The Federal Government makes interest payments on your loan while you’re enrolled in school at least half-time.
What is student loan repayment?Repayment is the repayment of money previously borrowed from a moneylender. Funds are typically repaid through regular payments that include both principal and interest. Your monthly payment is 10% or 15% of your disposable income, depending on when you borrowed it, but not more than you would pay on a standard 10-year amortization schedule. You are eligible for government loan forgiveness after 20 or 25 years of payments.
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on april 1, 2021, the electronic superstore borrows $21 million of which $3 million is due in 2022. show how the company would report the $21 million debt on its december 31, 2021 balance sheet
Long term liabilities is $23,000,000
Electronic Superstore
Balance Sheet (Not Full) at December 31, 2021
Details Amount ($)
Current liabilities NA
Long-term liabilities 23,000,000
Total liabilities 23,000,000
Note that the $7 million will due in 2022 not in 2021. Therefore, this does not effect on the 2021 balance sheet entries.
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by which distribution system is more than 90 percent of u.s. coal shipped? railroads trucks waterways pipelines none of these
Railroads distribution system is more than 90 percent of u.s. coal shipped.
Rail transport is a means of transport that transfers passengers and goods on wheeled vehicles running on rails, which are incorporated in tracks. In contrast to road transport, where the vehicles run on a prepared flat surface, rail vehicles are directionally guided by the tracks on which they run.
Where is coal shipped from in the US?Exports from Norfolk, which ships more coal abroad than any other U.S. port, increased 5.8% year over year and jumped 6.4% compared to the first quarter. The ports in Buffalo, N.Y., and Cleveland booked significant increases quarter over quarter, soaring 254.6% and 419.3%, respectively.
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the starting point in calculating net operating income is the total annual income the property would produce assuming 100 percent occupancy and no collection losses. this is commonly referred to as:
The starting point for calculating net operating income is the annual gross revenue generated by the property, assuming 100% occupancy and no collection losses. This is referred to as potential gross income.
Potential gross income is the total income a property would generate if fully rented at normal market rent. Frankly, this is an ideal figure that often differs from the actual rent a property generates.
Assuming the property is unused for 2 months out of the year, the EGI calculation is: Potential Gross Income: $1,500 x 12 months = $18,000. Other Income: $3,500 + $3,000 + $4,000 = $10,500. Bad debt and job benefits: $1,500 x 2 months = $3,000.
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what type of planning personae continuously seeks to identify opportunities quickly after they arise while also being willing and able to create deliver value or solutions that exploit the opportunity before anyone else?
Opportunistic planners are the type of planning personae continuously seeking to identify opportunities after they arise while also being willing and able to create deliver value or solutions to exploit opportunity.
Opportunistic planning begins generally in unforeseen circumstances. It helps in implementing and executing operational planning in such a way that it brings more fortune and profits for a comparatively lesser investment. Emergency meetings which are conducted in the presence of managers and the board of directors assist in identifying the goals and setting up plans for future. It has formal structure to identify, define and set priorities which complies with the goal satisfaction and plan diversification.
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a hedge fund offers to provide a minimum level of trades to a broker-dealer in return for receiving below-market office space from the broker-dealer. which statement is true
If this isn't reported on the Form ADV submission of hedge fund to the Administrator, it's an unethical behavior.
Which of the following is accurate regarding broker-dealers' use of Internet advertising?Which of the following is TRUE regarding broker-dealers' retention of Internet advertising? All previously created web pages may be requested for filing by the Administrator, thus they must be saved and archived! This claim is accurate and not deceptive because all three of the firm's partners are certified financial planners.
Which form S does the customer need to sign in order to start a margin account?Margin adherence Customers opening margin accounts are required to complete and sign the margin agreement, which has three subsections: the loan consent form, the credit agreement, and the hypothecation agreement.
