You are ready to buy a house, and you have $30,000 for a down payment and closing costs. Closing costs are estimated to be 5% of the loan value. You have an annual salary of $48,000, and the bank is willing to allow your monthly compounding (50bps per month) for a 30-year fixed rate loan. How much can you offer for the house?

Answers

Answer 1
To calculate how much you can offer for the house, you need to first determine the total amount of the loan that the bank is willing to give you. This will depend on your annual salary, the monthly compounding rate, and the loan term.

First, convert your annual salary to monthly income by dividing it by 12: $48,000 / 12 = $4,000 per month.

Next, calculate the monthly compounding rate by dividing it by 100: 50bps / 100 = 0.005.

Then, multiply your monthly income by the monthly compounding rate to determine the monthly loan payment that the bank is willing to offer you: $4,000 * 0.005 = $20.

Finally, multiply the monthly loan payment by the number of months in the loan term (360 months for a 30-year loan) to determine the total loan amount: $20 * 360 = $7,200.

To this amount, you need to add the closing costs, which are estimated to be 5% of the loan value. So, multiply the loan amount by 0.05 to determine the closing costs: $7,200 * 0.05 = $360.

Now that you know the total loan amount and closing costs, you can subtract them from the amount you have available for a down payment and closing costs to determine how much you can offer for the house: $30,000 - $7,200 - $360 = $22,440.

Related Questions

To determine whether or not an investment has a positive NPV, we essentially compare the expected return on that new investment to what the financial market offers on an investment with the same beta. This is why the SML is so important; it tells us the "______ ______" for bearing risk in the economy
going rate

Answers

Going rate

The Capital Asset Pricing Model is graphically represented by the security market line. It is a graph that contrasts predicted return with beta-measured systematic risk.

The difference between the current value of cash inflows and withdrawals over a period of time is known as net present value (NPV). It is employed for measurements that are mostly used in capital budgeting, the process by which businesses decide if a new investment or expansion opportunity is worthwhile. When presented with an investment opportunity, a corporation must determine if making the investment will result in net economic gains or losses for the business. A project's NPV is positive when it charts above the SML because its IRR is higher than the needed rate of return. The NPV is negative when a project maps below the SML because its IRR is lower than the needed rate of return.

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Federal and state laws prohibit discrimination in housing. However, exemptions do exist depending on the particular type of property that is being considered. All of the following activities could be considered exempt in specific scenarios EXCEPT:
A. Refusing to sell or rent to a person because of race.
B. Refusing to sell or rent based on familial status (i.e. having children).
C. Refusing to sell or rent to persons based on age.
D. Refusing to sell or rent a single-family home based on religion provided the owners do not employ the services of a broker or agent.Refusing to sell or rent to a person because of race.

Answers

"Federal and state laws prohibit discrimination in housing..............EXCEPT":

A. refusing to sell or rent to a person because of race.

What is the difference between federal and state laws?

Federal legislation is made at the national level and applies to the entire country (all 50 states and the District of Columbia) as well as U.S. territories. The United States Constitution serves as the foundation for federal law; it outlines government power and duty, as well as the protection of every citizen's basic rights.

State law:

It is the law that applies in each individual state in the United States. The state legislation applies to citizens, tourists, and business entities, companies, or organizations located or functioning in the state.

When a state statute directly contradicts federal law, federal law takes precedence. State law can provide its inhabitants with more rights than federal law.

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____are the link between public companies and the investors interested in buying their stock.
A. Underwriters
B. Stockbrokers
C. Investment B
D. Account Managers

Answers

Underwriters are the link between listed companies and investors interested in buying shares

What do underwriters do?

Underwriters are financial professionals who examine your finances and assess how much risk you're willing to take if a lender decides to extend a loan to you. More specifically, insurers evaluate your credit history, your assets, the amount of loan you're applying for, and how well they believe you'll be able to repay the loan.

Does underwriter make the final decision?

