The b. deposits with the Federal Reserve is an example of bank reserves.
What is deposits?Deposit is a financial term that means money in the bank. A deposit is a transaction in which money is transferred to another party for safekeeping. However, a security deposit can mean that part of the money that is used as security or guarantee for the delivery of the goods.
There are two types of deposits
demand time depositsA check deposit is a traditional bank and savings account. You can withdraw money from the deposit anytime on demand. Time deposits are term deposits that usually pay a fixed interest rate, such as a certificate of deposit (CD). These interest bearing accounts offer higher interest rates than savings accounts. However, fixed deposit accounts require money to be kept in the account for a certain period of time.
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2009 & JUNE 2015). Salamata Njais cash book on 28th February, 2006 showed a credit balance of D2,740 and h statement showed a balance of D1,600 overdraw on the same date. On investigation, the following were revealed. a. A cheque issued to Jon Alfa amounting to D900 had not been presented to the bank for payment. c. A cheque of D820 from Hajia Fatou entered in the cash book as paid into the bank had been credited by the bank. d. The receipts side of the cash book had been undercast by D440 e. Bank charges of D150 entered in the bank statement had not been entered in the cash bo f. A cheque for D1,100 drawn on the accounts had been charged by the bank in error to an account. g. A cheque for D200 paid into the bank had been dishonoured and shown as such by the b but no entry was made in the cash book. h. i. A cheque drawn for D62 had been entered in the cash book in error as D26 A cheque for D94 drawn by another customer of the same name had been charged into Salamata Njai's bank account in error. You are required to: a. Show the appropriate adjustments to be made in the cash book; and b. Prepare a bank reconciliation statement as at 28th February 2006. (NOV. 2007)
Answer:
had been charged by the bank in error to an account. g. A cheque for D200 paid into the bank had been dishonoured and shown as such by the b but no entry was made in the cash book. h. i. A cheque drawn for D62 had been entered in the cash book in error as D26 A cheque for D94 drawn by another customer of the same name had been charged into Salamata Njai's bank account in error. You are required to: a. Show the appropriate adjustments to be made in the cash book; and b. Prepare a bank reconciliation statement as at 28th February 2006. (NOV. 2007)
a first-of-its-kind mobile application used for tracking budgets is in the market introduction stage of the product life cycle. advertisers want to inform potential customers about the new app and turn them into adopters. which of the following kinds of advertising is usually most appropriate in this case?
Advertisers want to inform potential customers about the new app and turn them into adopters, pioneering advertising is usually most appropriate in this case.
A customer is an individual or company that makes a purchase from a third party. The main objective of any business is to attract a clientele of repeat customers who will spend money with them. In India, many traders and businesspeople refer to their customers as God because they believe that they are the ones who bring in the money. An advertiser is a person or business who forks over money to have a service, occasion, or job advertised in a newspaper, on television, or on a poster. Your responsibilities as an advertiser include carrying out market research, working with the sales and design teams to develop targeted ad campaigns, reviewing multimedia ads to ensure a consistent brand voice,
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Dimitri, a certified public accountant and an investor, and Elinor, an insurance salesperson and a realtor, may create an agency relationship for
a.
a legal business purpose only.
b.
any legal purpose.
c.
no purpose.
d.
any legal or illegal purpose
Dimitri may create an agency relationship for b. any legal purpose.
Exploring the Benefits of an Agency Relationship between an Accountant and an Insurance AgentAgency relationships between an accountant and an insurance agent can offer many benefits and advantages to both parties. This relationship allows professionals to share resources, knowledge, and experience, helping them to improve their performance at work. An agency relationship can also provide both professionals with the opportunity to expand their reach and reach new customers.
An accountant and an insurance agent can work closely together to provide their clients with a wide range of financial solutions. The accountant can help the insurance agent better understand the accounting and legal aspects of the insurance products they offer, while the insurance agent can provide the accountant with information on the latest insurance products and best practices for insurance management. This collaboration can help both professionals to offer their clients a more comprehensive advice.
