Would simple interest or compound interest grow a person investment better? Explain.

An example of investing activity the purchase of machinery.

Investing activities is when long term business assets are purchased and sold the within a specific reporting period.

Investing activities include:

1. Purchase or acquisition of assets to be used in the production process.

2. Sale of business assets

3. Acquisition or sale of other business

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Banks that offer low interest rates to people with good credit :sacrifice profits for less risk.

Interest rate can be defined as the rate a bank or a lender add to the money they lend to a borrower.

Banks tend offers low interest rate to customers with good credit tend to sacrifice the profits they are suppose to gain  for less risk because they believe the customers will payback.

Therefore the correct option is B.

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The cost of credit for this loan is $134.97.

The cost of credit represents the difference between the total payments made and the original mortgage value.

It is also called the finance charge.

Purchase price = $1,261.60

Sales tax = 7% or $88.31 ($1,261.60)

Monthly instalment = $123.74

Payment period = 12 months

Total payment for 12 months = $1,484.88 ($123.74 x 12)

Cost of credit = $134.97 ($1,484.88 - $1,261.60 - $88.31)

Thus, the cost of credit for this loan is $134.97.

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Option B. The type of leadership that you would have to demonstrate would be the servant leadership if you want to show you are a responsible leader.

This is the type of leader that is very interested in the growth and in the well being of their disciples and that of the community that they find themselves.

This would be the type of leadership that this individual would love to demonstrate.

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The expected return for stock A and B is 8.55% and 15.11% respectively.

= (Probability of Recession × Return during recession) + (Probability of normal × Return during normal) + (Probability of boom × Return during boom)

Expected return for stock A:

= (0.20 * .05) + (0.57 * 0.08) + (0.23 * 0.13)

= 0.0855

= 8.55%

Expected return for stock B:

= (0.20 * 0.20) + (0.57 * 0.09) + (0.23 * 0.26)

= 0.1511

= 15.11%

Therefore, the expected return for stock A and B is 8.55% and 15.11% respectively.

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At 1.5 the average total cost is a minimum and the total cost will be 10.25 where the TC = total cost; x = output (in 1,000 units)

Maxima and minima of a function are the extremes within the range, in other words, the maximum value of a function at a certain point is called maxima and the minimum value of a function at a certain point is called minima.

We have a total cost function:

TC = x³/3 - x² + 11x

Average total cost:

[tex]\rm F\left(x\right)=\dfrac{\left(\dfrac{x}{3}^3-\:x^2\:+\:11x\right)}{x}[/tex]

Differentiating with respect to x and equating to x

d(F(x))/dx = 0

We will get:

x = 1.5

F'(1.5) >  0

At 1.5 the average total cost is a minimum.

Thus, at 1.5 the average total cost is a minimum and the total cost will be 10.25 where the TC = total cost; x = output (in 1,000 units)

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When making sell or process decisions, management should consider:

process decisions serves as the decisions that is been made by the management so as to achieve the goal of making more profit.

In this case, When making sell or process decisions, management should consider Revenue from selling after further processing to make decisions.

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Answer:

both revenue options and incremental

Explanation:

One market entry strategy that is a key for global marketers is Direct Exporting.

Market entry strategies is needed by the  global marketers when they are  selling a product in an international market, especially when  planning and maintenance processes is needed.

One of this strategies is Direct exporting which entails the selling directly of products with chosen market with respect to own resources.

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When a bond is trading at a premium, then the coupon rate is higher than the current yield and the yield to maturity.

For a bond to trade at premium, the coupon rate would have to be higher than the yield to maturity and the current yield.

Such a bond would trade at premium because the present value of the bond would be more than the par value thanks to the coupon being larger than the discount rate which is the yield to maturity.

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The following that is NOT a feature in the Formulas menu of the Macabacus Excel add-in is Formula Flow. This is further explained below.

Generally, The formula for the volumetric flow rate is as follows: Vf = A*v, where A is the cross-sectional area and v is the flow velocity.

In conclusion, Macabacus is an Excel add-in that has many useful features, but Formula Flow is not one of them.

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"Mr. Fitzgerald is selling his home to permanently move into a retirement" He must be automatically dropped from the plan because he is relocating outside of the service region. He will be able to choose a new plan during a special election term. This is further explained below.

Generally, Prescription drug plans (PDPs) are another name for Medicare Part D. These policies are available on their own from private insurance providers.

In conclusion, He must be automatically dropped from the plan because he is relocating outside of the service region. He will be able to choose a new plan during a special election term.

