What has kept me from saving in the past is my overspending. Based on what I've learned, I can change this by not overspending, and saving what I have left over.
Monetary savings is the amount of cash left over after spending and distinctive duties are deducted from profits. economic savings constitute coins this is otherwise idle and no longer being placed at chance with investments or spent on consumption.
Saving is earnings not spent or deferred consumption. strategies of saving embody setting money apart in, for instance, a deposit account, a pension account, a funding fund, or coins. Saving also includes decreasing charges, which include ordinary expenses. There are specific varieties of monetary savings bills to select from, and they'll be no longer all alike. The options consist of traditional financial savings debts, high-yield financial savings payments, money market debts, certificates of deposit, coins management money owed, and robust point savings bills.
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A company recorded an event that caused assets, liabilities and cash flow from financing activities to increase, but had no affect on net income. This event could have been due to ______.
This event could have been due to borrowing money with a two year term to maturity.
The life of a transaction or financial instrument ends on the day of maturity, at which point it must be renewed or it will no longer be in existence. The phrase is frequently used to describe deposits, spot foreign currency trades, future deals, interest rate and commodities swaps, options, loans, and fixed income securities like bonds.
As part of a marketing to draw in new investors, financial institutions may change maturity dates momentarily. A bank could provide a higher rate of return for a short-term certificate of deposit (CD) for promotional purposes. The promotional CD will typically renew at maturity at the same rate and duration as a regular CD.
If a bond is not paid for at maturity, the issuer may default on the obligation, which would have a negative effect on the issuer's credit rating and ability to raise money through other bond issues in the future.
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Which of the following factors do businesses consider
Meanwhile, productivity rose as a result of new technology. What will be the businesses economy's most likely short-term factors effects. A higher output level and an unspecified price level emerge from a rightward shift.
In both the short-run aggregate supply (SRAS) and aggregate demand (AD) curves. The SRAS curve shifts to the left as the price factors of these inputs rises, indicating that, at each level of output price, a higher input price will discourage production because it will make it more difficult to turn a businesses profit. The real wage rate declines and employment rises when the price level rises and the money wage rate remains constant.
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How many categories for personality traits are in the hexaco personality inventory.
There are basically Six dimensions for personality traits are in the hexaco personality inventory.
What is the Hexaco Personality Inventory?
Hexaco personality inventory is an instrument that assesses the six major dimensions of personality given below :
Honesty-Humility. Emotionality. Extraversion. Agreeableness (versus Anger)Why is Hexaco important?Since it was early development in the early 2000s, the Hexaco model has been used to investigate various areas of psychology, permitting behavioural testing and prediction to rely less on prosocial behaviour. Studies using the Hexaco model have been found supportive for the relationships between social and ethical behaviour.
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graciella is making a persuasive complaint at work. which of these examples illustrate how to convey a complaint logically, clearly, and unemotionally? a. for the past two weeks, fax machine no. 223- 51 has been unavailable to complete essential business for 25 of our employees due to incomplete service. please ensure our equipment is repaired by friday. b. if you can't be bothered with maintaining our equipment in good working order, how can i be confident that you care about your employees? i can't be bothered filing repeated repair requests either. c. did you realize that bill has still not fixed the fax in workroom 223 despite the work request i completed two weeks ago? make bill fix it!! d. i have put up with a broken fax in workroom 223 for three weeks, and i am just fed up with this waste of my time. repair the fax or else!
Therefore correct option is (a) For the past two weeks, fax machine no. 223- 51 has been unavailable to fulfill essential business for 25 of our employees due to incomplete service. please ensure our technology is repaired by Friday.
An example of a service is the labor performed by barbers, physicians, attorneys, mechanics, banks, insurance firms, and other service providers. A service is defined as a "(intangible) act or usage for which a customer, company, or government is ready to pay." Government services are those that are funded by the entire society . Service providers profit from resources, expertise, innovation, and experience to the advantage of service customers. Services may be viewed as intangible activities or performances that the service provider offers to the client in exchange for payment.
