Short-term interest rates and long-term interest rates usually move together; this is the major deficiency of the segmented markets theory.
Do short- and long-term interest rates fluctuate in tandem?Positive correlation exists between short- and long-term interest rates. More changes occur in short-term interest rates than in long-term interest rates. Bonds with longer maturities have more market volatility than those with shorter maturities. The price variation is calculated by multiplying the duration by the yield-to-maturity variation.
What is the yield curve's structure when short-term interest rates are low and long-term interest rates are high?Short-term debt instruments have a lower yield than long-term debt instruments of the same credit grade under the typical yield curve. A yield curve that slopes higher denotes a potential rise in interest rates. A yield curve that slopes downward portends a decline in interest rates in the future.
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If the natural rate of unemployment _____, the nonaccelerating inflation rate of unemployment _____, and the long-run Phillips curve shifts to the right.
falls; falls
falls; rises
rises; falls
rises; rises
If the natural rate of unemployment falls, the nonaccelerating inflation rate of unemployment falls.
The natural rate of unemployment is simply defined as the rate of unemployment consistent with a constant inflation rate. As a result, the natural rate may be defined as the rate of unemployment that would occur in the absence of cyclical changes.Historically, inflation has been inversely related to unemployment. This means that when inflation grows, so does unemployment. Lower inflation is associated with higher unemployment.The unemployment rate is defined as the proportion of the labor force that is jobless, willing to work, and actively seeking for work. Inflation is defined as a consistent rise in the general price level of goods and services. Inflation diminishes money's buying power.Thus the correct answer is A.
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which one of the following was one of the most influential financial derivatives in causing the crisis of september 2008?a. capital gains b. credit default swaps c. foreclosures d. subprime mortgages
Subprime mortgages was one of the most influential financial derivatives in causing the crisis of september 2008.
What function did derivatives have in the financial crisis of 2008?A financial contract known as a derivative is one whose value is based on an underlying asset. Options and futures contracts are common derivatives. Both hedging price risk and profit-seeking speculation can be done with derivatives. Derivatives in the mortgage industry were primarily responsible for the financial crisis of 2008.
Early in 2006, home values started to decline. Subprime lenders started filing for bankruptcy at the beginning of 2007. Due to their exposure to subprime loans, two sizable hedge funds collapsed in June 2007. Losses from investments in subprime loans in August 2007 sparked a panic that shut down the world's lending market.
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Suppose your company reports $160 of net income and $40 of cash dividends paid, and its comparative balance sheet indicates the following.Beginning EndingCash $ 35$ 205Accounts Receivable 751 75Inventory 245 135Total 355 $515Salaries and wages payable $ 10 $50Common stock 100 100Retained Earning 245 365Total $ 355$ 515RequiredPrepare the operating activates section of the statement of cash flows, using the indirect method.Identify the most important cause of the differences between the company’s net income and the new cash flow operating activities.
Some have used the "national security" argument to suggest that protectionist policies should be used for select industries. Categorize the items below in terms of whether they strengthen or weaken this argument. All items belong in one of the two bins. The ability of lobbyists to make a case that nearly any good is vital to national security. Observing China effectively limiting the world's supply of rare earth metals. The presence of the strategic petroleum reserve, which provides a stockpile of oil that can be used in an emergency.
The National security is the ability of a state to provide for the defense and safety of its citizens. As previously stated, the objective of the national security strategy is to ensure the protection of our country's'
Fundamental and enduring needs: to the safeguard American lives and safety; to maintain American sovereignty, with its values, institutions, and territory citizens; and to ensure the country's prosperity. The Ministry's main goals are to improve National security, citizen freedom, and national development by developing, coordinating, monitoring, and evaluating the execution of security and intelligence policies for stakeholders using contemporary technology and talented human resources.
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rmd rules inherited ira original owner died in or before 2019 and subsequent beneficiary inherits it from original beneficiary who died 2020 or later
Beginning at age 72 (if you turned 70 and a half before 2020), or upon inheriting any IRA account for certain particular beneficiaries, the IRS mandates that most IRA owners take a portion of their tax-deferred assets each year. A mandated minimum distribution is what's referred to as that withdrawal (RMD). You can be subject to a 50% penalty tax on the amount you withdrew in excess of your RMD.
