Option D is the correct answer. The very first modern management handbook is attributed to Peter Drucker.
What does management mean?The process of completing the labour or task necessary for accomplishing an organization's goals in an effective and efficient way is referred to as management. The procedure implies the management duties.Planning, organising, staffing, directing, and managing are therefore involved.What makes management crucial?Simply said, firms wouldn't succeed without managers. By creating growth with high-performing teams, managers play a significant role in the sector. Overall, managers will always be a key component of every organisation because of their involvement in activities like hiring and training new personnel as well as decision-making.The process of completing the labour or task necessary for accomplishing an organization's goals in an effective and efficient way is referred to as management.Option D is the correct answer. Peter Drucker is credited with providing the first modern handbook on the subject of management.
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g what is the annual stated interest rate on the bonds? (hint: be sure to provide the annual rate rather than the six-month rate.)
If a bond compounding annually has a nominal yield of 6% and the inflation rate is 4%,then the real interest rate is really only 2%.
The stated interest rate is the interest rate listed on a bond's coupon.This is the actual amount of interest paid by the issuer of the bond.Therefore,if the issuer pays $60 for a bond with a face value of $1,000, then the stated interest rate is 6%. APR is the annual cost of a loan to a borrower,including fees.Like an interest rate,the APR is expressed as a percentage.Unlike an interest rate,however,it includes other charges or fees like mortgage insurance,most closing costs,discount points,and loan origination fees. The US Department of the Treasury announced Tuesday that Series I savings bonds,also known,pay an annual interest rate of 6.89% through April 2023,below the 9.62% paid by those who bought between May and end of October.
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which method of scheduling media would be most effective for a new retailer with a slim advertising budget?
Pulsing is the method of scheduling media that would be most effective for a new retailer with a slim advertising budget.
Advertising and marketing is a promotional pastime that goals to promote a product or service to a target audience. It is one of the oldest types of advertising and marketing which tries to influence the moves of its audience to purchase, promote, or do something specific.
Marketing is any paid advertising of a product, provider, or concept supposed to persuade one or extra humans.
There are 3 most important objectives of advertising and marketing – to tell approximately the logo or offering, to influence to buy or perform a project and to remind and beef up the brand message.
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New Labs just announced that it has received a patent for a product that will eliminate all flu viruses. This news is better than the market expected one month ago. Which one of the following reactions to this announcement indicates the market for New Labs stock is efficient?
A. The price of New Labs stock increases rapidly and then settles back to its pre-announcement level.
B. The price of New Labs stock remains unchanged.
C. All stocks quickly increase in value and then all but New Labs stock fall back to their original values.
D. The price of New Labs stock increases rapidly to a higher price and then remains at that price.
Option D. The price of New Labs stock increases rapidly to a higher price and then remains at that price.
What do you mean by stock?The ownership certificates of any corporation are referred to as stocks in general. A share, on the other hand, refers to the stock certificate of a specific business. You become a shareholder if you possess shares in a specific business. There are two sorts of stocks: ordinary and preferred.
Should new investors consider stocks?For beginners in particular, the Indian Stock Market is a fantastic area to start investing. For those looking to enter the market without worrying about the specifics of buying and selling equities, it presents a fantastic option. There are various benefits for investors on the Indian stock market.
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which organization provides a medium for the exchange of educational ideas and training techniques for the fire service?
The name of an organization that provides a medium for the exchange of educational ideas and training techniques for fire services is the International Society of Fire Services. Hence, the correct option is (C).
What is the International Society of Fire Services?The International Society of Fire Service is an organization whose goal is to improve firefighter safety was established in 1961. For more than five decades, this organization has provided educational ideas and also training techniques to firefighters in order to improve their work and also their safety. The vision of the organization is to become the leading company that provides resources to improve the efficiency, effectiveness, and also safety of the fire service.
The question is incomplete, but most probably your question was:
The name of an organization that provides a medium for the exchange of educational ideas and training techniques for fire services is
A. National Fire Protection Association
B. International Fire Service Training Association
C. International Society of Fire Service Instructors
D. The Joint Council of National Fire Service Organizations
Hence, the correct option is (C).
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excess reserves refer to the: question 30 options: difference between a bank's vault cash and its reserves deposited at the federal reserve bank.
Excess reserves refer to cash funds held by banks over and above the Federal Reserve's requirements.
