Answer:
850
Explanation:
It's considered the unicorn of the financial world: a perfect credit score, the highest number a consumer can achieve within a credit scoring system. For the FICO® Score☉ , one of the most commonly used credit scoring models, that mythical and seemingly impossible figure is 850. (FICO® Scores range from 300 to 850.)
The Tolia Company has costs that include employee salaries (direct labor) and costs it pays for the products it sells (direct materials costs). These costs that change with the level of output are called _____ costs. a. variable b. independent c. indirect d. fixed
Costs that change with the level of production are called variable costs.
What are variable costs?These are the costs that vary according to the factors of production, that is, when production increases, costs increase, and when production decreases, costs also decrease.
Therefore, Tolia Company has variable costs those related to direct labor and the costs it pays for products sold.
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When the insured knows more about their circumstances than the insurer, there is:.
This is asymmetric information.
Whenever one party to a transaction has access to more information than the other, this situation is referred to as having asymmetric information.
Because there is asymmetry of information in some transactions, where the vendor knows more about the product being sold than the buyer, sellers may exploit purchasers. The opposite is also sometimes true.
In terms of skilled labor, asymmetric information is viewed as a desirable result of a robust market economy, where employees specialize in one trade, become more productive, and add more value to workers in other crafts.
Therefore, the situation is of asymmetric information.
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She has decided to use some of her profits to open a furniture store specializing in furniture made from sustainably sourced wood. This is an example of the _____________ growth strategy? Select one: a. Market development b. Custom c. Market penetration d. Product development e. Diversification Clear my choice
This is an example of market development growth.
What is market development?Market segmentation for existing products is identified and developed as part of a growth plan. A development plan focuses on non-buying clients in the segments that are already targeted. Additionally, it aims to reach fresh markets of clients.What is custom?A custom is a long-standing behavior of an individual or group (such as a daily routine) (such as a cultural practice). When used as an adjective, custom designates something created to specific requirements, especially something distinctive. Custom-made is a synonym for it.What is market penetration?When a product or service is successfully sold in a particular market, this is referred to as market penetration. The sales volume of an existing good or service in relation to the overall target market for that good or service is used to measure it.What is product development?New product development in business and engineering refers to the entire process of launching a brand-new product, updating an already-available product, or launching a product in a new market. Product design, along with many commercial factors, is a key component of NPD.What is diversification?Diversification in finance refers to the process of allocating capital in a way that limits exposure to any one specific asset or risk. Investing in a variety of assets can help lower risk or volatility, which is a frequent step towards diversification.Therefore, this is an example of market development growth.
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Can I Plss get some help on this
Based on the inflation rate and the fact that it is rising, the right recommendation would be to A. raise the reserve ratio.
How can you decrease inflation?Inflation can be reduced when the reserve ratio is raised because it will reduce the amount of money that banks have to loan out.
This means that there will be less money in the economy which will reduce inflation because less money means less demand for goods and services.
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In Japanese corporate culture, which action is most likely to constitute a typical significant impediment to averting and responding to a crisis? Employees like to work on their own rather than in a group. Decisions are generally taken by lower level employees who directly deal with the problem. Negotiations are avoided at any cost. The process of decision making is extremely complex and time consuming. Employees who are lower in the hierarchy find it hard to question their superiors.
Action which is most likely to constitute a typical significant impediment to averting and responding to a crisis is (C) employees who are lower in the hierarchy find it hard to question their superiors.
What is hierarchy?A hierarchy is a type of organizational system in which elements are prioritized in order of importance. The majority of governments, organizations, and organized religions are hierarchical in nature.So, employees who are lower in the hierarchy find it hard to question their superiors.The corporate ladder is an example of hierarchy.Lower-level employees find it difficult to question their supervisors.Who are superiors?In any type of hierarchy or tree structure, a superior is an individual or position higher in the hierarchy than another, and hence closer to the peak.Superiors in business are supervisors, while superiors in the military are those higher in the line of command.Since lower-level employees find it difficult to question their supervisors.
Therefore, the correct option is (C) employees who are lower in the hierarchy find it hard to question their superiors.
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Complete question:
In Japanese corporate culture, which action is most likely to constitute a typical significant impediment to averting and responding to a crisis?
a) Decisions are generally taken by lower-level employees who directly deal with the problem.
b) Negotiations are avoided at any cost.
c) Employees who are lower in the hierarchy find it hard to question their superiors.
d) The process of decision-making is extremely complex and time-consuming.
e) Employees like to work on their own rather than in a group.
