Which of the following is a benefit of fixed interest rates for borrowers? (1 point)
O Fixed interest rates are initially lower than variable interest rates.
O Fixed interest rates are as easy for borrowers to budget as variable interest rates.
O Fixed interest rates are easier for borrowers to budget than variable interest rates.
O Fixed interest rates are more likely to decrease and save borrowers money than variable interest rates.

Answers

Answer 1

Answer:

Fixed interest rates are easier for borrowers to budget than variable interest rates!!!!!

Answer 2

In comparison to variable interest rates, fixed interest rates are simpler for borrowers to budget. Therefore, Option (C ) is the proper answer.

What is a fixed interest rate?

A loan with a fixed interest rate is one in which the interest rate does not change over the loan's fixed rate duration. This enables the borrower to anticipate their future payments with accuracy. In contrast, loans with variable rates are tied to the current discount rate.

A loan or credit line with a fixed interest rate has a specified, fixed interest attached to it that must be repaid along with the principal. The most popular type of interest for customers is a fixed rate since it is simple to calculate, simple to comprehend, and steady.

Both the borrower and the lender are aware of the exact interest rate obligations associated with a loan or credit account.

Hence, Option (C ) is the correct answer.

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Related Questions

is water wet or....?

Answers

Answer:

water is a substance made up of two compound one is hydrogen and second is oxygen

the chemical formula for water is ( H2O )

Explanation:

hope it helps

Answer:

real

Explanation:

(water)

what is the goal of effective marketing research studies?

Answers

Answer:

The goal is to identify and assess how changing element of the marketing mix impact customer behavior.

1. Which of the following is an example of an intermediary?
A. Auto manufacturer
B. Auto parts manufacturer
C. New car dealership
D. Auto repair shop

Answers

Considering the available options, an example of an intermediary is "New car dealership."

This is based on the idea that an intermediary is an organization between the producers and the final consumers in the business chain transaction.

Thus, a new car dealership is considered an intermediary because he is neither a producer nor the final consumer of the automobile product.

Generally, in any industry, there are different types of intermediaries, they include:

agents, wholesalers, distributors, and retailers.

Hence, in this case, it is concluded that the correct answer is option C. "New Car Dealership."

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what is the difference between covalent bonds and ionic bonds?

Answers

Answer:

Covalent bonding: is sharing an amount of e between two atoms.

ionic bonding: A type of chemical bonding that involves the electrostatic attraction between oppositely charged ions.

moving production from a high-cost producer to a low-cost producer will

Answers

Answer:

there would be an increase i the marketing of your product.

Explanation:

if the product is expensive it wouldn't be accessible to all buyers caliber, certainly the small business person.

Your friends parent are worried about going over their budget for the month.Which expense would suggest is not a need
A.Groceries
B.Rent payment
C.Car insurance
D.Cable service

Answers

Answer:

D

please give brainliest

__________ are items of value your company owns.

Answers

Answer:

it is the business asset

Rina depositó $ 3,000 en un CD de 12 meses. La tasa de interés anual es de 3.75% y se compone trimestralmente. ¿Cuál es la cantidad de interés que Rina ganará en un trimestre?

Answers

The amount of the interest that Rina will earn in a quarter is $28.52 on 3.75% interest rate.

Here, we are going to employ the use of Future value to enable use derive the amount of interest.

The formula for Future value is A(1+i/m)^mn.

Given Information

Present value = $3,000

Years (n) = 1

Annual interest rate = 3.75%

Compound (m) =  4

Future value = $3,000 * (1 + 3.75%/4)^1*4

Future value = $3,000 * (1+0.009375)^4

Future value = $3,000 * 1.03803064737

Future value = $3,114.09194

Future value = $3,114.09.

interest = Future value - Present value

interest = $3,114.09 - $3,000

interest = $114.09

Therefore, the amount of the interest that Rina will earn in a quarter is $28.52 ($114.09/4) on 3.75% interest rate.

The translated word is "Rina deposited $ 3,000 on a 12-month CD. The annual interest rate is 3.75% and is compounded quarterly. What is the amount of interest Rina will earn in one quarter?"

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What is a company's market share?

Answers

Answer:

A company's market share is its sales measured as a percentage of an industry's total revenues. Company market share is the percentage of the total target market for your product that belongs to your company.

it can be calculated by sales income, or the number of sales.

credits -

https://www.investopedia.com/ask/answers/033015/how-do-i-determine-particular-companys-market-share.asp#:~:text=A%20company's%20market%20share%20is,company%20relative%20to%20the%20industry.

What are the disadvantages of sponsorship to the business that is being sponsored? I know the advantage is, it can increase the visibility of the company, but can't find or think of a disadvantage, unless there's none? Thanks!

Answers

Answer:

Loss of Control. In return for their compensation, sponsors may ask for things that result in the sponsored organisation relinquishing some degree of control. ...

