Answer:
Personalization.
Explanation:
Using personalization in customer relationship management (CRM) requires gathering a lot of information about customers’ preferences and shopping patterns, and some customers get impatient with answering long surveys about their preferences.
This ultimately implies that, personalization deals with gathering information about a specific customer's choice such as taste, requirements, product preferences, shopping styles or patterns in order to be able to serve him or her better, through the provision of goods and services that meets their needs.
Technology often offers the potential of improving efficiency and effectiveness of trans-portation companies, but water carriers do not appear to have applied much new tech-nology to improve their service. What impediments slow technological progress in the water carrier industry?
Answer:
Water freight is a very important method of transportation and is the second cheapest (railroad is the cheapest). Huge volumes can be shipped at relatively low prices which is extremely important for raw materials and commodities.
The problem with water freight is that it is relatively slow though. Another problem that water freight faces is that it is cheap for medium and long distances, but uneconomical for short ones.
A great impediment for the technological progress of water freight is that most ports are obsolete and have not been updated in many years. Updating them is very expensive and many of them are public ports which doesn't help either.
Most new carrier ships (which are very high tech) are probably too big to fit into most US ports, so even if a carrier company invests huge amounts of money in them, where will they them? Technological progress must start with the ports, then water carriers should improve.
Another problem is that regulation is very loose in the US, especially regarding maritime ports.
list the types of associations that should be included in every succesful network
Answer:
personal, professional, organizational, opportunistic, and online
Explanation:
If an economy's GDP will double in 28 years, then its growth rate must be about:
Answer:
2.5%
Explanation:
The Gross Domestic Products (GDP) is the measure of the total market value of all finished goods and services made within a country during a specific period.
Simply stated, GDP is a measure of the total income of all individuals in an economy and the total expenses incurred on the economy's output of goods and services in a particular country.
Given the following data;
Number of years to double = 28
To find the growth rate, we would use the rule of 70.
Rule of 70 can be defined as a metric used to determine the time it will take to double an investment based on its growth rate. Also, it can be used to determine the economic growth by measuring the Gross Domestic Products (GDP).
Mathematically, it is given by the formula;
[tex] Number \; of \; years \; to \; double = \frac {70}{ARR} [/tex]
Where;
ARR is the annual rate of return in percent.
Substituting the values into the formula, we have;
[tex] 28 = \frac {70}{ARR} [/tex]
[tex] ARR = \frac {70}{28} [/tex]
ARR = 2.5%
Therefore, the growth rate of the economy's GDP is 2.5%.
Barb Muller wins the lottery. She wins $20,000 per year to be paid for 10 years. The state offers her the choice of a cash settlement now instead of the annual payments for 10 years. If the interest rate is 6%, what is the amount the state will offer for a settlement today?
Answer:
The government should offer $147,201.74.
Explanation:
First, we need to calculate the future value (FV) of the payments using the following formula:
FV= {A*[(1+i)^n-1]}/i
A= annual payment
FV= {20,000*[(1.06^10) - 1]} / 0.06
FV= $263,615.90
Now, the present value, meaning the amount of money that the government should offer:
PV= FV/(1+i)^n
PV= 263,615.9 / (1.06^10)
PV= $147,201.74
The government should offer $147,201.74.
Assuming Net Income for the year is $245,000, what is the net cash flows from operating activities given the following information: Increase in Salaries Payable $ 17,000 Depreciation Expense $ 5,500 Increase in Prepaid Rent $ 27,500 Loss on sale of asset $ 1,400 Increase in Accounts Payable $ 28,000 Increase in Inventory $ 64,000
Answer:
$205,400
Explanation:
Calculation for the net cash flows from operating
activities
Net Income$245,000
Adjustments of net income to net cash flows from operating activities:
Depreciation Expense 5,500
Loss on sale of asset 1,400
Increase in Salaries Payable 17,000
Less Increase in Prepaid Rent(27,500)
Increase in Accounts Payable 28,000
Less Increase in Inventory(64,000)
Net operating cash flows$205,400
Therefore the net cash flows from operating
activities will be $205,400
Communication and control two of the reasons that consumer do which of these?