RMDs are intended to stop investments in IRAs from growing tax-deferred forever and passing to the IRA beneficiary. Depending on when the account owner died away, different regulations will apply to how beneficiaries of IRAs must pay RMDs.
Generally, IRA owners must take their first RMD by April 1 of the year following their 72nd birthday (or age 7012 if they turned that age before 2020); this date is known as their mandated commencing date (RBD).
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when considering the three main levels of the court system, which of the following is considered the point of origination for most cases and is the lowest level of the federal court system?
When considering the three main levels of the court system, the one which is considered as the point of origination for most cases and is the lowest level of the federal court system is called the district courts.
The federal court system tends to have three main levels- the district courts, which are also known as the trial courts, the circuit courts which are the first level of appeal, and then the Supreme Court of the United States, which is the final level of appeal in the federal system.
This kind of court system tends to exist in many countries across the world. The district courts tend to exercise jurisdiction both on original side and on the appellate side in civil and criminal matters which arise in the District.
Hence, the district courts are considered to be the trial courts of the federal court system.
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camila who runs a custom-designed cake shop earns of revenue per year the economic rent in this case is
An amount of money gained that is greater than what is necessary for economic or social needs is known as economic rent. Here camila will have to pay annual rent
Amounts earned beyond what is required economically or socially are referred to as economic rent. This may happen, for instance, when a buyer makes an offer before learning the seller's suggested price in an effort to obtain an exclusive good or service. Economic rent thus rises as a result of market flaws; if markets were perfect, prices would fall due to competitive pressure.
The income that can be obtained from land or any natural resource for which there is a fixed supply or, as economists prefer to say, where the supply is perfectly inelastic is known as economic rent.
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TRUE/FALSE. Within accounts receivable accounting, when a payment is made the bank account is debited and the appropriate customer account is credited.
"Within accounts receivable accounting, when a payment is made the bank account is debited and the appropriate customer account is credited." This statement is True.
A financial institution account is a economic account maintained with the aid of a bank or different financial organization in which the financial transactions among the financial institution and a customer are recorded. In banking, an account refers to an arrangement with the aid of which an enterprise, generally a monetary group including a bank or credit union, accepts a customer's financial assets and holds them on behalf of the consumer at his or her discretion.
Bank of, an group that deals in cash and its substitutes and offers different cash-associated offerings. In its function as a financial middleman, a bank accepts deposits and makes loans.
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in defining a distribution strategy, a company must consider the importance of channel intermediaries including: group of answer choices
In defining a distribution strategy, a company must consider the importance of channel intermediaries including retailers and distributors.
A distribution strategy is a way to get products or services out to consumers. Implementing the most effective distribution strategy for your company is essential for generating income and retaining clientele. Some businesses choose to adhere to various consumer bases by using several distribution channels.
Your strategy approach should be centered on elements like the buying habits of your target market and the preferred methods of purchase. When deciding on your distribution strategy, keep the following types of questions in mind:
Who is the perfect client for you?What about the person's lifestyle? does the product or service fit?What kind of purchasing decision is necessary?What are your clients' top priorities? Do your clients, for instance, care more about price or convenience?Can you make the shopping process better and more user-friendly for your customers?Learn more about distribution strategy here brainly.com/question/20372599
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on january 1, year 1, hanover corporation issued bonds with a $72,000 face value, a stated rate of interest of 8%, and a 5-year term to maturity. the bonds were issued at 97. hanover uses the straight-line method to amortize bond discounts and premiums. interest is payable in cash on december 31 each year. Assuming Weiler issued the bands for $436,940, what is the carrying value of the bonds on the December 31, Year 3? (Round your intermediate calculations and final answer to the nearest whole dollar amount.) Multiple Choice o $429.016 o $429.276
o $421.075 o $412.300
A method of computing depreciation and amortization, or the process of expensing an asset over a longer period of time than when it was purchased, is known as straight line method.
It is computed by dividing the discrepancy between the cost of an item and its anticipated salvage value by the anticipated lifespan of the asset. Although it has some disadvantages, straight line foundation is popular because it is simple to compute and comprehend. Accelerated depreciation schedules are frequently used as alternatives.The difficult part is figuring out how much to cost. The straight line method is one approach that accountants take when figuring up this sum. Take the asset's acquisition price, deduct its estimated sell-on value when it is no longer anticipated to be needed, and you have the straight line basis.