What is the net effect on a firm's working capital if a new project requires: $44,127 increase in inventory, $47,282 increase in accounts receivable, $35,000.00 increase in machinery, and a $48,007 increase in accounts payable? Round to nearest dollar amount.
Based on the needs of the new project, the net effect on the firm's working capital is $43,402.
How would the firm's working capital change?This can be found as:
Change in Current Assets - Change in Current liabilities
Solving gives:
= 44,127 + 47,282 - 48,007
= $43,402
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On November 1, 2020, ABC, Inc., received a 3-month, $1,500 note receivable with the 8% annual interest and principal to be collected on February 1. What is the amount of interest revenue that should be recorded for the year ended December 31, 2020? Multiple choice question. $120 $60 $30 $80 $20
The amount of interest revenue that should be recorded for the year ended December 31, 2020 is $20 .
Interest revenueInterest revenue represents how much interest a company earned during a specific time period. This is interest earnings on any investments the business has or debts it has provided to an individual or other entity.
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When consumers and businesses have greater confidence that they will be able to repay in the future, _______________________.
When consumers and businesses have greater confidence that they will be able to repay in the future, the quantity demanded of financial capital at any given interest rate will shift to the right.
Who is a consumer?A consumer can be defined as end user or the person that buys goods or products from a buyer.
There will be shift in demand if both consumers and businesses have the confidence that they will be able to repay a capital at any given interest rate.
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What is a pure-play business? A business that operates only on the Internet without a physical store. A business that sells products only in a physical store. A business that sells services only in a physical store. A business that does not have any employees.
A pure-play business is the one that operates only on the Internet without a physical store. Hence, opinion A is correct.
What is a business?An activity which is opted to earn or make money. It is done either physically or on internet. A pure-play business is done on internet. Another name for the pure-play business is the virtual business. In this business, the focus of the owner is only on one line of business. This type of business is different from diversified companies.
In diversified companies, there is a wide range or variety of products for generating revenue. In the case of the pure-play business, cash flow and revenues are easy to understand, whereas they tend to cater to a niche market.
Therefore, Option A, a business that operates only on the Internet without a physical store, is correct.
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When you make an electronic payment from your checking account, the bank __________ identifies the bank where you have an account.
The answer is Routing Number.
Nine-digit identifiers called routing numbers are used to identify your bank or credit union during a transaction.
In 1910, the banking sector embraced the numbers to speed up and streamline operations.
There is less danger of misunderstanding because each bank has its own unique number.
Therefore, despite the fact that two banks may have similar names, their unique routing numbers make them easily distinguishable from one another.
A bank Routing Number is also referred to as an ABA (American Bankers Association) routing number and an RTN (routing transit number).
It enables institutions to find your specific account when used in conjunction with your account number.
Hence, When you make an electronic payment from your checking account, the bank routing number identifies the bank where you have an account.
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After the War of 1812, what did James Madison advocate to make American manufactured products cheaper and more competitive in both domestic and foreign markets
A protective tariff.
What does the term "protective tariff" mean?
The nation receiving the merchandise imposes specific taxes on the products when they are imported from another nation. Tariffs are the taxes or customs duties imposed on the sold goods. The government receives money from tariffs. To protect the domestic industry, protective tariffs are frequently imposed. Protective tariffs are designed to make sure that domestic producers can create and market their goods at a lower cost than comparable imports. Local manufacturers benefit from the increasing costs of imported items because they may sell their goods for less, attracting more customers.
What Makes a Protective Tariff Effective?
Protective tariffs are used to keep foreign competition out of domestic markets and local industry. As a result, they encourage domestic industrialization within a nation. A nation's currency is also protected by protective tariffs in addition to domestic industrialization. Protective tariffs prevent a nation's currency from leaving the country and going to foreign companies, strengthening the currency domestically.
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Chang Industries has bonds outstanding with a par value of $216,800 and a carrying value of $228,200. If the company calls these bonds at a price of $222,000, the gain or loss on retirement is:
The gain on retirement is $6200.
What is the Gain?A capital gain is an increase in the value of a capital asset, such as real estate or investment, that makes it more valuable than when it was first purchased. Until an investment is sold for a profit, an investor does not have a capital gain.
Given the book value of a bond is $228,200 and the amount paid to the bondholders is $222,000.
Gain on retirement of bonds = book value of bond - the amount paid to the bondholders
Gain on the retirement of bonds = $228,200 - $222,000
Gain on the retirement of bonds = $6200.
