technological innovations now allow a business to tailor a standard product to meet the specific needs of individuals or groups of customers, which is commonly called

These are examples of Social insurance . As they are provided by govt to citizens. Thus correct answer(d).

A kind of social welfare known as social insurance offers protection from financial dangers. Public insurance may be offered, or private insurance may be subsidized. In contrast to other kinds of social assistance, people's claims are partially based on their contributions, which may be thought of as insurance premiums to establish a pool of money from which the people would eventually get benefits.

Types of social insurance include:

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The Philippines government provides retirement benefits, unemployment benefits, maternity leave benefits, death and funeral benefits, and other benefits. These are examples of:

taxes.

items that count toward GDP

consumption social insurance

Social Science

The seller agent, also known as listing agent, who represents a home seller in a real estate transaction, and helps them sell their house. If you are thinking about becoming a listing agent or a buyers agent, that is a whole different story that deserves a blog pf its own.

In essence, a buyer's agent represents a person who is purchasing a home whereas a seller's agent represents a person who is selling a home. The former, usually referred to as the "listing agent," is in charge of putting the house up for sale, including its preparation, listing, and marketing. The latter is the one who looks for residences on the Multiple Listing Service (MLS). To the Seller and their listing agent, the Buyer's offer. Any offer has both virtues and flaws, just like every home. The buyer's, er, selling agent's role is to highlight the positives and downplay or neutralise any negatives.

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If a firm has inventories totaling $1.4 million. the annual cost of goods sold for the firm is $8.6 million. what is the firm's inventory period is 6,40,000$.

Inventory is the term used to describe all the products, materials, goods, and merchandise that a company has on hand and plans to sell to customers for a profit. The only item that will be regarded as inventory is the newspaper if the vendor delivers newspapers to customers using a vehicle.

The primary purpose of inventory is to guarantee a steady supply of resources for operations. Your company should seek to strike a balance between having enough inventory and not having enough, without ever running out, in order to carry out this function efficiently.

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The lower; higher the opportunity cost of doing something, the more; less likely a person will do that something.

Opportunity costs represent the potential benefits that an individual, investor, or business loses when choosing one option over another. Because real-time costs are invisible by definition, they can be easily seen. Understanding the resources that are not available when a business or an individual chooses one investment over another allows for better decision making.

Opportunity cost is a strictly internal value used for rational thinking; it is not included in income and is not included in external financial reporting.

Examples of opportunity costs include investing in a new manufacturing facility in Los Angeles instead of Mexico City, deciding not to upgrade company equipment, or choosing expensive packaging than cheaper options.

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Laissez-faire is an economic philosophy of unregulated economy free enterprise that goes against government intercession

Laissez-faire, (French: "permit to do") policy of minimum administrative interference in the economic affairs of individuals and society. The origin of the term is uncertain, yet legends recommends that it is derived from the response Jean-Baptiste Colbert, specialist general of finance under King Louis XIV of France, received when he asked industrialists how the public authority might help business: "Let us be." The doctrine of laissez-faire is normally associated with the economists known as Physiocrats, who flourished in France from around 1756 to 1778. The policy of laissez-faire received solid help in classical economics as it created in Extraordinary Britain affected by the philosopher and economist Adam Smith.

Quantitative exchange restrictions were first imposed for a huge scope during and immediately after World War I. During the 1920s amounts were progressively abolished and supplanted by tariffs. The following extraordinary flood of share protection came during the Economic crisis of the early 20s in the mid 1930s, with France leading the European countries in introducing a comprehensive portion framework in 1931. After World War II, the western European countries started a continuous dismantling of quantitative import restrictions, however the United States would in general utilize them.