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a data analyst receives an email from the vice president of marketing. the vice president is upset because the report they want from the analyst is late. select the best course of action.
The best course of action is: The analyst should respond saying they understand the vice president's concerns, provide a status update, and let the vice president know when to expect the completed report.
Who is a data analyst?A data analyst can be defined as an expert or professional who is saddled with the responsibility of inspecting, transforming, analyzing, and modelling data with the sole aim of discovering useful information, providing insights, and creating informed conclusions, so as to support decision-making and create a completed report.
In this context, we can reasonably infer and logically deduce that this data analyst should inform the vice president that his or her concerns are acknowledged, while providing a status update on when the completed report should be expected.
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Complete Question:
A data analyst receives an email from the vice president of marketing. the vice president is upset because the report they want from the analyst is late. select the best course of action.
The analyst should apologize for the delay and inform the vice president that the marketing managers caused the delay.
The analyst should call the vice president and ask them how important it really is to their marketing efforts.
The analyst should respond saying they understand the vice president's concerns, provide a status update, and let the vice president know when to expect the completed report.
The analyst should send the report immediately, even if it's not completely finished. This will make the vice president happy.
assume the annual cost of a college education will be $30,000 when your child goes to college in 18 years. you now have $6,500 to invest. what annual rate of interest must you earn on your investment to cover your child's first year cost? [10 pts]
If the annual cost of a college education is expected to be $30,000 when your child enrolls in college in 18 years, you must earn 8.87% in annual rate on your investment to cover the cost of their first year.
Let's assume your child has just been born.
So time t = 18 years
Future value (annual cost) = $30,000
Present Value P = $6500
rate of interest r=?
F=P*(1+r)^t
30000 = 6500* (1+r)^18
(1+r)^18 = 30000/6500
(1+r)^18 = 300/65
1+r = (4.615)^(1/18)
1+r = 1.08868
r = 0.08868
r = 8.87%
hence annual rate should be 8.87%
The term annual rate describes the annual interest that is produced by a payment that is owed to investors or levied to borrowers. The annual percentage rate, or APR, is a measure of the real cost of borrowing money over the course of a investment loan or the income generated by an investment. This includes any fees or other expenditures related to the transaction, but does not account for compounding. Consumers may investment compare lenders, credit cards, and investment goods using the annual rate which gives them a concrete number to work with.
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suppose the economy is initially in long-run equilibrium. then suppose there is a drought that destroys much of the wheat crop. according to the model of aggregate demand and aggregate supply, what happens to prices and output in the short run? a. prices rise; output rises. b. prices rise; output falls. c. prices fall; output rises. d. prices fall; output falls.
Initial long-term equilibrium exists in the economy. Output decreases when prices rise.
What takes place when the economy reaches long-term equilibrium?
When an economy is said to be in long-run equilibrium, real GDP is at its maximum potential output, the natural rate of unemployment (about 6%) is equal to the actual rate, and the actual price level is equal to the anticipated price level.
What does it mean for an economy to be in long- and short-term equilibrium?
When the total amount of output and demand are equal, this is known as short-run equilibrium. When the economy is operating at its maximum potential and prices are adjusted to reflect changes in the market, this is long-run equilibrium.
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the leadership team of popso soda company includes a president and vice presidents of operations, marketing, human resources, and finance. popso seems to utilize which type of organizational structure?
Popso seems to utilize functional type of organizational structure .
A functional structure is a business structure that's grounded on the function of each position within the business and the knowledge and chops of the platoon members that perform each part.
Functional organizational structure:Functional structure is having positions with the highest rank of responsibility at the top level and goes down from there. A functional organizational structure is a structure used to organize workers. They're grouped grounded on their specific chops and knowledge. It vertically structures each department with places from the chairman to finance and deals departments, to client service, to workers assigned to one product or service.
What are the characteristics of functional organizational structure?A functional type is a perpendicular scale. The company is divided into different functional departments with workers who specialize in specific tasks. Functional departments generally operate in silos because each group has its own independent perpendicular operation structure.
