the correct answer to be filled in the blank is external research.
external research-
The external search is made from elements: an internet search and a visible search. The visual search is basically a purchasing trip. In the past clients might also additionally have extensively utilized some form of directory as a search tool, however this has in large part been outmoded with the aid of using the Internet. The internet and visual search may be together inclusive or exclusive. Once you've been noticed you want to ensure that the method of comparing and buying the services or products is as easy as possible. clients might not want to provide their credit card information to a domain that they may be unusual with, ensure the buying method is appropriate, many supermarkets now have self-service checkouts to lessen waiting times.
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Research indicates that investors who closely monitor their portfolios and trade quickly in response to minor fluctuations in price:_____________
A. earn rates of return similar to those who hold investments for the long−term and trade infrequently.
B. underperform those who hold investments for the long−term and trade infrequently.
C. outperform those who hold investments for the long−term and trade infrequently.
D. be more highly educated and in higher income brackets than those who hold investments for the long term and trade infrequently.
B. underperform those who hold investments for the long term and trade infrequently.
Research indicates that investors who closely monitor their portfolios and trade quickly in response to minor fluctuations in price underperform those who hold investments for the long term and trade infrequently.
Why do investors underperform?
Market timing is the first explanation. Individual investors attempt to decide whether to invest in stocks and when to withdraw funds from them. Despite the fact that we are aware of the market's unpredictability, investors frequently invest during bull markets and exit during down markets. This is seen in the money flows into and out of mutual funds during stock market extremes. Your return will be negatively impacted if you buy high and sell low.
The fees that investors spend are the second factor contributing to their poor market performance. The majority of investors are unaware of their costs and don't care. They fail to understand how a few dollars here and there could possibly make a difference. They believe the fees and charges don't exist since they can't see them.
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A project has an initial cost of $48,425, expected net cash inflows of $11,000 per year for 8 years, and a cost of capital of 12%. What is the project's payback period
The project's payback period is 6.51 years.
Present value of year 1 cash flow = 12000 / (1 + 0.12) = 10,714.28571
Present value of year 2 cash flow = 12000 / (1 + 0.12)2 = 9,566.32653
Present value of year 3 cash flow = 12000 / (1 + 0.12)3 = 8,541.36297
Present value of year 4 cash flow = 12000 / (1 + 0.12)4 = 7,626.21694
Present value of year 5 cash flow = 12000 / (1 + 0.12)5 = 6,809.12227
Present value of year 6 cash flow = 12000 / (1 + 0.12)6 = 6,079.57345
Present value of year 7 cash flow = 12000 / (1 + 0.12)7 = 5,428.19058
Cumulative cash flow for year 0 = -52,125
Cumulative cash flow for year 1 = -52,125 + 10,714.28571 = -41,410.71429
Cumulative cash flow for year 2 = -41,410.71429 + 9,566.32653 = -31,844.38776
Cumulative cash flow for year 3 = -31,844.38776 + 8,541.36297 = -23,303.02479
Cumulative cash flow for year 4 = -23,303.02479 + 7,626.21694 = -15,676.80785
Cumulative cash flow for year 5 = -15,676.80785 + 6,809.12227 = -8,867.68558
Cumulative cash flow for year 6 = -8,867.68558 + 6,079.57345 = -2,788.11213
Cumulative cash flow for year 7 = -2,788.11213 + 5,428.19058 = 2,640
2,788.11213 / 5,428.19058 = 0.51
Discounted payback period = 6 + 0.51 = 6.51 years.
Cash flow is the money that goes into your business and can come from selling, investing, or raising funds. It's the opposite of the cash outflow, which is the money to leave the company. A company's ability to create value for its shareholders is determined by its ability to generate positive cash flow.
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An agent must keep appropriate written records for any money received or spent in the course of agency business under the duty to:
Accounting; all the transactions i.e. all the money received or spent is recorded by an agent or an account it is called accounting.
More about accounting:
The process of reporting, recording, evaluating, and summarising economic data is referred to as accounting. By giving information about the company's financial situation, accounting enables a company's decision-makers to take wise decisions.
Accounting is the "art of recording, classifying, and summarising in a meaningful way and in terms of money, transactions and events which are, at least in part, of financial character, and interpreting the results thereof," according to the American Institute of Certified Public Accountants (AICPA).