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accountants not only provide financial information to the firm, they multiple choice replace the firm's need for managers. provide information regarding competitors. assist in interpreting that information. design the computer information systems.
Accountants not only provide financial information to the firm assist in interpreting that information.
What is Financial information?Financial information refers to summary information about financial transactions that help investors understand a company's profitability, assets and growth prospects. Personal financial information, such as last month's bank statements and tax returns, helps banks understand customers' creditworthiness, ability to pay, etc.
Financial information is very expensive information. It shows the financial capacity of individuals. The lending institution therefore wants to receive information about the monthly income of individuals, so that they can pay the monthly payments of the given loan.
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you have just been hired by the u.s. government to analyze the following scenario. suppose the u.s. automobile industry is concerned about foreign car producers exporting their goods to the united states, a practice that hurts domestic producers. lobbyists claim that implementing a quota on imports would shrink the size of the trade deficit. the following exercise will help you to analyze this claim.you have just been hired by the u.s. government to analyze the following scenario. suppose the u.s. automobile industry is concerned about foreign car producers exporting their goods to the united states, a practice that hurts domestic producers. lobbyists claim that implementing a quota on imports would shrink the size of the trade deficit. the following exercise will help you to analyze this claim.
Because the supply curve is only influenced by the real interest rate and not the real exchange rate in this situation, there is no shift in the supply curve.
This change causes the dollar to rise.
Justification:
For any given real exchange rate, net exports will increase when the U.S. government sets a quota. The real exchange rate rises as a result of this adjustment since there is a greater demand for dollars. As a result, the dollar has increased in value.
The market for loanable funds, including the supply of loanable funds known as national saving and the real interest rate, remain unchanged when the government imposes a quota on commodities produced and supplied by foreigners. For any given real exchange rate, the rise in net exports does boost the demand for dollars, but the rise in the real exchange rate also decreases net exports, negating the original effect of the quota. The net exports remain unchanged as a result. Therefore, the lobbyists' initial judgement was unfounded.
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Complete Question
You have just been hired by the U.S. government to analyze the following scenario. Suppose the U.S. automobile industry is concerned about foreign car producers exporting their goods to the United States, a practice that hurts domestic producers. Lobbyists claim that implementing a quota on imports would shrink the size of the trade deficit. The following exercise will help you to analyze this claim.
The following graph shows the demand and supply of U.S. dollars in a model of the foreign-currency exchange market.
Shift the demand curve, the supply curve, or both to show what would happen if the government decided to implement the quota.
in a pure monopoly the firm is willing to sell to anyone willing and able to pay at least the marginal cost of production. the result is that output is produced where
In a pure monopoly, the firm is willing to sell to anyone who is willing and able to pay at least the marginal cost of production. The result is that output is generated where D+MC is allocatively efficient.
Pure monopoly is a type of economic market where a single corporation has control over the whole supply of products and services. Since there is no competition in a monopolistic market, a monopolist itself can control the quantity demanded and price. The level of output that maximizes a monopoly's profit is determined by equating its marginal cost to its marginal revenue.
Microsoft Corporation is an example of first company that held a pure monopoly position on computer operating systems.
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relying solely on attorneys to make legal decisions may be , and the decisions may not be based on sufficient of the business's operations and objectives.
Relying solely on attorneys to make legal decisions may be , and the decisions may not be based on sufficient of the business's operations and objectives expensive.
Business is the exercise of creating one's residing or making a living by way of producing or shopping for and promoting merchandise. it's also "any hobby or company entered into for income.
A business is defined as an corporation or enterprising entity engaged in commercial, business, or professional sports. agencies can be for-earnings entities or non-income groups. commercial enterprise kinds variety from limited liability groups to sole proprietorships, businesses, and partnerships.
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green company, an accrual basis taxpayer, provides business-consulting services. clients generally pay a retainer at the beginning of a 12-month period. this entitles the client to no more than 40 hours of services. once the client has received 40 hours of services, green charges $500 per hour. green company allocates the retainer to income based on the number of hours worked on the contract. at the end of 2021, the company reported as a liability in its financial statements $50,000 of unearned revenues from these contracts. the company also reported $10,000 in unearned rent income received in 2021 from excess office space leased to other companies. considering only this information, how much gross income must green report in 2022 for tax purposes?
