Why do production costs decrease after professional development?


Employees demand higher salaries because they are better trained.


Professional development is paid by employees or a donation.


A more skilled and educated workforce increases output.


Employees work harder after a day off sitting and listening to training.

Answers

Answer 1

Answer:

The correct answer is:

A more skilled and educated workforce increases output.

Professional development can improve the skills and knowledge of employees, which can lead to an increase in productivity and efficiency. When employees become more skilled and knowledgeable, they can perform their job tasks more effectively and efficiently, which can lead to a reduction in production costs. For example, a company may invest in training programs to teach employees new skills or technologies that can help them perform their job tasks more efficiently. This can lead to a reduction in the time and resources required to complete tasks, which can ultimately lead to lower production costs.

Option A is incorrect because if employees demand higher salaries after professional development, this would increase production costs rather than decrease them.

Option B is incorrect because if professional development is paid for by employees or a donation, this would not necessarily have an impact on production costs.

Option D is incorrect because while giving employees a day off for professional development may help to keep them motivated and engaged, it would not necessarily lead to a decrease in production costs.


Related Questions

A change in government spending can close an expansionary gap by shifting the short-run aggregate supply curve. O True O False Political business cycles result O from the economic fluctuations that occur when discretionary policy is manipulated for political gain. O from the recessionary gap that occurs when output falls short of the economy's potential. from the expansionary gap that occurs when output exceeds the economy's potential. O when the spending multiplier is manipulated for political gain. O from the economic fluctuations that occur when automatic stabilizers are manipulated for political gain. Large federal budget deficits of the 1980s and 1990s O increased the use of discretionary fiscal policy as a tool for economic stabilization. O reduced the use of discretionary fiscal policy as a tool for economic stabilization. increased the use of monetary policy as a tool for economic stabilization O decreased the use of monetary policy as a tool for economic stabilization. had little to do with growth of the federal debt.

Answers

The first statement is true, and the second statement is incorrect.

When there is an expansionary gap, it means that the economy is producing above its potential output, which can lead to inflationary pressures. One way to close this gap is by reducing government spending, which shifts the short-run aggregate supply curve to the left, reducing the equilibrium output and price level.

Political business cycles refer to the idea that politicians may manipulate the economy for their own gain, often through the use of discretionary policy like fiscal or monetary policy. However, this is not the cause of expansionary or recessionary gaps.

Large federal budget deficits of the 1980s and 1990s increased the use of discretionary fiscal policy as a tool for economic stabilization. This is because deficits give the government less room to use fiscal policy, and may make it necessary to use other tools like monetary policy.

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The type of lifestyle consumers maintain,
relates to the ____________ segment of an
enterprise's total potential market.
a. psychographic
b. geographic
c. demographic
d. behaviouristic

Answers

The type of lifestyle consumers maintain relates to the A.psychographic segment of an enterprise's total potential market.

What is Psychographic segmentation?

Psychographic segmentation is based on factors such as consumer attitudes, values, beliefs, and lifestyles. It divides consumers into different groups based on their personality traits, interests, hobbies, and behaviors. Psychographic segmentation is useful in identifying consumers with similar lifestyles, attitudes, and aspirations, which can help businesses to tailor their marketing messages and product offerings to meet the needs of those consumers.

In this case, the type of lifestyle that consumers maintain is a psychographic characteristic that can be used to identify and target specific groups of consumers who share similar values and interests. By understanding the psychographic segment of their total potential market, enterprises can develop marketing strategies that are more likely to resonate with their target consumers and drive sales.

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QUESTION #1 - IN YOUR OPINION, what are the three (3) most important HR laws? List your 3 most important laws, explain what the law is, why you believe it is important, and how businesses can ensure t hey never violate it.

Answers

The three most important HR laws in the United States are:

Title VII of the Civil Rights Act of 1964Americans with Disabilities ActFair Labor Standards Act (FLSA)

What are some HR Laws ?

Title VII of the Civil Rights Act of 1964 outlaws any type of discrimination based on race, color, religion, sex, or national origin in employment fields. In similar fashion, the Americans with Disabilities Act (ADA) strictly forbids discrimination against individuals who have disabilities regarding job opportunities, public accessibility, transportation, telecommunications, and government services.

The Fair Labor Standards Act (FLSA) seeks to guarantee citizens a minimum wage, proper overtime pay, an array of recordkeeping guidelines, and youth labor standards throughout the United States.

In order to guarantee their employees safety from all potential forms of inequity and manipulation at work, businesses must adhere to such laws by creating policies and procedures which conform faithfully to the mentioned regulations. Furthermore, businesses should ensure that their personnel comprehend the importance of inclusiveness, fair labor oppotunities and constantly evaluate their Human Resource strategies to guarantee compliance with these norms.

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Withdrawal Amount, Over the years, Ahmed and Aamina El-zayaty, of Berkeley California, have accumulated $200,000 and $220,000, respectively, in their employer-sponsored retirement plans. If the amounts in their two accounts earn a 6 percent rate of return over Ahmed and Aamina's anticipated 20 years of retirement, how large an amount could be withdrawn from the two accounts each month? Use the Garman/Forgue companion website or Appendix A-4 to make your calculations.