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What is the maximum sentence for a misdemeanor crime, such as selling alcohol to a minor?.
The maximum sentence for a misdemeanor crime, such as selling alcohol to a minor is one year of jail time.
What is a misdemeanor ?These are minor crimes or offences whose punishment is no more than a year sentence.
Other punishment for misdemeanor are:
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Many older companies have changed from a defined-benefit plan to a(n) ________, which is a retirement plan where workers are credited with a percentage of their pay each year, plus a predetermined rate of interest. Question 23 options: funded pension plan cash balance plan unfunded pension plan percentage plus inflation plan None of these
Cash balance plan. The IRS accepts cash balance plans as qualified retirement plans, which are a subset of defined benefit plans.
What is a Cash balance plan?A "hybrid" plan, also referred to as an IRS-qualified retirement plan, is a Cash Balance plan. Each participant's account in a Cash Balance plan grows annually in two ways: first, through an employer contribution, and second, through an interest credit that is guaranteed rather than reliant on the performance of the plan's investments.
The guaranteed annual interest credit is not reliant on the success of the plan's investments. For smaller plans, the interest credit typically has a fixed rate of return of 4%, whereas for some larger plans, an actual rate of return (ARR) may be more appropriate. Participants are entitled to receive the vested portion of their account balance when their employment ends.
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Bob and Ted have been tasked with planning their team's retreat. They plan to survey last year's attendees to determine how they liked the venue. Additionally, they will need to determine the attendees, the date and time, the location, the menu, and the venue, as well as establish a budget to be approved by senior management.
Which basic planning step is described by Bob and Ted's deliverables?
a. Implementing a plan. b. Identifying and assessing present and future conditions affecting the objectives.
c. Developing a systematic approach to achieving the objective. d. Setting an objective or goal.
Identifying and assessing present and future conditions affecting the objectives.
Is the process of establishing goals and figuring out the best way to achieve them?recognizing and evaluating factors that will affect the goal now and in the future.Controlling is the process of establishing goals and figuring out how to reach them. Leading is the act of directing human resources to achieve high levels of task completion.What factors should you take into account when defining objectives?Although SMART has many different definitions, the fundamental idea is that objectives should be:
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Chase Company rents space to a tenant for $3,700 per month. The tenant currently owes rent for November and December. The tenant has agreed to pay the November, December, and January rents in full on January 15 and has agreed not to fall behind again. The adjusting entry needed on December 31 is:
Debit Rent Receivable, $7,400; credit Rent Earned, $7,400.
What is sheet entry?An electrical design primitive that belongs inside a sheet symbol is called a sheet entry. It is positioned inside a sheet symbol to indicate the symbol's input and output ports. The symbol's source schematic sub-sheet is represented by the sheet entries, which correspond to ports placed there.According to the question:
Since Chase Company's revenue is $3,700, accrued revenue is entered in the receivable account. The Chase Company has accrued the rent for November and December but has not yet received it. The adjustment entry for the two-month expense will be entered on December 31 as follows.
Dr. Rent Receivable ( $3700 x 2) $7,400.
Cr. Rent Earned $7,400.
Note:
The options do not match the question based on the information provided in the question. The following response is created using the information provided.Since Chase Company's revenue is $4,000, accrued revenue is recorded in the receivable account. The Chase Company has accrued the rent for November and December but has not yet received it. The adjustment entry for the two-month expense will be entered on December 31 as follows.Dr. Rent Receivable ( $4000 x 2) $8,000.
Cr. Rent Earned $8,000.
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In a fractional reserve banking system, banks Group of answer choices have to purchase gold that has the value of the deposits received. must deposit all cash from depositors with the Federal Reserve. can lend all of the deposits that are received. have to deposit all cash from depositors in their own bank vault. face the risk of not having enough cash to meet withdrawal needs.
The correct option E.
In a fractional reserve banking system, Banks face the risk of not having enough cash to meet withdrawal needs.
What is the Fractional Reserve Banking ?Fractional-reserve banking is the machine of banking running in nearly all international locations worldwide, below which banks that take deposits from the general public are required to preserve a percentage in their deposit liabilities in liquid belongings as a reserve, and are at liberty to lend the the rest to borrowers.