Considering the given information, a gross income of $50,000 must green report in 2022 for tax purposes.
What is Gross Income?
The sum of an individual's earnings before taxes or other deductions is their gross income, which is sometimes referred to as their gross pay on a paycheck. This covers earnings from all sources, not only work, and is not restricted to earnings in cash; it also covers earnings from the receipt of goods or services. For businesses, the terms gross income, gross margin, and gross profit are equivalent. On the income statement, a company's gross income is calculated as total revenue less cost of goods sold (COGS). A person's total income is made up of their wages and salaries as well as other sources of income such dividends, interest, pensions, and rental income. A company's gross income is its total sales less its cost of products sold.
rent = year paid
retainer = deferred
So, the required answer is $50,000.
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why are setting goals important for weight loss and weight management?
Setting long-term objectives aids in maintaining perspective. They can help you change your perspective from merely following a diet to making lifestyle changes.
How do SMART goals help with weight loss and why do the work?You can concentrate on the big picture by setting long-term goals. Overall, they can help you transform your perspective from merely following a diet to adopting a new way of life. However, long-term objectives could appear too challenging or distant. A long-term objective might be better served by being divided into a number of smaller, more immediate objectives.Goal types include, for example:Lose 15 pounds in three months is the long-term objective.Short-term objectives: Because early weight loss is frequently faster, split your long-term objectives into monthly targets. For example, aim to lose six pounds in the first month and four pounds in each of the last two.Process goals: walk for 30 minutes each day. If you don't walk regularly now, you can start by walking for 15 minutes every day for two weeks before increasing your walk by 5 minutes per week.By using SMART goals, you can be sure that you're giving yourself and people around you the best possible chance of achievement and personal growth.Your objectives should meet the following standards: they should be precise, measurable, assignable, relevant, and timely. Beyond that, you can tailor the goals to your own requirements and aspirations, based on what you hope to achieve. Both of these ought to provide you a distinct purpose and result in the achievement of goals that are easy and stress-free.To Learn more About long-term objectives refer to:
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In the context of group cohesion, which of the following occurs when illegal actions are taken by overly zealous and loyal subordinates who believe that what they are doing will please their leaders?
A) social loafing
B) ollieism
C) role conflict
D) overbounding
In the context of maintaining group cohesion, ollieism happens when extremely enthusiastic and obedient followers behave illegally because they think it will make their superiors happy. So answer is ollieism .
Group cohesion: What is it?The degree to which group members are drawn to the group and its objectives is known as group cohesiveness. Feelings of interpersonal compatibility, task dedication, and collective pride can all contribute to cohesion. It should come as no surprise that these qualities have been linked to improved team and group performance. Since team members are motivated to accomplish the team's objectives and feel at ease with one another, cohesion ought help foster innovation.
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Which method of funding higher education accrues interest until it is paid back?.
Funding higher education accrues interest until it is paid back through is Loan method.
An interest-bearing loan is a money that you must repay. Loans might be included in your school's financial aid package if you apply for them. In order to pay for your college or career school tuition, you must take out a student loan. You'll be responsible for paying back the loan plus interest.
An aid program that requires repayment includes student loans. Numerous types of federal and private loans, as well as a variety of repayment plans, are available for college loans. Take a look at your options for grants, scholarships, federal loans, and then private loans. For the purpose of paying for college, students may take out loans, which must be repaid with interest.
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in the long run, money demand and money supply determine a. the value of money but not the real interest rate. b. the real interest rate but not the value of money. c. the value of money and the real interest rate. d. neither the value of money nor the real interest rate.
Money supply and demand determine the value of money but not the real interest rate.
