Answer: cash surrender
Explanation:
Cash surrender is the nonforfeiture option whereby the company pays the surrender value and have no further obligations to the policyowner.
The cash surrender value is the amount of money that is been paid by an insurance company to an annuity contract owner or policyholder in case there's contract termination before maturity. It should be noted that the contract is over once cash surrender value is being paid.
Fill in the blank: During the attract stage of the inbound methodology, an inbound business focuses on __________________. (Choose all that apply.)
Hi, this is an Incomplete question.
Here are the options:
becoming a trusted advisor to a prospectattracting prospects and customers through relevant and helpful contentimmediately adding value to a prospect’s buyer’s journeyexceeding a prospect’s expectations in the buying process so that they’ll want to tell their friends and family about your companyAnswer:
attracting prospects and customers through relevant and helpful contentExplanation:
Interestingly, the inbound methodology describes the process of attracting, converting visitors into customers, also with the aim of making them promoters of the business.
Thus, the first stage which is the attract stage is concerned with the attraction of customers via TV or radio adverts, online marketing, etc.
According to the U.S. Public Health Service, a "significant financial interest" includes royalty income paid to an investigator and its disclosure is required except _____
Answer: except if the income is from the institution which currently employs the investigator.
Explanation:
According to the U.S. Public Health Service, it should be noted that the investigators are typically expected to disclose the travel that is either sponsored or reimbursed by public traded company.
According to the U.S. Public Health Service, a "significant financial interest" includes royalty income paid to an investigator and its disclosure is required except if the income is from the institution which currently employs the investigator.
Suppose initially the demand for towels is given by qd = 100− 5p, and the supply of towels is given by qs = 10p. now suppose that at every price, 20 fewer towels are offered for sale. what is the new equilibrium price in the market?
A change in the quantity demanded comes about when there is a change in the price of the good (other things held constant). Such a change in quantity demanded involves a _____ a given demand curve.
Answer:
Movement along
Explanation:
As we know that
There is an opposite relationship lies between the price and the demanded i.e. quantity as per the law of demand that means if the price increased than the quantity demanded decreased and vice versa
But when some changes are there in quantity demanded by having change in price keeping other things remain constant so the change in quantity demanded would be movement along with the demand curve and the same is to be considered
The purpose of a(n) ________ is to evaluate an organization's progress toward implementing programs that are socially responsible and responsive.
Answer:
social audit
Explanation:
The purpose of a social audit
is to evaluate an organization's progress toward implementing programs that are socially responsible and responsive.
Social audit in an organization helps to bring improvement to the organization, it should be noted noted that through social audit, we can measure the behavior of the organization and we can know the necessary steps to carried out for better quality and efficiency.
What were the recommendations after the outbreak? why do you think these recommendations were made?
Answer:
free masks for charity
He "broken window fallacy" a. explains why inflation is so high. b. is illustrated when a government program is justified not on its merits but on the number of jobs it will create. c. has nothing to do with public policy. d. is a justification for the government to print more money.
Answer: b. is illustrated when a government program is justified not on its merits but on the number of jobs it will create.
Explanation:
The broken window fallacy is simply a parable that is used to denote that when a country guess to war, it may be good for the country as it is good for the country's economy. It is a message which denotes that a beneficial event that can result in economic consequences that are negative for many others.
The broken window fallacy is illustrated when a government program is justified not on its merits but on the number of jobs it will create.
A ________ perspective on quality involves a subjective assessment of the efficacy of every step on the process for the customer.
Answer:
Value-Added.
Explanation:
A value-added perspective on quality involves a subjective assessment of the efficacy of every step on the process for the customer. A value-added perspective on quality is a strategic business approach in which businesses engage in activities that brings value, benefits or satisfaction to the consumer of its goods and services, to achieve this goal, business managers usually ensures that the manufacturing and distribution process or steps are effective and efficient.
A young investor willing to take moderate risk for above-average growth would be
most interested in:
Mutual funds
Single stocks
Real estate
Bonds
Answer:
Real estate or Bonds.
Explanation:
Because it says above average growth
Complete Part 1 of the assignment by giving three examples of your workplace strengths and explaining each with one or two paragraphs for each strengths
Answer:
Some examples of strengths you might mention include:
Enthusiasm.
Trustworthiness.
Creativity.
Discipline.
Patience.
Respectfulness.
Determination.
Dedication.
Explanation:
An employee has enrolled in his company's nonqualified deferred compensation plan. The benefit paid at the time of the employee's retirement is:_______.
A) taxable as ordinary income to the employee and can be taken as a deduction by the employer.
B) taxable as ordinary income to the employee with no benefit allowed to the employer.
Answer:
A) taxable as ordinary income to the employee and can be taken as a deduction by the employer.