Bank reserves are held as coins withinside the financial institution or as balances withinside the financial institution's account on the crucial financial institution. The country's crucial financial institution determines the minimal quantity that banks need to preserve in liquid belongings, known as the "reserve requirement" or "reserve ratio". Most industrial banks preserve extra than this minimal quantity as extra reserves.
This lets in them to apply the relaxation of it to make loans and thereby basically create new cash. This offers industrial banks the electricity to immediately have an effect on the cash supply.
Therefore, the Right Option is E. In a fractional reserve banking system, banks face the risk of not having enough cash to meet withdrawal needs.
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A manager working in ABC Consulting shared a list of employees from his team who were eligible for an extra week off. Later, he claimed that he has never shared this list. Which principle or functionality of a secured communication can be used to substantiate or verify the manager's claim?
A list of ABC Consulting employees who qualified for an additional week off was distributed by a manager on his team. He later asserted that he never disclosed this list. Nonrepudiation concept or feature can be applied to support or validate the manager's assertion.
The guarantee that someone cannot contest the validity of anything is known as non-repudiation. Information security frequently uses the legal notion of non-repudiation, which is a service that offers evidence of the source and reliability of data. In other words, non-repudiation makes it very impossible to successfully dispute the validity and integrity of a message, as well as who or where it originated.
When it comes to online transactions, where it is essential to make sure that a party to a contract or a communication can't dispute the authenticity of their signature on a document or sending the communication in the first place, digital signatures (combined with other measures) can provide non-repudiation. The capacity to assure that a party to a contract or a communication must accept the legitimacy of their signature on a document or the sending of a message is known as non-repudiation in this context.
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a measure of the rate of percentage change of quantity demanded with respect to price, holding all other determinants of demand constant is
A measure of the rate of percentage change of quantity demanded with respect to price, holding all other determinants of demand constant is the price elasticity of demand.
Fee elasticity of call for is a dimension of the exchange in intake of a product in relation to exchange in its rate. A good is elastic if a charge exchange reasons an enormous exchange in call for or supply. a terrific is inelastic if a rate change does no longer reason call for or supply to change very a whole lot.
An excellent's rate elasticity of call for is a degree of the way touchy the amount demanded is to its price. Whilst the charge rises, the quantity demanded falls for almost any appropriate, however, it falls greater for a few than for others.
There are 5 sorts of fee elasticity of demand: flawlessly inelastic, inelastic, perfectly elastic, elastic, and unitary. Charge elasticity of call for can be calculated by means of dividing the share change in the amount demanded through the percentage alternate in rate.
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Can I Plss get some help on this
Points to the right of the production possibilities curve represent future economic growth (third option).
What is the production possibilities curve?The Production possibilities curve shows the various combination of two goods a country can produce when all its resources are fully utilised.
Point outside the curve or to the right of the curve means that the production level is not attainable given the level of resources. This point indicates production levels in the future.
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When people consider purchasing a good, they: Group of answer choices are responding to the market forces of supply and demand. are most influenced by the price of the product or service. will not consider goods that require them to make a special effort to purchase. may evaluate and compare a variety of factors.
When people consider purchasing a good, they (D)May evaluate and compare a variety of factors.
A good or service that customers of a company regard more highly than comparable offerings from a rival.Land, labor, capital, entrepreneurship, and knowledge are the components of production. Entrepreneurship and knowledge appear to be the most crucial of these.According to our research, there are six main ways to distinguish yourself from the competition: price, reputation/image, relationships, reputation/image management, routes of distribution, and product.What is a competitive advantage in business?Anything that gives a business an edge over its rivals, enabling it to draw in more clients and increase its market share, is considered a competitive advantage. Three main types of competitive advantages are possible: Cost advantage is the ability to produce a good or deliver a service for less money than rivals.Learn more about competitive advantage in business brainly.com/question/14486110
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Your client shane is looking for a hedge against an erosion of purchasing power. which annuity would you recommend
A fixed index annuities will be recommended for Shane because he is looking for an annuity with hedge against an erosion of purchasing power.
