Over the next three years, Marti plans to save $2,000, $2,500, and $3,000, respectively, starting one year from today. You want to have as much money as Marti does three years from now but you plan to make one lump sum investment today. What amount must you save today if you both earn 4.65 annually

Answers

Answer 1

The amount you must save today is $6811.50.

How much must you save today?

The amount you must save today can be determined by calculating the present value of the annuity. Present value is the sum of discounted cash flows.

Present value = 2000 / (1.0465) + 2500 / (1.0465²) + 3000 / (1.0465³) = $6811.50

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Related Questions

When an identified risk is not mitigated by an existing control this is known as?

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When an identified risk is not mitigated by an existing control this is known as Residual risk.

What is Residual risk?

Residual risks serves as one that  that remains after sorting and  elimination of  some or all types of risk .

In this case, When an identified risk is not mitigated by an existing control this is known as Residual risk.

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Lux Company started the month with 20 lamps in its beginning inventory that cost $30 each. During the month, Lux purchased 80 additional lamps for $31 each. At the end of the month, Lux counted its inventory and found that 25 lamps remained unsold. If Lux uses periodic weighted average cost, its Cost of Goods Sold for the month is ______.

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Lux Company started the month with 20 lamps in its beginning inventory that cost $30 each. During the month, Lux purchased 80 additional lamps for $31 each. At the end of the month, Lux counted its inventory and found that 25 lamps remained unsold. If Lux uses periodic weighted average cost, its Cost of Goods Sold for the month is $2,310.

To calculate the periodic weighted average cost, you need to calculate the total expenditure = 20 × $30 + 80 × $31 = $600 + $2480 = $3080

Now out of 100 lamps only 75 lamps are sold and 25 are unsold then

periodic weighted average cost = $3080 × 75 ÷ 100 = $2310

What is Periodic Weighted Average Cost?In a periodic inventory system, calculations using the average cost technique are performed at the conclusion of the accounting period.Average cost technique contains the weighted average cost based on the price of the initial inventory plus all purchases made during that period.The units sold and the inventory-held units are then charged with this average cost per unit.What is the Weighted Average Cost Formula?The weighted average cost per unit of inventory can be calculated using the average cost method (AVCO).It is used to determine the cost of ending inventory and the cost of goods sold over a certain time period.The following formula is used to compute weighted average cost per unit:

Weighted Average Unit Cost  = Total Cost of Inventory ÷ Total Units in Inventory

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In an economy in which decisions are guided by prices and individual self-interest, there is:.

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In an economy in which decisions are guided by prices and individual self-interest, there is the potential to achieve production efficiency.

What is production efficiency?

This has to do with that maximum capacity that exists where production would not be able to take [place without lowering the production capacity of others.

This is the stage where self interest may come in and people make their decisions based on the price in the market.

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The efficiency gains resulting from a just-in-time inventory management system will allow a firm to reduce its level of inventories permanently by $444,000. What is the most the firm should be willing to pay for installing the system

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The  most the firm should be willing to pay for installing the system is $444,000.

What is  just-in-time inventory management?

just-in-time inventory management is an inventory management system  and can be defined as the process in which companies have inventory at hand so as to have inventory to fall back to  in case the company want to urgently make use of inventory.

Hence, the most the firm should be willing to pay for installing the system is $444,000 since the company want  to reduce the level of inventories permanently by $444,000.

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23. The Geotechnical Considerations Decision Matrix can help identify situations in which ________ conditions are not suitable for certain retrofitting options.

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Howdy,

Answer- soil conditions

A(n) _____ system is a branch of decision support systems (DSSs) that gives managers easy access to internal and external data and typically includes drill-down features and a digital dashboard for examining and analyzing information.

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In a management information system, the Executive information systems is the branch of decision support systems that gives managers easy access to internal and external data.

What is an Executive information systems?

This refers to a support system in management that facilitates the senior executive information and decision-making needs

Hence, it is also the branch of decision support systems that gives managers easy access to internal and external data.

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Yvonne finds a carpenter to do some repairs for her house and tells him that if he finishes the job by Saturday, she will pay him $1,000. Yvonne's offer creates a(n) ________ contract.

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Yvonne finds a carpenter to do some repairs for her house and tells him that if he finishes the job by Saturday, she will pay him $1,000. Yvonne's offer creates unilateral contract.

A contract is only regarded as legal if both parties can enforce it. B. Parties can voluntarily carry out a void agreement.A contract is defined as a commitment to do something between two or more parties. A loan arrangement between automobile purchasers and sellers is an illustration of a contract. An arrangement between two persons to get married is an example of a contract.

Three Common Construction Contracts

Fixed price - Fixed price construction contracts, also commonly referred to as “lump sum” or “stipulated sum” contracts, are the most common types of construction contracts.Cost plus Guarantee  Maximum fee.

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An individual can duplicate a levered firm through a strategy called Blank______ where the investor uses his own funds plus borrowed funds to buy stocks. Multiple choice question. backyard bonding homemade leverage personal principal bootleg debt

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An individual can duplicate a levered firm through a strategy called Homemade leverage where the investor uses his own funds plus borrowed funds to buy stocks.

What is Homemade leverage?An individual investor will utilize homemade leverage to manipulate a company's leverage. One who invests in a business without employing leverage can simulate the effects of leverage by creating their own, which includes taking out personal loans against the venture. However, the investor's ability to precisely build the leveraging situation will probably be hampered by the disparities in tax rates between the firm and the individual.Leverage raises an investment's risk level while boosting the possibility of profits. All other things being equal, companies that use leverage may be able to produce a more significant return for shareholders than a company that doesn't.

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The organization responsible for analyzing how the government spends taxpayer dollars is the __________.

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The organization responsible for analyzing how the government spends taxpayer dollars is the GAO.

What is GAO?

GAO, can be regarded as the  "congressional watchdog,” which is an agency that focus on the spending of  taxpayer dollars.

Therefore, it is an  organization responsible for analyzing how the government spends taxpayer dollars is the GAO.

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Budget is a framework which guides the implementation, assessment, monitoring of all government programs to ensure sound financial management. Explain it.​

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The yearly budget law, which covers the revenue and expenditure forecasts for a particular year, is planned, approved, executed, and audited within the permanent legal framework provided by the constitution, the budget organic law, and financial rules.

What is the Importance of a Budget in business?

It allows the business owner to focus on cash flow, cost-cutting, boosting earnings and boosting returns on investment. The cornerstone of every successful firm is budgeting. It assists with both planning and maintaining control over the company's finances.

An evaluation of a company's anticipated financial resources or the resources needed to finish a project constitutes a budget estimate. A budget estimate is a rough estimation of the amount of money that will likely be needed to finish a project or the amount of money that will be predicted to be available to a firm or organization.

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The _____ will identify the process for staff acquisition and team development. Group of answer choices Human Resources Plan Communications Plan Change Management Plan Scope Management Plan Quality Management Plan

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Answer:

A scope management plan outlines the processes involved in executing your project and serves as a guideline to keep the project within specific limits. As a project manager, it's your responsibility to guide your team through the project life cycle.

Controlling is the process of evaluating and regulating ongoing activities to ensure achievement of goals. True or false?.

Answers

True, Controlling is the function of management to evaluate and regulate ongoing activities to ensure the achievement of goals.

The controlling process in commercial enterprise control is when managers set, measure, and refine their enterprise operations and manipulate price manipulation. Via the usage of a controlling technique, a business enterprise can navigate changes to the supply chain, purchaser demand, and other variables that affect a corporation's livelihood.

The manage function may be considered as a 5-step procedure:  set up requirements, degree overall performance, evaluate real overall performance with requirements and discover any deviations, determine the purpose for deviations, and take corrective motion if wanted.

The controlling technique in enterprise control is while managers set, measure, and refine their enterprise operations and control cost manipulation. By the use of a controlling technique, an organization can navigate adjustments to the delivery chain, purchaser demand, and different variables that impact a company's livelihood.

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A small economy country whose GDP is heavily dependent on trade with the United States could use a(n) ________ exchange rate regime to minimize the risk to their economy that could arise due to unfavorable changes in the exchange rate.

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A small economy country whose GDP is heavily dependent on trade with the United States could use pegged exchange rate with the United States.

What is Microeconomics?The social science of microeconomics examines the effects of incentives and choices, particularly how they affect the allocation and use of resources. Microeconomics explains how and why different things have varying values, how people behave and profit from efficient production and trading, and how people may work together and coordinate best. In general, microeconomics offers a fuller and more thorough understanding than macroeconomics. It is the study of what is probably going to occur (tendencies) when people make decisions in reaction to changes in rewards, pricing, resources, and/or production processes. Microeconomic subgroups for individual actors, like customers, sellers, and business owners, are frequently formed.

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Davey has been shopping for a new computer for his small start-up design firm, but he feels overwhelmed with all of the selections and options. On his way home from a meeting, Davey stops by the computer store where you work to ask some questions. Davey: Speed is important to me for this computer. I use graphic software to create some of my designs, and I'm always under a time crunch. How can I make sure the computer I buy will be fast

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To make sure Davey buys a computer which has good speed as he use graphic software to create some of his designs, and he is always under a time crunch: To maximize speed, he definitely want a "quad-core processor and make sure it's 64-bit so it will support more RAM".

What is quad-core processor?

A quad-core processor is a chip with four distinct cores that can read and carry out CPU commands like add, move data, and branch. Each core works with other circuits, such as input/output ports, memory management, and caching, inside the chip.

The use quad-core processor are-

In addition to all of your typical work or school responsibilities, quad-core CPUs let you render videos slowly or play games at low resolutions. As long as you are not playing the most processor-intensive games and have a dedicated GPU, most gamers should be fine in this situation.

The advantage of quad-core processor are-

Even though a Dual Core CPU can handle most daily chores, a Quad Core processor has some more noticeable advantages.In addition to being quicker and more powerful when it comes to demanding activities, the quad-core processor may also end up saving you money over time.

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Fun Time Corp. has decided to move production of its board games for children and adults from the United States to Mexico to realize cost savings. At the same time, the company has decided to make Spanish-language versions of the games and distribute them in Central and South America. Most likely Fun Time is pursuing a strategy of ________. Multiple Choice

Answers

Most likely Fun Time is pursuing a strategy of growth/concentration based on horizontal integration.

What is concentration in expansion strategy?The first level type of the grand expansion strategy, expansion by concentration, includes investing resources in a product line that meets the needs of the targeted market with the use of tried-and-true technology.

What is concentration approach?A concentration strategy is when a company concentrates on a certain clientele, a particular product, or a particular geographical market. As the name suggests, the main goal is to enable the company to focus its efforts rather than diversify them.

What is horizontal integration?A company that works at the same level in an industry as another one is acquired or merged as part of a strategy known as horizontal integration. Horizontal integrations assist businesses in increasing their size and revenue, entering new markets, diversifying their product lines, and lowering competition.

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Payment of a dividend: a. decreases cash; increases stockholders' equity. b. decreases cash; decreases retained earnings. c. increases expenses; decreases cash. d. increases retained earnings; increases expenses.

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The answer is the 'B' Option. Payment of the dividend decreases cash and decreases retained earnings.

Like every business transaction, this business transaction also has a dual effect.

Since in the given case, payment of the dividend is made.

This clearly means that the cash will be reduced.

Also, Retained earnings are a corporation's prior profits, less any dividends the company has previously paid.

The term "retained" accurately conveys the fact that the corporation kept those earnings rather than paying them out as dividends to shareholders.

Therefore, when payment of the dividend is made retained earnings will also be reduced.

Hence, payment of the dividend Decreases the cash & Decreases Retained earnings.

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Between 2000 and​ 2020, the U.S. government budget deficit
A.
as a percentage of U.S. GDP has increased steadily each year.
B.
as a percentage of U.S. GDP has decreased steadily each year.
C.
has been more than​ 100% of U.S. GDP.
D.
none of the above.

Answers

Between 2000 and​ 2020, the U.S. government budget deficit: A.as a percentage of U.S. GDP has increased steadily each year.

What is budget deficit ?

Budget deficit occur when expenditure or expenses is higher than revenue.

The United State of America government budget deficit from the year 2000 to the year 2020 as a percentage of  gross domestic product  tend  to increase every year.

Therefore the correct option is A.

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which verbal customer service skill avoids using terms and acronyms that won't mean much to people outside organization

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The verbal customer service skill avoids using terms and acronyms that won't mean much to people outside organization is verbal communication skills.

What is verbal communication skill?

Verbal communication refers to the ability of an individual who is a  customer service representative to use the right and appropriate word to communicate to the customer. This done to please the customer.

Therefore, The verbal customer service skill avoids using terms and acronyms that won't mean much to people outside organization is verbal communication skills.

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The strategy that founder Seth Goldman used to get Honest Tea on the shelves alongside larger, established brands was:

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The strategy that founder Seth Goldman used to get Honest Tea on the shelves alongside larger, established brands  was Identifying and attacking a niche.

What is a niche?

Niche serves as  specialized segment of the market which can be attributed to a  particular kind of product as well as  service.

In this case,  founder Seth Goldman used to get Honest Tea on the shelves alongside larger, established brands for a niche.

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Explain the integrated marketing communications (IMC) concept. What are the reasons for its general success

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Integrated Marketing Communications (IMC) can be defined as the process used to integrate the elements of marketing communications. An integrated approach to marketing communications coordinates all channels, shares the same strategy, and guarantees comprehensive business goals and corporate value.

Integrated Marketing Communications (IMC) is a strategy that shifts marketing departments from different features to a connected approach. IMC captures a variety of marketing materials and channels, from digital to social media, PR to direct mail, and puts them together in one credible message.

Integrated marketing allows brands to have a unified voice across all consumer touchpoints. IMC builds customer loyalty, brand awareness, reach, and trust. RocketDock specializes in integrating marketing strategies to help brands communicate effectively across all platforms.

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Mason, a stock broker, runs 2 miles every day after work because it reduces his level of stress. Mason's running habit is maintained by a ________ reinforcer.

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Mason, a stockbroker, runs 2 miles every day after work because it reduces his level of stress. Mason's running habit is maintained by a negative reinforcer.

Negative reinforcement is one method that can be used to teach a particular behavior. Negative reinforcement removes unpleasant or unpleasant things in response to stimuli. Goal behavior is said to increase over time, hoping that the unpleasant ones will be removed.

Aggressive enhancement is a process that increases the likelihood of a particular reaction by adding a stimulus after the action has been performed. Negative reinforcement also increases the likelihood of certain reactions, but by eliminating unwanted consequences.

Negative enhancement is a classroom management strategy focused on removing (or denying) student stimuli to encourage positive behavior. In this example, steal the ball from the student

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What three logistics-related costs are relevant when analyzing the choice of number of facilities in a distribution network

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The three logistics-related costs are relevant when analyzing the choice of number of facilities in a distribution network C) inventory costs, transportation costs, and facility costs.

What is logistic?

Logistic is the process of transporting the goods as well as the services of the company.

Therefore, the cost involves are:

inventory costs transportation costs facility costs.

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Tony's Carpets Inc. wants to charge $9.80 a yard for installing a carpet for Serenity Bookstore but accidentally states $8.90 a yard in the bid. Serenity Bookstore accepts Tony's Carpets' bid. Tony's Carpets made a ________. Group of answer choices mutual mistake contractual mistake unilateral mistake bilateral mistake rescission mistake

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Serenity Bookstore accepts Tony's Carpets' bid. Tony's Carpets made a unilateral mistake.

What is unilateral mistake?errors in the amount of a product that will be supplied (especially for large numerical values)misunderstandings of several technical and trade wordserrors with words with several pronunciations, spellings, or meanings (such as "four" vs. "for")mistakes in a product's quality or descriptionWhat types of mistakes will allow rescission of a contract?

The entire agreement must be canceled. A contract may be canceled for a number of reasons, including fraud, an error in fact or law committed by both parties, undue influence, and duress. A party wishing to retract a contract must initiate a lawsuit in order to do so if the other party does not agree that it should be done so.

What are bilateral mistakes?

Contracts are employed in both professional and private contexts. Knowing the distinction between bilateral and unilateral might help with legal and interpersonal relationships because these ideas are very frequently used in everyday settings.

The majority of agreements are regarded as bilateral, which means that there are two or more parties to the contract. Most agreements also contain bilateral agreements. Examples of commonplace bilateral agreements include:

completing a purchase at the shopbuying a dinner at your preferred eaterygetting medical care from your doctorpaying your monthly phone bill

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You need a 30-year, fixed-rate mortgage to buy a new home for $245,000. Your mortgage bank will lend you the money at an APR of 4.8 percent for this 360-month loan. However, you can afford monthly payments of only $900, so you offer to pay off any remaining loan balance at the end of the loan in the form of a single balloon payment. How large will this balloon payment have to be for you to keep your monthly payments at $900

Answers

Answer:

xcmm this question made me think

Explanation:

LOL

Regardless of the outcome in the long run, ______________________ always has the effect of stimulating the economy in the short run. expansionary monetary policy contractionary monetary policy reverse quantitative easing policy tight monetary policy

Answers

The answer is expansionary monitory policy.

Expansionary monetary policy works by rapidly increasing the money supply or decreasing short-term interest rates. Expansionary policy, often known as loose monetary policy, expands the availability of money and credit in order to stimulate economic development.

A central bank or other comparable regulatory entity is usually in charge of an expansionary monetary policy. An expansionary monetary policy, like a contractionary one, is largely executed through interest rates, reserve requirements, and open market activities.

Therefore, the correct option is expansionary monitory policy.

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Suppose an employee of a large corporation feels that she is being treated unfairly by the firm but needs the income and does not want her supervisors to be angry with her. To draw negative attention to the firm without risking her own job, she writes a weekly blog harshly criticizing her employers and revealing unflattering information about the firm. This is an example of

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She writes a weekly blog harshly criticizing her employers and revealing unflattering information about the firm. This is an example of interactional vandalism.

What is Vandalism ?

A person in a subordinate social position intentionally breaks the tacit rules of everyday interactions that are of value to the more powerful person.

Vandalism basically a form of violation that is conducted outside a generally accepted ruled/standards among specific social groups.

An action that could be considered as a vandalism in a certain social group may not be considered as such in another social group. (for example, it is considered legal to create a street painting in some part of Rio de Janeiro)

Therefore , we can conclude that She creates a weekly blog in which she aggressively criticizes her bosses and divulges unpleasant facts about the company in an effort to bring bad attention to the company without jeopardizing her own employment. Interactional vandalism is demonstrated here.

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Buyers should realize that when they make a continuing purchase, they buy more than the vendor's product. They also buy the supplier's:

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Customers should be aware that when they make a series of purchases, they actually purchase more than just the vendor's goods. They also buy the supplier's:

Managerial Capabilities, Procurement Capabilities, Production Capabilities and Technical Capabilities.

Inputs are purchased by purchasing and brought together at the company where they are used to assist production. For the majority of firms, purchased inputs are the single highest cost component. Today's businesses also buy sophisticated manufactured components and finished commodities in addition to raw materials and essential supplies. Additionally, a lot of businesses also outsource bespoke services.

The goals of purchasing are to obtain the appropriate materials from the appropriate supplier with the appropriate service at the appropriate price, at the appropriate time, in the appropriate quantity, for delivery to the appropriate location. Purchasing managers have developed the following statement to succinctly define these goals.

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Oliver visits India for a corporate meeting. While interacting with the board members, he addresses them by their first names, as he does with board members in the United States. However, the board members in India are offended by this gesture. Which difference in culture does this scenario reveal

Answers

This scenario reveal power distance.

Power distance

Power distance refers to the extent to which less powerful members of organizations and institutions (including the family) accept and expect unequal power distributions. This dimension is measured not only from the perspective of the leaders, who hold power, but from the followers.

One example of power distance in social research is comparing income inequality. In some places, the power distance of income inequality is low. This means that there is a small spread between the richest and the poorest of people in society.

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What did keynes think was responsible for the large amount of idle labor and capital during the great depression?.

Answers

During the Great Depression, Keynes thought unplanned inventory increases were responsible for the large amount of idle labor and capital.

What is the Great Depression?

The Great Depression was a period of severe economic recession in the United States of America which challenged the prevailing classical economic belief that the macro-economy would quickly return to long-run equilibrium due to a demand shock.

During the Great Depression, John Maynard Keynes thought unplanned inventory increases were responsible for the large amount of idle labor and capital in the United States of America.

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Madison promises Grace $10 if Grace collects her dry cleaning for her. This is an example of a(n) ________ contract. Group of answer choices void voidable unenforceable bilateral unilateral

Answers

It is an example of unilateral contract.

A unilateral contract expressly states that payment will be made solely via the performance of one party.

A unilateral contract is a business arrangement in which an offeror commits to pay when a certain act occurs. A award or a contest is another example of a unilateral contract. In a unilateral contract, the offeror has the right to rescind the offer before the offeree starts performing. Typically, the revocation must be expressed.

In general, unilateral contracts are utilized when an offeror has an open request for payment for a specific conduct.

Therefore, the answer is unilateral contract.

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Other Questions
This level of relationship marketing seeks to build _______ bonds with customers. The firm keeps in touch with customers, finds out about their needs, and designs services to meet those needs. One example of this occurs when a company sends birthday cards. a. customization b. structural c. social d. financial did you get more or fewer right than you thought you would VERBAL1. Explain how to find the input variable in a word problem that uses a linear function. Gains from trade can be measured by: Multiple choice question. counting the units of goods traded. comparing the levels of consumption available before and after the trade. comparing the units of goods traded. identifying the parties in the trade and comparing their overall income. 2 ACTIVITY: Estimating a WholeWork with a partner. Use a model to estimate the answer to each question.b. 13 is 25% of what number? A) How does the author of "The World Is Too Much With Us" use imagery to enhance the poem? Provide at least two examples of imagery from the poem.B) What other poetic devices does the author use? Provide examples of each. What is their effect on the poem?C) How would you describe the tone of the poem? List 5 to 10 words from the poem that support your description.D) What is the subject of the poem? What is the theme, or underlying meaning?E) How would you describe the structure of the poem? How does the author use structure to enhance the poem?The poem is "The World Is Too Much With Us" by William Wordsworth.Every answer needs a response with textual evidence that is relevant to the topic. 3Writing Linear Equations Using Similar Trianglesy2Intro(xy)Use similar triangles to determine the equation of theline with a slope of 2/3 that passes through the point (0,3).What is the ratio of the rise to the run in the smallertriangle in the diagram? |What is the ratio of the rise to the run in the largertriangle in the diagram?What is the equation of the line in slope-intercept form?Done HELP ME PLEASE AND GET 15 POINTS!!MAKE SURE TO ANSWER ALL 7 QUESTIONSTysm Find the sum of a third of (a+b) and a fifth of (a+b) Identify the days when the temperature was 76F or more. Help me please! a = 3, b = 5, and c = 7. What is m&B to the nearest tenth? In dialectic terms, interpersonal relationships survive when we successfully negotiate the integration versus __________ dialectic. GEOMETRY) What is the equation of a circle having radius 8 and center (2,-7)?(Picture is below) Thank you! How much water should be added to a 15 gallon solution of 35% hydrogen peroxide to create an 8% solution? how many gallons would there be of the 8% solution? 13. Find the equivalent measure.6.4 km = ________km ________m how are condensation a d melting similar? Select the correct answer.Consider the following equation.4(-) + 5 = 3 + 4Approximate the solution to the equation above using three iterations of successive approximation. Use the graph below as a starting point.PLEASE HELP BEFORE TOMORROW MORNING!! Ill give Brainiest answer!! let A and B sets. when do we say set A is equal to set B PLS HELP I DONT UNDERSTAND Help please !!The graph of the invertible function f is shown on the grid below.