A financial institution is not an insurance firm.
Which financial institutions do you mean?A place that fulfills and facilitates cash payments, such as loan, mortgages, and deposits, is often referred to as a financial institution. Consumers may manage their finances and establish a solid foundation with financial institutions.
What kind of financial institution is the most typical?Because they provide the most financial services, banks are the most prevalent financial institution. Banks provide a wide range of services, including checking and savings accounts, auto, student, and house loans, financial advice, ATMs, direct deposit, and currency swaps.
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eco 102 what did the federal open market committee decide to do regarding the federal funds rate at its november 1st-2nd, 2022 meeting?
After increases of 0.75% in June, July, September, and November, the Federal Open Market Committee (FOMC) decided to hike the federal funds rate more gradually. 50% (50 basis points ((100 basis points = 1%)) to 4.25% - 4.50%.
After a 15-year hiatus, the federal funds rate has reached an all-time high. According to its statement from last May, the FOMC still anticipates more hikes in the federal funds rate and will keep selling off Treasury and agency debt and agency mortgage-backed securities throughout 2023.
Provided Explanation: Expenditure and output appear to be increasing at a moderate rate, according to recent data. Gains in employment have been strong as of late, and the unemployment rate has stayed quite low. Supply and demand mismatches brought on by the epidemic have resulted in persistently high inflation, as have the rising costs of food and energy.
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with a site under control, the developer will begin to evaluate the feasibility of the project. the main tool that a developer will use in determining the financial feasibility of a project is
Net Present Value (NPV) , The value of prospective hazards is evaluated through feasibility studies. Real business possibilities can be distinguished from potentially risky investments through a thorough feasibility study.
What do you mean by Feasibility ?
A feasibility study is a thorough evaluation that takes into account all of the important factors of a proposed project to ascertain the chances of success. Return on investment, which indicates that the project will produce enough profit to justify the investment, is one way to describe success in business.
the likelihood that something can be manufactured, accomplished, or justified: We're examining the viability of constructing a shopping center there. Achievable.Analyzing a business idea's viability is the process of doing so. A: What does "feasibility analysis" entail? It is the initial assessment of a company idea, carried out to ascertain whether the idea is worthwhile pursuing.To know more about Feasibility please click here ; https://brainly.com/question/15016731
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in a legal dispute, when there is a conflict between the preprinted clauses and the handwritten information in a real estate contract, which information takes precedence?
In a legal dispute, when there is a conflict between the preprinted clauses and the handwritten information in a real estate contract, Handwritten information takes precedence.
In the event that a handwritten agreement fulfills the requirements for all agreements, including common assent, limit, thought, and lawful legitimacy, it is enforceable. With regards to the enforceability, there are no lawful qualifications among manually written and composed arrangements.
An officially composed, proficient agreement ordinarily rings a bell when a great many people consider an agreement. In any case, a written by hand agreement might be comparably lawfully restricting as a composed one.
Contrasting written by hand data with composed ones uncovers specific commonsense restrictions. Be that as it may, if appropriately designed and drafted, they are absolutely legitimate and, in practically all conditions, desirable over verbal agreements.
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francisco was transferred from phoenix to atlanta. he sold his phoenix residence (adjusted basis of $250,000) for a realized loss of $50,000 and purchased a new residence in atlanta for $375,000. francisco had owned and lived in the phoenix residence for six years. what is his recognized gain or loss on the sale of the phoenix residence and his basis for the residence in atlanta?
Recognized gain or loss on the sale of the phoenix residence is $0 and his basis for the residence in Atlanta $375,000.
According to Code Section 1001(c), a taxpayer must typically recognize gain or loss on the sale or exchange of property. If the sum realised exceeds the seller's adjusted basis in the property, the seller has gained. When the property's adjusted basis exceeds the amount realised, the seller suffers a loss (Code Section 1001(a)).
The profit you realise from selling an asset counts as a recognised gain. Realized gains, which describe the amount of money you made from the transaction, are different from recognised gains. The basis, or the cost at which you acquired the asset, governs the amount of profits that can be recognised.
Since Fran lived in her Phoenix home for six years, she is eligible for the section 121 exclusion of capital gains up to $250,000. (as she is single). $50,000 of her realised gain is exempt under section 121's exclusion. Her recognized gain is therefore $0. The cost of the new home's acquisition plus any capital renovations are included in its adjusted basis. Fran paid $375,000 for a house in Atlanta. There were no substantial upgrades done. Fran's adjusted basis for her Atlanta home is therefore $375,000
Fran's realised gain is therefore $0, and the new home's adjusted basis is $375,000
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barter ______ a means of payment. when trading on e-bay, barter _______.
