Answer:
Private saving equals 1500,public saving equals 1000,national saving equals 2700
Private saving equals 1500, public saving equals 1000, and national saving equals 2700.
Saving is a system of putting aside a part of contemporary income for future use or the drift of sources accumulated in this manner over a given time period. Saving may also take the form of increases in bank deposits, purchases of securities, or accelerated cash holdings.
Saving cash offers you a manner out of the uncertainties of life and gives you the possibility to revel in an excellent life, placing aside a sum of money in a systematic manner allows you to steer out of many hurdles and barriers in lifestyles.
The significance of saving money is easy: It permits you to revel in extra security in your lifestyle. When you have cash set aside for emergencies, you've got a fallback must something sudden manifests. And, if you have financial savings set aside for discretionary fees, you will be capable of taking risks or attempting new things.
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Jonestown Community Bank refuses to lend money to potential homeowners trying to purchase property in the predominantly Asian neighborhood on the west end of town. This practice is:
Jonestown Community Bank refuses to lend money to potential homeowners trying to purchase property in the predominantly Asian neighborhood on the west end of town. This practice is: redlining. This is further explained below.
What is redlining?Generally, Mortgage lenders' and insurers' unlawful redlining is a kind of discrimination that affects whole neighborhoods.
In conclusion, The mostly Asian section of town is on the western edge of town, but the Jonestown Community Bank won't lend money to anybody looking to buy a house there. Redlining is the term for this tactic.
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Enterprise Machinists is always improving upon its core competencies by training its machinists constantly so that they are equipped to deal with technological changes and advancements. Based on this information, this is an example of which concept
The concept of Dynamic capabilities is used by the firm to improve its core competencies.
What is the concept of Dynamic capabilities?This entails a firm ability to integrate and build its competencies to address rapidly changing environments.
Hence, as the firm trains its machinists constantly so that they are equipped to deal with technological advancements, it is adhering to concept of Dynamic capabilities.
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Calculate the Net Present Value for a project with the following cash flows: Year 0: ($5,000) Year 1: $10,000 Year 2: $10,000 Year3: ($2,000). The discount rate is 5%. Group of answer choices $19,209.75 $12,350.00 $18,840.25 $23,840.25 $14,209.75
Answer:
NPV= $14,209.75
Explanation:
The net present value of the project means the present value of all future cash flows, in years 1-3, discounted at the appropriate project's discount rate of 5% minus the initial investment outlay of $5000.
Note that all negative cash flows would be shown as negative in the computation of the net present value.
The present value of a single future cash flow can be determined using the present value formula of a single cash flow provided below:
PV=FV/(1+r)^N
FV=future cash flow
r=discount rate=
n=the year of cash flow, 1 for year 1 cash flow, 2 for year 2 cash flow, and so on.
NPV=$10000/(1+5%)^1+$10,000/(1+5%)^2-$2000/(1+5%)^3-$5000
Note year zero cash flow needs not to be discounted since it is stated in its today's worth, the present value equivalence
NPV=$11,866.43
Note the closest option, in this case, is the one that is very close to the correct answer, which is $14,209.75, some questions are set with the requirement that one chooses an approximate answer, where the precise answer is not available
Land used in a company's is classified as property, plant and equipment, while land held solely for the expected increase in value is classified as an
Land used in a company's is classified as property, plant and equipment, while land held solely for the expected increase in value is classified as a assets.
What is an assets?Asset is anything of value usually in material form that can increase in value.
It can be bought to keep and allow to appreciate over a period of time.
Therefore, Land used in a company's is classified as property, plant and equipment, while land held solely for the expected increase in value is classified as a assets.
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Over the past year, productivity grew 2%, capital grew 2%, and labor grew 2%. If the elasticities of output with respect to capital and labor are 0.4 and 0.6, respectively, how much did output grow
The percentage change in output (GDP or production at a single firm) divided by the percentage change in an input is known as output elasticity in economics. To make it clear that it applies to changes in only one input, it is sometimes referred to as partial output elasticity.
