Terry Hamilton has just received $22,000 from an uncle who died and is trying to decide how to invest it. She has done some research and has decided that about 30% of the money should go into large cap stocks, 20% into medium cap stocks, 15% into small cap stocks, 10% into bonds, 10% into foreign stock, and 15% into cash. She thinks that even if one area does not do that well, the rest will so that her overall return will be pretty good. Terry is demonstrating an understanding of what aspect of investing

Answers

Answer 1

Answer:

diversification

Explanation:

Diversification is generally considered not putting all your eggs in one single basket. In other words, by diversifying her investment portfolio, if one basket breaks, only one or a couple of eggs will break. This means that if one company doesn't perform well, the performance of the other companies should offset any losses.


Related Questions

If you deposit money in the bank, in essence, you are: Group of answer choices a borrower, since all bank funds are borrowed from the federal government. a supplier of funds, since the bank simply is an intermediary between those who want to borrow loanable funds and those who are willing to lend them (depositors). a supplier of funds, since the bank loans money to you. neither a borrower nor supplier of funds in this case, since you have neither lent nor borrowed money

Answers

Answer:

a supplier of funds, since the bank simply is an intermediary between those who want to borrow loanable funds and those who are willing to lend them (depositors).

Explanation:

A deposit money bank can be regarded as a financial intermediary that connects a supplier of fund to those in need of funds.

Deposit money banks practice what is known as fractional banking

Fractional banking is a banking system where a portion of customer's deposits is kept as reserves while remaining portion is lent out. The amount kept as reserves is determined by the required reserve ratio set by the Central bank.

If the required reserve ratio is 10% and $100 is deposited, reserves would be $10 and $90 would be lent out

A finance company has a total of $20 million earmarked for homeowner and auto loans. On the average, homeowner loans have a 10% annual rate of return, whereas auto loans yield a 12% annual rate of return. Management has also stipulated that the total amount of homeowner loans should be greater than or equal to 4 times the total amount of automobile loans. Determine the total amount of loans of each type that Madison should extend to each category in order to maximize its returns. housing million dollars automobile million dollars

Answers

Answer:

Housing million dollars $1,655.2

Automobile million dollars $413.80

Explanation:

Calculation to determine the total amount of loans of each type

Calculation for HOMEOWNER LOANS

Homeowner loans=$20,000-[(10%*20,000)/(4*12%+10%)]*10%

Homeowner loans=[$20,000-($2,000/48%+10%)]*10%

Homeowner loans=[$20,000-($2,000/58%)]*10%

Homeowner loans=[$20,000-$3,448.3]*10%

Homeowner loans=$16,552*10%

Homeowner loans=$1,655.2

Calculation for AUTO LOANS

Auto Loans=[(10%*20,000)/(4*12%+10%)]*12%

Auto Loans=($2,000/(48%+10%)]*12%

Auto Loans=($2,000/58%)*12%

Auto Loans= $3,448.3*12%

Auto Loans=$413.80

Based on the above calculation Homeowner loans amount of $1,655.2 is 4 times Auto Loans amount of $413.80

Therefore the total amount of loans of each type that Madison should extend to each category in order to maximize its returns are:

Housing million dollars $1,655.2

Automobile million dollars $413.80

Shaili bought a bond from Penny’s Pickles, Inc at par value ($1000) with a coupon rate of 6% and a maturity date 10 years in the future...

If interest rates are currently 3.5%, and Shaili sold the bond today, would she expect to get more than, less than, or equal to $1000 for it?

Answers

Answer:

I believe its less than.

Explanation:

Sorry if I am wrong

are good places to look to find your current expenses when building your budget.

A) Online research websites

B )Banks and credit unions

C)Bank and credit statements

D)Grocery stores and concerts

Answers

Answer:

C)Bank and credit statements

Explanation:

The good places to look to find your current expenses when building your budget is "Bank and Credit Statements"

This is because the credit statement is a document showing a list of transactions or money spent on goods or expenses made. This credit statement can be gotten from a bank of the person whose credit statement is under analysis or credit union.

Hence, in this case, the correct answer is Bank and credit statement.

