Which speaker is most likely to make high-risk investments?
Speaker A: I want to invest in
lot of different companies. You never know
when a company is going to have a surprisingly good or bad year.
Speaker B: I invest to get as much money as I can as quickly as I can. I'm not
worried about losing money at all.
Speaker C: I'm nearing retirement, so I need to make sure my investments are
safe. The worst thing that could happen would be losing all of my investments
right before I need them.
Speaker D: I'm concerned that investment is always risky. I prefer to hold onto
my money instead of investing it in companies or banks.
• A. Speaker B
• B. Speaker D
• c. Speaker C
• D. Speaker A
Answers
Related Questions
A company selling in a country with a strong currency while sourcing from a country with a weak currency ________. Group of answer choices improves its profits
Answers
A company's revenues increase when it sells in a country with a strong currency while sourcing from a country with a weak currency.
A weak currency is a country's currency that has lost value in contrast to other currencies. Weak currencies are frequently associated with countries that have poor economic foundations or governance systems. A country looking to increase its exports in global markets may also favor a weak currency.
A strong currency is one whose worth relative to other currencies is increasing, as seen by a drop in the currency's direct exchange rates.
When an exchange rate changes, the value of one currency rises while the value of the other falls. A currency is considered to have appreciated when its value rises. When the value of a currency falls, however, it is said to have depreciated.
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The diamond-water paradox arises because Multiple Choice the marginal utility of certain products increases, rather than diminishes. we sometimes fail to use money as a standard of value. essential goods may be cheap, while nonessential goods may be expensive. essential goods are always higher priced than nonessential goods.
Answers
The diamond-water paradox arises because essential goods may be cheap while nonessential goods may be expensive.
What do you mean by diamond-water paradox?The dilemma of value, also referred to as the diamond-water paradox, describes the significant disparity in cost between some important items and non-essential ones. In a market economy, the cost of many necessities for human life is significantly lower than the cost of less necessary necessities.Why does the paradox of value between diamonds and water arise?Water is clearly more valuable as a scarce resource than the luxury of having a diamond. Customers are forced to decide whether to buy one more diamond or one more unit of water as demand rises. The concept of marginal utility describes this idea.Why is marginal utility for diamond High?Diamonds, Due to the limited availability of diamonds, people are likely to operate near the vertical axis, somewhat high on the marginal utility curve. In other words, the amount consumed is not that large.
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Parul works for a state agency that conducts random checks of financial records and transactions after expenditures and reviews accounts of disbursing officers of all state funds to assure legal compliance. What function does Parul perform for the state
Answers
Parul is performing auditing function.
What is auditing?Auditing is a process of examination of various books of accounts by an auditor to make sure that all departments are following documented system of recording transactions.
It s a proper inspection of financial records and transactions which is done to ascertain the accuracy of financial statements.
The three types of auditing are external audits, internal audits, and Internal Revenue Service (IRS) audits.
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Caterpillar is a manufacturer of heavy equipment. The company imports steel parts such as buckets for end loaders from China. Once the products arrive from China, Caterpillar must remove rust from the items that developed during ocean transport. What area of the marketing mix best characterizes this issue related to the imported steel parts
Answers
Answer - Place.
Place is the area of marketing mix that best characterizes this issue.
How the issues of rust takes place?
Because Seawater contains a significant concentration of dissolved salts and is very corrosive to steel, infrastructure and assets in or near marine environments are particularly susceptible to corrosion. Efforts to mitigate corrosion in marine environments continue as industries develop and implement solutions to prevent asset degradation.Strategy to address this Issue.
The overarching strategy is to keep the expected service life of the steel parts in mind. Usually a steel part is designed to meet a 25-year life at the lowest cost. At the design stage, an analysis determines whether it is most profitable to initially invest in higher-cost materials that will reduce maintenance costs over time, or to use more economical materials up front and plan for higher maintenance costs as the steel is maintained throughout its service life.This strategy addresses the life of the steel from the cradle to the grave. Once initial construction costs are determined, expected consequences and their costs are plotted over time. Then the most economical approach for a successful 25-year life is selected. This approach requires sound economic policy and an appropriate projection of probable consequences over time.Learn more about Import/Export issues from the given links.
