C) Flexibility He probably values the blank that comes with setting his own schedule. The work requires some degree of adaptability due to the fact that salespeople typically set their own schedules.
What factors contribute to your success in sales?A good salesperson has more to offer customers than just an exciting pitch. They are enthusiastic, resilient individuals who take the time to learn about their customers' needs, demonstrate empathy, and confidently sell a product.
Why deals abilities are significant?I gained skills in effective listening and communication through sales skills. These skills in sales can be used in my personal and professional relationships. I've learned how to build long-term relationships and guide others to see the building blocks of a decision from sales.
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M12-6 Computing Cash Flows from Investing Activities [LO 12-3] Based on the following information, compute cash flows from investing activities under GAAP
The Cash Flows from Investing Activities equals to $240.
How do we calculate the Cash Flows from Investing Activities?Under statement of Cash-flow, an investing activities is the section that shows the cash generated or spent relating to investment activities. These activities include the purchases of physical assets, investments in securities, sale of securities or assets etc.
Here, the purchase of used equipment is a cash outflow therefore it is represented in a negative sign while on the other hand sale of investment is cash inflow so the same is presented in a positive sign.
The computation of the cash flows from investing activities is shown below:
Cash flow from investing activities
Particulars Amount
Purchased of used equipment -$240
Sale of investment $480
Cash flow provided by investing activities $240
Full question "Based on the following information, compute cash flows from investing activities under GAAP. Cash collections from customers $ 880 Purchase of used equipment 240 Depreciation expense 240 Sale of investments 530 Dividends received 120 Interest received 240 Cash Flows from Investing Activities ____________".
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Most users rely on general purpose financial statements, which Include which of the following?(Check all that apply.)Notes to financial statementsStatement of cash flows'Balance sheetStatement of retained earningsIncome statement
Most users rely on general-purpose financial statements, which include the balance sheet statement.
What is a balance sheet?A balance sheet is a financial statement that lists an organization's assets, liabilities, and shareholder equity. The balance sheet is one of the three main financial statements used when evaluating a business. It provides a snapshot of a corporation's assets and liabilities as of the publication date.What is a balance sheet used for?A balance sheet gives you a brief snapshot of the financial state of your business at any particular time. Business leaders can examine the financial health of their company using a balance sheet, an income statement, and a cash flow statement. When a company has a healthy balance sheet, its core operations will be funded with the right amount of working capital (current assets less current liabilities), ultimately generating revenue and profit.Most users rely on general-purpose financial statements, which include the balance sheet statement.
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a company sells detergent in three different sized boxes: small (s), medium (m) and large (l). the medium size costs 50% more than the small size and contains 20% less detergent than the large size. the large size contains twice as much detergent as the small size and costs 30% more than the medium size. rank the three sizes from best to worst buy.
The rank of three sizes from best to worst buy will be medium, large, and small.
Consider that the company sells the small size is $1 and the large size is 10 ounces. The medium size includes 8 oz. and costs $1.50. The large size is $1.95 while the small size is $5 for 5 oz. The price per ounce for the small, medium, and large sizes is 0.200, 0.188, and 0.195 dollars, respectively. The sizes are listed in order of best to worst buy.
Let the small size's cost be equal to C and its volume equal to V. Therefore, the unit cost for the small size is just cost divided by volume or C/V. The cost of the medium size is 1.5C, which is 50% more expensive than the small size. The large size costs 30% more than the medium size, or (1.5)C (1.3) = 1.95C, and holds twice as much as the small one, or 2V.
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Which one of these best exemplifies "milking the property"?
A. a firm paying a premium to acquire a competitor
B. a firm demanding a premium to be acquired without a proxy fight
C. a firm with high financial distress paying additional dividends
D. an all-equity firm repurchasing shares
E. a firm with high financial distress using expected dividends to repay debt
C. A firm with high financial distress paying additional dividends
What is milking?
