Answer:
B. Interest rates will likely decrease.
Explanation:
The statement describes how borrowers will most likely benefit when the Fed reduces reserve requirements is that interest rates will likely decrease.
How does Fed respond to recessions?In the time of recessions, the Fed do uses different monetary policy tools in order to reduce unemployment rates and re-inflate prices.
These tools are said to be open market asset purchases, reserve regulation, etc. Borrowers will most likely benefit when the Fed reduces reserve requirements when interest rates will likely decrease.
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Sedita Incorporated is working on its cash budget for July. The budgeted beginning cash balance is $46,000. Budgeted cash receipts total $175,000 and budgeted cash disbursements total $174,000. The desired ending cash balance is $50,000. The excess (deficiency) of cash available over disbursements for July will be:
a. $47,000
b. $221,000
c. $45,000
d. $1,000
Jacob works as a researcher for a car showroom. He's going to collect data about consumers' changing preferences, Interests, and demands. He
doesn't plan to select a sample or conduct a survey. Instead, he wants to analyze the behavior of random consumers on his own. He wants to
study their reactions without letting them know that they are a part of the research study. He has decided to go to car showrooms and check
how consumers react to various car models. The notes that he plans to record during the process will form the basis of the market research
data. Which method of primary market research does Jacob plan to use?
Answer:
Visits to competitors' locations
Explanation:
Analyzing the information obtained in the scenario of the question above, it is correct to state that Jacob plans to use the primary market research method of visits to competing locations.
This method consists of gathering essential data and information for his research collected directly in a place that can serve as a parameter as a real scenario, that is, when visiting competing places, Jacob will be able to achieve his goal of collecting information, which is to analyze through of a real situation as is the behavior of random consumers on their own and understand their reactions.
This method can be effective because it eliminates biased behaviors by research participants, so that it can identify a real consumption situation without any type of interference, and it can be ideal to identify patterns of behavior that help to identify data about changes in consumer preferences, interests and demands, which is the goal of your research.
Answer:
behavior observation
Explanation:
An engineering graduate plans to buy a home. She has been advised that her monthly house and property tax payment should not exceed 35% of her disposable monthly income. After researching the market, she determines she can obtain a 30 year home loan for 6.95% annual interest per year, compounded monthly. Her monthly property tax payment will be approximately $150.What is the max amount she can par for a house if her disposable monthly income is $2000?
Answer:
$83,107.20
Explanation:
Amount available for monthly house payment = [$ 2000 * 35% ] - $ 150
= $700 - $150
= $550
Effective rate per month = 6.95% / 12 months = 0.00579 = 0.579%
No of periods = 30 years * 12 months = 360 months
Present Value = Amount available for monthly house payments * [P/A,0.579%,360]
[P/A,0.579%,360] =[(1 + i)^n - 1] / [( 1 + i)^n * I]= [(1 + 0.00579)^360 - 1] / [( 1 + 0.00579)^360 * 0.00579]
P/A,0.579%,360 = [7.99158 - 1] / [ 7.99158 * 0.00579]
P/A,0.579%,360 = 6.99158 / 0.04627
P/A,0.579%,360 = 151.104
Present Value = Amount available for monthly house payments * [P/A,0.579%,360]
Present Value = $550 * 151.104
Present Value = $83,107.20
Thus, the max amount she can par for the house is $83,107.20
The MRP input storing information on the status of each item by time period (e.g., scheduled receipts, lead time, lot size) is the:
Answer:
inventory records
Explanation:
The development and application of MRP was based upon on the recognition of the difference between independent and dependent demand, and computers.
The output of MRP is a schedule of requirements for all parts and end items.
Inventory records is simply known to be a form used during a periodic inventory to record information about each item of merchandise on hand or in store.
You would like to start a cellular telephone equipment service business. you are considering organizing the business as a sole proprietorship. Identify the advantages and disadvantages of owning a sole proprietorship
Answer:
A business with two or more owners and not organized as a corporation.
Explanation:
atmosphere in retailing refer to
Answer:
Simply put, store atmosphere includes the physical characteristics of a retail store used to create an image to attract customers. It's also known as atmospherics for short. It is a direct contributor to the customer experience and the public's opinion of your brand, which are important elements of retail today.