Involuntary Endorsement. ...

Increased Pressure to Succeed. ...

Loss of Credibility.

hope this helps ♡ if my answer is correct pliz tag me brainliest ♧ thanks

I need someone to help me

Answers

What's the problem? I'd be happy to help you if you would be willing to specify what you need help with.

Which of the following is required to be present in an Employment Verification Letter?

Answers

Answer:

name, title, salary, and dates of employment. 

Explanation:

Im not sure with my answer ♥️

Name, salary, title, and dates of employment is required to be present in an Employment Verification Letter

What is the significance of  Employment Verification Letter?

An employment verification letter is a document that confirms that a person is now employed or has previously worked for a company. This official document validates job status in a variety of scenarios when legal verification of work or income is required.

Employment verifications are an essential component of the pre-employment screening process, since they indicate if the prospects are trustworthy and a suitable match for the position.

Employment verification is the process of confirming a person's previous or present employment status. It guarantees that the individual has the necessary experience to do the job properly. Employment verification may also show incorrect claims, gaps in employment, or job title forgery.

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Pam has just started a business where she sells handmade jewelry. To let people know about her business, she mailed a flyer to the residents of her subdivision announcing her product line and holiday sale. The flyer contained the date and time of the sale, as well as a description of the items being sold. The flyer is a form of _______ advertising.

Answers

The flyers that Pams mailed to the residents of her subdivision is in form of an informative advertising.

Usually, an Informative advertising is used when an individual or firms launches a new product. The adverts helps to educate the potential consumers about the features of the product

In the question, we will observed that the Flyers contains the date, time of sale and description of the items being sold as well.

Therefore, the form of the advertising of the flyers is known as Informative advertising.

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Help me with this Econs question, please...thank you!

Answers

Is there a certain PFF to look at ?


A(n) is a general belief about a person or group of people that may not be true.
prestige
b culture
c. occupation
d stereotype

Answers

It’s d stereotype. Mark brainliest pls

Answer:

Stereotype

Explanation:

Trust.

you have a credit card and the average balance on that card, year after year, is $4,000. The credit card company charges 21% annual intrest on your average balance, how much extra money would you have to invest each year if you weren’t paying intrest on that credit card debt?

A. $117
B. $840
C. $273
D. $791

Answers

the answer is b. 840$

The amount of $840 will be extra money one will have to invest each year if you are not paying interest on that credit card debt.

What is a credit service?

This is a loan service provided by credit firm to an individual, business etc which is expected to be repaid with interest.

Extra money = $4,000 * 21%

Extra money = $840

Therefore, the Option B is correct.

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An oligopolist differs from a perfect competitor in that
A. there is cutthroat competition in perfect competition but little competition in oligopoly because firms have significant market power.

B. firms in an oligopoly do not produce homogeneous products while firms in perfect competition do.

C. the market demand curve for a perfectly competitive industry is perfectly elastic but it is downward-sloping in an oligopolistic industry.

D. there are no entry barriers in perfect competition but there are entry barriers in oligopoly.

Answers

Answer:

B

Explanation:

firms in an oligopoly do not produce homogeneous products while firms in perfect competition do. the market demand curve for a perfectly competitive industry is perfectly elastic but it is downward-sloping in an oligopolistic industry. there are no entry barriers in perfect competition but there are entry barriers in oligopoly.

Which of the following is acceptable behavior?

Answers

Answer:

All of the above.

what is Advertising , according to the Advertising practitioners council of Nigeria ​

Answers

Answer:

Advertising bis the act of raising awareness big product to consumers in order to buy more from them than other costumers

kielyn has a degenerative eye disease that is causing her to gradually lose her eyesight. when kielyn asked her employer, ideal accessories, to purchase a low-vision computer for her use at work, she was fired. ideal accessories has violated the

Answers

Considering the situation described above, the ideal accessories has violated the American with Disabilities Act.

This is because Kielyn, with degenerative eye disease, is a form of disability, and firing her by her employer is a form of discrimination.

This situation is against the Americans with Disabilities Act of 1990.

The Americans with Disabilities Act (ADA) clearly stated that there should be no discrimination against people with disabilities in many situations such as employment, transportation, public accommodation, access to government programs and services, etc.

Hence, in this case, it is concluded that the correct answer is "Americans with Disabilities Act (ADA)."

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Answer: Americans with Disabilities act

Explanation: trust

A friend told Mohammed, Your business would be more successful if you only served in the shop and let your workers make the bread and cakes. Do you agree? Justify your answer

Answers

Answer:

Yes

Explanation:

As the 9wner of business, you will know how to controll your finance than paying someone.

Explain the importance of thoroughly checking your SAR and what steps you can
take if you find any errors?

Answers

Based on financial analysis, the importance of thoroughly checking your SAR is that "possessing an accurate SAR gives individuals the high tendency of earning a financial aid award."

