To learn new skills, employees might enroll in online courses. Automation makes it easier and more affordable to produce items. Workers for factories can be hired anywhere in the world.
A person who completes particular responsibilities for a company in exchange for regular payment is called an employee. a person who accepts a job as a paid employee from another or from a company, firm, etc. also known as personnel. An employer is a person, business, or other entity that hires workers and compensates them for their labor. Employees are those who are paid to perform labor. Employers provide workers a job. A person who has consented to be employed under the terms of an employment contract is said to be an employee. Your employment status will play a role in determining what obligations and rights you have at work.
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All of the following are Trade Reporting and Compliance Engine (TRACE)-eligible and require reporting, except A) corporate bonds. B) new issue primary market securities. C) asset-backed securities (ABS). D) collateralized mortgage securities (CMOs).
The correct answer is C) asset-backed securities (ABS). are Trade Reporting and Compliance Engine (TRACE)-eligible and require reporting, except.
The term "TRACE-eligible security" refers to any debt securities issued by domestic and international private issuers that are depository eligible under NASD Rule 11310(d); investment grade or non-investment grade; and, if a "restricted security" as defined in Securities In compliance with FINRA laws and regulations, companies are obligated to record trades. The trades of Treasury securities, securitized goods, agency bonds, and corporate debt that a member company reported to the Trade Reporting and Compliance Engine are covered in these monthly reports (TRACE).
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Which of the following is most likely a consequence of the Great Recession of 2008 to 2009?
A) more free-spending on expensive products
B) more demand for credit and debit cards
C) more sensible and mindful consumption
D) less interest in frugality and value
E) less emphasis on sustainable marketing
The ________ concept holds that consumers will favor goods and services that offer the most in quality, performance, and innovative features.
The Product concept holds that consumers will favor goods and services that offer the most in quality, performance, and innovative features.
A characterization of a good or service at the beginning of its lifecycle is called a product idea. It is created prior to the start of any in-depth design work and takes into account factors including market research, user experience, product features, cost, strategic fit, and company architecture. Market research, customer service experience, features of the product, product-market fit, cost, and other factors are taken into consideration when creating product concepts before any design or development work is done.
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What to consider before making a big purchase?
Before making a big purchase we should consider the these things: Can I pay for this item using cash? Is this the most affordable price I can find for this product? How many hours will it take you to earn enough money to make this purchase? What other ways may I use this money? etc.
Make sure you are financially capable of making a significant buy and that it is within your means. What counts as a major purchase depends on a variety of factors, including household income, debt load, and size of retirement savings.
Making a significant financial decision for your company, such as a new hire or a new marketing initiative, can be intimidating. Make sure your investments are wise and will result in a profitable return on your capital.
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Why does unemployment rise during a recession?
Answer: During the recession, which is a time of weak economic growth the demand for goods and services declines, and businesses start to lay off employees while holding off on boosting prices. Thus, during recessions, unemployment increases.
Explanation: The unemployment rate is the percentage of unemployed people among the total labor force in an economy.
Unemployment rate = (Number of unemployed individuals )/(sum of employed and unemployed individuals)x 100
Changing economic conditions in a country may lead to a rise or fall in the unemployment rate. Good economic condition is expected to reduce the unemployment rate while bad economic conditions are expected to inflate the unemployment rate.
Unemployment during Recession: During the recession, which is a time of weak economic growth the demand for goods and services declines, and businesses start to lay off employees while holding off on boosting prices. Thus, during recessions, unemployment increases and inflation declines.
What can I spend my discretionary income on?
Discretionary income is money left over after paying taxes and other necessary expenses. It can be used to purchase things that are not essential but are desirable or necessary for a comfortable lifestyle.
Examples of things to spend your discretionary income on include entertainment such as going to the cinema or dinner; travel such as taking leave; or luxury items such as designer clothes or a new television. You can also use discretionary income to save for a specific goal, such as a down payment on a house or car, or investing in shares. It can also be used to pay off debt or donate to charity. There is no one-size-fits-all answer to how to use discretionary income because everyone has different financial goals and needs.
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What is difference between decidability and Undecidability?
Decidability and Undecidability differ in that a decision problem is deemed to be decidable if a decision procedure is available for it. It is uncertain if not.