What do economists mean by reserves?In a nation's balance of payments, reserves are an asset. The majority of the time, central banks also keep foreign currency reserves in addition to domestic reserves. Since the U.S. dollar is the most common reserve asset, most central banks keep a large portion of their reserves in the U.S. currency.
Its examples?Contrarily, specialized reserves are made with a particular purpose in mind and may only be applied to that purpose. These reserves include, among others, the Dividend Equalization Reserve, the Debenture Redemption Reserves, the Contingency Reserves, and the Capital Redemption Reserves.
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In 2018, spotify was available in many countries around the world. the same year, spotify offered an attractive deal available only to students—spotify premium, hulu limited, and showtime, all for one monthly payment of $4.99. the fee is half the amount charged for a standard spotify premium account. to qualify for the deal, students must provide their information, such as name and birthdate, to spotify and its third-party partner, sheerid. sheerid is a verification service utilized by companies to confirm various personal attributes and qualifications. in this case, your current student status at a title ix school is in a database, which is accessed by sheerid.
In making this offer to students, Spotify is? a. engaging in perfect price discrimination, charging each individual based on her or his willingness to pay. b. using the hurdle method, getting people to self-identify their willingness to pay by requiring them to overcome one or more obstacles. c. engaging in group pricing, where the market segments are students and nonstudents.
In making this offer to students Spotify is engaged in group pricing and they are targeting the students only
Spotify offers a new deal for students only. In this deal, they will get Spotify Premium, Hulu Limited and Showtime all for just $4.99 per month, which is half the amount they charged for a standard premium account. To qualify student has to provide their birthday or names to Spotify and SheerID (its third-party partner).
Part 1.
In making this offer to students, Spotify is engaging in group pricing, where market segments are students and non-students
By collecting Students' identities they will group them according to their classes, so they can get the benefits of Group pricing and they are only targeting students.
Part 2.
By requiring third-party verification for the discount, rather than simply requiring an '.edu' email address as many retailers do, Spotify effectively narrows its consumer base to students with the lowest reservation prices.
By requiring third-party verification for discounts, Spotify ensures that only students are getting the benefits of the offer.
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the free cash flow to the firm is $400 million in perpetuity, the cost of equity equals 14%, and the wacc is 10%. if the market value of the debt is $1 billion, what is the value of the equity using the free cash flow valuation approach?
The value of equity using the free cash flow valuation approach is $3 billion.
By discounting future FCFF at the weighted average cost of capital, the FCFF valuation approach determines the firm's value.
The financial performance of a corporation is gauged by free cash flow (FCF). It displays the amount of cash that a business may generate after deducting the cost of large investments like real estate, machinery, and other assets from its operating cash flow.
Free cash flow=$400 million
WAAC= 10%
Debt=$1,000 million
The value of equity is calculated from firms vale and debt.
Equity=firm value-debt
Equity= free cash flow/WAAC -debt
Equity=400/0.1-1000
Equity=4000-1000
Equity=3000
The value of equity is $3000 million which is $3 billion.
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the current asset section of binz company balnce sheet consists of cash, marketable securities, accounts receivable and inventories.invenories 750000 total assets 2800000 current ratio 2.3 acid-test ratio 1.05 what amount should be included in the noncurrent asset section of binz december 31, 2024 balance sheet g
The amount should be included in the noncurrent asset section of Binz December 31, 2024 balance sheet is $630,000.
Current ratio - Acid-test ratio = Inventories
Current liabilities = $750,000 / (2.3 - 1.05) = $600,000
Quick assets = $600,000 x 1.05 = $630,000
Noncurrent assets are classified into three types: tangible assets, intangible assets, and natural resources. A company's tangible assets are typically physical assets or property, such as real estate and equipment. Intangible assets, such as patents, do not have a physical presence. Natural resources, such as fossil fuels and timber, are assets derived from the earth.
Current assets are considered short-term assets because they are typically convertible to cash within a company's fiscal year and are the resources required to run day-to-day operations. Noncurrent assets are investments required for a company's long-term needs, the full value of which will not be realised within the fiscal year.
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at a firm's current rate of output, the marginal cost is $65, the average variable cost is $35, the average fixed cost is $30, and the product price is $65. which of the following statements is true for the firm? responses economic profits are zero because marginal revenue equals marginal cost. economic profits are zero because marginal revenue equals marginal cost. economic profits are negative because total revenue is less than total cost. economic profits are negative because total revenue is less than total cost. economic profits are positive because total revenue is greater than total cost. economic profits are positive because total revenue is greater than total cost. economic profits are negative because price is greater than average variable cost. economic profits are negative because price is greater than average variable cost. economic profits are zero because price equals average total cost.