Barter is a means of the payment. when the trading on e-bay, and other hand barter is not.
Bartering is an exchange of goods and services between two or more parties without the use of money as a medium of exchange. Bartering is one of the oldest forms of commerce and predates money and other forms of currency. It is based on a system of mutual benefit, where goods and services are exchanged for goods and services, and often involves a complex network of relationships. In modern times, bartering can take place between individuals, businesses, and even governments. It is often used in times of economic uncertainty, or when one party has something that another party needs. Bartering can be a great way to save money, build relationships, and gain access to goods and services that would otherwise be unavailable.
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The perfect order measures how effectively logistics serves the customer while the landed cost measures how efficiently logistics provides that service.
a. true
b. false
This is so because the landed cost assesses the effectiveness of logistics in serving the client, whereas the smooth flow measures the effectiveness of logistics in serving the customer.
Who are these customers, exactly?An individual or company that purchases services or products from that other company is known as a customer. Customers are essential since they bring in money. Without them, businesses would not continue to operate.
Is it the client or the client's?When referring to a single client, use the phrase "customer's" with a hyphen before the letter "s". When referring to many customers, use the word customers' with an apostrophe following the letter "s." If no possessive signal is required, refrain from using an apostrophe.
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a private good that displays when the purchase and consumption of a good makes the purchase and consumption of the good unavailable to another person, it is known as:
The correct answer is rival characteristics that is a private good that displays when the purchase and consumption of a good makes the purchase and consumption of the good unavailable to another person.
When one person consumes an item or service, less is left for other people to consume. This is a property of some goods and services. Competitor in consumption is a term occasionally used.
Rivalry is the level of competition that exists between companies that operate in the same industry or market. Competitive competition frequently benefits all businesses since it promotes the creation of new products and services while minimising unwarranted price increases for customers.
By lowering your prices to outperform competitors, you can increase your business's perceived value in a cutthroat market. More or inventive advertising can draw in more customers and deter them from patronising competitors' businesses.
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which organization offers a friendly environment where members critique each speech in a positive manner
Members of the Toastmasters organization provide a welcoming setting where they constructively evaluate each speech, highlight its great aspects, and provide recommendations on how to make it better.
You may acquire techniques that can make you more effective in your chosen field and get over your fear of public speaking by joining Toastmasters. You'll be more attentive. You'll manage meetings and lead teams more effortlessly. You'll feel at ease offering and receiving helpful criticism.
You may explore a whole new universe of opportunities by developing your ability to formulate and communicate your thoughts clearly. You'll become more convincing and self-assured while making presentations, and your interpersonal communication skills will also improve. You may accomplish both your personal and professional goals by joining Toastmasters.
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Conider the market for grain in a Wet African nation. Suppoe the United Nation initiate a program to ditribute free grain to houehold in that Wet African nation. The immediate effect of the UN grain ditribution program on houehold and farmer in the Wet African nation would be to
Distributing the free grains to households in wet African regions by the united nations, it would drive the price up.
What are the objectives of the United Nations?The United States is an international organization made up of 51 states that were founded with the goals of promoting social progress, a greater standard of living, and human rights in addition to preserving world security and peace.
Which three nations don't belong to the UN?Taiwan, Kosovo, and Vatican City are the only three nations in the world that are unable to join the UN. The UN views Taiwan and Serbia as being a component of China and Serbian, respectively, rather than as sovereign states.
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a regional trade bloc prevents nations from trading with other nations within their geographic area. a. true b. false
It is true that a regional trade bloc prevents nations from trading with other nations within their geographic area.
A regional trade block is an agreement between the members of a certain trade bloc who work together to remove trade restrictions that prevent members from trading effectively. For those who are not part of the trading bloc, there are trade restrictions.
A country engages in trade with other nations. This is known as international trade. Trade-related nations may engage in import and export activities that will aid in filling market gaps in both their own and other nations. In order to regulate the trading of their products, the concerned nations may form regional trade blocs.
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directors are under what type of duty to conduct themselves on behalf of the corporation as a reasonably prudent person in the conduct of personal business affairs?
Directors are under what type of duty to conduct themselves on behalf of the corporation as a reasonably prudent person in the conduct of personal business affairs due to duty of care.
