The shift in the labor supply curve comes when D. The government increases its provision of childcare services.
What is a labor supply curve?The labor supply curve illustrates the number of hours that workers would be willing to put in at various pay rates. In general, employees will be willing to work greater hours the better their pay is. The labor supply curve moves to the right as the labor supply grows. It will move to the left if it declines.
There are various factors that cause the labor supply curve to shift left or right:
Preferences & incomePopulationPrices of goods and servicesExpectationsTo learn more about labor supply curve visit:
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a sales executive at universal containers wants to be notified whenever high-value opportunities are created for hot accounts. what should an administrator do to meet this requirement?
At universal containers, a sales executive wants to be notified whenever high-value opportunities are created for hot accounts. To meet this requirement, an administrator should create the workflow field update for the opportunities.
Universal Containers is a fast-expanding international container supplier. The company manufactures all types of containers, from simple postal containers to custom equipment packing to big cargo shipping containers. Universal Containers has a staff of auditors spread throughout the firm who all require access to high-value opportunities.
Whenever a high-value opportunity is created at Universal Containers, a sales executive needs to be notified. For this purpose, the administrator uses the workflow field update for this opportunity.
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the approach to ethics advocates that a manager in a multinational firm who sees other firms operating in the same nation not following ethical norms, may follow
The Naive Immoralist Approach to Ethics recommends a management in a multinational corporation who observes other corporations in the same country not upholding ethical standards.
Unrelated to its owners, a company is a separate legal entity. Numerous legal rights and obligations apply to businesses just like they do to people. They are able to make agreements, lend and borrow money, file lawsuits and defend them, appoint personnel, possess property, and pay taxes. Corporate entities are sometimes referred to as "legal persons." Unlike its owners, a company is considered to be a separate legal entity.
Numerous legal obligations and rights that apply to individuals also apply to corporations. Limited liability, which prevents a corporation's shareholders from being held personally liable for the debts of the business, is a crucial component. An individual or group of people with a common objective can form a corporation.
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blyrie inc., a sports goods manufacturing company, follows a policy that involves manufacturing only when the demand exceeds the amount of goods already manufactured. given this information, blyrie inc. most likely uses a capacity strategy to expand its capacity.
As Blyrie inc. follows a policy that involves manufacturing only when the demand exceeds the amount of goods already manufactured, Blyrie inc. most likely uses a c. capacity lag strategy to expand its capacity.
In the field of business, such a strategy in which a business starts to efficiently produce a product when its demand increases in the market is referred to as a capacity lag strategy.
The capacity lag strategy is a kind of conservative strategy as the production is increased only when there is an increased demand in the market. In this way, the chances of loss will be less and the business will be cost-effective.
However, a capacity lag strategy can cause a business to lose its previous customers if there arises a shortage in the market.
Although a part of your question is missing, you might be referring to this question:
Blyrie inc., a sports goods manufacturing company, follows a policy that involves manufacturing only when the demand exceeds the amount of goods already manufactured. given this information, Blyrie inc. most likely uses a capacity strategy to expand its capacity.
a. capacity straddle strategy
b. capacity reduction strategy
c. capacity lag strategy
d. capacity lead strategy
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the first essential characteristic of a perfectly competitive market is this: buyers and sellers have so much competition, they have no ability at all to set their own
The first essential characteristic of a perfectly competitive market is this: buyers and sellers have so much competition, they have no ability at all to set their own price.
A flawlessly aggressive organization is referred to as a charge taker because the strain of competing companies forces them to simply accept the winning equilibrium charge withinside the marketplace. If an organization in a superbly aggressive marketplace increases the charge of its product with the aid of using a lot as a penny, it's going to lose all of its income to competitors.
The 3 number one traits of best opposition.
no organization holds a vast marketplace share, the enterprise output is standardized, there's freedom of access and exit. The green marketplace equilibrium in a great opposition is in which marginal sales equals marginal costLearn more about price here:
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(03.06 MC) Which of these is an example of the broad economic goal of growth?
The federal government awards technology development contracts to U.S. businesses.
Thus, the correct option is C.
What is economic goals?The desired core elements of a mixed economy are economic objectives.
The main objectives of the economy are, in general, to achieve full employment, economic growth, economic stability, equality, and increased effectiveness. Notably, each nation has its own set of economic objectives.
Efficiency, equity, economic freedom, full employment, economic growth, security, and stability are some examples of national economic goals.