Generally, the financial aid awards depend on the accurate details given in the SAR report.

However, should there be an error in the SAR report, here is the step you can take:

Either you correct or update your Free Application for Federal Student Aid, often referred to as FAFSA form.

The FAFSA form can be filled online.

SAR is an acronym for Student Aid Report.

Hence, in this case, it is concluded that SAR information is crucial for students that need financial aids.

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Bonds are basically also known as what?

a
Loans
b
Contracts
c
Volatile Investments
d
None of the Above

Answers

bonds are basically known as

b)contracts

highlight characteristics of itinerant traders​

Answers

Some features of such itinerant retailers are:

The scale of operations is small. ...

The capital is also limited in the case of itinerant retailers.

They usually deal in day to day products and perishable items of daily use like fruits, vegetables, milk, toiletries etc.

Buyers and sellers are brought together by
A. agents
B. wholesalers
C. distributors
D. rack jobbers

Answers

the answer is c- wholesalers

Which of the following statements is true?

Most countries have laws and court procedures protecting intellectual property such as those in the United States.

Civil laws tend to be relatively nonspecific.

Laws of a country regulate the manner in which business transactions are executed.

Global entrepreneurs cannot specify in the contract that any contract disputes will be heard in the courts of another country.

Answers

The statements that are true include "Laws of a country regulate the manner in which business transactions are executed."

Also, the other statements among the options that are considered true are "Most countries have laws and court procedures protecting intellectual property such as those in the United States."

Research has shown that many countries have rules and regulations guiding their business transactions, including intellectual property rights, such as Trademarks, Patents, and Copyrights.

Hence, in this case, it is concluded that the correct answer is options A and C.

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Janet, a regular customer needs to send money. Her granddaughter's best

friend called to ask for her help after their money was stolen while traveling

across the country. After asking her some "Know Your Customer" questions,

she tells you her granddaughter was unable to come to the phone because

she had been injured. She doesn't regularly see her granddaughter. Also,

while Janet has heard of her friend, she had never actually met him.

Answers

While there is no question attached, it would appear that a crime is being perpetuated here and that crime is identity theft and fraud.

There are two main issues with the story above that point towards identity theft:

The granddaughter could not come to the phone - it cannot be verified that it is indeed the granddaughter that is asking for the money. This "friend" might not actually be with the granddaughter.

Janet has never met the friend - Because Janet has never met the friend, she has no way of verifying if it is actually the friend that she is talking to.

These two issues point to someone trying to use the identity of Janet's granddaughter's friend to solicit money from her. As a bank teller, you should flag this transaction and explain to Janet the reservations you have with this transaction.

Janet should try to reach her granddaughter directly to find the facts.

In conclusion, this is most likely a case of person trying to use identity theft to commit fraud.

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True/False

Mary must decide between two alternatives for the weekend: babysitting or yard work. If she babysits, she will receive $40 and will incur $15 in transportation costs. If she does yard work, she will receive $40 and will incur $3 in lawn mower gas and oil costs and $5 in transportation costs. The payment she would receive for the jobs is relevant in deciding which alternative to select.

Answers

Answer:

FALSE

Explanation:

NO SORRY I DONT HAVE ENOUGH TO GIVE

Healthy Plants Ltd. (HP) produces its premium plant food in 50-pound bags. Demand for the product is 100,000 pounds per week. HP operates 50 weeks per year and can produce 250,000 pounds per week. The setup cost is $200, and the annual holding cost rate is $0.55 per bag. Currently, HP produces its premium plant food in batches of 1,000,000 pounds. Using the data provided in Problem 23, determine what will happen if HP uses the economic production quantity model to establish the quantity produced each cycle.

Answers

Based on the weekly demand, production capacity and holding cost, the EPQ must be 550,482.88 pounds or 11,009.66 bags.

The Economic Production Quantity can be found by the formula:

= √( ( 2 x Annual demand x Setup cost) / ( Annual holding cost per pound x ( 1 - Demand rate per week / Production rate) ) ) )

Annual demand = Demand per week x Number of weeks in HP year)

= 100,000 x 50

= 5,000,000

Annual holding cost per pound = Cost per bag / Number of pounds in bag

= 0.55 / 50 pounds

= $0.011 per pound

Economic Production Quantity = √( ( 2 x 5,000,000 x 200) / ( 0.011 x ( 1 - 100,000 / 250,000) ) ) )

= 550,481.88 pounds

In bags this is:

= 550,481.88 / 50 pounds per bag

= 11,009.66 bags

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The question is:

Calculate the economic production quantity (EPQ) in pounds and bags

The night before you take an exam, you should

eat a healthy meal
stay up late to review notes
take a break from studying
turn off alarms to get a good night's rest

Answers

wow thx!!! great tips
Answer (stay up late to review notes)

Hope this was helpful have a nice day :)
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