Explanation:
When an employee defers to receive the compensation plan he gets the benefit of lower tax bracket each year, ultimately decreasing his tax liability.
Further when he receives the complete amount his income stands taxable. Accordingly at that time ordinary tax rates as per FICA are applicable.
On the employers part it is only deductible when the employee includes it in the income of the year, and pays tax on such compensation received.
Thus, when he receives it as compensation on retirement it is normally taxable at ordinary rates to the employee and deduction can be claimed by the employer.
In the U.S., gross domestic product (GDPLOADING...) and gross national product (GNPLOADING...) are close in value. Under what circumstances would GNP be much larger than GDP?
Answer:
Gross National Product (GNP) includes the value of all goods and services produced by nationals both inside the U.S. and abroad. For example, GNP includes goods produced by American manufacturers in Mexico-
Gross Domestic Product (GDP) includes only the value of all goods and services produced domestically, that is, within the country, whether by national firms or foreign firms. For example, GDP includes goods produced by Swiss manufacturer Nestlé in their American Plants.
Taking this into account, we can see that a situation which would make GNP much larger than GDP is if there are many more American firms producing aborad than foreign firms producing within the country. In this circumstance, American production abroad would inflate GNP, while the small foreign production in America would not increase GDP as much.
One disadvantage in a sole proprietorship business when it comes to purchasing expensive equipment is that A : the equipment must be taxed as a personal asset rather than a business asset. B : the amount of available capital is determined solely by the owner’s personal wealth. C : the owner must make the purchasing decision by doing his/her own research. D : the owner is not eligible for loans that would raise capital for the purchase.
Answer:
B : the amount of available capital is determined solely by the owner’s personal wealth
Explanation:
sole proprietorship is a one man's business which is run and seen as a personal business by the government. Apart from lacking some of the advantages of limited liability as the sole proprietor is fully liable to the extent of his personal belongings and assets should there be a need to pay a debt, there is also the problem of limited capital as the business owner is limited by how much of his personal wealth he wishes to invest into the business
1+2+3+4+5+6+7+8+9+10+11+12+13+14
Answer:
105
Explanation:
1+2+3+4+5+6+7+8+9+10+11+12+13+14 = 105
Answer: 105
Explanation:
A unique, nonroutine, important decision requiring conscious thinking, information gathering, and careful consideration of alternatives is a(n)
Answer:
Non-programmed decision.
Explanation:
A unique, nonroutine, important decision requiring conscious thinking, information gathering, and careful consideration of alternatives is a non-programmed decision.
Generally, when an individual (decision maker) makes a non-programmed decision it is typically considered to be an unstructured decision, original and new to him or her, as such these type of decisions are mainly complex or complicated in nature. An example of a non-programmed decision is the decision made by an individual whether to acquire a business firm from his close associates.
Yogesh and Naresh are partners sharing ratio 3:2. They admit ramesh for 1/3rd share on 1st april ,2020 and also decide to share future profits equally. Balance sheet of the firm as at 31st march,2020 was as follows:Liabilities AssetsCapital A/cs: Land 4,00,000Yogesh 5,00,000 Building 4,00,000Naresh 5,00,000 10,00,000 Furniture 50,000Current A/cs: Computer 1,00,000Yogesh 1,10,000 Stock 1,50,000Naresh 90,000 2,00,000 Sundry Debtors 2,10,000Employees' Provident Fund 25,000 Less: Provision for Doubtful Debts 10,000 2,00,000Workmen Compensation Reserve 1,00,000 Cash 10,000Sundry Creditors 75,000 Bank 70,000Expenses Payable 10,000 Advertisement 14,10,000 Suspense 30,000 14,10,000They admitted Ramesh on the following terms:A) He will bring 5,00,000 as his capital.B) His share of goodwill is valued at 1,00,000 but he is unable to bring cash for his share of goodwillC) Value of Land and Building is to be appreciated by 40,000 each.D) Value of Furniture to be reduced to 40,000.E) Provision for Doubtful Debts to be increased to 10%.F) A liability for damages of 10,000 is to be created.
Answer:
Gain on revaluation is 49,000.
Explanation:
Sacrificing Ratio:
Previous Ratio 3:2
New ratio 1:1:1
Sacrificing ratio is new ratio - previous ratio
Sacrificing ratio 4:1
Share of Goodwill
Yogesh share 100,000 * 4/5 = 80,000
Naresh share 100,000 * 1/5 = 20,000
The journal entries are:
Furniture (Dr.) 10,000
Doubtful debt provision (Dr.) 10,000
Liability for damage 10,000
Land (Cr.) 40,000
Building (Cr.) 40,000
Tonya lives in Texas. On a trip to Kansas her car broke down in Oklahoma. She used a gas station bathroom but did not buy gas. When she got to Kansas she refueled her vehicle and attended her conference where she ate food and purchased a trinket. She paid a sales tax on the trinket. On her way back she detoured to Colorado and marveled at the beauty of the bighorn sheep and the North American river otter. In which states was Tonya a free rider?