Economic goals are not always compatible with one another; the price of achieving any one goal or set of goals is having fewer resources available to devote to the other goals.
Economic stability is the most crucial economic objective. This is so that other macroeconomic goals can be attained, which is made possible by economic stability.
Prices may fluctuate if the economy is not stable; this may lead to inflation or deflation, which will affect the currency effect.
Market economies, planned economies, centrally planned economies, socialist economies, and communist economies are the various types of economic systems.
The ownership of economic resources and the distribution of those resources define all of these.
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__________ _________ compare alternatives using branching technque based on known quantitative data, explicit knowledge and object facts to make a decision.
The assertion is untrue. Because the decision-making process typically does not consider qualitative aspects, management decisions are mostly dependent on quantitative data.
managerial choices Making involves choosing a plan of action after weighing many choices in order to carry out a company enterprise's objectives. decision-making Problem-solving, planning, budgeting, staffing, training, organizing, and managing are all part of management decisions .
In contrast to the control selection problem, which asks what the decision-maker wants to do, the advertising and marketing studies dilemma asks what information is desired and how it might be best received. Research is to provide the data necessary for a reliable judgment.
Making decisions making is possibly the most important aspect of a manager's duties. It is the most important factor in the planning process. even though management choices, decide on a variety of issues, including what goals their company will pursue, what resources they'll use, and who will carry out each necessary task.
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What was the most important export to come from africa through the triangular trade route?.
Rum was the most important export to come from africa through the triangular trade route.
Why was the triangular trade important?Important information about the Triangular Trade consist of : The Triangular Trade was a trading route that promotes the transport of imports and exports between Great Britain, Africa, the Caribbean, and America. The route was a supporter of British colonialism between the 1500s and 1700s and largely funded the British economy.
How did Europe benefit the most from the triangular trade?Triangular trade benefited European nations as it opened new markets for their own goods while also allowing them to obtain trade commodities that may be exchanged for goods produced in the West Indies.
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a restaurant located in the financial district or a cafe in a corporate headquarters may enjoy strong weekday sales but may not be able to justify staying open on weekends. what type of sales volatility is implied here?
Type of sales volatility is implied here is Volatility in day-to-day sales.
What is sales volatility?A statistical measurement of volatility is the dispersion of returns for a certain securities or market index.
Your upside is limited to the option's premium when you sell it, but your downside is theoretically uncapped. If you sell a call option short, your losses are beyond bounds.
The total number of time periods, T, is calculated by multiplying the standard deviation by the square root of that number. It illustrates the yearly change in market prices in finance.
Volatility is the rate of change in a stock's price over a predetermined period of time. Stock price volatility is usually correlated with increased risk, which helps investors predict probable future swings.
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davenport incorporated offers a new employee two options. first, the employee can receive a one-time signing bonus at the date of employment. second, the employee can take $30,000 at the date of employment and another $50,000 two years later. assuming the employee's time value of money is 8% annually, what single payment in the first option would be equal to the total of the payments in the second option
$72,867.
The lump sum equivalent would be $30,000 + the present value of $50,000 where n = 2 and i
= 8%. That is, $30,000 + ($50,000 x 0.85734 from Table 2) = $72,867.
Lump changed into fashioned in June 2016 after singer-songwriter Laura Marling and Mike Lindsay of folktronica organization Tunng met at a Neil Young live performance. Both had been mutual fans of each other's work and they right away started making songs together, culminating in a self-titled debut which was launched in 2018 to robust essential reception. The duo "had no idea" if they could make a 2nd Lump album, but were thrilled through the mission's ability for similar exploration and enlargement, in addition to its independence from the track they had been high-quality acknowledged for. Recording commenced in spring 2019, with Marling coming to Lindsay's domestic studio in Margate, Kent every two weeks between might also and November of that yr. Like their debut, Lindsay served as lead composer and musical director, whilst Marling furnished vocal melodies and lyrics.
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you are an it consultant, and you are asked to create a new system for a small real estate brokerage firm. you have no experience with o-o approach, and you decide to try it. how will you begin? how will the tasks differ from structured analysis?
Object orientated method is a method in which gadgets are given extra significance alternatively over technique, and statistics over logic. So, first of all the item-orientated method, the must be first identification of the desired gadgets.