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Answer:

Explanation:

Because he is moving outside of the service area, the plan must automatically disenroll him. He will have a special election period to select a new plan.

For Tara to make progress financially, she must plan her personal budget, organizing her expenses and identifying her financial goals.

It is a simple and easy-to-do financial planning tool, where the individual organizes their expenses in a spreadsheet for better visualization, forecasting and organization of expenses, allowing planning to achieve financial balance.

Therefore, through the knowledge of your fixed and variable expenses, there is a greater possibility of balance between what you earn and what you spend, for the allocation of resources for short and long-term financial objectives and goals.

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The depreciation for the second year under Double-declining-balance is:$18,525.

First year

Year 1 depreciation=$74,100×(1/4×2)

Year 1 depreciation= 37,050

Second year

Year 2 depreciation=($74,100-$37,050)×(1/4×2)

Year 2 depreciation=$37,050×(1/4×2)

Year 2 depreciation= $18,525

Therefore the depreciation for the second year under Double-declining-balance is:$18,525.

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Based on the given figures on the assets and the liabilities of the company, the working capital is $289,680.

This can be found as:
= Current assets - Current liabilities

= ( Inventory + Cash + Accounts receovebale + Prepaid insurance + Short-term investments) - ( Accounts payable + Notes payable (short-term)

Solving gives:

= (140,760 + 71,400 + 116,280 + 2,040 + 81,600) - (65,280 + 57,120)

= $289,680

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An example of real-world cases where Histogram,  Pareto Analysis and others  mentioned tools in the question can be used is A Report from Microsoft which states that " that  of 80% Crashes that occurs in Windows  is due to the 0.4 part of the detected bugs in the whole system .

Pareto analysis serves as one that stand on the premised  that to achieve the benefit worth 80% of a project, one would need to do at least the 20% of the work.

Histogram on the other hand is a  graphing tool which is s tool like impact matrix and can be used to give the summary of a data.

Hence, with the above tools , some of real word problems can be analyzed.

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Answer:

. Digital prequalification process and forms

. Centralized data for easy accessibility and reporting

. Knowing beforehand which suppliers meet your requirements

. Peace of mind the supplier you hire is qualified and safe to perform the work assigned

. Improved workflow

The ICD 10-CM code for Alcohol induced delirium tremens is F10. 921.

It should be noted that ICD 10-CM simply refers to the international classification of diseases.

In this case, the ICD 10-CM code for Alcohol induced delirium tremens is F10. 921.

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The phase of the product life cycle of the moisturizing black soap shampoo is known as the decline stage.

Also called the final stage of the product life cycle is when a product sales are dropping because need have diminished because another product innovation has been introduced.

Therefore, the phase of the product life cycle of the moisturizing black soap shampoo is known as the decline stage.

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A company's marketing mechanism is deemed successful only if it attracts new customers and gets positive responses.   An essential component of business operations is marketing research.

It can assist businesses in making decisions on what things to create, how to price their goods, and the best marketing strategies.

However, it can take a lot of time and effort to perform marketing research. A methodical approach to information collection, analysis, and reporting that supports firms in their marketing decisions is known as marketing research.

Identification and comprehension of client requirements and preferences are the goals of marketing research, which enables businesses to develop goods and services that meet those needs and preferences. Typically, marketing research entails surveys, focus groups, interviews, or customer observation.

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Brian Burkhardt's monthly payments for this mortgage would be equal to $1,423.92.

Mathematically, the monthly payment for a mortgage can be calculated by using this formula:

[tex]M=P(\frac{r}{1-(1+r)^{-nt}} )[/tex]

Where:

Note: r = 4.10 = 0.041/12 = 0.0034

Substituting the given parameters into the formula, we have;

[tex]M=291400(\frac{0.0034}{1-(1+0.0034)^{-12\times 30}} )\\\\M=291400(\frac{0.0034}{1-0.3402} )\\\\M=291400(\frac{0.0034}{0.6598} )\\\\M=291400 \times 0.004887[/tex]

M = $1,423.92.

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Answer:

c is correct on

Explanation:

Option C.  imposition of license conditions. is considered an administrative penalty that may be imposed by the ABC for violations.

These are the violations that have to do with the fact that alcohol is sold to people that are considered as minors in the United States.

The violations may carry punishments such as jail time or it may require hours of community service.

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Answer:

There would be economic breakdown.

