"Chapter 13" form of bankruptcy allows a debtor with a regular income to extinguish his or her debts from future earnings or other property over a period of time.
What is chapter 13 form?An individual with steady income may alter their debts under this chapter of the Bankruptcy Code. Generally three to five years, Chapter 13 enables a debtor to maintain their assets while paying down their debts.
The benefits of filling chapter 13 form:
You might be able to extend the time you pay off your debt, lower the amount you pay each month, or give up a piece of property you're paying off.Additionally, after you successfully finish a Chapter 13 repayment plan, certain creditors can no longer require full payment from you.To know more about bankruptcy, here
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Kenneth is a bank executive and when one of his customers offers him box seats to a Chicago Cubs game he knows he cannot accept them because it is not appropriate to do so. However, in some countries of the world this gift would be perfectly acceptable. This reflects a difference in ethnocentrism. tariff restrictions. intellectual property laws. business ethics. grants-in-aid.
This reflects a difference in business ethics.
Business customs can be divided into three categories: imperatives, which must be acknowledged and accommodated; electives, which can be adapted to but are not required to; and exclusives, in which outsiders are not permitted to participate.In foreign marketing, flexibility of approach is essential.The fundamental distinction between business ethics and general ethics is that general ethics include all moral ideals, but business ethics only pertain to matters of business.
What is business ethics reflection?
Everyone should possess a strong sense of business ethics. It reveals how the person's character is reflected. Being morally upright is recognizing what is right and wrong, among other things. Because a firm is all about providing excellent customer service, the business ethics of its employees are very significant.Learn more about business ethics
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Paul and Micheal sell magazine subscriptions by telephone. {aul is paid $1.00 for every five calls he makes, while Mike is paid$1.00 for every subscription he sells, regardless of the number of calls he makes. Paul's telephoning is reinforced on a ______________ schedule, whereas Mike's is reinforced on a ______________schedule.
Paul and Micheal sell magazine subscriptions by telephone. Paul is paid $1.00 for every five calls he makes, while Mike is paid$1.00 for every subscription he sells, regardless of the number of calls he makes. Paul's telephoning is reinforced on a fixed-interval schedule, whereas Mike's is reinforced on a variable-ratio schedule.
What is a fixed-interval timetable?The initial response is rewarded only after a predetermined period of time has passed in fixed-interval schedules. This schedule results in rapid responses near the end of the interval but slower responses right after the reinforcer are given. A fixed-interval (FI) schedule consists of two parts:
It calls for the passage of a certain amount of time before reinforcement will be supplied in response to a response, andNo response during the interval is reinforced; only the first response after the interval's completion is reinforced.What is the variable-ratio schedule?A schedule of reinforcement known as a variable ratio schedule rewards a behavior after a predetermined number of responses. High, consistent response rates are the result of this type of timetable. Because they believe that the subsequent reaction might be the one they need to receive reinforcement, organisms are persistent in responding.
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If a company has an unfavorable direct-material quantity variance, then: Select one: a. the direct-labor efficiency variance is unfavorable. b. the direct-material price variance is favorable. c. the total direct-material variance is favorable. d. any of the other answers can occur. e. the total direct-material variance is unfavorable.
If a company has an unfavorable direct-material quantity variance, then any other above variance can occur.
The above judgment was made for the reason that variances are independent of direct material quantity variance and that all calculations are different. Because the total variance may be favorable or unfavorable, we also know that the total direct material variation is the sum of the material quantity and price variance. Direct labor efficiency variance in option (d) does not relate to material variance.
What is unfavorable materials quantity variance?Excessive usage of direct materials is indicated by a negative materials quantity variance. There are a variety of causes for the excessive use of direct materials, some of which include: purchase of inferior or inappropriate materials. recurring electricity outages (wastage may occur due to unscheduled stop and start of machinery and equipment)
Who is responsible for the direct materials price variance?The production manager is in charge of monitoring excessive material usage. However, the purchasing department would be held accountable for the variation if the purchase manager made low-quality purchases to reduce the direct materials price disparity.