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21)leadership in organizations is the process of guiding and directing the behavior of people in the work environment and is both formal and informal. true false
The following statement, "Leadership in organizations is the process of guiding and directing the behavior of people in the work environment and is both formal and informal." is True.
There are many different types of leadership in organizations, and the most effective leaders are those who are able to adapt their style to the specific situation. The best leaders are those who can motivate and inspire their team to achieve common goals.
Leaders must be able to communicate clearly and concisely, and they must be able to make decisions quickly. Leaders must also be able to delegate tasks and responsibilities to their team members.
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in the united states, technological advances help explain persistently rising employment in the face of rising wages. a. true b. false
In the United States, technological advances help explain persistently rising employment in the face of rising wages. [TRUE]
About Technological advancesTechnological progress is something that we cannot avoid in this life, because technological progress will go hand in hand with scientific progress. Every innovation is created to provide positive benefits for human life. Provides a lot of convenience, as well as a new way of doing human activities. Particularly in the field of technology, society has enjoyed many benefits brought about by the innovations that have been produced in the last decade.
However, even though it was originally created to produce positive benefits, on the other hand it is also possible to use it for negative things. Anglin defines technology as the systematic application of the behavioral and natural sciences and other knowledge to solve problems.
Human life cannot be separated from technology. That is, that technology is a whole way that rationally leads to the characteristics of efficiency in every human activity. Technological developments occur when a person uses tools and reason to solve every problem he faces.
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a collective bargaining situation that occurs when the parties are not able to move further toward a settlement, usually because one party is demanding more than the other will offer, is known as .
A collective bargaining situation that occurs when the parties are not able to move further toward a settlement, usually because one party is demanding more than the other will offer, is known as an impasse.
In the social sciences, bargaining or haggling is a type of negotiation in which buyers and sellers of goods or services debate the price or nature of the transaction. If the negotiation leads to an agreement on the terms, the transaction will take place. Although the most obvious aspect of market bargaining is as an alternative pricing strategy to fixed pricing, it can also include making credit or bulk purchases and also serve as an important method of acquiring clients. [
Bargaining has largely disappeared in parts of the world where fixed-price retail stores are the most common place to buy goods. However, for expensive goods such as houses, antiques, collectibles, jewelry, and cars, bargaining can remain a matter of course.
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in which stage of the product life cycle would promotional expenditures most likely increase as a company attempts to react to increasing competition?
Promotional spending would most likely increase throughout the expansion stage of product cycle as a firm tries to respond to growing competition.
What does the term "company" mean?A firm is a legal body that a group of people to conduct and oversee a venture, whether it be commercial or industrial. Depending here on corporate legislation of its state, a firm may be set up in a variety various ways both tax and financial responsibility reasons.
How does a business operate?An organization called a "business" is one that exists in law independently of its owners, operators, managers, workers, and agents. The ability to own and sell property, initiate legal action and be prosecuted, and engage into contracts are all rights shared by businesses and individuals.
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The complete question is-
In which stage of the product life cycle would promotional expenditures most likely increase as a company attempts to react to increasing competition?
A) growth
B) decline
C) maturity
D) product development
E) adoption
in a properly designed accounts payable system, a voucher is prepared after the invoice, purchase order, requisition, and receiving report are verified. the next step in the system is:
A voucher is created in a well-designed accounts payable system once the receipt report, purchase order, invoice, and purchase order have all been confirmed.
Correct substantive analytical techniques A voucher is created in a well-designed accounts payable system once the receipt report, purchase order, invoice, and purchase order have all been confirmed.
A. The check amount is entered in the check register as the system's next step.
B. acceptance of the payment voucher.
Normally, a confirmation of the balance in a vendor's accounts payable account is not intended to: Check that payments were authorised properly. To effectively determine whether the accounts payable cutoff is accurate.
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TRUE/FALSE. a ""change in quantity demanded"" is a shift of the entire demand curve to the right or to the left.