Decidability: What does that mean?Being able to be decided, more particularly, being able to be determined as either adhering to or not adhering to the axioms of a logical system.If there is a decision algorithm for an issue, it can be decided upon. It is uncertain if not. It is necessary to provide an algorithm for a decision issue in order to demonstrate that it is solvable.Decidability and Undecidability differ in that a decision problem is deemed to be decidable if a decision procedure is available for it. It is uncertain if not.If there is a decision algorithm for an issue, it can be decided upon. It is uncertain if not. It is necessary to provide an algorithm for a decision issue in order to demonstrate that it is solvable.To learn more about Decidability refer to:
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What is the process of deciding which goods and services will be purchased or provided so that the most satisfaction can be obtained?
The process of deciding which goods and services will be purchased or provided so that the most satisfaction can be obtained is called economic decision-making.
What is goods and services?Goods and services are the two main components of an economy. Goods refer to tangible products that are available for purchase and are used to satisfy people's needs and wants. These include items such as food, clothing, furniture, electronics, and automobiles. Services, on the other hand, refer to intangible activities that are done in exchange for money. These activities include healthcare, education, transportation, entertainment, and hospitality. Goods and services are the two main forms of economic activity and are necessary for a functioning economy. Goods and services are produced, consumed, and exchanged in the market place, and they play an important role in economic growth. They are also the basis of many economic activities, such as taxation, inflation, and employment. As such, goods and services are essential for a healthy economy.
This process involves analyzing the costs and benefits of different options and then selecting the one that provides the greatest benefit for the least cost. Factors such as price, quality, availability, and convenience are all taken into consideration when making an economic decision.
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Vernon claims that his contract with Ulani is voidable. If their contract is avoided O both parties are released from it O both parties must fully perform their obligations under it O a wholly different contract is agreed to O a wholly different contract is imposed as if the parties had agreed
Vernon claims that his contract with Ulani is voidable. If their contract is avoided (A) both parties are released from it.
Vernon argues that his agreement with Ulani can be revoked. Both partners are released from their contract if it is avoided. It shall be fully complied with by both Parties.
if the terms are rejected by both parties. if the party that has a cause to reject the agreement instead chooses to carry it through. if the party looking to enforce the agreement files a lawsuit.
Because there was practically no enforceable contract, you can recover anything even if one side violates the agreement. Contracts are legally binding agreements, but they are always voidable by one or both of the parties. You might not be able to enforce a voidable contract as a result.
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Who pays the majority of taxes?
The remainder of taxes are paid by Key Takeaways. In 2019, the top 1% paid the highest amount of federal income taxes.
How come we tax?In addition to financing public goods and services, taxation is a crucial component of the social compact that unites people and the economy. A government's essential authority can be determined by how taxes are collected and used.
Why do taxes exist?Taxes are compulsory payments made by a government organization, whether locally, national, or federal, to people or businesses. Tax revenues are used to fund a variety of government initiatives, including Medicaid and Social Security as well as public infrastructure and services like roads and schools.
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in the past 90 years, the stock market has had positive returns, averaging 10% annually.
The statement above is true. The stock market has had positive return 10% annually in the past of 90 years.
A stock market in economic and business also called as equity market, or also share market. A stock market generally can be defined as the aggregation of sellers and buyers of stocks such as securities listed on a public stock which represent ownership claims on businesses. In the stock market, A positive return generally can be described as the project or business you invested in generates more money than you put into it.
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What is freedom of ownership part of?
Freedom of ownership is part of economic freedom, which is a concept that encompasses the ability of individuals to control their own economic decisions and actions.
It is a fundamental right that allows people to make economic choices according to their own interests, preferences and needs. Freedom of ownership allows individuals to own private property without interference from the government or other entities. This includes the right to buy, sell, rent, or otherwise use and dispose of any property without government interference. Economic freedom also includes the right to own businesses, to enter into contracts, and to conduct financial transactions without government interference.
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lbert uses FedEx in a scheme to defraud Global Sales Company by obtaining merchandise to which he is not entitled. -Found guilty of mail fraud, Elbert can be punished by jumprisonment for up to fifty years. b. imprisonment for up to twenty years and/or fines. Pages c. fines up to $5 million, d. none of the choices.
Elbert uses FedEx in a scheme to defraud Global Sales Company by obtaining merchandise to which he is not entitled. -Found guilty of mail fraud, Elbert can be punished by none of the choices.