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How many business days after you submit your application will you receive a loan estimate form?.
Answers
Within three business days after you submit your application will you receive a loan estimate form.
A Loan Estimate is a three-page form that you receive after making use of a mortgage. The mortgage Estimate tells you crucial information about the loan you've got requested. The lender ought to offer you a mortgage Estimate within three enterprise days of receiving your utility. The Loan Estimate is a shape that took impact on Oct.
The mortgage estimate let you apprehend any mortgage you follow, whether you're buying a domestic or refinancing one. For the amount, kind, and term of the loan you've implemented, the loan estimate will show your projected final prices, monthly price, interest charge, and annual percentage charge, amongst different info.
The Loan Estimate has to be provided to purchasers no later than three enterprise days when they post a mortgage application. the second shape (final Disclosure) is designed to provide disclosures as a good way to be useful to customers in understanding all the fees of the transaction.
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Analyse what effect the building of an airport may have on the decision of how to use an area of land nearby.
Answers
A landlord entered into a written lease of a bakery for a term of 25 years with a baker. The parties agreed to a right of first refusal if the bakery was offered for sale during the term of the lease. The lease also permitted assignments and subleases on notice to the landlord. Three years later, the baker retired and, after notifying the landlord, transferred the lease to a chocolatier. Twenty-one years later, the landlord entered into a contract with a buyer for the sale of the bakery for $100,000. The landlord had informed the buyer of the lease but had forgotten about the right of first refusal. When the chocolatier learned of the sale to the buyer, she informed both the landlord and the buyer that she wanted to exercise her option and was prepared to purchase the bakery for the contract price. The jurisdiction's Rule Against Perpetuities is unmodified by statute.
Can the chocolatier enforce the option?
Answers
In the given scenario; "Yes, the chocolatier enforce the option because the option touches and concerns the leasehold estate".
What is Jurisdiction's Rule?Jurisdiction is a phrase that refers to a court's power or authority to hear a matter. The ability of federal and state courts to hear cases is governed by both federal and state statutes, as well as the Constitutions of the United States and each individual state.
The jurisdiction's Rule Against Perpetuities: The rule against perpetuities is a legal rule in Anglo-American common law that prohibits people from using legal instruments (typically a deed or a will) to exert control over the ownership of private property for a period of time that extends far beyond the lives of those living at the time the instrument was written.
The exceptions to the rule against perpetuity are-
The rule does not apply to vested interests since vested interests cannot be detrimental to remoteness. The rule does not apply to land acquired or controlled by Corporation. Philanthropic gifts; the rule does not apply to transfers for the benefit of the public for religious, pious, or charitable causes.To know more about jurisdiction and its types, here
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If the multiplier equals 2 and the AD shortfall is $6 million, the desired fiscal stimulus is
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If the multiplier equals 2 and the AD shortfall is $6 million, the desired fiscal stimulus is $3 million.
What is the shortfall?The term shortfall has referred to the deficiency of something in the market. When the availability of goods is not adequate and suppliers fail to provide them. This situation is considered as shortfall.
To calculate the desired fiscal stimulus
desired fiscal stimulus= AD shortfall/ Multiplier
=$6 million/ 2
= $3 million
Therefore, the desired fiscal stimulus is $3 million.
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An optimizing consumer will select a consumption bundle in which Group of answer choices income is maximized, and prices are minimized. utility is maximized, and prices are minimized. utility is maximized, subject to budget constraints.
Answers
An optimising consumer will select a consumption bundle in which Group of utility is "maximized."
What is an Optimising consumer?When consumers are able to obtain the highest indifference curve for their specific level of income within the budget constraint, optimisation takes place.