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When past experiences are insufficient and the risk of making a wrong purchase decision is high, a consumer is more likely to use ___________________ for information. Group of answer choices
the correct answer to be filled in the blank is external research.
external research-
The external search is made from elements: an internet search and a visible search. The visual search is basically a purchasing trip. In the past clients might also additionally have extensively utilized some form of directory as a search tool, however this has in large part been outmoded with the aid of using the Internet. The internet and visual search may be together inclusive or exclusive. Once you've been noticed you want to ensure that the method of comparing and buying the services or products is as easy as possible. clients might not want to provide their credit card information to a domain that they may be unusual with, ensure the buying method is appropriate, many supermarkets now have self-service checkouts to lessen waiting times.
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When firms sell their products overseas with little or no change to the products, they may increase the expropriation of intellectual property and increase the risk of piracy. This is considered a serious disadvantage when pursuing a(n) ________ strategy. Question 7 options:
The strategy is known as international strategy.
Most firms begin their worldwide growth with an international strategy, which includes exporting or importing goods and services while keeping a head office or offices in their native country. As a firm, global expansion does not have a one-size-fits-all approach.
Companies might decide to invest more in their target markets as they expand and scale. A successful worldwide company strategy concentrates on a single point of contact while exporting goods and services all over the world.
While no two global firms are same, it does imply that multinational enterprises must take a big-picture, standardized approach to their exports and imports, even if their operations are tiny.
Therefore, the blank will be filled by international strategy.
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Ira orally agrees to buy a unique collection of sports memorabilia for $1,000 from Jane and sends her $250 as a down payment. When Ira sends her the rest of the price, Jane refuses to ship Ira the collection. Ira should seek Group of answer choices specific performance. damages. reformation. rescission.
Ira should seek specific performance.
A particular remedy called specific performance is utilized by courts when no other option, such monetary compensation, will fully satisfy the other party. The court will choose that option instead if it will put the injured party in the same situation as if the contract had been fully completed.A court may order a party to carry out a specific conduct, such as completing the contract's performance, as a form of equitable relief under the law of contracts.If damages are a suitable alternative, it is normally not accessible but is typically available in the sale of land law. Contracts for personal services nearly seldom allow for specific performance.Thus this is the answer.
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Making personal connections with the prospect or customer to ultimately set a friendly tone for the sales call is called rapport-building. Group of answer choices False True
True, Rapport Building is ultimately set a friendly tone for the sales call.
Rapport may be constructed by means of displaying a non-public interest within the customer. As an example, if a purchaser says they have been in a health facility, ask them how the restoration is going. in case you had been talking to somebody face-to-face and they said that they had just popped out of the health center, it might be courteous to check how they're.
Having the ability to relate to others in a manner that promotes that understanding and allows belief is the key to constructing rapport.
Building rapport is a crucial element of successful customer-trainer relationships, as this technique promotes open communique, develops acceptance as true, and fosters the patron's choice to participate in an exercise program. Understanding your clients and what they need to obtain is your key to achievement
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What is the name of the document that companies use to report quarterly financial results?.
Fixed costs including depreciation have increased at Leverage Inc., from $4 million to $5.3 million. Suppose that the company now breaks even on an accounting basis with sales of $20 million. What must be the break-even variable cost as a percentage of sales
The variable cost is 73.5%.
In economics, business, and especially cost accounting, the break-even point is the point at which total cost and total income are equal, i.e. "even." Although opportunity costs have been paid and capital has received the risk-adjusted, projected return, there is no net loss or gain, and one has "broken even." The breakeven point is stated to be reached in investment when the market price of an asset equals its initial cost.
Break even point is computed with the formula given below:
Break even point=Fixed cost/Contribution
Thus, the contribution =(5.3/20)
=0.265
=26.5%
Therefore, if sales is assumed to be 100%,contribution=Sales-Variable Cost
=100%-26.5%
= 73.5%
Hence, the variable cost is 73.5%.
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If a perfectly competitive firm wanted to maximize its total revenues, it would produce Group of answer choices The output where the ATC curve is at a minimum. The output where the marginal cost curve is at a minimum. As much as it is capable of producing. None of the Answers are Correct. The output where MC equals price.
If a perfectly competitive firm wanted to maximize its total revenues, it would produce As much output as it is capable of producing.
Can a perfectly competitive firm increase revenue?As long as it accepts the going market price, a perfectly competitive company is free to sell as much as it likes. A company's overall revenue will rise if it sells more units at a given price. Total sales will increase if the product's price rises with each unit sold.