Mortgage Assumption is the process by which a lender confirms the eligibility of a mortgage. The underwriter will also ensure that your property meets the loan criteria. Underwriter is the final arbiter on whether a loan is approved.

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mosha realizes that he is coming dangerously close to burning out on his job as a cpa for a large manufacturing company because of the conflicting demands of his job. consequently, he has asked his supervisor to provide a specific job description and have a meeting to formulate specific job-related goals. this behavior is an example of which of the following coping strategies?

Answers

The correct Option is A. problem-centered coping, The goal of problem-centered coping is to identify the underlying causes of tension in order to manage tension- or stress-related disorders.

In order to manage tension or stress-related concerns, problem-centered coping looks for the root of the tension. In this instance, the person employed this coping mechanism to get by at work after realising that the conflicting demands of his position were very close to driving him to burnout. In this kind of coping mechanism, the person looks for assistance in resolving the issue and withdraws from the stressful situation while simultaneously attempting to eliminate the source of the discomfort.

Mosha realizes that he is coming dangerously close to burning out on his job as a CPA for a large manufacturing company because of the conflicting demands of his job. Consequently, he has asked his supervisor to provide a specific job description and have a meeting to formulate specific job-related goals. This behavior is an example of which of the following coping strategies?

a. problem-centered coping

b. appraisal-centered coping

c. instrumental support

d. emotion-centered coping

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A mixed cost has:
only variable cost components, both within and outside of the relevant range.
either fixed or variable cost components, but not both.
both fixed and variable cost components.
only fixed cost components, both within and outside of the relevant range.

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The right answer is option (c). Both fixed and variable costs are included in a mixed cost.

What is covered by the mixed cost?

Semi-variable costs, semi-fixed costs, or mixed costs are terms used to describe costs that combine fixed and variable components. Costs are fixed until a specific amount of output or consumption, at which point they become variable costs.

A cost is said described as being mixed if it includes both fixed expenses and variable charges. This implies that while certain costs remain constant, others might. Alternative name for a mixed cost is indeed a semi-variable cost. Knowing the fixed and variable costs is necessary to calculate the mixed cost. The total of the variable and fixed costs is then determined.

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appraiser jessica wants to determine the estimated reproduction cost of a subject building using the index method. to do this, she takes the index factor and multiples it by the .

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The fundamental calculation for the cost approach is as follows: Property Value = Land Value + Cost New - Depreciation. It makes use of the substitutional principle.

Simply said, the cost of purchasing a replacement or something comparable affects the price someone is ready to pay for a property. This is the discrepancy between the property's overall development costs and its finished market value. Three methods are used in cost estimation: Quantitative principle; Unit-in-place; Comparative (unit of area or volume). When using the index technique, a property's initial construction cost is multiplied by a multiplier that was determined based on the rate at which construction costs have increased since the property was erected.

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assume corporation, a medical technology company, has total assets of $3,500,000 and total liabilities of $3,000,000. company is considering two alternatives for acquiring additional ware-house space. under the first alternative, the building would be purchased for $200,000 and financed by issuing long-term bonds. under the second alternative, the building would be rented with an annual lease cost of $20,000 per year. round answers to one decimal place, if applicable

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The company's current debt-to-equity ratio is 13.6.

Total assets are the illustration of the price of everything someone or company owns, which might you calculate by adding its owner's equity to its liabilities. Equity is what proportion the corporate is value, or its capital, and liabilities square measure what it owes.

Total liabilities are the combined debts and obligations that a private or company owes to outside parties. Everything the corporate owns is classed as associate quality and every one amounts the corporate owes for future obligations are recorded as liabilities. Total liabilities and owners' equity are totaled at the bottom of the right side of the balance sheet.