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afecreen inc. has an average of 85 working days in a quarter. the company conducts quality checks to assess the performance of its employees. the employees who perform well may receive a bonus after 70 days or 100 days, but the average interval between the completion of tasks and the receiving of bonus is 85 days. in the context of reinforcement theory of motivation, which of the following intermittent reinforcement schedules does this scenario best illustrate?
This situation best exemplifies the use of a variable interval reinforcement schedule in the context of the reinforcement theory of motivation. The bonus periods in this case are set at 70 days and 100 days, but they typically occur around day 85, or a few days more or less.
A variable-interval schedule is an alternative to a fixed-interval schedule in which a response is rewarded after an arbitrary period of time has passed. A slow, constant rate of response is produced by this schedule.Many people regard B.F. Skinner as the "father of operant conditioning" and credit him with being the first to write about reinforcement schedules. The majority of his experiments, which are now known as the "Skinner box" by psychologists, were carried out on animals rather than people.Reinforcement schedules can be applied to humans, in large groups, all over the world, despite the fact that these experiments were conducted primarily in a constrained, small space.Therefore, in the context of the reinforcement theory of motivation, this circumstance serves as the best example of the use of a variable interval reinforcement schedule.
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In producing product ZZ, 14,800 direct labor hours were used at a rate of $8.20 per hour. The standard was 15,000 hours at $8.00 per hour. Based on these data, the direct labor: (a) quantity variance is $1,600 favorable. (b) quantity variance is $1,600 unfavorable. (c) price variance is $2,960 favorable. (d) price variance is $2,960 unfavorable.
Price variance = $2960 Unfavorable
Quantity variance = $1600 favorable
Hence option "A" and "D" both are correct.
What is price variance ?Price variance (Vmp) may be a term employed in accounting that denotes the distinction between the expected value of an item (standard value) and also the actual cost at the time of purchase. the value of an item is commonly tormented by the amount of things ordered, and this can be taken into thought. A value variance implies that actual prices might exceed the budgeted value, that is usually not fascinating. this can be necessary once firms square measure deciding what quantities of An item to get. When the particular Materials value is beyond the quality Materials value, the variance is claimed to be unfavorable, since the particular value paid on materials purchased is larger than the allowed commonplace.
Calculation:
Price variance = ( SR - AR) × Actual hours = (8 - 8.20) × 14800 = $2960 Unfavorable
Quantity variance = (SH- AH) × SR = (15000 - 14800) × $8 = $1600 favorable
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Open-end mutual funds guarantee
A. investors a minimum rate of return.
B. investors a minimum NAV.
C. to redeem investor's shares upon demand at current NAV.
D. to earn the rate promised in the prospectus.
E. none of the options
Answer: C
The correct answer is C. Open-end mutual funds guarantee to redeem investors' shares upon demand at the current NAV.
A mutual fund is a professionally managed investment fund that swimming pools cash from many buyers to buy securities. The time period is commonly used within the u.s.a., Canada, and India, at the same time as comparable structures throughout the globe encompass the SICAV in Europe ('investment corporation with variable capital') and open-ended investment enterprise (OEIC) in the UK.
Mutual finances are often labeled by their main investments: cash marketplace funds, bond or fixed earnings price range, inventory or fairness price range, or hybrid finances. funds may also be categorized as index budgets, which are passively controlled price ranges that tune the overall performance of an index, along with an inventory market index or bond market index, or actively controlled funds, which are seeking to outperform stock marketplace indices but usually fee higher prices. number one structures of mutual finances are open-cease finances, closed-cease finances, and unit investment trusts.
Open-stop finances are bought from or sold to the provider at the internet asset value of every percentage as of the close of the buying and selling day wherein the order became positioned, so long as the order changed into located inside a distinct period earlier than the near of buying and selling. They can be traded directly with the issuer. Mutual price ranges have blessings and downsides compared to direct making investments in individual securities. The blessings of mutual finances include economies of scale, diversification, liquidity, and professional control. however, these come with mutual fund expenses and charges.