Economic profits are zero because price equals average total cost
Economic Profit: What Is It?An economic profit is the sum of the explicit costs of producing the company's goods and services, any opportunity costs, and the sales income.
How to Determine Economic Gain?Each entity and situation will have a different way of calculating the economic benefit. It can be summarized generally as follows:
Revenues minus explicit costs minus opportunity costs equal economic profit.
How can I calculate the average total cost?By dividing the total cost of manufacturing by the overall number of units produced, the average total cost is determined.
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work in progress (wip) limits place constraints on how many items a team works on at any given time. what scrum value do wip limits encourage for a team?
Focus on scrum values, do work-in-progress limits, and encourage teamwork.
What is focusing?Your Teams status will change to Focusing while you are in your focus period, and all alerts will be muted until your concentrate time is over. Tap Menu to update your status. It's a self-assurance founded on actual experience.This inner peace that comes from knowing your purpose, knowing where you're going and creating a plan to get there Living purposefully and assiduously is a talent, not a personality trait.Additionally, because it's a skill, you can learn it.Why is focusing effective?Concentration is defined as focused attention and has a variety of applications and advantages. It helps with studying, facilitates quicker comprehension, enhances memory, aids in maintaining concentrate on a topic, job or goal, and empowers you to block out pointless and irrelevant ideas.Focus on scrum values, do work-in-progress limits, and encourage teamwork.
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the annual loss expectancy (ale) calculation provides an organization's stakeholders with what information?
The potential financial loss of an event based on how often a threat could occur.
A stakeholder is a party with an interest in a business who has the potential to influence or be affected by it. A typical corporation's investors, employees, clients, and suppliers make up its main stakeholders. However, the idea has been broadened to encompass communities, governments, and trade groups as a result of the growing focus on corporate social responsibility. An organization's stakeholders may be internal or external. Internal stakeholders are those who have a direct interest in a firm, such as through employment, ownership, or investment.
External stakeholders are those who don't work for a company directly but are still impacted by its decisions and results. Suppliers, borrowers, and government agencies are all regarded as external stakeholders.
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for a bank, the difference between the interest rate charged to borrowers and the interest rate paid on liabilities is called the .
For a bank, the difference between the interest rate charged to borrowers and the interest rate paid on liabilities is called the net interest spread.
The difference between the average yield a financial institution obtains from loans and other interest-earning operations and the average rate it spends on deposit and borrowings is known as the net interest rate spread. An important factor in determining a financial institution's profitability is the net interest rate spread (or lack thereof).
A bank's main activity is controlling the difference between the interest rate it charges customers for deposits and the rate it collects on their loans. In other words, a bank makes money from the interest rate spread when the interest it receives on loans exceeds the interest it pays on deposits. Net interest rate spreads are comparable to profit margins, to put it simply.
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which type of sales promotion stimulates demand by offering a product discount that is used immediately when the product is purchased
The type of sales promotion that stimulates demand by offering a product discount that is used immediately when the product is purchased is known as coupons.
The need for customer satisfaction has
become the top priority for businesses and there are times when they need to stimulate demand and increase sales of their products for short-run, this is where sales promotion comes into play.
Basically, a sales promotion refers to a marketing strategy where the product is promoted using short-term attractive
initiatives to stimulate its demand and
increase its sales. It is a part of the
promotional mix where the business
uses many short-term customer-oriented
customer-oriented strategies to stimulate the demand for its
product by making it look more attractive
and/or worthy.
Generally, the strategy are usually brought to use in the following cases which are to introduce new products, sell out existing inventories, attract more customers and lift sales temporarily.
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the period of time required by the applicable financial reporting framework or, if no requirement exists, within one year after the date the financial statements are issued is referred to as
The term financial reporting framework is defined as a set of criteria used to determine the measurement,recognition,presentation and disclosure of all material items appearing in the financial statements.
The auditor will express an unqualified opinion when concluding that the financial statements are prepared,in all material respects, in accordance with the applicable financial reporting framework.IAS 34 prescribes the minimum content of said interim financial report.It also specifies the accounting measurement and recognition principles applicable to an interim financial A reporting period is the period of time covered by a set of financial it is for a month,a quarter or a organizations use the same reporting periods from year to year so that their financial statements can be compared with those produced in prior years.