The question is incomplete, find the complete question here

assume corporation, a medical technology company, has total assets of $3,500,000 and total liabilities of $3,000,000. company is considering two alternatives for acquiring additional ware-house space. under the first alternative, the building would be purchased for $200,000 and financed by issuing long-term bonds. under the second alternative, the building would be rented with an annual lease cost of $20,000 per year. round answers to one decimal place, if applicable. Compute the company's current debt-to-equity ratio.

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riegel company uses the lcnrv method, on an individual-item basis, in pricing its inventory items. the inventory at december 31, 2025, consists of products d, e, f, g, h, and i. relevant per unit data for these products appear below. item d e f g h i estimated selling price $120 $110 $95 $90 $110 $90 cost 75 80 80 80 50 36 cost to complete 30 30 25 35 30 30 selling costs 10 18 10 20 10 20 instructions using the lcnrv rule, determine the proper unit value for balance sheet reporting purposes at december 31, 2025, for each of the inventory items above.

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An inventory is one of the current assets. The items in the inventory are those that are bought and afterwards sold to the general public for a higher price.

Measurement of inventory is based on the lower of cost or net realisable value (LCNRV).

To determine the net realizable value, we subtract the anticipated completion costs from the anticipated selling price.

Item I, Item D, Item E, Item F, Item G

Cost 75 80 80 80 50 36 Cost to complete $120 $110 $95 $90 $110 $90 Estimated selling price 30 30 25 35 30 30

Selling expenses 10 18 10 20 10 20

Item D $75

Item E $62

Item F $60

Item G $35

Item H $50

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under a dp-2 policy, when a covered peril is threatening the insured premises, property that is stored off premises for protection is covered for

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The proper response is that "2 weeks" will be used to cover the loss. The insurance type known as "additional living expenses coverage," or "ALE," is frequently incorporated into homeowner policies.

What exactly does insurance mean overall?

In an insurance contract, the insurer is in charge of paying for losses incurred by one party as a result of particular catastrophes or risks. It protects the policyholder's family from financial loss. There are several different types of insurance coverage. Life, health, house, and auto insurance are the most common varieties.

What sort of insurance is actually the most affordable?

Third-party insurance is the very minimum that the law will tolerate. Your level of protection is the least with a third-party only policy,

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suppose an analyst wanted to determine whether or not dollars spent on advertising, number of sales people, number of new products introduced, and dollars spent on research and development were contributing to the growth in company market share. which of the following procedures would be most appropriate? conjoint analysis cluster analysis perceptual mapping regression analysis

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The procedures would be most appropriate when An analyst wanted to determine whether or not dollars spent on advertising, number of sales people etc is regression analysis.

The regression analysis is an analysis which is used to determine that the relationship between two or more variables of interest. It provides a scientific calculation to identify and predicting the future outcomes.

By using regression analysis, an analyst wanted to determine whether or not dollars spent on advertising, number of sales people, number of new products introduced, and dollars spent on research and development were contributing to the growth in company market share.

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The microeconomic graphs for both monopolistic competition and oligopoly are drawn exactly the same as the monopoly graph.
true or false

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The microeconomic graphs for both monopolistic competition and oligopoly are drawn exactly the same as the monopoly graph. This statement is false.

In comparison to the demand curve for oligopoly, the demand curve for monopoly is less elastic. Demand curves in monopolistic competition slope downward.

Because it can only raise demand by lowering prices, which means it must also cut the prices of all of its units of production, its marginal revenue will thus always be lower than the market price, exactly like for a pure monopoly.

When there is insufficient competition, market arrangements called monopolies and oligopolies arise. An oligopoly occurs when a small number of relatively large enterprises create similar but slightly different items, whereas a monopoly occurs when a single company provides goods that have no direct competitors.

