability concept is to estimate mistakes in dimension and to signify ways of improving checks in order that mistakes are minimized. The principal assumption of reliability principle is that measurement errors are basically random.
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owner participation is often a key factor in the approval of a construction loan. what does owner participation refer to?
The building or remodeling of a home or other real estate project is financed using a construction loan, which is a brief loan.
Which of the following is NOT an active player in the secondary mortgage market?Credit unions are the remedy. The other three are significant, active participants in secondary market activity, whereas the credit union is a participant in the primary market.
Which definition best fits a mortgage with purchase money?The type of mortgage could be a junior wrap-around mortgage, junior mortgage, or first mortgage. A purchase money mortgage has a mortgagee who is the seller and a mortgagor who is the buyer. It is possible for this mortgage to be a first mortgage, a junior mortgage, or a junior wrap-around mortgage.
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when property managers are looking to lease residential units to households whose prior history indicates a probability of long-term occupancy, they are seeking what is referred to as:
When property managers are looking to lease residential units to households whose prior history indicates a probability of long-term occupancy, they are seeking what is referred to as permanence potential.
Property managers are responsible for the overall management of a property, including its maintenance, security, and finances. They may also be responsible for renting out the property, collecting rent, and dealing with any tenant issues that may arise.
In some cases, property managers may also be responsible for the marketing and sale of the property. A residential lease is an agreement between a tenant and a landlord to pay rent in exchange for the use of habitable property.
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on the bank reconciliation, an error in recording a check is a.a bank statement adjustment or a company books adjustment b.a bank statement adjustment c.a company books adjustment d.none of these choices
The book balance should be adjusted for errors in recording. Add the amount of the error if the item cleared the bank for less than the amount recorded in the books.
Add the amount of the error if the item sold for more than what was recorded in the books.
What adjustments are made during the bank reconciliation?
Adjust the bank statements by adjusting the balance to reflect the corrected amount. You must add or subtract bank errors, outstanding checks, and deposits in transit for this to be done. Amounts that have been received and recorded by the business but have not yet been recorded by the bank are referred to as deposits in transit.
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what would be the greatest opportunity cost for a talented college football player to remain in college for another year rather than enter the nfl draft?
The greatest opportunity cost is that the player will forfeit being selected by scouts during the playoffs.
What is opportunity cost?The opportunity the benefit that a person forgoes by selecting one option over another is called the cost.
The value or benefit forfeited by engaging in a specific activity in comparison to engaging in an alternative activity is known as the opportunity cost of that activity.
More efficiently it entails forfeiting the chance to engage in a different activity if you select one.
In conclusion, opportunity costs can be exemplified for any situation where a company will do something, but will have to give up something
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at the broadest level, the financial system moves the economy’s scarce resources from
The network of economic institutions known as the financial system works to match one person's savings with another person's investments. It transfers limited economic resources from savers to borrowers.
Hence, the financial system moves scarce resources from savers to borrowers.
A financial system is defined as an organization that typically connects one person's savings with another person's investments. The economy's limited resources are transferred from savers to borrowers in this process. The financial system is made up of many financial entities that manage the borrowing and saving operations. By managing economic funds, it binds the two together.
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if rice is an inferior good, a decrease in income will cause the equilibrium price of rice to rise. group of answer choices false true
The true fact based on the statement on question is shift the demand curve for rice to the right.
What is the cause of the equilibrium price?With everything else remaining the same, an increase in demand will result in a rise in the equilibrium price and an increase in supply. Reduced demand will result in a drop in the equilibrium price and a reduction in supply. If the demand curve shifts to the left, the quantity demanded could either fall or rise (shifting rightward). The new equilibrium will be at a lower quantity and price if the demand curve shifts left. The new equilibrium will have higher quantity and price if the demand curve moves right.
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What is Value Based Pricing Methods?
Value-based pricing is a method of setting prices for goods and services that bases adjustments on the market's perception of value rather than past prices.
Value-based pricing is a method of setting prices for goods and services that bases changes on the market's perception of value rather than previous costs.
The tactic is employed when a purchase is motivated by emotion or when a limited supply is present.
By raising the perceived worth of the good or service, value pricing will raise the price of goods over cost-plus pricing.
Worth-based pricing is a method of setting prices for goods and services that bases adjustments on the market's perception of value rather than past prices. By raising prices without having a major impact on volume, the value-based pricing strategy boosts revenue.
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newcomers need many different kinds of support when they first join an organization. if a person needs informational support, what question is he or she asking?
When they initially join a company, newcomers require a variety of forms of support. Social support is more significant among them.
What is social support?In order to provide you a wider focus and a good self-image, social support refers to having friends and other people, including family, to turn to in times of need or disaster. Social support improves quality of life and acts as a protective barrier against unfavourable life circumstances.Why is social support important?An crucial protective factor for navigating the challenges of life is emotional support. A 2022 study discovered that social support increases resiliency in challenging circumstances. High levels of loneliness are associated with living alone, having a small social network, and having low-quality social contacts.When they initially join a company, newcomers require a variety of forms of support. Social support is more significant among them.
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which type of pension plan is required to pay out a certain sum, generally based on a percentage of salary upon retirement and the number of years of service?
Pension plan required to pay out a certain sum .............. :
- Defined benefits.