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• ABC Travels is a travel company that offers foreign tour packages. The company wants to know what Indian travelers look for when booking a holiday to a foreign country. The typical customers for this company are usually a family group of four. The family group usually has two children. • (a) Formulate at least two research questions for the problem. (b) State the unit of analysis of your study. (c) What is your independent and dependent variable? (d) State your research objectives and the research hypotheses.
Answer:
(a) Here are two possible research questions for this problem:
1. What are the most important factors that Indian travelers consider when choosing a foreign holiday destination?
2.How do the preferences and needs of Indian families with children differ from those of other types of travelers when booking a foreign tour package?
(b) The unit of analysis in this study would be individual Indian travelers or families with children who are considering booking a foreign tour package with ABC Travels.
(c) The independent variable in this study would be the individual or family's characteristics, preferences, and needs. The dependent variable would be their decision to book a foreign tour package with ABC Travels.
(d) The research objectives of this study could be to identify the key factors that influence the decision-making process of Indian travelers when booking a foreign holiday, and to compare the preferences and needs of families with children to those of other types of travelers. The research hypotheses could be that Indian travelers place a high value on factors such as cost, safety, and cultural experiences, and that families with children have different priorities and needs compared to other travelers.
in an effort to differentiate its offerings from its competitors peter computers decided to provide software packages and 1 year of select free printing
Peter Computers made the decision to provide a software package and a year of free printing of their choosing in an effort to set itself apart from its rivals' offerings. This assertion is accurate.
The trait or qualities that set your product or service apart from your target market are known as product differentiation. It helps you set yourself apart from your competition and boosts brand loyalty, revenue, and growth.
Marketing, packaging, price, and product design are examples of differentiating factors. A product differentiation approach should show that a product has all the qualities of rival options but also delivers unique, extra benefits that no other product does.
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A Brazilian bond with a coupon rate of 15% at is initially priced at its face value of R$1,000. At the end of the year, the bond is selling at R$950. During the year, the exchange rate goes from R$1= U.S.$0.75 to R$1= U.S.$0.85. What is the bond's total dollar return during the period? 10% 31.25% 15% 0.53 / 0.53 pts 22.67%
The total dollar return on the bond during the period is 22.67% (sixth option)
What is the total dollar return?A bond is a debt instrument that is used by businesses to raise the capital needed for operation.
Bondholders receive interest at regular predetermined time intervals. At the maturity of the bond, the bondholders are paid back the amount that was invested in the bond. The interest that is earned is a function of the coupon rate of the bond.
The total dollar return on the bond is the sum of the coupon rate and the price appreciation or depreciation of the bond.
Total dollar return = coupon rate + price appreciation.
In order to determine the price appreciation, convert the prices of the bond to dollars.
Face value of the bond in dollars = R$1,000 x $0.75 = $750
Price of the bond at the end of one year = R$950 x $0.85 = 807.50
Price appreciation = (807.50 / 750) - 1 = 0.07667 = 7.667%
Total dollar return = 15% + 7.667% = 22.67%
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Flawed ways to pursue competitive efforts that will successfully differentiate a company's branded footwear from the branded offerings of rival companies include
O failing to produce branded footwear with an S/Q rating that is at least two-stars above the industry average in all four geographic regions. O overspending on competitive efforts to differentiate the company's branded footwear so that the prices the company has to charge to cover costs per branded pair sold in the Internet and Wholesale segments are "too far above" the prices being charged by other rivals to capture a profitable volume of sales. O not charging the highest wholesale price for branded footwear in all four geographic regions. O failing to bid aggressively enough to sign enough celebrities to contracts to achieve celebrity appeal indexes of 275+ in each geographic region. O overspending on branded and search engine advertising, not operating the company's production facilities at full production capacity (to keep total production costs per pair below the industry average), and overspending on social responsibility and corporate citizenship.
Spending too much on efforts to distinguish the company's footwear in the marketplace, resulting in prices that are "too far above" is necessary to cover expenditures per unit sold.
Which company do you refer to?A company is a legal body created by a group of people to conduct business and run a business enterprise, whether it be commercial or industrial. Based on the corporate legislation of its jurisdiction, a corporation may be set up in a variety of ways for tax and economic liability reasons.
How do you introduce your business?A business is a voluntarily organized group of people who conduct business for profit or for charitable causes. By purchasing the shares that make up the capital, these people contribute to it.