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For financial reporting, Clinton Poultry Farms has used the declining-balance method of depreciation for conveyor equipment acquired at the beginning of 2018 for $3,000,000. Its useful life was estimated to be five years, with a $215,000 residual value. At the beginning of 2021, Clinton decides to change to the straight-line method. The effect of this change on depreciation for each year is as follows:
($ in thousands)
Year Straight Line Declining Balance Difference
2018 $ 557 $ 1,200 $ 643 2019 557 720 163 2020 557 432 (125 ) $ 1,671 $ 2,352 $ 681 Required:
2. Prepare any 2021 journal entry related to the change. (If no entry is required for a transaction/event, select "No journal entry required" in the first account field. Enter your answers in whole dollars.)

Answers

In general, voluntary changes in financial accounting policies are recognized retrospectively. However, a change in depreciation method is considered a change in accounting estimate resulting from a change in accounting principle. This means that a change in accounting method reflects a change in:

1. Estimated future economic benefits

2. Company knowledge of these benefits

3. The pattern of receiving these benefits

As a result of the above points, the change should henceforth be recorded prospectively using the direct method.

The remaining depreciable amount of the asset is depreciated on a straight-line basis over the remaining useful life.

Disclosure should be used to justify the change, as well as the impact on financial statement line items and the impact on equity.

Asset cost $2,560,000

Accumulated depreciation to date - $1,801,000

Depreciation amount remaining $759,000

Estimated Residual Value - $160,000

Depreciated 3 years $599,000

Annual straight-line depreciation $199,666.67

Edit records

DR Depreciation $199,666.67

CR Accumulated Depreciation $199,666.67

According to the financial golden rule of double entry, which states that the giving account is credited, while the receiving account is consequently debited to the expense account and credited with accumulated depreciation.

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an entity engaged an accountant to review its fs in accordance with statements on standards for accounting and review services. The accountant determined that the entity maintained its accounts on a comprehensive basis of accounting other than generally accepted accounting principles. In this situation, the accountant most likely would taken which of the following actions?Modified the review report to reflect the fact that the fs were presented on another comprehensive basis of accounting

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In this case, the accountant would probably make changes to the review report to reflect the fact that the FS will behave in accordance with other comprehensive accounting rules.

Applying analytical techniques to the financial data provided by management and asking questions of the business management are the main components of a review.

The starting point of a cash flow statement using the indirect method and net income are in agreement. The financial accounts and the numbers in the notes match. The supplemental schedules' numbers are consistent with those in the financial statements.

The accountant uses analytical techniques throughout the review to better comprehend the numbers. A review engagement has fewer steps that the accountant must take to complete. As a result, the accountant is unable to provide an assessment of how fair the financial accounts are.

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Select all that applyWhich of the following are advantages to using a standard cost system? (Check all that apply.)
Standards can provide benchmarks that can be used by individuals to judge their own performance.
Too much emphasis on standards can impede other objectives.
Standards provide feedback that can reduce employee morale.
Standard costs can simplify bookkeeping.
Standards can provide benchmarks that can be used by individuals to judge their own performance.
Standard costs can simplify bookkeeping.

Answers

The advantages to using a standard cost system will be standard costs can simplify bookkeeping, standards can provide benchmarks that individuals use to judge their own performance.

Standard cost systems make use of standard costs, which are the budgeted or estimated costs deemed to be necessary to manufacture a single unit of product or perform a single service. Standards are traditionally established for each component (material, labor, and overhead) of product cost.

Standard cost accounting is a traditional cost accounting method introduced in the 1920s, as an alternative for the traditional cost accounting method based on historical costs

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In a multiple-step income statement, income from operations excludes other revenues and gains and other expenses and losses
True

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True, in a multiple-step income statement, income from operations excludes other revenues and gains and other expenses and losses

An organization's financial statement in a structure that presents revenues, costs, and expenses for a certain reporting period is known as a multi step income statement. It uses a number of formulae to calculate a company's net income and offers a more thorough description of expenses than a single-step income statement. Single-step and multi-step are the two formats for income statements. The multi-step income statement is used by businesses that sell tangible goods. The single-step structure is typically used by smaller businesses, such as sole proprietorships, partnerships, and service providers.