Question 7 (1 point)
What is the impact of the Online Funds Transfer - From Savings that appears on John's statement?
ООО
0 0
John's Savings account balance increased by $50 and his Checking account balance had no change
John's Savings account balance had no change and his Checking account balance declined by $50
John's Savings account balance declined by $50 and his Checking account balance increased by $50
John's Savings account balance increased by $50 and his Checking account balance declined by $50

Answers

Answer: John's Savings account balance declined by $50 and his Checking account balance increased by $50

Explanation:

The checking account statement shows that there was an online funds transfer from Savings into the checking account.

The checking account will therefore increase by $50 because money was transferred into it and therefore added to its balance. The savings account on the other hand, will reduce by the same amount because it transferred the money into another account.

Identify What prevented the economy from slipping
back into a recession after slow growth ended the
long recession in November of 2001?
A. historically low interest rates
B. embargoes placed on oil by OPEC
C. an extended period of stagflation
D. an unprecedented surge in the economy

Answers

The correct answer is letter B

Clarity the similarities and differences
between plough and tractor.​

Answers

Answer:

Explanation:

1. Plough is a local technology whereas Tractor is a modern technology.

2. Plough requires human energy whereas Tractor does not require much human energy.

3. Plough doesn’t affect the environment whereas Tractor affects the environment.

4. Lever technology is used in Plough whereas Rolling technology is used in Tractor.

5. Plough requires or consumes more time whereas Tractor consumes less time.

Hope this helped!!!

Mandy wants to buy a variety of beverages for her birthday party. She wants to make sure she has enough to drink for all her friends, so she decides to buy 10 liters of beverages. If she buys at least one container of each beverage, what combination of beverages can she buy to equal exactly 10 liters?

Answers

Correct Question:

Beverages at the Store

2,000 milliliters of soda, 2.5 liters of apple juice, 1,500 milliliters of fruit punch, 2 liters of lemonade

Mandy wants to buy a variety of beverages for her birthday party. She wants to make sure she has enough to drink for all her friends, so she decides to buy 10 liters of beverages. If she buys at least one container of each beverage, what combination of beverages can she buy to equal exactly 10 liters?

Explanation:

As we know 1000 millilitres = 1 litre

Now writing them in common units.

soda= 2 litres

apple juice = 2.5 litres

fruit punch = 1.5 litres

lemonade = 2 litres

If she takes one of each it will become

= 2+2.5+1.5+2=8

Remaining are 10-2= 2 liters

Now she can have one more soda or lemondade to make a total of 10

which will be

4 (soda) +2.5+1.5+2=10

2+2.5+1.5+4 (lemonade) = 10

Answer:

zubairpu427 is right

I got my question right thanks to him

why is it so important to check the accreditation of a private higher leaning institution?Explain Three reasons​

Answers

Answer:

Explanation:

Accreditation helps determine if an institution meets or exceeds minimum quality standards. It also helps students determine acceptable institutions for enrollment. Accreditation assists institutions in determining acceptability of transfer credits.

What advantage is there for a company to offer products at prices below actual market value? Multiple choice question. It maximizes profits for the company under any market conditions. It keeps the level of production low so the company will not be overwhelmed with orders. It circumvents the experience curve effect. Customers are more likely to try the product because they are not risking as much money.

Answers

Answer: Customers are more likely to try the product because they are not risking as much money.

Explanation:

Many market have competition, despite customers want the best for their money, they still want the best various prices especially that which is a bit lower, so they know they are not spending much but also getting the best. Some organization would want to sail their market either when entering the market or when they are experiencing a low sales, they now consider reducing the price of their items, in this case, customers would consider them because they are not spending much money

After the economic recession, the boating industry suffered from a decline in sales. However, recent sales forecasts indicate that the upcoming season will produce a strong demand for boats and boating equipment. Based on this, Lynn has decided to ramp up production this winter of both his bass fishing boats and speed boats, keep them in storage until the boating sales season officially resumes, and hope that customers will buy them. This is an example of a ________ strategy.

Answers

Answer:

push strategy

Explanation:

The push strategy consists of a marketing strategy whose objective is to make customers buy the products of a company through the use of marketing to attract consumers, for example, advertisements on social media, advertising on TV, exhibitors, etc.