According to the given statement Elbert is found guilty of mail fraud. He cannot be punished by imprisonment up to fifty years or imprisonment for up to twenty years or a fine upto $5 million.
When someone intends to commit postal fraud by delivering something that involves fraud through the mail, they are breaking the law. The use of a physical or electronic mail system to defraud another is referred to as "mail fraud" or "wire fraud" in the United States, where it is a federal crime. The federal government asserts jurisdiction if the illicit behavior spans national or international boundaries.
According to the question, Elbert utilizes FedEx to cheat Global Sales Company by receiving goods to which he is not legally entitled. In this situation, mail fraud will result in a maximum 20-year jail sentence and/or financial penalties.
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Music Masters, Inc., enters into a contract to pay Nagi for a dozen original songs. Nagi transfers the right to payment under the contract to Omni Artists. After the transfer, Nagi's contract right to the payment is
Nagi’s contract right to the payment is extinguished.
The simplest definition of a contract is a legally binding commitment. This pledge might be to refrain or carry out a specific action. A contract is created by at least two parties who must concur on its terms. If either side violates their promise, the other party may take legal action. The law of contracts considers a number of factors, such as whether a contract genuinely exists, what it means, whether it was broken, and how much money the party who was wronged is entitled to. A contract's main purpose is to formalise new relationships and specify the legal responsibilities each party has to the other. Today, most contracts are negotiated by businesses rather than by people. even if occasionally businesses routinely enter into contracts with partners, clients, and suppliers, much like individuals would when selling a home or accepting a job offer. Every corporate relationship is, in fact, backed by legal contracts.
Music Masters Inc. enters into a contract to pay Nagi for a dozen original songs. Nagi transfers the right to payment under the contract to Omni Artists. After the transfer, Nagi’s contract right to the payment is
A. unaffected.B. extinguished.C. conditional.D. secondary.
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Although this account is not protected by deposit insurance, it is extremely safe due to the securities backing the funds.
Money market mutual funds and money funds are two common names for money market funds. Investors purchase securities through a money market fund, which the brokerage holds.
What is MMMF?Money market mutual funds (MMMF) are the most convenient way for investors to access the money market. The majority of the assets in money market mutual fund portfolios, including Treasury bills, commercial paper, bankers' acceptances, repurchase agreements, and certificates of deposit (CDs), require only a basic comprehension from smaller investors. We explain how money market funds operate and how they can help you in this post.
Money market mutual funds are not covered by the Federal Deposit Insurance Corporation, unlike cash and even standard CDs (FDIC). Although very unlikely, there is always a chance that the investor could experience a financial loss.
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Munster Inc. pays its attorney fees of $12,000 by issuing 1,000 shares of $1 par value common stock. The shares have a current market value of $12 per share. Munster's journal entry to recognize the issuance of stock should include:
Cebit will pay $12,000 in legal fees.
Credit of $1,000 to ordinary stock
Credit to additional $11,000 paid-in capital
How come stock is used?A sort of security known as a stock represents a small portion of a business's ownership. When you purchase shares of a firm, you gain a fractional ownership stake in it. The cost of the remaining shares increases as a result.
How are stocks operated?Investors purchase stock at a predetermined price reflecting on the market's current conditions. If the price rises, means of selling an asset for a profit. If the price drops, the investor might be selling at a loss.
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Communication broke down on multiple levels, and employees failed to question authority. The employee behavior could be attributed to the higher endorsement of ________ in Japan.
The employee behavior could be attributed to the higher endorsement of legality in Japan.
Communication is known to be a process by which information is exchanged between multiple individuals through a common system of symbols, signs, or behavior. In our daily life, communication helps us build relationships by allowing us to share our experiences and needs, and helps us connect to others. It's the essence of life, allowing us to express feelings, pass on the information and share thoughts.
Most people think about speech when they think about communication but there are many other ways we can also use to communicate with each other.
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Which of the following is NOT one of the three basic ways inventories are reported?
A. average aggregate inventory value
B. inventory turnover
C. weeks of supply
D. material cost of goods sold
When a company attempts to maximize its profits, subject to its production constraint, it uses _____.
Answer:
the unit contribution margin of each product per production constraint.
