The new row will appear below the row been clicked for the insertion of the rows option.
What does new row means?In a spreadsheet, this means the addition of a new row to the existing rows on the sheet.
Therefore, the new row will appear below the row been clicked for the insertion of the new rows option and this will allow the user to work on the new inserted row.
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a borrower takes out a 30-year mortgage loan for $250,000 with an interest rate of 5 percent and monthly payments. what portion of the first month's payment would be applied to interest
The interest portion in the first payment is 1041.65 dollars which are calculated by multiplying 250,000 dollars by 0.0041666 rate of interest and the percentage of interest portion is equal to 77.62%.
What is a mortgage loan?A loan mortgage is a secured mortgage that lets you avail finances through imparting an immovable asset, which includes a residence or business property, as collateral to the lender. The lender continues the asset till you pay off the mortgage.
here, the given information -
Monthly payment formula of the mortgage loan:
[tex]Monthly loan payment = P \times\, r\, \times \frac{(1+r)^{n} }{(1+r)^{n} - 1 }[/tex]
P: Principal = $250,000
r is rate= 5%, as it is paid monthly, therefore 5/12% - 0.41666%
n = 30*12 - 360months
[tex]\rm\, Monthly \,loan \,payment = 250,000 \times\, 0.0041666\, \times \frac{(1+0.0041666)^{360} }{(1+0.0041666)^{360} - 1 }\\\\Monthly \,loan \,payment = 1041.65 \times \frac{(1.0041666)^{360} }{(1.0041666)^{360} -1 } \\\\Monthly \,loan \,payment = 1041.65 \times \frac{4.4676}{4.4676 - 1} \\\rm\,\\Monthly \,loan \,payment = \$1342.05[/tex]
Now, the interest portion in the first payment is 0.0041666 * 250,000 = $1041.65
Percentage of interest portion in the first monthly payment:
[tex]\rm\, Percentage \,of \,interest\, portion = \frac{1041.65}{1342.05} \\\\\rm\, Percentage \,of \,interest\, portion = 77.62\%[/tex]
Thus, the interest portion in the first payment is 1041.65 dollars which is calculated by multiplying 250,000 dollars by 0.0041666 rate of interest and the percentage of interest portion is equal to 77.62%.
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Human Resource Management is associated with the management of________. Select one: a. Community members. b. Organizational people c. General people. d. Financial resources
Human resource management (HRM) is related to the management of general people.
Option C is the correct answer.
What is an organization?An organization is a workplace where top-level officials are managing and coordinating with their low-level subordinates.
HRM is one of the departments of an organization that focuses on recruitment and placing the best talent. They are accountable for putting the right person for the right profile. The general people consist of the employees who are working in the organization and their roles and responsibilities are set by the HR managers.
Therefore, the management of general people can be done by the HR department.
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Henrietta is dealing with a morally ambiguous situation. what is most likely to be true about her situation?
a. she requires ethical reasoning to solve it.
b. it has one clear correct answer.
c. the best solution involves the virtue approach.
d. there are only wrong answers.
Henrietta is dealing with a morally ambiguous situation. what is most likely to be true about her situation is she requires ethical reasoning to solve it. Option A. This is further explained below.
What is a morally ambiguous situation?Generally, morally ambiguous situation is simply defined as doubt on If something is correct or wrong.
In conclusion, A ethically problematic scenario confronts Henrietta. According to her predicament, she is more likely to use ethical reasoning to solve it.
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Software upgrade times (in minutes) are being evaluated. samples of five observations each have been taken, and the results are as listed.
sample
1 2 3 4 5 6
79.2 80.5 79.6 78.9 80.5 79.7 78.8 78.7 79.6 79.4 79.6 80.6 80.0 81.0 80.4 79.7 80.4 80.5 78.4 80.4 80.3 79.4 80.8 80.0 81.0 80.1 80.8 80.6 78.8 81.1
According to the information above, the average time of each sample is: Sample 1 = 79.7, Sample 2 = 79.2, Sample 3 = 80.3, Sample 4 = 79.8, Sample 5 = 80.3 and, Sample 6 = 80.2.