The experience of customer optimising depends on-
by respecting consumers' time, being friendly, offering resources that are knowledgeable, andresourcefulThe process for optimising a product is-
Use stunning pictures to promote your products.Include many images.In the page's title tags and product descriptions, use keyword phrases that are pertinent to the item.Share endorsements and client feedback.A good image spacing will prevent an overly busy appearance.To know more about indifference curve, here
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Does democracy require equality of income or wealth? discuss why democracy might make a country more or less egalitarian?.
Answers
No, democracy DOES NOT require equality of income or wealth.
What is Democracy?This refers to the political system where power belongs to the people and the people elect their leaders.
Hence, we can see that in a country that practices democracy, there is little influence of this political system to make the society more or less egalitarian (equality) and this is because the people have to make their own choice, irrespective of income or wealth.
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An investment will pay you $95,000 in 10 years. If the appropriate discount rate is 9 percent compounded daily, what is the present value
Answers
The present value of the investment future value is $38,628.40
What is present value?
Present value is the today's worth of a future amount when discounted or expressed in today's dollar equivalence.
The present value of a single future cash flow can be determined using the present value formula below:
PV=FV/(1+r/365)^(N*365)
PV=present value=unknown
FV=future value=$95,000
r=discount rate=9%
N=number of years before the future amount is received=10
365 is an indication of number of years in a year since discounted is compounded daily.
PV=$95,000/(1+9%/365)^(10*365)
PV=$38,628.40
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NEED AN ANSWER ASAP!!
Any answer thats put to just earn pts will be reported and the pts will be removed!
Jasmin purchased a bond priced at 1000.00 issued by Valley’s Trucking whose market value is 600,000. The annual coupon rate is 5%
Given the above information, what is the current yield?
Answers
Answer:
3000%
Explanation:
The Damage Inventory will be used by the ____________ to group damage line items into projects. After grouping, the line items will be used to generate Site Inspection Work Orders.
Answers
The correct answer to fill the blank is Program Delivery Manager. The Damage Inventory is going to be used by the Program Delivery Manager
What is the damage inventory?The damage inventory has to do with the fact that the inventory has become so damaged that they have become useless.
They are the activities for which a person is trying to get public assistance reimbursement for.
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Which of the following can be used to pierce the corporate veil? Group of answer choices adequate capitalization alter ego theory formation of the corporation to avoid personal liability
Answers
The answer is adequate capitalization.
In legal terms, piercing the Corporate Veil refers to a circumstance in which the court lifts limited liability and holds the corporation's owners and/or directors personally liable for the corporation's debts or acts. In many ways, the idea violates the widely held belief that a corporation is an autonomous legal entity with full accountability for its debt as well as the advantages arising from credit provided to it.
The Corporate Veil is a barrier that shields members from the company's actions. Simply put, if a firm breaches a law or incurs obligation, its members cannot be held accountable.
Hence , the correct option is adequate capitalization.
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What types of property are a regular investment target of pension funds, publicly traded real estate companies, and real estate funds, large commercial properties valued well over $10 million ?
Answers
investment-grade properties are a regular investment target of pension funds, publicly traded real estate companies, and real estate funds, for large commercial properties valued at well over $10 million.
What are pension funds?Any plan, fund, or scheme that offers retirement income is referred to as a pension fund, also known as a superannuation fund in some countries. Pension funds are collections of monetary contributions from pension plans established by employers, unions, or other groups to cover the retirement benefits of their members or employees.
Up until recently, the majority of pension funds' investments were made in stocks and bonds, frequently employing a liability-matching technique. These days, they put more money into a wide range of asset sectors, including infrastructure, private equity, real estate, and commodities like gold that can act as inflation hedges.
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Graciela's used to be the industry leader in restaurant supplies, but over the years competition grew and the company's market share declined. Graciela's has launched several marketing campaigns and introduced new products and services. However not much else in the company has changed, and it still relies on the same team of managers. Graciela's is experiencing ______.
Answers
Graciela's in experiencing (D) organizational inertia.