How do defined benefit plans work?An agreed-upon monthly benefit is guaranteed under a defined benefit plan. A specific financial figure, such as $100 per month at retirement, may be specified in the plan as the guaranteed benefit. Or, more frequently, a benefit is determined by a plan formula that takes characteristics like pay and service into account. For instance, 1 percent of the average income for the previous five years of work is taken into account for each year of employment with a company. Within specific parameters, government insurance offered by the Pension Benefit Guaranty Corporation protects the benefits in the majority of traditionally defined benefit plans (PBGC).
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true or false: ppc advertising on search engines is sometimes referred to as search engine marketing (sem).
The statement " PPC advertising on search engines is sometimes referred to as search engine marketing (SEM)." is true.
Give a brief account on Search engine marketing.Increasing a website's exposure in search engine results pages (SERPs) mostly through paid advertising is what search engine marketing (SEM), a type of Internet marketing, entails. Search engine marketing may include search engine optimization (SEO), which adjusts or rewrites websites' content and site architecture to boost pay-per-click (PPC) listings and raise the website's Calls to Action (CTA) and gain a higher ranking in search engine results pages (SEM).
Typically, this takes the form of search advertising that appear above unpaid or organic results. SEM is a digital marketing tactic that you may employ to make your website more visible in search results. This could involve both paid and unpaid (SEO) activities. Pay-per-click (PPC) marketing is another name for SEM, even though it more broadly includes paid marketing. According to this business model, advertisers get paid every time a user clicks one of their ads.
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g if the required reserve ratio is 10%, how much can a bank lend out if its deposits total $2 million?
If its deposits total $2 million. The answer is 72.9 dollars.The sum of money held by a bank might be referred to as excess reserves.
This sum of money may be loaned to individuals or other organisations in order to increase profits by adding a particular level of interest to the amount of money that will be distributed.In the situation above, the bank has $41,000,000 in excess reserves. As a result, the bank will be willing to extend a loan of $41,000,000.
Bank lend out a bank with a reserve ratio of 10% can lend the remaining 90% of its deposits to other banks while keeping 10% aside for emergency payments. 81 dollars, or 90% of 81 dollars,therefore be lent by the second bank.According to this criteria, the second bank has $72.9 to lend (90% of 81).
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organizations can acquire resources to effectively pursue objectives to turn out final goods and services including: a. employees b. acquiring supplies c. financial resources d. all of the above
the correct option is (b) acquiring supplies
Each organization needs resources to properly pursue its goals, and it must coordinate their utilization to produce finished products and services. To encourage loyalty, recruit, train, compensate, and offer advantages. Obtain resources and knowledge of project management The process of acquiring the team members, tools, supplies, or other resources needed to complete the project is known as resource acquisition. The project plan is the most important factor in getting resources. At several points during the project, when needed, the Acquire Resources process is repeated. A high-level resource demand will be present in the early phases of the project, but as the plan is refined, more detail is provided, which results in more precise resource specifications.
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according to the short-run phillips curve, a decrease in unemployment is expected to be accompanied by
According to the short-run Phillips curve, a decrease in unemployment is expected to be accompanied by an increase in inflation.
What does Short- and Long-run Philips curves suggest?The Phillips curve illustrates the correlation between unemployment and inflation.
The long-run Phillips curve is a vertical line that shows that in the long run, there is no stable trade-off between inflation and unemployment. The short-run Phillips curve, on the other hand, is roughly L-shaped to represent the early inverse relationship of the two variables. When unemployment rates rise, inflation falls; when unemployment rates fall, inflation rises.Increment in aggregate demand cause a rise in real output in the presence of a fixed aggregate supply curve. As output rises, so does unemployment. based on the number of people in the world. As a result, the short-run Phillips curve depicts a real, inverse relationship between unemployment and inflation, but this relationship can exist only in the short run.Economic history has proven that there is no stable trade-off between unemployment and inflation in the long run.
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based on the financial data listed, what was triad's total net assets before posting net income for the year?
Based on the financial data listed, the triad's total net assets before posting net income for the year was $250,000.
Financial statements (or financial reports) are kinda records of the financial activities and position of a business, person, or alternative entity. Relevant financial info is conferred in a very structured manner and in a form that is straightforward to understand. They usually embody four basic financial statements in the middle of a management discussion and analysis: A balance sheet or statement of monetary position, reports on a company's assets, liabilities, and owner's equity at a given purpose in time.
An income statement—or profit and loss report (P&L report), or statement of comprehensive income, or statement of revenue & expense—reports on a company's income, expenses, and profits over a declared period. A profit and loss statement provides information on the operation of the enterprise. These include sales and therefore the varied expenses incurred throughout the declared period.
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Peter drucker was a 20th-century socialist, opposed capitalism and believed that managers were more of a hindrance than a help to most organizations.
a. true
b. false
Peter drucker was a 20th-century socialist, opposed capitalism and believed that managers were more of a hindrance than a help to most organizations. This statement is false.
One of the most well-known and renowned management thinkers, Peter Drucker is still referenced by managers all over the world. Drucker's renowned book, The Practice of Management, was released in 1954. He was a prolific writer and one of the first to portray management as a separate job with its own responsibilities.
Business managers, according to Drucker, should embrace the "spirit of performance" by acting with a high degree of moral and ethical integrity, concentrating on results, empowering staff, going above and beyond their financial commitments to shareholders, and ultimately advancing the common good.
The correct answer is option b.
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