Answers

Answer:

To calculate the withdrawal amount, we need to use the Present Value of an Annuity (PVA) formula. The PVA formula is:

PVA = A x (1 - (1 + r)^-n) / r

Where:

A = the amount of the withdrawal each period

r = the interest rate per period

n = the number of periods

First, we need to calculate the total amount in the retirement accounts:

Total amount = $200,000 + $220,000 = $420,000

Next, we need to calculate the interest rate per period. Since the El-zayatys will be withdrawing money each month, we need to convert the annual interest rate of 6% to a monthly interest rate:

Monthly interest rate = 6% / 12 = 0.5%

Finally, we need to calculate the number of periods. Since the El-zayatys will be withdrawing money each month for 20 years, the total number of periods will be:

Number of periods = 20 x 12 = 240

Now we can plug in the values into the PVA formula:

PVA = A x (1 - (1 + r)^-n) / r

$420,000 = A x (1 - (1 + 0.005)^-240) / 0.005

Solving for A, we get:

A = $2,816.64

Therefore, the El-zayatys can withdraw $2,816.64 each month from their retirement accounts for 20 years if their accounts earn a 6% rate of return.

Moe threatens physical harm to force Norel to contract to pay him for protecting her store against vandalism and destruction. Moe's actions are best described as

Answers

Moe threatens physical harm to force Norel to contract to pay him for protecting her store against vandalism and destruction. Moe's actions are best described as Duress .

What exactly is forceful contract signing?

In the context of a contract, the term "duress" refers to situations in which a person is forced to sign a document that they would not have signed otherwise. Coercion is the most common form of duress. Specifically, when someone else threatens you with harm if you don't sign the contract. An agreement prompted by actual coercion — danger of real damage — is void; It is possible to cancel a contract induced by illegal threats, which is another type of coercion. Contracts induced by undue influence, in which a stronger will prevails over a weaker one, are also voidable.

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Complete question -

Moe threatens physical harm to force Norel to contract to pay him for protecting her store against vandalism and destruction. Moe's actions are best described as ______.

Which statement best describes a work sheet

Answers

A work sheet is a document used in accounting that includes a list of accounts, their balances, adjustments, and calculations to prepare financial statements.

What else it serves?

It serves as a tool to organize and summarize financial information before it is transferred to the actual financial statements.

A work sheet, also known as a working paper, is an accounting document that consolidates financial information from various accounts, such as revenues, expenses, and balance sheet items. This document aids in the preparation of financial statements and helps ensure the accuracy of accounting records.

Work sheets are commonly used during the end-of-period adjustment process and can help identify errors and discrepancies. They provide a clear and organized summary of financial data, making it easier for accountants and management to analyze and make informed decisions.

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complete question:

What is a worksheet and what is its purpose in accounting?

Outlays relative to GDP increased in of the major economies and decreased in between 2000 and 2017. O five; two O four; one O three; three O two: four one: five bn The Federal Open Market Committee (FOMC) consists of O the Board of Governors and the Secretary of the Treasury. the presidents of the 12 Federal Reserve Banks. O the Board of Governors and some of the Federal Reserve Bank presidents. O the Comptroller of the Currency and seven Reserve Bank presidents. O representatives from banks throughout the United States. What would have happened if the debt ceiling had not been raised in early 2011? O The U.S. government would have raised taxes. O The U.S. government would have been in default. O The U.S. government would have raised taxes. The U.S. government would have increased borrowings. O The U.S. government would have paid down debt.

Answers

The U.S. government would have been in default.

If the debt ceiling had not been raised in early 2011, the U.S. government would have reached its borrowing limit and been unable to pay its bills. This would have caused the government to default on its debt obligations, which would have had serious economic consequences both in the United States and around the world.

A default by the U.S. government would have shaken investor confidence and likely led to a significant increase in borrowing costs for the government, businesses, and consumers.

It could have also caused a financial crisis and led to a severe recession. Therefore, it was necessary for the debt ceiling to be raised in order to avoid such a scenario.

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What is a major advantage of globalization?

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Answer: Globalization can be defined as “the increasing interdependence of world economies as a result of the growing scale of cross-border trade of commodities and services, the flow of international capital and the wide and rapid spread of technologies. It reflects the continuing expansion and mutual integration of market frontiers and the rapid growing significance of information in all types of productive activities and marketization are the two major driving forces for economic globalization.Globalization has both positive and negative effects. On an individual level, globalization affects both the standard of life and the quality of life. On a business level, globalization affects an organization's product life cycle and an organization's balance sheet. Globalization also affects how governments throughout the world create policies affecting areas such as monetary regulation and trade.

Explanation:

Suppose the Australian supply of electricity is upward slopingas usual but the Australian demand for electricity is perfectlyinelastic. There are no externalities. The Australian governmentimposes a tax on electricity of $t per unit of electricity. How much better off or worse off is Australia after the tax has been imposed compared to before the tax? Use a supply and demand diagram for electricity in your explanation.

Answers

The tax has a negative effect on the welfare of Australians because the demand for electricity is perfectly inelastic, which means that consumers will pay more for the same amount of electricity, resulting in a decrease in consumer surplus, as well as a decrease in total surplus (the sum of consumer and producer surplus).

If the Australian supply of electricity is upward sloping and the demand for electricity is perfectly inelastic, this means that regardless of the price of electricity, consumers will continue to demand the same quantity of electricity.