The change in quantity demanded shifts the demand curve to the right or left. And it depends on the factors that change the demand. So, the given statement in the question regarding shifting of the entire demand curve either to right or left is True.
A change in demand describes the consumer behavior toward consuming or purchasing a particular goods or service. The change in quantity demanded depends on many factors such as consumer taste or preferences, changing the price, supply shortage, income level etc.
The change in quantity demanded shifts the demand curve either right or to left and it depends on the changing factor in demands by the consumer.
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which is not one of the five fundamental steps for implementing behavioral marketing and customer segmentation?
Answer:
Defining the interactions you want to track
Implementing tracking
Analyzing and reporting how people are behaving on your website
Using this information to segment your contacts
Using your segmentation to nurture
Explanation:
Using this implicit segmentation information to get explicit information is not one of the five fundamental steps for implementing behavioral marketing and customer segmentation. Thus, option (d) is correct.
What is marketing?The practice of a business of promoting the purchase and sale of goods and services is referred to as “marketing.” Promotion, publicity, and advertising make up marketing. The marketing are the important part of the economies. The marketing are the based of the consumer behavior.
As part of the described task of behavioral marketing and segmentation, there are many processes that begin with the selection of interactions that must be tracked and end with the tracking of the interaction. As previously stated, implicit segmentation can only provide implicit information and is not part of the analysis.
As a result, the implicit segmentation information to get explicit information is not one of the five fundamental steps for implementing behavioral marketing and customer segmentation. Therefore, option (d) is correct.
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Your question is incomplete, but most probably the full question was.
Defining the interactions you want to trackImplementing trackingAnalyzing and reporting how people are behaving on your websiteUsing this implicit segmentation information to get explicit information.boeing corporation and airbus industries are the only two producers of long-range commercial aircraft. this market is not perfectly competitive because:
This market is not perfectly competitive because each company can significantly affect the prices.
What is perfect competition?A perfect market, also known as just an atomistic market, is defined by a number of idealizing conditions, which are together referred to as perfect competition, or atomistic competition, in the field of economics, notably general equilibrium theory. Imperfect competition is a theory that attempts to explain the less ideal but more actual form of market interaction that exists between perfect competition and monopoly. The practice of setting different pricing for commodities in the face of imperfect competition suggests that the seller would do so in order to boost sales. Regardless of whether they agreed or disagreed over who came up with the concept, both contributed significantly to helping businesses understand how to better tailor their offerings to the needs of customers in order to generate the most income.
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john used to work for a large, well-known retailer. he left that company to work for a much smaller company, and in doing so, he discovered that the channel functions were handled very differently in the smaller firm. looking back at his experience, he noticed that larger firms?
In retrospect, John noticed that larger firms perform many channel functions themselves.
Larger companies frequently discover that by performing channel functions in-house, they can gain more control, be more efficient, and save money.
In marketing, a channel is a method of making a product available for distribution to end users. A marketing channel can help by delivering the right products to the right consumer at the right time. This channel terminology falls under the P of physical distribution in marketing.
When compared to a single channel, multi-channel retailing allows you to collect significantly more data on customer purchases. This allows you to determine which sales channels your customers seem to prefer and which ones they don't, allowing you to focus on specific aspects of your business and how to promote it.
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a global agricultural parts manufacturer based in south america wants to start production in europe. while catering to local responsiveness, what can the firm do to get scale economies?
The firm can use common vehicle platforms and components across many different models to get scale economies. The correct option is C.
What are scale economies?Economies of scale refer to the phenomenon in which the average cost per unit of output decreases as the scale or magnitude of output produced by a firm increases.
An industry may be able to determine the price of a product if multiple companies in the same industry produce similar goods.
To achieve scale economies, the company can use common vehicle platforms and components across many different models.
Thus, the correct option is C.
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Your question seems incomplete, the missing options are:
A) Increase the duplication of functions required for each operation.
B) Manufacture only one type of car and sell it in all the international markets.