How does a business with perfectly competitive determine its entire revenue?A straight line sloping up depicts the total revenue for a corporation that is perfectly competitive. The slope is the same as the item's cost. Although with some curvature, total cost similarly slopes upward. Due to diminishing marginal returns, overall cost starts to climb more sharply at increasing output levels.
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The public relations function can be handled by an internal public relations officer or department or by an external public relations firm. Who should make the decision of who will handle various public relations activities
The company leaders make the decision of who will handle various public relations activities.
What are public relations?Public relations specialists work to change how the general public views their clients' brands, reputations, or images. Unlike advertisers, public relations specialists convince for or earn good talk about their clients or organizations.
Public relations experts employ a variety of strategies to achieve their goals and uphold the organization's favorable reputation in the public eye. These strategies can all be employed as a component of an effective public relations plan even if they each have various uses and overlap. When necessary, a skilled, qualified PR expert will make use of all of them or a mix of them.
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A husband and wife own property with a mortgage payment due on the first of each month. They are thirty days late in making a payment and receive notice from the lender to make payment within ten days. If they fail to make the payment the entire loan balance becomes payable immediately. Which clause in the mortgage allows the lender the right to take such action
Acceleration Clause in the mortgage allows the lender the right to take such action .
What is Acceleration Clause?If specific conditions are not met, a lender may demand a borrower to return the entire amount of the loan under the terms of an acceleration clause.An acceleration clause defines the conditions under which the lender may seek loan repayment as well as the amount that must be paid.The acceleration clause describes the conditions under which the lender may request loan payback and the amount of repayment necessary, such as upholding a particular credit rating.The majority of acceleration provisions are found in mortgage loans, which reduce the lender's risk of default. They can be designed for other events as well, but they are typically based on payment defaults.In most situations, if a term of the loan has been violated, an acceleration clause will demand that the borrower pay the entire balance due right away.Invoking the acceleration clause results in the borrower being relieved of all remaining interest payments and effectively paying off the loan early.What is Alienation Clause?When a borrower sells or transfers their home, the alienation clause in their mortgage contract provides the mortgage lender the right to demand immediate and complete repayment of the debt, including principle and interest.Before the buyer's title to the property may be transferred, the provision stipulates that the remainder must be paid. This condition is also known as the "due-on-sale clause" since the balance becomes payable when the property is sold. This provision shall be applicable whether or not the sale or transfer is voluntary.Know more about Acceleration Clause https://brainly.com/question/17253783
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Merchandise inventory is Multiple Choice Reported on the balance sheet under plant and equipment Reported on the income statement as an expense Products a company owns for resale to customers Included on a service company's balance sheet Includes supplies
Merchandise Inventory is the product that a company owns for reselling to the customers in the market.
Option C is the correct answer.
What is reselling?Reselling is one of the activities applied by the production company in disposing of the goods more than one time in the consumer market.
When the goods are sold again by the sellers and the retailers to the customers, they it is treated as merchandise inventory. It has the same nature similar to the closing inventory being reported on the balance sheet of the company under the current assets.
Therefore, the explanation provided in Option C would describe the merchandise inventory.
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A car rental agency rents 220 cars per day at a rate of 28 dollars per day. For each 1 dollar increase in the daily rate, 6 fewer cars are rented. At what rate should the cars be rented to produce the maximum revenue, and what is the maximum revenue
The cars should be rented at $34 per day for a maximum income of $6268 per day.
If the daily rental is increased by $x
Then
Rental: R(x)=(28+x)dollars per car-day
Number of cars rented:
N(x) = (220−6x) and Income: I(x) = (28+x) (220−6x) = 6,610 + 52x−5[tex]x^{2}[/tex] dollars/day.
The maximum will be achieved when the derivative of I (x) is zero.
[tex]\frac{dI(x)}{dx}[/tex] = 52−10x = 0
⇒ x = 5.2
For an even dollar rental amount, and increase of $5/day or $6/day will generate the same income.
So
$28+$5 = $33/day
or
$28+$6 = $34/day
would both be valid answers.
However, $34/day involves renting fewer cars and thus reduced expenses.
Using basic substitution and arithmetic
I(4) = $6,268
What is Maximum revenue ?
Maximum revenue is defined as the total maximum amount of revenue of product or service can yield at maximum demand and price.