How to calculate the average time in minutes of each sample?To calculate the average time (in minutes) of each sample, we must add all the values and then divide the result by the number of values that we used, in this case the number five as shown below:
Sample 1 = 79.2 + 80.5 + 79.6 + 78.9 + 80.5 = 398.7398.7 ÷ 5 = 79.7Sample 2 = 79.7 + 78.8 + 78.7 + 79.6 + 79.4 = 396.2396.2 ÷ 5 = 79.2Sample 3 = 79.6 + 80.6 + 80.0 + 81.0 + 80.4 = 401.6401.6 ÷ 5 = 80.3Sample 4 = 79.7 + 80.4 + 80.5 + 78.4 + 80.4 = 399.4399.4 ÷ 5 = 79.8Sample 5 = 80.3 + 79.4 + 80.8 + 80.0 + 81.0 = 401.5401.5 ÷ 5 = 80.3Sample 6 = 80.1 + 80.8 + 80.6 + 78.8 + 81.1 = 401.4401.4 ÷ 5 = 80.2According to the above, it can be inferred that the samples that took the longest time are Sample 3 = 80.3, and Sample 5 = 80.3. On the other hand, the sample that took the least time was: Sample 2 = 79.2.
Note: This question is incomplete because there is some information missing. The question is:
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The function of marketing that tells customers where they can buy the product and how the product gets there is called
Answer:
Place, where the consumer/customer can go when making a purchase on a product.
Explanation:
Good luck, I majored in Business Management
A veterinary practice has added a pet boarding and grooming facility. Most of the practice's competitors also provide these services. The veterinary practice is gaining competitive:
The veterinary practice is gaining competitive because of its parity with comparison to competitors.
What is a competitive advantage?Factors that enable a corporation to produce goods or services quicker or more cheaply than its competitors are referred to as competitive advantage. These enable the producing unit to earn higher sales or higher margins than its competitors.
There are various strategies used by competitors to gain competitive advantage which include cost leadership strategy, differentiation strategy as well as focus strategy.
In cost leadership, the strategy of low cost will be the focus, whereas in differentiation strategy segmentation of market-based on customers preferences will be done.
A veterinary practice uses parity as a competitive advantage where the goal is not to enhance business performance but to maintain the same market share. Competitive parity is a budgeting strategy used to protect a brand's image and market position.
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Capital budgeting refers to ______. Multiple choice question. budgeting for the capital needs of the organization procedures used by an organization to plan and control its portfolio of capital expenditures the portion of the budgeting project that relates to capital provided by the owners of the business
Answer: is the process a business undertakes to evaluate potential major projects or investments.
Explanation:
Company a has beanbag chairs and large tables instead of traditional office furniture. employees are encouraged to play games with each other and think outside of the box. working together is highly valued. company b employees wear suits and ties. there is a formal meeting every morning led by the president of the company. employees are given tasks and expected to complete them on time. employees work alone instead of on teams. the companies described above are very different when it comes to which characteristic of an organization? a. division of labor b. culture c. rules
The comparisons above mentioned are very different in reference to the cultural characteristic of an organization (Option b).
What is culture organization?The expression 'culture organization' makes reference to the methods and strategies based on shared assumptions.
This characteristic (culture organization) may shape decisions in a given company.In conclusion, the comparisons above mentioned are very different in reference to the cultural characteristic of an organization (Option b).
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The north american free trade agreement (nafta) is a trade agreement between the united states, canada, and mexico that took effect in 1994. it eliminated many tariffs and restrictions to allow free trade among these countries. discuss the positive and negative effects of the north american free trade agreement on the united states. support your conclusions with examples and evidence from the lesson.
The positive influence of NAFTA are:
Boast trade.Increase in economic output.More participation in foreign investment. etc. What is the agreement about?Others are:
Negative effect are:
U.S. jobs lost due to domestic manufacturers moving to lower-waged area of Mexico.Suppressed wages in terms of U.S. manufacturing plants.Note that the North American Free Trade Agreement (NAFTA) was known to have started off in 1994 to increase or bring about a boast in trade that took place between the U.S., Mexico, and Canada.