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Suppose you put $350 into a bank account today. Interest is paid annually and the annual interest rate is 6 percent. The future value of the $350 after 4 years is.
The future value of $350 put in the bank account after 4 years is $441.87
The future value of a current asset can be described as its value at a date in the future depending on its assumed rate of growth.
The future value of $350 put in the bank account after 4 years can be determined using the formula;
FV = PV (1 + r)^n
Here r represents the annual interest rate, n represents the number of periods interest held, and FV and PV represent the future value and present value respectively.
Substituting the given values;
FV = 350 (1 + 0.06)^4
FV = 350 (1.06)^4
FV = 350 (1.26248)
FV = 441.87
Therefore, the future value of the $350 after 4 years is calculated to be $441.87
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drew is a salesperson who is almost always successful during the initial sales dialogue. prospects usually respond to all of the questions that drew asks, but he is rarely successful at closing the sale and getting a commitment from them. drew's failure is most likely due to:
Drew is a salesperson who is almost always successful during the initial sales dialogue. prospects usually respond to all of the questions that drew asks, but he is rarely successful at closing the sale and getting a commitment from them.
Drew's failure is most likely due to Most customers count on a salesman to invite for dedication and recognize the attempt if it's far made at the ideal time withinside the income talk.
A high-quality cost proposition demonstrates what a logo has to provide a purchaser that no different competitor has and the way a product or service fulfills a want that no different enterprise is capable of fill. Business conversations among customers and dealers that arise as salespeople attempt to initiate, develop, and decorate purchaser relationships. Sales talk happens over the years and consists of income calls and different types of buyer-vendor communication.
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on june 30, 2021, plaster, inc., paid $812,000 for 80 percent of stucco company's outstanding stock. plaster assessed the acquisition-date fair value of the 20 percent noncontrolling interest at $203,000. at acquisition date, stucco reported the following book values for its assets and liabilities:
Stucco reported the following book values for its assets and liabilities at 92800.
Decrease in accounts receivable = (320800+112700) - 429900 = 3600
Increase in Inventory = (367700+180000) - 637800 = -90100
Decrease in accounts payable = (70800+31100) - 94700 = 7200
Purchase of Stucco Company assets = Cash paid - cash in stucco books
= 812000 - 53300 = 758700
Dividend paid = Dividend paid by Plaster + 20% of dividend paid by
Stucco = 84000 + 8800 = 92800.
The property you buy is a long-term asset that you can grow in value over the time you enjoy it. The cost of the property is spread out over time rather than one time. On the other hand, the mortgage for the property is a liability in your books. A mortgage loan is a long-term debt you owe to a lender.
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what three tasks must be done before an approximate price level can be selected? multiple select question. estimate demand and revenue identify pricing objectives and constraints make special adjustments to list or quoted price assess competitors' pricing determine cost, volume, and profit relationships
Three tasks that need to be done before approximating price levels include estimating demand and revenue, identifying pricing objectives and constraints, and determining cost, volume, and profit relationships. Thus, the correct options are (a), (b), and (e).
Pricing level refers to the way of setting the price of goods and services that manufacturers receive in exchange for selling them to consumers. Fixing appropriate price levels is an integral part of the marketing process as the right price levels can generate more sales and the wrong one can have an adverse effect on potential customers.
So, whenever pricing for products is set, it is vital to first identify pricing objectives and constraints; next estimate demands, and revenues; and then determine relationships between cost, volume, and profit.
Other options are not selected because:
Although both options (c) i.e. make special adjustments to list or quoted price and (d) i.e. assess competitors' pricing are also tasks of the process of price level fixing, but it is mentioned in the question to select only three tasks which we have selected on prioritization basis.
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how should unearned rent that has already been paid by tenants for the next eight months of occupancy be reported in a landlord’s financial statements? current liability. long-term asset. long-term liability. current asset.
By Current liability the unearned rent that has already been paid by tenants for the next eight months of occupancy be reported in a landlord’s financial statements.