When the government imposes a tax on electricity of $t per unit, the supply curve shifts upward by the amount of the tax, since suppliers will need to charge a higher price to cover the additional cost. This results in a new equilibrium price and quantity, where the price paid by consumers increases by the amount of the tax, while the price received by suppliers decreases by the amount of the tax.

Using a supply and demand diagram, we can see that the new equilibrium occurs at a higher price (P2) and lower quantity (Q2) than before the tax was imposed. The difference between the original price (P1) and the new price (P2) is equal to the tax per unit of electricity (t).

Overall, Australia will be worse off after the tax has been imposed compared to before the tax. The tax causes an increase in the price of electricity, which leads to a decrease in the quantity demanded by consumers. Since the demand for electricity is perfectly inelastic, this means that consumers will have to pay more for the same quantity of electricity, resulting in a decrease in consumer surplus. Additionally, the decrease in quantity demanded also leads to a decrease in total surplus (the combined value of consumer and producer surplus). Therefore, the tax has a negative impact on the welfare of Australians.

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Kevin owns a toy company. How should he ensure that his customers are receiving a high-quality product

A. Offer a discount on future purchases to customers
B. Repair products that have been sold to customers and are broken
C. Survey customers and ask for suggestions
D. Test a prototype

Answers

Option (d), Kevin owns a toy store. In this method, he may run a prototype test to ensure that his customers are receiving a high-quality product.

How do you know your customer service is top-notch?

If you pay attention to your customers, acknowledge their needs, thank them, and create a warm, welcoming environment, they will think highly of you. A satisfied consumer is more inclined to buy more from you again. Additionally, they could suggest others to your business.

Kevin has several alternatives to ensure that his customers receive high-quality products.

One option is to test a prototype first to ensure the finished product satisfies the appropriate quality standards.Additionally, he may improve the quality of the finished product by using customer feedback. He may conduct client surveys and ask for suggestions in order to understand more about their preferences and goals.Kevin may also offer a warranty or guarantee on his goods and repair or replace any defective things that he has sold to customers.By doing this, he could demonstrate his concern for customer satisfaction and enhance his company's reputation as a producer of high-quality items.

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2.1.3 State (briefly) what you will require as non-negotiable requirements BEFORE you accept the job of project, or programme manager? (E.g. authority to outsource, appoint from within) Key words/terminology: . See topics re differences between project manager and programme manager • Core requirements for phased project management • Characteristics of business case and user requirements specifications • Purpose of RFI, RFP, URS, Scope?) (10)​

Answers

As a project or program manager, there are certain non-negotiable requirements that I would require before accepting the job. These may include:

What you will require as non-negotiable requirements BEFORE you accept the job of project, or programme manager

1. Clear authority and responsibility: It is essential to have a clear understanding of my authority and responsibilities, including the ability to make decisions and take actions that are necessary to ensure the success of the project or program.

2. Adequate resources: Adequate resources, including personnel, funding, and technology, are necessary for the successful completion of any project or program.

3. Defined scope and objectives: A clear definition of the project or program scope and objectives is necessary to ensure that everyone involved understands what needs to be accomplished and can work towards a common goal.

4. Access to required information: I would need access to all the necessary information and data related to the project or program to make informed decisions and manage the project effectively.

5. Flexibility: Flexibility is necessary to allow for changes and adjustments to the project or program as needed.

6. Authority to outsource or appoint from within: Depending on the project or program, I may need the authority to outsource or appoint team members from within the organization to ensure that the necessary skills and expertise are available.

7. Core requirements for phased project management: A clear understanding of the core requirements for phased project management, including project planning, execution, monitoring and control, and project closure.

8. Characteristics of business case and user requirements specifications: A clear understanding of the characteristics of business case and user requirements specifications is necessary to ensure that the project or program meets the needs of stakeholders.

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To develop an effective positioning, a company must study competitors as well as actual and potential consumers. Marketers need to identify competitor’s strategies, objectives, strength and weakness.? Using a firm of your choice, discuss the statement and support your position with relevant examples.

Answers

Competitive positioning draws attention to a product's or service's unique features. allowing you to serve a certain market segment with a high-quality solution. or by charging less for a good or service than your competitors do. Understanding how your competitors are positioning themselves is essential.

How do you assess the benefits and drawbacks of competitors?

High quality content should be accurate, useful, and relevant. In order to identify their key differentiators, you should assess the quality of your competitors' content as part of your competition study. Generally speaking, you may take advantage of weaknesses in the marketing materials of your rivals, such as inadequate and low-quality content.

Why is it so important to know your competitors' advantages and disadvantages?

A competitor research seeks to fill a vacuum in the market by identifying your competitors' advantages and disadvantages in comparison to your own. A competition research is essential since it will teach you how to better your own business plan.

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How will I create market plan

Answers

Answer:

Analyse your market. Market research can help you to understand your strengths, weaknesses and the opportunities that you can take advantage of. ...

Set your goals and objectives. ...

Outline your marketing strategies. ...

Set your marketing budget. ...

Keep your marketing plan up-to-date.

Which example shows how changes in supply and demand can change someone's income?


An employer has increased sales and needs to hire another person during lunch hour which increases that person's income.


A gym lays off an employee because it was discovered he lied on his application, so he lost the income from the job.


A health food restaurant surveys a small town but finds there is no demand for health food, so they avoid opening a store there.