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To effectively prioritize client needs during an interdisciplinary conference, what qualities by the team are required
The qualities needed are the establishment of team goals, in addition to cohesion, leadership and developed communication.
What are the characteristics of an effective team?For a sales team, it is essential that the customer's needs are prioritized, for this it is important to have an integrated team, where communication is the strong point, providing a high quality service.
Therefore, it is essential that the team focus on achieving objectives and goals through integration, direction and communication.
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You are selecting a new dishwasher. You do about 150 loads per year. The less efficient model uses 9 gallons per load. The more efficient model uses 6 gallons per load. The price of water is $0.75 per 1,000 gallons. How much money will you save on water if you select the more efficient model
Answer:
150 loads at 9 gallons per load = 1,350 gallons
150 loads at 6 gallons per load = 900 gallons
The difference between 1,350 and 900 gallons is 450 gallons.
450/1000 = 45%
IF YOU DONT HAVE THAT ANSWER UP IT = $0.34
2. What does AOC stand for?
d. Area of Concentration
c. Area of Careers
b. Awareness of Careers
na Awareness of College
Answer:
The answer is D. Area of Concentration
Explanation:
Area of concentration (AOC) must be listed along with a skill identifier (if applicable) and listed as the primary specialty.
A type of problem that operations management planning helps to solve as it relates to manufacturing is: Multiple choice question. human resource issues facility layout marketing strategy development budget planning
Marketing strategy development is a type of problem that operations management planning helps to solve as it relates to manufacturing.
What is Marketing strategy development ?This is the type of strategy that has its focus on how to bring in new products to an already existing market.
This is used in the identification and the exploration of new opportunities that exist in a market.
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Unemployment that is caused by business recessions is called.
Answer:
Cyclical unemployment
Explanation:
To what extent does woolworths have over the macro environment
globalization essay outline
Answer:
is this even a question ????
Explanation:
How much would Software E cost you in the long run?
Answer:
perturbateur ( le temps, le lieu, les personnages[description], la victime, l'enqueteur )
les peripeties
le denouement
Wisdom Co. has a note payable to its bank. An adjustment is likely to be required on Wisdom's books at the end of every month that the loan is outstanding to record the:
Wisdom Co. has a note payable to its bank. An adjustment is likely to be required on Wisdom's books at the end of every month that the loan is outstanding to record the: accrued interest expense for the month.
What is Accrued interest expense?
Accrued interest expense will appear on the income statement but not on the statement of cash flows.
Under the accrual method of accounting, the account 'Interest Expense' shows the interest that occurred during the period of time covered by the financial statement.
When that interest is past its due date for payment, it should be recorded as 'Interest Payable'.
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Brief, Inc., had a receivable from a foreign customer that is payable in the customer's local currency. On December 31, 2020, Brief correctly included this receivable for 372,500 local currency units (LCU) in its balance sheet at $240,000. When Brief collected the receivable on February 15, 2021, the U.S. dollar equivalent was $252,500. In Brief's 2021 consolidated income statement, how much should it report as a foreign exchange gain
The amount that should be reported as a foreign exchange gain is: $12,500.
Foreign exchange gainUsing this formula
Foreign exchange gain=U.S. dollar equivalent - Local currency units (LCU)
Let plug in the formula
Foreign exchange gain=$252,500-$240,000
Foreign exchange gain=$12,500
Therefore the amount that should be reported as a foreign exchange gain is: $12,500.
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Aslam wants to create multiple worksheet containing common formatting styles for his team members. which file extension helps him to save these worksheets? help aslam to create multiple worksheets with common styles. he needs to save them with the extension.
The file extension that can be used to save the worksheets is Templates because he needs to save them with the .xlts extension.
What is a Worksheet?This refers to where information is stored and contains a database with data and parameters.
Hence, we can see that because Aslam wants to make multiple worksheets that have a common formatting style for his team members, he would need to use templates that save with the .xlts extension.