Current liabilities are a business's short-term debts that are due in a year or within a typical operational cycle. The time it takes for a business to buy inventory and turn that stock into cash from sales is known as an operational cycle, also known as the cash conversion cycle. Invoices payable to suppliers are an illustration of a current liability.
Current assets, or possessions used up within a year, are generally used to satisfy current liabilities. Accounts receivable, or money owed by customers for sales, is a type of current asset. The ability of a corporation to continue making timely debt payments is significantly influenced by the ratio of current assets to current liabilities.
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show the short-run impact of a $2 per unit excise tax imposed on firms in a competitive industry. (assume the industry is in long-run equilibrium before the tax was imposed.) how would the long-run results differ? (explain briefly.) what is the impact on efficiency of the tax?
A $2 tax per unit imposed on businesses in a cutthroat market will, in the short term, result in less supply of goods. Taxes will cause both the producer surplus and the consumer surplus to decline.
The elasticity of the demand and supply curves will, however, determine how much of an impact taxes have..
Leftward sloping supply curve will occur. Given that the demand will remain the same in the short term, this will result in higher pricing. The equilibrium shifts from point up to point down as a result.
Producer surplus in a completely competitive market is zero over the long run since the economy is running at a loss. It will therefore not alter. However, the consumer surplus will decline. Therefore, in the long run, only consumers will be impacted.
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lauryn’s doll co. had ebit last year of $45 million, which is net of a depreciation expense of $4.5 million. in addition, lauryn’s made $4.25 million in capital expenditures and increased net working capital by $4.1 million. assume that lauryn’s has a reported equity beta of 1.5, a debt-to-equity ratio of .3, and a tax rate of 21 percent. what is lauryn’s fcf for the year?(do not round intermediate calculations. enter your answer in millions rounded to 2 decimal places.)
If Lauryn's has a reported equity beta of 1.5, a debt-to-equity ratio of .3, and a tax rate of 21 percent.. The Free Cash Flow (FCF) of Lauryn's for the year is 20.45
FCF = (EBIT -Depreciation)× ( 1- Tax rate) + Depreciation - Capital expenditure - Working Capital investment = (45 -4.5 ) × ( 1 - 40%) + 4.5 - 4.25 -4.1 = 20.45
Beta Asset = Beta Equity /( 1 + (1-tax rate)×D/E) = 1.5/( 1 + ( 1-40%)× 0.3) = 1.2712
According To Capm WACC = Risk free rate + Betaasset × Market Risk Premium = 4% + 1.2712 × 12% = 19.2544%
Value of The firm = FCFF × ( 1+growth)/(Return - Growth) = 20.45 × 1.02/(19.2544% - 2%) = 120.89 million
Free cash flow (FCF) is the money a business makes after subtracting the cash it must spend to run its business and maintain its capital assets. Or to put it another way, free cash flow is the money that remains after a business pays its operating expenses (OpEx) and capital expenditures (CapEx).A corporation may do whatever it wants with FCF, which is the money that is left over after paying for expenses like labor, rent, and taxes. A company's cash management will be aided by knowing how to compute and analyze free cash flow. Investors can improve their investment choices by using the FCF calculation to get insight into a company's financials.Learn more about Free cash flow (FCF), here
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brussels enterprises issues bonds at par dated january 1, 2021, that have a $3,100,000 par value, mature in four years, and pay 6% interest semiannually on june 30 and december 31.
1. 1 Jan 2019
Cash 2100000 Dr
Bonds Payable 2100000 Cr
2.
30 June 2019
Interest expense 73500 Dr
Cash 73500 Cr
31 Dec 2019
Interest expense 73500 Dr
Cash 73500 Cr
1.Because no market interest rate is given, the bonds are assumed to be issued at par value, which is the same as the interest rate on bonds of 7%. The issuance of bonds at par results in a debit to the cash received account and a credit to the bonds payable account.
2. The semi-annual bond interest payment is,
Semi-annual bond interest = 2100000 * 0.07 * 6/12 = 73500
The given interest rate is a 7% annual interest rate. As a result, we multiply it by 6/12 to get the semi-annual interest.