The U.S. Department of State's Bureau of Economic and Business Affairs (EB) is responsible for advancing economic security and prosperity both domestically and internationally. The Under Secretary of State for Economic Growth, Energy, and the Environment receives its reports. The work of the Bureau focuses on the intersection between national security and economic growth. A variety of economic issues are also covered by EB, including as intellectual property rights, piracy, and counterfeiting. The EB contributes to the promotion of a consistent economic policy throughout the U.S. government as the one location where the instruments and threads of international economic policy converge. The Bureau of Economic and Business Affairs is overseen by the Office of the Assistant Secretary of State for Economic and Business Affairs of the U.S. Department of State. From December 1944 through September 15, 1972, it was known as the Assistant Secretary of State for Economic Affairs.
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coca-cola, nike, , and american express are examples of . a) marketing intermediary b) test marketing c) brand insistence d) brand names
Some of brand names include American Express, Nike, and Coca-Cola. It should provide information about the features and advantages of the product.
A brand name is what?A brand name sets a specific company, product, or service apart from competing brands in much the same market. Brand names usually include a logo, and they are frequently trademarked with the USPTO in order to protect their equity.
That brand name is what kind?A logo is the name you give to a line of products or services you offer, a group of products or services, or both. For fact, Nike, Inc. actually uses the brand name Apple for the bulk of its goods.
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if subduction is getting deeper from left to right, which is the correct order of placement going in the same direction?
Oceanic crust is frequently pushed into the mantle near convergent plate borders, where it starts to melt. Granite, the rock that forms the continents, is formed when magma rises into and through the other plate.
Therefore, at convergent boundaries, oceanic and continental crust are annihilated. At convergent borders, the oceanic lithosphere is recycled into the Earth's mantle through the geological process of subduction. Where a tectonic plate's oceanic lithosphere meets another plate's less dense lithosphere, the heavier plate falls beneath the second plate and into the mantle. A subduction zone is the location where this process takes place, and an arc-trench complex is where it manifests itself on the surface. Most of the continental crust on Earth was formed during subduction. The average rate of convergence at most plate borders is between two and eight millimeters per year, with rates of subduction commonly recorded in centimeters per year.
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ch 10 kb. a flexible budget is a set of budget relationships that can be adjusted as the budgeted costs change. group of answer choices true false
True. A budget is a system of attributes associated that can be changed as the costs included within the budget fluctuate.
What is a budget, exactly?In other terms, it's a projection of your income and expenses for a specific time frame, like a month or a year. (Or, if you're keeping track of the money coming in and going out of your home as a whole, that's a household budget.
What makes it a budget?Budget is deduced from a Old French word bougette, which means "little bag." The British minister of the Exchequer is referred to as "opening" his budget, or container of documents and accounts, when he presents his annual financial statement.
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auditors normally prepare a schedule of unadjusted differences that the auditors did not propose when they were identified. what is the primary purpose served by this schedule
Determining any potential financial statement impacts of disputed or misleading items that were first deemed unimportant is the primary purpose served by this schedule.
The auditors typically create a schedule of unadjusted discrepancies they did not initially recommend an adjustment for during the course of the audit of financial statements with the intention of offering an opinion thereon.
A Pro-forma like that presented in Annex C. 1 could be used for this purpose. An audit schedule is used to keep track of which areas of the organization should be audited and when. The first column needs to list the audited regions, and the second one needs to list how frequently the audits will take place.
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at the broadest level, the financial system moves the economy’s scarce resources from
Option A is correct that is at the broadest level, the financial system moves the economy's scarce resources from savers to borrowers.
A financial institution is a group of institutions, such as banks, insurance companies, and stock exchanges, that allow the exchange of money. Financial systems exist at the firm, regional, and global levels. Borrowers, lenders, and investors exchange current money for financial purposes, such as consumption or investment, and seek a return on their money. The financing process also includes the rules and practices that borrowers and lenders use to determine which projects are financed, who is financing the projects, and the statement of financial commitment.
It involves moving the scarce resources of the economy from savers to borrowers.
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Complete Question:
At the broadest level, the financial system moves the economy's scarce resources from:
A. savers to borrowers.
B. financial institutions to business firms and government.
C. the rich to the poor.
D. households to financial institutions.
government issues a security in increments of $1,000 with a maturity of 6 months. this is security is called a:
Government issues security in increments of $1,000 with a maturity of 6 months. this is security is called a: Bond.
Bonds are investment securities wherein an investor lends money to a corporation or a central authority for a set time period, in alternate for ordinary interest payments. as soon as the bond reaches maturity, the bond provider returns the investor's money. A bond among people is a robust feeling of friendship, love, or shared ideals and studies that unites them. The revel created a totally unique bond among us. [ + between].
Examples of bonds encompass treasuries (the safest bonds, however with low interest - they may be commonly sold at auction), treasury payments, treasury notes, financial savings bonds, employer bonds, municipal bonds, and company bonds.