What is money demand?The amount of income, interest rates, inflation, and future uncertainty are some of the variables that have an impact on the desire for money.The equilibrium interest rate on the money market is in line with the interest rate realized on the bond market.The level of prices, the interest rate, and the actual gross domestic product all influence the requests for money. These three variables work together to determine how much of a person's wealth is held in interest-bearing assets and how much is held in cash and checking for daily expenses.A rise in the money supply will result in an increase in the overall demand for goods and services.To learn more about money refer to:
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a consumer has initial real wealth of 20, current real income of 90, and future real income of 110. the real interest rate is 10% per period. find the consumer' s pvlr write the equation for the consumer' 5 budget constraint (using the given numerical values) and graph the budget line suppose that the consumer'$ goal is to smooth con- sumption completely that is, he wants to have the same level of consumption in both the current and the future period. how much will he save and consume in the cur- rent period? how will his current saving and consumption be affected by an increase of 11 in current income? how will his current 'saving and consumption be affected by an increase of 11 in future income? f. how will his current saving and consumption be affected by an increase of 11 in his initial wealth?
In addition to current income, a consumer's anticipated lifetime resources have an impact on their decisions regarding current consumption and savings.
These include expectations regarding the interest rate, as well as current and anticipated wealth and income. The consumer's lifetime budget constraint and conditions for optimal choices across time periods can be determined using this information.
(a) The present value of lifetime resources (PVLR) discounts future items at the rate of interest and converts all of the consumer's wealth and income into net present value (NPV) terms. PVLR's equation is as follows, assuming a situation lasting two years:
W+Y+Y*(1+r) is PVLR.
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a(n) ____ is an alternate location equipped with the computers, cabling, desks, and other equipment necessary to keep a business’s operations going.
A hot site is an alternate location equipped with the computers, cabling, desks, and other equipment necessary to keep a business’s operations going.
At its most negative, spyware will music net surfing history, passwords, and other private facts, such as electronic mail addresses, credit score card numbers, personal identity numbers, or banking information. All of these facts may be accumulated and used for identity robbery or sold to third parties.
E-mastering (every now and then known as internet-primarily based training) is everywhere, any-time practice delivered over the net or a company Intranet to browser-prepared novices.
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The standard rate per unit that a company expects to pay for variable overhead equals the blank______.
The standard rate per unit for variable overhead that a business anticipates paying is equal to the variable element of the predetermined overhead rate.
What does a company's average cost look like?
Standard costs are projections of the cost of items sold, or the price needed to produce your goods. Direct materials, direct labor, and production overhead are the typical components.What is an example of typical cost?
Here is an easy example of conventional costing. Consider a corporation that produces widgets. One widget typically requires one pound of raw material, which costs $2, and one hour of labor, which costs $20, according to historical data determined by a cost analyst.Learn more about standard rate
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dna polymerase unwinds the double helix and separates the two dna strands by breaking the hydrogen bonds between the bases. dna is normally super coiled by being tightly wound around helicases. dna replication is conservative as each daughter molecule formed contains both strands coming from the parent molecule. dna replication happens during the s phase of the cell cycle.
Normally, Dna is coiled wrapped around histones to create nucleosomes, which causes DNA to become supercoiled. In addition to making DNA strands available to enzymes, the coils must be unwound.
What is DNA ?A polymer made of two polypeptide chains which coil around one another to form a dual helix is called deoxyribonucleic acid. All recognized species and many viruses have genetic information in the polymer that is necessary for their development, operation, growth, and reproduction. Nucleic acids include DNA and ribonucleic acid a self-replicating substance that makes up the majority of chromosomes in almost all living things. It is the genetic information's transporter. the core and distinguishing traits or attributes of something or someone, especially when they are thought to be immutable.
What is DNA made of ?Nucleotides are the molecular building components that make up DNA. A phosphatase group, a sugar group, and one of four different nitrogen bases make up these building components. Nucleotides are joined together into chain, with the sugar and phosphate groups switching places, to create strands of DNA.
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Some of the jobs mentioned in the article didn’t even exist a dozen years ago, and new jobs are emerging every year. If you needed to incorporate such new roles into your organization, which basic building block would serve as your starting point?.
The basic building block that would serve as your starting point is designing job.