In this strategy, the company searches for its customers by running ads about the benefits and features added to its product so that the customer knows the product and thus decides to make the purchase.

nvestment advisors at your local bank branch office: a) Are not able to plan strongly diversified portfolios for their customers b) Must be transparent about their rates and services c) Are working solely on behalf of their customers to earn money d) Do not advise their customers on their financial goals

Answers

Answer:

b) Must be transparent about their rates and services

Explanation:

investment advisors at your local bank branch office: Must be transparent about their rates and services

What is the purpose of credit legislation and what is its impact on individuals, companies, and financial institutions?

Answers

Answer:

here ;)

Explanation:

Its purpose is to protect consumers obtaining credit to finance their transactions, ensure that adequate credit is provided, and govern the credit industry in general. In 1968, Congress passed the Consumer Credit Protection Act in part to regulate the consumer credit industry.

Select the correct answer.

Why do some critics feel that the IMF should not act to influence exchange rates under some conditions?

A.
They believe that wild swings in currency exchange rates are healthy.
B.
They believe that currencies must find their own market levels.
C.
They fear that the IMF may take over the country’s economy.
D.
They fear that politicians may be using the IMF to cover up their actions.

Answers

Answer:

Explanation:

They believe that currencies must find their own market levels.

what are important of storing​

Answers

Answer:

I'm sorry, but the way you worded this is impossible to understand. SO therefore, I cannot answer your question.

Explanation:

A vegetable farmer wishes to switch to a combination of trees and vegetables (agroforestry) on several hectares of her land to reduce erosion and to diversify what she grows. She needs to assess whether her land can produce as much income by growing two crops instead of one. The farmer estimates that the new tree crop would cover 40 percent of her fields, with the vegetable crop covering the other 60 percent. Which equation should she use to calculate how much total income she would get from using the new two-crop plan

Answers

The best equation to show her the income from her plan is (( Tree income per hectare) x total hectares x 0.4) + (( Vegetable income per hectare) x total hectares x 0.6)

Finding the income from trees

Trees will cover 40% of the field. The income would be

= Amount earned from trees per hectare x Number of hectares used by trees

Number of hectares used by trees = 40% x Total number of hectares

Income from trees will be:

= Amount earned from trees per hectare x 40% x Total number of hectares

= Tree income per hectare x 0.4 x Total hectares

Income from vegetables

Applying the same method as above:

= Amount earned from vegetables per hectare x 60% x Total number of hectares

= Vegetable income per hectare x 0.4 x Total hectares

Total income

= Sum of both

= (( Tree income per hectare) x total hectares x 0.4) + (( Vegetable income per hectare) x total hectares x 0.6)

Find out more on benefits of diversification at https://brainly.com/question/14081320.

by which process is the glucose absorbed​

Answers

Glucose and galactose are absorbed across the apical membrane by secondary active transport (along with Na+) through the Sodium-Glucose cotransporter (SGLT1). Both glucose and galactose exit the cell via GLUT2 receptors across the basolateral membrane into the blood.

Glucose is absorbed into the small intestine

Culinary Solutions Inc. manufactures cooking and baking equipment and has its base in the country of Vandevar. It has approximately 300 stores across the country and is already active in three foreign countries. It attempts to establish itself in the country of Balalaika, and uses its low-cost strategy to do so. However, due to the additional costs associated with training, coordinating across geographic distances, and other costs associated with doing business in an unfamiliar cultural and economic environment, Culinary Solutions Inc. incurs huge financial losses in Balalaika. In this scenario, Culinary Solutions Inc.'s failure to establish itself successfully in Balalaika occurs most likely because

Answers

No lo sé pero ahora lo investigaré

Summarize three reasons why it is important to use critical thinking.

Answers

Answer:

Improve communication strategies

Support smooth operations

Streamline product development

Explanation:

Improve communication strategies. Communicating with different types of people requires defining the needs of the target audience, which demands critical thinking. For example, if a company is being bought out by a competitor, the CEO must consider how this will impact everyone, from low-level employees to investors, and determine what messages to convey to each party. Acting quickly is essential, as he or she should be the first to give the employees the news to maintain their trust.