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A company named Specks has solicited the use of cloud services and has chosen a Platform as a Service (PaaS) product from Oracle with an Oracle Database. The company will use this platform to build custom applications on thin clients inbased in the cloud. Which of the following is true?Application security is handled by Specks.A Platform as a Service (PaaS) would provide servers and storage network infrastructure but also a multi-tier web application/database platform on top. The company would install custom software on the platform (e.g. Oracle Database) and be responsible for the security of the application.
Security for applications is provided by Specks.
A platform as a service (PaaS) would include servers, storage, and network infrastructure in addition to a multi-tier platform for web applications and databases.
Briefing:-On the platform, the business would install customized software (like Oracle Database) and be in charge of the application's security.
How are application security issues handled?Consider infrastructure to be unknowable and unsafe.
Each component of the application should be secured.
Installing and configuring security components automatically.
A test of the security mechanisms in place.
Transfer non-strategic apps to third-party SaaS services.
Who is in charge of maintaining application security?Application security is taking proactive measures to find vulnerabilities and fix them before attackers have a chance to take advantage of them. One of the roles and responsibilities of the application security engineer is to do continuous and dynamic app security testing.
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moss company selected balance sheet information at december 31 2020 2019 current assets cash $ 94,650 $ 36,800 accounts receivable 35,000 52,000 inventory 70,000 56,100 current liabilities accounts payable 50,400 35,700 income taxes payable 3,050 4,200 moss company income statement for year ended december 31, 2020 sales $ 584,000 cost of goods sold 371,600 gross profit 212,400 operating expenses (excluding depreciation) 132,000 depreciation expense 56,000 income before taxes 24,400 income taxes expense 13,300 net income $ 11,100 Use the information above to calculate this company's cash flows from operating activities using the indirect method. (Amounts to be deducted should be indicated by a minus sign.)
The indirect method results in a $38,850 cash flow from operating activities for this company.
The amount of additional money coming into or out of an organization's operations is indicated by its net cash flow from operational activities. This includes any changes to net income as well as modifications to non-cash components.
Cash flows from operational activities.
Adjustments to balance operating cash flow and net income = 11,100
From operating activities
Depreciation expense = 11,100
Decrease in accounts receivable (52000 - 35000) = 17000
Increase in inventory (56100 - 70000) = -13900
Increase in accounts payable (50400 - 35,700) = 14700
Decrease in income taxes payable (3,050 - 4200) = -1150 27,750
Net cash flow from operating activities = 38,850
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which of the following statements are true based on these graphs? check all that apply. the natural rate of unemployment is 6. it is impossible to determine the natural rate of unemployment from these graphs alone. the natural level of output is 6.
It is impossible to estimate the natural rate of unemployment based just on these graphs.
Which of the following best describes the short run Phillips curve?Answer and justification: The correct response is B), where the short-run Philips curve slopes downhill and the long-run Philips curve is vertical. The unemployment rate is plotted on the X-axis of the Philips curve, while the inflation rate is plotted on the y-axis.
First, the baseline condition is used to test the methods. Results from a new experiment are anticipated to match those from prior experiments because baseline circumstances have been extensively studied in the academic literature. Second, the baseline condition enables results to be compared with those from other studies.
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Which one of the Big 5 personality traits falls into Extraversion- Introversion Myers-Briggs Type?
Answer: What is the Big Five trait of extraversion?
Extraversion (or extroversion) is a personality trait characterized by excitability, sociability, talkativeness, assertiveness, and high amounts of emotional expressiveness.1 People high in extraversion are outgoing and tend to gain energy in social situations
Explanation: above
Fact Pattern: The chief audit executive (CAE) of a mid-sized internal audit activity was concerned that management might outsource the internal auditing function. Thus, the CAE adopted a very aggressive program to promote the internal audit activity within the organization. The CAE planned to present the results to senior management and the board and recommend modification of the internal audit activity’s charter after using the new program. The following lists six actions the CAE took to promote a positive image within the organization:
1. Engagement assignments concentrated on efficiency. The engagements focused solely on cost savings, and each engagement communication highlighted potential costs to be saved. Negative observations were omitted. The focus on efficiency was new, but the engagement clients seemed very happy.