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When diagnosing a clutch problem, Technician A says the first steps are gathering as much information as possible from the customer. Technician B says the first step is performing a visual inspection. Who is correct
The Technician A is correct because the gathered information from the driver will give them an insight of the clutch problem.
What is a vehicle clutch problem?This mechanical problem involves difficulties in changing the vehicle's transmission.
Hence, the Technician A is correct because the gathered information from the driver will give them an insight of the clutch problem.
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Consider the following information. Suppose FC=$11,400. Further suppose that when q=9 then AVC=$1,500 and when q=10 then ATC=$2,500. If the firm decides to make 10 units (q=10), what is the MR at q=10?
Group of answer choices:
$100
$500
$700
Not enough information
Marginal Revenue can be calculated only when the price per unit is given, but here no such information is given and calculation cannot be made.
What is marginal revenue?The additional revenue earned by a firm when it determines to produce and sell one additional unit of the same product is known as the Marginal Revenue of the same.
Marginal Revenue cannot be calculated in the absence of price information of unit or the entire cost.
Thus, option D holds true regarding Marginal Revenue.
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In addition to creating a comfortable and welcoming banking environment, umpqua bank also strives to create a positive ____________ for its customers through its personal interactions with them, which keeps customers coming back.
Answer:
environment brainliest please
Explanation:
What skills do you need be a marketing manager? as a marketing manager, you need to have skills and skills.
Answer:
You'll need:
the ability to sell products and services
excellent verbal communication skills
the ability to use your initiative
to be thorough and pay attention to detail
leadership skills
maths knowledge
business management skills
customer service skills
to be able to use a computer and the main software packages confidently
As an Agile project manager, you are working on a project that involves very high financial risks. You decide to insure some activities so that any ill happening can be compensated. What type of risk response is this
The type of risk response that can be required in this case is passive acceptance which could be for positive or negative risks.
What is Passive acceptance all about?Passive acceptance serves as one which doesn't need any action after the documentation of the the decision.
Therefore the response help in a case of low severity and low priority risks which is involved in the Agile project you are working on.
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Selling skills: mastery test
submit test
5
type the correct answer in the box.
identify the approach method in the given scenario.
laura works for a company that sells luxury yachts. laura approaches a customer by offering the keys to a yacht and encouraging them to take it
a
out for a test drive around the marina and out into the harbor. laura has adopted the
approach method.
reset
next
When Laura encourages the buyer to test drive the yacht, she has adopted the Personality Approach Method.
What is the Personality Approach Method?The personality approach method occurs when the seller studies the buyer to determine what will be most suited to their needs.
He studies the buyer and to instill trust, he might encourage them to test the item that they intend to acquire. This is the approach Laura used.
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High quality LMX is related to Group of answer choices increased job satisfaction. reduced organizational commitment. higher turnover. effort in building good relationships.
High quality LMX is related to the D. effort in building good relationships.
What is High quality LMX?It should be noted that High quality LMX describes the positive and healthy relationship between the managers and their employees.
Therefore, it can be deduced that a high quality LMX is related to the effort in building good relationships.
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Examine the four different companies in the table, which shows their yearly
income and their tax rate. Which type of taxation does this table best
represent?
Answer:
ITS A PROPORTIONAL
Explanation:
The interest rate applied to the net lease receivable is the rate that amortizes the gross lease receivable to zero at the end of the lease term. the rate that amortizes the net lease receivable to zero at the end of the lease term. the implicit interest rate. the incremental borrowing rate.
The implicit interest rate is used when an interest rate applies to the net lease receivable that amortizes the gross lease receivable to zero at the end of the lease term.
What is an implicit interest rate?This refers to the interest rate that are not specifically stated in a business transaction.
This kind of interest rate applies to the net lease receivable that amortizes the gross lease receivable to zero at the end of the lease term.
Therefore, the Option D is correct.
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the united states is considered to have a high standard of living because:
A. the most important sector's of its economy are agricultural
B. most of its citizens have access to necessities like food.
C. a large number of its citizens struggle to find good jobs.
D. its currency is no longer tied to precious metals like gold.
Answer:
B. most of its citizens have access to necessities like food.