Support smooth operations. Maintaining daily operations in an ever-changing environment requires constant critical thinking. For example, if the power goes out at a restaurant and there is no emergency generator, the manager must decide not only what to do with the customers and staff but also whether and how to salvage refrigerated food. The quicker the manager acts, the more likely he or she is to make the best of an unfortunate situation.

Streamline product development. A product development role requires multiple decisions to ensure efficacy, marketability and safety. For instance, if a company is marketing a new kitchen gadget, designing it a certain way would make it look more appealing, but that design could also make it more difficult to use. Should the company prioritize function or fashion? The sooner it reaches a decision, the sooner production can begin.

Match each Investment or savings option with the income source(s) It provides to investors.

Tiles

capital gains only

Interest income only

capital gains and dividends

capital gains and interest Income

Hola

Pairs

trading in bonds

buying and selling properties

trading in company stocks

opening a CD account

Answers

Answer:

Investment/savings                         Income sources

Trading in Bonds :                            Capital gains and interest income

Buying and selling properties :       Capital gains only

Trading in company stocks :           Capital gains and Dividends

Opening a CD account :                  Interest Income only

Explanation:

Investment/savings                         Income sources

Trading in Bonds :                            Capital gains and interest income

Buying and selling properties :       Capital gains only

Trading in company stocks :           Capital gains and Dividends

Opening a CD account :                  Interest Income only

Capital gains is a source of income made from the sale of assets such as Bonds or other forms of security such as stocks and real estate , while Interest income is a type of income earned while trading in Bonds and opening and maintaining  a CD account .

Charge cards require the cardholder to pay the full balance each due date.
True
or
False

Answers

I guess it is False.

What contributions of Early Management theorists would still be applicable to today's organizations?

Answers

Answer:

The need for the formal management theories were important as seen by the Industrial revolution, in the construction of the Egyptian pyramids and many more.

Explanation:

Management theories are concepts that surrounds the management theories  that includes tools such as guidelines and framework which are implemented in the modern day organizations.

We can see the early examples of the management practices that are used in the construction of arsenal of the Venice and also when Egyptian pyramids were constructed. One more example is the industrial revolutions where it was more economical to manufacture the produce or manufacture at the factories than at home. Here managers needed formal management theories to control and guide them.

Today the managers used the concepts of the scientific management at times where they analyze the normal work tasks that needs to be performed, to use the time as well as motion study to eliminate the wasted motions and to hire the best qualified worker for the job.

The theories are best selected to structure their organizations for the resources to be used efficiently and effectively.

Which of the following types of exposure threaten patient information? Check all that apply.

transmission

disclosure

interception

interference

Answers

Answer:

.-.

Explanation:

Answer:

It's B: disclosure, C: interception, D: interference

Explanation:

On EDG2020

Louis and Greg entered into an oral contract whereby Louis would transfer real estate he owned in Long Beach to Greg. In exchange, Greg agreed to pay $300,000.00 to Louis. Two days later, Louis received an offer from Ken to buy the real estate for $500,000.00 (the real fair market value). Louis then claimed that his contract with Greg was unenforceable since there was insufficient consideration by Greg and the contract had to be in writing. Which of the following is the best description of Louis's claim as to his contract with Greg?
A. The contract did not have consideration because $300,000.00 is unreasonable given the fair market value of the real estate and was obviously made by mistake.
B. The contract was void because it was not in writing.
C. The contract had consideration because Greg agreed to pay $300,000.00 for Louis's real estate and the contract had been fully performed because there was nothing left to be negotiated.
D. The contract did have consideration but was voidable as an oral contract because Louis had not fully performed.

Answers

Answer: The contract had consideration because Greg agreed to pay $100K for Louis's real estate and the contract had been fully performed

Explanation:

If there is an inequality in the balance of payments between two countries, A and B, which of these statements would be accurate?
A.
A’s exports to B equals A’s imports from B.
B.
A’s imports from B exceed A’s exports to B.
C.
A is acquiring assets in B, or B is acquiring assets in A.
D.
A’s exports to B exceed A’s imports from B.