Answer:
Oklahoma (used a gas station bathroom but didn't by gas)
Explanation:
A free rider is someone that benefits from using a service or a product but that doesn't pay for it. E.g. a person that lives in city A and travels to city B and uses public parks. The parks are financed through taxes paid by residents of city B, since you pay your taxes in city A, you are a free rider in city B.
Her trip to Colorado wouldn't be considered a free ride since the bighorn sheep and the river are things that occur naturally and no one paid to make them.
Suppose you own a bicycle but haven't found the time to ride it much lately. These days, it is only worth $32 to you. One of your close friends, who recently got a job at the college bookstore two miles down the road, wants to take it off your hands. He offers you $70 for the bicycle, and you gladly accept. Your friend is also happy because he thinks the bicycle is worth $104 .
Answer:
Total value created = $72
Explanation:
How much total value was created from this trade?
Total value created = Consumer surplus + Producer surplus
Total value created = ($104 - $70) + ($70 - $32)
Total value created = $34 + $38
Total value created = $72
In your opinion, who is responsible for ethics in a company?
Answer: Managers
Explanation: Managers are responsible for upholding ethical standards in their own ways.
Financial instruments Financial instruments are assets that have a monetary value or record a monetary transaction. To coordinate the exchange of capital between borrowers and lenders, financial instruments trade in the financial markets. These financial instruments can be categorized on the basis of their issuers, maturity, risk, and other factors. Identify the financial instruments based on the following descriptions. Description Financial Instrument Backed by the U.S. government, these financial instruments are short-term debt obligations with a maturity of less than one year. They are considered risk free Investments. Issued by corporations, these unsecured debt instruments are used to fund corporate short-term financing requirements. If issued by a financially strong company, they have less risk These financial instruments are investment pools that buy such short-term debt instruments as Treasury bills (T-bills), certificates of deposit (CDs), and commercial paper. They can be easily liquidated.Issued by corporations, these financial instruments fund their long-term financing requirements and have less risk than equity securities. Which of the following instruments are traded in the capital markets? A. Certificates of deposit.B. Common stocks.C. Treasury bills.D. Preferred stocks.E. Corporate bonds. The process in which derivatives are used to reduce risk exposure is called:_______.
Answer:
1. Identification of financial instruments:
Treasury Bills: Backed by the U.S. government, these financial instruments are short-term debt obligations with a maturity of less than one year. They are considered risk free Investments.
Commercial Papers: Issued by corporations, these unsecured debt instruments are used to fund corporate short-term financing requirements. If issued by a financially strong company, they have less risk.
Money Market Instruments: These financial instruments are investment pools that buy such short-term debt instruments as Treasury bills (T-bills), certificates of deposit (CDs), and commercial paper. They can be easily liquidated.
Corporate Bonds: Issued by corporations, these financial instruments fund their long-term financing requirements and have less risk than equity securities.
2. Instruments traded in the capital markets are:
B. Common stocks
D. Preferred stocks
E. Corporate bonds.
3. The process in which derivatives are used to reduce risk exposure is called:
Hedging
Explanation:
Financial instruments can be stocks, bonds, commercial papers, or treasury bills. Some financial instruments are capital market instruments (e.g. stocks and bonds), while others are money market instruments (e.g. commercial papers and treasury bills).
When the value of a contract depends on an underlying financial asset, it is called a derivative. Examples of underlying instruments are bonds, commodities, currencies, interest rates, market indexes, and stocks.
Entrepreneurs weigh the differences between the benefits of starting a business and those things that they are likely to forego because they choose to work for themselves. Such things they are likely to pass up on are
Answer:
Employers offered such compensation including paid holidays as well as insurance coverage.
Explanation:
Entrepreneurs already don't obtain compensation offered to the employment contract that somehow a big company may provide, which include things like paid holidays but rather medical benefits. They consider giving up certain advantages to encourage them to operate but instead retain the money that certain companies know.Plz help! Describe two ways commercial banks could lend euros to individuals and firms?
Answer:
A bank is a financial institution which is involved in borrowing and lending money. Banks take customer deposits in return for paying customers an annual interest payment. The bank then uses the majority of these deposits to lend to other customers for a variety of loans.
Commercial Bank
A bank is a financial institution which is involved in borrowing and lending money.
Firms
Answer:
Based on a common source of balance sheet data for four largest economies of the euro area over the period 1999-2011 the two main regularities were discovered first the effect of monetary policy on bank lending is significant and heterogeneous. Second,there is some evidence that monetary policy exerts larger effect on cooperative and saving banks with lower liquidity and less capital.