The required details for Object orientated method in given paragraph
Whatever entities play a function within side the actual property brokerage film, all the ones entities can be first modeled around. This first step may be referred to as as requirement evaluation step. Here, the want is to perceive the gadgets.
In 2nd step, behavior of the gadgets want to be recognized and based thus if a few behavior may be made common (inheritance) or reusable (interface) or connected to every other entity (aggregation, composition).
Third step can be to begin designing and documenting the practical necessities.
Fourth step can be to begin imposing the machine primarily based totally at the necessities mentioned hotel 0.33 step.
Fifth step can be to study the implementation and do adjustments if required.
Sixth step can be to check the machine and make sure that every one necessities are met and there aren't any technical regressions or flaws within side the functionality.
All those duties vary from based evaluation in a manner that during based manner, the item identification, cause and shape isn't given significance and therefore the implementation would possibly get commenced without delay with the requirement technique and as in step with want handiest new functionalities can be created at the fly so that it will result in the non-prepared manner of implementation.
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As you read this question, each individual word appears as a separate unit because letters are closer to each other when they are part of a word versus when they are not. This is an example of the gestalt principle of.
As we read this question, each individual word appears as a separate unit because letters are closer to each other when they are part of a word versus when they are not. This is an example of the gestalt principle of proximity.
According to the gestalt principle of proximity, such things that are more closer to one another than others are considered to be more related to each other than things that have more space in between them.
When we read a question or a statement, each word is a separate unit because the letters in the words are more closer to each other than the other words in the sentence. Hence, we consider the letters of each word as a single and separate unit and consider them to be closer. This is an example of the gestalt principle of proximity.
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evaluating and understanding local economic conditions are critical before entering a foreign market. all of the following are key factors to consider except for: group of answer choices per capita income stage of economic development population economic growth rate direct investment currency exchange rate
Factors to Consider When Entering a Foreign Market
Gross Domestic Product. Gross domestic product (GDP) is the value of the goods and services produced in an economy.Unemployment Rate. Inflation.When entering foreign markets, What is the basic entry?There are three standard entry options for overseas markets. These are: Exporting is the act of selling goods and services to foreign nations. You can create a business in another area to manufacture goods and provide services if you have a licence.
Direct export, licencing, foreign direct investment, international agents and distributors, joint ventures, and strategic alliances are a few of the ways you might enter the global market.
Market potential analysis is the initial stage in choosing a foreign market. Data about population, GDP, per capita GDP, public infrastructure, and ownership of things like cars and televisions are frequently found in publications like those described in "Building Global Skills."
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priya used to have to drive one hour to work and back every day. because many employees lived in priya's city, the company opened a new cubicle farm there to help cut back everyone's commute. this is an example of:
Priya used to have to drive one hour to work and back every day. Because many employees lived in Priya's city, the company opened a new cubicle farm there to help cut back everyone's commute. This is an example of
a satellite office.
A satellite operation is a small office or branch workplace in a one-of-a-kind region from an organization or authorities company's main workplace. reasons for starting a satellite operation can also encompass accomplishing an underserved location, expanding market percentage, and the lifestyle/pleasant of life elements for personnel.
A satellite office, which is now and again known as a branch workplace, is part of a bigger agency but is placed in a specific location.
Satellite tv for pc places of work are generally smaller than the headquarters and can be masses of miles far from the principal operations.
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the government imposes a price control law which causes the market to trade at a new price, and at this price, the quantity demanded is less than the quantity supplied. what kind of price control did the government impose?
The government imposes a price control law which causes the market to trade at a new price, and at this price, the quantity demanded is less than the quantity supplied. what kind of price control did the government impose an effective price floor.
When the authorities impose a restriction on how excessive a charge can go quantity demanded, something that economists name a “charge ceiling,” there are feasible outcomes. If the charge ceiling is above the charge that could have existed withinside the loose market, then the charge ceiling has no effect. Price ceilings are normally imposed at some stage in crises—wars, harvest failures, herbal disasters—due to the fact those occasions regularly result in surprising charge will increase that harm many human beings however produce massive profits for a fortunate few.
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it is assumed that in most cases the decisions of all managers are limited by . not being able to act rationally or in the best interests of t
In the decision making, all managers are limited by not being able to analyze all information for all alternatives.
In management, decision making plays an important role, because the quality of these decisions will determine the effectiveness of the plans drawn up. Decision making can be defined as a process of selecting the best alternative from several alternatives systematically to be followed up (used) as a way of solving problems.