To calculate maximum revenue, determine the revenue function and then find its maximum value. Write a formula where p equals price and q equals demand, in the number of units.
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The success of marketing messages depends, in large part, on how persuasive the messages are. Which characteristics usually must be present in order to make messages more persuasive
The characteristics are:
Comprehension (understandable)ConnectiveCredibleContagiousA persuasive message is a relevant message that intrigues, informs, convinces, or calls to movement. Persuasive messages are regularly discussed in terms of cause as opposed to emotion.
Each message has elements of ethos or credibility; pathos, or ardor and enthusiasm; and logos, or good judgment and reason.
The persuasive cause is used to convince, or convince, the reader that the opinion, announcement, or declaration, of the writer, is correct or valid.
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As a manager for the northeast region, Yeung oversees the work of six pharmaceutical sales representatives. She is responsible for developing plans to help the region meet its strategic objectives as well as rewarding her employees when they meet their sales objectives. What level of management has Yeung achieved
Middle management has Yeung achieved.
What do pharmaceutical sales do?The primary duties of a pharmaceutical sales representative are to provide for the needs of clients by selling pharmaceutical products.They frequently go within their designated zone to deliver presentations and teach about the medications of the company at hospitals and doctor's offices.What does pharmaceutical sales consist of?In summary, pharmaceutical sales representatives are employed by distributors or manufacturers to educate physicians about their offerings. They persuade doctors to give medications to people who would benefit from them by providing them with crucial information and insights.How difficult is pharmaceutical sales?Intense, fiercely competitive, and occasionally irritating, it is also.Insiders claim that getting a position at a pharmaceutical company is difficult, and that if you do, it's difficult to succeed.Learn more about pharmaceutical sales here:
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Explain the check and balance of power between the legislative and executive branch when it comes to the power to make laws.
A statute may be subject to the President's veto in the executive branch, but with enough votes, the legislative branch can override the veto. The legislative branch has the authority to ratify presidential appointments, manage the budget, and impeach the president and force their resignation.
How can the executive branch restrain the legislative branch's authority?The ability to veto (override) legislation serves as a check on the power of the legislative branch by the executive branch. The President has three options when it comes to signing a bill into law that Congress has approved: signing it, not signing it, or vetoing it. The bill will be made into law whether it is signed or not.How do checks and balances restrict each branch's power?The Checks and Balances system is linked to the separation of powers in the US. Each part of government is given its own authority to check the other branches and prevent any one branch from becoming overly dominant thanks to the checks and balances system.
What are the legislative branch's safeguards?Federal legislation is subject to the presidential veto. Laws may be ruled unconstitutional by the Supreme Court. To pass laws, both houses of Congress must vote. limiting the legislative branch's authority
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When tires are taxed and sellers of tires are required to pay the tax to the government, Group of answer choices the price paid by buyers of tires decreases. the quantity of tires bought and sold in the market is reduced. there is a movement downward and to the right along the demand curve for tires. the demand for tires decreases.
The correct option is, the quantity of tires bought and sold in the market is reduced.
When tires are taxed and sellers of tires are required to pay the tax to the government?The amount of tires purchased and sold on the market decreases when tires are taxed and tire vendors are compelled to pay tax to the government. The loss of consumer and producer surpluses that are not accounted for in government revenue.When a tax is placed on a product the price paid by buyers?In general, taxes increase the price consumers pay, decrease the price sellers receive, and decrease the amount of goods sold. A tax must result in a deadweight loss if it is imposed on a good and sales volume is decreased.What is deadweight loss?The cost of market inefficiency, which happens when supply and demand are out of balance, is known as a deadweight loss.Deadweight loss, a term mostly used in economics, refers to any deficit brought on by an ineffective resource allocation.Learn more about taxed here:
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6. Outline 4 circumstances under which some human wants canbe fully satisfied
Generally, the human wants can never be fully satisfied because its requires more resources whereas the resources are limited.
What is a human wants?This refers to the desires, aspirations and motives of humans that can be satisfied with goods and services.
For instance, the yearning for food, shelter, clothing are example of an economic human wants.
It is also accepted that the human wants are never truly satisfied because they are endless, even though these wants can be temporarily satisfy, they will always reoccur.
Therefore, the human wants can never be fully satisfied.