Largo Company has unit costs of $10 for materials and $30 for conversion costs. If there are 2,500 units in ending work in process, 40% complete as to conversion costs, and fully complete as to materials cost, the total cost assignable to the ending work in process inventory is:_________
Answer:
$55,000
Explanation:
Calculation for the total cost assignable to the ending work in process inventory
First step is to calculate the ending Materials Cost:
Ending Materials Cost = [(2,500 units × $10]
Ending Materials Cost = $25,000
Second Step is to calculate the ending Conversion Cost:
Ending Conversion Cost = [(2,500 units × 40%) × $30]
Ending Conversion Cost = [(1,000) × $30]
Ending Conversion Cost = $30,000
Last step is to calculate the total cost assignable to the Ending work in process inventory cost using this formula
Ending work in process inventory cost = Ending Materials Cost + Ending Conversion Cost
Let plug in the formula
Ending work in process inventory cost = $25,000 + $30,000
Ending work in process inventory cost = $55,000
Therefore the total cost assignable to the ending work in process inventory is $55,000
On January 1, 2017, Ellison Co. issued eight-year bonds with a face value of $6,000,000 and a stated interest rate of 6%, payable semiannually on June 30 and December 31. The bonds were sold to yield 8%.
Present value of 1 for 8 periods at 6% 0.627
Present value of 1 for 8 periods at 8% 0.540
Present value of 1 for 16 periods at 3% 0.623
Present value of 1 for 16 periods at 4% 0.534
Present value of annuity for 8 periods at 6% 6.210
Present value of annuity for 8 periods at 8% 5.747
Present value of annuity for 16 periods at 3% 12.561
Present value of annuity for 16 periods at 4% 11.652
The issue price of the bonds is:_________
a. $5,337,360.
b. $5,997,600.
c. $5,301,360.
d. $5,308,920.
Answer:
Bond Price = $5,300,862.264 rounded off to $5,300,862.26
Explanation:
To calculate the price of the bond today, we will use the formula for the price of the bond. Assuming the bond is an annual bond, the semi coupon payment, number of periods and semi annual YTM will be,
Coupon Payment (C) = 6,000,000 * 0.06 * 6/12 = 180 ,000
Total periods (n) = 8 * 2 = 16
r or YTM = 0.08 * 6/12 = 0.04 or 4%
The formula to calculate the price of the bonds today is attached.
Bond Price = 180000 * [( 1 - (1+0.04)^-16) / 0.04] + 6000000 / (1+0.04)^16
Bond Price = $5,300,862.264 rounded off to $5,300,862.26
Yields on short-term bonds tend to be more volatile than yields on long-term bonds. Suppose that you have estimated that the yield on 20-year bonds changes by 10 basis points for every 21-basis-point move in the yield on 5-year bonds. You hold a $2.1 million portfolio of 5-year maturity bonds with modified duration 4 years and desire to hedge your interest rate exposure with T-bond futures, which currently have modified duration 9 years and sell at F0 = $70. How many futures contracts should you sell? (Do not round intermediate calculations. Round your final answer to the nearest whole number.)
Answer:
67
Explanation:
thebyield is good
Why do we practice making associations with simple and mundane problems and resources
Question Completion with options:
Select all that apply.
A. To bring some light-hearted humor to practicing a rather difficult behavior.
B. Things like losing your keys and empty ink cartridges are actually more important of a problem than expected.
C. Due to their simplicity, there is a “right” or “perfect” solution to be identified.
D. Removes the risk associated with trying to find the “right” or “perfect” solution.
E. They are problems and resources that most people have experience with or can relate to.
Answer:
We practice making associations with simple and mundane problems and resources because:
E. They are problems and resources that most people have experience with or can relate to.
Explanation:
Such problems and resources are malleable to daily practice and association because they are simple and commonplace. Most people can also relate to the given problems and resources, having acquired the experience before or they have been associated with the resources for solving the particular problems. So making them a subject of practice, it becomes easier to use them as anecdotes for teaching and enlightenment. Experience, some claim, is a good teacher.