Explanation:
Humberto is a salaried, nonexempt worker who earns $46,250 per year and has a standard 45-hour workweek. What is his hourly rate
$19.76 is his hourly rate at $46,250 per year who works a standard 45-hour workweek.
given data:
per year income = $46,250
total workdays = 45
Total hours per year = 45 x 52 weeks
=2,340
Annual salary = $46,250
Salary per hour =46,250 / 2,340
= $19.76 per hour
how much is charged, paid, or received for each hour worked: Instead of paying for the things the advisers offer you, you pay a set or hourly charge for their time. By adding up all hourly rates and dividing the sum by the number of rates, an average hourly wage (also known as a mean hourly wage) may be determined. Due to its stability, salaries are frequently beneficial for both employers and employees. The administration of finances is made simpler on both ends when you pay employees a specific sum every pay period based on their annual wage.
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Jesse is a part-time nonexempt employee in Austin, Texas, who earns $11.00 per hour. During the last biweekly pay period he worked 35 hours. He is married filing join and takes the standard withholding, which means his federal income tax deduction is $5.00, and has declared additional federal tax withholding of $20 per pay period. What is his net pay
Jesse's net pay is computed at $330.55
Net pay is the term used to describe the take-home pay that employees get after all payroll deductions have been made from their gross pay. Your gross pay is your income before any taxes and other withholdings have been made. What is frequently referred to as your annual salary is your annual gross income. After deductions like income tax and national insurance have been made, the remaining amount is known as net pay. What is frequently referred to as your take-home salary is that.
Net Pay:
Gross Pay = (35 * 11) = $385
(-) Federal Income Tax Deduction = ($5)
(-) Additional Federal Tax Withholding = ($20)
(-) Social Security Tax = (35 * 11 * 6.2%) = ($23.87)
(-) Medicare Tax = (35 * 11 * 1.45%) = ($5.5825)
NET PAY = $330.55
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How will this company's Statement of Cash Flows differ from how it would appear if the company were abiding by US GAAP standards
In comparison to the firm using US GAAP, the company using IFRS will have lower cash flow in the finance portion and higher cash flow in the operations section.
Money, currencies, and capital assets are the subject of the study and practise of finance. It is a subfield of economics, which is the study of the creation, transfer, and use of money, assets, products, and services. However, the two fields are not the same. The field of finance may be loosely classified into three categories: personal, corporate, and public. Finance activities occur in financial systems at various scales. Finance is a big subject, and there are many subfields within it. Maximizing value and reducing volatility are the goals of asset, money, risk, and investment management. The feasibility, stability, and profitability of a plan of action or an entity are evaluated through financial analysis. Experimental finance examines the possibility of putting some financial ideas to the test using the scientific method.
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you will break even when the cost of your supplies your income. How many cups of hot chocolate must you sell to break even'
The cost of the goods you keep on hand and use throughout the year may be fully deducted from your income. Additionally, you must sell enough cups of hot cocoa to break even.
For tax purposes, what constitutes supplies?They consist of materials for keeping records, janitorial work, break rooms, staplers, paper clips, staples, printer ink, etc.
Which materials are deductible?Ink and paper If you utilize them for business purposes during the same tax year that you bought them, you can deduct office supplies including printers, paper, pens, computers, and software. Postage and shipping charges associated with your job can also be written off.
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The ELLA Distributing Company issued a bond with a nominal yield of 5%. The bond matures in 12 years and is currently trading at 94. The bond's yield to maturity is closest to A) 5.67%. B) 5.00%. C) 4.64%. D) 5.32%.
The ELLA Distributing Company issued a bond with a nominal yield of 5%. The bond matures in 12 years and is currently trading at 94. The bond's yield to maturity is closest to A) 5.67%.
To calculate bond's yield:
[annual interest + (discount divided by the number of years to maturity)] divided by the average price of the bond
Plugging in the numbers, we get a numerator of $50 + ($60 divided by 12 years) = $50 + $5 = $55. The denominator is ($940 + $1,000) divided by 2 = $1,940 divided by 2 = $970. Solve by dividing $55 by $970 and the answer is 5.67%.
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A student borrows $90,000 for business school at 9.0% stated annual interest with monthly repayment over 9 years. Consider this as a loan with no payments or interest during school so that the problem structure is equivalent to a standard loan received one period before the first payment. Suppose that to better match expected student salary growth over time, the loan is structured as a growing annuity with each monthly payment growing by 0.1% compared to the previous monthly payment. How much is the first monthly payment
The amount due each month is $1,218.86. The time frame from the first point of credit to the transaction's eventual maturity is referred to as the "repayment term."