Explanation:
Your open-end investment company customer has decided to make automatic reinvestment of dividend and capital gains distributions. This choice will:
Answer:
Not alter the tax due on the distributions
Explanation:
Open end investment companies are those companies that trades in mutual funds. Money invested in a company is a determinant of an increase or a decrease in shares bought by shareholders. This means that in an open investment company, new stocks are issued when people invest and also buy back the old stocks when shareholders intend to withdrawn their investment.
Where dividends and capital gains are to be reinvested by the investment company, the choice made by them will not alter the tax due on the distributions but it will still be paid upon subsequently redemption.
Fill in the blank: In the _________ stage of the buyer's journey, the potential buyer has defined their problem and is actively researching different solutions.
Answer:
Consideration.
Explanation:
The buyer's journey in sales management refers to the process whereby a consumer or customer is aware of a product, considers and decide whether to buy the product.
Hence, the buyer's journey comprises of three main stages and these are;
1. Awareness stage.
2. Consideration stage.
3. Decision stage.
In the consideration stage of the buyer's journey, the potential buyer has defined their problem and is actively researching different solutions. This ultimately implies that, the buyer (customer) already knows what his or her problems are and what they need to get to fix the problem (solution).
Record the consumption of supplies durning the month is supplies worth $4000 were purchased on January 5 and at the end of the month supplies worth $3000 were in hand
Answer: that means you got 3/4 worth of supplies that were purchased.
Explanation:
So the way you did this problem is so weird and is not understandable
An investor's portfolio contains the following four bonds:
ABC 7% duein 2040 DEF 6% due in 2040 GHI 5% due in 2040 JKL 8% due in2040
Which of these bonds would show the greatest price change if interest rates jumped by one percentage point?
Answer: GHI Bonds
Explanation:
All the bonds are of equal maturity so the only relevant variable is the bond yield.
Bond prices are inversely related to the market interest rate for the simple reason that bond yield is fixed. As a result when interest rates go up, they will become less attractive because they will be paying older and lower rates than the newer rates.
This is especially true for bonds with lower yields which is why GHI Bonds will show the greatest change in price.
For instance, suppose interest rates in the economy were 6% and increased to 8%, the attractiveness of the 5% bond would decrease the most because there is a chance to earn 3% more in the market than from that bond.
A market maker enters a quote of $31.50 Bid; $32.00 Ask; with a size of "3 x 5" into the NASDAQ System. If a market order to sell is entered into the system for 500 shares, and this dealer's quote is matched, the market maker will be obligated to buy:__________.
Answer: 300 shares at $31.50
Explanation:
The NASDAQ system simply uses an index, or sometimes stick collection that are being utilized to make a snapshot of the market performance.
A market maker enters a quote of $31.50 Bid; $32.00 Ask; with a size of "3 x 5" into the NASDAQ System. If a market order to sell is entered into the system for 500 shares, and this dealer's quote is matched, the market maker will be obligated to buy 300 shares at $31.50.
______________ are typically external, independent experts in accounting who can carefully evaluate a company's accounting records and verify whether they company has applied accounting standards fairly and consistently.
a) Accountants
b) Stakeholders
c) Auditors
d) Creditors
Answer:
Auditor
Explanation:
The Auditor must be external to avoid having to adjust their judging if displease their employer. The Auditor work on accounting firms or in their own and are hired by the company as legally obligations required to do so.
This way the Auditor can make their objections and the company is forced to adjust to the norm rather than being just a pass-through.
In late September, a customer sells 5 XYZ calls for total premiums of $750. One month later, the investor closes this position when the contract is trading at 2. The result is
Answer:
Loss of $250
Explanation:
As provided the total premiums = $750
That is credit of $750
When closing is done at price of trading = 2
Each call = $200
Closing position of $200 per contract.
Since there are 5 calls, value = $200 [tex]\times[/tex] 5 = $1,000
Thus, there is a debit left of $1,000 - $750 = $250
This concludes that there is a loss of $250.
Jake is the maker of a $2,000 promissory note payable to Kim. Kim indorses the note to Lou who, in turn, indorses it to Mona, who then indorses it to Nat, the present holder. Suppose that Mona pays Nat on the note. With timely notice to the proper parties, Mona may collect payment on the note from:
Answer:
a. Jake, Kim, or Lou.
Explanation:
A promissory note is a note that should be signed with written promise in terms of paying some specific amount to the note owner on a specifiic date or on demand.
Since in the question it is mentioned that Jake who is a maker and pay to Kim and then it would endorse to Lou
So here the Mona should collect the payment from the above three parties
hence, the correct option is A.