LCMS Industries has $70 million in debt outstanding. The firm will pay only interest on this debt (the debt is perpetual). LCMS' marginal tax rate is 35% and the firm pays a rate of 8% interest on its debt. The present value of LCMS' interest tax shield is closest to:_________
Answer:
$24.5 million
Explanation:
Calculation for The present value of LCMS' interest tax shield
Using this formula
Present Value of Tax shield = Debt outstanding× Marginal tax rate
Let plug in the formula
Present Value of Tax shield=$70 million× .35
Present Value of Tax shield=$24.5 million
Therefore The present value of LCMS' interest tax shield is closest to: $24.5 million
1. Correct the following business messages keeping the 7C's of effective communication in consideration.
i. Revise the following message for conciseness:
In this time of the day, we are sending this announcement to let everyone know that new medicines ordered by the hospital which are mentioned on the list will be available from next month.
Answer:
Revise the following message for conciseness is explained below in detail.
Explanation:
ConciseClearCorrectConcreteCompleteCourteousCoherentThese above mentioned 7 points are the 7 C's of communication.
At this contemporary time, this statement is to let everyone understand that the new medications and medicine required by the hospital and introduced on the list will be appearing next month.
A negative supply shock such as a natural disaster, which greatly decreases the economy's resources, will tend to
Explanation:
Question 36 1 A negative supply shock such as a natural disaster, which greatly decreases the economy's resources, will tend to reduce equilibrium GDP and the price level.
An increase in the firms receivable turnover ratio means that:
Answer:
interest generated in a business
identify each CSTO from its description
Assume that the standard cost to make one finished unit includes 2 hour of direct labor at $8 per hour. During April, 22,000 direct labor-hours were worked, 10,500 units of product were manufactured, and total direct labor cost was $160,000. What is the labor rate variance for April
Answer:
the labor rate variance is $16,000 unfavorable
Explanation:
The computation of the labor rate variance is shown below:
As we know that
Labour Rate Variance = ( Actual Rate - Standard Rate) ×Actual Hours Worked
= ($160,000 ÷ 22,000 direct labor hours - $8) × 22000 direct labor hours
= ($7.27 - $8) × 22000 direct labor hours
= $16,000 Unfavorable
hence, the labor rate variance is $16,000 unfavorable
We simply applied the above formula so that the correct value could come
And, the same is to be considered
Write an assessment of the logistical, financial, and any other considerations of implementing eMobile/eHealth information technology in your organization. If mobile technology is in use in your organization, give a brief description of the technology in use, and assess the impact this has had on operations.
Explanation:
The use of mobile information technologies in organizations is increasingly essential, due to the speed with which business is currently carried out and the great competition. Intelligent systems are implemented in organizations so that there is speed in communication processes, as is the case with eMobile / eHealth that manages the quality of messages sent to an organizational mobile device, facilitating organizational communication to occur effectively, safely and quickly. , through the technology of requesting information contained in a corporate database. To maintain the security of the system, there must be an adequate and sophisticated implementation, to eliminate fraud and intrusions.
The advantages of mobile information technologies in organizations are reflected in all organizational sectors, as from an effective and fluid communication, the speed of processes increases, unnecessary costs decrease, and contributes to continuous organizational improvement.
what is confidential information
Answer:
Information that is top secret vip your eyes only
Answer:
"Confidential Information" means all material, non-public, business-related information, written or oral, whether or not it is marked as such, that is disclosed or made available to the receiving party, directly or indirectly, through any means of communication or observation!
Hope it helps!
Please mark as Brainliest
Foreign persons, including foreign governments, may sue under U.S. antitrust laws in U.S. courts.
a. True
b. False
Answer:
a. True
Explanation:
An antitrust law can be defined as a statute or legal framework developed by the federal and state government of the United States of America, which regulates the actions and conducts of business entities so as to protect end users (customers) from predatory business activities and to boost competitiveness among businesses.
In the United States of America, an example of an antitrust law is the Sherman Act of 1890.
Generally, foreign persons, including foreign governments, may sue under U.S. antitrust laws in U.S. courts.
Hello thank you so much for your help so kinda a long question here (multiple parts).
2. The Third National Bank has reserves of $20,000 and checkable deposits of $100,000. The reserve ratio is 20 percent. Households deposit $5000 in currency into the bank and that currency is added to reserves.
Recall, to calculate checkable deposits you have to add the original checkable deposits to the new deposit. To calculate required reserves for the deposits, you have to multiply the required reserve ratio (decimal from) by checkable deposits. To calculate excess reserves, you will subtract required reserves from actual reserves.
