While explaining the benefits of representation to a potential buyer, the buyer asks if he can get a good rate on a mortgage. The response should be "sorry, that's outside the scope of my expertise".
What are mortgage?When you and a lender enter into a mortgage, the lender is granted the power to seize your property if you are unable to pay back the loan amount plus interest.
Mortgage loans are used to either purchase a home or borrow against an existing home's worth.
Some mortgage rights are-
The mortgagee holds rights to the real estate collateral used to secure the loan in a mortgage. The lender is protected against default thanks to this. It also mandates that specific measures be established for the seizure of collateral assets in the event of default.To know more about the collateral, here
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The traditional hierarchical structure uses rules and procedures to standardize decisions. Some companies decide to trust the employees and to give them the authority to make decisions, even mistakes. This is called
The traditional hierarchical structure uses rules and procedures to standardize decisions. Some companies decide to trust the employees and to give them the authority to make decisions, even mistakes. This is called Delegation of authority.
The division of work and assignment of decision-making authority to a person who answers to a leader or manager is referred to as delegation of authority. It is an organizational technique in which a management assigns each employee a portion of their own workload. Giving people the reins on decision-making encourages their capacity development and increases their sense of worth to the company. Additionally, it breaks up the monotony of a subordinate's typical tasks and routine and promotes job satisfaction by fostering a sense of shared responsibility.
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An additional means of reducing merchandise trade deficits is to ____________ inflation within the nation. An additional means of reducing merchandise trade deficits is to ____________ inflation within the nation.
the correct answer to fill in the blank is to reduce inflation.
how to check inflation-
If the important cause as the reason for demand-pull inflation is government spending, then it may be regulated with the aid of lowering public expenditure. The public call for for items and services declines with a decline in public spending, together with a low in personal earnings and intake expenditure. financial institution rates are raised, securities are sold at the open market, the reserve ratio is raised and a number of selective credit control steps are taken. One of the economic steps is to demonetize higher-denomination currencies. Inflation control isn't a simple mission, however. The upward push in expenses is because of numerous factors, including aggregate demand, multiplied currency supply, etc. We want a number of steps running in tandem to control inflation.
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What type of consumer product is characterized by the consumer comparing several alternatives on criteria such as price, quality, or style
Shopping products are those that a buyer compares based on factors such as quality, price, and style.
Shopping products
Shopping products are items that the client generally looks at on traits, for example, quality, cost, and style during the time spent choosing and buying. Subsequently, a contrast between the two kinds of customer items introduced so far is that the shopping item is generally less regularly bought and all the more painstakingly looked at.Along these lines, customers invest substantially more energy and exertion in social event data and contrasting other options.Instances of shopping products incorporate furnishings, clothing, utilized vehicles, carrier administrations, and so on.As may be obvious, such items are somewhat more included they demand greater investment, thinking, and speculation than comfort items.Hence, a buyer compares shopping products based on aspects such as quality, price, and style.
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Capabilities are defined as a company's Group of answer choices skills at coordinating resources and putting them to productive use. reputation. technological know-how. resources. physical plant and equipment.
Capabilities are defined as a company's Skills as coordinating its resources and putting them to productive use.
A person or thing has the ability to perform something, according to the definition of a capability. This is an instance of when someone has the capacity to cook when they are able to cook. The ability of a computer to open a file is demonstrated, for instance, when the computer can do so.
The volume and quality of labor that a person is capable of performing determines their capacity.... a job that was beyond the scope of one man.... the director's expectations of the actor's capacity.
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If you are willing to sell a stock of Summer Drive Inc. and wish to receive the option premium you should:
If you are willing to sell a stock of Summer Drive Inc. and wish to receive the option premium you should: sell a put. This is further explained below.
What is sell a put?Generally, In the case of selling a put option, you promise to acquire at an agreed-upon value stock from the seller. If the stock price falls, put sellers lose money.
In conclusion, When selling Summer Drive Inc. shares, you should sell a put in order to collect the option premium.
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A responsibility of a salesperson as a client relationship manager is to assist customers identify problems, offering information about potential solutions, and providing after-sale service to make sure that they have long-term satisfaction. The phrase often used to describe this is _____.
The phrase often used to describe this is Customer centric.
What is an example of customer centric?However, a customer-centric business needs to do more than just provide excellent customer service. Zappos and Amazon are both excellent examples of companies that put the needs of the consumer first and have worked hard to build cultures around them. They genuinely care about providing value to customers.Why customer centric is important?Customer-centricity helps you establish a strong reputation as well as the trust and loyalty of your consumers. While decreasing all conflict between consumers and your personnel, it also raises the likelihood that positive word of mouth will spread.What does customer centric mean in marketing?Based on their requirements and interests, customer-centric marketing provides customers with value at every engagement.