An employee returns to work after she has a baby and immediately appreciates the increase in her income.

Answers

Answer:

An employer has increased sales and needs to hire another person during lunch hour which increases that person's income. This is an example of how changes in supply and demand can change someone's income. In this situation, the increase in sales means there is an increase in demand for the employer's products or services. As a result, the employer needs to hire more staff to meet the demand. This leads to an increase in income for the person who is hired.

The other examples given do not relate to changes in supply and demand affecting someone's income. The second example is an issue of employee misconduct leading to job loss, the third example involves the decision to not open a store due to lack of demand, and the fourth example appears to be a general increase in income not related to changes in supply and demand.

Which organization involves employees moving between project groups based on need and expertise?

divisional organization


matrix organization


functional organization


flatarchy organization

Answers

Answer:

The correct answer is:

matrix organization

A matrix organization involves employees moving between project groups based on need and expertise. In a matrix organization, employees are typically assigned to both a functional manager and a project manager. The functional manager oversees the employee's work within their area of expertise, while the project manager oversees the employee's work on specific projects. This allows employees to work on projects that require their specific skills and expertise, while still maintaining a connection to their functional area.

The matrix organization is often used in industries where projects are complex and require input from multiple functional areas, such as engineering, research and development, and marketing. The matrix structure allows for greater flexibility and responsiveness to changing project needs, as employees can be quickly reassigned to different projects as needed.

In contrast, a functional organization is structured around specific functional areas, such as marketing or finance, and employees typically report to a functional manager within their area of expertise. A divisional organization is structured around specific products or services, with employees reporting to a manager within their product or service division. A flatarchy organization is a non-hierarchical structure where decision-making is decentralized and employees are empowered to make decisions and take ownership of their work.

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Tamar owns a condominium near Cocoa Beach in Florida. In 2022, she incurs the following expenses in connection with her condo:

Insurance $ 1,000
Advertising expense 500
Mortgage interest 3,500
Property taxes 900
Repairs & maintenance 650
Utilities 950
Depreciation 8,500
During the year, Tamar rented out the condo for 75 days, receiving $10,000 of gross income. She personally used the condo for 35 days during her vacation. Tamar's itemized deduction for nonrental taxes is less than $10,000 by more than the property taxes allocated to the rental use of the property.

Assume Tamar uses the IRS method of allocating expenses to rental use of the property.

What is the total amount of for AGI (rental) deductions Tamar may deduct in the current year related to the condo?
What is the total amount of itemized deductions Tamar may deduct in the current year related to the condo?
If Tamar's basis in the condo at the beginning of the year was $150,000, what is her basis in the condo at the end of the year?
Assume that gross rental revenue was $2,000 (rather than $10,000). What amount of for AGI deductions may Tamar deduct in the current year related to the condo (assuming she itemizes deductions before considering deductions associated with the condo)?
Assuming that gross rental revenue was $2,000 (rather than $10,000) and that Tamar's itemized deduction for taxes is $10,000 before considering property taxes allocated to rental use of the property, what amount of for AGI deductions may Tamar deduct in the current year related to the condo?
Note: For all requirements, do not round apportionment ratio. Round all other dollar values to the nearest whole dollar amount.

Answers

To determine the answers to the questions, we need to allocate the expenses between rental use and personal use of the condo using the IRS method. This method requires us to use the number of days the condo was rented out and the number of days it was used for personal purposes to determine the allocation ratio. The allocation ratio is then used to allocate the expenses between rental and personal use.

First, we need to calculate the number of days the condo was used for rental and personal purposes:

Total days in the year = 365 days

Days rented out = 75 days

Days used for personal purposes = 35 days

Days available for rent = 365 - 35 = 330 days

Allocation ratio for rental use = Days rented out / Days available for rent = 75 / 330 = 0.2273 (rounded to four decimal places)

Allocation ratio for personal use = Days used for personal purposes / Total days in the year = 35 / 365 = 0.0959 (rounded to four decimal places)

Using these allocation ratios, we can answer the questions:

What is the total amount of for AGI (rental) deductions Tamar may deduct in the current year related to the condo?

a. Insurance: $1000 x 0.2273 = $227

b. Advertising expense: $500 x 0.2273 = $114

c. Mortgage interest: $3500 x 0.2273 = $795

d. Repairs & maintenance: $650 x 0.2273 = $148

e. Utilities: $950 x 0.2273 = $216

Total rental expenses for AGI: $227 + $114 + $795 + $148 + $216 = $1,500

What is the total amount of itemized deductions Tamar may deduct in the current year related to the condo?

a. Property taxes: $900 x 0.2273 = $205

b. Nonrental taxes: Less than $10,000 by more than the property taxes allocated to the rental use of the property, so Tamar cannot deduct any nonrental taxes related to the condo.

Total itemized deductions: $205

If Tamar's basis in the condo at the beginning of the year was $150,000, what is her basis in the condo at the end of the year?