2.1. What level of excess reserves does the bank now have?
2.2. Complete the table below for the Third National Bank. You have to distinguish between a bank's assets and bank's liabilities.
The figures in the table below are for the Third National Bank. All figures are in thousands of dollars. (Table/chart/graph) normally goes here)
2.3. What is the total assets of this bank? Explain the basics of this bank’s balance sheet.
2.4.If the required reserve ratio for the Third National Bank is 10 percent, what is the monetary multiplier?
(helpful stuff)Recall, to calculate you have to use the formula: Monetary Multiplier = 1÷Required Reserve Ratio. The money multiplier is a key measure in banking that helps to predict the money supply that will be available to drive economic growth. As you can see from the formula, if the reserve requirement is 20%, the money multiplier will be 1 divided by 0.2, which is 5. We can then use the money multiplier multiplied by the excess reserves to determine the maximum checkable-deposit creation that will be provided by the new money entering the system.
2.5. If the monetary multiplier is 4, what is the required reserve ratio? Describe how and identify by what amount the Third National Bank can create money in the economy.
(helpful stuff)Recall that, generally, bank creates money in a typical economy by making loans. The Fed sets the reserve requirement (the required reserve ratio) that directly affects the amount of money creation.
Answer:
it is too long don't understand sorry
Mullis Company sold merchandise on account to a customer for $1,045, terms n/30. The journal entry to record this sale transaction would be: ________
Answer:
Debit Accounts Receivable $1,045 and credit Sales $1,045.
Explanation:
Date Account Titles Debit Credit
Accounts Receivable $1,045
Sales $1,045
Jim earns $100,000 a year at his job. He owes $20,000 a year for his home mortgage payment, and $30,000 a year for his combined cabin, boat, and car payments. What is Jim's yearly accumulated wealth before he spends anything on himself or his family?
Answer: $50,000
Explanation:
From the question, we are informed that Jim earns $100,000 a year at his job and that he owes $20,000 a year for his home mortgage payment, and $30,000 a year for his combined cabin, boat, and car payments.
Jim's yearly accumulated wealth before he spends anything on himself or his family will be his earnings less the amount owed. This will be:
= $100,000 - ($20,000 + $30,000)
= $100,000 - $50,000
= $50,000
Ralph has a balance of $1350 on his credit card, which he plans to pay off by
making a payment of the same amount each month. Which of these monthly
amounts will allow Ralph to pay off his balance the fastest?
O A. $40
B. $35
C. $25
O D. $30
Answer:
d
Explanation:
If you could vote today who would you vote for Trump/ Biden or someone else. I would vote for someone else.
Answer:
Lauren boebert
Explanation:
Clementine and Leeexpect to deposit the following cash flows at the end of years 1 through 5, $1,000; $4,000; $9,000; $5,000; and $2,000 respectively. Alternatively, theycould deposit a single amount todayand have the same amount in your account at the endof year 5. How large does the single deposit need to be today if Clementine and Leecan earn 10% compounded annuallyon their account?
Answer:
The single deposit value will be "$15,633.62".
Explanation:
According to the question, the future values will be:
= [tex](1000\times ((1+10 \ percent)^4)+(4000\times ((1+10 \ percent)^3)+(9000\times ((1+10 \ percent)^2)+(5000\times ((1+10 \ percent))+2000[/tex]
= [tex]1464.1+5324+10890+5500+2000[/tex]
= [tex]25178.1[/tex]
By using the Present value formula, the single deposit will be:
⇒ [tex]Present \ value=\frac{Future \ value}{(1+Interest \ rate)^n}[/tex]
[tex]=\frac{25178.1}{(1+10 \ percent)^5}[/tex]
[tex]= \frac{25178.1}{1.61051}[/tex]
[tex]=15,633.62[/tex] ($)
Consider a portfolio that offers an expected rate of return of 11% and a standard deviation of 21%. T-bills offer a risk-free 6% rate of return. What is the maximum level of risk aversion for which the risky portfolio is still preferred to T-bills?
Answer:
The level of risk aversion must be less than 2.27 for the risky portfolio to be preferred to bills.