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A company's current assets are any assets it owns that it expects to use within a year. In contrast, quick assets are only those assets that can be converted into cash the most quickly, like cash, marketable securities, and accounts receivable. Therefore, not all current assets are quick assets, but all quick assets are current assets.

a. Common-size statements are used to conduct vertical analysis of financial statements. Each line item in true vertical analysis is expressed as a percentage of a single figure, like sales on the income statement or total assets on the balance sheet. When creating common-size statements, these percentages are calculated.

b. Liquidity is the speed at which an asset can be converted into cash. True, cash, cash equivalents, and receivables are the most liquid assets because they can be easily converted to cash.

c. A company's acid-test ratio won't change if it buys marketable securities with cash. Marketable securities and true cash are both regarded as quick assets. As a result, there will be no change to the calculation's numerator.

d. The times interest earned ratio can be calculated as follows: Divide earnings before interest and income taxes/interest expense by the amount of earned interest. The price-earnings ratio is calculated by dividing the stock's market price per share by its earnings per share. True TIE is calculated by dividing EBIT by interest expense e. True, the P/E ratio is obtained by dividing EPS by the market price per share.

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Full Question = True or false:

a. Vertical analysis of financial statements is accomplished by preparing common-size statements.

b. Liquidity refers to how quickly an asset can be converted into cash.

c. Purchasing marketable securities with cash will have no effect on a company's acid-test ratio.

d. The formula for the times interest earned ratio is: Times interest earned=Earnings before interest expense and income taxes/Interest expense.

e. The price-earnings ratio is determined by dividing market price per share of stock by the earnings per share.

The term that refers to direct links to deeper areas of the website that drives advertising consumers to go beyond the homepage is a microsite.

A microsite is a web page made to promote a company's campaign, event, product, or service. This microsite can drive consumers to go beyond a certain website's homepage. Microsites usually use a different domain from the main company but act as separate entities for the company or the brand. This microsite is very useful, especially for companies that use a website as one of their main promotional tools because it can increase the attention span of consumers.

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Equilibrium price is the variable for which provide and demand have to be balanced. It is a physical or chemical exchange of count and/or conversion of energy.

An equilibrium rate is a balance of demand and grant factors. There is a tendency for expenditures to return to this equilibrium unless some characteristics of demand or provide change. Changes in the equilibrium rate happen when either demand or supply, or both, shift or move.

Law of Supply = There is a direct, nice relationship between the rate of a accurate and the quantity supplied, ceteris paribus. The second property demonstrates that price (P) is the impartial variable, and extent supplied (Qs) is the structured variable.

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In the Hospital Value-Based Purchasing Program, a facility's Total Performance Score (TPS) is used to determine how well the facility is performing in relation to certain quality and patient satisfaction measures. A higher TPS indicates that the facility is performing better, so it is better to have a higher TPS in this context.

A positive gap results when output increases over its potential level during a boom. In this situation, the economy is sometimes referred to as "overheating," which pushes inflation higher and may force the central bank to "cool" the economy by increasing interest rates.

Prices might increase for everyone if there is an imbalance between supply and demand. When an increasing demand for products or services meets a limited supply, demand-pull inflation results, which raises prices. The implications of an imbalance in overall supply and demand are described by the Keynesian economic principle known as "demand-pull inflation." Prices rise when the aggregate supply and demand in an economy are significantly out of balance. The most typical reason for inflation is this. It is claimed that demand-pull inflation develops when overall demand.

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The statements from client's focused interview correlate to abnormal inspection findings are past surgical history of an appendectomy and change in body mass index (BMI).

Using a person's mass (weight) and height, the body mass index (BMI) is calculated. The body mass index (BMI) is stated in units of kg/m2 and is calculated by dividing the body weight in kilograms by the height in meters. A table or chart that presents BMI as a function of mass and height using contour lines or colors for different BMI categories, and which may use other units of measurement, may be used to calculate BMI. Based on tissue mass and height, a person's BMI can be used as a convenient generalization to classify them as underweight, normal weight, overweight, or obese.