Hence, there will be a gain on the retirement bonds of $6200.
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An association of real estate agents providing for a pooling of listings and the sharing of commissions on a specified basis is known as the
The answer is Multiple listing service.
A multiple listing service (MLS) is a database. It was established by cooperating real estate brokers to provide data about properties for sale.
It allows brokers to see one another broker’s listings of properties for sale with the goal of connecting homebuyers to sellers.
Also, it features foreclosures, new construction, international properties, and real estate classes.
MLS is independently owned and operated. Currently, it is not affiliated.
Usually, MLS creates a book or an electronic database with all of the houses for sale by affiliated brokers, who update it on a regular basis.
Hence, an association of real estate agents providing for a pooling of listings and the sharing of commissions on a specified basis is known as the Multiple Listing Service.
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Kevin’s credit card was stolen. To avoid being responsible for charges he didn’t make, when should Kevin report the theft to his credit card company?
Answer: immediately
Explanation:
The question of how a tax change might impact U.S. economic output is most closely associated with the study of
A tax change that might impact U.S. economic output is most closely associated with the study of macroeconomics.
What do you mean by macroeconomics?Macroeconomics is the study of how economies function, including changes in the balance of payments, inflation, interest and foreign exchange rates, and economic production. Only with a solid monetary and fiscal policy are poverty alleviation, social equality, and sustainable growth conceivable.
Maximizing the standard of living and achieving steady economic growth are the overarching objectives of macroeconomics.
Functioning of an Economy, Formulation of Economic Policies, Understanding Macroeconomics, Understanding and Controlling Economic Fluctuations, Inflation and Deflation, Study of National Income, Study of Economic Development, Study of an Economy's Performance, and Nature of Material Welfare are all important aspects of macroeconomics.
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Specifics
Purchase (Buying) Costs Leasing Costs
Down payment: $2,000 Security deposit: $300.00
Loan payment: $385 for 48 months Lease payment: $295.00 for 48 months
Estimated value at the end of the loan: $6,000.00 End of lease charges: $800.00
Opportunity cost interest rate: 3% Opportunity cost interest rate: 3%
How To
Buying Leasing
Add: Down Payment Calculate and add the total loan amount (monthly loan amount X term in months)
Calculate and add the total loan amount to the down payment (monthly loan amount X term in months) Calculate and add the opportunity cost (multiply security deposit X the interest rate X term in years)
Calculate and add the opportunity cost (multiply down payment X the interest rate % X term in years)
Add end of lease charges
subtract estimated value of car at end of the loan
Group of answer choices
buy: 14720; lease: 14996
buy: 14996; lease:14720
buy: 20000; lease: 15000
The cost of buying and leasing is: A. buy: 14720; lease: 14996.
Cost of buying and leasing1. Cost of Buying:
Total loan payment= 385× 48 months
Total loan payment= $18,480
Cost of buying = Down Payment + Loan payment + ( Opportunity cost ×Down payment× X term in years ) - Ending loan estimated value
Cost of buying= 2,000 +$18,480 + (2000 × 0. 03× 4 years ) - 6,000
Cost of buying= 2,000 + $18,480+240-6,000
Cost of buying= 14,720
2. Leasing:
Total Lease payment=295× 48 months
Total lease payment= $14,160
Leasing= Total lease payment + End of lease charges + ( Security deposit × Opportunity cost× X term in years))
Leasing= $14,160+ 800 + (300 ×0.03×4)
Leasing= $14,160+ 800 +36
Leasing=14996
Therefore the cost of buying and leasing is: A. buy: 14720; lease: 14996.
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Actively sharing HR metrics and workforce analytics information with managers via email is called ________.
The correct option is D.
What are push operations?
Push Operations is a cloud-based restaurant labor management platform designed to help HR managers and recruiters automate processes for streamlining payroll, time tracking and task scheduling.
What is e-mail?Electronic mail (e-mail) is a computer-based application for the exchange of messages between users. A worldwide e-mail network allows people to exchange e-mail messages very quickly.
E-mail is the electronic equivalent of a letter, but with advantages in timeliness and flexibility.
I understand that the question you are looking for is :
Actively sharing HR metrics and workforce analytics information with managers via e-mail is called push systems of reporting.
a. benchmarking
b. putting HR metrics and analytics data in context
c. bottom line reports
d. push systems of reporting
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The worker-misperception explanation of the SRAS curve is used to explain why a. SRAS curves shift to the left b. the SRAS curve slopes upward. c. SRAS curves shift to the right d. the AD curve cannot change the price level if the SRAS curve is operational. e. the SRAS curve slopes downward.