Here is the complete question-
Brussels Enterprises issues bonds at par dated January 1, 2019, that have a $2,100,000 par value, mature in four years, and pay 7% interest semiannually on June 30 and December 31. 1. Record the entry for the issuance of bonds for cash on January 1. 2. Record the entry for the first semiannual interest payment and the second semiannual interest payment.
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30 POINTS!! PLEASE HELP ASAP!!
When Jerry buys fuel for his own vehicle, the transaction shouldn't be noted in the company's account.
Using the prudence principle, determine what should or shouldn't be added to the company's account.The following transactions need to be added to the business's account:
Jacob supplied the company with items on credit.Sarah calculates that the office's market worth has increased by $50,000.JSL Inc. acquired shares in a different corporation.The following transaction shouldn't be recorded in the business's account:
Jerry buys gasoline for his own vehicle.Theo predicts that he would need to spend more money on buying raw materials next month.What exactly is the prudential concept?Avoid overestimating revenues recognized or underestimating expenses in accordance with the prudence idea. Additionally, when recording the value of assets, one should exercise caution and not grossly underestimate obligations. The outcome ought to be conservatively- financial disclosures
By avoiding the overstatement of income and assets in the firm's reporting, this approach makes sure the company is not overvalued. The prudence concept departs from standard accounting in that it anticipates no profits and accounts for all potential losses.
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according to the classical view, if consumer demand slowed down: group of answer choices prices would decrease and the economy would return to its long-term growth trend prices would increase and the economy would return to its long-term growth trend wages would increase and the economy would return to its long-term growth trend investment and government demand would increase and the economy would return to its long-term growth trend
According to the classical view, if consumer demand slowed down Prices would decrease and the economy would return to its long-term growth trend.
The goal of the long-term growth (LTG) investing strategy is to raise a portfolio's value over a number of years.Long-term growth is typically intended to produce above-market returns over a period of ten years or more. However, long-term is relevant to an investor's time horizons and individual style.Long-term growth portfolios may be more aggressive and comprise an 80% stock to 20% bond ratio.Long-term investing (LTI) is often intended to provide above-market returns over a period of ten years or more, while LTI is relative to an investor's time horizons and individual style.Due to the longer time horizon, Long-term growth portfolios can be more aggressive, containing a higher proportion of equities compared to fixed-income securities like bonds.Learn more about Long-term growth, here
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your company has hired a third-party auditing firm to conduct a penetration test against your network. the firm wasn’t given any information related to the company’s network. what type of test is the company performing?
The company is performing Black Box test. Black-box penetration testing is a type of penetration testing in which an outsider attempts to find and exploit vulnerabilities in a system.
A black box penetration test provides no information to the tester. In this case, the pen tester takes the path of a socially disadvantaged attacker, from initial access and execution to exploitation. The Black-Box penetration test timeframe is 7-10 days. The rescan takes three days after the vulnerabilities have been fixed. The timetable may vary a bit based on the extent of the test.
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small athletic shoe manufacturers such as vans target niche markets like street culture or action sports enthusiasts, making shoes designed to satisfy the needs of these different specific groups of customers. this strategy is an example of
This strategy is an example of market segmentation as manufacturer is trying to design shoes for different groups of people such as for sports enthusiast and for street culture.
Market segmentation is the technique of separating a large customer or company market into several smaller customer base (regarded to as segments) relying on some a kind of common characteristics. Generally, this method involves existing and prospective customers.
Market segmentation help the marketers to design product and services based on the requirement of each group/segment. Market segmentation is crucial because it strives to make a firm's promotional strategies more influential and centered, as contrasted to generally catering to all prospective consumers. A company can enhance its likelihood of generating sales while also being more resource-efficient by providing customized plans for particular product lines with intended audience in mind.
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on january 2, 2021, germane, inc. bought 30% of the outstanding common stock of quality, inc. for $56 million cash. at the date of acquisition of the stock, quality’s net assets had a book value and fair value of $120 million. quality’s net income for the year ended december 31, 2021, was $30 million. during 2021, quality declared and paid cash dividends of $10 million. on december 31, 2021, germane’s should report investment revenue of:
After all the transactions Germane inc. should report investment revenue of $9 Million.
