What does the value of collateral or down payment affect? Check all that apply.

the amount borrowed
the interest rate
the lender’s perceived risk
the repayment schedule
the credit cards available

Answers

Answer 1

Answer:

the value of collateral or down payment affect :

1. the amount borrowed

2. the repayment schedule

Explanation:

Only the amount borrowed and repayment schedule are affected by the value of collateral or down payment.

This is so because, the collateral or down payment instantly reduces the amount borrowed from the lender known as the Principle Amount.

Once the Principle amount is reduced, the instalments or repayment of interest and capital also reduces and some times the length of time for paying back the amount borrowed.

Answer 2

The value of collateral or down payment affects:

The amount borrowed The interest rate The lender’s perceived risk

Collateral refers to an item of equal worth that is given to a lender to hold in case of a default in payment. The collateral or down payment that is deposited for a purchase will be equivalent to the amount borrowed.

A television set will not be equivalent collateral for a loan of $100,000. The collateral will also be measurable to the perceived risk of the lender.

The higher the perceived risk, the higher the collateral. The interest rate will also affect collateral. So, options 1, 2, and 3 are correct.

Learn more about collateral here:

https://brainly.com/question/14997152


Related Questions


Why principle of indemnity not applies in life insurance?​

Answers

The indemnity principle means that the policy payout should restore the insured to the same financial position in which he was before the loss happened. Since the value of human life cannot be ascertained, the principle of indemnity does not apply as it is not possible to quantify the loss. WRITE IN YOUR OWN WORDS

Explanation:

The principle of indemnity is not applicable to life insurance because the insurer may pay any amount but the insured cannot be brought back to the same state. Also, the loss of a life is not measurable and no money can indemnify the loss of a life.

Foreign households and foreign firms demand U.S. dollars in exchange for foreign currency for all of the​ following, except A. when currency traders want dollars because they expect that the value of the dollar in the future to be greater than its current value. B. when U.S. firms and households want foreign currencies so that they can buy goods and services produced in those foreign countries. C. when foreign firms and households want dollars so that they can buy goods and services produced in the United States. D. when foreign firms and households want to invest in the United States either through foreign direct investment or through foreign portfolio investment.

Answers

Answer:

The answer is "Option B".

Explanation:

Foreign people always Want dollars when they want to spend in the United States, or if they want to purchase products and services produced in the United States, or if they want to exchange, in the order to bring about changes in returns. When individuals and businesses in the United States want the hard exchange to purchase products and services produced in other nations.

A mismatch between foreign currency denominated net assets and net liabilities Multiple Choice can be eliminated by constructing a balance sheet hedge. can be eliminated by multiplying the foreign currency value of the asset by the spot exchange rate. can be eliminated by undertaking accounting changes to eliminate translation exposure. none of the options

Answers

Answer:

can be eliminated by constructing a balance sheet hedge.

Explanation:

The mismatch could be occurred at the time when the foreign currency and net liabilities would be removed by preparing a hedge of the balance sheet

So according to the given options, the first option is correct as it represent the mismatch situation

So the rest of the options would be considered wrong as they are not related with the mismatch criteria


Rolando purchases 13 shares of COIN at $325 per share. If he sells the
shares at $365, what is his net gain?
$123
$520
$4225
$4745

Answers

Answer:

$520

Explanation:

13 multiplied by 365 = 4,745.

                                   -

13 multiplied by 325 = 4,225

                                    =520

He is sincere change into Negative plssss​

Answers

He is not sincere.

This is the negative form of the sentence.

A charge that is a percentage of the loan amount, usually payable monthly, is called?

Answers

It is called Interest



In 2016, unemployment in Egypt was 12.5% and in Saudi Arabia, it was 5.7%.

A. Explain one way unemployment may have been measured in the two countries.

B. Why may the unemployment rate be higher in one country than another?

C. Explain what should influence the measures that the Egyptian government should take to
reduce unemployment in the country.​

Answers

Answer:

hi sorry but i need more pionts to post my question because im cheating in online exam and i honestly dont know anything pls dont report or delete im not even in high school well i selected high  school by mistake but im in middle school

Explanation:

Which of the following is a true statement?
A
If your credit score is high, you won't have to repay money you owe.

B
You can access your credit report for free once every month.

C
A landlord can access your credit report to decide if you are financially responsible.

D
Your credit score can never increase, only decrease.

Answers

Answer:

c good luck with the answer

what are the six steps to be followed in the bank reconciliation process​

Answers

Answer:

Here are the steps for completing a bank reconciliation:

Get bank records.

Gather your business records.

Find a place to start.

Go over your bank deposits and withdrawals.

Check the income and expenses in your books.

Adjust the bank statements.

Adjust the cash balance.

Compare the end balances.

Explanation:

Why do you think the 4 components of media measurement are important?

Answers

Answer:

audience, impression, frequency, and cost per thousand (CPM) 3.