Operating and non-operating incomes and expenses are divided into categories in the multi-step income statement. It aids users in assessing the organization's financial performance. The users will be aware of the profit made from the main tasks of purchasing and selling things, as well as how it varies.

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Assume that banks hold no excess reserves. A decrease in the required reserve ratio will cause total reserves in banks, the money multiplier, and the money supply to change in which of the following ways?
a. Total Reserves (Increase); Money Multiplier (No change); Money Supply (Increase)
b. Total Reserves (No change); Money Multiplier (Increase); Money Supply (Increase)
c. Total Reserves (Decrease); Money Multiplier (Decrease); Money Supply (Decrease)
d. Total Reserves (Increase); Money Multiplier (Increase); Money Supply (Increase)
e. Total Reserves (No change); Money Multiplier (Increase); Money Supply (Decrease)b. Total Reserves (No change); Money Multiplier (Increase); Money Supply (Increase)

Answers

If the banks holds no excess reserves and the decrease in the required reserve ratio then there is no change in total reserves, increase in money multiplier and money supply.

Hence the correct option is b.

When a dollar gets deposited in bank, the total reserve of the bank increases. In the given situation bank has no excess reserve and there is a decrease in the required reserve ratio therefore there will be no change in total reserve whereas money multiplier and money supplier will increase.

Money multiplier is the amount of money which was developed by banks through deposits excluding the amount of reserves from the deposit which must increase in the given situation.

Money supply is the amount of money which is in circulation in bank which must increase in the given situation.

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All of the following are social media performance measures except which?
Multiple Choice
cost per thousand
click per fan
cost per action
click-through rate
cost per click

Answers

Cost per action is not a performance measure of social media.

Thus, the correct option is C.

What is social media?

Social media that is accessible online is a form of communication.

Through social media platforms, users can have discussions, exchange information, and create material for the web.

In relation to media, the term "social" implies that platforms are user-centric and encourage social interaction.

Social media can therefore be seen as an online facilitator or enhancer of human networks—networks of people that improve social connection.

Typically, users access social media services using web-based desktop applications or by downloading apps for their mobile devices (e.g., smartphones and tablets).

Users of these electronic services create highly interactive platforms as they interact with them, allowing for the sharing, co-creation, discussion, participation, and modification of user-generated or self-curated information that is published online by individuals, communities, and organizations.

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palmetto corporation realized $300,000 of taxable income from the sales of its products in states a and b. palmetto's activities in both states establish nexus for income tax purposes. palmetto's sales, payroll, and property in the states include the following: state a state b total sales $540,000 $260,000 $800,000 property $155,000 $0 $155,000 payroll $285,000 $0 $285,000 state b uses a sales-factor-only apportionment formula. in your computations, round any division to three decimal places before converting to a percentage and use rounded amounts in subsequent computations. if required, round your final answer to the nearest dollar. how much of palmetto's taxable income is apportioned to state b? $fill in the blank 1

Answers

Palmetto's taxable income is apportioned to state b is $260,000.

What is a taxable income?

The portion of your gross income that is considered taxable is what is utilized to determine the tax liability for a specific tax year. It can be generically characterized as adjusted gross income (AGI) minus allowable standard or itemized deductions. Wages, salaries, bonuses, and tips are all considered forms of taxable income, along with the income from investments and various unearned sources. Earned and unearned income are both considered to be taxable income. Earnings from sold appreciated assets, dividends, and interest income are also included in the definition of taxable income. Individual tax filers have the choice of choosing from a list of itemized deductions or the standard deduction when it comes to deductions, according to the IRS. Mortgage interest, medical costs beyond a certain threshold, and a variety of other costs are all eligible for itemized deductions.