What is organizational inertia?The ability of an organization to make internal adjustments in the face of large external changes is referred to as organizational inertia.What is a competitive advantage?A competitive advantage is an advantageous position that a company wants in order to be more profitable than its competitors.What is a flexible organizational structure?A flexible organization is one that can adapt and respond to changes in its external environment reasonably fast in order to obtain an advantage and maintain its competitive position. An appropriate organizational structure is critical to a company's "flexibility."Reason -In the given situation, Graciela is making changes internally in the company according to the external changes.
Therefore, Graciela's in experiencing (D) organizational inertia.
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Complete question:
Graciela's used to be the industry leader in restaurant supplies, but over the years competition grew and the company's market share declined. Graciela's has launched several marketing campaigns and introduced new products and services. However not much else in the company has changed, and it still relies on the same team of managers. Graciela's is experiencing ______.
Multiple choice question.
(A) competitive advantage
(B) structure following strategy
(C) a flexible organizational structure
(D) organizational inertia
Which of the following schedules is prepared to maintain accuracy in computing product costs? a.Schedule of goods under production b.Schedule of cost of goods manufactured c.Schedule of finished goods d.Schedule of overhead
Answers
b) Schedule of cost of goods manufactured.
For the purpose of maintaining accuracy in calculating product costs, a schedule of cost of goods manufacturing is produced.
What is indicated on the schedule of the cost of manufactured goods?The entire manufacturing expenses for the time period that were added to work-in-progress are listed in the cost of goods manufactured schedule. These costs are then adjusted for the change in the work-in-progress inventory account to determine the cost of goods manufactured.
Why is it vital to have a schedule of manufacturing costs?The Cost of Goods Manufactured Schedule is crucial to have since it gives businesses and management a basic notion of whether production expenses are either high or too low in comparison to the sales they are making.
What is included by the cost of manufactured goods?The entire manufacturing expenses for goods that are completed during a specific accounting period are the cost of goods manufactured. These expenses cover the direct materials, direct labor, and manufacturing overhead for the goods that are moved from the production line to the completed goods stock.
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The schedule of the cost of goods manufactured is prepared to maintain accuracy in computing product costs.
What is product cost definition?When a company produces a good or offers a service, it incurs production expenses, which are sometimes referred to as product costs. Numerous charges are included in these fees. For instance, manufacturing expenses for manufacturers include the cost of the labor and raw materials required to make the product.What are all the product costs?Product Costs are the expenses incurred during a product's creation. Materials, labor, production supplies, and factory overhead are all included in these prices. A product cost includes the price of the labor needed to provide a service to a consumer.What is the purpose of product costing?More specifically, product costing aims to precisely calculate the price of a unit of production (or a service provided) by analysis of all resources utilized in its making.Learn more about product cost here:
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Small-business owners have the opportunity to set the ethical tone for their companies. Modeling ethical behavior is key. Group of answer choices True False
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Small-business owners such as entrepreneurs have the opportunity to set the ethical tone for their businesses (companies) because modeling ethical behavior is key.
What are ethics?Ethics can be defined as a set of unwritten and written standards, principles, values or rules of moral conduct that are established to guide human behaviors, especially with respect to their relationship with others.
This ultimately implies that, small-business owners such as entrepreneurs have the opportunity to set the ethical tone for their businesses (companies) and employees because modeling ethical behavior is key.
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If an input necessary for production is in limited supply so that an expansion of the industry raises costs for all existing firms in the market, then the long-run market supply curve for a good could be a. perfectly elastic. b. upward sloping. c. perfectly inelastic. d. downward sloping.
Answers
The correct option is, (b) upward sloping.
If an input necessary for production is in limited supply so that an expansion of the industry raises costs for all existing firms in the market, then the long-run market supply curve for a good could be upward sloping.Why is curve upward sloping?The AE curve shifts down as r increases, shifting the intersection of the AE curve and 45 degree line to the right with a greater semi-equilibrium level of Y. This results in an upward slope for the IS curve.Is the IS curve upward or downward sloping?The downward slope of the IS curve results from the fact that when interest rates down, investment rises, increasing output. The LM curve depicts the equilibrium of the money market. Because increased income raises demand for money and raises interest rates, the LM curve has an upward slope.