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Customer centric is a phrase frequently used to convey this.
How do you show customer centric ?Ways To Focus More On Customers
Customer perception is reality, so pay attention to what they say.Make your consumers an integral part of the solution, track customer interactions, and map out their path.assemble your data; "see" your customers digitally; and...Establish a strategy for the customer experience.What is a good illustration of customer-centric?However, a customer-centric business needs to do more than just provide excellent customer service. Zappos and Amazon are both excellent examples of companies that put the needs of the consumer first and have worked hard to build cultures around them. They genuinely care about providing value to customers.
What is marketing that is customer-centric?Based on their requirements and interests, customer-centric marketing provides customers with value at every engagement
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Michelle must write a bad-news message to her staff telling them that their hours next month will be reduced. She has just completed Phase 1 of the prewriting process and is beginning Phase 2. What should she do first
What should she do first is to: Gather information and brainstorm ways to present the reasons to her staff.
BrainstormingSince she has completed Phase 1 of her prewriting process and she is to begin Phase 2 the best thing to do is for her to gather information.
After gathering the information she should brainstorm or thinks about possible ways to present the reasons for the bad news to her staff.
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Quincy is the HR manager who is preparing for the launch of a new product line. The company needs to know how many new customer service representatives to add to help customers with questions and concerns about the existing and new products. To guide the company, Quincy needs information about the number of employees currently providing customer service, the number likely to be in those jobs next year, and the number expected to move to other positions in the organization. The information will be easier to organize and interpret if Quincy uses a(n)
The information will be easier to organize and interpret if Quincy uses Transitional Matrix.
What is the Transitional Matrix ?
Transitional matrix a chart that lists job categories held in one period and shows proportion of employees in each of those job categories in a future period. Its Allows the organization to plan how to address these challenges.
What is the Transitional Matrix in HR ?A transition matrix, or Markov matrix, can be used to model the internal flow of human resources. These matrices simply show as probabilities the average rate of historical movement from one job to another. To determine the probabilities of job incumbents remaining in their jobs for the forecasting period.
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help ASAP
Currently, a government's budget is balanced. The marginal propensity to consume is 0.80. The government has determined that each additional $10 billion in new government debt it issues to finance a budget deficit pushes up the market interest rate by 0.20 percentage points. It has also been determined that every 0.10 (one-tenth) percentage-point change in the market interest rate generates a change in planned investment expenditures equal to $4 billion. Finally, the government knows that to close a recessionary gap and take into account the resulting change in the price level, it must generate a net rightward shift in the aggregate demand curve equal to $200 billion.
Assuming that there are no direct expenditure offsets to fiscal policy, calculate the increase in government expenditures necessary to close the recessionary gap. (Hint: How much private investment spending will each $10 billion increase in government spending crowd out?)
$ ___ billion. (Enter your response rounded to two decimal places.)
The amount of $25.00 billion will be the private investment spending that each $10 billion increase in government spending will crowd out.
What is the explanation on government expenditure?When the government expenditure increased by $1 billion, the planned investment expenditure will falls by $0.20 billion., hence, for each $1 billion increase in government spending, there is a net change in intial spending of $0.2 billion
Also, the aggregate demand curve will shift to the right by the net change in spending multiplied by the multiplier, which equals 1- MPC.
Hence, the net increase in AD due to the $1 billion increase in government expenditure is equals what is known as the net multiplier.
Therefore, the amount of $25.00 billion will be the private investment spending that each $10 billion increase in government spending will crowd out.
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According to the SPIN questioning system, the purpose of _________ is to assist a buyer in thinking about the potential consequences of a problem and understand the urgency of resolving the problem in a way that motivates him or her to seek a solution.
The purpose of implication questions is to assist a buyer in thinking about the potential consequences of a problem according to the SPIN questioning system.
What is SPIN questioning system?It is a technique is a sequence of questions that help sales reps learn more about customers actual wants and how to go about meeting those wants.
It is a four stage questioning, which aims at knowing what customers want and showing empathy by meeting them.
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In some areas of the sea floor, foraminifera tests (shells) are accumulating at a rate of 1 cm per 1,000 years. How thick a deposit could have accumulated during the 65 million years (65,000,000 years) of the Cenozoic Era
The answer is 650m.
Given, that in some areas of the sea floor, foraminifera tests (shells) are accumulating at a rate of 1 cm per 1,000 years.