2. Drafts of all engagement communications were carefully reviewed with the engagement clients to get their input. Their comments were carefully considered when developing the final engagement communication.
3. The information technology internal auditor participated as part of a development team to review the control procedures to be incorporated into a major computer application under development.
4. Given limited resources, the engagement manager performed a risk assessment to establish engagement work schedule priorities. This was a marked departure from the previous approach of ensuring that all operations are evaluated on at least a 3-year interval.
5. To save time, the CAE no longer required that a standard internal control questionnaire be completed for each engagement.
6. When the internal auditors found that the engagement client had not developed specific criteria or data to evaluate operations, the internal auditors were instructed to perform research, develop specific criteria, review the criteria with the engagement client, and, if acceptable, use them to evaluate the engagement client’s operations. If the engagement client disagreed with the criteria, a negotiation took place until acceptable criteria could be agreed upon. The engagement communication commented on the engagement client’s operations in conjunction with the agreed-upon criteria.
Regarding Action 6, which of the following elements of the action most likely would have rendered it inappropriate if omitted?
answer choices
Seek agreement with the client about the criteria
Developing a set of criteria to present to the engagement client as a basis for evaluating the engagement client’s operations
Commenting on the agreed-upon criteria
All of the answers are correct
4) All of the answers are correct. is the right option. The following lists six actions the CAE took to promote a positive image within the organization. Regarding Action 6,all of the following elements of the action most likely would have rendered it inappropriate if omitted.
Engagement assignments concentrated on efficiency .Drafts of all engagement communications were carefully reviewed with the engagement clients to get their input. Their comments were carefully considered when developing the final engagement communication. The information technology internal auditor participated as part of a development team to review the control procedures to be incorporated into a major computer application under development. Given limited resources, the engagement manager performed a risk assessment to establish engagement work schedule priorities. To save time, the CAE no longer required that a standard internal control questionnaire be completed for each engagement.
When the internal auditors found that the engagement client had not developed specific criteria or data to evaluate operations, the internal auditors were instructed to perform research, develop specific criteria, review the criteria with the engagement client, and, if acceptable, use them to evaluate the engagement client’s operations.
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sanjay was making a list of all the activities his company would need to do in order to create the new line of golf clubs. all of these activities demonstrate the blank of the golf clubs
Sanjay was making a list of all the activities his company would need to do in order to create the new line of golf clubs. All of these activities demonstrate the production of golf clubs.
production is the procedure of combining numerous inputs, each material (inclusive of steel, wood, glass, or plastics) and immaterial (such as plans, or knowledge) so one can create output. preferably this output could be an excellent or carrier which has price and contributes to the software of people.[1] The vicinity of economics that makes a speciality of manufacturing is referred to as production idea, and it's far carefully related to the consumption (or consumer) idea of economics. four factors of manufacturing (Jiang, 2020) The production manner and output at once end result from productively utilizing the original inputs (or elements of manufacturing). known as primary manufacturer goods or offerings, land, labour, and capital are deemed the three fundamental production elements.
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a best efforts offering is one in which: multiple choice the investment banker acts only as a distribution agent. the issue can only be privately placed. the bid-ask spread is exceptionally high, but the investment banker does his best to sell the issue anyway. the underwriter bears the risk of an unsuccessful offering. the investment banker acts as a principal for the issuer.
A best efforts offering is one in which the investment banker acts only as a distribution agent.
A person who frequently works for a financial institution and is primarily focused on generating cash for businesses, governments, or other entities is known as an investment banker.
They are important contributors to the financial expansion and development of a company, organization, or other corporate body, regardless of whether they work for an investment bank or the investment banking branch of a company. Excellent numeracy skills, effective oral and written communication talents, and the ability to put in long, demanding hours are requirements for investment bankers.
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an interest in which of the following is least likely considered exempt property for purposes of federal bankruptcy law?
An ownership interest in a motor vehicle is least likely considered exempt property for purposes of federal bankruptcy law.
Federal bankruptcy law allows debtors to resolve their debts in various ways. It enables the debtors to pay back by continuing the business and generating revenue to pay back to the lenders. Debtors can divide their assets among the lenders to pay back the debt. Federal bankruptcy law also allows the debtors to be free of remaining obligations after they divide their assets among the lenders to pay back debt.