In management system, decision making is the key, because decision making is associated with the implementation of planning, in terms of deciding the goals to be achieved, who will carry out, who is responsible for the work assigned, the resources to be used, and others.
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on 12/31/21, hite industries reported retained earnings of $490,000 on its balance sheet, and it reported that it had $100,000 of net income during the year. on its previous balance sheet, at 12/31/20, the company had reported $445,000 of retained earnings. no shares were repurchased during 2021. how much in dividends did the firm pay during 2021?
Hite Industries paid $55,000 in dividends during 2021.
We can calculate how much Hite Industries paid in dividends during 2021 with the following formula:
Dividends = Net income - change in Retained Earnings
Dividends = Net income - (Retained earnings 2021 - Retained earnings 2020)
Where:
Net income = $100,000
Retained earning for 2021 = $490, 000
Retained earning for 2020 = $445,000
Dividends = $100,000 - ($490, 000 - $445,000)
Dividends = $100,000 - $45,000
Dividends = $55,000
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Kenda needs her manager to review the memo she wrote so that she can send it out to her clients before the end of the day. what's the best way for kendra to end her email to her manager?
The best way for kendra to end her email to her manager is: A. Please review the memo and let me know if you have any changes by 3 p.m. today.
Who is a manager?A manager can be defined as the person whose roles and responsibilities is to supervise, control and coordinate the day to day activities of a business operation so as to ensure smooth running as effectively managing a business operation can enables the company to achieve their set goals.
On the other memo tend to often official message that is formally address to a person within an organization or a person outside an organization such as a clients.
Based on the given scenario since she has to submit the memo before the end of the day the best thing is to tell her manager politely to help her review the memo as the manager may want to add or remove some words she included in the memo.
Therefore the correct option is A.
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The complete question is :
Kenda needs her manager to review the memo she wrote so that she can send it out to her clients before the end of the day. What's the BEST way for Kendra to end her email to her manager?
Please review the memo and let me know if you have any changes by 3 p.m. today.
Here's the memo I want to send clients today.
Please review the memo for any spelling or grammatical errors.
Do you think this looks OK?
ishares msci are group of answer choices open-end mutual funds sold otc. exchange traded funds that are not subject to u.s. sec and irs diversification requirements. exchange traded funds that are subject to u.s. sec and irs diversification requirements. none of the options
ishares msci are group of exchange traded funds that are not subject to u.s. sec and irs diversification requirements.
The iShares MSCI emerging Markets ETF seeks to music the funding effects of an index composed of massive- and mid-capitalization rising marketplace equities.
iShares is a global chief in trade Traded budget (ETFs) with a line-up of over 1,250 funds. As part of BlackRock, iShares ETFs harness information and innovation to pressure progress for the financial enterprise and our traders.
iShares' range of ETFs makes it convenient to make investments for the long term, reduce danger, and fit monetary desires with what topics to you. iShares ETFs can typically assist reduce tax consequences because of their approach and structure.
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hen a company has different products with different contribution margin ratios, the relationship of total company contribution margin to total company sales revenue is known as the
When a company has different products with different contribution margin ratios, the relationship of total company contribution margin to total company sales revenue is known as the average contribution margin ratio.
What is the relationship of contribution margin and sales?
The contribution margin highlights the portion of a product sales revenue that is not used up by variable costs, and so contributes to holding the company's fixed costs. The concept of contribution margin is basic fundamental keys in break-even analysis.
Why is contribution margin ratio important?It is an accounting term that allows business owners and managers track product profitability. The contribution margin is crucial to understand as it shows how much of a product revenue is currently available to cover fixed costs and contribute to the firm profit.
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An organizational ______ is someone whose accomplishments embody the values of the organization and whose accomplishments are put forth to motivate other employees to do the right thing.
An organizational hero is someone whose accomplishments embody the values of the organization and whose accomplishments are put forth to motivate other employees to do the right thing.
A "hero culture" refers to a company or functional division of a company that is driven by a team of diligent, extraordinarily gifted "heroes" that operate solely on their strength, determination, and expertise.
Because others in the company frequently purportedly lack the information, judgement, experience, training, or skills necessary to perform the job, the business's heroes put in the long hours to get the job done.
It is challenging to change an operational culture centered on business processes from a hero culture.
The core group of highly brilliant and motivated individuals that make up the core of organizations that meet the hero culture profile are known for their quick development.