How does a fixed index annuity work?This type of annuity earns interest based on changes in a market index, that is, how the market performs.
Hence, the fixed index annuities will be recommended for Shane who is looking for an annuity with hedge against an erosion of purchasing power.
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When real estate is used as collateral for debt, the rules of Article 9 of the Uniform Commercial Code (UCC) govern the transaction. true false
When real estate is used as collateral for debt, the rules of Article 9 of the Uniform Commercial Code (UCC) govern the transaction, which is True. Option A. This is further explained below.
What is real estate?Generally, All features, whether natural or manmade, that are permanently affixed to or erected upon the ground are included in the definition of real estate.
In conclusion, In the event that real property is pledged as security for a loan, the terms of Article 9 of the UCC shall apply.
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Tanya is a computer engineer she wants to serve the society by providing expert Computer Services at cheaper rate she opened her computer academy in a backward region for giving computer training to local people
identify the economic activity in which tanya is engaged by giving reason
The economic activity in which Tanya is engaged in is a business.
How to illustrate the information?It should be noted that from the information, it was stated that Tanya is a computer engineer and she wants to serve the society by providing expert computer services at cheaper rate.
This illustrates that she's into a service business as she provides service to the people.
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Bradley currently has a Visa card from his bank with the following terms: 21 percent on purchases, 25 percent on cash advances with a 3 percent cash-advance fee on the amount, and a default or penalty rate of 33 percent. His current statement shows a balance of $9,000. Lately, he has been having a hard time paying more than the minimum payment of 3 percent of his balance. What is the current APY on this credit card
Bradley's minimum payment is (C) $270.
What is the percentage?A percentage is a fraction of a whole expressed as a number between 0 and 100. Nothing is zero percent, everything is 100 percent, half of everything is fifty percent, and nothing is zero percent. To calculate a percentage, divide the share of the total by the total and multiply by 100.Solution -Given - 21 percent on purchases, 25 percent on cash advances with a 3 percent cash advance fee on the amount, and a default or penalty rate of 33 percent. His current statement shows a balance of $9,000. Her minimum payment is 3 percent of the balance.
So, to find the minimum payment find 3% of $9000.
3% of $9,000 = $270.
Therefore, Bradley's minimum payment is (C) $270.
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The question you are looking for is:
Bradley currently has a Visa card from his bank with the following terms: 21 percent on purchases, 25 percent on cash advances with a 3 percent cash advance fee on the amount, and a default or penalty rate of 33 percent. His current statement shows a balance of $9,000. Lately, he has been having a hard time paying more than the minimum payment of 3 percent of his balance.
What is Bradley's minimum payment?
A) $158
B) $189
C) $270
D) $1,890
an investor is close to retirement and wants a short-term, low-risky investment with low liquidity. which investment meets these requirements?
The investment that meets these requirement is : Treasury bills
What are Treasury Bills ?A low risky investment with low liquidity and can be held for a short term is Treasury bills are one of the safest investments that can held for a short period ( A few days to 52 weeks ),They are better investment opportunities for investors close to their retirement.
Treasury bills have low returns on investment when compared to other investments.
Hence we can conclude that The investment that meets these requirement is : Treasury bills
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8. An organizational activity that results in the creation, coordination, and organization of information about that organization and the dissemination of it to the public through the mass media is called __________.
Media relations is an organizational activity that results in the development, coordination, and organization of information about that organization and its presentation to the public through the mass media.
Media relations refers to the mutually beneficial contact between journalists and public relations professionals. The simplicity with which journalists may access story ideas and sources is one of the most significant advantages.
Media relations are essential for increasing brand recognition, establishing corporate reputation, and learning about client preferences and choices. Customers can learn about the company's products and services by visiting the blog or online networking networks.
Therefore, the answer is media relations.
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The process through which organizations make decisions about who will or will not be allowed to join the organization is called _____.
Hello !
Answer:
The process through which organizations make decisions about who will or will not be allowed to join the organization is called personnel selection.