Explanation:

Because all the factors listed are factors that boosts the economy of a country.If they're not there,there might be a breakdown

Answer:

Failing to have the incentive you once had; to take the incentive, the stimulus, the spirit from something, from someone or from oneself; discourage, discourage:



"Excessive taxes disincentive trade."

"In the face of so many problems, he became disincentived."

Hope I helped you, good studies!

Preferred stock:

Year 1=$0.30

Year 2=$0.50

Year 3=$1.60

Year 4=$0.80

Common stock

Year 1=$0.00

Year 2=$0.00

Year 3=$0.91

Year 4=$3.09

How do we compute dividend per share?

The requirement is to compute dividend per share(total dividends divided by shares outstanding) for both preferred stocks and equity shares.

The cumulative preferred stock means that the future dividends would include dividends unpaid in the earlier years.

Annual dividend for preferred stock=number of shares*par value*dividend rate

number of shares=25,000

par value=$20

dividend rate=4%

annual dividend for preferred stock=25,000*$20*4%

annual dividend for preferred stock=$20,000

In year 1, all of the dividends,$7,500 would be paid to cumulative preferred stockholders, which leaves a balance of $12,500 to be paid in future years

In year 2, the dividend payable to cumulative preferred stocks is the arrears of $12,500 plus the $20,000 for year 2 i.e. $32,500

The fact that only $12,500 was paid means that the unpaid cumulative dividends at the end of year 2 are $20,000( i.e. $32,500-$12,500)

In year 3, the arrears of $20,000 for cumulative preferred stocks and the $20,000 dividends for the current year would be paid together since the amount of dividends declared is $68,210

equity dividends=total dividends-cumulative preferred stocks' dividends

equity dividends=$68,210-$40,000

equity dividends=$28,210

In year 4, out of the dividends of $115,790, only $20,000 is due to preferred stockholders as annual dividends as there are no arrears of dividends

Equity dividends=$115,790-$20,000

equity dividends=$95,790

Note that dividend per share is total dividends divided by shares

Preferred stock:  

Year Total dividends Shares Dividend per share

1              $7,500            25000                 $0.30

2              $12,500            25000              $0.50

3             $40,000           25000               $1.60

4               $20,000           25000          $0.80

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The computation of the maturity date and interest for the following notes are:

Notes     Maturity Date     Interests

a)               June 1                $332

b)               October 11      $1,056

The maturity date of a loan is the date the loan or note is due for settlement.

On the maturity date, the note is usually paid with the principal and interest.  The interest amount depends on the maturity date, the principal, and the interest rate.

Dates of Notes      Terms      Maturity date  Principal   Interest Rate

a) April 17             45 days         June 1            $53,120      5%

b) August 11        2 months    October 11         79,200      8%

Notes:

A) Interest = $332 ($53,120 x 5% x 45/360)

B) Interest = $1,056 ($79,200 x 8% x 60/360)

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There are other reasons that strategy matters in business, but tying financial models to business strategies does not help to generate more insightful analyses. Option B is correct.

Strategy assistance us in shaping our business by furnishing it with a set of values and a sense of purpose. It enables us to comprehend what success entails.

A company's strategy defines its underway and upcoming ends. It is used in to enables financial analysts to make common, sensible forecasting assumptions.

Therefore, option B is correct.

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If the government raises the excise tax of the product then supply curve tends to shift leftwards. Therefore, The above statement is false.

The supply curve refers to the graphical representation of the supply and the prices of the commodity. It tells how the supply of the commodity affects the prices of the product.

The complete question is attached below.

According to the above situation, when government increases the taxes of the gallon of gasoline then the supply curve will shift leftwards as the supply decreases.

It will lead to the increment in the level of the prices as the demand of the product will fall. Therefore, the above statement is false.

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The key source of the development requests likely to be generated to  Information system managers. Therefore the correct option is (D).

The Information system of Management refers to the management of the data, facts, figures or information of the system in the computer by the organizations.

According to the above scenario, The system development team is focusing on the adopting the operating environment system which is adopted by the Information system managers

Therefore the correct option is (D).

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We can calculate the total inflation rate in an easily understandable manner. The total inflation rate is the total rate of change of the consumer price index (CPI) over a certain given period of time.

A general increase in the prices of goods and services in an economy can be called Inflation. Whenever the general price level rises, each unit of currency purchases fewer goods and services; simultaneously, inflation accords to a reduction in the purchasing power of money.

The total inflation is calculated using this given formula:

((Target Year – Base Year) ÷ Base Year) x 100

Thus, the Total inflation rate refers to the total rate of change of the consumer price index (CPI) over a certain given period of time.

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