An ownership interest in a motor vehicle can be considered exempt property only if the owner proves that it contributes to his/her livelihood. It can also be exempted only when the owner uses the motor vehicle for driving to work.
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Interest earned and notes receivable collected _______ the bank account.
O A. are added to
OB. are both added to and deducted from
OC. are deducted from
OD. are not added to or deducted from
Notes receivable collected and interest accrued are both added to and subtracted from the bank account.
Define an interest earned.Interest earned is the sum of interest from investments that make regular, required payments to the holder. For instance, money placed in an interest-bearing bank account or a certificate of deposit can receive interest.
The term "notes receivable" refers to claims for which formal instruments of credit, such promissory notes, are issued as proof of debt. The credit agreement typically has a minimum term of 30 days and requires the debtor to pay interest.
A payee records a note receivable as an asset on its balance sheet and the associated interest income on its income statement for accounting purposes. The interest that the bank charges for borrowing the account holder's money will be shown on the account statement at the end of each month.
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NEED HELP ASAP!!!!!!!
What is the major difference between a nationwide bank and a community bank?
The community bank offers more services.
The nationwide bank services only local customers.
The nationwide bank has fewer branches.
The community bank services only local customers.
The community bank services only local customers is the major difference between a nationwide bank and a community bank. Hence, option D is correct.
What is community bank?The publicly listed lender provides residential and commercial loans, checking and savings accounts, and a "Community Cash" service that allows customers to send and receive money without needing a bank account.
Local Knowledge Community banks focus their lending in areas where their depositors live and work, fostering the growth of neighboring companies and communities. Larger banks, on the other hand, may take deposits in one state while providing loans in another.
When it comes to loans and accounts, community banks are frequently more flexible and understanding than national banks, which have rigid criteria and limits. When compared to larger competitors, they frequently set cheaper prices for their goods and services. Thus, option D is correct.
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A property has a first mortgage of $180,000, a second mortgage of $25,000, and a third mortgage of $10,000. The borrower defaults, and the property is sold for $210,000. The holder of the third mortgage receives ______, and the holder of the second mortgage receives ________.
$5,000, $25,000
A property has a first mortgage of $180,000, a second mortgage of $25,000, and a third mortgage of $10,000. The borrower defaults, and the property is sold for $210,000. The holder of the third mortgage receives $5,000, and the holder of the second mortgage receives $25,000.
Which of coming up next isn't a member in the optional home loan market?Credit union is the answer. Participating in the primary market is the credit union; The remaining three are significant and active buyers and sellers of existing mortgages—secondary market activity.
Which organization backs loans?The Federal Housing Administration (FHA) and the Department of Veterans Affairs (VA), which guarantee FHA loans and VA loans, are the most common guarantors. In eligible regions, the Department of Agriculture also guarantees USDA loans.
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Which of the following statements about product differentiation is FALSE? It can be achieved even when the product is identical to that for sale by other firms. It can be achieved through customer service. It is charging a lower price than other sellers. O It is a key way for a seller to maintain long-term profits.
A false statement on product differentiation is that A. It can be achieved even when the product is identical to that for sale by other firms.
What is product differentiation ?The need for product differentiation is simply; to make a product or service more appealing to a certain target market, it must be differentiated from competing offerings. This entails setting it out from both products made by other companies and other offerings from the same company.
For this reason, product differentiation cannot be achieved when a product is identical to the products sold in the market by other firms. The product needs to be different to appeal to people.
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Answer: It can be achieved even when the product is identical to that for sale by other firms.
Explanation:
True or False: losses on reduction to nrv may be charged to either cost of goods sold or to a line item among operating expenses.
The cost of products sold or a line item among operating expenses may be used to account for losses on decrease to nrv. This assertion is True.
What approach can be taken to record a loss on an inventory write-down to NRV?It is best practice to write down inventory to its net realizable value if it is recorded in the accounting records at a higher quantity than it actually is. This is accomplished by debiting the Loss on Decline in Net Realizable Value account and crediting the amount of the write-down to the inventory account.
What causes the net realizable value to be lower?Uncertainty regarding the "realization" (conversion to cash) of inventory can be exacerbated by obsolescence, excess supply, flaws, sharp price drops, and other issues.
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