The growth accounting equation is given by
% Change in productivity = %change in output - [tex]\alpha[/tex]%growth of capital -[tex]\beta[/tex] growth in labor
2%=%change in output -0.319[tex]\times[/tex](-2%)-0.681[tex]\times[/tex](-2)%
=%change in output+0.00638+0.01362
=%change in output+2%
%change in output=2%-2%=0%
Hence output growth rate is 0%
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A simple interest installment loan calculates interest on the unpaid balance. An add-on Question 5 options: calculates the same way with the addition of a factor. calculates interest on the original balance. is less costly. is more costly. both calculates interest on the original balance and is more costly.
An add-on calculates interest on the original balance and is more costly.
What is Simple Interest?The fee that the borrower must pay the lender for the loan is known as interest. The interest can be either simple or compounded, and it is commonly stated as a percentage. A loan or deposit's principal amount serves as the foundation for simple interest. Simple interest is often a predetermined percentage of the principle amount borrowed or lent paid or received over a specific time period.Simple Interest is calculated using the formula: P×r×n; where P = Principal Amount ; r = Annual Interest Rate ; n = Term of Loan in years.By adding the total principal borrowed and the total interest due to a single number and multiplying that number by the number of years until payback, add-on interest is a way of determining the interest to be paid on a loan.
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By contrast with a market that produces the socially optimal output, a market with negative externalities will: produce no output. produce the correct output. overproduce. underproduce. produce nothing.
The answer is overproduce.
Overproduction, oversupply, excess supply, or glut are all terms used in economics to describe an excess of supply over demand for things on the market.
The answer is overproduction. It happens when the price of the thing to the consumer does not cover the costs of consuming or manufacturing that particular good. If all manufacturing expenses were considered, overproduction could be prevented, and the price of this specific good would be greater, allowing consumers to consume fewer of them.
Therefore , the answer is overproduce.
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True or false: common stock has a set maturity
Common stock has a set maturity. False! It is not true to say common stock has a set maturity. Read below about common stock.
What is a common stock?A common stock shares entitling their holder to dividends that vary in amount and may even be missed, depending on the fortunes of the company; ordinary shares.
Therefore, the correct answer is as given above
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Problem recognition, information search, evaluation of alternatives, purchase decision, and post purchase evaluation are the steps in the:
Problem recognition, information search, evaluation of alternatives, purchase decision, and post-purchase evaluation are the steps in the consumer buying decision process.
The consumer buying decision process includes 5 key steps. These are
Problem recognition- It identifies the need of the product.
Information search - It takes into account the associated information.
Evaluation of alternatives - Under this substitute commodities are compared with the commodity consumer is willing to buy.
Purchase decision- It involves the step of actual purchase of a product
Post-Purchase - It involves the evaluation of the product after purchase
All these steps play an important role in determining the consumer buying decision process. By better understanding of consumer buying decision process, the business can market their product and service in the most appropriate way.
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The long-run aggregate supply curve is vertical at the level of output: a. at which the inflation rate is zero. b. at a predetermined price level. c. at which unemployment is at its natural rate. d. determined by aggregate demand.
The long-run aggregate supply curve is vertical at the level of output (c) at which unemployment is at its natural rate.
Because this is the amount that would be generated once prices are completely capable of adjusting, the LRAS curve is vertical at full employment as well. Some prices are persistent in the near term. This implies that producers may alter their output in response to changes in the price level.Businesses won't modify the amount of Real GDP output they create when the price level changes. Wages and resource prices are changeable over the long term. Wages will rise by the same amount as price levels do. At full employment, the long-run aggregate supply curve (LRAS) is vertical.
When unemployment is at the natural rate?
Natural unemployment, also known as the natural rate of unemployment, is the level of unemployment that continues in an economy that is thought to be operating at "full employment." It implies that there is never zero unemployment in an economy and is a hypothetical rate of unemployment.Learn more about long-run aggregate supply curve (LRAS) brainly.com/question/15710754
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A house sold for $109,000 with the buyer making a 20% down payment. The grantors tax is based on the:
In this sales case, the grantors tax will be based on the selling price.
What is a grantors tax?This refers to tax that is applied on the transfer on ownership such as on sales of property, house etc.
Here, the the grantors tax will be based on the selling price even though it is customary for the seller to pay the grantors tax.