Accumulating rate = 1cm per 1,000 years
= 1cm / 1,000 years
Cenozoic Era = 65 million years = 65,000,000 years
deposit accumulated during Cenozoic Era = [tex]\frac{1cm}{1,000 years}[/tex] × 65,000,000 years
= 65,000 cms
Since 1 metre (m) = 100 centimetres (cms)
65,000cms = 65,000/100 = 650m
Hence, for the given scenario deposit accumulated during the 65 million years (65,000,000 years) of the Cenozoic Era is 650m.
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HELP!!!!!!! Draw a supply and demand graph for the given scenario
The demand shifter is the expected increase in the price of the lab coats.
The equilibrium price and quantity would increase.
What would happen to equilibrium price and quantity?
When there is an expectation of an increase in the price of lab coats, people would want to buy more lab coats now to avoid buying lab coats at a high price next week.
As a result, the demand curve for lab coats shifts to the right. The equilibrium price and quantity would increase.
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Next year's earnings are estimated to be $3. The company plans to reinvest 25% of its earnings at 20%. If the cost of equity is 9%, what is the present value of growth opportunities
The present value of the growth opportunity is $22.92
Growth =ROE × Retention ratio
= 20% × 25%
= 5%
Value of the growth = (Eps × Dividend payout ratio) / (Cost of equity - Growth)
= (3 ×75%) / ( 9% - 5%)
= 2.25/ ( 9% - 5%)
= 56.25
Value of growth = Dividend / Cost of equity
= 3 / 9%
= 33.33
Present value of growth opportunities = $ 56.25 - $ 33.33
= $22.92
Hence, the present value of the growth opportunity is $22.92.
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If the price of good X rises and the demand for good X is inelastic, then the percentage fall in quantity demanded is ____________ the percentage change in price, and total revenue _________.
If the price of good X rises and the demand for good X is inelastic, then the percentage fall in quantity demanded is greater than the percentage change in price, and total revenue falls.
Demand elasticity, often known as the elasticity of demand, gauges how consumers react to changes in price or income. Due to the fact that the price of a good or service is the most typical economic component used to measure it, it is frequently referred to as price elasticity of demand.
The whole amount of money a seller can make by providing goods or services to customers is known as total revenue. The formula for this is P[tex]\times[/tex] Q, or the purchase price times the quantity of the products sold.
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Over dinner, Ross complained about how prices have increased a great deal over the past year. Brenda disagrees, saying that the prices of some goods have gone up a bit, but other prices have declined, noting that you can get some good buys on houses right now. Ross feels that the average price of consumer goods has not changed. This couple can refer to the __________ to learn how government economists currently view the price situation.
Answer:
CPI
Explanation: CPI measures the average changes in prices overtimes that consumers pay for a basket of goods and services commonly known as inflation. It attempts to qualify the aggregate price level in an economy and thus measure the purchasing power of the country's unit of currency. The weighted average of the prices of goods and services that approximates an individual's consumption pattern is used to calculate the CPI.
CPI is used as an economic indicator.
It is more used to measure inflation.
CPI covers professionals, self-employed, poor, unemployed and retired person
Two care reported each time CPI-W and CPI-U
The Los Angeles Lakers (professional basketball team) redesigned its uniforms. Their organizational buyer must now go out and purchase new warm-ups to match the new design. The type of organizational buying process most likely to be used would be:
The type of organizational buying process most likely to be used would be Modified rebuy.
What is Modified rebuy?A modified rebuy occurs when a corporation reorders goods from a vendor it has already worked with but wishes to change a few details, such as the features, design, packaging, quantity, or delivery timeframes. This modification indicates adjustments made to the supplier's or the client's needs.This happens when a company wants to buy the same goods but changes the packaging, the delivery schedule, or the number of goods they offer. Companies may also think about placing an order with a different provider if they are unsatisfied with the previous products. Sellers attempt to determine whether products have matched customers' expectations in order to avert such a predicament. If not, they look for approaches to allow customers to modify parts of their order.
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When Yum Brands (which owns KFC, Taco Bell, and Pizza Hut) entered China, it had to spend heavily to establish itself in that market. What would be a disadvantage of Yum Brands' large-scale entry into China
When Yum Brands (which owns KFC, Taco Bell, and Pizza Hut) entered China, it had to spend heavily to establish itself in that market.
Availability of fewer resources to support expansion in other desirable markets would be a disadvantage of Yum Brands' large-scale entry into China.