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one of the main provisions of the gramm-leach-bliley act requires financial institutions to?
One of the main provisions of the Gramm-Leach-Bliley Act requires financial institutions to explain their information-sharing practices to their customers and to safeguard sensitive data.
What is the Gramm-Leach-Bliley Act?The Gramm-Leach-Bliley Act (GLB Act or GLBA), also known as the Financial Modernization Act of 1999, is a federal law authorized in the United States to manage the ways financial institutions deal with the private information of individuals.
The Act consists of three sections:
The Financial Privacy Rule, that regulates the collection and disclosure of private financial information;The Safeguards Rule, that stipulates those financial institutions have to implement security programs to protect such information;The Pretexting Provisions, that prohibit the practice of pretexting or accessing private information using false pretenses.The Act also requires financial institutions to give customers written privacy policy notices which explain their information-sharing practices.
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to combat laissez faire economic policies, this new one would be formed. explain the core beliefs of socialism. why would socialism rise to oppose laissez faire?
The 18th-century economic doctrine of laissez-faire rejected any government involvement in commercial matters.
The core tenet of laissez-faire, a French phrase that means "leave alone" in English, is that society as a whole will benefit from businesses operating with less interference from the government.
Free-market capitalism relies heavily on laissez-faire economics.
Laissez-faire is an anti-interventionist economic theory that supports free markets and capitalism.
The French Physiocrats established the laissez-faire idea in the 18th century.
According to proponents of laissez-faire, government involvement in business hinders economic success.
Though critics have critiqued it for increasing inequality, later free-market economists built on the ideals of laissez-faire as a route to economic growth.
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In an experiment, events A and B are mutually exclusive. If P(A) = 0.6, then the probability of Bcannot be determined with the information givencannot be larger than 0.4can be any value between 0 to 1can be any value greater than 0.6
If A and B cannot occur simultaneously, they are events that cannot occur together. P(A AND B) = 0 indicates that A and B do not share any outcomes.
Are events A and B independent, mutually exclusive, both, or neither?P(A|B) equals P(A), so A and B are independent.
How can you determine the likelihood that A and B are mutually exclusive?The probability of an event A occurring or the probability of an event B occurring, which is the P (a b) formula, is given by P(A) + P(B), i.e., P (A Or B) = P(A) + P(B) if A and B are considered to be events that are mutually exclusive.
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if congress wants to close a recessionary gap, which policy is matched to the resultant change in output and price level?
If congress wants to close a recessionary gap, policy is matched to the resultant change in output and price level are:
Policy : Decreases taxesOutput: IncreasesPrice level: IncreasesDefinition of RecessionRecession is a term used to describe a situation in which a country's economic turnover turns slow or gets worse. This slowing economic turnover can last quite a long time, even years, as a result of the growth of a country's gross domestic product (GDP) declining for two quarters and continuing continuously.
GDP itself can be interpreted as a country's economic activity during one period. So, if a country experiences continuous decline in economic activity for two periods, then the country can be said to be in a recession.
Meanwhile, the National Bureau of Economic Research (NBER) which is located in the United States, defines a recession as a condition in which a country experiences a significant decline in economic activity within a period of several months in terms of real GDP, income, unemployment rate, industrial production, wholesale-retail sales.
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in the context of using information technologies for a competitive advantage, a top-line strategy focuses on: a. helping different market segments achieve technological advancement. b. refining operations by using latest technologies. c. improving efficiency by reducing overall costs. d. increasing revenue by selling existing products to new customers.
In the context of using information technologies for a competitive advantage, a top-line strategy focuses on increasing revenue by selling existing products to new customers.
All forms of technology used to exchange, save, utilise, or produce information are included in the broad category of information technology, generally known as IT. Computers, servers, peripherals, Internet connectivity tools, and phone systems are examples of frequently used information technology hardware.
Companies may keep a competitive edge over their rivals by utilizing information technology resources. Companies that employ a first-movers approach might leverage information technology to develop new goods, differentiate their offerings from those already on the market, or improve customer services. Businesses that pursue low-cost product strategies can use information technology to their advantage by increasing productivity and reducing the need for personnel overhead. Businesses may also incorporate information technology into their goods such that customers find it difficult to transfer platforms.