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in the united states, what are programs such as the interstate highway system and services to the unemployed most accurately considered?
In the United States, the programs such as interstate highway system and services to the unemployed are most accurately considered as state programs.
What are the state programs?State Programs are programs created, sponsored, and/or funded by a state, county or local government. States also fund a broad variety of other services, such as transportation, economic development, pensions and health benefits for public employees, care for people with mental health conditions and developmental disabilities, assistance to low-income families, environmental protection, corrections, state police, etc.
What are the federal programs?Federal program means any federal and state extended benefits program under federal law which provides benefits to exhaustees of regular benefits during times of high unemployment or economic downturn and any program which pays benefits under federal law, including but not limited to, Disaster Unemployment Assistance.
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A bank card that automatically deducts the amount of a purchase from the checking account of the cardholder is called: ________
A debit card is a bank card that automatically deducts the cost of a purchase from the cardholder's checking account.
The correct answer is: Debit Card.
When a debit card is used, the money is taken right away from the user's checking account. These cards, which are also known as "check cards" or "bank cards," can be used to pay for products and services, withdraw cash from an ATM, or top up your purchase at a store that allows it. It might not be possible to use a debit card to make a particularly large transaction because debit cards typically have daily spending limits. Most debit card transactions can be completed with or without a personal identification number (PIN).
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you hold a diversified portfolio and want to maximize reward per unit of risk which data point is relevant? which fund do you choose? g
Beta is the most effective metric for determining how risky an investment is that is part of a diversified portfolio. It enables the investor to calculate how volatile each investment in their portfolio is in relation to market risks.
The beta makes it possible to compare individual stocks favorably with market-tracking index funds, but it doesn't provide a comprehensive picture of a stock's risk. Instead, it's crucial to consider the amount of volatility, which can have both positive and negative effects.
In essence, beta gauges a security's or a portfolio's systematic risk and illustrates how volatile it is in comparison to the entire market or a specific benchmark. Security is regarded as "defensive" and less volatile than the market if its beta value is less than one.
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if the price of a british pound is $1.81, how many pounds are necessary to purchase $1.00? round your answer to four decimal places. pounds
The pounds necessary to purchase are 0.549
The price of the British pound = $1.81,
The pound to be purchased = $1.00
The rate at which two currencies are exchanged is known as the foreign exchange rate. It can also be referred to as the exchange rate among the two currencies.
A British pound costs $1.82, which indicates that it may be purchased for $1.82.
Therefore, $1.82 is equal to 1 British pound.
Now,
Deriving the price of a Dollar in terms of British Pound.
This will be done by dividing 1 British Pound by $1.82 as follows -
$1 = 1 British Pound/ 1.82
= 0.549
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Toni requested a copy of her credit report, but now that it’s arrived, she has no clue what to do next. Tell her what she should be looking for and why.
Toni requested a copy of her credit report, as was the next step to check the credit scores of the ranking in the report and also the analysis of the report.
What is credit report?
A credit report is a statement that contains information about your credit history and current financial circumstances, such as loan repayment history and line of credit status. The majority of people have multiple credit reports.
According to the credit report, are the analysis of the year are the investigate dispute. The ranking of the credit score on the report. It should be on the score of the report to the analysis are the used in the future.
As a result, the significance of the credit report are the aforementioned.
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the coronavirus pandemic has encouraged companies to use which control type: culture, rewards, or boundaries?
The coronavirus pandemic has encouraged companies to use which control type: culture.
A company is a legal entity formed by a group of individuals to conduct and operate a commercial or industrial business. A company may be organized in various ways for tax and financial liability purposes, depending on the corporate law of its jurisdiction.
A legal entity is a type of legal entity structure that is a separate legal entity from its owner. This is a complex business structure, with additional reporting requirements and invalid legal obligations making it expensive to set up and manage.
A company means a legal entity or legal entity established under the Companies Act. It may be a limited or unlimited company, a private or public company, a limited liability company or company with share capital, or a company of common interest.
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A tudent propoe teting the condition of "male" and "female" uing a repeated-meaure deign. What' wrong with thi idea?
In this design, each participant is tested under all the conditions of the independent variable. It is impossible to test people when they are male and then again when they are female.
What is repeated-measures design?In a repeated-measures design, all research conditions—including the control—are subjected to the same subjects. By doing this, the requirements for participants, resources, and the influence of individual variances on the results are reduced. When assuring low variability, repeated-measures designs are often utilized in longitudinal research, examinations, and educational contexts.
Why do we use repeated measures design?Greater statistical power can be achieved by adjusting for subject variations in this type of design. Your statistical test has a higher likelihood of identifying an effect if one exists.