Explanation:
Let U presents utility level. Therefore, we can specify U as follows:
U = E(r) - (0.5 * A * SD^2) ........................... (1)
Where, risky portfolio, we have:
E(r) = expected rate of return = 11%, or 0.11
SD = Standard deviation = 21%, or 0.21
A = Level of risk aversion = ?
Substituting the values into equation (1), we have:
U of risky portfolio = 0.11 - (0.5 * A * 0.21^2)
U of risky portfolio = 0.11 - (A * 0.02205)
Since the T-bills offer a risk-free 6% rate of return, it therefore implies that:
U of T-bill = 6%, 0.06
Therefore, the following must hold for the risky portfolio to be preferred to bills:
U of risky portfolio > U of T-bill ............................. (2)
Substituting the values for the expression above and solve for A, we have:
0.11 - (A * 0.02205) > 0.06
-(A * 0.02205) > 0.06 - 0.11
-(A * 0.02205) > - 0.05
Divide through by -1 and change the inequality sign, we have:
A * 0.02205 < 0.05
A < 0.05 / 0.02205
A < 2.27
Therefore, the level of risk aversion must be less than 2.27 for the risky portfolio to be preferred to bills.
Country of origin can strongly influence a firm’s approach to organization structure. As MNEs from China and India internationalize, to what extent are they likely to differ from that observed for Japanese, European and US MNEs?
Answer:
Chinese and Indian firms are likely to apply their own principles when they internationalize as MNEs.
Explanation:
For example, the Chinese have in many aspects similar values to the Japanese. They believe in hierarchies, in strict organization and methods, and in efficiency above everything else.
However, the Chinese tend to be less protocol-focused than the Japanese, because the Chinese are more extraverted. So when the Chinese companies become MNEs, they are likely to be similar to Japanese MNEs, but with a bit less organization and protocol.
Employees view budgeting more positively when goals are established for them by senior management.
a. True
b. False
Answer:
true
Explanation:
i think true
Assume that Cram Sales Company completed the following note payable transactions:_______.2016July 1 Purchased delivery truck costing $57,000 by issuing a one-year, 6% note payable. Dec 31 Accrued interest on the note payable. 2017 Jul 1 Paid the note payable at maturity. Read the requirements. Requirement 1. How much interest expense must be accrued at December 31, 2016? Round your answer to the nearest whole dollar. The interest expense accrued at December 31, 2016 is $ Requirement 2. Determine the amount of Cram Sales' final payment on October 1, 2017. The amount of Cram Sales final payment on October 1, 2017 is $ Requirement 3. How much interest expense will Cram Sales report for 2016 and for 2017? (Round your answers to the nearest whole dollar) The company will report interest expense of $ in 2016 and $ in 2017.
Answer:
1. How much interest expense must be accrued at December 31, 2016? $1,710
2. Determine the amount of Cram Sales' final payment on July 1, 2017.
$60,420
3. How much interest expense will Cram Sales report for 2016 and for 2017?
interest expense 2016 = $1,710
interest expense 2017 = $1,710
Explanation:
July 1 Purchased delivery truck costing $57,000 by issuing a one-year, 6% note payable.
Dr Vehicles 57,000
Cr Notes payable 57,000
Dec 31 Accrued interest on the note payable. 2017
Dr Interest expense 1,710
Cr Interest payable 1,710
Jul 1 Paid the note payable at maturity.
Dr Notes payable 57,000
Dr Interest payable 1,710
Dr Interest expense 1,710
Cr Cash 60,420
How would higher U.S. tariffs on Chinese imports affect its private saving, domestic investment, and government deficit?
Answer:
Private Saving
With higher tariffs on Chinese imports, the prices of commodities would increase as the tariffs would be added to the prices of goods. This means that consumers would have to spend more to buy goods and services and should this happen they would have to save less if their income levels stay constant.
This would therefore reduce private saving.
Domestic Investment
With tariffs making Chinese goods more expensive, domestic companies will see the demand for their goods and services increase. This will spur new investment into domestic companies in order to capitalize on this increased demand.
Government Deficit
In the short run, the Government deficit will decrease because the revenue collected from tariffs will offset some Government spending.
In the long run however, companies would see their profits dwindle as they face higher input costs which would mean that the taxes which are the main source of Government revenue will decrease which would increase the Government deficit.