Laborers working on a building are promised by their contractors that their wages would be paid at the end of every month. The laborers also in return promise to work from the beginning of the subsequent month. When the laborers have worked for the entire duration of the month and are awaiting their wages at the end of the month, the contract is ________. Group of answer choices implied executed void executory unilateral
Laborers working on a building are promised by their contractors that their wages would be paid at the end of every month. The laborers also in return promise to work from the beginning of the subsequent month. When the laborers have worked for the entire duration of the month and are awaiting their wages at the end of the month, the contract is executory.
What is the meaning of executory?Something that hasn't been fully executed yet and is consequently still deemed insufficient or uncertain until it is, for example, a contract.Anything that is executory has either begun and is not yet finished or is in the process of finishing in order to be fully effective later.What is an example of an executory contract?An apartment lease is an illustration of an executory contract. Until the end date specified in the lease, both the lessee and the lessor are obligated to make payments and maintain the property.What do you mean by executory and non executory contract?For instance, the majority of leases and contracts for the sale of commodities in which the buyer has not made payment and the vendor has not delivered the products are executory contracts. If the products have been delivered but the buyer has not made payment, the contract is not in force.Learn more about executory contract here:
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Amazon is currently leveraging its branding power to push customers to shop more at Whole Foods.Apple and Goldman Sachs teamed up during 2019 to jointly issue a credit card. These are examples of:
Amazon is currently leveraging its branding power to push customers to shop more at Whole Foods.Apple and Goldman Sachs teamed up during 2019 to jointly issue a credit card. These are examples of Cobranding.
Why do consumers typically choose certain brands rather than others?Customers pick the brand they believe will provide the best answer to their difficulties. Create a remedy for an issue that clients aren't yet aware they have in order to achieve enormous marketing success.Why is branding important to consumers?By making your products simple to select, you assist your customers know what to anticipate. Consumers are given reasons by brands to select their goods or services. A company will probably attract a sizable number of devoted clients if it expresses a clear brand promise and consistently fulfills it over time.What is the main purpose of branding?A brand position in marketing serves to build loyalty and generate trust with customers. A strong brand purpose establishes an identity for your company, provides customers a reason to remember you, and distinguishes you from rivals.Learn more about branding here:
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In a fast-moving environment where job analysis must accommodate change, many organizations may adopt a __________, which looks at characteristics of successful performers rather than just standard duties. a. competency-based analysis b. dynamic job analysis c. team-based analysis d. strategic analysis of jobs
In a fast-moving environment where job analysis must accommodate change, many organizations may adopt a competency-based analysis, which looks at characteristics of successful performers rather than just standard duties
What is competency-based analysis?When a job is described using a competency-based approach, it refers to the quantitative, observable behavioral competencies (knowledge, abilities, and/or behaviors) that a worker performing the job must possess in order to perform it successfully.What is dynamic job analysis?Job analysis is the process of researching a job to ascertain what tasks and duties it entails, how important it is in comparison to other jobs, the skills required to do the job, and the working environment.What is team-based analysis?Everyone on the project team is held equally accountable for the caliber and success of the project under the whole-team approach (team-based approach). The phrase is frequently used by creative teams in advertising and other media, agile software development, and lean production.What is a strategic analysis of jobs?Specifying the tasks to be performed and the knowledge, skills, and abilities (KSAs) necessary for effective performance for a job as it is anticipated to exist in the future is the aim of a strategic job analysis.Therefore, In a fast-moving environment where job analysis must accommodate change, many organizations may adopt a competency-based analysis, which looks at characteristics of successful performers rather than just standard duties.
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Kay Sadia sold merchandise for $4,400 subject to 9% sales tax. The entry in the general journal to record the sale will include:
The entry that would be recorded is a credit to sales of $4400.
How to solve for the journal entryWe have the amount that is sold for the merchandise as $4400
The sales tax is given as 9 percent
The account receivables can be solved by
4400 + 9 percent = $4796
The sales payable would have 4400 x 9 percent
= $396
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______________________ are being used when independent organizations voluntarily agree to partner with each other and the partnership allows each firm to specialize in the performance of one or two core competencies.
The answer here is Conventional marketing system.
Manufacturers, wholesalers/distributors, and retailers operating under independent ownership make up the traditional marketing channels. Each company has a board of directors, shareholders, or an owner that it is responsible to.
Producers, distributors, and retailers operate as independent companies in conventional marketing systems and all want to maximize their earnings. Conflicts can occur that lower revenues for the whole channel when one channel member tries to increase profits at the expense of other members.