The accomplishment of the exporter's obligation under the export contract is often the starting point of credit (e.g., shipment or project completion). Repaying a loan involves paying back the money you borrowed from a lender plus any relevant interest. The repayment plan often consists of a set process (referred to as a loan payback schedule) in the form of equivalent monthly installments, or EMIs.
The monthly payment computation is displayed below;
Here RATE = 9% divided by 12 equals 0.75%.
PV = -$90,000 FV = $0 NPER = 9 x 12 = 108
the following formula;
=PMT(RATE,NPER,PV,FV,TYPE)
When the aforementioned calculation is used, the monthly payment is $1,218.86
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Suppose that an industry's long-run supply curve is downsloping. This suggests that:
Suppose the long-term supply curve for an industry is going down. This suggests that this is an industry with declining costs.
Briefly report on the supply curve.A supply curve can be viewed as a graphical representation of the relationship between the cost of an item or service and its supply over a period of time. In one example, the quantity offered is usually shown on the horizontal axis and the price is shown on the left vertical axis. The law of supply is represented as a supply curve that increases from left to right as the price of a particular commodity rises (all else being equal). Note that this phrasing always implies that price is the independent variable and quantity is the dependent variable. Economics is an exception where independent variables are often on the horizontal or x-axis. A new supply curve must be created whenever factors other than price or quantity change.
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What are the 4 requirements for the production of goods and services explain with examples?
The four requirements for the production of goods and services are land, labor, physical capital and human capital.
Goods and services are formed by the combined efforts of several entities. The entities that are required for the production of goods and services include land, labor and capital of both the kinds that is physical and human capital. Land is the physical land where the owner will setup the company for the production of goods and services. The labor are the people who will work in the site for the making of the company. After the setting up of the company, the machines and the equipment that will produce the goods and services become part of the physical capital and the workforce that will make use of these equipment will come under human capital that is the employees.
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On the diagram to the right, a movement from A to B represents a A. decreases in demand. B. change in demand. C. movement up the demand curve. D. change in quantity demanded.
On the diagram to the right, a movement from A to B represents a change in the quantity demanded.
What is demand?Demand is just a consumer's desire to buy products and services immediately and to pay the price associated with them. Demand can be defined as the number of things that consumers are prepared and willing to purchase at various prices within a specific time frame.
The term change in the quality demands refers to that specific. The quantity of products buyers is demanded to buy. These changes in quantity demanded are caused by a change in the price.
Therefore, Thus option (D) is correct. The quality demands refer to the quality of the product.
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What is the mortgage on a 200k house?
A 5% down payment is typically needed for conventional mortgages, such the regular 30-year fixed rate mortgage. In this scenario, $10,000 is required to obtain a mortgage if you are purchasing a $200,000 home.
What do you mean by mortgage?
A mortgage is an agreement between you and a lender that permits you to borrow money to buy or refinance a home and gives the lender the power to seize you.With a mortgage, your lender lends you a predetermined sum of money to purchase the property. You consent to repay your loan over a number of years, plus interest. Until the mortgage is entirely repaid, the lender retains ownership of the house for various assets, resources and useful properties.This is how the theory of mortgage can be used to visualize and understand various concepts..To know more about mortgage here
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Marketing issues such as advertising, image, and promotion are important to quality because:
A. the intangible attributes of a product (including any accompanying service) may not be defined by the consumer.
B. they make the product seem more valuable than it really is.
C. they raise expenses and therefore decrease profitability.
D. they define for consumers the tangible elements of a service.
E. they educate consumers on how to use the product.
(A.) the intangible attributes of a product (including any accompanying service) may not be defined by the consumer. Because OPTION A, marketing concerns including promotion, advertising are crucial to quality
Advertising refers to the methods used to draw attention to a good or service. In order to attract consumers' attention, advertising seeks to highlight a good or service. It is often used to market a particular product or service, although there are many other applications as well, with commercial advertising being the most popular. Through "branding," which links a product name or image with particular traits in customers' minds, commercial advertising frequently aim to boost consumption of their goods or services. Direct-response advertising, on the other hand, is the term used to describe advertisements that aim to prompt a quick sale. Political parties and interest groups are examples of non-commercial organizations that market more than goods or services for consumers.
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