Spartan Credit Bank is offering 8.1 percent compounded daily on its savings accounts. You deposit $6,500 today. a. How much will you have in the account in 5 years

Answers

Answer 1

Answer:

FV = $9745.02838  rounded off to $9745.03

Explanation:

To calculate the amount of money in account after five years, we will use the formula for future value of cash flow. The formula is as follows,

FV = Present value * (1+i)^t

Where,

i is the annual interest ratet is the time in years

As we have annual interest rate of 8.1% but it is compounded daily, we will use 8.1%/365 in our formula to get daily rates. Move over as the compounding is done daily, we will take 365*5 days instead of 5 years.

So,

FV = 6500 * [1+(8.1%/365)]^(5*365)

FV = $9745.02838  rounded off to $9745.03


Related Questions

On January 2, 2020, Howdy Doody Corporation purchased 17% of Ranger Corporation's common stock for $53,000. Ranger's net income for the years ended December 31, 2020, and December 31, 2021, were $17,000 and $54,000, respectively. During 2020, Ranger declared and paid a dividend of $63,000. On December 31, 2020, the fair value of the Ranger stock owned by Howdy Doody had increased to $68,000. How much should Howdy Doody show in the 2020 income statement as income from this investment

Answers

Answer:

$25,710

Explanation:

Calculation to determine How much should Howdy Doody show in the 2020 income statement as income from this investment

First step is to calculate the Dividend received

Dividend received=($63,000 × 17%)

Dividend received = $10,710

Second step is to calculate the Increase in Fair value of Stock

Increase in Fair value of Stock=($68,000 - $53,000)

Increase in Fair value of Stock=$15,000

Now let calculate the How much should Howdy Doody show in the 2020 income statement as income from this investment

2020 income statement=$10,710+$15,000

2020 income statement=$25,710

Therefore The amount that Howdy Doody should show in the 2020 income statement as income from this investment is $25,710

When more than one security is sold for a single price and the total selling price is not equal to the sum of the market prices, the cash received is allocated between the securities based on:

Answers

Answer:

Relative market values

Explanation:

Secondary market can be defined as a market where various investors sell and buy securities from other investors.

Some examples of secondary market around the world are New York Stock Exchange (NYSE), NASDAQ, London Stock Exchange (LSE) and National Stock Exchange (NSE).

On the other hand, the primary market refers to the market where these securities that are being sold are issued or created.

Price can be defined as the amount of money that is required to be paid by a buyer (customer) to a seller (producer) in order to acquire goods and services.

In sales and marketing, pricing of products, securities or stocks is considered to be an essential element of a business firm's marketing mix because place, promotion and product largely depends on it.

Generally, when more than one security is sold for a single price and the total selling price is not equal to the sum of the market prices, the cash received is allocated between the securities based on relative market values.

g On January 1, 2019 FirstEnergy Corp issued 19,000 shares of $100 par, 8%, cumulative, preferred stock for $110 per share. No dividends have been paid to preferred or common shareholders. What amount of dividends will a preferred shareholder owning 100 shares receive in 2021 if FirstEnergy pays $1,000,000 in dividends

Answers

Answer: $2640

Explanation:

Based in the information given,

Par value of preferred stock = $110

Rate of dividend = 8%

Therefore, the preferred dividend per share will be:

= $110 × 8%

= $110 × 0.08

= $8.80

It should be noted that the cumulative dividend from 2019 to 2021 will be for 3 years. Therefore, the dividend to 100 preferred shareholder in 2021 will be:

= 100 × $8.80 × 3

= $2640

416,000 people each receive an average refund of $3,600, based on an interest rate of 3 percent, what would be the lost annual income from savings on those refunds

Answers

Answer:

$44,928,000

Explanation:

The fact that 416,000 received a refund of $3,600 each means that the tax authority would lose the interest income that could have been generated on the total refund amount based on a 3% interest rate of return.

Lost annual income=number of people who got refund*average refund per person*interest rate of return

number of people who got refund=416000

average refund per person=$3,600

the interest rate of return=3%

Lost annual income=416,000*$3,600*3%

Lost annual income=$44,928,000  

When Joshua's income increases, he purchases more prime-rib dinners than he did before his income increased. For Joshua, prime-rib dinners are Group of answer choices a normal good. an inferior good. an optimal good. a Giffen good.

Answers

Answer:

a normal good

Explanation:

A normal good is one that a consumer buys normally and when there is an increase in his income there is an increase in the demand of this good.