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What is the term given to a specialized accounting book or computer program in which information is transferred into specific categories, so managers can find all the information about a single account in one place
The book or the specialized program is called ledger.
A ledger is a book of accounts that contains information from the journals that has been sorted and presented as debits and credits. It is sometimes referred to as the second book of entries. The ledger stores all information needed to create financial statements.
A ledger is the main book or computer file used to record and total economic transactions measured in terms of a monetary unit of account by account type, with debits and credits in distinct columns and a start and finish monetary balance for each account.
Therefore, the term is ledger.
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You are going shopping at a clothing store with a huge sale in which all merchandise is discounted between 20 and 70% off of the ticketed price. Why might it be good to bring a friend who high working memory capacity with you
Your companion will be able to keep track of your spending in her brain and assist you in staying within your spending limit.
What does "sell" in retail mean?Sale refers to the sale of products or services, or a price reduction. Selling a new home is an illustration of a sale. A 50 percent price drop on all jeans at a retailer is an illustration of a sale.
Big sale: What does that mean?an occasion where products are discounted, typically to get rid of excess inventory.
What sale has been the biggest of the year?December 26. The day after Christmas, or Boxing Day, is a public holiday and the busiest shopping day of the year in many countries throughout the world. Shopping malls, big-box stores, and independent retailers all reduce their prices to get rid of unsold stock.
On what day are the most sales?According to statistics from the sales management business Pipedrive, salespeople close the most deals and perform the most sales activity on Wednesdays. The busiest days for salespeople in the US are Wednesdays and Thursdays, but Wednesdays and Fridays are when they close the most deals.
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GDP is defined as the Question 27 options: value of all goods and services produced within a country in a given period of time. value of all goods and services produced by the citizens of a country, regardless of where they are living, in a given period of time. value of all final goods and services produced within a country in a given period of time. value of all final goods and services produced by the citizens of a country, regardless of where they are living, in a given period of time.
GDP is defined as the value of final goods and services produced within a country in a given period.
Gross domestic product (GDP) is the dollar amount for all finished products and services produced inside a nation's boundaries in a given year. It is the sum of all final commodities and services produced in a certain economy.The total private and public consumption, government expenditures, investments, increases in private inventories, paid-in building expenses, and the foreign balance of trade are all included in the computation of a nation's GDP.
What is GDP and GNP ?
The value of the final domestic goods and services generated inside a country's boundaries is known as the gross domestic product (GDP). The value of all finished goods and services owned by a nation's citizens, regardless of whether those goods were made in that nation, is what is known as its gross national product (GNP).Learn more about gross domestic product (GDP). brainly.com/question/14810510
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The combination of product lines offered by a manufacturer is called the firm's: Group of answer choices product matrix. product mix. total product offer. product portfolio.
The combination of product lines offered by a manufacturer is called the firm's product mix.
What is a product mix strategy?
The total number of product lines and distinct goods or services that a business offers is its product mix. Alternatively known as product portfolio or product assortment. Product combinations differ amongst businesses.
Four main product mix strategies are as follows:
Expansion: A business adds more product lines or product depth (i.e., varieties) inside lines.Contraction: A business reduces the variety of its products to get rid of underperforming ones or to streamline the remaining ones.Change an Existing Product: A business makes improvements to an existing product rather than developing a brand-new one.Product differentiation: A corporation advertises a product as being a better option than a rival product without changing it in any manner.Learn more about product mix strategy here:
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A Principal Investigator has submitted a new proposal to the NIH. Six months ago he accepted an invitation by the University of Texas Health Sciences Center at San Antonio (UTHSCSA) to do a presentation of his recent findings on breast cancer. UTHSCSA paid the Investigator $1000 to do the presentation and paid his travel expenses of $700. Under federal and UNM HSC COI Policy, the Investigator will need to do a financial conflict of interest disclosure of this information when he submits for this proposal to the NIH. True False
It is a true statement that the Investigator will need to do a financial conflict of interest disclosure of this information when he submits for this proposal to the NIH.
What is a financial conflict of interest?This conflict of interest is one that exists when a recipient's designated official(s) determines that an investigator's significant financial interest could significantly affect the conduct or reporting of the PHS-funded research.
Therefore, It is a true statement that the Investigator will need to do a financial conflict of interest disclosure of this information when he submits for this proposal to the NIH.