Milking is the strategy in which the short term revenues are given higher priority than the long term revenues.
So paying an extra dividend will be an example of milking the property.
What Is Financial Distress?
When a strategy is called "milking," short-term revenue is prioritized over long-term revenue.
Therefore, increasing the payout will serve as an illustration of milking the asset.
Financial distress: What Is It?
When a business or individual is in financial hardship, it means that they are unable to satisfy their financial responsibilities because they are not able to create enough revenue or money. This is typically caused by high fixed expenditures, a high percentage of illiquid assets, or revenue sources that are susceptible to economic downturns. Individuals may experience financial difficulty due to bad spending habits, excessive debt loads, lawsuits, or job loss.
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Answer:
the answer is C
Explanation:
.... ....
five printing jobs are waiting to be assigned at boston printing. their work (processing) times and due date are given in the following table. the firm wants to determine the sequence of processing according to spt rules. jobs were assigned a letter in the order they arrived. today is day 1 and work begins today. determine the average completion time, ulitiization metric, average
Here the Boston printing firm wants to determine the sequence of processing according to spt rules. Jobs were said to be assigned a letter in the order they arrived.
The job is said to be with the shortest processing time which processed first. This rule is said to reduce work-in-process inventory, average job completion time, and also the average job lateness by this. However, this rule is useful when the goal is said to reduce job lateness.
Spt rules is said to be a rule which sequences jobs which are to be processed on a resource in the given ascending order of their given processing times.
Hence, this is said to determine the average completion time, and ulitization metric.
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Illustrate graphically a pèr-unit tax on producers, Identify the welfare components after the tax has been imposed: consumer surplus, producer surplus, government revenue, and any welfare loss.
A tax on suppliers will shift the supply curve up. This reduces the price received by sellers from PO to P2 and increases the price paid by buyers
Before the tax, the market equilibrium has price PO and quantity gO. A per-unit tax is now imposed on the seller from PO to P1. Quantity is reduced from 00 to Q1. Consumer surplus falls from (a + b + c + d) to 'a' and producer surplus falls from (e + f + g + h) to 'h'. Government revenue is (b + c + e + g) and deadweight loss is (d + f)
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keynesian economists use the idea of price stickiness to defend their policies of .
Keynesian economists utilize the notion of price stickiness to support their increased government spending and an expanded money supply policies.
What distinguishes Keynesian theory?The two major tenets of Keynesian economics are as follows. First off, a short-run increase in foreign like a recession is more likely to have aggregate demand as its main cause than aggregate supply. Second, in a downturn in the economy, unemployment may occur as a result of sticky wages and prices.
What are the two criticisms of Keynesian economics?Arguments against Keynesian Economics
Higher interest rates and financial crowded out result from borrowing. In a downturn, Keynesian economics favored widening the budget deficit. It is asserted that this results in crowding out. The rate of interest on bonds increases to allow a government to spend more.
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free trees, incorporated is a nonprofit organization that focuses on planting trees in open areas. for many years, it operated with a budget of approximately $800,000, almost all from private donations.
The correct answer is true. Free trees is a non-profit organisation.
What is non-profit organisation?In contrast to a legal body that works as a corporation with the goal of making a profit for its owners, a non-profit organisation is a legal entity organised and run for a collective, public, or social purpose.
Many organisations, including some political ones, educational institutions, professional associations, religious institutions, social clubs, and consumer cooperatives, are non-profit.
Government approval is required for non-profit organisations to be tax-exempt, however some may also be eligible for tax-deductible donations.
However, an organisation can incorporate as a non-profit organisation even if it does not have tax-exempt status.
Accountability, trustworthiness, honesty, and transparency to everyone who has put their time, money, and faith into the organisation are important characteristics of non-profits.
Accountability for non-profit organisations rests with donors, founders, volunteers, programme participants, and the general public.