Taxable income= $300,000-$40,000= $260,000

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Aaron, a student of Kellearn Elementary School, falls sick during school hours. Aaron's father, Martin, is immediately called to take Aaron home. Martin has an important meeting to attend at work and there is no one else available to take Aaron home. In this scenario, Martin most likely experiences __________ a. Intrarole conflict b. Person-role conflict c. Interpersonal conflict d. None of these e. Interrole conflict Question

Answers

The given situation is an example of e. Interrole conflict

Interrole conflict refers to a situation in which the expectations, and responsibilities, of one role, are incompatible with those of another role. This type of conflict can occur when an individual holds multiple roles within an organization or in their personal life, and the conflicting demands of these roles create tension or difficulty. For example, an individual who is both a parent and a manager may experience inter-role conflict if their responsibilities at work and at home are incompatible or in conflict with one another.

Similarly, In the given case, Martin is both a father and an employee. He has a responsibility towards his child as well as his work. In the given case, Martin is facing a dilemma as to how he should pick his child when he has an important meeting to attend. There is both an expectancy towards home and work. Thus, this represents an Interrole conflict.

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dagmar has just returned from a developers' conference where the theme revolved around using technology to perform processes with minimal human intervention. which of the following is a common cloud term that would describe the theme of this conference?

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The Liferay Developer conference (DEVCON) is the biggest collecting of Liferay developers globally. be part of us to benefit new views, construct in your Liferay expertise and observe fresh knowledge for your cutting-edge and future projects.

Human intervention method extensive human involvement inside the dialing of a number of, and any human involvement with phone variety compilation is beside the point. See In re guidelines and rules implementing the cellphone purchaser safety Act of 1991, CG Docket No.

Humanitarian intervention, movements undertaken by means of an corporation or corporations (normally a nation or a coalition of states) which are supposed to alleviate good sized human struggling in the borders of a sovereign kingdom.

There are a ramification of human intervention study designs in nutrition research, but the most common, specially in pharmaceutical/clinical studies, is the medical trial. A scientific trial is a scientifically controlled study the use of consenting human beings to find the protection and effectiveness of various gadgets/regimens.

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general acceptance of paper currency is equally as important as the government's decree that money is legal tender. general acceptance of paper currency is more important than the government's decree that money is legal tender. the government's decree that money is legal tender is more important than the general acceptance of paper currency. private firms and government are mandated to accept cash.

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General acceptance of the paper currency is equally as important as the government's decree that money is legal tender.

Legal tender is any currency is said to be declared legal by a government. So, there are many governments who tend to issue a flat currency and then  they tend to make it legal tender thus by setting it as the standard.

There are many nations who tend to designate coins and banknotes as the legal tender, while credit cards, personal checks, and other comparable non-cash forms of payment are typically not.

Hence, legal tender is any form of payment recognized by a government.

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For roger, the income effect dominates the substitution effect in which wage range? from $0 to $40 from $40 to $50 the income effect does not dominate the substitution effect at any given levels of the wage. from $0 to $50

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The substitution effect at any given levels of the wage. from $0 to $50.The self-actualizing tendency, which Carl Rogers refers to as "an innate inclination toward progress and fulfilment," is one of the main goals.

According to Rogers, an effective psychotherapist must meet a number of fundamental requirements in order to help a patient achieve the desired level of self-actualization.P is the quantity of shoe pairs.

The issue is represented by the equation:

f (p) = 4.50p + 40

To help you reach your daily goal, we have:

4.50p + 40 = 112

We reset p = 4.50p = 112-40 p = 72 /4.50 p = 16 (pair of shoes).To figure out how many pairs of shoes, p, Roger has to sell in a day to reach his daily income target is:

f (p) = 4.50p + 40.He needs to sell 16 pairs of shoes in order to reach his daily income target (pair of shoes).

Complete question:

For roger, the income effect dominates the substitution effect in which wage range? from $0 to $40 from $40 to $50 the income effect does not dominate the substitution effect at any given levels of the wage. from $0 to $50.How does he determine the effective gross income on each of them?