(Multiple Answers)
Sell online
Shop Online
Buy Online
Compete Online
Click this link to view O*NET's Work Contexts section for Petroleum Engineers. It describes the physical and social
elements common to this work. Note that common contexts are listed toward the top, and less common contexts are
listed toward the bottom. According to O*NET, what are some common work contexts for Petroleum Engineers?
Check all that apply.
Answer:
The common working contexts for the oil engineer are:
Eletronic mail and telephone Freedom to make decisions Face-to-face discussions Indoors, environmentally controlled.Explanation:
Work context is the term that refers to the concepts that specify the work of a given profession, highlighting the common elements that all professionals in this area have, such as equipment, activities, workplaces, necessary environmental conditions, among others.
Regarding petroleum engineers, we can say that the work contexts they present are:
Eletronic mail and telephone Freedom to make decisions Face-to-face discussions Indoors, environmentally controlled.Answer:
1 3 4 5
Explanation:
Splish Brothers Inc. issues $257,000, 10-year, 8% bonds at 99. Prepare the journal entry to record the sale of these bonds on March 1, 2022. (Credit account titles are automatically indented when the amount is entered. Do not indent manually.)
Answer:
Dr Cash 254,430
Dr Discount on bonds payable 2,570
Cr Bonds payable 257,000
Explanation:
Preparation of the journal entry to record the sale of these bonds on March 1, 2022
Based on the information given we were told that Brothers Inc. issues the amount of $257,000 that includes 10-year and 8% bonds at 99 which means that the journal entry to record the sale of these bonds on March 1, 2022 will be :
March 1, 2022
Dr Cash 254,430
(257,000*99%)
Dr Discount on bonds payable 2,570
([$257,000*(100%-99%)]
Cr Bonds payable 257,000
(Being to record the sale of bonds)
An example of how the United States has tried to export its values structure through extraterritorial application of its laws is _____.
Answer:
remember the last time u were taught
Amounts due from customers when goods are sold on credit are called?
Answer:
when goods are sold on credit are called Trade debits.
Amounts due from customers when goods are sold on credit are called Trade debits.
What are trade debits?A debit spread, also known as a net debit spread, is an options strategy that entails the concurrent purchase and sale of options of the same class with differing strike prices, resulting in a net cash outflow for the investor, or "debit." The trading account has a net debit as a result. By buying a call option and selling another call option against it with a higher strike price inside the same expiry date, you may create a call debit spread.
As the call you buy will be more costly than the call you sell, this transaction will result in you paying a net negative to open it. Calls and puts are two distinct forms of options contracts that may be used in debit spreads.
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Click this link to view O*NET's Tasks section for Loading Machine Operators. Note that common tasks are listed
toward the top, and less common tasks are listed toward the bottom. According to O*NET, what are some common
tasks Loading Machine Operators perform? Check all that apply.
Answer:
1, 3, 4, 6
Explanation:
Answer:
are you on the school camsnorth
dude edegnuty i have that
Explanation:
Which statement best describes the relative risk of two types of investment?
A. Bonds are riskier than mutual funds.
B. Individual retirement accounts are riskier than stocks.
C. Stocks are riskier than savings accounts,
O D. Certificates of deposit are riskier than hedge funds,
The statement which best describes the relative risk of two types of investment is " Stocks are riskier than savings accounts".
Hence, the correct option is C.
The relative risk of different types of investments can vary. It is important to note that risk levels can change based on various factors such as market conditions, investment strategies, and individual circumstances.
However, in general, stocks are considered riskier than savings accounts. Stocks are subject to market volatility and fluctuations, which can result in significant gains or losses. On the other hand, savings accounts typically offer lower returns but provide more stability and security for the invested funds.