What is a design?A design is a plan or specification for the creation of a system, an object, or the implementation of an activity or process, or the end result of that plan or specification in the form of a prototype, thing, or procedure. The action of designing describes how a design is created. The direct creation of an object without a clear preceding plan may occasionally also be regarded as a design effort. The design typically has to adhere to a set of objectives and restrictions; it could also take into account economic, socio-political, or functional factors; and it is anticipated to interact with a certain environment. Circuit diagrams, sewing patterns, architectural and engineering plans, and business process models are a few common types of designs.
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on the northern tip of goose island in the chicago river sits the william wrigley jr. company's global innovation center. here, wrigley creates new products using a joint effort by some 250 full-time food scientists, researchers, and marketers. the people who work in this center are most likely members of a(n)
On the Northern tip of Goose Island in the Chicago River sits the William Wrigley Jr. Company's Global Innovation Center. Here, Wrigley creates new products using a joint effort by some 250 full-time food scientists, researchers, and marketers. The people who work in this center are most likely members of a cross-functional team.
Cross-functional teams are collections of individuals from different organizational divisions, such as marketing, product development, quality assurance, sales, and finance, who collaborate to accomplish a shared objective.
Cross-functional collaboration fosters ties across teams that may not have otherwise met, fostering a collaborative environment that is advantageous to a business at all levels.
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ebook consider an investment with the following probability distribution: probability payoff 0.30 36.0 % 0.45 -4.0 0.25 -16.0 calculate the expected return. do not round intermediate calculations. round your answer to two decimal places.
According to the given information, The expected return of the invested amount is 5.8%
Expected return=Respective return*Respective probability
= (0.3 × 36)+(0.25 × -4)+(0.25 × -16)
= 5.8%
The profit or loss an investor anticipates on an investment with known historical return rates is known as the expected return. It is calculated by averaging the results of multiplying possible outcomes by their likelihood of occurring.The amount of profit or loss an investor can expect to experience as a result of an investment is known as the expected return.When calculating an expected return, potential outcomes are multiplied by the likelihood that they will occur before being added together.It is impossible to guarantee expected returns.The weighted average of the expected returns of each investment in a portfolio of investments determines the portfolio's expected return.Learn more about Expected return, here
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Yan yan corp. Has a $2,000 par value bond outstanding with a coupon rate of 4. 7 percent paid semiannually and 13 years to maturity. The yield to maturity of the bond is 5. 05 percent. What is the dollar price of the bond?.
The dollar price of the bond is $1,923.29.
What is a bond?Bonds are a sort of security used in finance where the issuer (debtor) owes the holder (creditor) a debt and is expected, depending on the terms, to repay the bond's principle (i.e., the amount borrowed) at the bond's maturity date as well as interest (known as the coupon) over a specific period of time. The most prevalent sorts of bonds are municipal, corporate, and government bonds. Because bonds are frequently negotiable, the ownership of the bond can frequently be transferred on the secondary market. This suggests that when the transfer agents at the bank medallion-stamp the bond, it is quite liquid on the secondary market. The price of a bond in the secondary market may be very different from its principal due to several characteristics of bond valuation.
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In a couple of paragraphs, list your personal top 2 recons to plan financially for the 12 Edelman identi 4. Explain why are they most important 5. When you are able to see your classmates' contributions, read through them and consider their opinion the the feature to vote plaation you nect with
To protect me and my family against financial risks and Because you’re going to live a long, long time.
Finance is the study and subject of cash, forex and capital assets. It's far related to, but now not synonymous with economics, the examine of production, distribution, and consumption of money, belongings, items and offerings (the field of economic economics bridges the two). Finance sports take region in financial systems at various scopes, for this reason the sector may be roughly divided into non-public, company, and public finance. In a monetary device, property are offered, bought, or traded as financial gadgets, which includes currencies, loans, bonds, stocks, shares, options, futures, and so on. Belongings also can be banked, invested, and insured to maximize fee and decrease loss. In practice, risks are always present in any monetary motion and entity.
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Sergey's boss has very strong opinions and often frowns upon questions from the team. this creates an environment where everyone just agrees with the boss's decisions without questioning them. what is this called? question 14 options: consensus critical thinking groupthink group dynamics
An environment where everyone just agrees with the boss's decisions without questioning them is called: groupthink.