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Complete question:A student proposes testing the conditions of "male" and "female" using a repeated-measures design. What's wrong with this idea?
mo's movies markets dvd and blu-ray movies via the internet. the company recently adopted a new program that offers their current customers free dvds if they encourage their friends to visit mo's movies website. this promotional program represents: a. second stage advertising. b. viral marketing. c. virtual inducement. d. interlinked promotion.
This promotional program represents interlinked promotion. The importance of promotion is that it accelerates the acceptance of products and services.
Aids in the sale of goods and services in a shaky market. It provides effective sales assistance. Bridging the gap between manufacturers and end users. Promotions are the activities that are used to communicate the product, brand, or service to the user. The goal is to raise awareness, attract, and induce people to buy the product over others. Promotion in business refers to any communication that attempts to persuade people to buy products or services. Businesses typically promote their brand, products, and services by identifying a target audience and devising methods to reach that audience.
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when creating a personal balance sheet, which of the following is a current liability? a. checking account b. net worth c. auto loan d. money your sister owes you in two years e. charge account
When creating a personal balance sheet, e. charge account balance is the following current liability.
What is current liability?The short-term credits that are due within a year or during the course of a typical business cycle are known as current liabilities. An operational cycle of an organization is also known as the cash conversion cycle, is the period of time it takes to buy inventory and turn that inventory into cash through sales. The sums owing to suppliers in the form of accounts payable are an illustration of a current liability.
For creditors and investors alike, the examination of current liabilities is crucial. This might paint a picture of a business's financial stability and current liability management.
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a public good is and in consumption. a excludable; rival b nonexcludable; rival c nonexcludable; nonrival d overpriced; underconsumed e excludable; nonrival
A public good is nonexcludable and in nonexcludable consumption.
intake is an hobby wherein institutional devices dissipate items or services; intake can be both intermediate or very last. it's miles using goods and services for the delight of character or collective human desires or wants. Tuberculosis, also called consumption, is a sickness resulting from micro organism that commonly assaults the lungs, and at the flip of the 20th century, the leading purpose of death in the usa.
weight reduction and the so-referred to as 'losing away' related to TB brought about the famous 19th century name of consumption, because the disease become visible to be consuming the person.
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yoshi carries a balance on her credit card each month. in may, she decides she wants to use her card to buy a new dishwasher. in which part of the billing cycle should she make her purchase to keep her finance charges to the minimum?
When you do not have any past due she or anyone else should make their purchase to keep her finance charges to the minimum.
Your credit card issuer will not classify your account as "past due" in exchange for a minimum due, monthly payment. Yoshi will be charged the least if she pays every amount by the due date, but if she pays an amount at any point during the cycle after the due date, she will be charged a significant late fee.
The time between billing statements is known as a billing cycle, sometimes known as a billing period. The length of billing cycles might vary based on the good or service provided, though they are often set at one month. The billing cycle typically lasts between 20 and 45 days.
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in the case of multiple offers being received by the broker, the listing broker must a) present all offers at the same time. b) first present the offers produced in-house.
The listing broker is required to present all offers simultaneously in the event that the broker receives more than one.
What incorrect statement should the broker have been aware of in relation to a fact?False assertions of fact that have an impact on another party's choice regarding a contract are considered misrepresentations.
What else may a purchasing offer be called?Although "offer to purchase" is frequently used, the right phrase is "promise to purchase." It is a legal document in which the buyer offers the seller a formal contract to buy their property. The offer contains a proposed purchase price as well as a list of requirements that must be met for the deal to go through.
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. You have a credit card and want to know the best way to use it to boost your credit score. Which step will have the greatest impact?answer choicesNot using more than 30% of the credit limit on your card and paying it off in full every month by the due dateSpend up to the full credit limit on your card and pay off the bill in full every month on timeMake the minimum payment required on your credit card every month by the due datePut the credit card in a drawer and don't ever use it
Not using more than 30% of credit limit on your card and paying it off in full every month by due date is the best way to use it to boost your credit score.
What is a credit limit?A credit limit is highest amount of credit that a bank or other lender would grant borrower for a certain line of credit. This limit is determined by a number of variables, including a person's capacity to pay interest, a business's cash flow, or a person's capacity to pay off the credit card debt. The consumer is obligated to pay this limit, just like they are obligated to pay the remainder of the total. Institutions frequently condense these criteria into a credit score that they use to assess a person's eligibility for credit. If a consumer doesn't pay off at least some of the debt to bring the balance below the credit limit, the line of credit cannot be used for any future purchases while it is maxed out.
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