Answers

Answer:

it is c tell me if im right

Explanation:

On January 1, 2020, Green Bay Enterprises issued 10%, 10-year bonds with a face amount of $2,000,000 at 108. Interest is payable annually on January 1. The entry when the bond was issued would include a

Answers

Answer:

1.credit to premium on bonds payable for $160,000

Explanation:

The journal entry to record the issuance of the bond is given below:

Cash     $2,160,000  ($2,000,000 × 108% )

            To Premium on Bonds Payable $160,000 ($2,160,000 - $2,000,000)

              To Bonds Payable $2,000,000

(Being the issuance of the bond is recorded)

Here the cash is debited as it increased the assets and credited the bond payable & premium on bond payable is credited as it increased the liabilities

Lani Co. uses the allowance method to account for bad debts. At the end of the year, their unadjusted trial balance shows an accounts receivable balance of $400,000; allowance for doubtful accounts balance of $400 (debit); and sales of $1,200,000. Based on history, Lani estimates that bad debts will be 1% of accounts receivable. The entry to record estimated bad debts will include a debit to Bad Debts Expense in the amount of:
A. $3,600
B. $4,000
C. $11,600
D. $12,400
E. $12,000
F. $4,400

Answers

Answer:

D. $12,400

Explanation:

Use the following formula to calculate the Bad debt expense for the period

Bad debt expesne = Debit balance of Allowance account + Allowance for the period

Where

Debit balance of Allowance account = $400

Allowance for the period = Account receivables x percentage of allowance = $1,200,000 x 1% = $12,000

Placing values in the formula

Bad debt expesne = $400 + $12,000

Bad debt expesne = $12,400

Answer: $4,400

Explanation:

Identify the problem by analyzing the given scenario. An IT software company is losing market share because it fails to launch new products in a timely manner. Decisions are centralized at the top, and employees have little or no voice. One way to solve this problem is to use teams to eliminate ____ in the company.

Answers

Answer: bureaucracy

Explanation:

Bureaucracy could be described as having a company or an industry being controlled by some set of individuals yet have little or no result to show. These control in most cases diminishes the flow of effective operation in the firm.

The I. T organization is having a bureaucracy issue, where decisions are only made at the top with no contribution from those carrying out the job. The input of those carrying out the job at the bottom could be very effective to change things in the organization.

Answer:

"bureaucratic barriers"

Explanation:

i got it right on plato

What are gestures, signs, or words used to communicate known as?

A.
symbols

B.
signals

C.
indicators

D.
signs

E.
motions

Answers

Answer:

a symbols

Explanation:

Communication is preeminently symbolic. There are two major categories of signals people send: signs and symbols. Signs are the foundation of all communication. A sign designates something other than itself, and meaning is the link between an object or idea and a sign

It is definitely A symbols.

An excerpt of an introduction of a cover letter about a Marketing position.
Which type of cover letter would the above excerpt come from?
a. Prospecting cover letter
b. Networking cover letter
c. Application cover letter
d. Follow up cover letter

Answers

An excerpt of an introduction of a cover letter about a Marketing position would come from the networking cover letter.

What is cover letter?

Cover letter are letter of intent and it use to describe an individual experience that is related to the Job description on an advert.

The individual include level of experience and exposure as well as other certification that will him or her qualify for the Job.

An excerpt of an introduction of a cover letter about a Marketing position would come from the networking cover letter.

Learn more on cover letter here,

https://brainly.com/question/12408389

#SPJ2

Answer: The answer is b

Explanation:

took the test :)