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Driver Products recently paid its annual dividend of $4, and reported an ROE of 15%. The firm pays out 50% of its earnings as dividends. The stock has a beta of 1.15. The current risk-free rate is 2.7% and the market return is 11.00%. Assuming that CAPM holds, what is the intrinsic value of this stock
Answer: $90.62
Explanation:
First, we need to calculate the expected return. This will be:
= 2.7 + [1.15 × (11 - 2.7)]
= 2.7 × 9.545
= 12.245
= 12.5
We the calculate the growth rate which will be:
= ROE × (1 - payout ratio)
= 15 × (1-0.5)
= 15 × 0.5
= 7.5
The intrinsic value of this stock will then be:
= 4 × (1+0.075) / (0.12245 - 0.075)
= 90.62
If a firm has a cost of equity of 15 percent, and the firm is 100 percent equity financed. The firm is contemplating a $150 million expansion of its existing operations, funded by selling new stock. Flotation costs will run 10 percent of the amount issued. When flotation costs are considered, what is the cost of expansion?
a. $135 million
b. $150 million
c. $166.67 million
d. $175 million
e. $185.67 million
Answer:
c. $166.67 million
Explanation:
cost of expansion = new equity issued / (1 - flotation costs)
cost of expansion = $150 million / (1 - 10%) = $150 million / 90% = $166.67 million
Flotation costs increase the cost of equity, since they are an expense that decreases the net amount of money received by a corporation when it issued new stocks or new bonds.
Rebotar Inc, makes basketballs. Their fixed costs are $3450 Variable costs are $12 per basketball, If the basketball is priced at $25 and 300 basketballs are sold, did Rebotar break even? How do you know Show all work.
Answer:
Break-even points = 265.38
Explanation:
Given:
Fixed cost = $3,450
Variable costs = $12
Selling price = $25
Number of balls sold = 300
Find:
Break even costs
Computation:
Contribution per unit = Sales - Variable costs
Contribution per unit = $25- $12
Contribution per unit = $13
Break-even points = Fixed cost / Contribution per unit
Break-even points = $3,450 /$13
Break-even points = 265.38
An automobile emission testing center has six (6) inspectors and tests 50 vehicles per hour. Each inspector can inspect twelve (12) vehicles per hour. How many inspectors would the center require to have a target utilization of 90 percent?
Answer:
5
Explanation:
Target utilization = 90% = 0.9
No of vehicles tested = 50 vehicles per hour
No of vehicles that can be inspect in service rate = 12
Let n represent the no of inspectors required.
Utilization = Arrival rate / (Number of servers*service rate)
0.9 = 50/(n*12)
n = 50/(0.9*12)
n = 4.63
n = 5 (approx)
Thus, the number of inspectors required is 5.
Explain how the equilibrium wage rate is established.
When the perpetual inventory system is used, the inventory sold is debited to
A stock with a beta of 0.6 just paid a dividend of $5.60 and is priced at $324.00. If the risk-free rate is 2% and the market risk premium is 6%, what is the expected growth rate for the stock
Answer:Expected growth rate = 3.81%
Explanation:
Following the CAPM model formulae. we have that
Expected Return = Risk free rate + Beta x Market premium
Expected Return= 2% + 0.6 X 6%
Expected Return= 0.02 + 0.6 X 0.06
Expected Return=0.02 + 0.036
= 0.056
where
Ke = Expected Return = 0.056
g = Growth rate =?
D0= dividend = 5.60
We have Market price of stock = D₀ (1+g)/ Ke -g
$324= 5.60 ( 1+g)/ 0.056 - g
324( 0.056-g) = 5.60 (1+ g)
18.144 -324g= 5.60 +5.60g
18.144 -5.60 = 5.60 g + 324g
12.544=329.6
g= 12.544/329.6 = 0.0381
Therefore Expected growth rate = 3.81%
Why does Scrum prevent Product Owners from changing Product Backlog items that are being worked on during the Sprint?
a. This forces Product Owners to focus on what is really important for the team to develop.
b. A Sprint cycle is not enough time for senior management review and approve changes.
c. The team cannot meet their Sprint commitment to complete work if requirements are changing.
d. The team must be able to limit the Product Owner authority.
Answer:
Option C: The team cannot meet their Sprint commitment to complete work if requirements are changing
Explanation:
In a company, product backlog grooming covers is the process of adding details, estimates, and orders the items in the product backlog. It is an ongoing process. It involves product owner and the development team collaborating on the details of product backlog.
Changing a project or work suddenly or not has an effect on work/production and its efficiency. Changing the product backlog may lead to workers starting the work all over again and which can be stressful, time consuming and affect efficiency of production.