As on January 2 2021 Germane inc. bought 30% of the outstanding common stock, qualities net income for year ended Dec 31 2021 was $30 million. On december 31, 2021, Germane should report investment revenue of 30% × $30 million = $9 million.
Investment revenues are the earnings from invested capital. Typically, this is the interest or dividends received on debt or equity securities. When compared to the revenues produced by a business's activities, investment income are typically seen as incidental revenues, and as such, they are kept separate in a separate account.
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if a customer wishes to open a cash account in his name only and allow a third party to make trading decisions but not withdraw cash and securities, he must instruct his broker-dealer to open
'If a customer wishes to open a cash account in his name only and allow a third party to make trading decisions but not withdraw cash and securities, he must instruct his broker-dealer to open a cash account with limited power of attorney.
In business practice, a cash account means a business-to-business or business-to-consumer account maintained on an immediate payment basis. H. Credits are not provided.
A cash account is a type of custody account that requires an investor to deposit the full amount of securities purchased. An investor with a cash account cannot borrow money from a brokerage firm to pay for transactions on the account (margin trading).
In accounting, a cash account or cash book can refer to a general ledger that records all cash transactions. Cash accounts include both cash receipts and cash payments.
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on each of the 22 work days in a particular month, every employee of a start-up venture was sent a company communication. if a total of 4730 company communications were sent, how many employees does the company have, assuming that no staffing changes were made that month?
The number of employees does the company have, assuming that no staffing changes were made that month should be 215.
Since Every employee of a start-up business received a company communication on each of the 22 working days in that particular month. In addition, a total of 4730 business communications were sent.
So, the no of employees is
4730 ÷ 22
= 215
Consequently, the organization should have 215 employees if no staffing adjustments were done in that particular month.
The activity of running a business involves creating, purchasing, and reselling commodities in order to support one's lifestyle (such as goods and services). Furthermore, it refers to "any activity or enterprise undertaken for profit."Learn more about Business, here
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will owes juan $1,000 due on july 1. juan assigns the debt to joshua on june 1, but neither juan nor joshua informs will. on july 1, will pays juan $1,000. is will fully discharged from his obligation?
Yes, he will be fully discharged from his obligation because he didn't receive notice of Juan's assignment to Joshua.
Discharge of obligation:A discharge of obligations refers to that parties to the contract which are no longer liable for any terms and condition of the agreement, and no further promises may be enforced.
Why is discharge of contract important?The discharge of the contract occurs when the obligations of the contract between the parties of the contract comes to an end. This often ends the legal validity of the contract. The discharge of the contract is also known as the termination of the contract.
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to enhance the speed and effectiveness of decision making, kaia is restructuring her company's activities around related diversification. she plans to allow some of the work to be decentralized, while other aspects will be centralized. which type of organizational structure is kaia designing?
The type of organizational structure that kaia is designing when she enhance the speed and effectiveness of decision making, and help in restructuring her company's activities is functional organizational structure.
What is functional organizational structure?A functional organizational structure can be described as the structure that is been used in the organization of the company as well as the workers.
It should be noted that the functional organizational structure focus on the grouping as well as the positioning of the workers in the organization, however doing this could come ion different form such as the grouping of the workers base on the skill they can render as well as the way they are best fit for the organization to archive high productivity that is been needed by the organization.
In conclusion, with the case above we can see that Kaia was trying to group as well as arrange the workers base on how they were fit to perform various task that is required in the organization.
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3. (2 points) noah took out $20,000 in private student loans at 16% apr. his cousin ava took out the same amount of student loans, but she got a federal student loan with an apr of 4.66% what is the difference in the amounts noah and ava will pay for their student loans (over 10 years), assuming interest starts accumulating on the same day?