Basis at the end of the year = Basis at the beginning of the year + Capital improvements - Depreciation

Since there were no capital improvements made during the year, we can calculate the basis at the end of the year as:

Basis at the end of the year = $150,000 - $8,500 = $141,500

Assume that gross rental revenue was $2,000 (rather than $10,000). What amount of for AGI deductions may Tamar deduct in the current year related to the condo (assuming she itemizes deductions before considering deductions associated with the condo)?

a. Insurance: $1000 x 0.2273 = $227

b. Advertising expense: $500 x 0.2273 = $114

c. Mortgage interest: $3500 x 0.2273 = $795

d. Repairs & maintenance: $650 x 0.2273 = $148

e. Utilities: $950 x 0.2273 = $216

Total rental expenses for AGI: $227 + $114 + $795 + $148 + $216 = $1,500

Assuming that gross rental revenue was $2,000 (rather than $10,000) and that Tamar's itemized deduction for taxes is $10,000 before considering property

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9. Many sharks prefer to feed at dawn, dusk, and during the night, yet shark attacks are most likely to occur between
10 a.m. and 4 p.m. Why?

Answers

Many sharks prefer to feed at dawn, dusk, and during the night due to their enhanced senses and the low light conditions that provide them an advantage while hunting.

However, shark attacks are most likely to occur between 10 a.m. and 4 p.m. mainly because these are the hours when human activities, such as swimming and surfing, are at their peak at beaches. The increased presence of people in the water raises the chances of encounters between sharks and humans, leading to a higher likelihood of shark attacks during these hours.

It's important to note that shark attacks are generally rare, and most encounters are cases of mistaken identity, where the shark might confuse a human for its natural prey. To minimize the risk of shark attacks, it's advised to follow safety guidelines such as avoiding swimming during sharks' feeding times and staying in groups when in the water.

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If Congress wanted to use contractionary fiscal policy to combat inflation, they wouldQuestion 10 options:Raise taxes and cut spendingCut taxes and raise spendingRaise taxes and raise spendingCut taxes and cut spendingDestroy moneyPrint money

Answers

If Congress wished to battle inflation through contractionary fiscal policy, they would a) raise taxes and slash spending.

A contractionary policy is a monetary measure used by a central bank to restrict government spending or the rate of monetary expansion. It is a macroeconomic measure used to control growing inflation.

The main contractionary measures used by the US government include raising interest rates, boosting bank reserve requirements, and selling government securities. Contractionary measures are intended to prevent potential capital market distortions.

High inflation from a rising money supply, unjustified asset prices, or crowding-out effects, in which a rise in interest rates leads to a fall in private investment spending, dampening the initial increase in total investment spending, are examples of distortions.

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Correct question:

If Congress wanted to use contractionary fiscal policy to combat inflation, they would

a) Raise taxes and cut spending

b) Cut taxes and raise spending

c) Raise taxes and raise spending

d) Cut taxes and cut spending

e) Destroy money

f) Print money

Select an industry that you are interested in, that is in your pathway, and a US company. Do an internet search with the term "sustainability report" and your company name. Once you find a company report that you're interested in, open, and read the introduction to the report. Scan through the report, as needed, in order to answer the questions below.

Requirements:

Initial post:

Write a 3 paragraph discussion post with the following information:
What is the name of your company? What industry is it in? What is your pathway?
Why did you select his company?
Describe one initiative that this company is working on in the area of CSR.
What do you think the impact of this company's policy will be on their short-term and long-term profits?
Discuss what your knowledge of CSR was before this assignment and how this assignment has impacted your view of CSR. Include any personal experience you have had with CSR as an employee or other stakeholder.
Cite the source of your information. You may use other sites in addition to the one provided above.

Answers

Answer:

I can provide an example response to the prompt based on a company that meets the given requirements.

The company that I have selected is Patagonia, which operates in the retail industry, specifically outdoor clothing and gear. I chose Patagonia because of their well-known commitment to environmental and social responsibility, which aligns with my personal values and interests.

One initiative that Patagonia is working on in the area of CSR is their "Worn Wear" program, which encourages customers to repair and reuse their clothing rather than buying new products. The program includes a repair service, a trade-in program for used gear, and a partnership with the iFixit website to provide free repair guides. Through this program, Patagonia aims to reduce waste and promote sustainable consumption.

I believe that the "Worn Wear" program will have a positive impact on Patagonia's short-term and long-term profits. While repairing and reusing products may initially reduce sales, it can also build customer loyalty and brand reputation as consumers increasingly prioritize sustainability in their purchasing decisions. In the long term, this commitment to CSR can help Patagonia stay competitive and adapt to changing consumer preferences and environmental regulations.

Before this assignment, I had a basic understanding of CSR as a concept, but I did not fully appreciate its importance and potential impact. Through researching Patagonia's sustainability report and learning about their initiatives, I have gained a deeper understanding of how CSR can benefit companies, communities, and the environment. As a consumer, I also appreciate the transparency and accountability that Patagonia demonstrates in their reporting and actions.

Source: Patagonia. (2021). 2020 Sustainability Report. Retrieved from https://www.patagonia.com/sustainability-report-2020.html

Antonio Melton, the chief executive officer of Solomon Corporation, has assembled his top advisers to evaluate an investment opportunity. The advisers expect the company to pay $407,000 cash at the beginning of the investment and the cash inflow for each of the following four years to be the following. Note that the annual cash inflows below are net of tax.

Year 1 Year 2 Year 3 Year 4
$ 86,000 $ 102,000 $ 128,000 $ 186,000

Mr. Melton agrees with his advisers that the company should use a desired rate of return of 12 percent to compute net present value to evaluate the viability of the proposed project. (PV of $1 and PVA of $1) (Use appropriate factor(s) from the tables provided.)