TwitterMe, Inc., is a new company and currently has negative earnings. The company’s sales are $1.45 million and there are 130,000 shares outstanding. a. If the benchmark price-sales ratio is 3.9, what is your estimate of an appropriate stock price? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) b. If the benchmark price-sales ratio is 3.2, what is your estimate of an appropriate stock price? (Do not round intermediate calculations and round your answer to 2 decimal
Answer:
a. $43.50
b. $35.69
Explanation:
The computation o the stock price in the following cases is as follows:
Sales per share is
= $1.45 million ÷ 130,000 shares
= $11.15
The Price-Sales ratio is
= Stock price ÷ Sales per share
a.
Stock price
= $11.15 × 3.9
= $43.50
And,
b.Stock price is
= $11.15 × 3.2
= $35.69
The same is to be considered
A year ago, you purchased 300 shares of IXC Technologies, Inc. stock at a price of $9.05 per share. The stock pays an annual dividend of $.12 per share. Today, you sold all of your shares for $29.14 per share. What is your total dollar return on this investment?
Answer:
the total dollar return on this investment is $6,063
Explanation:
The computation of the total dollar return on the investment is shown below:
Sale value of shares (300 × $29.14) $8,742
Less: Purchase value of shares (300 × $9.05) -$2,715
Gain $6,027
Add: Dividend (300 × $0.12) $36
Total Dollar return $6,063
hence, the total dollar return on this investment is $6,063
An investment offers €4,000 per year for 10 years, with the first payment occurring one year from now. (Do not include the euro sign (€). Do not round intermediate calculations. Round your answer to 2 decimal places (e.g., 32.16).)
Required:
If the required return is 9 per cent, what is the value of the investment?
Answer:
25,670.80€
Explanation:
this is an ordinary annuity since the first payment occurs one year from now. The present value of an ordinary annuity is given by the following formula:
present value = annual distribution x PV annuity factor
annual distribution =4,000PV annuity factor, 9%, 10 periods = 6.4177present value = 4,000 x 6.4177 = 25,670.80€
Tableau DA 9-3: Mini-Case, Analyzing warranty liabilities LO P4
1. Looking at past years, does it appear that Arctica has usually underestimated or overestimated its warranty liabilities?
2. How would we suggest Arctica change its estimates of warranty liabilities in future periods?
3. Management tells us that Arctica plans to keep estimated warranty expense percentages to a minimum next year. Why might management want to keep these percentages low?
4. Alternatively, assume management informs us that Arctica had a great year and has very high net income. However, management is now concerned about high taxes, which are calculated as a percentage of net income. What might management try to do to lower Arctica’s taxes?
Question 1 Options:
a. Neither overestimated nor underestimated
b. Overestimated
c. Underestimated
Question 2 Options:
a. Decrease warranty estimate percentage
b. Increase warranty estimate percentage
c. Keep estimate percentages the same
d. No longer estimate warranty expenses
Question 3 Options:
a. To decrease net income to show a "smooth" earnings pattern
b. To increase management bonus that is based on net income.
c. To limit the amount of parts needing to be purchased.
d. To limit the number of warranty claims
Question 4 Options:
a. Decrease warranty estimate percentages
b. Increase warranty estimate percentages
c. Limit parts purchased for warranty claims
d. Limit the number of warranty claims
I got underestimated for the first question. I need help with the others. Much appreciated.
Answer:
Answer 2 - Increase Warranty estimate percentages
Answer 3 - To Increase management bonus that is based on net income
Answer 4 - Increase warranty Estimate percentages
Explanation:
Answer 2 - Total Warranty was above their estimate, if they increase the percentage they will be closer to the actual
Answer 3 - Bonus is based on net income, the higher the net income the better your bonus, you can change this based on the percentage you estimate.
Answer 4 - the more they spend the less taxes they will incur.
Wild Swings Inc.’s stock has a beta of 2.5. If the risk-free rate is 6% and the market risk premium is 7%, what is an estimate of Wild Swings’ cost of equity?
Answer:
r = 0.235 or 23.5%
Explanation:
Using the CAPM, we can calculate the required/expected rate of return on a stock. This is the minimum return required by the investors to invest in a stock based on its systematic risk, the market's risk premium and the risk free rate.