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How are enterprise resources planning (ERP) systems related to supply chain management (SCM) systems
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Enterprise resource planning helps supply chain management with a better estimation of future events and helps them in managing their inventory.
What is supply chain management?
Supply chain management help to maintain the distribution or movement of material in converting the final products based on customer needs and market preferences.
Enterprise resource planning helps organizations estimate future events and smooth operations in the business process. It helps in optimum utilization of resources by forecasting to achieve better efficiency in business.
This helps SCM to maintain the movement of goods and services based on trends in the market and forecasting demand to continue an adequate supply of goods and services.
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What two steps can a project manager take to overcome the planning fallacy?
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Two steps that a project manager should take to overcome the planning fallacy are:
A) Meet with teammates to uncover potential risks.
C) Consider all risks and carefully examine them.
The planning fallacy is a phenomenon in which predictions about how an awful lot of time might be wished to finish a future task show an optimistic bias and underestimate the time needed.
commonly, participants in those research show off the making plan fallacy. As an example, college college students are generally renowned that they've commonly completed beyond assignments very close to their deadlines, yet they insist that they will end the following undertaking well in advance of the brand new cut-off date.
The making plans fallacy refers to a prediction phenomenon, all too familiar to many, wherein humans underestimate the time it'll take to finish a future task, in spite of the information that previous responsibilities have commonly taken longer than planned.
The question is incomplete. Please read below to find the missing content.
What two steps can a project manager take to overcome the planning fallacy?
A)Meet with teammates to uncover potential risks.
B)Expand the project’s scope.
C)Consider all risks and carefully examine them.
D)Increase the project’s budget.
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Consumers determine value of the product on the basis of _______. a. perceived satisfaction b. the opportunity cost to buy the product c. what other people buy d. discounts availed
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Consumers determine value of the product on the basis of the opportunity cost to buy the product.
Opportunity cost – in macroeconomic theory, the opportunity cost of one activity is the loss of value or benefit that would be incurred by engaging in that activity, in comparison to engaging in an alternative activity offering better return in value or benefit.
When the consumers calculate the value of product, they look at the benefits and then subtract the cost to see if the benefits exceed the costs.
Therefore the consumers determine value of product on the basis of opportunity cost to buy the product by doing cost benefit analysis.
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Because state corporate laws differ, persons wishing to incorporate may look for the state that offers the most advantageous tax or other provisions. Group of answer choices False True
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This is true Because state corporate laws differ, persons wishing to incorporate may look for the state that offers the most advantageous tax or other provisions.
State corporate lawsThe primary law regulating corporation management and activities is state corporate law. Each state adopts its own corporate statutes and creates its own common law to interpret those statutes. In general, shareholders who want to file lawsuits to enforce their rights must do so in accordance with state law.
State laws are generally responsible for establishing and regulating corporations, and many of them adopt the ABA's Model Business Corporation Act.
Corporate lawyers advise corporations on their rights and obligations in order to ensure that all of their transactions are compliant with the law. In essence, they strive to ensure that businesses make decisions that are both beneficial and legal.
Given that it imposes no taxes on corporation income, corporate shares, franchises, or personal income, Nevada frequently tops the list of places to incorporate for tax reasons.
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Allison is facing challenges because of changes to the toy product lines and quality goals. Which category of pressure for organization change is she contending with
Answers
The category of pressure for organization change is she contending with is: Competition
What is Competition?Competition can be defined as the process of competing with others or the pressures for organization change by competing with competitors, leading to creating products with more characteristics or features .
Hence, based on the scenario the category of pressure for organization change is she contending with is Competition.
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The dollar is said to appreciate against the euro if the exchange rate falls. choose one:
i. Other things the same, it will cost fewer euros to buy U.S. goods. the exchange rate falls. ii. Other things the same, it will cost more euros to buy U.S. goods. the exchange rate rises. iii. Other things the same, it will cost fewer euros to buy U.S. goods. the exchange rate rises. iv. Other things the same, it will cost more euros to buy U.S. goods.