Reach””The number or percent of different homes or persons exposed at least once to an advertising schedule in one or more media vehicles over a given period of time.

Frequency””The average number of times that the household or person is exposed to a media vehicle, schedule or campaign over a given time period.

If a country in Europe receives foreign aid from the government of another country then the country has a
trade surplus.
O trade deficit.
O positive or favorable balance of payments.
O negative or unfavorable balance of payments.

Answers

Answer:

positive or favorable balance of payments.

The City Parks and Recreation Dept. is planting 20 acres of
new park land. The department is renting a grass seed planter
for $17.50 per acre and a tractor for 3 days at $215 per day.
A 7% usage tax is charged. Find the total rental charge.

Answers

Answer:

$727.60

Explanation:

total rental charge = total cost of renting the grass seed planter + cost of renting the tractor + usage tax

total cost of renting the grass seed planter = $17.50 x 20 = $35

cost of renting the tractor = 3 x $215 = $645

total cost of renting = $645 + $35 = $680

Usage tax = 7% x $680

0.07 x $680 = $47.6

total rental charge  = $680 + $47.60 = $727.60



Your market value is determined by what you bring to the job.

True
False

Answers

false because it’s false
False if you are in Ed2020

Which is not a key component of the General Agreement on Tariffs and Trade (GATT)?
A. granting Most Favored Nation Status (MFN) to members
B. raising tariffs
C. reducing and eliminating non-tariff barriers
D. granting national treatment to fellow members

Answers

Answer:

the answer is C

Explanation:

Answer:

The correct answer is c reducing and eliminating non-tariff barriers

Explanation:

Question 2 (1 point)
Who benefits from a low interest rate? (Select the best answer.)

The investor
The borrower
The lender
The credit card company

Answers

Answer: The borrower

Explanation:

Answer: The borrower

Explanation:

One study estimates that if India used the human and physical capital that it does have as efficiently as the United States uses its capital, it would be four times richer than it is today. This demonstrates the importance of:Please choose the correct answer from the following choices, and then select the submit answer button.Answer choicespolitical stability as an important institution.a dependable legal system as an institution.honest government as an institutionpetitive and open markets as an institution.

Answers

Answer:

The correct option is: Competitive and open markets as an institution.

Explanation:

The United States has managed to enhance the country's human capital by opening new markets and providing job opportunities to many people.

Similarly, India needs to create new marketing policies where people are encouraged to prepare, to be more competitive and to work hard to achieve a better socioeconomic development of the country.

India needs to know the market and enhance the formation of human capital.

When the San Francisco city manager faces a complaint that the city council chamber podium is not accessible to individuals with disabilities, he responds that the $1 million improvement will not happen because "that money could be spent building 70 curb ramps." Which economic principle does this statement best represent? The true cost of something is its opportunity cost. "How much" is a decision at the margin. When markets don't achieve efficiency, government intervention can improve society's welfare. Markets move toward equilibrium.

Answers

Answer: The real cost of something is what you must give up to get it

Explanation:

Based on the information given, the economic principle that's illustrated in the question is "The real cost of something is what you must give up to get it".

It should be noted that the concept of opportunity cost is illustrated. In this concept, for an economic agent to do a particular thing, something else must be forgone. In this case, it is the real cost if what we forgo. For this to happen, a trade off has to occur.

When advertisers consider running ads in American Life magazine, they have the option of buying geographic and demographic editions as well as the national edition. For instance, they can choose from editions targeted at professional and managers, homeowners, working women, and people aged 50 and older. In addition, they are offered editions for 8 geographical regions and for the top 20 metropolitan areas. American Life also offers multiple - page discounts for advertisers buying four or more consecutive pages in any one edition, as well as other volume discounts. Question: A media planner working for a high-end clothing retailer looks at its sales figures and discovers that a vast majority of its sales generated are from large cities. She decides to buy space in American Life editions that reach only the top 10 metropolitan markets. This media strategy is referred to as:
a. Geo-targeting
b. Flighting
c. Pulsing
d. Share of voice
e. Narrow casting

Answers

Explanation:

sorry but I didn't understand your question. I am extremely sorry

Allison has a horse stall cleaning business that has been growing rapidly since she started it three years ago. She estimates the total number of horse stalls in her market to be 5000, owned by a total potential population of 1500. Currently, there are only two competitors in the market, Allison, who has 650 stalls that she cleans, and Sam's Hayfaring Maneger, that cleans 1,320 stalls. The remainder of the stalls are cleaned by their owners rather than by a service. Allison prices her cleaning services at $12 per stall per month and Sam charges $8 for the same service. Allison's sales are derived from 104 customers while Sam's are from 71 customers, meaning that Sam's customers have more stalls on a per capita basis. What is the market penetration rate based on potential customers

Answers

Answer:

the market penetration rate based on potential customers is 11.66%

Explanation:

The computation of the  market penetration rate based on potential customers is shown below