What is the decision-making process?The decision-making process simply refers to a cognitive process that involves gathering and analyzing information, as well as evaluating alternative courses of action, in order to enable the proper selection of an optimum and higher-quality solution to a particular problem.
What is a groupthink?A groupthink can be defined as a psychological practice which involves thinking or making decisions as a group of people, that typically results in an unchallenged, irrational, weak, poor-quality, or dysfunctional decision-making due to their desire for harmony, conformity and unanimity.
In this context, we can reasonably infer and logically deduce that Sergey's team are engaged in a groupthink because they all agree with their boss's decisions without questioning or challenging them.
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Answer:
groupthink
because i took the test
suppose that you are a speculator that anticipates an appreciation of the singapore dollar (s$). you purchase a call option contract on singapore dollars. each contract represents s$40,000, with a strike price of $0.63 and call option premium of $0.03 per unit.
The table for transaction, selling price, purchase price, etc is shown on the table below.
The table is:
Transaction Per Unit Per Contract
The selling price $0.92 $36,800
Purchase Price -$0.86 -$34,400
Premium Paid $0.02 -$8,00
Net profit $0.04 $1,600
Net profit can be described as the number of money your business get after deducting all operating, interest, and tax expenses over a given period of time.
Initially, we calculate the selling price
The selling price for a unit is $0.92
The selling price in each contract will be: $0.92 x $40,000 = $36,800
Purchase Price of 5$ if per unit is -$0.86
if per contract it will be -$0.86 x $40,000 = -$34,400
Thus, we calculate the premium paid for option -$0.02
if per unit it will be: -$0.02
if per contract it will be -$0.02 x $40,000 = -$8,00
Then, we calculate about the net profit
Net profit = $36,800 -$34,400 -$8,00
Net profit = $1,600
The net profit is $1,600
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the phenomenon that may compel some people to prolong or postpone their job search because they can collect unemployment benefits for a longer time is an example of . a.) market failure b.) moral hazard c.) externalities d.) principal-agent problems
b) Moral hazard is a phenomenon that may lead some people to delay or prolong their job search so they can continue receiving unemployment benefits.
Describe moral hazard.The possibility that a party did not enter into a contract in good faith or gave false information regarding its assets, liabilities, or credit capacity is known as a moral hazard. Moral hazard can also refer to a party's incentive to take exceptional risks in an effort to benefit before the contract is settled.
Any time two parties reach an agreement, there is a potential for moral risks. Every party to a contract may be able to benefit from going against the guidelines outlined in the agreement. The likelihood of a moral hazard increases any time a party to an agreement does not have to bear the potential consequences of a risk.
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a company had income of $500,000 based on variable costing. beginning and ending finished goods inventories were 100,000 units and 96,000 units, respectively. assume the fixed overhead per unit was $1.50 for both the beginning and ending finished goods inventory. the income under absorption costing is:
Under absorption costing, net income is d) $896,250.
In addition to direct materials, direct labor, and variable overhead costs, absorption costing is a method of inventory costing that includes the fixed manufacturing overhead cost as part of the product cost.Under absorption costing, the fixed manufacturing overhead is a product cost, whereas under variable costing, it is a period cost.
Absorption costing, also known as "full costing," is a managerial accounting technique for recording all product manufacturing costs.This method accounts for both direct and indirect costs like rent, insurance, direct labor, and direct materials.
What is the formula for absorption costing?
The formula for absorption costs is direct labor costs, direct material costs, variable manufacturing overhead, and fixed manufacturing overhead.
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the most common definition that monetary policymakers use for price stability is question content area bottom part 1 a. an inflation rate of zero percent. b. low and stable inflation. c. high and stable inflation. d. low and stable deflation.
The most common definition that monetary policymakers use for price stability is low and stable deflation.
Thus, the correct option is D.
What is deflation?A decrease in the average level of prices for goods and services is referred to as deflation in economics.
When the inflation rate is less than 0%, deflation sets in. Over time, inflation lowers the value of money, whereas abrupt deflation raises it.