Required
a. Compute the net present value of the proposed project. Should Mr. Melton approve the project?
b.&c. Shawn Love, one of the advisers, is wary of the cash flow forecast and she points out that the advisers failed to consider that the depreciation on equipment used in this project will be tax deductible. The depreciation is expected to be $81,400 per year for the four-year period. The company’s income tax rate is 35 percent per year. Use this information to revise the company’s expected cash flow from this project. Compute the net present value of the project based on the revised cash flow forecast. Should Mr. Melton approve the project?

Answers

The calculated Net present value = $39,659.70

How to solve for the Net present value

To compute the net present value of the proposed project, we need to calculate the present value of all cash inflows and outflows using the desired rate of return of 12%.

Year 0 cash outflow: $407,000

Year 1 cash inflow: $86,000 / (1 + 0.12)^1 = $76,785.71

Year 2 cash inflow: $102,000 / (1 + 0.12)^2 = $81,007.59

Year 3 cash inflow: $128,000 / (1 + 0.12)^3 = $85,064.02

Year 4 cash inflow: $186,000 / (1 + 0.12)^4 = $103,801.38

Net present value = Present value of cash inflows - Present value of cash outflows

Net present value = $76,785.71 + $81,007.59 + $85,064.02 + $103,801.38 - $407,000

Net present value = $39,659.70

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What is wrong with this sentence? The report applies to western Europe, where people are interested in these exports.​

Answers

The issue with the sentence is that : The sentence is grammatically correct, but it is unclear what "these exports" refer to

What is wrong with this sentence?

The sentence is grammatically correct, but it is unclear what "these exports" refer to. To improve clarity, the sentence should be revised to provide more context or specificity about the exports in question.

For example: "The report applies to western Europe, where people are interested in buying cars from Japanese manufacturers."

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Read Chief Justice Taney's decision on the Dred Scott case (Major Problems, Ch. 13)explain how his decision impacted African Americans all over the United States.How do you think this decision affected abolitionists and supporters of slavery?

Answers

Chief Justice Taney's decision on the Dred Scott case had a significant impact on African Americans all over the United States. In his decision, Taney ruled that African Americans, whether free or enslaved, could not be considered citizens of the United States and therefore had no right to sue in federal court.

He also declared that Congress did not have the power to prohibit slavery in any territory, effectively nullifying the Missouri Compromise of 1820.


This decision further entrenched the institution of slavery in the United States and made it clear that the federal government would not protect the rights of African Americans. It also gave slaveholders the legal right to take their slaves into any territory, including those where slavery had previously been prohibited.

For abolitionists, Taney's decision was a severe blow to their cause. It undermined their efforts to end slavery and made it clear that the federal government was not on their side. For supporters of slavery, the decision was a victory, as it affirmed their belief in the legality and morality of slavery.

In summary, Chief Justice Taney's decision in the Dred Scott case had far-reaching consequences for African Americans and the institution of slavery in the United States. It strengthened the position of slaveholders and undermined the efforts of abolitionists to end slavery, perpetuating the injustice and inequality that would eventually lead to the Civil War.

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In previous eras, it was almost impossible for women and minorities in the United States to get loans from banks and other financial institutions. Which of these was created to help eliminate this discrimination?

A.
Internal Revenue Service (IRS)

B.
Fair Credit Reporting Act (FCA)

C.
Factual Credit Reward Act (FCRA)

D.
Equal Credit Opportunity Act (ECOA)

Answers

The organization that helped eliminate discrimination in loans was D. Equal Credit Opportunity Act (ECOA).

What is the Equal Credit Opportunity Act (ECOA)?

The Equal Credit Opportunity Act (ECOA) was founded to support the termination of discrimination against minority groups and women when intent on acquiring loans from money-lending firms and banks.

Established in 1974, this act restricts bigoted practices in credit granting dependent upon factors such as racial identity, nationality, faith, sex, married status, seniority, and income which arises from public benefit programs. As a result, loan providers must assign all candidates with an equitable chance to gain access to financial aid, unmindful of their distinct physical features.

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balance sheet entry for
The bank deposited the $49,500 loan funds into the bank after deducting $500 in costs to
establish the loan.

Answers

Tthe balance sheet entry would show an increase in total assets of $98,000.

Why is it?

The balance sheet entry for the bank depositing the $49,500 loan funds into the bank after deducting $500 in costs to establish the loan would be as follows:

Increase in cash (asset): $49,000

Increase in loan receivable (asset): $49,500

Decrease in loan origination costs (asset): $500

The total increase in assets is $49,000 + $49,500 - $500 = $98,000. Therefore, the balance sheet entry would show an increase in total assets of $98,000.

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What is part of a sight inspection?

Answers

Physical inspection is part of a sight inspection

What are  part of a sight inspection?

A sight inspection, better referred to as a site assessment or property evaluation, generally involves visiting a setting to analyze its state, usefulness, and any other concerning elements. The precise particulars of a sight inspection may differ contingent upon the aim of the inspection and the kind of asset being evaluated.

Regardless, a few routine segments of a sight inspection might incorporate:

Physical inspection: This necessitates observing the physical condition of the property, including its external and internal traits such as walls, flooring, roofing, installations, and utilities. The inspector can also look for signs of deterioration, wear and tear, and potential safety concerns.