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Which of the following appear at the end of the income statement?
Net income

Answers

The correct option is D ; Net income , Net income appears at the bottom of the income statement, however it only takes into account costs and revenue that were spent or generated. Large businesses, in particular, can experience profits or losses due to changes in the value of particular assets.

Revenue, costs, and net profit are all included on the income statement. The components of the income statement include: revenue; cost of sales; sales, general, and administrative expenditures;

other operating expenses; non-operating income and expenses; gains and losses; non-recurring items; net income; and EPS.

Net income is the remaining accounting profit a business has after covering all of its costs. Sales revenue is multiplied by COGS, SG&A, depreciation and amortization, interest expenditure, taxes, and any other costs to arrive at net income.

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Which of the following appear at the end of the income statement?

A. Sole Proprietorship

B. Partnership

C. Corporation

D. Net income

Question 38 (2 points) Deloitte University conducted a survey that revealed percent of respondents state the performance management process drives business results. A) 79 B) 8 C) 37 D) 20

Answers

B) 8 percent revealed that the state of performance management drives results in businesses.

What is performance management?

Line managers and people specialists play a crucial role in assisting employees in doing successfully. Since people are the main source of organizational value, success depends on effective performance management. Employees must be managed in such a way that they are accountable for their work, motivated, and equipped with the knowledge, tools, and resources necessary to succeed. Performance management works best when there is two-way communication and frequent, honest, and encouraging feedback on how goals are being met. It combines a number of elements, such as organizational development, learning and development, and performance measurement, that support effective people management practices.

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which of the following are examples of private equity firms? question 13 options: kkr blackstone morgan stanley apollo group all of the above both a and c

Answers

The answer is all of the above. KKR Blackstone, Morgan Stanley & Apollo G Group all are private equity firms.

Private equity portrays speculation organizations that purchase and oversee organizations prior to selling them. Confidential value firms work these venture subsidizes in the interest of institutional and authorize financial backers.

Private equity assets might gain privately owned businesses or public ones completely, or put resources into such buyouts as a component of a consortium. They ordinarily don't hold stakes in organizations that stay recorded on a stock trade.

Private equity is frequently gathered with investment and mutual funds as an elective speculation. Investors in this resource class are normally expected to commit huge capital for a really long time, which is the reason admittance to such speculations is restricted to organizations and people with high total assets.

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the major competing economic systems between 1945 and 1990 were capitalism and economic communism (e.g., reliance on state ownership, command economies, etc.).

Answers

The major competing economic systems between 1945 and 1990 were capitalism and economic communism, effect in GDP dropped about 13% lower.

The economic communism is a type of economic system in which individual people do not own land, machinery or factories instead of this, the government or the community owns these things like land, machinery or factories. Everyone is supposed to share the wealth that they create.

The economic communism is controlled by the community which the makes the decisions regarding the economic communism.

The economic systems between 1945 and 1990 were capitalism and economic communism, effect in GDP dropped about 13% lower.

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credit cards are part of select an answer and submit. for keyboard navigation, use the up/down arrow keys to select an answer. a m1 and m2 b m1 but not m2 c m2 but not m1 d neither m1 nor m2

Answers

Credit cards are part of neither m1 nor m2.

A credit score card is a sort of credit facility, provided via banks that allow customers to borrow finances inside a pre-accepted credit limit. It allows customers to make buy transactions on items and offerings.

Credit score cards offer you a line of credit that can be used to make purchases, balance transfers and/or coin advances and requiring which you pay lower back the loan amount inside destiny. when the use of a credit card, you may need to make as a minimum minimal payment each month by means of the due date at the balance.