C) Use common vehicle platforms and components across many different models.
D) Increase costs whenever possible.
E) Shorten the production runs for each component.
agency theory offers a way of understanding why managers do not always act in the best interests of stakeholders. true false
Answer:
I think is true
Explanation:
Because I had same question in my test
in what signifcant way do fnancial audits in government and not-for-proft organizations differ from those carried on in businesses?
The difference between the financial audits of government and the nonprofit organizations is that the focus of such audits is towards the compliance of laws and regulations related thereto.
A financial audit can be referred to or considered as an audit that ensures and verifies the authenticity and genuineness of the financial statements and records procured by the company. It is mandatory for all the accounting firms to get their statements and records duly audited at regular intervals and maintain authenticity of their records. A financial audit can only be conducted by a qualified auditor, such as a CA.
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In october 2004, caterpillar announced plans to cut its predicted production of construction equipment for 2005 due to forecasted increases in steel prices and growing concern about a tire shortage. By discovering the problem with product inputs and letting customers know that its output will fall short, caterpillar used _____ controls.
Caterpillar company implemented feedforward controls by identifying the issue with product inputs and informing consumers that its output would be inadequate.
What tools are considered standard in construction?Although there is no distinction between the two, one type of equipment is referred to as standard equipment and the other as special equipment because it is used frequently. Pre-stressing equipment might be thought of as unique equipment, whereas a concrete mixer is considered normal equipment.
Where do building supplies come from?A vast variety of materials are employed in construction. Many of them can be found, mined, or extracted since they are naturally occurring. These include materials like wood, stone, and some metals like copper. Concrete, steel, and bricks, among other building materials, must be produced.
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what type or types of audit opinion are appropriate when financial statements are materially and pervasively misstated?
The type of audit opinion that are appropriate when financial statements are materially and pervasively misstated are qualified/adverse opinion.
When the auditor determines that misstatements, whether they are made individually or collectively, are both material and pervasive to the financial statements, they should express an adverse opinion.
In accordance with generally accepted accounting principles, a qualified opinion states that, excluding the effects of the matter(s) to which the qualification relates, the financial statements fairly present the entity's financial position, results of operations, and cash flows in all material respects. Read the paragraphs.
According to a negative opinion, the financial statements do not accurately reflect the entity's financial situation, operational results, or cash flows in accordance with generally accepted accounting standards.
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Jordan is living out the american dream; at long last he is ready to purchase his dream home, a two-story house in a modern, happening suburb just outside los angeles. Before he can purchase the house, though, he needs a loan. At the loan office, a credit check is performed on jordan despite the fact that he insists that he is fiscally responsible. The loan office discovers that jordan has bad credit due to unpaid credit card bills and refuses to give him a loan, dashing his dreams of his first home. This credit check is an example of moral hazard. Signaling. Screening. A sin tax
This credit check is an example of screening by the company given that a credit check is being performed on Jordan. Option 3
What is a credit check?A credit check, sometimes referred to as a credit search, is when a business examines data from your credit report to comprehend your spending patterns. Although they don't always require your permission to do this, they must have a good reason (e.g. you applied for a loan with them).
Your credit reports detail the kinds of credit accounts you've had, your payment history, and other details including your credit limitations.
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assuming the risk-free rate is 60 basis points and the appropriate risk premium for a aaa-rated issuer is 4%, the appropriate discount rate for a 10-year treasury note is:
You can determine the so-called "actual" risk-free rate by deducting the current inflation rate from the yield of the Treasury bond that corresponds to your investment.
How is the rate of risk-free interest determined?Real vs. Nominal Risk Free Rate Formula: Real Rf Rate = (1 + Nominal Rf Rate) / (1 + Inflation Rate)
(1 plus Real Rf Rate) * Nominal Rf Rate Equity Risk Premium (ERP) is calculated as Expected Market Return - rf Rate x (1 + Inflation Rate) / 1.