Therefore, the selling price is correct.
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As a barrier to new entry, absolute cost advantages can be based on Group of answer choices control over low-cost inputs required for production, be they labor, materials, equipment, or management skills. the unique ability of established companies to spread fixed costs over a large volume. continuous advertising of brand and company names. high product quality, service-oriented innovations, and good after-sales service. cost reductions that arise from the mass production of standardized output.
As a barrier to new entry, absolute cost advantages can be based on: Control over low-cost inputs required for production, be they labor, materials, equipment, or management skills.
What is a Barrier to Entry ?
In theories of competition in economics, a barrier to entry, or an economic barrier to entry, is a fixed cost that must be incurred by a new entrant, regardless of production or sales activities, into a market that incumbents do not have or have not had to incur.
Barriers to entry, in economics, obstacles that make it difficult for a firm to enter a given market. They may arise naturally because of the characteristics of the market, or they may be artificially imposed by firms already operating in the market or by the government.
Barrier to entry is a high cost or other type of barrier that prevents a business startup from entering a market and competing with other businesses. Barriers to entry can include government regulations, the need for licenses, and having to compete with a large corporation as a small business startup.
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The town of Chester has an economy composed entirely of two equally sized food companies. Both company Q and company R produce peanut butter and jam. Company Q is better at producing jam than Company R which is better at producing peanut butter. In order to maximize output, Company R should
In order to maximize output, Company R should abandon the production of jam to fully specialize in the production of peanut butter and then trade with Company Q for jam.
A corporation or even a nation should specialize in manufacturing only those goods that they can create better than their rivals, i.e., have a comparative or absolute advantage in their production, according to several views about trade specialization.In this instance, Company R should focus solely on producing peanut butter because it has a comparative advantage in doing so. They should trade with Company Q to obtain jam if they are in need of any. Due to their competitive advantage in jam production, Company Q will eventually just produce jam.Which of the following could cause an increase in the demand for peanut butter?Demand changes when one of the demand's non-price determinants changes. Since peanut butter is a common item, demand will rise as the number of consumers increases, consumer incomes rise, and prices are anticipated to rise in the future.Why would an increase in the price of peanut butter cause a decrease in the demand for jelly?The jelly demand curve will move to the left (decrease). You would purchase less peanut butter if its price rose, thus you would also purchase less jelly (since they are complements).Learn more about food Technology here:
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The Fried Green Tomatoes Restaurant has increased its operating cycle from 99.2 days to 104.5 days while the cash cycle has decreased by 3.6 days. How have these changes affected the accounts payable period
The changes affected the accounts payable period with a decrease of 8.9days.
Change in Operating Cycle = Change in Cash Cycle - Change in accounts payable cycle
(104.5-99.2) = -3.6 - Change in accounts payable cycle
Change in Accounts Payable Cycle = (104.5-99.2) + 3.6
Change in Accounts Payable Cycle = 8.9 days (decrease)
The money owed payable fee period measures the average range of days it takes an enterprise to pay its bills payable. This measure facilitates you investigate the coins management of your small business, however, you must be aware of some of its barriers.
The accounts payable turnover in days suggests the common wide variety of days that a payable remains unpaid. To calculate the money owed payable turnover in days, virtually divide 12 months by the payable turnover ratio. Therefore, over the fiscal 12 months, the employer takes approximately 60.53 days to pay its suppliers.
Money owed payable has charge terms related to them. For instance, the phrases should stipulate that the fee is due to the supplier in 30 days or 90 days. The payable is in default if the organization does now not pay the payable in the terms outlined by way of the provider or creditor.
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Apple's products are well known and valued because the demand, customer loyalty, and company's price premium rank high in the consumer tech industry. This is an example of _______. a. brand equity b. brand loyalty c. brand mark d. individual branding
The correct answer is option 'a' brand equity.
What is brand equity?Brand equity refers to a brand customer perceive from the brand name. It is the value associated with the brand and not its product or services.