= Alison + sam

= (104 customers ÷ 1500)  + (71 customers ÷ 1500)

= 6.93 % + 4.73%

= 11.66%

hence, the market penetration rate based on potential customers is 11.66%

We simply added both the Alison and sam so that the market penetration rate could come

________________ is used during the early stages of the product life cycle. Because the product is new, the focus is on explaining the benefits of the product class, and not on promoting the specific brand. ________________ is used during the early stages of the product life cycle. Because the product is new, the focus is on explaining the benefits of the product class, and not on promoting the specific brand. Company advertising Institutional advertising Pioneering advertising Advocacy advertising

Answers

Answer:

Pioneering Advertising

Explanation:

Pioneering advertising is the advertising campaign of the new product that should compete the single product by having a developed market place. The motive of this type of advertising is that to inform the consumers with respect to the arrival of the new innovation in the product along with the description of its benefits

So according to the given situation it represents the pioneering advertising

Which action demonstrates good workplace etiquette?

A.
switching your cell phone off before you enter a meeting
B.
keeping your cell phone on low volume before you enter a meeting
C.
setting a pleasant ring tone on your cell phone before you enter a meeting
D.
setting a standard ringtone on your cell phone before you enter a meeting
E.
excusing yourself to attend a call while a meeting is in progress

Answers

Answer:

A is the answer of the question

Hiring managers spend at least an hour reviewing an applicants résumé.

A. True
B. False

Answers

Answer: False?

Explanation:

Hiring managers spend often 30 sec to 2 minutes reviewing an applicants resume.

What is constructive criticism? Give an example

Answers

Answer:

Constructive Criticism for Performance Reviews

Below is an example of constructive criticism for an employee that does not seem as motivated on projects as before. You were always proactive in the projects you take on but I've noticed that you have taken more of a backseat in the last few projects.

Explanation:

example of opportunity cost atlist 3 example​

Answers

Answer:

Someone gives up going to see a movie to study for a test in order to get a good grade. The opportunity cost is the cost of the movie and the enjoyment of seeing it.

At the ice cream parlor, you have to choose between rocky road and strawberry. When you choose the rocky road, the opportunity cost is the enjoyment of the strawberry.

A player attends baseball training to be a better player instead of taking a vacation. The opportunity cost was the vacation.

I hope i helped! xoxo

mass communication scenario​

Answers

Answer:

Journalism. the production and communication of news to large audience via mediums such as television, internet and newspaper.

Entertainment. the production and disturbution of television, films and other entertainment such as videos.

sports

events

music

publishing

advertising

marketing

etc........

Grant, Inc. acquired 30% of South Co.'s voting stock for $200,000 on January 2, 2015. Grant's 30% interest in South gave Grant the ability to exercise significant influence over South's operating and financial policies. During 2015, South earned $80,000 and paid dividends of $50,000. South reported earnings of $100,000 for the six months ended June 30, 2016, and $200,000 for the year ended December 31, 2016. On July 1, 2016, Grant sold half of its stock in South for $150,000 cash. South paid dividends of $60,000 on October 1, 2016. Before income taxes, what amount should Grant include in its 2015 Income Statement as a result of the investment

Answers

Answer:

$24,000

Explanation:

Calculation to determine Before income taxes, what amount should Grant include in its 2015 Income Statement as a result of the investment

Using this formula

Income Statement=Amount earned during 2015*Interest rate

Let Plug in the formula

Income Statement=$80,000*0.30

Income Statement=$24,000

Therefore Before income taxes, what amount should Grant include in its 2015 Income Statement as a result of the investment is $24,000

What does a credit card company consider when you apply for a card? A.Which companies you have credit cards from already B.Whether you will pay off your balance in full every month C.How many credit cards you have applied for D.The name of the company where you work

Answers

B. Whether you will pay off your balance in full every month

Dave works as a traveling pharmacist. He does not work at one pharmacy but fills in all over the country whenever another pharmacist needs a day off. This is an example of a(n)
traditional career
entrepreneurship
remote worker
non-traditional career​

Answers

Answer:

non-traditional career​

Explanation:

The non-traditional career refer to the job where the job could be filled from one gender. According to the Labor US department it means the occupation where the one gender would compromise for lower than 25% of the employed individuals in such occupation

Since in the given situation dave does not work at one pharmacy but want to fill in over the country in the case when the other person needs a day off

So this represent the non-traditional career​

which feature should be used prior to finalizing a presentation to ensure that the audience members with disabilities will be able to understand the message that a presenter is trying to get across

Answers

Answer:

B: Accessibility Checker

Explanation:

Give least Five (5)components to be means used cumputer system servicing ​

Answers

Answer:

motherboard.

A Central Processing Unit (CPU)

A Graphics Processing Unit (GPU), also known as a video card.

Random Access Memory (RAM), also known as volatile memory.

Storage: Solid State Drive (SSD) or Hard Disk Drive (HDD)

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