Give an example to demonstrate
how to compute the risk-free rate?The risk-free rate is calculated by multiplying the anticipated real interest rate by the anticipated rate of currency inflation. Assuming a 5% projected inflation rate and a 1% yield on TIPs, the risk-free rate is 6%.
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why-should-we-all-not-be-jealous-of-25-year-olds-making-250k -at-private-equity-firms-like-blackstone-and-kkr
$250K a year is not necessary to live the American Dream. Claiming that it does would cause many American families to become unsatisfied, envious, and resentful.
What is blackstone firm?American alternative investment management firm Blackstone Inc. has its headquarters in New York City. Blackstone's real estate division has been actively acquiring commercial real estate, while its private equity business has been one of the biggest investors in leveraged buyouts over the past three decades. Blackstone is also involved in infrastructure, growth equity, hedge funds, insurance, secondaries, and credit. With about US$951 billion in assets under management as of 2022, the company will be the largest alternative investing organization globally. In 1985, Peter G. Peterson and Stephen A. Schwarzman, who had previously worked together at Lehman Brothers, established Blackstone as a mergers and acquisitions firm. With $400,000 in seed money, Peter G. Peterson and Stephen A. Schwarzman created Blackstone in 1985.
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what method(s) does gm use to depreciation its property? does this make sense given the nature of its assets?
The question mentions Depreciation and its various methods.
Depreciation allows companies to earn revenue from the assets they own by paying for them over a certain period. The methods of depreciation include:
Straight-Line: In this method, the same amount of depreciation is calculated every year throughout the life of the asset until the entire asset is reduced to its salvage value.
Declining Balance: This method depreciates the machine at its straight-line depreciation in which in each year the depreciation is calculated on the balancing amount of the previous year.
Double-Declining Balance (DDB): Faster than the declining balance method, this depreciated is calculated after taking the reciprocal of the units of Production
Unit production method: requires an estimate of the total units an asset will produce over its useful life. The life of the asset and doubling it, this rate is applied to the depreciable base.
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suppose the fed announces that it is lowering its target interest rate by 75 basis points, or 0.75 percentage point. to do this, the fed will use open-market operations to the money by the public. t or f
Consider the scenario when the Fed announces a 0.75 percentage point or 75 basis points reduction in its target interest rate. By purchasing public bonds, the Fed will employ open market operations to boost the money supply. Hence, the given statement is true.
When the Fed purchases bonds from the general public, the amount of reserves in the banking system rises, increasing banks' capacity to extend credit.
In macroeconomics, the term "money supply" refers to the total amount of currency that the general public is holding at any given time. There are many ways to define "money," but the two most common metrics are demand deposits and currency in circulation.
The quantity of money in a nation is controlled by its central bank. A central bank can behave in a way that is consistent with an expansionary or contractionary policy by using monetary policy.
Therefore, the given statement is true.
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The complete question has been attached in text form:
Suppose the Fed announces that it is lowering its target interest rate by 75 basis points, or 0.75 percentage point. To do this, the fed will use open market operations to increase the supply of money by buying bonds from the public. t or f
if the actual cost for a wbs item is $1,500 and its earned value is $2,000, what is its cost variance, and is it under or over budget? group of answer choices the cost variance is -$500, which is over budget the cost variance is -$500, which is under budget the cost variance is $500, which is over budget the cost variance is $500, which is under budget
If the actual cost for a WBS item is $1,500 and its earned value is $2,000, then its cost variance is $500, which is under budget.
Cost variance is also known as the budget variance, so it is the difference between the actual cost and the budgeted cost, or what one had expected to spend versus what was actually spent. The actual cost is used in order to calculate the cost variance.
However, the Work breakdown structure (WBS) is considered to be as a method of organizing and also completing work in a project. Thus, it is a project management tool which tend to take a step-by-step approach to complete large projects.