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FILL IN THE BLANK. specialization often___rather than___as farms became more commercialized, in order to gain the higher expected returns. group of answer choices
specialization often occurred rather than generalization as farms became more commercialized, in order to gain the higher expected returns.
Specialization refers to the practice of focusing on producing a particular type of goods or services rather than trying to produce a wide range of goods and services.
This could be an effective strategy for farms operating in more commercialized settings. This allows us to focus our resources and efforts on specific areas of production to increase efficiency and improve the quality of our goods and services.
This can lead to higher expected returns as farms that specialize in a particular region can take advantage of economies of scale and potentially charge higher prices for their goods and services.
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in a real estate transaction, which of the following is established when the parties enter into an agreement voluntarily with a full understanding of the contract terms?
In a real estate transaction, the one which is established when the parties enter into an agreement voluntarily with a full understanding of the contract terms is called consent offer and acceptance.
A contract is an agreement between the parties, which tends to create a mutual obligations that are enforceable by law. This is taken into consideration even during the real estate transaction.
The consent offer and acceptance are considered to be the key elements to a binding contract. Thus, the offer and acceptance occur when the seller accepts a buyer's offer on the home, or any other property.
Hence, consent offer and acceptance is considered to be important in the real estate.
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Assume a simple closed Keynesian model where the MPC is 0.9 and the MPIM is 0.1. Also assume that potential real GDP is $1000 million, while actual (equilibrium) real GDP is $800 million.
a. What is the GDP gap?
b. Is there an inflationary or recessionary gap?
c. What change in government spending is required to restore the economy to full employment GDP? Show graphically using a Keynesian cross diagram.
d. What change in lump-sum taxes would bring about the same result?
e. Now assume that a Balanced Budget Amendment is passed, so that increases in government spending must be accompanied by equal increases in lump-sum taxes. What change in both G and T will close the GDP gap? (HINT: What is the balanced budget multiplier in this model?)
f. Of the changes in c), d) and e), which causes the largest increase in the deficit? Why?
a. The GDP gap is $200 million.
b. There is a recessionary gap.
c. The change in government spending required to restore the economy to full employment GDP is $200 million. This can be seen graphically in the Keynesian cross diagram below.
d. The change in lump-sum taxes required to restore the economy to full employment GDP is also $200 million.
e. The change in both G and T required to close the GDP gap is an increase in both government spending and lump-sum taxes of $133.3 million each. This is because the balanced budget multiplier in this model is 0.67 (MPC/(1-MPC)).
f. The change in c) causes the largest increase in the deficit because it requires an increase in government spending of $200 million with no change in taxes.
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on november 1, 2021, taylor signed a one-year contract to provide handyman services on an as-needed basis to king associates, with the contract to start immediately. king agreed to pay taylor $3,600 for the one-year period. taylor is confident that king will pay that amount, but payment is not scheduled to occur until 2022. taylor should recognize revenue in 2021 in the amount of
$0.
$640.
$1,920.
$3,840
Taylor should recognize revenue in 2021 in the amount of $600
When in a contract should revenue be recognized?According to the revenue recognition principle, businesses should record revenues when the client is considered to have received the good or service rather than when payment is actually received. It can take longer and more in-depth investigation than one would think to determine what counts as a transaction.
As a result, once a contract has been established, a reporting entity must often recognize revenue for any promised products or services that have already been provided to the client, i.e., revenue is recognized on a cumulative catch-up basis.
Given:
Amount = Agreed amount to pay × Number of months/ Total months
where
The agreed amount to pay is $3,600
The number of months is 2 months (that is November and December)
The total months in a year is 12
Putting the values above:
Amount = $3,600 × 2/12
Amount = $600
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The correct question is:
On November 1, 2021, Taylor signed a one-year contract to provide handyman services on an as-needed basis to King Associates, with the contract to start immediately. King agreed to pay Taylor $3,600 for the one-year period. Taylor is confident that King will pay that amount, but payment is not scheduled to occur until 2022. Taylor should recognize revenue in 2021 in the amount of
Multiple Choice
$1,800.