We divide that rate by 365 to arrive at a daily students loan interest rate, so Noah's rate is 16÷100 = 0.16÷365 = 0.0004383, 0.0004383× 20000 = 8.7671 Ava's rate is 4.66÷100= 0.0466 ÷ 365 = 0.0001276 × 20000 = 2.5534
Although they have a cost, student loans can be a beneficial solution to cover economic gaps when financing for higher education costs. To calculate the amount of interest that is accrued daily, divide the annualized return on your loan by 365.
Take the example of a $10,000 loan with a 5% annual interest rate. To get a regular interest rate of 0.000137, divide that figure by 365 (i.e., 0.05 365). It's critical to understand our interest rate and how it relates to our loans because student loan interest rates decide how much money you'll ultimately owe.
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What decision support strategy uses a technique based on a non-linear predictive model that creates a hidden-layer analysis of input information that is defined using training and observed behaviors?.
Using a method based on a non-linear predictive model, the decision tree support strategy generates a hidden-layer analysis of the input data.
A decision tree is a tool for simulating prospective outcomes, resource costs, utility costs, and outcomes that are likely to occur. Its structure is similar to a tree. Using decision trees, it is possible to construct algorithms that include conditional control statements. They have branches that symbolize decisions that could lead to positive outcomes.
Predictive modeling entails using results that are known to produce a model that can predict values for unanticipated events. It employs historical data to predict upcoming events.
Strategy is crucial because there are typically few resources available to accomplish goals. Setting priorities and goals, choosing the best course of action to take to get there, and allocating resources to carry it out are all part of strategy.
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unilever reduced the number of popsicles in each package from 24 to 20 without changing the package price. the tactic unilever is using here is called multiple choice market modification. product extension. rebranding. trading up. shrinkflation.
As Unilever firm has reduced the number of popsicles in each package from 24 to 20 without changing the package price, the tactic that the firm is using here is called a shrinkflation.
What is known as shrinkflation in marketing?Basically, a shrinkflation refers to the reduction in the size of a product in response to rising production costs or market competition. The practice involves the reduction of the size of a product while maintaining its sticker price. By raising the price per given amount is a strategy employed by companies to stealthily boost profit margins or maintain them in the face of rising input costs.
Furthermore, the strategy is often referred to as package downsizing in business and academic research. The less common usage of this term may refer to a macroeconomic situation where the economy is contracting while also experiencing a rising price level. Therefore, rather than the firm increasing the price of a product, its simply offers a smaller package for the same sticker price.
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owns a catering business, and he has put all his savings into running this business. during the busy holiday season, he realizes that he needs short-term help financing the business' operations, so he goes to the bank to request $25,000. the bank agrees to lend mauricio this amount of money. what type of bank loans does this scenario best describe?
The type of bank loan that best describes this scenario is
an unsecured loana secured loana trade credita certificate of deposita line of creditBank loans can be described as an amount of money loaned at interest by a bank to a borrower, usually on collateral security, for a certain period of time. Bank loans also can be described as a common form of finance, like trade credit and overdraft facilities.
Bank loans can be divided into several types, such as:
Personal Loan.Gold Loan.Rental Deposit Loan.Loan Against Property.Two & Three Wheeler Loan.Business Loan.Home Loan.Personal Loan for Self-employed Individuals.Learn more about bank loans here https://brainly.com/question/28234496
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in los angeles, the value of land is high compared to phoenix (an acre of land in l.a. is about 3-6 times as expensive as in phoenix, depending on the exact area). most other things are about the same price in l.a. as in phoenix. this situation explains why
The story above tell us why shopping centers in LA are more likely to have multilevel parking structures than those in phoenix.
Price can be described as the value that is put to a product or service and is the result of a complex set of calculations, research and understanding and risk taking ability. A pricing strategy takes into account segments, ability to pay, trade margins and input costs, market conditions, competitor actions, amongst others.
World price is the price of a service or good in any other country, except one's own. World price affects international trade, and generally countries export goods with local prices lower than their world price, and import goods where the local price is higher than the world price.
The price is different around the world. They vary due to taxes, currency exchange rates, tariffs, cost structures, local market needs, differences in competitive situations and a myriad of other reasons.
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