The SRAS curve slopes upward.
We can understand how each firm in an economy reacts to price stickiness using the short-run aggregate supply curve (SRAS). The SRAS curve will have an upward slope when prices are stable. According to the SRAS curve, more output results from higher price levels.The SRAS curve will move to the left as the cost of such inputs rises, signaling that, at each level of output price, greater input costs will discourage production because they will make it more difficult to turn a profit.The SRAS curve moves to the right as productivity increases because more productive businesses can generate more output at all pricing points.Thus this is the answer.
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Craigmont uses the allowance method to account for uncollectible accounts. Its year-end unadjusted trial balance shows Accounts Receivable of $138,500 and sales of $1,095,000. If uncollectible accounts are estimated to be 0.7% of sales, what is the amount of the bad debts expense adjusting entry
The amount of the bad debts expense adjusting entry is:$7665.
Bad debt expensesUsing this formula
Bad debt expenses=Sales×Estimated sales percentage
Where:
Sales=$1,095,000
Estimated sales percentage=0.7%
Let plug in the formula
Bad debt expenses=$1,095,000×0.7%
Bad debt expenses= $7,665
Therefore the amount of the bad debts expense adjusting entry is:$7665.
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Costs incurred prior to the current project are _____ Group of answer choices Reserves Costs Indirect Costs Direct Costs Sunk Costs Learning Curve Costs
Costs incurred prior to the current project are Sunk Costs .
What are Sunk Costs?sunk cost are those cost that that is been incurred without any recovery.
It can be used in decision making, which is seen as bygone and are not taken into consideration for continuity, hence, they are incurred prior to the current project .
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A firm has a target debt-equity ratio of .5, but it plans to finance a new project with all debt. What debt-equity ratio should be used when calculating the project's flotation costs
The debt-equity ratio that should be used when calculating the project's flotation costs is: 0.5.
Debt-equity ratioSince the firm has target debt-equity ratio of .0.5 which means that the debt-equity ratio that should be used when calculating the project's flotation costs should be 0.5.
Debt-equity ratio Formula is:
Debt-equity ratio=Total debt/Total shareholders' equity
Therefore the firm should used 0.5 to calculate the project's flotation costs.
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True or false: Many companies provide search advertising for marketers and only a few provide opportunities for online display advertising.
This claim is False because numerous businesses offer online display advertising alternatives as well as search advertising for marketers. Some firms deliver both.
What is Digital advertising?
For your digital marketing efforts to be successful, advertising, a sort of paid promotion, is essential. It draws attention to your core message. To assist you in achieving your business objectives, it boosts your exposure.
Thus, Only if you are actively looking for that good or service will search advertising, which is a pull-type of advertising, emerge. Push-type advertising, or display advertising, involves paying for the right to place adverts where they will appear based on certain criteria.
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Financing obtained from investors who believe the borrower will experience rapid growth and who receive equity (part ownership) in return is called ________.
Financing obtained from investors who believe the borrower will experience rapid growth and who receive equity (part ownership) in return is called Venture capital.
What is venture capital example?Venture Capital (VC) is the term used to describe investment given by investors to small or newly established companies that have a promising future. A venture capital fund is a type of private equity that is funded by institutional and private investors, including investment banks, insurance providers, and pension funds.What is a venture capital in business?A type of funding for creative, early-stage enterprises with significant growth potential is venture capital (VC). For entrepreneurs and start-up businesses, venture capital provides financing and operational experience, generally, but not always, in technology-based industries like ICT, health sciences, or fintech.What is venture capital and its types?The use of venture capital funds at various phases of a firm determines how they are categorized. Early stage financing, expansion financing, and acquisition/buyout financing are the three basic forms. Early stage financing is divided into three subgroups.Learn more about venture capital here:
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If labor productivity growth slows down in a country, this means that the growth rate in ________ has declined.
A decline in the growth rate of labor productivity means that the growth rate in the number of goods or services that can be produced by 1 hour of work has declined.
What is the labor productivity growth?This is used to refer to the growth in the output. This is measured by increase in workers productivity per hour.
It is what causes them to produce more than they would given the number of work hours available.
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To ________, companies can rotate staff to different departments and maintain a strong organizational culture.
To increase differentiation, companies can rotate staff to different departments and maintain a strong organizational culture.