$0.
$600.
$3,600.
The chart below gives the data necessary to make a Keynesian cross diagram. Assume that the tax rate is 0.4 of national income, the MPC out of after-tax income is 0.9, investment is 58, government spending is 60, exports are 40, and imports are 0.1 of after-tax income. What is the equilibrium level of national income for this economy?Y=300
The equilibrium level of the national income for the said economy will be Y=300
What is equilibrium level?
When economic forces are in balance, there is said to be an economic equilibrium. In the absence of outside influences, economic variables essentially hold true to their equilibrium levels. Market equilibrium and economic equilibrium are two different concepts. Economic equilibrium is the set of economic variables (often price and quantity) that the economy is driven toward by standard economic processes like supply and demand. The concept of economic equilibrium can also be used to describe a wide range of elements, including interest rates or overall consumer spending. The point of equilibrium denotes a theoretical state of rest where all economic activities that "should" occur have actually happened, given the initial conditions of all significant economic variables.
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As the CEO of a company that produces products for schools, Amber believes that her company needs not only to produce a profit but also to do things that benefit society. _______ guides Amber's beliefs.
Corporate lobbying
Individual responsibility
A sense of moral rights
The desire for sustainability
Social responsibility
As the CEO of a company that produces products for schools, Amber believes that her company needs not only to produce a profit but also to do things that benefit society. Social responsibility guides Amber's beliefs.
CEOA CEO can (theoretically) take on whatever jobs or responsibilities they choose; in fact, some CEOs, particularly those in smaller businesses, are rather hands-on with specific company functions. Depending on their professional experience and skill, CEOs may lean toward specific responsibilities such as marketing or finance. In larger firms, however, the CEO often mainly works with higher-level company strategy and overall growth, since most other activities are transferred to other managers or other divisions. While the CEO manages the operational parts of a firm, the board oversees the corporation as a whole, and the chairman is the head of the board. The board has the authority to overturn the CEO's choices, but the chairman of the board does not.
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if a stock consistently goes down (up) by 1.37% when the market portfolio goes down (up) by 1.08%, then its beta equals:
The value of beta as per the change in stock when the market portfolio also goes down is equal to 1.269.
As given in the question,
Change in the stock value by consistently going down is equal to 1.37%
Change in the Market portfolio value by consistently going down is equal to 1.08%
Beta represents the relation between the change in stock values as per the market portfolio.
Beta = ( Change in the stock value ) / (Change in the market portfolio value)
= -1.37% / (-1.08%)
= 137 / 108
= 1.2685
= 1.269
Therefore, as per the change in the stock value to the market portfolio the beta is equal to 1.269.
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below are data for last period of the two divisions of corporation: what were the total traceable fixed costs for the two divisions of corporation last period? $173,000
As per the given sales, the total traceable fixed costs for the two divisions of corporation last period $105,400.
The term sales in economics is referred as the activity between two or more individuals, where a seller sells the product and buyer purchase in the exchange of money
Here we have given that Alpha Division and the Delta Division.
And we need to find the total traceable fixed costs for the two divisions of corporation last period.
AS per the given question, we have identified that the Alpha Division has sales of $892,000, variable expenses of $402,300, and traceable fixed expenses of $377,900.
And the Delta Division has sales of $505,000, variable expenses of $321,400, and traceable fixed expenses of $145,800.
Then the total amount of common fixed expenses not traceable to the individual divisions is $105,400.
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you have been assigned as the project manager on a project focused on developing a new process for your organization called configuration management. which of the following identifies the functions this process performs?
The task chief on an undertaking zeroed in on fostering another cycle for your association called to design the board. a. identifying, submitting, approving, tracking, and validating changes distinguishes the capabilities this cycle performs right. The CM cycle intends to find and screen unequivocal game plan things (CI), as well as to perceive and record their helpful limits and interdependencies.