Environmental examination: This could contain assessing the property's surroundings, for example, noise levels, air quality, availability, and any additional environmental factors that could alter its worth or practicality.

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May 15 You deposited $10,000 to open the business bank account. This was your investment in the
company in exchange for 10,000 ordinary shares.
17 The bank deposited the $49,500 loan funds into the bank after deducting $500 in costs to
establish the loan.
18 Paid rent of $1485 to Atlas Realty (cheque no.1).
20 Paid Adams Shopfitters $20,000 for display cabinets, counters and shelving (cheque no.2).
21 Paid the local newspaper (Community Times) $1,000 for a series of weekly advertisements to
commence this week (cheque no.3).
22 Paid $1,500 to Bayview Insurance Brokers for a 1-year business insurance policy commencing
21 May (cheque no.4).
23 Purchased from Tony’s Second-hand Mart, a cash register for $350, a lounge suite for $400 and
a table & chairs for $380 for the shop (cheque no.5).
24 You contributed equipment valued at $5,000 for repairing computers to the business. At
present you do not want to take cash out of the business, so this will take the form of an interest
free loan to be repaid two years from now.
31 Banked $2,520 cash and cheques from servicing computers since the shop opened.

Balance sheet for this.

Answers

Total liabilities and equity: $36,050 Note that the negative retained earnings indicate that the company has not yet generated enough revenue to cover its expenses.

Why is it?

Based on the given transactions, the balance sheet of the company can be prepared as follows:

Assets:

Cash and cash equivalents: $12,520 ($10,000 initial investment + $2,520 from servicing computers)

Inventory: Not provided

Equipment: $23,530 ($20,530 total equipment cost - $5,000 contributed equipment + $8,000 loan from bank)

Total assets: $36,050

Liabilities:

Bank loan: $49,000

Total liabilities: $49,000

Equity:

Share capital: $10,000

Retained earnings: -$22,950 ($1,485 rent + $20,000 shopfitters + $1,000 newspaper ad + $1,500 insurance + $350 cash register + $400 lounge suite + $380 table and chairs)

Total equity: -$12,950

Therefore, Total liabilities and equity: $36,050

Note that the negative retained earnings indicate that the company has not yet generated enough revenue to cover its expenses.

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Suppose the central bank in interested is decreasing money supply by $2000. Assume the money multiplier is 10. By how much should the government change bank's deposits/reserves in order to DECREASE money supply by $2000. ANSWER: Increase OR Decrease by ......... The central decrease money supply 1.through Open Market operation by Answer (selling stocks , buying bonds , buying stocks , OR selling bonds) 2. by (decreasing ,not changing , OR increasing the discount rate. 3. by (not changing , decreasing, OR increasing) the required reserve ratio. 4. by (not changing,decreasing, OR increasing) the interest rate paid on banks deposits with the central bank.

Answers

Decrease by $200.The central bank can decrease the money supply through open market operations by selling bonds to the banks.The central bank can increase the discount rate to discourage banks from borrowing reserves from the central bank and reduce their reserves.The central bank can increase the required reserve ratio to increase the amount of reserves that banks must hold for each dollar of deposits.The central bank can decrease the interest rate paid on banks' deposits with the central bank to discourage banks from holding excess reserves.

To decrease the money supply by $2000, the central bank needs to decrease the banks' reserves by $2000/10 = $200. This is because the money multiplier is the ratio of the money supply to the monetary base (reserves), so a decrease in the monetary base leads to a proportional decrease in the money supply.

To decrease the banks' reserves by $200, the government should decrease the banks' deposits by the same amount, either by selling government bonds to the banks or by increasing the reserve requirement ratio.

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Devise a plan for each time frame below so that Trisha achieves her goal of a high credit score. Be specific about what actions she could take at each checkpoint.
1. Before she graduates high school
2. Through her 4 years of college
3. In her early 20's (right out of college)

Answers

Sure, here's a plan for each time frame to help Trisha achieve her goal of a high credit score:

1. Before she graduates high school:
- Understand what a credit score is and how it affects her financial future
- Open a checking and savings account to establish a banking relationship
- Consider getting a secured credit card, which requires a deposit but can help build credit history
- Make sure to pay all bills on time, such as a phone bill or car insurance premium, as payment history is a key factor in determining credit scores
- Avoid taking on too much debt, such as high-interest credit card debt or loans that cannot be repaid

2. Through her 4 years of college:
- Continuously monitor credit report for any errors or fraudulent activity
- Consider getting a student credit card to build credit history
- Use credit cards responsibly, making sure to pay off balances on time and in full each month to avoid interest charges
- Keep student loans in good standing by making all payments on time
- Consider opening a secured credit builder loan to establish good payment history

3. In her early 20's (right out of college):
- Continue to monitor credit report for errors and fraudulent activity
- Consider opening additional lines of credit, such as a car loan or mortgage, which can help establish a diverse credit history
- Maintain a low credit utilization ratio by keeping balances on credit cards low relative to credit limits
- Avoid opening too many lines of credit at once, as this can negatively affect credit scores
- Consider enrolling in a credit monitoring service to stay on top of any changes to credit history

Overall, by establishing good credit habits early on, such as making payments on time, keeping balances low, and avoiding excessive debt, Trisha can set herself up for a strong credit score and a healthy financial future.