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regression equation from given parameters is sales = 7023 can be expected with a toothpaste price of $2.50 when the drugstore chain uses no advertising for senso white and uses leaflets for a competing toothpaste.

sales = 9897.875 -949.518*price - 501.432 *other tooth paste brand advertised, here price = 2.5  and other tooth paste brand advertised = 1, apply this to equation, sales = 9897.875 -949.518*2.5 - 501.432 *1=7022.648   approximately 7023. here are the dummy variable's values. Senso white advertised with leaflets, Senso white advertised with Indialy newspaper, Senso white marketed with booklet contain images will be zero, while other products will continue to be advertised in news papers. this is because this entire advertising strategy is used. They only run advertisements for other tooth paste products, which are advertised with leaflets and have a value of 1, because this is the situation's reality. Giving out leaflets or pamphlets in public is known as leaflet marketing. Flyers are often single pieces of paper, while leaflets are typically folded and presented in a little more complex manner, but there is no real difference between them legally. business model known as advertising involves purchasing space to market a positive, negative, or abstract idea.

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The correct answer to the given fill in the blanks question about income based repayment is option C) a student must contact their Student loan service to select the repayment plan option.

Based on your salary and family size, an income-driven repayment plan establishes your monthly student loan payment at a level that is meant to be reasonable. We provide four repayment plans based on income:

Pay As You Earn  Plan Update (REPAYE Plan)

Plan Based on Earnings (PAYE Plan)

Plan for Income-Based (IBR Plan)

Income-Based Program (ICR Plan)

In an income-driven repayment plan, your monthly payment is often a proportion of your discretionary income. Depending on the plan, the proportion varies. The payment amounts for each income-driven plan are depicted in the chart below. You might not have any monthly payments at all, it all depends on your income and family size.

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Greeting cards, brochures, newsletters, flyers, business cards, and so on are examples of Desktop publishing files.

Desktop publishing (abbreviated as DTP) is the creation of documents using page layout skills on a personal computer. Desktop publishing software can generate layouts and produce a typographic quality of text and images comparable to traditional typography and printing. This technology enables individuals, businesses, and other organizations to self-publish a variety of printed matter. Desktop publishing is also the ultimate reference for digital typography. When used professional desktop publishing allows users to produce a wide variety of material, from menus to magazines and books, without the cost of commercial printing.

Desktop publishing combines personal computers and WYSIWYG page layout software to create publication documents on computers for either large-scale publishing or small-scale local multifunction peripheral output and distribution. The desktop publishing method provides more control over design, layout, and typography than word processing does. However, word processing software has grown to include some, though by no means all, capabilities previously only available with professional printing or desktop publishing.

The same DTP skills and software that are used for plain paper and book publishing are sometimes used to create graphics for point of sale displays, promotional items, trade show exhibits, retail package designs and outdoor signs. Although what is classified as "DTP software" is usually limited to print media and PDF publications, DTP skills are not limited to print. Content produced by desktop publishers can also be exported and used for electronic media. Job descriptions that include a "DTP", such as a DTP artist, often require skills using software to produce e-books, web content, and web pages, which may involve web design or user interface design for any graphical user interface.

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An order to buy or sell the security at the current price is called as a market order.

A market order is an order placed with a broker to buy or sell a security at the best available price in the current market. Market orders are the simplest and most common type of trade, and they are used when an investor wants to buy or sell a security as quickly as possible, with no regard to price or timing. Market orders are often filled immediately, with the broker finding the best available price for the trade. Market orders are used when time is of the essence or when the investor does not have a specific price in mind.

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An important factor for locating new manufacturing plants is a favorable labor climate.

Manufacturing plants include custom workshops, factories, mills, industrial shops, and production facilities, among other comparable purposes, that are generally used for the fabrication, processing, finishing, refinishing, or assembly of various goods and commodities.

Every single manufacturing job, according to the Economic Policy Institute in the U.S., generates three additional employment because earnings are spent in other areas of the economy. In addition, manufacturing decreases poverty and generates middle-class jobs. India has more than 25,000 small and medium manufacturing businesses in addition to over 5000 large manufacturing businesses.

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By locating its new production facility in Indonesia, Trendy Wear for Teens hopes to realize several benefits. The most immediate benefit is that the company can take advantage of the low labour costs available in the country.