What is configuration management?
IT resources and organizations are followed and controlled inside an affiliation using the organization and systems planning cooperation known as set up the board (CM). Exactly when the game plan is precise, plan the chiefs checks that an association realizes how its imaginative resources are set up and how they interface. The CM cycle intends to find and screen unequivocal game plan things (CI).
Hence option (A) is correct.
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This question is not complete , here I am attaching the complete question:
you have been assigned as the project manager on a project focused on developing a new process for your organization called configuration management. which of the following identifies the functions this process performs? a. identifying, submitting, approving, tracking, and validating changes b. submitting, approving, tracking, measuring, and validating changes c. identifying, requesting, assessing, validating, and communicating changes d. reviewing, approving, tracking, validating, and proving changes
The best way for a monopoly to maximize profits is to charge one very high price located at the upper left-hand side of their demand curve. Sticking to this fixed price is the best pricing strategy for the monopoly in order to maximize profits and capture all individuals on their demand curve.
True or False?
False. A monopolist should set prices that are in line with where A monopoly forms when there is just one seller in the market. In traditional economic theory.
the monopolistic situation is seen as the complete antithesis of perfect competition. The price and output that a monopolist can charge to maximize profits corresponds to the graph's intersection of the market demand curve pricing for that output and the point where marginal revenue equals marginal cost. The price and output that a monopolist can charge to maximize profits corresponds to the graph's intersection of the market demand curve pricing for that output and the point where marginal revenue equals marginal cost. A monopoly's greatest strategy for maximizing profits is to set a single, extremely high price that sits at the upper left-hand side of their demand curve.
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the manage stage of the data life cycle is when a business decides what kind of data it needs, how the data will be handled, and who will be responsible for it.
A business chooses what type of data it need, how it will be maintained throughout its life cycle, who will be in charge of it, and the best results during planning.
Data lifecycle management (DLM) is a policy-based method for controlling the flow of data in an information system from the point of creation and initial storage to the point at which it is no longer needed and is removed. Processes for lifecycle management are automated by DLM solutions.
It manages data from the point of data entry to the point of data deletion. Data is divided into phases depending on various criteria, and when it completes certain tasks or satisfies particular needs, it advances through these stages.
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When a regulatory agency does the bidding of the industry it is supposed to be regulating, political scientists call this phenomenon
When a regulatory agency does the bidding of the industry it is supposed to be regulating, political scientists call agency capture. Regulatory capture.
It is a type of authority corruption that occurs when a political entity, policymaker, or regulator is co-opted to serve the commercial, ideological, or political interests of a minor constituency, such as a specific geographic area or industry. Regulatory capture is an economic theory that suggests regulatory agencies may become dominated by the interests they regulate rather than the public interest. As a result, the agency acts in ways that benefit the industry it is supposed to regulate. A regulatory body is said to be "captured" when it is dominated by a particular company or industry.
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Compute the Macaulay duration of a ten-year 6% $1,000 bond having annual coupons and a redemption of $1,200 if the yield to maturity is 8%
The answer is: 7.84562
*Please show work , NO Excel spreadsheets
According to the statement Macaulay duration of a ten-year 6% $1,000 bond having annual coupons and a redemption of $1,200 if the yield to maturity is 8% is 7.84562 years.
With an example, what is redemption?Redemption is the act of bringing someone back. If you sell a bike, you could try to buy it back, or if you steal a bike from someone else, you you might want to buy your soul back.
Briefing:Macaulay time D = the summation over (w x t)
Here, W is the ratio of the bond price to the present value of the year's cash flow.
The time period for which the weighting factor of Present value is t.
Yield to Maturity is 8%.
C = yearly Coupon and Investment Return = 6% times face amount = 6% times 1000 = $60.
Redemption Value, or RV, is equal to $1200.
(1200 redemption value Plus 60 from the tenth year)
the sum of the Macaulay durations (D) (w x t)
Lifespan = 7.84562 years when (w x t) is included.
Duration of Macaulay: 7.84562 years
Since n is the timeframe for which PVF is computed and r is YTM, PVF is calculated at r% = 1/(1+r%)n.
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customer relationship management systems change the focus from managing products to managing customers.
Customer relationship management systems change the focus from managing products to managing A. customers.
purchaser courting management (CRM) is a era for coping with all of your enterprise's relationships and interactions with customers and capacity customers. The purpose is straightforward: improve commercial enterprise relationships to develop your commercial enterprise. A CRM device allow you to perceive and add new leads without difficulty and fast, and categorise them appropriately. by using focusing at the proper leads, income can prioritise the possibilities to be able to close deals, and advertising and marketing can perceive leads that want more nurturing and high them to turn out to be exceptional leads.
The desires of CRM are normally to create a better purchaser revel in — and due to that patron enjoy, to get more sales. it is why it is called CRM (customer courting management) software program, and if you consciousness to your relationships, you will be to your way for your CRM desires.
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Disclaimer: The question is incomplete. Please read below to find the missing content.
Customer relationship management systems change the focus from managing products to managing ________.
a. customers
b. quality
c. innovation
d. processes
one advantage of adopting the residual dividend policy is that this makes it easier for corporations to satisfy their stockholders in the sense of modigliani and miller's dividend clientele theory.
One advantage of adopting the residual dividend policy is that this makes it easier for corporations to satisfy their stockholders in the sense of modigliani and miller's dividend clientele theory.
The number one gain of a residual dividend coverage is that it lets in control to make investments within the agency's development, thereby maximizing long time growth. however, if control's choices are suboptimal, this use of the funds will be destructive to shareholders.
Residual Dividend concept. A idea that a agency's dividend fee need to equal the coins left after financing all of the investments which have superb net gift values. clients impact. The belief that people and institutions that need modern-day profits will invest in corporations that have high dividend payouts.
A residual dividend coverage typically requires fewer new inventory problems and lower flotation charges. however, a variable dividend policy might also ship conflicting signals to investors. It also represents an extended degree of threat for traders, as dividend earnings remains uncertain.
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Best National Bank is subject to a 10 percent required-reserve ratio. If this bank received a new checkable deposit of $1,000, it could make new loans of
a. $900. b. $10,000. c. $1,000. d. $100.
Bank surplus reserves will grow and the money multiplier will decline when the required reserve ratio is reduced. The necessary reserve ratio for Best National Bank is 10%. This bank might issue new loans totaling $900 if it received a new $1,000 checkable deposit.
The number of reservable liabilities that commercial banks must keep rather than lend out or invest is known as the reserve ratio. The central bank of the nation, in this case, the Federal Reserve in the United States, sets this criterion.
In the absence of additional measures, raising the reserve requirement ratio lowers the number of deposits that can be maintained by a certain level of reserves, lowers the money supply, and rises the cost of credit.
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a broker-dealer has flexibility in terms of the capacity in which it can act in a securities transaction. when buying a security from a client, the tr
The trade confirmation would state that the company served as the client's representative when purchasing security from a client.
Broker-dealers can function as either dealers or brokers (in an agency capacity) (principal capacity). The Broker-Dealer is acting in a primary capacity while purchasing (or selling from) the firm's inventory and this fact must be declared on the trade confirmation. The commission is only displayed on the confirmation when functioning in an agency capacity. In certain cases, the markup would be displayed; however, in this case, a markdown, not a markup, is paid when the dealer purchases something from the customer.