American fast food company Yum! Brands, Inc., originally known as Tricon Global Restaurants, Inc., is listed on the Fortune 1000. Except for China, where the brands are run by a different corporation, Yum China, Yum!, KFC, Pizza Hut, Taco Bell, The Habit Burger Grill, and WingStreet are all owned and controlled by Yum!
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The ratio of net income to equity is also known as: Select one: a. Profit margin b. Return on equity c. Total net equity ratio d. None of these answers e. Net income ratio
The ratio of net income to equity is also known as return on equity
What is return on equity?Return on equity is an example of a profitability ratio. Profitability ratios measure the ability of a firm to generate profits from its asset. The higher the return on equity of a firm is, the better the firm is at converting its equity into profits.
Return on equity = net income / average total equity
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Which of the following is true of copyright law? Group of answer choices It protects the design, color, or shape that is associated with a particular product from being copied. It protects inventors rather than authors. It protects original, creative expression. It protects ideas and facts. It deals with invention that is original, nonobvious, and a novelty.
The following is true of copyright law : It protects original, creative expression.
What is Copyright laws?Copyright is a federal law. It is Title 17 of the United States Code. Copyright is the right of authors to control the use of their work for a limited period of time.
Copyright laws can be described as those laws which are useful for the protection of the original expression of an idea. Copyright laws are laws which are used to securely protect literary works, musical works, artistic works, as well as educational properties etc.
The law does not offer protection from an idea. What it protects is the expression of that particular original idea. This means that another work could be done that is based on the same idea as a first work but this second work is not an infringement on the first.
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Which of the following makes notes receivable different from accounts receivable? (Select all that apply.) Multiple select question. Accounts receivable are interest bearing. Notes receivable are interest bearing. Notes receivable have a stronger legal claim. Notes receivable are formal written contracts. Accounts receivable are formal written contracts.
The following makes notes receivable :
- Notes receivable are formal written contracts.
- Notes receivable have a stronger legal claim.
- Notes receivable are interest bearing.
What are Notes Receivable?Notes receivable are a balance sheet item that records the value of promissory notes that a business is owed and should receive payment for. A written promissory note gives the holder, or bearer, the right to receive the amount outlined in the legal agreement. Promissory notes are a written promise to pay cash to another party on or before a specified future date.
If the note receivable is due within a year, then it is treated as a current asset on the balance sheet. If it is not due until a date that is more than one year in the future, then it is treated as a non-current asset on the balance sheet.
Often, a business will allow customers to convert their overdue accounts (the business’ accounts receivable) into notes receivable. By doing so, the debtor typically benefits by having more time to pay.
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What is the most easy career you can take that still gets you a decent amount of money?
Answer: Entrepreneur
Explanation:
Being self employed
What makes money valuable?
O People counterfeit it.
O It is backed by gold held in government vaults.
People accept it in exchange for goods or services.
O It has many security features.
People accept it in exchange for goods or services is what makes money valuable.
How does money is used to exchange for goods and services?Medium of exchange. The primary purpose of money is to serve as a medium of exchange for transactions. Without money, all transactions would have to be made through direct exchange of one commodity or service for another, or barter. The problem with a barter system is that one must own an item or service of similar value that the supply also wants in order to receive a specific good or service from a supplier. In a barter system, exchange can only occur if the two parties involved in the transaction have complementary wants. However, the chance of a double coincidence of wants is slim, which makes the exchange of products and services challenging. by acting as a means of exchange that is accepted in all transactions, by all parties, regardless of whether they desire each other's goods and services, money effectively solves the double coincidence of desires problem.
Supporting answer
Hence option C is correct answer
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Charles is selling his property to Seth. Charles is financing part of the transaction for Seth, who will make payments to Charles while Charles retains the property title. What is this an example of
This is an example of a Land Contract.
A land contract often described through different terminology indexed beneath is a settlement between the buyer and vendor of real assets wherein the vendor provides the customer financing in the acquisition, and the purchaser repays the resulting loan in installments.
An agreement wherein a customer of real property, upon making an initial payment, consents to pay the seller stipulated amounts at targeted periods till the whole buy price is paid, the seller keeping prison title to the land as security for the bills.
On account that a land settlement specifies the sale of a selected item of real estate between a seller and client, a land contract can be taken into consideration as a special form of real estate contract. Within the common, more conventional real property contracts, a vendor no longer provides a loan to the client.
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Yuri Co. operates a chain of gift shops. The company maintains a defined contribution pension plan for its employees. The plan requires quarterly installments to be paid to the funding agent, Whims Funds, by the fifteenth of the month following the end of each quarter. Assume that the pension cost is $365,000 the quarter ended December 31
Journalize the entry to record the accrued pension liability payment to the funding agent on January 15.