Answers
For equipment purchased from the United States, European businesses will pay less in euros.
What would happen if the US dollar increased in value relative to the euro?The dollar now "buys" more euros if the exchange rate between the two currencies rises to $1 for 0.94€. As a result, purchasing European items is now more affordable. As U.S.-made goods are now more expensive, U.S. exports would decrease while imports from nations that use the euro would increase.An increase in the value of one currency in comparison to another is known as currency appreciation. For a variety of factors, including governmental policies, interest rates, trade balances, and business cycles, currencies appreciate against one another.learn more about dollar is said to appreciate against the euro here https://brainly.com/question/13825174
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Sometimes employees will deliberately overstate the amount of materials and/or labor that should be required to complete a job. The difference between inflated and realistic standards is known as:
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Sometimes employees will deliberately overstate the amount of materials and/or labor that should be required to complete a job. The difference between inflated and realistic standards is known as budget slack.
A budgetary cushion known as "budgetary slack" aims to increase the likelihood that actual performance will exceed expectations. Underestimating the quantity of revenue or income to be generated or overestimating the number of expenses to be incurred are the two ways to create budgetary slack.
The intentional under- or over-estimation of expected revenue or expenses is known as budgetary slack. This gives managers a considerably better opportunity to "make their numbers," which is crucial for them if performance reviews and bonuses are dependent on meeting budgetary targets.
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What types of securities would a mutual fund called Westgo Fixed Income Fund be likely to hold in its portfolio
Answers
The Westgo Fixed Income Fund is a mutual fund that holds an array of bonds and common stocks in its portfolio.
What is a mutual fund?A kind of financial vehicle in which assets from shareholders are pooled to invest in different securities like bonds, stocks, and many more. It is maintained or held by individuals or small investors.
For a smart investment, a fund holder has a manager, who is named as an investment adviser. This adviser works for the mutual fund shareholder. It is the adviser's responsibility to monitor market trends and advise the investor or holder on where and how much to invest.
Therefore, Westgo Fixed Income Fund is a mutual fund that holds an array of bonds and common stocks in its portfolio.
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Fred's Fans purchased two identical fans for resale. Fan 1 was purchased in April for $76 and Fan 2 was purchased in May for $80. One of the fans was sold in June for $100 and Fred reported a gross margin of $24. Fred is using the ______ inventory method.
Answers
Answer:
sesemi vivy 67g bb
Explanation:
Robots
y-axis
.
B
.
A
D
What does Point B identify?
What does Point X identify?
Soap
x-axis
Having trouble reading the graph? This description will help.
Soap is along the x-axis.
Robots are along the y-axis.
• Points B, D, and C are on the curve line.
• Point A is inside the curve line.
• Point X is outside the curve line.
Use the PPC above to answer the following questions.
Answers
Based on the PPC given, the points given would represent the following:
Point B = Efficient use of resources. Point X = Impossible use of resources. Point A = Underutilized resources.What do points on the PPC represent/Points on the curve represent the efficient usage of resources because they show that all available resources are being used. Points B, C, and D are therefore all efficient.
Point X is impossible because all points outside of the PPC are not attainable due to a lack of resources. Point A shows that the available resources are not being fully utilized.
Options to describe the points:
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A company with technical support staff in another country mostly benefits from changes to.
Answers
A company with technical support staff in another country mostly benefits from changes to communications.
A verbal exchange degree specializes in how humans engage and talk with each other. Previous to the digital age, communication diploma programs had been restrained to the take a look at of verbal interactions and communique in traditional print mediums consisting of newspapers.
Communications experts deal with public relations, statistics output, and media requests. They can also plan social media campaigns or marketing efforts for a commercial enterprise. Universal, make sure an enterprise has high-quality and powerful marketing each time a marketing campaign is within the works.
Nowadays, possibilities abound for the communique grad, and they're wider attaining and better paying than ever. As an example, the 2015 median pay for writers become extra than $60,000, editors and public relations specialists greater than $fifty six, 000 and for technical writers it was greater than $70,000.
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Answer: b. communications
Explanation: