To find the interest that Pam will earn in 3 years, we need to first calculate the total amount that she will have after 3 years by applying the interest. Since the interest is compounded quarterly and Pam is investing for 3 years, we can calculate the total amount that she will have after 3 years using the formula for the future value of an investment:
FV = P * (1 + i)^n
where FV is the future value, P is the initial investment, i is the interest rate per period, and n is the number of periods.
In this case, we know that P = $8,000, i = 4.8% / 4 = 1.2%, and n = 3 * 4 = 12, since the interest is compounded quarterly and Pam is investing for 3 years. Substituting these values into the formula above, we get:
FV = P * (1 + i)^n
FV = $8,000 * (1 + 0.012)^12
Calculating this value gives us FV = $8,976.73, which is the total amount that Pam will have after 3 years, including interest.
To find the amount of interest that Pam will earn in 3 years, we can subtract the initial investment from the total amount to get:
Interest = FV - P
Interest = $8,976.73 - $8,000
Interest = $976.73
Therefore, Pam will earn $976.73 in interest over 3 years.
Kapco Advisers is a federal covered investment advisers with its principal office in New York City and several offices in New Jersey.
Joe Segal, who lives in Manhattan, is an IAR with the firm and has the responsibility for serving those clients of Kapco who winter in
Florida. In order to do so, Joe takes a hotel suite in Miami Beach for one week in December, in Boca Raton for one week in January,
and in West Palm Beach for one week in February. While Mr. Segal is using these facilities to meet with existing clients, he does let
them know that if they have any friends who might be interested in the firm's advisory services, they are welcome to make an
appointment with him. Which of the following statements is correct regarding Mr. Segal's registration status under the Uniform
Securities Act?
Because Joe may be meeting with individuals who are not existing clients and may be Florida residents, he
must be registered in the state of Florida as an IAR.
Once an IAR is using a temporary facility to meet with prospective clients, it is considered that there is a place of business in the
state. Therefore, IAR must be registered.
The de minimis rule does not apply here because he is holding himself out as offering
advisory services in the State and the hotel room becomes a place of business. Because KAPCO is a federal covered IA, they don't
register in the state although notice filing may be required.
With its flagship office in New York City and many offices in New Jersey, Kapco Advisers is a federally covered investment adviser. Joe needs to be registered as an IAR in the state of Florida because he might meet with people who are not current clients and might live there.
An IAR is deemed to have a place of business in the state if they meet with potential clients in a temporary location. IAR must be registered as a result. Because he holds himself out as providing consulting services in the State and uses the hotel room as a place of business, the de minimis rule does not apply in this situation. KAPCO does not register in the state even though notice filing may be necessary because they are a federally covered IA.
A RIA is a company that was established legally to offer clients advisory services in exchange for payment. The individual advisor(s) working under the RIA who formally provide the advise are known as IARs. There are certain regulatory procedures connected with the development and continuous upkeep.
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when an accountant is engaged to prepare financial statements, each of the following requirements applies, except:
When an accountant is engaged to prepare financial statements, each of the following requirements applies, except the accountant should verify the completeness of information provided by management for the financial statements.
An Accountant facilitates organizations make important economic decisions by way of accumulating, monitoring, and correcting the employer's price range. they are responsible for monetary audits, reconciling bank statements, and making sure monetary statistics are accurate throughout the yr.
An accountant is a person who works in the accounting field and conducts duties such as account analysis, audits, and monetary assertion evaluation. Accountants can work for simply an accountancy company or a huge corporation with just an inner finance branch, or they may begin their very own company.
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consider the market for pigs and assume there is a marginal external cost associated with raising pigs. without government regulation, at the market equilibrium price and quantity of pigs:
Both advantages and costs result from pollution for society. However, individuals who profit from pollution, such as the owners of power firms, decide how much pollution happens in a market economy without government involvement.
They lack motivation to consider the financial burden their pollution places on others. The marginal societal cost is the sum of the marginal external and marginal private costs. When there is a marginal external cost, producers economy consider the marginal private cost and produce more than the efficient quantity. By transferring a property right, a negative externality can occasionally be avoided. government externality is the circumstance in which a party not involved in the transaction suffers as a result of another party's market transaction.
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dr. j., owner of choco-o-rama, asks three of his employees to stay after they close for the day to set up the holiday display of truffles. dr. j is exercising which of the following powers?
Dr. J is exercising the power of Direction in management.
The power of direction in management is the ability of an executive or manager to influence the activities of their subordinates in order to achieve organizational objectives. This power is often derived from their authority and the organizational structure. The power of direction is typically exercised through setting goals, providing resources, and creating an environment that encourages employees to work towards the desired outcomes. It can also involve making decisions, delegating tasks, and providing feedback and guidance. Ultimately, the power of direction is about setting a vision and providing the resources and guidance necessary for it to be achieved.
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Which of the following is the first step in the managerial decision making process?
A. Evaluation and feedback
B. Development of alternatives
C. Recognition of decision requirement
D. Diagnosis and analysis of causes
E. Selection of desired alternativesC. Recognition of decision requirement
The first stage in the managerial decision-making process is what follows. C)Recognition of decision requirement
What are the six steps involved in making decisions?Careful planning and empathy are two requirements for implementing the alternative. The sixth step in the procedure is to put a substitute into action. Selecting an alternative, which is the fifth phase in the decision-making process, is thus referred to as pricing the best alternative.
What is the process of decision-making?An individual goes through a decision-making process while deciding which alternative or course of action will best suit their needs. It is a series of actions made by managers in the organization ,To set specific activities in motion and determine the planned course for company objectives.
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harold had been asked to serve on the board of a major pharmaceutical firm. he reluctantly declined, citing the firm's lack of liability coverage for outside members of the board of directors. harold's decision indicates that he
For eight years, Harold Wilson served as prime minister of the United Kingdom. Wilson's first administration ran from 16 October 1964 to 19 June 1970.
His second administration began on 4 March 1974 and concluded with his resignation on 5 April 1976.
Wilson ruled over the opulent Swinging Sixties, whose economy was mostly prosperous but beset by underlying issues that he would have to deal with as Prime Minister.
Wilson's Labour administration from 1964 to 1970 is most remembered for the Devaluation Crisis of 1967 and the social reform laws that were enacted during that time.
Renegotiating the terms of Britain's entrance into the EEC was one of his major accomplishments during the Wilson governments of 1974–1976.
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assume that the united states government introduces an expansionary monetary policy, increasing the money supply in the market. in the accompanying graph, demonstrate the long run effect on aggregate demand and short run aggregate supply. then, answer the following question. aggregate price level real gdp lras sras ad in the classical model of the price level, what is the long run effect of an increase in the money supply on real gdp?
It doesn't affect GDP. Both the SRAS and AD lines go to the left.
What is GDP?
The market worth of all the final goods and services produced and sold (not resold) in a certain time period by countries is measured in dollars using the term "gross domestic product" (GDP). This measurement is frequently changed before it can be trusted as an indicator because of how complicated and subjective it is. To compare living standards between countries, using a basis of GDP per capita at purchasing power parity (PPP) may be more useful, whereas nominal GDP is more useful for comparing national economies on the global market. GDP (nominal) per capita does not, however, reflect differences in the cost of living and the inflation rates of the countries. The contribution of each industry or sector to the overall GDP can also be quantified.
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dave was employed by a car dealer to work in the parts department. he was instructed not to loiter in the sales area and, if asked by a customer whether he worked there, to reply that he was not a salesperson. one day while dave was looking at a new car, a customer asked whether he worked there, dave replied yes. what authority, if any, does dave have to sell a car? group of answer choices none apparent express implied
Dave was employed by a car dealer in order to work in the parts department. So, the authority, if any, which Dave have to sell a car is called apparent.
So by using a dealership agreement with an automaker or its sales division, a car dealer is considered to be a company which sells new or used vehicles at the retail level. The spare parts and auto repair services here are frequently offered.
When Dave was employed by a car dealer in order to work in the parts department. Thus, so, the authority, if any, which Dave have to sell a car is said to be called as apparent.
Hence, an agent has apparent power in order to act on behalf of a principle.
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a decrease in the required reserve ratio will cause total reserves in banks, the money multiplier, and the money supply to change in which of the following ways?
A decrease in the reserve ratio will increase the size of the monetary multiplier and increase the excess reserves held by commercial banks, thus causing the money supply to increase.
When the Federal Reserve lowers the reserve ratio, it reduces the amount of cash banks must hold in reserve, allowing them to make more loans to consumers and businesses.This increases the nation's money supply and expands the economy.The size of the multiplier depends on the percentage of deposits that banks must hold as reserves.When the reserve requirement decreases, the money supply reserve multiplier increases,and vice versa.The higher the reserve ratio, the smaller the multiplier,and therefore the smaller the increase in money supply.The bank's reserve requirement ratio determines how much money is available to lend and therefore the amount of these deposits created.The deposit multiplier is then the ratio between the amount of demand deposits and the amount of the reserve.The deposit multiplier is the inverse of the legal reserve ratio.
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the list of accounts shown here is taken from the lincoln lawn service work sheet. for each account that appears on the income statement, indicate the section in which it should appear. for any account that does not appear on the income statement, select neither. account income statement revenue expenses neither cash petty cash accounts receivable-delmar, inc. accounts receivable-rick helms supplies prepaid insurance accounts payable-smith supplies accounts payable-kelsay parts paul lincoln, capital paul lincoln, drawing
Revenue: This account would appear in the revenue section of the income statement, as this is the money that the business has earned through sales in a particular period of time.
Expenses: Petty Cash, Accounts Payable-Smith Supplies, Accounts Payable-Kelsay Parts, and Prepaid Insurance would all appear in the expenses section of the income statement, as these are the costs that the business has incurred from running its operations.
Neither revenue nor expense: Cash, Accounts Receivable-Delmar, Inc., Accounts Receivable-Rick Helms Supplies, Paul Lincoln, Capital, and Paul Lincoln, Drawing would not appear on the income statement, as these accounts represent assets, liabilities, or equity and not revenue or expenses.
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flashpoint securities, inc., (fsi) is a registered broker-dealer with the state. if a violation of the uniform securities act occurred, fsi would most
A senior office of FSI whose brother-in-law was just convicted of securities fraud.
Broker-dealers are in charge of monitoring the operations of all employees, registered and unregistered. The financial planner would need to register with FSI as an agent in order to be eligible to receive commissions on those securities trades.
However, unless we are informed that the employee was somehow involved, FSI cannot be held responsible for the deeds of a family member of one of its workers.
The Uniform Securities Act (USA) was created as a model law to help each state create its own state securities law. The National Conference of Commissioners on Uniform State Laws developed it (NCCUSL).
The U.S. Securities and Exchange Commission's enforcement and regulation efforts are supplemented by the Uniform Securities Act, which offers model laws that states might adopt to address securities fraud at the state level (SEC).
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Correct question:
Flashpoint Securities, Inc., (FSI) is a registered broker-dealer with the state. If a violation of the Uniform Securities Act occurred, FSI would most likely NOT be held liable for failure to supervise which of the following?
When setting up the Account and Settings for billable expenses which option below would credit the full amount of a billable expense to the original account debited when the expense was created? Select one: Bills and expenses Show Itemstable on expense and purchase forms BK Track expenses and items by customer Make expenses and items billable Markup with a defauit rate of 10.0 %6 Track billable expenses and items as income a Bulls and expenses On Show Itemstable on expense and purchase forms On Track expenses and items by customer Make expenses and items billable 0 Default bill payment terms OH
An expense such as a bill, check, or expense can be marked as billable. When a transaction of expenses is saved, the expenses get recorded with a non-posting transaction called billable expense. To activate these options under the "Show items table on expense and purchase forms" tab following tabs should be turned on
"Track expenses and items by customer"
"Make expenses and items billable"
"Markup with a default rate of a certain percentage"
Detailed reporting and tracking expenses in more than one account can be done by turning on the "Track Billable expense and items as income" and ticking the box "in multiple accounts".
It will credit the full amount of a billable expense to the original account debited when the expense was created and it can be seen in the income statement in the respective account.
Living expenses are expenditures essential for basic daily residing and maintaining good health. They consist of the primary categories of housing, meals, apparel, healthcare, and transportation. expertise what is involved in each of those areas will assist you with finances for them.
They may be costs incurred from borrowing from creditors or creditors. they're costs outside the employer's core commercial enterprise. Examples encompass loan origination prices and hobby on money borrowed.
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the most important function of the federal reserve system is carrying out policy. fiscal tax monetary spending inflationary
The most important function of the Federal Reserve System is conducting the nation's monetary policy by influencing money and credit conditions in the economy in pursuit of full employment and stable prices.
Give a brief account on monetary policy.The goal of monetary policy is to ensure price stability and public confidence in the strength and stability of the country's currency. It is the strategy used by the monetary authority of a country to control either the interest rate payable for very short-term borrowing (banks borrowing from one another to meet their short-term needs) or the money supply.
By modifying interest rates or removing excess reserves, monetary policy can increase the money supply by "printing" more money or reduce it by adjusting reserve requirements. Contrast this with fiscal policy, which uses taxation, government spending, and government borrowing as tools for a government to control economic cycle phenomena like recessions.
The stability of the gross domestic product, achieving and maintaining low unemployment, and maintaining stable exchange rates with foreign currencies are typically additional goals of monetary policy.
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the keynesian cause-and-effect sequence predicts that a decrease in the money supply will cause interest rates to:
The keynesian cause-and-effect sequence predicts that a decrease in the money supply will cause interest rates to fall, boosting investment and shifting the AD curve rightward, leading to an increase in real GDP.
According to Keynesian cause-and-effect, an decrease in interest rates follows a drop in the money supply. The cost of creating money increases as the money supply decreases. While a result, investors are choosing to make smaller investments as the cost of capital is rising.
Keynesian economics holds that because prices are somewhat fixed, changes in any spending component—consumption, investment, or government expenditure—will change output. For instance, if government expenditure rises while all other spending components stay the same, output will rise as well.
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n a budget, a(n) occurs when the actual amount of an expenditure is less than the budgeted amount
In a budget, a favorable variance occurs when the actual amount of an expenditure is less than the budgeted amount.
A favorable variance in a budget appears when the cost to produce a good or service is less than the budgeted cost, meaning that a business is generating more profit than originally anticipated. Favorable variances could occur because of cheaper material costs, increased efficiencies in manufacturing, or increased sales.
So it is stated as when actual expenditure is less than budget, it causes to occur a favorable variance.
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If average demand for an item is 20 units per day, safety stock is 50 units, and lead time is four days, the ROP will be:
a. 20
b. 50
c. 80
d. 130
If average demand for an item is 20 units per day, safety stock is 50 units, and lead time is four days.The correct option is 130.
The proportion of total kilowatt-hours consumed to total hours in the month is the average demand.Add up all of your time period's sales volume, then divide it by the number of buying days to get the average demand.Maximum Demand refers to a customer's highest demand during a given period.Calculating the Reorder Point using the provided date:(Average demand*Lead time) + Safety stock = Reorder Point
Point of Reorder: (20*4) + 50
Point of Reorder = 80 + 5O
Order Point 130 again
The ROP is thus 130.
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FILL IN THE BLANK fantasy inc., a leading brand of apparel, has stores all over the country. the company's market research shows that teenagers do not choose their brand as often as older age groups. therefore, the company modifies some of its existing designs to attract teens. in this case, the teenage group can be referred to as a _________
Based on this case, the teenage group can be referred to as a subculture.
Subculture is defined as a distinct group of people that exists as an identifiable segment within a larger society. Such as, on the basis of age factors, older age people can be classified into one group presenting a subculture, and teenagers are classified into another group presenting another subculture.
According to the scenario given where a leading brand of apparel name Fantasy inc. has outlets all over the country. The company's market research reveals that teenagers do not prefer to choose their brand as often as older age groups. Thus, the company modifies some of its existing designs to attract teenagers. In this scenario, teenagers are said to be a subculture.
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Manufacturers, retailers, and service providers have created and maintain websites, blogs, and _________to enable customers to interact with them over the Internet.Multiple Choicea. software applicationsb. product reviewsc. hardware applicationsd. social media presencee. social bookmarks
Manufacturers, retailers, and service providers have created and maintain websites, blogs, and social media presence to enable customers to interact with them over the Internet.
What is social media presence?Social media presence can be described as the visibility a brand has on social media platforms and the connection it builds with its community.
It should be noted that this works in the sense that the stronger your presence, the more trust you can build with your audience and this cxan be done when developing a direct relationship beyond this marketing channel.
Therefore, option D is correct.
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the cumulative effect of a change in accounting principle should be recorded as an adjustment to retained earnings, when the change is: cash basis of accounting for vacation pay to the accrual basis. straight-line method of depreciation for previously recorded assets to the double-declining-balance method. longer useful life of equipment to shorter useful life. completed-contract method of accounting for long-term construction-type contracts to the percentage-of-completion method.
The cumulative effect of a change in accounting principle should be recorded as an adjustment to retained earnings, when the change is completed-contract method of accounting for long-term construction-type contracts to the percentage-of-completion method.
The accounting principle is the principle of finance which refers to rules and guidelines which is followed by the firms for the reporting financial statements. It is also refers to the generally accepted accounting principle through the United State securities.
The accounting principle rules makes the work easy for the company to examine finance data.
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power elite theory and marxism share lots of assumptions in understanding group politics. which of the following statements is one of them?
According to Mills, the eponymous "power elite theory" are those that occupy the dominant positions, in the three pillar institutions (state security, economic and political) of a dominant country.
power elite are the ones institution of effective those who are in control of a large a part of society and the world. C. Wright mills believed that this institution of human beings use the government to propagate their very own formulated social rules on the way to permit them to live in electricity and preserve their very own wealth. In my knowledge, this organization of people are folks who manipulate an awful lot of the world’s sources, as they have been doing so inside the past decades thru their ancestors. these institution of humans most effective consider themselves, ignoring the consequences that their actions may deliver into society.
Democratic elitism accepts the main premise of elite theory: 'no societies are ruled by means of the humans, via a majority; all societies, which includes societies called democratic, are ruled via a minority' (Burnham 1943, p. 184).
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baldwin currently has $20,201 (000) in cash and management has decided to issue stocks and bonds worth an additional $8,000 (000). assuming that cash from operations will be the same for each of the following activities, which activity exposes this company to the most risk of being issued an emergency loan?
a) A $5 dividend
b) Liquidate the entire inventory
c) Retiring the oldest bond
d) Purchasing $18,000 (000) worth of plant and equipment
The correct option is d) Purchasing $18,000 (000) worth of plant and equipment.
Purchasing $18,000 (000) worth of plant and equipment exposes Baldwin to the most risk of being issued an emergency loan as this activity requires the largest outlay of cash. This large expenditure of cash could put Baldwin in a precarious financial position, leaving it short of capital and in need of an emergency loan to fulfil its financial obligations.
Capital is a broad term that can describe anything that confers value or benefit to its owners, such as a factory and its machinery, intellectual property like patents, or the financial assets of a business or an individual.
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using the model of supply and demand, consider the market for navel oranges. illustrate the impacts on the market for navel oranges if (i) the price of cuties (a type of mandarin oranges) falls while (ii) changes to the clean water act mean that citrus farmers have to adopt new expensive farming practices to avoid nutrient runoff harming the environment. explain the changes to the navel orange market, drawing conclusions about expected changes to the market price and quantity for navel oranges
The supply of navel oranges would decrease and therefore the demand would stay unchanged, leading to a better market equilibrium value and a lower market equilibrium amount.
The model of supply and demand is a partial equilibrium model of economic equilibrium, wherever the clearance on the market of some specific merchandise is obtained severally from costs and quantities in alternative markets.
A market is a place wherever patrons and sellers will meet to facilitate the exchange or group action of products and services. Markets are often physical sort of a retail outlet, or virtual like an e-retailer. If something comes onto the market, it becomes accessible for individuals to shop for.
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The overall average on a process you are attempting to monitor is 60.0 units. The process population standard deviation is 1.72. Sample size is given to be 16.a) Determine the 3-sigma x-chart control limits. Upper Control Limit (UCLİ)- units (round your response to two decimal places Lower Control Limit (LCL)units (round your response to two decimal places)b) Now determine the 2-sigma x-chart control limits. Upper Control Limit (UCLİ- units (round your response to two decimal places) Lower Control Limit LCLİ)- units round your response to two decimal places ). How do the control limits change?
A target, upper and lower control limits, and a Shewhart chart are its distinguishing features (UCL and LCL). These action caps are established in order that
X = 55 n= 16 σ = 1.72
Upper Control Limit: X + 3 n + 3 frac
The process population standard deviation is 1.72. 16 people are listed as the sample size. The 3-sigma x chart control boundaries should be determined. Round your answer The process population standard deviation is 1.72. A 16-person sample size is specified. a) Establish the 3-sigma control boundaries for the x-chart. The standard deviation for the process population is 1.78. Determine the 3-sigma x bar chart control boundaries. Sample size is indicated to be. things with control charts. In addition to variation in the actual units themselves, the measure- ment method provides further variation into our data on
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riley pays state bank $500 plus a service fee to draw a check on itself payable to torque plumbing. the party that is responsible for paying the check is
The party that is responsible for paying the check is the State Bank
A financial organization known as a state bank can be described as one that the state has incorporated primarily to offer commercial banking services. As per the information given, Riley paid State Bank $500 plus a service fee to draw a check on itself, which suggests that State Bank is the party responsible for issuing the check. It is likely that State Bank is acting as an intermediary between Riley and Torque Plumbing.
When Riley pays State Bank to draw a check on itself, the bank essentially agrees to pay the plumbing amount specified on the check out of its own funds. Once the check is issued, State Bank is responsible for ensuring that the funds are transferred to Torque Plumbing in a timely manner.
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at its inception, peacock company purchased land for $50,000 and a building for $220,000. after exactly 4 years, peacock transferred these assets and cash of $75,000 to a newly created subsidiary, selvick company, in exchange for 25,000 shares of selvick's $5 par value stock. peacock uses straight-line depreciation. when purchased, the building had a useful life of 20 years with no expected salvage value. an appraisal at the time of the transfer revealed that the building has a fair value of $250,000.
Peacock had used the straight-line method of depreciation to spread the cost of the building across its entire useful life of 20 years. This means that the carrying value of the building at the time of transfer was $200,000.
At the time of the transfer, Peacock Company had owned the land and building for 4 years. Peacock had originally purchased the land for $50,000 and the building for $220,000. Over the course of 4 years,
In exchange for the land and building, Peacock Company received 25,000 shares of $5 par value stock from Selvick Company, as well as $75,000 in cash. At the time of transfer, an appraisal revealed that the building had a fair value of $250,000.
When calculating the gain or loss on the transfer, the original cost of the land and building must be subtracted from the fair value of the building, plus the amount of cash received. In this case, Peacock would have a gain of $50,000 ($250,000 - $200,000 + $75,000).
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Industrialize
To develop large industries in a country or economic system.Emigration
leaving one's own country or region to settle in another.Interchange
To put each of two items in the other's place.Standardize
To make the same in shape, weight, size, and so fourth.
Industrialize-To develop large industries in a country or economic system. Emigration-leaving one's own country or region to settle in another. Interchange-To put each of two items in the other's place. Standardize-To make the same in shape, weight, size, and so fourth.
Industrialization is the process of shifting a country or region's economy away from a reliance on agriculture and toward manufacturing. Emigration is the relocation of people from one country to another for habitation. People move abroad for a variety of reasons, such as to improve their quality of life or chances of finding work. An interchange is defined as an exchange or a location where two things or persons come together to provide movement from one to the other. In order to standardize a specific industry, standards-based and comparable technology and processes must be developed, promoted, and perhaps mandated.
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Bernie has decided to purchase a new car with a list price of $18,575. Sales tax in Bernie's state is 7.40%, and he will
be responsible for a $795 vehicle registration fee and a $110 documentation fee. Bernie plans to trade in his existing
car, a 1999 Buick Riviera in good condition, and finance the rest of the cost for five years at an interest rate of 12.77%,
compounded monthly. Assuming that the dealer gives Bernie the listed trade-in price for his car, what will his monthly
payment be? Round all dollar values to the nearest cent.
Buick Cars in Good Condition
Model/Year
1998
1999
2000
2001
2002
Century
$929
$1,086
$1,150
$1,488
$1.595
LeSabre
$2,075
$2,282
$2,690
$2.935
$3,374
Regal
$1,676
$1,794
$2,030
$2.214
$2,566
Riviera
$1,291
$1.455
$1,520
$1.814
$1,959
a. $472.05
b. $439.12
C.
$438.20
d.
$518.23
Assuming the car dealer gives Bernie the listed trade-in price for his car, his monthly payment will be C. $438.20.
What is the monthly payment?The monthly payment represents the periodic amount that a borrower pays to offset the compounded interest and the principal.
The monthly payment can be determined using an online finance calculator that inputs the present value of the loan and other parameters.
The list price of the new car = $18,575
The value of Buick Riviera = ($1,455)
Trade value of new car = $17,120
Sales tax 1,267 ($17,120 x 7.4%)
Vehicle registration fee = 795
Documentation fee = 110
Car loan $19,292
Interest rate = 12.77%
Financing period = 5 years
N (# of periods) = 60 (5 years x 12)
I/Y (Interest per year) = 12.77%
PV (Present Value) = $19,292
FV (Future Value) = $0
Results:
Monthly Payments (PMT) = $438.20
Sum of all periodic payments = $26,292
Total Interest = $7,000
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jim smith, a marketing student, observed how much each customer spent in a local convenience store.$ 11.92$ 5.22$ 13.80$ 9.9611.3713.6219.3222.4515.189.325.47 12.088.234.88
A customer would spend in a local convenience store. according to his or her requirements.
A local convenience store is known to be a retail outlet that sells a finite range of prepared and ready-to-eat foods, bottled along with fountain beverages, household requirements, tobacco products, and also periodicals. Local convenience stores are also known as bodegas or convenience stores or corner or country stores or mom-and-pop stores or the trading post. When you are planning to shop local, then you are known to make a personal investment in your neighborhood as well as in the community.
These local names seem convenient to the indigenous locations.
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FILL IN THE BLANK. ____ is the extent to which workers in an organization specialize as opposed to performing a variety of tasks as generalists.
(A) Segregation
(B) Departmentalization
(C) Differentiation
(D) Administrative component
(E) Division of labor
Departmentalization workers in an organization specialize as opposed to performing a variety of tasks as generalists.
What makes departmentalization crucial?
Every organization should have departments because it promotes specialisation, growth and expansion, responsibility clarification, improved customer service, performance evaluation, management development, resource optimization, and improved control.
What is the principle of departmentalization?
An organization can be divided into distinct departments, each of which is responsible for carrying out certain responsibilities in line with its area of expertise. Departmentalization within organizations is possible along organizational, regional, product, and customer/market divisions.
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under uniform state law, civil liability exists in all of the following circumstances except when: a customer margin securities are commingled with those of other margin customers b an unregistered agent sells exempt securities to customers in the state c a customer makes a purchase of securities based upon misleading statements made by an agent d an offer of unregistered non-exempt securities is made to a customer and a sale occurs
Option (a), The following situations all give rise to civil responsibility under Uniform State Law, with the exception of when customer margin securities are mixed with those of other margin customers.
What terms are defined by the Uniform Securities Act?In accordance with the Uniform Securities Act, the terms "broker-dealer," "investment adviser," & "investment adviser representative" are all defined. Additionally, a broker-"agent" dealer's is defined. A representative is likewise referred to as a "agent," but with the federal name rather than the state name (the agent of an investment adviser).
The Uniform Securities Act serves what purpose?The Uniform Securities Act was created as a model law and serves as the basis for state-level securities regulation. Because the Securities and Exchange Commission (SEC) needed assistance with enforcement and regulation, the Uniform Securities Act was developed. Among its objectives is state-level enforcement against securities fraud.
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