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The law of demand states that, all else equal, price and quantity demanded are Group of answer choices directly related inversely related uniformly related horizontally related
the quantity demanded is inversely related to price is the answer to this question
The inverse relationship between price and demand
Therefore, the price of a product and the quantity required for this product are in the opposite relationship, as stipulated by the Law of Demand. The inverse relationship means that the higher the price, the lower the quantitative demand, and the lower the price, the higher the quantitative demand.
The law of supply and demand is the basis of modern economics. According to this theory, the price of a good is inversely proportional to its supply. That makes sense for many products. Because the more expensive it is, the fewer people can afford it and the less demand it has.
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An employer hiring in a competitive labor market should hire additional labor as long as:.
An employer hiring in a should hire additional labor as long as the marginal revenue product (MRP) exceeds the wage rate.
What is competitive labor market?competitive labor market serves as one that alot of producer which compete with each other in the industry.
In this case, An employer hiring in a should hire additional labor as long as the marginal revenue product (MRP) exceeds the wage rate.
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When using a self-managed team, a manager should Group of answer choices control the team's staffing and scheduling. offer lucrative individual bonuses. provide elaborate retreats for team discussions. delegate administrative oversight of work scheduling and customer interaction. allow members to fire their team members.
When using a self-managed team, a manager should delegate administrative oversight of work scheduling and customer interaction.
What is Self-Managed Teams?
A self-managed team is a group of employees that's responsible and accountable for all or most aspects of producing a product or delivering a service. Traditional organizational structures assign tasks to employees depending on their specialist skills or the functional department within which they work.
A self-managed team carries out supporting tasks, such as planning and scheduling the workflow and managing annual leave and absence, in addition to technical tasks. Management and technical responsibilities are typically rotated among the team members.
What is the goal of a Self-Managed Team?Self-managed teams are given full ownership and responsibility to drive business results for their specific project. The focus is solely on responsibility and outcome, rather than who is in charge and who gets credit.
Therefore , we can conclude that the correct option is D. When using a self-managed team, a manager should delegate administrative oversight of work scheduling and customer interaction.
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The average salesperson at The Container Store made $48,000 per year in 2013, compared to the national retail sales average of $31,096. The Containter Store employee who has a fixed salary notwithstanding their sales is earning a(n) ______ reward.
The average salesperson at The Container Store made $48,000 per year in 2013, compared to the national retail sales average of $31,096. The Container Store employee who has a fixed salary notwithstanding their sales is earning a noncontingent reward.
As its name implies, the noncontingent reward (NCR)* technique entails giving incentives without waiting for the occurrence of any predetermined behavior. NCR can occasionally be utilized to enhance the appeal of a specific environment. Offering a high rate of rewards, in other words, encourages people to enter and remain in that environment.
The contingent reward system is a motivation-based method for rewarding people who achieve their set objectives. It serves as encouraging feedback for a job well done.
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Nokia transitions caused disruptions in its labor force. New skills were needed and old skills were less important. Managers needed to motivate employees to adapt to the changes. Managers needed to be
Nokia's workforce experienced interruptions as a result of transformations. Old talents became less significant and new skills were required. Employers needed encouragement from managers to adjust to the changes. Managers needed to be leaders.
Leadership Qualities of a Good ManagerMotivates Others: This might be the most crucial characteristic among all those that distinguish successful managers. An organization's success is frequently fueled by its capacity to empower team members and support each individual's pursuit of excellence. Demonstrates Honesty and Transparency: The latter category includes good managers, who typically exhibit a high degree of candour regarding their work. Because of this, both their managed staff and their overseeing executives are confident in their managerial abilities.Effectively communicates: Employees are having trouble understanding a manager's requests if poor communication is present. A good manager has strong, situation-specific communication skills. He or she might be able to convey strategic goals to a room full of executives as well as identify extremely specific goals for a project team.Learn more about good managers here:
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why might alexandria choose a local movie theater when she could see the same movies for less at a corporate establishment
It can be inferred that Alexandria may exhibit the above traits because of her philosophy of always helping local businesses. This may come from the understanding that local businesses support and create more employment.
Why is employment important?Employment is critical because it ensures that aggregate demand is constantly growing.
Without aggregate demand, there won't be supply and the economy collapses.
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