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a training assessment is the first step to any successful training program and is also a critical aspect of succession planning. group of answer choices true false
The statement, "A training assessment is the first step to any successful training program and is also a critical aspect of succession planning." is false.
An agency's staff must possess the knowledge, skills, and aptitudes required to satisfy the performance criteria, and this is the subject of a training needs assessment. If training programmes are accurately identified, resources will be appropriately distributed to locations with the greatest demand. The assessment should take into account the resources needed to accomplish the organization's goal, increase productivity, and provide high-quality products and services.
A requirements assessment is the procedure used to identify the "gap" between intended performance and actual training. When a difference exists, it looks into what it is, why it exists, and how it can close or remove the disparity. A thorough needs assessment takes into account the effects of ignoring the gaps.
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which of the following examples describes using data to achieve business results? select all that apply. 1 point a video streaming service analyzes user preferences to customize movie recommendations. a movie theater tracks the number of weekend movie goers for three months. a grocery chain collects data on sale items and pricing from each store. a large retailer performs data analysis on product purchases to create better promotions. 4. question 4
Utilizing data to achieve corporate goals is demonstrated by a video streaming service that customizes movie suggestions based on customer interests.
How does data help in the decision-making process for businesses?By making decisions based on data, businesses may generate real-time insights and forecasts that will help them perform better. In this way, businesses can assess the effectiveness of numerous approaches and choose the course of action that will lead to long-term growth.
Why are data so essential to business?Business information can serve as the basis for an organization's customer care programs and can inform a business about the wants, complaints, and commercial activity of its clients. You'll be better able to appreciate how effectively current organizations use data if you understand how it's used in business.
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A credit score is an indicator of how well someone pays off their debt, not how well they handle money.a. Trueb. False
True - A credit score is an indicator of how well someone pays off their debt, not how well they handle money.
When a loan is past due, the creditor has two options: sell it to a company that handles collections, or give it to an internal collection team.
When an account is sold to a collection agency, the funds are shown as a separate account on your credit report. Having a savings account will lower your credit score.
Credit cards and personal loans that are unsecured accounts could be vulnerable to collection efforts. Conversely, defaulted secured debts such as auto loans or mortgages may lead to foreclosure and/or repossession, respectively.
Time will always have a bigger impact on your credit score than money collection. This is because recent credit activity is given greater weight than previous credit activity. Once a written account has been totally deleted off your credit report, it won't have any impact on your credit score at all.
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Nirupa is meeting with her team to tell them about a new project. Brian is supposed to introduce the first item on
the agenda. He will talk about the new technology the team will use for the project. It is time for the meeting to
begin, but Brian is not present. What is the best way for Nirupa to handle this situation?
A) Suggest that everyone take a break until Brian arrives
B) Ask if someone else can discuss the new technology
C) Apologize to the team and reschedule the meeting
D) Start the meeting with a different agenda item
Apologizing to the team and rescheduling the meeting is the best way for Nirupa to handle this situation. Thus option C is correct.
What is the meeting?Teams have the chance to produce ideas jointly and debate many angles on a problem during meetings. Anyone can capture ideas that teammates create throughout these encounters by writing them down. After the meeting, you can analyze the suggestions and select the best one.
Thank another person for taking into consideration your request and apologies for any discomfort this has caused. Any resentment brought on by a rescheduling meeting might be eased with a heartfelt apology.
As they may not know when brian will be returning so it will be more feasible to start the meeting when there is a confirmation. Therefore, option C is the correct option.
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the real value of government debt is reduced by: group of answer choices expected inflation. expected deflation. unexpected inflation. unexpected deflation.
The real value of government debt is reduced by expected and unexpected Inflation.
Government debt is used to pay public services it really means borrowings made by the government. When inflation happens, the price of all goods and services increases rapidly, and unless and until people have the proper income they will not be able to survive anything.
Higher inflation reduces the real value of the government's outstanding but increases capital investment. The higher the inflation, the lower will the government debt be. When the price increases, the value of debt decreases, either immediately or from time to time.
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which testing approach is useful to determine procedures to follow when new credit accounts are opened for inactive customers?
Time tracking testing approach is useful to determine procedures to follow when new credit accounts are opened for inactive customers.
When you deactivate customers, merchants, goods, or services in QuickBooks Online, time-tracking users start to appear. A customer is a person or company who makes a purchase from another company. Customers matter because they influence sales. Without them, businesses would cease to exist.