The opposite of this is an inferior good whose demand falls sometimes to zero as income increases. Consumers choose other goods to consume as income increases.

In the given instance where Joshua's income increases and he purchases more prime-rib dinners than he did before his income increased, this is a normal good for him.

Weekly News, Inc., publishes a weekly newspaper 52 weeks out of the year. The company sells one-year subscriptions to its newspaper for $52 collected in advance. During its first year of operations, the company sold subscriptions to 1,000 customers. By the end of that first year, on average, customers had received 13 weekly copies. What is the amount of subscription revenue that should be reported on the income statement for that first year of operations

Answers

Answer:

13000

Explanation:

13*1000

On December 31, 2017, Swan Company sold for $150,000 an old machine having an original cost of $170,000 and a book value of $120,000. The terms of the sale were as follows: $30,000 down payment $60,000 payable on December 31 each of the next two years The agreement of sale made no mention of interest; however, 9% would be a fair rate for this type of transaction. What should be the amount of the notes receivable net of the unamortized discount on December 31, 2017 rounded to the nearest dollar

Answers

Answer:

the amount of the notes receivable net of the unamortized discount is $105,546

Explanation:

The computation of the amount of the notes receivable net of the unamortized discount is shown below:

= AMount payable for next two years × present value of an ordinary annuity at 9% for 2 years

= $60,000 × 1.75911

= $105,546

hence, the amount of the notes receivable net of the unamortized discount is $105,546

Nov. 5 Purchased 600 units of product at a cost of $10 per unit. Terms of the sale are 2/10, n/60; the invoice is dated November 5.
Nov. 7 Returned 25 defective units from the November 5 purchase and received full credit.
Nov. 15 Paid the amount due from the November 5 purchase, minus the return on November 7.

Required:
Prepare the journal entries to record each of the above purchases transactions of a merchandising company.

Answers

Answer:

Journal Entries:

Nov. 5: Debit Inventory $6,000

Credit Accounts payable $6,000

To record the purchase of 600 units of a product at a cost of $10 per unit.

Terms of the sale are 2/10, n/60

Nov. 7: Debit Accounts payable $250

Credit Inventory $250

To record the return of 25 defective units.

Nov. 15: Debit Accounts payable $5,750

Credit Cash Discounts $115

Credit Cash $5,635

To record the payment for the purchase.

Explanation:

a) Data and Analysis:

Nov. 5: Inventory $6,000 Accounts payable $6,000

Terms of the sale are 2/10, n/60; the invoice is dated November 5.

Nov. 7: Accounts payable $250 Inventory $250

Nov. 15: Accounts payable $5,750 Cash Discounts $115 Cash $5,635

The Sit-Ins were accompanied by boycotts of businesses that insisted on segregation. This often meant that protesters would not shop at popular stores, eat at popular restaurants, or go to movies at the local theater. How did boycotting affect these businesses

Answers

Answer:

I. Disruption of business activities

II. Severe losses

III. Reduced customer patronage

IV. Reduced revenue

V. Loss of customer loyalty

Explanation:

I. Disruption of business activities: The Sit-ins affected business activities in the businesses as the protesters have to take up spaces for other paying customers preventing effective service delivery to the other customers.

II. Severe losses: The businesses involved incurred high levels of losses as they lost slot of revenue from unused or unsold foods are

III. Reduced customer patronage: Customer patronage dropped as other paying customers have to boycott the businesses affected.

IV. Reduced revenue: Reduced revenue as a result of reduced patronage from the customers.

V. Loss of customer loyalty: When a business does not offer the desired services to its customers caused either through service disruption, other other factors it will most likely lead to reduced number of loyal customers.

On November 1, 2017, Austin Services issued $305,000 of five-year bonds with a stated rate of 12%. The bonds were issued at par, and Austin makes semiannual payments on April 30 and October 31. On December 31, 2017, Austin made an adjusting entry to accrue interest at year-end. No further entries were made until April 30, 2018, when the first payment was made. What amount of interest expense was recorded for the period of January 1 to April 30, 2018

Answers

Answer:

$12,200

Explanation:

Calculation to determine the amount of interest expense was recorded for the period of January 1 to April 30, 2018

Interest expense=$305,000*12%*4/12

Interest expense=$12,200

Therefore the amount of interest expense was recorded for the period of January 1 to April 30, 2018 is $12,200

Date Transaction Number of Units Unit Cost Apr. 1 Beginning inventory 500 $2.40 Apr. 20 Purchase 400 2.50 700 units of inventory were sold during the month. Ending inventory assuming FIFO would be:

Answers

Answer:

Ending inventory= $500

Explanation:

Giving the following information:

Apr. 1 Beginning inventory 500 $2.40

Apr. 20 Purchase 400 2.50

700 units of inventory were sold during the month

First, we need to determine the number of units in ending inventory:

Ending inventory in units= 900 - 700= 200

Under the FIFO (first-in, first-out) method, the ending inventory is calculated using the cost of the last units incorporated into the inventory.