Other Questions
Select the correct text in the passage. Which sentence in this excerpt forms the purpose statement for a speech about the negative effects of watching too much television? Television is a good form of entertainment. But watching excessive amounts of television can lead to some serious issues. Today, Im going to talk about the dangers associated with watching too much television and how we can combat them. Child psychologists have found that kids who watch too much TV fare significantly worse than their counterparts who spend their time doing more productive activities, such as reading. Studies have also shown that television hinders kids mental faculties and growth; theres a reason why its famously referred to as the idiot box. pasteurization is not required for which type of egg or egg product ? How does widespread illness in food animals affect people's health? What is the mode interval for the histogram? 50 - 59 90 - 100 80 - 89 10 PLEASE HELP !! ILL GIVE BRAINLIEST !! David leaves the supermarket at 1810 He drives 20 miles to his home. The speed limit for the journey is 30 mph.David drives within the speed limit.(b) Can David get home before 1900?Give reasons for your answer. In Vasco de Gama: What trade company was created in 1600? The function f is defined by f(x) = 5x2 + 2x + 5. What is the value of f(2)? 14476 as a percentage Drinking too much water during exercise can cause a condition in which the concentration of sodium in the blood is lower than normal. What immediate response what are the blood cells have in this condition? Once upon a time, a boy with no magical powers managed to get intomagic school by cheating on the test. After he was admitted, he studied hard and learned all of the magical incantations by heart, even though nothing out of the ordinary happened when he spoke the words aloud. Whenever a test came around, he always found a way to pass it by performing regular, non-magical stage tricks, pulling rabbits out ofhats, guessing people's ages, and so on._____, the school headmasters discovered that the boy had io powersand kicked him out of the school. He wasn't a true wizard, after all,Nevertheless, the boy had spent three years fooling real wizards intothinking that he had powers, so that by the time he was expelled, hewas already the greatest stage magician in the world, read this!!! tell me what happens nextThoughts of his parents' divorce fill Brian Robeson's head as he flies in a single-engine plane to visit his father in the Canadian wilderness. When the pilot suffers a massive heart attack and dies, Brian mustsomehow land the plane by himself and then, left with only the clothes he is wearing and a hatchet he received from his mother as a parting gift, Brian must put thoughts of his past behind him and try to figure out how he can stay alive...''A heart-stopping story...something beyond adventure, a book that plunges readers into the cleft of the protagonist's experience." Publishers WeeklyA Newbery Honor BookAn ALA Notable BookBooklist Editor's Choice1.BRIAN ROBESON stared out the window of the small plane at the endless green northern wilderness below. Itwas a small plane, a Cessna 406a bush-planeand the engine was so loud, so roaring and consuming and loud, that it ruined any chance for conversation.Not that he had much to say. He was thirteen and the only passenger on the plane with a pilot namedwhat was it? Jim or Jake or something who was in his mid-forties and who had been silent as he worked to prepare for take-off. In feet since Brian had come to the small airport in Hampton, New York to meet the planedriven by his motherthe pilot had spoken only five words to him. "Get in the copilot's seat." Which Brian had done. They had taken off and that was the last of the conversation. There had been the initial excitement, of course. He had never flown in a single-engine plane before and to be sitting in the copilot's seat with all the controls right there in front of him, all the pilot took off, had been interesting and exciting. But in five minutes they had leveled off at six thousand feet and headed northwest and from then on the pilot had been silent, staring out the front, and the drone of the engine had been all that was left. The drone and the sea of green trees that lay before the plane's nose and flowed to the horizon, spread with lakes, swamps, and wandering streams and rivers. Now Brian sat, looking out the window with the roar thundering through his ears, and tried to catalog what had led up to his taking this flight. The thinking started. Always it started with a single word. Divorce. In Jean Toomer's "Beehive," what contrast do the verbals create between the drone and other bees?black nights and a silver moon high above in the skymillions of bees leaving and one who can never leavebusy working bees and a lazy, dreaming beea wishing, hopeful bee and despairing worker bees Black coat is dominant over white coat in guinea pigs. A homo-zygous black pig is mated with another homo-zygous black pig.What are the genotypes of the parents?A.) bb and bbB.) BB and BBC.) Bb and BbD.) BB and bb PLSS HELP IMMEDIATELY!!! ILL MARK BRAINIEST IF U DONT LEAVE LINKS OR GUESS!!! Ken flips a coin and draws a card. Is this a independent or dependent event? I'll try to give Brainlyest please help!! please help me i will mark brainliest! :D Which of the following sequences is an arithmetic sequence? Select all correct answers.Select all that apply:1,2,3,4,5,6,5,0,5,10,5,0,4,6,8,10,8,6,3,0,3,6,9,12,6,5,4,3,2,1, Please I need the answer and no links answers for both!!