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A small regional airline has implemented a balanced scorecard approach to ensure that all of its stakeholders are satisfied with its performance. Based on the company's vision and mission, it has identified the following initiatives: To be responsive to customer complaints To optimize routes To implement an employee stock ownership plan (ESOP) To increase customer loyalty Which of these initiatives is most closely aligned to the learning and growth perspective of the balanced scorecard? A) to be responsive to customer complaints B) to optimize flight routes and schedules C) to increase customer loyalty D) to implement an employee stock ownership plan

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A small regional airline has implemented a balanced scorecard approach to ensure that all of its stakeholders are satisfied with its performance. To increase customer loyalty B) to optimize flight routes and schedules, these initiatives is most closely aligned to learning and growth perspective of the balanced scorecard.

Optimize flight Routes and Schedule:

The basics of flight planning have not changed. When flying IFR, we should always submit a flight plan so that air traffic control knows your origin, departure and destination times, desired route and altitude. Flight plans must be submitted to ATC, approved and approved prior to departure.

Many operators choose to submit flight plans even when flying under Visual Flight Rules. This allows for additional safety by having enough fuel on board to reach the intended destination and having sufficient reserves for weather and weather effects. The need to divert to an alternative airfield. Regardless of whether you are flying under VFR or IFR rules, fuel loading is an important part of our flight plan.

Connectivity greatly improves flight planning and flight optimization. Flight crews, flight plan specialists, and third-party contractors can now use computerized tools to create better flight plans in less time. Flight optimization tools help pilots fly routes and profiles that improve safety and efficiency while saving time and fuel.

With a wide range of options available to business aviation operators, we can view available options to create, optimize and submit superior flight plans. Today's tools make it easy for pilots to create flight plans themselves. This is common practice in flight departments where there are no flight planning experts. Many external services are available and are especially helpful when it comes to creating complex flight plans.

Many operators are subscribing to value-added flight optimization tools and services that improve flight efficiency, reduce pilot workload and save fuel. These tools include an electronic flight bag that allows the pilot to store his flight plans, maps, weather information and more on his personal tablet. In addition to using our flight planning services, our operators may also use third-party concierge-like services to perform a variety of essential tasks and our flight tracking services to provide an additional level of assistance.

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taskmaster enterprises employs a standard cost system in which direct materials inventory is carried at standard cost. taskmaster has established the following standards for the prime costs of one unit of product. standard standard quantity price direct materials 10pounds $1.98per pound direct labor 0.31 hour $11per hour during november, taskmaster manufactured 18,167 units of product during november using 152,794 pounds of direct materials and 4,841 direct labor hours.

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The efficiency variance will be  $24,000.00 . It positive value show that it will be favorable.

The given data:

std quantity                  147,000.00  (7 pounds per unit x 21,000 units)

actual quantity             132000.00

std cost                                  $1.60

difference                       15,000.00

efficiency variance       $24,000.00

The difference is positive so the variance is favorable.

The variable overhead flexible-budget variance represents the discrepancy between the actual variable overhead costs and the variable overhead expenses in the flexible budget. The variable overhead efficiency variance represents the utilization efficiency of the cost-allocation base. Because more time was really put in than was necessary to produce 4,500 units in a month, Peterson Corporation's variable overhead efficiency variance is $10,000 less than it should be. The following elements might offer a helpful variable overhead efficiency variance.

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Suppose a mutual fund that invests in bonds purchased a bond when its yield to maturity is higher than the coupon rate. The investor should expect the bond’s price to:
exceed the face value at maturity.
decline over time, reaching par value at maturity.
increase over time, reaching par value at maturity.
be less than the face value at maturity.

Answers

The investor should expect the bond’s price to: increase over time, reaching par value at maturity for the mutual fund that invests in bonds purchased a bond when its yield to maturity is higher than the coupon rate.

Generally, the better the period of a bond or a bond fund (that means the longer you want to look ahead to the charge of coupons and go back of principal), the extra its rate will drop as hobby fees rise.

The bonds will fall in rate due to the fact they may be adjusting to better hobby fees. Stock fees would possibly fall due to the fact while the Fed is elevating fees, that has a tendency to sluggish the economic system and that is now no longer proper for company earnings, and that is what has a tendency to power the inventory market.

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