Ending inventory= 200*2.5

Ending inventory= $500

A welding company specializes in custom steel frames and uses job costing to account for its operations. The following information is available as of May 1 for the work-in-process inventory account:

Job# Direct Materials Direct Labor Man. Overhead Total Cost
304 $3,000 $1,800 $2,520 $7,320
306 4,000 2,100 2,940 9,040
Total Cost 7,000 3,900 5,460 16,360

Welding Company pays an hourly rate of $15 for direct labor. Manufacturing overhead costsare applied to jobs based on the direct labor hours used. During the month of May, Jacob Welding spends $5,800 to purchase materials and $4,650 for manufacturing overhead. The operations in May are summarized below.

Job# Material Requisition summary Time Card Summary (Hours)
304 $1,100 40
306 900 30
307 2,800 110
308 750 25
Total 5,550 205


Jobs 304, 306, 307 are completed in May but only Jobs 304 and 307 are delivered to customers.
Required:
Calculate the predetermined overhead rate used.

Answers

Answer: $21 per direct labor hour.

Explanation:

Based on the information given in the question, the predetermined overhead rate that is used will be calculated as:

= Manufacturing overhead / Direct labor

where,

Manufacturing overhead = 5460

Direct labor = 3900/15 = 260 hours

Therefore, predetermined overhead rate:

= 5460/260

= $21 per direct labor hour.

anyone here earn money from brainly and how
please guide me

Answers

Hi, you've asked an incomplete question. However, I assumed you want to know what Brainly platformed.

Explanation:

It is interesting to note that the Brainly platform is designed specifically for students to learn from their peers mostly free of charge, and it allows them to find answers to homework questions.

Tidy Service Company performed cleaning services during December 2019, but had not collected any cash from its customers as of December 31, 2019. What impact did performing these services have on the accounting equation

Answers

Answer:

The service increased assets and increased stockholders' equity

Explanation:

Based on the information given the impact that

did performing these services have on the accounting equation will be THE SERVICE INCREASED ASSETS AND INCREASED STOCKHOLDERS' EQUITY reason been that

when Performing the services will help to generate revenue,

Suppose that Greece and Germany both produce oil and shoes. Greece's opportunity cost of producing a pair of shoes is 5 barrels of oil, while Germany's opportunity cost of producing a pair of shoes is 11 barrels of oil.

1. By comparing the opportunity cost of producing shoes in the two countries, you can tell that _____ has a comparative advantage in the production of shoes and _____ has a comparative advantage in the production of oil.
2. Suppose that Greece and Germany consider trading shoes and oil with each other. Greece can gain from specialization and trade as long as it receives more than _____ of oil for each pair of shoes it exports to Germany. Similarly, Germany can gain from trade as long as it receives more than _____ for each barrel of oil it exports to Greece.
3. Based on your answer to the last question, which of the following prices of trade (that is, price of shoes in terms of oil) would allow both Germany and Greece to gain from trade?

a. 1 barrel of oil per pair of shoes
b. 17 barrels of oil per pair of shoes
c. 9 barrels of oil per pair of shoes
d. 10 barrels of oil per pair of shoes

Answers

Answer:

1. Greece, Germany

2. 2.2 barrels of oil, 0.45 pairs of shoes

3. d. 10 barrels of oil per pair of shoes

Explanation:

a) Data and Calculations:

To produce a pair of shoes costs Greece 5 barrels of oil

To produce a pair of shoes costs Germany 11 barrels of oil

b) This means that it costs Germany more than Greece to produce a pair of shoes, and Germany produces a lot of oil to the extent that she is willing to exchange her 11 barrels of oil for a pair of shoes while Greece can only exchange 5 barrels of oil for a pair of shoes.

explain the function of an office​

Answers

Answer: An office is a place to preform different activities of a business organization

Explanation:

The office preforms clerical function such as information collection recording and analyzing.