Aspects of brand equity are:
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Fuzz Inc., a well-known soft drink manufacturing company, introduces a new drink into the market, to make up for the company's past losses and regain its position in the market. However, customers reportedly complain about an odd taste in the drink. To correct this, the company invests more effort in improving the product to suit customer needs. The new drink with an improved taste soon becomes popular in the market, fulfilling Fuzz's goals. This scenario demonstrates the concept of:
This scenario demonstrates the concept of organizational effectiveness.
Organizational effectiveness: What is it?The term "organizational effectiveness" describes how a company has come to fully understand itself, in part because of: Leaders who set clear objectives for their teams and explain how to effectively carry them out. Management involves putting in place transparent communication channels and decision-making processes.
How can organizations become more effective?Increasing organizational effectiveness through five simple stagesRespect the resources, the people, and the processes.Address the organizational strategy and goals.Align the organizational structure with the strategy. Evaluate results in relation to the strategy.What is an illustration of an effective organization?Examples include teamwork, leadership, employee productivity, and business unit alignment. The performance and effectiveness of organizations are significantly influenced by all of these human-driven elements. A methodical approach is essential for effective progress.
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An accountant buys a supply of pencils to be used in calculating the taxes of other business firms. Based on this information, these pencils would be considered what type of product?
The pencils would be considered a Business.
What is a Business?
An organisation or enterprising entity engaging in commercial, industrial, or professional activity is referred to as a business. Businesses can be for-profit corporations or charitable institutions. Limited liability firms, sole proprietorships, corporations, and partnerships are among the several types of businesses.
A business is defined as a profession or trade that involves buying and selling goods and services with the intention of making a profit. Farming is a prime example of a business. A home sale is an illustration of commerce.
Different Business Structures
Sole proprietorship. A sole proprietorship is the most common type of business structure.Partnership. Limited liability company. Corporation.Learn more about Business here:
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The Organization of Petroleum Exporting Countries (OPEC) is a cartel that attempts to keep oil prices high by restricting output. As part of that process, each member nation is assigned a production quota; most members have nationalized their oil industry so that the government controls overall production. However, member nations routinely exceed their production targets.Why might OPEC often have difficulty keeping output low and prices high
Is the Organization of Petroleum Exporting Countries a cartel?
The Organization of the Petroleum Exporting Countries (OPEC) is frequently cited as an example of a cartel in the oil and gas sector. The member nations of OPEC do have market impact, albeit it is debatable whether the economic evidence proves it to be a true cartel.What is the main purpose of the OPEC?
The goal of OPEC is to coordinate and harmonize petroleum policies among its member states in order to ensure fair and stable prices for oil producers,
a reliable, cost-effective supply of petroleum to developing countries, and a fair return on investment for those who invest in the sector.
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Jan tells Lee she will pay him to babysit her son Mark weekday evenings for six months. Lee agrees. Jan and Lee have formed Group of answer choices a bilateral contract. a unilateral contract. a void contract. an unenforceable contract.
Jan and Lee have formed bilateral contract.
A bilateral agreement is one in which both sides share performance commitments. The promise of one party is given in exchange for the promise of the other. Each party is therefore an oblige on the other's pledge and an obligor on their own.A bilateral contract is a legally binding arrangement wherein the parties swap commitments to carry out and fulfill one of the terms of the agreement.The number of parties making a promise is initially the most visible distinction between bilateral and unilateral contracts. While unilateral contracts only require action on the part of one party, bilateral contracts require at least two parties.Thus the answer is option A.
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When Shaleen first started at the manufacturing facility, it took her four hours to complete the task she can now accomplish in 30 minutes. In her first two months on the job, she not only learned to do her job more efficiently, but she has also saved the company money. This is an example of
Shaleen in her first two months on the job, she not only learned to do her job more efficiently, but she has also saved the company money.
This is an example of (E) learning effects.
What are the learning effects?The learning effect is the process by which education increases productivity and leads to greater earnings in economics.In psychology and motor learning, the learning effect refers to the rapid improvements in performance that we witness when a person performs their first 5-10 tries at a new task. As the learner becomes more familiar with the activity, these initial leaps in performance become smaller and smaller.Learning effects are stronger when a technologically difficult task is repeated since there is more to learn about the task.Solution -As it is stated above as the learner becomes more familiar with the activity, these initial leaps in performance become smaller and smaller.