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suppose an analyst wanted to determine whether or not dollars spent on advertising, number of sales people, number of new products introduced, and dollars spent on research and development were contributing to the growth in company market share. which of the following procedures would be most appropriate? conjoint analysis cluster analysis perceptual mapping regression analysis
Answer:
The most appropriate procedure in this situation would be regression analysis. Regression analysis is a statistical technique that can be used to identify the relationship between a dependent variable (such as company market share) and one or more independent variables (such as advertising spend, number of sales people, etc.). It can help determine which of the independent variables are contributing to the growth in market share, and to what extent. By contrast, conjoint analysis, cluster analysis, and perceptual mapping are all techniques that are used to analyze consumer preferences and perceptions, rather than to identify relationships between variables.
Explanation:
the stock of vic corporation is trading at $39.63. the price-earnings ratio is 16 times earnings. the earnings per share for vic corporation are: multiple choice O O $2.84 O $6.34 O $4.96 O $2.48
Divide the company's earnings per share by the market value of the shares to get the P/E ratio. However, to give you an idea of what the market average is, many value investors use the range of 20 to 25 as the average P/E ratio.
What does the PE ratio reveal?In a nutshell, the P/E ratio indicates the current price that the market is willing to pay for a stock based on its current or anticipated earnings. A stock's price is likely overvalued and high in relation to earnings if its P/E ratio is high. On the other hand, a low P/E may indicate that the stock price is currently low in relation to earnings.
When purchasing a stock, what is the ideal PE ratio?As a result, PEs below 20 may offer favorable investment opportunities; The more attractive the investment potential is when the PE is below 20.
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Finally, Kevin has a client who would like to invest into an account that earns 3% interest, which is compounded annually. The client opens the account with an initial deposit of $5,000, and deposits an additional $5,000 into the account each year thereafter. How much money is in the account after the tenth deposit, assuming no withdrawals or other deposits were made?
In light of the aforementioned circumstance, the account's balance (rounded to the closest dollar) following the tenth deposit is "$56,650."
The phrase "sinking fund" refers to the money set aside by individuals over a defined time period to save for a specific purpose, such as a future capital expense or the repayment of long-term debt. A sinking fund is a clever approach to save money by allocating a small sum each month toward a particular purchase. Sinking funds operate as follows: You'll put money down in one or more categories each month to be utilized later.
Herein shows the way to "$56,650."
[tex]S = N [ (1+r)^n - 1 ] /rwhere r = 0.030n = 10 yearsN = 5,000S = 5,000 [ (1.030)^10 -1 ]/.030= 5,000 [ 1.34 -1 ]/.030= 5,000 [ 11.33]= $56,650.[/tex]
Accordingly, it can be said that "$56,650" is the right response in this case.
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Horton Company purchased a building on January 2 by signing a long-term $480,000 mortgage with monthly payments of $4,500. The mortgage carries an interest rate of 10 percent. The amount owed on the mortgage after the first payment will be
$480,000.
$479,500.
$476,000.
$475,500.
The amount owed on the mortgage after the first payment of $4,500 will be $479,500.
Interest can be considered as a cost of borrowing money.
In a mortgage, the monthly payment covers a portion of the principal plus interest.
Hence,
Monthly installment = portion of the principal + monthly interest
In the given problem, the annual interest is 10%, hence:
Interest per year = 10% x $480,000 = $48,000
Interest per month = $48,000/12 = $4,000
Monthly payment = $4,500
This monthly payment consists of month interest of $4,000. Therefore, the portion of principal paid each month is:
principal paid per month = $4,500 - $4,000 = $500
The remaining amount owed on the mortgage after the first payment:
= $480,000 - $500 = $479,500.
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True or False, a manager working in the united states will typically see a high level of collectivism among workers.
The statement given is false, a manager working in the united states will typically see a high level of collectivism among workers.
Typically, American society favors individualism over collectivism. According to the definition of collectivism, a society is one in which interpersonal ties are solid and people form cohesive groups. In other words, collectivism is the act of advancing social groups over individuals.
The fact that Americans typically see each person as a self-sufficient individual is crucial to comprehending the American value system. Everyone exists as an individual, not as a representative of their family, neighborhood, or any other group.
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