1. Understanding opportunity cost You work as an assistant coach on the university swim team and earn $13 per hour. One day, you decide to skip the hour-long practice and go to the local carnival instead, which has an admission fee of $9. The total cost (valued in dollars) of skipping practice and going to the carnival (including the opportunity cost of time) is .

Answers

Answer:

Total cost = $22

Explanation:

Below is the calculaton:

The per-hour earning = $13 per hour

The admission fee of carnival  = $9

In order to find the total cost, just add the per hour earning and fee of carnival.

Thus, total cost = Admission fee + Earning from assisting the swim team

Total cost = $9 + $13

Total cost = $22

The private equity firm Clarence Partners is looking at a leveraged buyout
opportunity on the Longo Trattoria restaurant chain. Longo today (Year O) has a
capital structure of 75% equity, 25% debt. Its free cash flow last year (FCFO) was
$1 Million and it is expected to grow at constant rate of 8% per year. All its assets
are operating assets. Its WACC equals 14%. If Clarence invests in the deal (it
would acquire 100% of the company), it plans to exit at the end of Year 5, at
which point Longo's capital structure will be 90% equity and only 10% debt, and
its enterprise value (EV) will be estimated at 20 times its FCF in Year 5 (FCF5). All
interim cash flows will be used to pay down debt. Clarence has a minimum 35%
IRR hurdle rate.
1. What is Longo's value of equity today?
2. What will be Longo's value of equity at the end of Year 5?
3. How much equity should Clarence invest today if it is to meet exactly its
hurdle rate?
4. How much debt should Clarence contract, in addition to its equity
investment, in order to close the deal with Longo today?

Answers

Answer:

I dont know

Explanation:

Just want the points

What types of crime you experience most frequently?​

Answers

Answer:

well if you live in a safe country

Explanation:

u wont experience any crime

Answer:

Hey mate.....

Explanation:

This is ur answer.....

There are many cases going on maybe now or everytime but like now around me there are no cases I experienced till now.....But if you are asking the frequent cases that take place nowadays is most probably Cyber bullying.....

Hope it helps!

Brainliest pls!

Follow me! :)

Profit Suppose that the daily profit (in dollars) from the production and sale of x units of a product is given byP180xx210002000At what rate per day is the profit changing when the number of units produced and sold is 100 and is increasing at a rate of 10 units per day

Answers

Answer:

The answer is "1798".

Explanation:

[tex]\to p=180x-\frac{x^{2}}{1000}-2000[/tex]

In order to find the rate of profit increase each day, we differentiate between the money demand function and the time t.

[tex]\to \frac{dp}{dt}=180\frac{dx}{dt}-\frac{2x}{1000}\frac{dx}{dt} \\\\\to \frac{dp}{dt}=\frac{dx}{dt}\left (180-\frac{2x}{1000} \right ).................(1)[/tex]

Calculate [tex]\frac{dp}{dt}[/tex] when [tex]x=100[/tex]

[tex]\frac{dx}{dt}=10[/tex]  (Extension rate of produced and delivered units per day)

[tex]x=100 \ and\ \frac{dx}{dt}=10 ......... in \ \ eq(1)\\\\\frac{dp}{dt} = 10\left (180-\frac{2(100)}{1000} \right )\\\\[/tex]  

    [tex]=10\left (180-0.2\right ) \\\\=1798 \\\\[/tex]

Explain the potential issues that can arise by not keeping a balanced checkbook.

Answers

Answer:

Explanation:

You might not catch bank errors.

You might make an error in calculating your bank balance which could cause you to overdraft.

You might not see valid charges made by the bank.

You might forget to list automatic drafts from your checking account.

You might not catch errors you make such as double postings, etc.

you might not post automatic deposits to customer accounts, causing errors in your subsidiary ledgers.

you could double pay a bill by accident, also causing errors in subsidiary ledgers.

Bonita Industries produces flash drives for computers, which it sells for $30 each. Each flash drive costs $6 of variable costs to make. During April, 1000 drives were sold. Fixed costs for April were $6000. How much does Bonita’s operating income increase for each $2400 increase in revenue per month?

Answers

Answer:

See below

Explanation:

Sales ($30 × 1,000 drives sold)

$30,000

Less:

Variable cost ($6 × 1,000 drives sold)

($6,000)

Contribution margin

$24,000

Less:

Fixed costs

($6,000)

Operating profit

$18,000

Therefore, Bonita's operating income increases by $18,000 per month

A closeout report is primarily used to

Answers

Answer:

draft the summary of a project plan and the performance efficiency of it.