A person who makes purchases in a restaurant, store, or other retail establishment is referred to as a customer. A person who visits an electronics store and purchases a television is an example of a customer.(informal) A person, especially one who engages in social interaction. Starting with demographics, psychographics, challenges, or problems, one might define the ideal consumer
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in which of the following markets are strategic interactions among firms most likely to occur? a. the market for piano lessons b. markets to which patent and copyright laws apply c. the market for corn d. the market for tennis balls
The strategic interactions among firms most likely to occur in the market for tennis balls. So option d. is correct.
The strategic interaction between players in the oligopoly markets gives its study a tint of dynamism. This interdependent nature of oligopolies brings about the concept of conjectural behavior, a situation whereby the actions and decisions of firms in the markets depend on the actions and decisions of others. Strategic interaction is a situation in which the pay-off of one economic agent is dependent upon the choices of others.
For example, in a duopolistic industry, the profit of each firm is dependent on the choice (quantity or price) of the other firm.
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in 2012 and 2013 blockbuster video closed 800 stores, leaving 500 in place of the 9,000 that once existed. redbox dvd and netflix offered products that made blockbuster obsolete. this is an example of
Correct option is B. Economic growth, While Netflix played a significant role in Blockbuster's demise, the rental company made its own bed by turning down Netflix's offer to buy it in 2000.
However, there is still a chance for generations who lived during Blockbuster's prime to go back to that era without having to journey all the way to Bend. Blockbuster enjoyed success as long as there was a market for renting VHS cassettes and DVDs, but when that market waned, so did the number of open locations. In 2004, Blockbuster was a massive company with 9,094 locations, but by 2008, it was in desperate need of bankruptcy protection.
In 2012 and 2013 Blockbuster Video closed 800 stores, leaving 500 in place of the 9,000 that once existed. Redbox DVD and Netflix offered products that made Blockbuster obsolete. This is an example of
a. social mobility.
b. economic growth.
c. creative destruction.
d. embodied cultural capital.
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a partially amortizing mortgage is made for $67,000 for a term of 10 years. the borrower and lender agree that a balance of $21,400 will remain and be repaid as a lump sum at that time. required: a. if the interest rate is 7 percent, what must monthly payments be over the 10-year period? b. if the borrower chooses to repay the loan after five years instead of at the end of year 10, what must the loan balance be?
a) The monthly payment amount would be $748.39
b) The loan balance be $54,160.11
a) We use the PMT function in excel here
=PMT(rate, nper, PV, FV)
Here
Rate = 7%/12
Nper, period = 10 years*12 = 120
PV, present value = $76,000
FV, future value = $23,200
Thus we type in the following in any of the excel cell
=PMT(7%/12,120,-76000,23200)
And the answer is $748.3861
b) We use the FV function in excel here
=FV(rate, nper, PMT, PV
Here
Rate = 7%/12
Nper, period = 5 years*12 = 60
PMT, $748.39
PV, present value = $76,000
Thus we type in following in any of the excel cell
=FV(7%/12,60,748.39,-76000) = $54,160.11
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during her interview, margo realized that the organization seemed to foster an aggressive culture. what three characteristics would indicate this?
Everyone is encouraged to challenge one another in the highly competitive organization mentality.
By organization, what do we mean?A group of people who work together organisational context, such as a company, building owner, nonprofit, or union. The word "organizational" has the potential to refer to an individual, a group, a business, or the development of anything.
Why is organization so important?However, keeping structure can enhance your well-being and lead to greater happiness and comfort. Being unorganized could cause chaos in your life. It could lead to despondency and increased tension. Discord can be a generator of mold growth, dust buildup, and even a fire risk.
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an important reason the federal reserve would not want to keep interest rates at 0% forever is that doing so would:______.
Inflate the US dollar's value.
Maintaining interest rates at 0% for an extended period can increase the money supply because banks and financial institutions have access to low-cost borrowing. As a result, the US dollar's value may fall as more of it is in circulation. Inflation can occur when there is an excess of money chasing an insufficient supply of goods and services, resulting in higher prices. This can reduce consumers' purchasing power because their money is worth less, and they can buy less. Furthermore, low-interest rates can cause asset bubbles as investors seek higher returns on riskier assets. The Fed would prefer to avoid these negative consequences and maintain a healthy balance of economic growth and stability.
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