The entry to record the accrued pension liability payment to the funding agent on January 15 are described in the table.
What is Pension liability payment?The promise to pay benefits is known as the liability; it is a formal financial word that denotes a moral and legal duty to fulfill a retirement benefit promise.
The benefits that have been promised by the pension plan and the government that established the pension plan must be paid; as a result, those promises constitute liabilities.
The liabilities on a pension plan are -
The reserves that pension plans have set up to meet their future payment commitments to policyholders make up the majority of the liabilities. The equity in pension funds, loans taken out, and other debts are also considered liabilities. The investments of the paid premiums and other liabilities are displayed in the assets.The pension expense includes-
Pension expense is the sum that a company deducts from revenue in order to cover its obligations for employee pension liabilities. Whether the underlying pension is a defined benefit plan or a defined contribution plan affects the cost of this payment.To know more about the Future pension liabilities, here
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Which country has incorporated Integrated Pest Management (IPM) so successfully that they were able to increase yields while cutting pesticide production in half
In most change situations, there are factors that will make the job of change more difficult and others that seem to ease the change process. The process by which the manager identifies, evaluates and tries to minimize as many of the forces against change as possible is called
The process by which the manager identifies, evaluates and tries to minimize as many of the forces against change as possible is called force-field analysis.
What is Force field analysis ?
Force field analysis is a basic tool for root cause analysis that can help you take action once the root cause has been identified. The technique is based on the assumption that any situation is the result of forces for and against the current state being in equilibrium. Countering the opposing forces and/or increasing the favorable forces will help induce a change by reinforcing positives and eliminating or reducing negatives.
Force field analysis does the following:
Presents the positives and negatives of a situation so they are easily comparable.Considers all aspects of making the desired change.Encourages agreement about the relative priority of factors on each side of the balance sheet.Encourages honest reflection on the underlying roots of a problem and its solution.Therefore, we can conclude that the correct option is C.
Your question is incomplete, but most probably your full question was:
In most change situations, there are factors that will make the job of change more difficult and others that seem to ease the change process. The process by which the manager identifies and then eliminates as many of the forces against change as possible is called
a. facilitation.
b. implementation.
c. force-field analysis.
d. participative development.
e. communication and education.
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Jenny started a dog walking business at the start of the summer. She spent $10 to make signs for her service and posted them all over her neighborhood. She spent $60 for a leash and a pooper-scooper. She charged $10 per dog and walked 5 dogs per day for 3 months (assume 30 days per month). What was Jenny's profit for her summer gig?
Jenny's profit was $4,430.
What is profit and loss?The financial returns (or outgoings without returns) from any company activity or trade are referred to as profit and loss, two phrases that are fundamental to commerce. The total income generated by an activity is subtracted from the total costs to determine profit and loss. It appears as follows: Entire revenue - total expenses = profit and loss.You've lost money if the final total is negative. If the result is positive, you have earned money.Money Spent = $70
Total Revenue = $4500
Net Profit = $4,430
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Though it is less risky than the introduction of other types of new products and may add new customers, a ________Blank also has the twin dangers of increasing expenses and cannibalizing current products.
A business firm has experienced the double dangers of rising expenditures and the cannibalization of their current products by the introduction of new types of products in the market.
What is market cannibalization?Market cannibalization is the process where the new products get replaced by the older ones leading to a fall in the sales of an entity.
When a business entity introduces new and innovative goods in the market then there would be some negative situations like the replacement of their current products with the newer ones, the incurrence of charges may be higher but it can lead to attracting more customers which could be an advantage for the business growth.
Therefore, there could be positive and negative outcomes of introducing some newer products in the market.
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Jason, your client, is developing a subdivision of 140 houses. He may place deed restrictions on as many as ______ properties.
Jason, your client, is developing a subdivision of 140 houses. He may place deed restrictions on as many as 140 (100%) properties.
What is a deed restriction?This is the term that is used to refer to the written agreements that are done in order to restrict and limit activities that may go on in a property.
These are private agreements that are made. It has to be 100 percent on the properties.
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Jason may place deed restrictions on 140 (100%) properties.
Deed of restrictionsA deed of restriction is an action that is recognized by law which gives the property owner or agent the right to restrict, how the properties are to be used. For example, Jason's deed of restriction could contain restrictions against carrying out certain types of businesses on all 140 properties.
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In custom reports, what must metrics and dimensions share in order to report accurately?.
Answer:
Same scope
Explanation:
"specifies to which data the custom dimension or metric will be applied..." - Analytics Help