Explanation:

A closeout report is primarily used to "draft the summary of a project plan and the performance efficiency of it."

Closeout report is a means of preparing an analysis of a project plan, including the result, in which the differences, pros, and cons, are listed out.

It also contains the performance rating or measure to determine the level of success of a project plan.

g A contractionary fiscal policy is a policy that: reduces aggregate demand by decreasing government purchases. reduces aggregate demand by decreasing money supply. reduces aggregate demand by decreasing interest rates. reduces aggregate demand by decreasing taxes.

Answers

Answer:

reduces aggregate demand by decreasing government purchases.

Explanation:

Fiscal policy in economics refers to the use of government expenditures (spending) and revenues (taxation) in order to influence macroeconomic conditions such as Aggregate Demand (AD), inflation, and employment within a country. Fiscal policy is in relation to the Keynesian macroeconomic theory by John Maynard Keynes.

A fiscal policy affects combined demand through changes in government policies, spending and taxation which eventually impacts employment and standard of living plus consumer spending and investment.

Generally, the national government of a country might use a contractionary policy to slow down the economy when inflation is high and gross domestic product (GDP) is growing too.

Hence, a contractionary fiscal policy is a policy that is typically used by the government to reduce aggregate demand by decreasing government purchases.

Aggregate demand (AD) can be defined as the total quantity of output (final goods and services) that is demanded by consumers at all possible price levels in an economy at a particular time.

An aggregate demand curve gives a negative relationship between the aggregate price level for goods or services and the quantity of aggregate output demanded in an economy at a specific period of time.

When an accounting change is reported under the retrospective approach, prior years' financial statements are:

Answers

Revised to reflect the use of the new principle.

Total quality management focuses on ______. Group of answer choices kaizen instant rework continuous inspection frequent inspection

Answers

Answer: Kaizen

Explanation:

Kaizen is simply a term in Japanese which means continuous improvement. The philosophy states that the operations of a company should be continually improved.

Total quality management focuses on Kaizen. It continually seeks for improvement in the company's operations while involving the workers in the company.

The government uses taxes and subsidies to guide consumption and production decisions.

a. True
b. False

Answers

Answer: True

Explanation:

Tax is the amount of money that's paid by an individual or firm to the government. Subsidies are the funds or other forms of assistance that's given by the government to firms in order to help them increase their production and lower the prices of goods.

Fir example, if the government wants to decrease consumption in the economy, the government can increase tax. On the other hand, the government can increase consumption by reducing tax as people will have money to spend and also more money for production purpose.

When an intranet is extended outside the corporate walls to include suppliers, customers, or other external agents, it becomes a(n

Answers

Answer:

Extranet

Explanation:

intranet can be regarded as private network which is been contained within an enterprise and it is used to securely share the information if company and computing resources among employees. It can also be utilized in facilitation of working in groups as well as teleconferences.

Extranet can be regarded as controlled private network which give access to partners as well as vendors and suppliers, and authorized set of customers so that they can be a

subset of the information which will be accessible from intranet of the organization. It should be noted that When an intranet is extended outside the corporate walls to include suppliers, customers, or other external agents, it becomes Extranet.

If interest rates increase, business investment expenditures are likely to ______ and consumer durable expenditures are likely to _________. Multiple Choice decrease; decrease decrease; increase increase; decrease increase; increase

Answers

Answer:

increase

decrease

Explanation:

When interest rate increases, the interest income earned on investments increases. As a result, investment expenditures increases

According to economic theory, disposable income is either saved or spent. If saving increases, expenditure decreases

A monthly payment of X is calculated on a 30 year, 100,000 mortgage at a nominal rate of interest of 9%, convertible monthly. If a payment of one-half of X is made every two weeks, how many years will it take to pay off the mortgage, assuming a year consists of exactly 52 weeks

Answers

Answer:

the number of years taken to pay off the mortgage is 22 years

Explanation:

The computation of the number of years taken to pay off the mortgage is as follows;

= NPER (((1 + 9% ÷ 12)^(12 ÷ 26) - 1),0.5 × PMT(9% ÷ 12,12 × 30 ,100,000),100,000)

= 567.398762 biweeks or 21.82302931 years

= 22 years

hence, the number of years taken to pay off the mortgage is 22 years

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