Labour costs refer to the total expenses paid to employees in exchange for their labour or services. This includes wages and salaries, bonuses, and any fringe benefits such as health insurance, vacation pay, and employer contributions to retirement plans. Labour costs are one of the largest components of a business's operating expenses and can have a major impact on a company's bottom line. Companies must carefully manage their labour costs in order to stay competitive and remain profitable.

By reducing its labor costs, the company can realize a greater profit margin on its products. Additionally, the Indonesian government has offered to provide the company with tax incentives, further reducing the cost of operating the facility. In this way, Trendy Wear for Teens can ensure higher profits and greater success.

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Secure environment to communicate important information to their employees. this is known as Business to Employee refers to a company's internal use of ec to give information and services to its employees.

A corporation, often known as an organisation, is a group of people who get together for a common goal and form a corporation, institution, or association. Due to this instrument or mechanism, a musical instrument, and an organ, the phrase is derived from the Greek word organon.An enterprise is a formal association of people, such as a business, a nonprofit organisation, a union, or a political party. Most of these specialty schools are supported by nonprofit organisations. a document submitted through the international labour organisation. Synonyms: organisation, Business.

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Reducing Emissions from Deforestation and Forest Degradation (REDD) is a collaborative international initiative in United Nations climate talks and other international forums which will help to compensate governments, communities, companies, and/or individuals in low-income countries for actions that protect forests.

The United Nations has proposed the formation and development of an international initiative, which is aimed to help the developing and low-income countries to get compensated for the actions that are for the protection of forests. Such programs by the United Nations have helped in maintenance of ecological balance in the developing as well as low-income countries.

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when criticized about the value of intermediaries, marketers and resellers respond that intermediaries do provide only necessary services that must be provided by someone.

A reseller is an individual or corporation that purchases a product, raises the price, and resells it for a profit. It is the intermediary between producers and buyers. Resellers can be one of four people: A distributor is someone who buys a product from the manufacturer and resells it to a wholesaler or retailer. These resellers are not to be confused with speculators, who buy a large number of domain names with the goal of retaining them and selling them for a profit at a later date. Resellers, by definition, are retailers rather than wholesalers.

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Persuasive promotion is used to keep the product and brand name in the public's mind. This statement is false.

The reason that the statement in the question is false is that persuasive promotion is the type of promotion that is used to drive consumers to purchase goods or services. Persuasive promotion usually focuses on the benefits that consumers will get after they purchase certain goods or services to push them to call the action. Therefore, persuasive promotion is not used to keep the product and brand name in the public’s mind because that is related to brand awareness not persuasive promotion.

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Scientific management is the study of work methods to improve the productivity of individual workers,external providers,accounting. Scientific management emphasized the scientific study of work methods to improve the productivity of individual workers.

Behavioral science theory combines elements of psychology,sociology, and anthropology to provide a scientific basis for understanding employee behavior.It examines why employees are motivated by specific factors,such as social needs,conflict,and self-actualization.One of the first of these theorists was frederick Winslow Taylor.He started the scientific management movement,and he and his associates were the first to scientifically study the work process.They studied how work was done and observed how this affected worker productivity.The differential piece rate wage system is the strongest motivator for a worker to achieve standard performance.

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Horizontal organization is trending and has been recently adopted organization structures by some of the US. 'biggest companies

A horizontal organizational structure is one that has a couple of layers of the board. Chiefs have a more extensive range of control with additional subordinates in a level construction, and there is typically a short hierarchy of leadership. While utilizing this design, the correspondence pathway is short, which frequently brings about quicker, more powerful correspondence. More modest organizations or those with a more present day administration style are bound to utilize a level hierarchical construction.

Conversely, those responsible for a horizontal organizational structure normally need to empower free reasoning, individual drive, and coordinated effort among workers.

Here are the upsides of horizontal organizational structure

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'If the current price level in the goods and services market is higher than was expected, the output will be firms will expand output.