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the way a product spreads through the population is known as . multiple choice question. the adoption sequence the product life cycle market modification diffusion of innovation
The way a product spreads through the population is known as the diffusion of innovation.
We can simply describe the diffusion of innovation as the ways by which new innovations tend to spread amongst people. Diffusion of innovation are the various ways by which technology or any other new innovation is able to become common and spread.
Usually, diffusion of innovation will be greater if it is more reliable for people to use and is something that can be of benefit to the population. The diffusion of innovation will be slower if a product or innovation does not offer something unique or valuable.
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the effective interest rate for bond issuance in may, 2020 was 2.02%. how much will it cost apple to serve its new debt annually? (put it differently, what is an interest expense related to the mentioned bond issuance?
The annual repayment of the new debt will cost $171.7 million. This is the interest expense related to the aforementioned bond issue.
The interest expense of the accounting unit is the cost of borrowing money. In the income statement, interest expense is a non-operating expense. The cost of borrowing money is referred to as interest cost. It is a fee charged by the lender to the borrower for the use of the lender's funds. Interest expense on the income statement can show debt from banks, bond investors, and other sources as well.
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what might be the objectives if a salesforce calls on retail accounts: answers a) introducing new product lines. b) making sure merchandising displays are put in place. c) attempting to increase the amount and quality of shelf space given to their product. d) encouraging the account to cooperate with promotion programs. e) all of the above.
If a salesforce calls on retail Introducing product lines, ensuring that merchandising set up, raise the quantity, quality of shelf allocated to their product, and pushing to participate with promotion campaigns
The retail sector uses customer relationship management software from Salesforce to assist businesses with their digital transformation and future-proofing.
With Salesforce, one can use the intelligent customer data we get to create detailed customer profiles and buyer personas. These profiles can help one comprehend our data better and enable you to cater to a wide range of clients.
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a payroll tax is a a.tax that each firm must pay to the government before the firm can hire workers and operate its business. b.fixed number of dollars that every firm must pay to the government for each worker that the firm hires. c.tax on the wages that firms pay their workers. d.tax on all wages above the minimum wage.
Compared to businesses, workers will pay an equal share of the tax.Tax is the official financial levy that the government imposes on the income of its constituents.
. It aids in the funding of the government’s social welfare initiatives.It is unlawful to fail to pay it.In this instance, the mayor wants to collect half the taxes from businesses and half from workers in order to pay for a new water park in the city. Only once the demand and supply of labor are both elastic enough to divide the tax burden evenly will mayor be able to do so.Therefore, in compared to businesses, workers will pay an equal share of the tax.
The productivity of employees has an impact on the wage a company is ready to offer.• The level of consumer demand for the products and/or services the business produces.• The quantity of fringe benefits that the business must provide by law.• How much payroll taxes the company is required to pay.It should be emphasized that businesses will be willing to pay more for their employees when productivity increases and consumer demand for a good rises.
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swathmore clothing corporation grants its customers 30 days’ credit. the company uses the allowance method for its uncollectible accounts receivable. during the year, a monthly bad debt accrual is made by multiplying 2% times the amount of credit sales for the month. at the fiscal year-end of december 31, an aging of accounts receivable schedule is prepared and the allowance for uncollectible accounts is adjusted accordingly. at the end of 2023, accounts receivable were $588,000 and the allowance account had a credit balance of $52,000. accounts receivable activity for 2024 was as follows: beginning balance $ 588,000 credit sales 2,690,000 collections (2,553,000) write-offs (46,000) ending balance $ 679,000 the company’s controller prepared the following aging summary of year-end accounts receivable: age group summary amount percent uncollectible 0−60 days $ 405,000 3% 61−90 days 96,000 10 91−120 days 56,000 26 over 120 days 122,000 37 total $ 679,000 required: 1. prepare a summary journal entry to record the monthly bad debt accrual and the write-offs during the year. 2. prepare the necessary year-end adjusting entry for bad debt expense. 3-a. what is total bad debt expense for 2024? 3-b. how would accounts receivable appear in the 2024 balance sheet?
Swathmore Clothing Corporation, which offers its clients a 30-day credit period, will incur bad debt expenses of $58000 in 2024. For its receivables that aren't recoverable, the corporation employs the allowance approach.