Deflation is sometimes a sign of an economy that is declining.
Deflation is feared by economists because it reduces consumer spending, a key driver of economic growth.
Companies slow down their output in response to lowering pricing, which results in layoffs and compensation reductions.
When the cost of products and services decreases, this is called deflation. Expectations of future price reductions make buyers wait.
Thus, demand declines and growth is slowed. Due to the fact that interest rates can only be lowered to zero, deflation is worse than inflation.
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which sections are identical under the direct and indirect method of the statement of cash flows? (select all that apply.) multiple select question. cash from financing activities cash from investing activities cash from operating activities
The sections which are identical under the direct and indirect method of the statement of cash flows are Cash from financing activities and Cash from investing activities.
An accounting technique called direct cash flow generates a thorough cash flow statement that displays changes in cash over time. Additionally, it notes adjustments in cash payments and revenues for business activities. By displaying the financial situation, the method enables a business to make more informed decisions.
A financial statement displaying the amount of money a company spends or earns over a specific time period is presented using the indirect cash flow method. It analyzes the business's net income and adjusts it for any discrepancies resulting from noncash transactions.
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which person is a victim of identity theft?
Thomas, whose credit card information was stolen and maxed out at a jewellery store.
The correct option is D.
What is the meaning identity theft?When someone illegally obtains and utilizes another person's personal information in some way that includes fraud or deception, usually for financial advantage, it is referred to as identity theft or identity fraud.
What are identity theft's four effects?When someone steals your identity, they essentially act in your place. They can then carry out a variety of actions in your name, such as opening up new credit card accounts, filing a false tax return, engaging in additional fraud, and more. This kind of victimization can make you feel violated, uneasy, and unsafe.
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The complete question is -
Which person is a victim of identity theft?
A-Suzie, whose e-mail was stolen and used to apply for a credit card from a major retailer
B-Michael, whose credit score was stolen and used to make a down payment on a home
C-Pam, whose smartphone was stolen and used to make a mortgage payment
D-Thomas, whose credit card information was stolen and maxed out at a jewellery store
returns earned over a given time period are called realized returns. historical data on realized returns is often used to estimate future results. analysts across companies use realized stock returns to estimate the risk of a stock. five years of realized returns for celestial crane cosmetics inc. (crane cosmetics) are given in the following table:
Measuring standalone hazard the use of realized facts Returns earned over a given time period are referred to as realized returns.
Historical statistics on realized returns is often used to estimate future results. Analysts across organizations use realized stock returns to estimate the chance of a stock.
The complete return for a stock consists of both capital gains/losses and dividend income, whilst the nominal return for a inventory only depicts its rate change. Investors must additionally reflect onconsideration on whether the chance worried with a certain funding is something they can tolerate given the real price of return.
What is the common return on stocks?The inventory market has again an common of 10% per 12 months over the previous 50 years. The past decade has been terrific for stocks. From 2012 via 2021, the average stock market return was 14.8% yearly for the S&P five hundred index (SNPINDEX: ^GSPC).
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https://brainly.com/question/27723330#SPJ4although most buying decisions can be categorized on the basis of product cost, search and time effort, and brand preference, we sometimes buy things with no conscious planning, prompted by a powerful urge to buy something now. this is best described a
We sometimes buy things with no conscious planning, prompted by a powerful urge to buy something now. this is best described by the most complex problem-solving behavior, which comes into play when a purchase involves unfamiliar, expensive, or infrequently bought products.
What is Complex problem-solving?
A series of observations and informed decisions are used to find and implement a solution to a problem in complex problem solving. Beyond finding and implementing a solution, complex problem solving entails anticipating powerful urge, future changes in circumstance, resources, and capabilities that may affect the process's trajectory and the solution's success. Complex problem solving also entails considering the solution's impact on the surrounding environment and individuals.
Steps for complex problem-solving:
Identify the problem and its causeConsider the impacts of the problemBrainstorm solutionsConsider the impacts of solutionsChoose the most optimal solutionImplement a planPrepare for changesTo learn more about problem-solving, visit: https://brainly.com/question/27590235
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