Therefore, this is an example of (E) learning effects.
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Complete question:
When Shaleen first started at the manufacturing facility, it took her four hours to complete the task she can now accomplish in 30 minutes. In her first two months on the job, she not only learned to do her job more efficiently, but she has also saved the company money. This is an example of
a. Multiple Choice
b. economies of scale.
c. lead strategy.
d. lag effects.
e. learning effects.
f. transition effects.
A ____ consists of a novel and confidential formula, device, idea, process, pattern, or compilation of information that gives the owner a competitive advantage in the marketplace.
A trade secret consists of a novel and confidential formula, device, idea, process, pattern, or compilation of information that gives the owner a competitive advantage in the marketplace.
What is a trade secret?Trade secrets might include things like product designs, manufacturing processes, fresh marketing tactics, and more. Legally speaking, these secrets are regarded as a type of intellectual property, much like patents, trademarks, and copyrights. Knowing what constitutes a trade secret will help to better defend the company.
Trade secrets can take on many different shapes, such as a proprietary technique, tool, pattern, design, formula, recipe, method, or approach that is not obvious to others and is used to provide an organization an edge over rivals or add value to clients.
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Scope refers to: Group of answer choices tasks that are decomposed into smaller tasks in a work breakdown structure. the end product created as part of a project that is delivered to the client. the work involved in creating the products and the processes used to create them. each level of work that is outlined in a work breakdown structure.
Scope refers to all the work involved in creating the products of the project and the processes used to create them.
What is Project Scope ?Project scope is the part of project planning that involves determining and documenting a list of specific project goals, deliverables, tasks, costs and deadlines. The documentation of a project's scope is called a scope statement or terms of reference.
It explains the boundaries of the project, establishes responsibilities for each team member and sets up procedures for how completed work will be verified and approved. Its one of the most important and most difficult aspects of project management is defining the scope of a project.
Thus ,we can say that the Scope refers to all the work involved in creating the products of the project and the processes used to create them.
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The analysis of documents can help you identify: A. the steering committee. B. the reason why current systems are designed the way they are. C. special information processing circumstances that occur frequently. D. problems with unknown systems. E. the organizational stock price.
The document analysis can help identify exceptional information processing circumstances that occur frequently.
Document analysisDocument analysis helps specialists comprehend and arrange essential sources or unique records from individuals who had individual encounters with the subject.While fostering their investigations, researchers utilize laid-out sources to accumulate thoughts and proof to help their cases. This interaction permits researchers to assess the quality and reason for the archives they use to decide whether the data they contain will help their examinations.Looking into this cycle might assist with better getting sorted out the assets and carrying out analysis all the more successfully.Uses of Document AnalysisThe document analysis is crucial because it enables researchers to make sense of their sources and choose the best ones for their research.Qualitative data is non-numerical information that researchers categorize and include in documents. Researchers can integrate document analysis with other sorts of study by organizing the data.Hence, document analysis can be used to find extraordinary information processing situations that commonly happen.
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Assume that an MNC subsidiary has very volatile cash flows and uses high debt. Its cost of debt should be: a. lower than the country's risk-free rate. b. higher than the parent's cost of debt. c. higher than its cost of equity. d. lower than its credit risk premium.
Lower than its cost of equity.
Its cost of debt should be lower than its cost of equity.
When is the cost of debt lower than the cost of equity?
Since equity investors take on more risk when buying a company's stock rather than its bond, the cost of equity is typically higher than the cost of debt. Due to the higher level of risk involved in investing in stocks, an equity investor would therefore demand higher returns (known as a "Equity Risk Premium") than a comparable bond investor. Investing in stocks carries greater risk than investing in bonds for a variety of reasons, such as:
Returns on the stock market are more volatile than on the bond market.In the event of a company default, stockholders have a lesser claim to the company's assets.Gains from investments are not assured.Dividends are a choice (i.e., a company has no legal obligation to issue dividends)Learn more about debt vs equity here:
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Item 11 Goodwill is: Multiple Choice Amortized over the greater of its estimated life or forty years. Only recorded by the seller of a business. The value of a business as a whole, over and above the value of its net identifiable assets. Recorded when created internally through advertising expense.