Conventional Marketing's benefits:
1)Your local audience may be reached.
2) Promotional materials are environmentally friendly.
3)You Reach a More Diverse Audience.
4)Credibility is Established via Traditional Marketing.
5)Innovative Marketing for Your Business.
6)Hard copy marketing materials may be simpler to process.
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Which type of structure uses domain expertise to separate employees into specific areas based on their purpose, such as sales and human resources
The type of structure that uses domain expertise to separate employees into specific areas based on their purpose, such as sales and human resources is called a functional structure.
What is functional structure?This is a type of organizational structure in which the organization is divided into smaller groups based on specialized functional areas.
The organization structure as reported above includes;
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If a company rents a warehouse, it must pay rent for the warehouse whether it is full of inventory or completely vacant. Other examples include executives' salaries, interest expenses, depreciation, and insurance expenses. As output is increased or decreased, these _______ costs remain unchanged.
As the output is increased or decreased, these (B) fixed costs remain unchanged.
What are fixed costs?Fixed costs, also known as indirect costs or overhead costs in accounting and economics, are corporate expenses that are independent of the volume of goods or services generated by the business. They are usually recurrent, such as monthly interest or rent. These expenses are frequently capital expenses.Dependent refers to a variable that changes when other factors change.Fixed cost refers to a cost that doesn't change when the number of goods produced increases or decreases.Opportunity cost refers to the benefit that you would have received from the option that was not chosen.Marginal cost refers to the change in the cost when you produce an additional unit.According to this definition and as the statement refers to a cost that doesn't change.Therefore, as the output is increased or decreased, these (B) fixed costs remain unchanged.
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Complete question:
If a company rents a warehouse, it must pay rent for the warehouse whether it is full of inventory or completely vacant. Other examples include executives' salaries, interest expenses, depreciation, and insurance expenses. As the output is increased or decreased, these _______ costs remain unchanged.
a. dependent
b. fixed
c. opportunity
d. marginal
The negative effect of innovative ride-sharing services, such as Uber and Lyft, on traditional taxi cab companies is an example of
Creative destruction; People have always used taxis to go around town, but now services like uber, lyft, etc. are replacing them, creating a creative destruction as the negative effect of innovative ride-sharing services.
What is creative destruction?
The process of continuous product and process innovation in which new production units replace outmoded ones is known as "creative destruction." Major areas of macroeconomic performance are affected by this restructuring process, including long-term growth, economic volatility, structural change, and the operation of factor markets. Nearly the long term, the creative destruction process is responsible for over 50% of productivity increase. Recessions cost more than upturns do when restructuring declines as it does at business cycle frequency. Inhibitors to the creative destruction process include have negative macroeconomic effects both immediately and in the future.
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A company has beginning inventory for the year of $13,000. During the year, the company purchases inventory for $150,000 and ends the year with $25,000 of inventory. The company will report cost of goods sold equal to:
Based on the opening and closing inventories as well as the purchases, the company cost of goods is $138,000.
What are the cost of goods sold?This can be found as:
= Opening inventory + purchases - closing inventory
Solving gives:
= 13,000 + 150,000 - 25,000
= $138,000
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Which methodology is based on the SDLC and assumes a project phase is complete before moving on to the next phase
Waterfall model or methodology is based on the SDLC and assumes a project phase is complete before moving on to the next phase.
What is waterfall model in SDLC?The Waterfall model is known to be one that shows that any phase in the development means do start only if the former phase is complete.
Therefore, Waterfall model or methodology is based on the SDLC and assumes a project phase is complete before moving on to the next phase.
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Curly Fries Inc. grants its agent Dian an exclusive territory in which to sell its products. The company cannot compete with Dian in that territory under the duty of Group of answer choices cooperation. indemnification. reimbursement. none of the choices.
The company cannot compete with Dian in that territory under the duty of cooperation.
What is duty of cooperation?
Duty of cooperation can be defined as the way in which s company or an organization tend to cooperate with another company by working or carrying out the business transactions between them in unity.
Therefore based on the given scenario Curly Fries Inc. cooperated with Dian by not competing with Dian in that territory.
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