The current price is the price at a particular point in time and is called face value. A list price is a real number. H. Modify the base date or price change relative to the base date.

The current price is the price at a particular point in time and is called face value. The list price is a real number. H. Modify the base date or price change relative to the base date.

The current price is the market price and represents the last traded price of shares/units of stocks, currencies, commodities or precious metals traded on an exchange. This is the most reliable indicator of the present value of this security.

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No, the actively managed mutual funds mostly outperform those that merely track an index.

In areas like large-cap equity, passively managed index funds have recently outperformed actively managed ones. In reality, passive funds have been outperforming other investments in a number of areas on an annual basis. Active funds, however, continue to perform better in specialized subcategories such alternative investments and small size funds.

what is a mutual fund?

A mutual fund is an investment vehicle that is professionally managed and collects money from a number of participants to buy securities. The phrase is frequently used in the United States, Canada, and India; other countries having structures akin to these include those in the UK and Europe, such as the SICAV (short for "investment company with variable capital").

The primary investments of mutual funds are frequently categorized as money market funds, bond or fixed income funds, stock or equity funds, or hybrid funds.

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The MPC is 0.75 if autonomous consumption spending rises by $25 million and raises equilibrium real GDP by $100 million. Net exports will decrease as the price level rises.

The amount individuals spend on durables, non-durables, and services is referred to as consumption spending. Consumption has an impact on the economy's total aggregate demand, and individuals consume even when they have no income. This is due to the fact that consumption is essential to survival.

Services like real estate and health care account for almost two thirds of consumer spending. Financial services like banking, investing, and insurance are examples of other services. Services from nonprofits, as well as cable and internet services, are included.

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Monetary and non-monetary measured items can be budgeted.

This statement is True.

Budgeting in business is the process of comparing a business's estimated income (money coming into the business by selling products and services) and expenses (money going out by paying expenses and bills).

A monthly budget is a plan for how you will spend your money each month. Monthly budgets are popular because many recurring expenses occur each month, such as rent, utilities, credit card payments, and other loan payments.

A budget balance sheet is a financial document that represents estimates of a startup's assets, liabilities and equity for the foreseeable future. This forecast value is calculated taking into account inflation and capacity increases and decreases.

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prescriptive analytics is the process of using data to determine the best course of action for the future.

Data analysis that recommends the best course of action is known as prescriptive analytics. This sort of study produces suggestions for following up after taking into account all pertinent elements. Prescriptive analytics is a type of business analytics that provides recommendations for how to seize an opportunity or reduce a risk in the future while also illustrating the implications of each alternative. It allows an organisation to think about "the optimum course of action to pursue" in light of data obtained via descriptive and predictive analytics. Descriptive analytics, which still comprises the majority of all business analytics today, is the first stage of the analytical process for company. By analysing historical data to find the causes of previous success or failure, descriptive analytics examines past performance and understands that performance.

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Angiosperms are different from all the other plants because they only have the flowers.

Angiosperms are the most diverse group of land plants and include trees, shrubs, grasses, and herbs. They are also known as flowering plants, because they produce flowers and fruits. All angiosperms are distinguished by their flowers and fruits, which contain the ovules (seeds) enclosed in ovaries. The ovary walls develop into fruits that protect the seeds and aid in their dispersal. Flowers are the most conspicuous feature of angiosperms and are usually brightly colored, often with a sweet scent to attract pollinators.

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The Rate base refers to the circulation figure on which a magazine publisher bases its charges. Rate base is the value of property on which a public utility is permitted to earn a specified rate of return.

 According to regulations established by a regulatory body, rate base refers to the value of real estate on which a public utility is entitled to earn a specific rate of return. The total fair value of the assets owned by public utilities that are used to provide services and make up the investment upon which utility rates are based. The value of a utility's property or assets less the total accumulated depreciation of such assets is the basic definition of rate base. The value of the company's assets less accumulated depreciation is the "rate base." The profitability of a utility is determined by the permitted rate of return (return on assets). When regulated utilities own power plants, costs like fuel are simply passed through.

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