Goodwill is the value of a business as a whole, over and above the value of its net identifiable assets.
What is Goodwill?Goodwill occur when we have intangible assets as a result of a buyer purchasing or obtaining a business that is already in existence.
The correct option is C because goodwill is the value of a business as a whole, over and above the value of its net identifiable assets.
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Which type of decision-making approach assumes that managers are logical, that they have complete information, that they can eliminate uncertainty, and that all of the decisions they make will be in the best interests of the organization
The answer is classical decision making.
Managers have access to all information and choices under the classical decision-making approach.
The classical method is also known as the prescriptive, rational, or normative paradigm. It specifies how decisions should be made in order to achieve the desired outcome. In the classical approach, decisions are rationally determined and directed toward a single, set goal. It is employed when the decision maker has comprehensive knowledge of the problem and is aware of all feasible solutions. It is an outstanding decision-making approach. It makes sense because it is scientific, systematic, and sequential.
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The long-run market supply curve a. has the same elasticity as the short-run market supply curve. b. is more elastic than the short-run market supply curve. c. is less elastic than the short-run market supply curve. d. is always perfectly elastic.
The correct option is (b)is more elastic than the short-run market supply curve.
Long-term supply curves tend to be much more elastic than short-term supply curves. This is due to the fact that the firm often faces both physical and financial constraints that prevent short-term supply adjustments. Almost all changes to the production process can be made given adequate time.
When all inputs are erratic, the supply of goods is said to be long-run. Short-term supply curves are never more elastic than long-term supply curves. The short-run average cost curves are engulfed in a u-shaped curve by the long-run average cost curve.
The market price in an industry with rising costs increases to P1 at the point where the new short-run supply and demand curves connect. You can derive the long-run supply (LS) curve by linking the previous and current equilibrium points.
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You are attempting to inspect a furniture restoration shop that regularly spray paints furniture. Spray application of flammable finishes without a proper permit is a violation of the fire code. The shop owner is trying to prohibit you from entering. What might convince the shop owner to comply with the inspection
The shop owner might convince to comply with the inspection: Reminding the shop owner that for a fee a permit can be secured without inspection
What is the Inspection?
An inspection involves checking something, i.e., examining and assessing something. We may inspect a building or organization to make sure that it meets specific standards. The inspectors need to ensure that nothing is faulty and that nobody is breaking any laws.
The inspection is the process where the trained people inspect or check the important documents and design thoroughly. The main function of the inspection is to check the proper quality of the document and design by the process analyzing, testing and examining.
Inspection basically provide various benefits as it increase the quality of the system by examine properly so that the document must be error free. Inspection is required in all the workplace so it help to increase the productivity and efficiency of the organization.
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The kinds of factors that might be reviewed when considering the ‘economic’ aspect of the pestel include?
Changes in disposable income per capita is the answer.
Household income is a measure of the total income of all people who share a particular household or place of residence. This includes all forms of income. B. Salaries and wages, pension income, non-cash government transfers such as food stamps, and return on investment.
Calculated by subtracting taxes, savings, and some tax-exempt payments, including fines, confiscations, and donations, from income from all sources of income, including wages, government transfers, and rental income, and dividing by the total population of the United States. Will be done.
In 2021, the per capita disposable income of Americans was $ 48,219. National disposable income in 2020 was $ 15.74 trillion.
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An increase in the cost of living Group of answer choices increases aggregate demand. decreases aggregate supply. decreases the quantity demanded of aggregate output. decreases aggregate demand.
An increase in the cost of living A) increases aggregate demand.
As household wealth will increase, mixture demand usually increases as nicely. Conversely, a decline in wealth typically results in lower aggregate calls for. increases in personal savings will even lead to less call for items, which has a tendency to arise throughout recessions.
Within the maximum fashionable experience (and assuming ceteris paribus conditions), an growth in combination call for corresponds with a boom inside the rate stage; conversely, a decrease in aggregate demand corresponds with a lower price level.
inside the quick run, rising costs (ceteris paribus), or higher demand reasons for an increase in aggregate delivery. Manufacturers do that by using increasing the utilization of current resources to fulfill a higher stage of aggregate demand.
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