Hence, as the cost variance is $500, then this will be considered to be under budget.
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beach shack tends to locate its stores in tourist areas in beach towns. which type of marketing segmentation does beach shack use?
If beach shack tends to locate its stores in tourist areas in beach towns, the type of marketing segmentation does beach shack use is place.
What is market segmentation?Companies utilize market segmentation as a method to divide up their potential clients into distinct groups. This makes it possible for the business to give the proper resources to each distinct segment, enabling more precise targeting across a range of marketing efforts.
The technique of market segmentation divides the target market into smaller groups based on shared features like age, income, personality traits, behavior, interests, needs, or location. These categories can be utilized to enhance sales, marketing, and other related activities.
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Answer:
t areas in beach towns
Explanation:
infeasible problems can occur when the demand requirement is higher than the available capacity.
True or false from a statement "Infeasible problems can occur when the demand requirement is higher than the available capacity." This statement is true.
What is infeasible problems?An infeasible problem is one that has no solution, and an unbounded problem is one where the constraints do not constrain the objective function and the objective becomes infinite. Both situations are often caused by errors or imperfections in the formulation or data that define the problem. A viable solution is one that satisfies all defined constraints and requirements. A solution is infeasible if there is no combination of decision variable values that satisfies the complete set of requirements and constraints.
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FILL IN THE BLANK. in the beginning, some entrepreneurs use ____________ as a source of financing.
Some entrepreneurs use family and friends as the source of personal financing.
Entrepreneurs are individuals who identify opportunities, take risks, and create value. They are the lifeblood of any economy and are responsible for driving economic growth, creating jobs, and introducing new products and services that improve people’s lives. In today’s world, the need for entrepreneurs is greater than ever. Entrepreneurs are innovators who create new businesses and industries, offering alternative solutions to existing problems. They develop new products, services, and processes that make life better for people. They have the ability to think outside the box and find creative solutions to problems.
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margaret works for a company that has clear rules and administers rewards and punishments consistently, regardless of the employee or status. the virtue being supported in her workplace is
Margaret works for a company that has clear rules and consistently administers rewards and punishments regardless of employee or status. Virtue rests on her workplace.
Margaret works for a company that has clear rules and consistently administers rewards and punishments regardless of employee or status. She refers to people's expectations that their goals can be achieved in the future.The tendency to present a positive self-image to others,with the aim of increasing our social status,is known as self-presentation,and it is a basic and natural part of daily life.Different self-presentation strategies can be used to create different emotions in other people.Employment,having better prospects in the future,being treated as a human being in the workplace.They sell their work for a reasonable salary/wage.
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Consider a bond with maturity 2 year, 100 face value, coupon 4. 60%, and yield 7. 0%. Compute a dollar duration numerically using a dy =0. 1%. Report you result with two digits decimal accuracy and the correct sign. Example: -185. 95
The dollar duration for a bond with maturity 2 year, 100 face value, coupon 4.60%, and yield at 7% is - 0.00174785.
What is dollar duration?It measures the dollar change in bond's value to a change in the market interest rate. The dollar duration is used by professional bond fund managers as a way of approximating the portfolio's interest rate risk.
Now, let's calculate the dollar duration of this bond.
Bond price at yield 7% = (coupon rate / 1 + yield rate) + (coupon rate + 100) / (1 + yield rate) ^2
= 4.6 / 1.07 + 4.6 + 100 / 1.07^2
= 4.29906542 + 91.36169098
= 95.6607564
note : with dy = 0.001%, new yield = 7.001%
New bond price with new yield 7.001%
= (coupon rate / 1 + new yield rate) + (coupon rate + 100) / (1 + new yield rate) ^2
= 4.6 / 1.07001 + (4.6 + 100) / 1.07001^2
= 4.29902524 + 91.35998331
= 95.65900855
Therefore, the dollar duration for this bond is = 95.65900855 - 95.6607564
= - 0.00174785
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