What is strong organizational culture?Only when the workplace is appropriate for the business and its employees, including their preferred methods of operation, amenities, and design that affect their employee experience, and whatever makes them feel most comfortable or productive, does a strong organizational culture emerge.
A strong corporate culture entails a supportive and enjoyable work environment, resilience to difficulties, clarity of purpose, and dedication to excellence.
Four distinct organizational culture types:
Adhocracy culture is the innovative, business-minded Create Culture.Clan culture is the sociable, customer-focused Collaborate Culture.The process-focused organized Control Culture is known as Hierarchy Culture.Market culture is the competitive, results-driven culture.To know more about organizational culture refer to: https://brainly.com/question/12195559
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When a person at a lower level skips a level in the organization chart and consults his or her boss's boss, that person is said to be violating the: Group of answer choices chain of order chain of accountability functional chain structural chain chain of command
The person is violating chain of command.
The chain of command is the order in which authority and power are wielded and delegated within an organization, from top management to every employee at every level.
Most businesses have a hierarchy in place that defines who is accountable for what individuals, teams, and/or departments. This is known as a chain of command, and it is an important component of every organization. With a chain of command in place, each member of the organization has a firm understanding of who they report to and who makes up their team.
Therefore, the correct option is chain of command.
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A self-liquidating Blank______ is one in which the extra merchandise is offered at a savings over retail price but at a level that covers the cost of the item.
A self-liquidating premium is one in which the extra goods is supplied at a discount from the retail price but at a level sufficient to pay the item's cost.
When a consumer is expected to pay a specific monetary value for a gift or item, this is referred to as a self-liquidating premium. Premium Offer refers to value-added items, travel, or services offered to consumers in exchange for purchasing an alcoholic beverage product, also known as "product gift" or "gift with sales promotion.". Small gifts are supplied with the box as an in-or out-of-package premium. A nice example of this is the All Black collectors' cards included in Sanitarium Weet Bix boxes.
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According to growth accounting studies, the most important factor in economic growth is Group of answer choices education. Investment in physical capital. technology.
The most important factor in economic growth is considered to be technology.
Why is technology considered important?Technology is important to the growth of an economy because it decides just how much a nation produces.
The higher the technology quality, the higher the nation's production and therefore its economic growth. This is why it is considered to be the most important factor for economic growth.
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A prosecutor convened a grand jury to bring criminal charges against a pharmaceutical corporation. The charges were related to a new drug that was linked to several deaths. The prosecutor served a subpoena on a corporate employee who oversaw the testing of new drugs and kept the records related to such testing, requiring the production of all records related to testing done on the new drug. The employee refused to produce the records on Fifth Amendment grounds, asserting that the production of the records might incriminate him personally. Is the employee likely to be required to produce the records
The answer is, the Fifth Amendment privilege does not extend to the custodian of corporate records.
What defines a pharmaceutical company?A pharmaceutical company, often known as a drug company, is a for-profit organization with a license to conduct medication research, development, marketing, and/or distribution, usually in the context of healthcare.What is the role of pharmaceutical companies?The pharmaceutical sector creates, produces, and markets pharmaceutical products. Its goal is not to define sickness. The majority of drugs created by pharmaceutical corporations are designed to treat conditions that have already been identified as such by the medical community.What is an example of pharmaceutical?Pharmacies or prescribed medications are mentioned in the definition of pharmaceutical. Prozac is an example of a pharmaceutical drug. (medicine) Of, pertaining to, or involving a pharmacy or pharmacists
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You sell short 700 shares of Microsoft that are currently selling at $30 per share. You post the 40% margin required on the short sale. If you earn no interest on the funds in your margin account, what will be your rate of return after 1 year if Microsoft is selling at $27
The rate of return after 1 year is 25%.
An internal indicator of the return on investment in a project is the rate of return. The interest rate is the imposed cost for borrowing money from lenders. The average rate of return approach reduces outlier statistics in data sets since it is based on averages. In long-term averages, when numerous years of gains can lessen the impact of a single year of losses, this is especially helpful.
Calculation:
When 700 shares are sold short at $30 a share, the sale price is:
=700 * $30
= $ 21,000
The necessary margin for a short sale is 40%.
It denotes the overall margin employed as follows:
=$ 21,000 * 40%
= $ 8,400
Gain from a short sale:
=($ 30 - $ 27) * 700 shares
= $2,100
As a result, the rate of return
Profit earned / Margin used:
= $2,100/ $8,400
= 0.25 or 25%
=25%
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