Answer:

Here is a plan for each time frame so that Trisha achieves her goal of a high credit score:

**Before she graduates high school**

* Open a checking and savings account.

* Get a secured credit card and use it responsibly.

* Make sure her parents report her on their taxes.

* Get a part-time job and start saving money.

**Through her 4 years of college**

* Continue using her secured credit card responsibly.

* Apply for a student loan and make all of her payments on time.

* Get a part-time job and start saving money.

* Research different types of credit cards and choose one that fits her needs.

**In her early 20's (right out of college)**

* Apply for a credit card with a higher limit and continue to use it responsibly.

* Make sure she is paying all of her bills on time.

* Keep her credit utilization low.

* Monitor her credit report for any errors.

* Start building her emergency fund.

By following these steps, Trisha can build a strong credit history and achieve her goal of a high credit score.

Here are some additional tips that can help Trisha achieve her goal:

* **Get a copy of her credit report and review it for any errors.** If she finds any errors, she should dispute them immediately.

* **Pay her bills on time, every time.** This is the most important thing she can do to build a good credit history.

* **Keep her credit utilization low.** This means only using a small portion of her available credit.

* **Don't close old accounts.** Closing old accounts can actually hurt her credit score.

* **Consider getting a co-signer on a loan or credit card.** This can help her build credit history if she doesn't have any of her own.

* **Be patient.** It takes time to build a good credit history. Don't get discouraged if her credit score doesn't improve immediately. Just keep following the tips above and she will eventually reach her goal.

Explanation:

The COVID-19 pandemic and its aftermath have taken a formerly robust economy to the brink of disaster and chaos. Will we recover as a nation with an upturn again toward prosperity?

Your project should include a report of two to three pages to describe how the pandemic and its related circumstances (quarantines, unemployment, and so on) have impacted the economy. Include a chart to compare and contrast statistics in your state. Then, create a graph similar to the one in the lesson about the economic environment.

Step 1: Write your report and create a chart
Describe how the pandemic has impacted the economy, using facts from before the pandemic hit up to present day. Discuss quarantines, unemployment, and how the pandemic has shut down businesses, negatively impacted the country's gross domestic product (GDP), and caused scarcity of food and health supplies.
Choose a date range within the height of the pandemic (approximately March to early May 2020) and include stats for your own state of the number of people hospitalized, the number of people quarantined, and the number of unemployment claims.
Create a chart to compare and contrast these numbers from before the “stay at home” orders and within your selected date range.
Step 2: Create your graph
Following the example in the economic environment lesson, create a similar graph showing a peak prior to the pandemic, the contraction, and trough. Then forecast an anticipated expansion with recovery and prosperity.
Insert the dates and your state’s name in the details within the graph.

Answers

Answer: online

Explanation: wifi

The COVID-19 pandemic has had a profound impact on the economy of the United States and the state of California.

What is economy ?

The economy refers to the system in which a society produces, distributes, and consumes goods and services.

Report:

The COVID-19 pandemic has had a severe impact on the economy of the United States. The pandemic led to quarantines, lockdowns, and business closures, causing a significant drop in economic activity. According to the Bureau of Economic Analysis, the country's gross domestic product (GDP) fell by 31.4% in the second quarter of 2020. Unemployment rates also rose to record levels, with over 20 million jobs lost in April 2020 alone.

In addition to the economic impact, the pandemic also caused a scarcity of food and health supplies. Panic buying led to shortages of essential goods, and the healthcare system was overwhelmed, with hospitals and medical facilities struggling to keep up with the high demand.

Looking specifically at the state of California, during the height of the pandemic from March to early May 2020, there were 11,502 people hospitalized, 98,000 people in quarantine, and over 4 million unemployment claims filed.

To compare and contrast these numbers from before the "stay at home" orders and during the height of the pandemic, we can create the following chart:

Metric                           Before "Stay at Home"       Height of Pandemic

Hospitalizations                        8,400                                   11,502              

Quarantined People                 6,500                                  98,000              

Unemployment Claims            450,000                            4,000,000                

The graph shows a peak in economic activity prior to the pandemic, followed by a sharp contraction during the height of the pandemic, and a subsequent trough in economic activity. However, as the pandemic has progressed and vaccines have become more widely available, there is hope for an anticipated expansion and eventual recovery and prosperity.

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John Jacobs, Richard Williams, and Stephen Smith are partners in construction business with capital accounts of $40,000, $24,000, and $20,000, respectively. Jacobs has decided to retire. Prepare the journal entry to record Jacob’s retirement under the two independent assumptions that follow. 1. Jacobs sells half of his interest to Williams and half to Smith. Each partner pays $12,000. 2. Jacobs sells his entire interest in the partnership to Andrew Bowen for $36,000.

Answers

The journal entry for the given statements are-

Jacobs sells half of his interest to Williams and half to Smith. Each partner pays $12,000.

Debit: Drawing account - Jacobs ($6,000)

Credit: Capital account - Williams ($6,000),

Jacobs sells his entire interest in the partnership to Andrew Bowen for $36,000.

Debit: Drawing account - Jacobs ($36,000)

Credit: Capital account - Bowen ($36,000)

Journal entry refers to recording the business transaction date-wise in a book named a Journal which is later used in preparing the financial statement for the business. The data from the Journal will be extracted in order to prepare a ledger report.

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