Financial statements: At the conclusion of each accounting year, the corporation reports these statements. They offer information on the annual earnings, cash on hand at year's end, assets, bad debt expenses, liabilities, stockholders' equity, and retained earnings of a corporation. Basic financial statements include the ones listed below:
• Income statement
• Balance shee
• Statement of retained earnings
• Statement of cash flows
Statement of assets, liabilities, and owner equity as of a specific date in the business enterprise's bad debt expenses fiscal year is referred to as the balance sheet. In a nutshell, it also shows how a company's finances are doing.
A financial claim or statement known as a "accounts receivable" indicates that the seller will quickly receive payment from the customer for the goods or services they bad debt expenses have received. Receivables are classified as current assets on the balance sheet statement.
Allowance method: Because uncollectible accounts cannot be predicted at the time of credit sales, businesses estimate the percentage of uncollectible accounts.
Step: 1
1.1
Prepare journal entry to record the bad debt expenses for the year 2016.
Working note:
Determine the amount of bad debt expense.
Bad debt expense=credit sales * 2%
=$58000
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What is the effect on the financial statements when writing off an uncollectible account under the allowance method?.
When debts are written off, they are removed as assets from the balance sheet because the company does not expect to recover payment. In contrast, some of the bad debt value remains as an asset.
An asset is a resource having economic worth that a person, organization, or nation owns or manages with the hope that it may balance sheet someday be useful.
A company's balance sheet lists its assets. They are divided into current, fixed, financial, and intangible categories. They are acquired or produced When debts are written off, they are removed as assets from the balance sheet because the company does not expect to recover payment. In contrast, some of the bad debt value remains as an asset to raise a company's worth or enhance its operations.
Whether it's a piece of manufacturing equipment or a patent, an asset can be looked of as anything that can, in the future, increase sales, lower costs, or generate cash flow.
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troy is interested in buying a particular stock whose current dividend per share is $1.10. troy estimates that the current dividend per share will increase at a rate of 2.15% per year forever. if troy's estimates are correct, what is the best estimate of the stock price per share if the required rate of return is 16.00%.
0.250180505 is the best estimate of the stock price per share if the required rate of return is 16.00%.
Stock Price =D1/(ke-g)
D1 =1.10*(1+2.15%) = 3.465
ke =16.00%
g =2.15%
Stock Price =(1.10*(1+2.15%))/(16.00%-2.15%) = 0.250180505 Per Share
The dividend growth rate is the annualized percentage rate of growth that the dividend of a given stock experiences over time. The dividends provided to investors on a monthly basis are something that many established companies aim to grow. For stock valuation models known as dividend discount models, knowledge of the dividend growth rate is a crucial input.The dividend discount model must be used, and this requires knowing how to calculate the dividend growth rate. A specific category of security-pricing model is the dividend discount model. The dividend discount model makes the assumption that a given stock's price is determined by the expected future dividends, discounted by the difference between the company's internal growth and the estimated dividend growth rate.Learn more about Dividend growth rate, here
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Your employer does not own the rights to your work email. True Or False?
Answer:
False.
Explanation:
Your employer can access it because it's not private.
Which parts of your business are not profitable?
Answer:
A non-profit business is a tax-exempt organization formed for religious, charitable, literary, artistic, scientific, or educational purposes. Its shareholders or trustees do not benefit financially. Any money earned must be retained by the organization and used for its own expenses, operations, and programs.
Explanation:
Answer: The activities an organization performs in order to fulfil its CSR responsibilities are not profitable.
Explanation: Every company undertakes certain steps in order to fulfill its CSR (Corporate Social Responsibility). They include donations to NGOs, building safe and healthy work environments for its employees, etc. Even though they don't render any profits to the organization, they prove to be beneficial while making a brand image and brand name. These bring in goodwill for the company.
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which would be found in an appraisal but not in a cma? a) description of the subject's amenities b) listing of current properties c) description of highest and best use d) adjustment of comparable sales
The answer is description of highest and best use. A CMA does not go to an appraisal's depth in describing highest and best use.
Personnel is the primary distinction between an appraisal and a CMA. A licensed appraiser performs an appraisal on behalf of the bank as opposed to a real estate agent who conducts a CMA. The bank will request a property appraisal after a buyer files for a loan to buy your house. Although appraisers employ comparison techniques like to a CMA, unlike real estate agents, bank appraisers have no financial stake in the home's sale. To make sure that the bank isn't loan the buyer more money than is necessary, the appraiser's visit is intended to establish your home's fair market value.
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