The formula for required rate of return under CAPM is,
r = rRF + Beta * rpM
Where,
rRF is the risk free rate rpM is the market return
r = 0.06 + 2.5 * 0.07
r = 0.235 or 23.5%
On January 1, 2004, Oak Co. issued 400 of its 8%, $1,000 bonds at 97 plus accrued interest. The bonds are dated October 1, 2003 and mature on October 1, 2013. Interest is payable semiannually on April 1 and October 1. Accrued interest for the period October 1, 2003 to January 1, 2004, amounted to $8,000. On January 1, 2004, what amount should Oak report as bonds payable, net of discount?
Answer:
Oak Co.
The amount that Oak should report as bonds payable, net of discount is:
$400,000.
Explanation:
a) Data and Calculations:
Cash from the issue of 400 bonds = 400 * $1,000 * 97/100 = $388,000
Interest rate = 8% semiannually on April 1 and October 1
Bonds payable = $400,000 ($1,000 * 400)
Date of bonds = October 1, 2003
Accrued interest from October 1, 2003 to January 1, 2004 = $8,000
b) The bonds payable is the face value of the bonds. It is the amount that will be due for repayment to bondholders on the maturity of the bonds in 10 years' time, precisely on October 1, 2013.
Suppose ABCD's stock price is currently $50. In the next six months it will either fall to $40 or rise to $60. What is the current value of a six-month call option with an exercise price of $50?
a. $5.39
b. $15.00
c. $8.25
d. $8.09
Answer:
A. $5.39
Explanation:
The interest rate has been given as 2%
First we get the call option pay off.
The Call option payoff is calculated as $60-$50
This gives us $10 and 0
We will get two equations
60x+1.02y=10 -----1
II) 40x+1.02y=0----2
We proceed to solve for both x and y in this equations using the simultaneous linear equation
Then we get x=0.5 (which is option delta)and the valifor y, y= -19.6
Then the call option price would be
=0.5x50-19.61
= 25-19.61
= $5.39
Therefore option a is the answer
Early in 2020, Tamarisk Equipment Company sold 600 Rollomatics at $5,400 each. During 2020, Tamarisk spent $21,000 servicing the 2-year assurance warranties that accompany the Rollomatic. All applicable transactions are on a cash basis.
Required:
Prepare 2020 entries for Tamarisk. Assume that Tamarisk estimates the total cost of servicing the warranties in the second year will be $31,000.
Answer:
Dr Cash 3,240,000
Cr Sales Revenue 3,240,000
Dr Warranty Expense 21,000
Cr Cash 21,000
Dr Warranty Expense 10,000
Cr Estimated Liabilities Warranties 10,000
Explanation:
Preparation of 2020 Journal entries
Dr Cash 3,240,000
Cr Sales Revenue 3,240,000
(600 x $5,400)
(Being to Record sale of Rollomatics )
Dr Warranty Expense 21,000
Cr Cash 21,000
( Being to record the amount spent on servicing during the year)
Dr Warranty Expense 10,000
Cr Estimated Liabilities Warranties 10,000
(31,000-21,000)
(Being To record the Estimated remaining warranty expense)
Which of the following is NOT a reason to complete the Free Application for Federal Student Aid (FAFSA)?
Answer:
its no obligadp
Explanation:
The option which is not the reason to complete the Free Application for Federal Student Aid is It allows you to be eligible for early admission. Thus, option second is correct.
What is a Free Application for Federal Student Aid?The Free Application for Federal Student Aid (FAFSA) is a document that present and projected college students in the United States must fill out to establish their eligibility for federal student aid.
The Free Application for Federal Student Aid was intended to provide financial assistance to students from low-income families. These grants are meant to assist students to concentrate on their academics without having to work to pay their tuition.
Applicants with outstanding academic records or shown achievements in other areas are more likely to be admitted early. Income level is unlikely to be used as a criterion for early admission. Therefore, it can be concluded that option second is correct.
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Your question was incomplete, probably the complete question was....
It allows you to be eligible for federal student aid.
It allows you to be eligible for early admission.
It allows you to be eligible for some grants.
It allows you to be eligible for many scholarships
What the beneſts or disadvantages of corporations