In modern economies, credit cards are a unit of account because of their wide acceptance as a method of payment for both goods and services.
Money includes currency and demand deposits but not checks, credit cards, or debit cards. This is because cash and bank deposits are assets of their owner, as opposed to checks or credit/debit cards, which are not. even though it is not a means of exchange, transactions.
A credit card is a payment card that is given to customers so they can pay a merchant for products and services based on the debt they have accumulated.
Learn more about credit card here https://brainly.com/question/12542358
#SPJ4
Small-business owners have the opportunity to set the ethical tone for their companies. Modeling ethical behavior is key. Group of answer choices True False
Small-business owners such as entrepreneurs have the opportunity to set the ethical tone for their businesses (companies) because modeling ethical behavior is key.
What are ethics?Ethics can be defined as a set of unwritten and written standards, principles, values or rules of moral conduct that are established to guide human behaviors, especially with respect to their relationship with others.
This ultimately implies that, small-business owners such as entrepreneurs have the opportunity to set the ethical tone for their businesses (companies) and employees because modeling ethical behavior is key.
Read more on ethics here: https://brainly.com/question/24277955
#SPJ1
Does democracy require equality of income or wealth? discuss why democracy might make a country more or less egalitarian?.
No, democracy DOES NOT require equality of income or wealth.
What is Democracy?This refers to the political system where power belongs to the people and the people elect their leaders.
Hence, we can see that in a country that practices democracy, there is little influence of this political system to make the society more or less egalitarian (equality) and this is because the people have to make their own choice, irrespective of income or wealth.
Read more about democracy here:
https://brainly.com/question/3710021
#SPJ1
Near an ocean beach, a high-rise building is being constructed that will block the scenic view of the ocean by the residents of a low-rise building. The Coase theorem suggests that this type of dispute between the owners of high-rise and low-rise buildings: Group of answer choices Can only be resolved by a zoning ordinance restricting high-rise buildings Should be resolved by a government fine for the builder of the high-rise Can be resolved by the owners themselves through individual bargaining Has to be resolved by city government officials
The correct answer is can be resolved by the owners themselves through private bargaining.
According to the Coase Theorem, where there is a conflict between property rights, the parties involved can bargain or negotiate terms that fully reflect the actual costs and underlying values of the relevant property rights, leading to the most efficient conclusion.When negotiating is costly, Coase's theorem fails. A fair resolution cannot be reached if negotiation is not possible.
What are the conditions of Coase Theorem?
The two requirements for an effective market solution are full property rights and no (or minimal) transaction costs, according to the Coase theorem. By transferring property rights, one can occasionally approximate these conditions and establish a market for the externality.Learn more about Coase Theorem brainly.com/question/14837886
#SPJ4
What types of securities would a mutual fund called Westgo Fixed Income Fund be likely to hold in its portfolio
The Westgo Fixed Income Fund is a mutual fund that holds an array of bonds and common stocks in its portfolio.
What is a mutual fund?A kind of financial vehicle in which assets from shareholders are pooled to invest in different securities like bonds, stocks, and many more. It is maintained or held by individuals or small investors.
For a smart investment, a fund holder has a manager, who is named as an investment adviser. This adviser works for the mutual fund shareholder. It is the adviser's responsibility to monitor market trends and advise the investor or holder on where and how much to invest.
Therefore, Westgo Fixed Income Fund is a mutual fund that holds an array of bonds and common stocks in its portfolio.
Learn more about mutual funds from here:
https://brainly.com/question/14291192
#SPJ1
A company with technical support staff in another country mostly benefits from changes to.
A company with technical support staff in another country mostly benefits from changes to communications.
A verbal exchange degree specializes in how humans engage and talk with each other. Previous to the digital age, communication diploma programs had been restrained to the take a look at of verbal interactions and communique in traditional print mediums consisting of newspapers.
Communications experts deal with public relations, statistics output, and media requests. They can also plan social media campaigns or marketing efforts for a commercial enterprise. Universal, make sure an enterprise has high-quality and powerful marketing each time a marketing campaign is within the works.
Nowadays, possibilities abound for the communique grad, and they're wider attaining and better paying than ever. As an example, the 2015 median pay for writers become extra than $60,000, editors and public relations specialists greater than $fifty six, 000 and for technical writers it was greater than $70,000.
Learn more about communications here https://brainly.com/question/26152499
#SPJ4
Answer: b. communications
Explanation:
Perfectly competitive firms produce up to the point where the price of the good equals the marginal cost of producing the last unit. This condition is referred to as
The condition in which the price equals the marginal cost is commonly known as allocative efficiency.
What is allocative efficiency?This is a concept used in business to refer to an equilibrium between the price and the marginal cost. This concept implies there is perfect competition and therefore, the products and services are equally distributed.
What would happen if there is allocative innefficency?This implies the price of a product or service is not efficient.
Learn more about allocative efficiency in: https://brainly.com/question/13195743
#SPJ1
Which of the following can be used to pierce the corporate veil? Group of answer choices adequate capitalization alter ego theory formation of the corporation to avoid personal liability
The answer is adequate capitalization.
In legal terms, piercing the Corporate Veil refers to a circumstance in which the court lifts limited liability and holds the corporation's owners and/or directors personally liable for the corporation's debts or acts. In many ways, the idea violates the widely held belief that a corporation is an autonomous legal entity with full accountability for its debt as well as the advantages arising from credit provided to it.
The Corporate Veil is a barrier that shields members from the company's actions. Simply put, if a firm breaches a law or incurs obligation, its members cannot be held accountable.
Hence , the correct option is adequate capitalization.
To know more about corporate veil click here:
https://brainly.com/question/7269603
#SPJ4
The dollar is said to appreciate against the euro if the exchange rate falls. choose one:
i. Other things the same, it will cost fewer euros to buy U.S. goods. the exchange rate falls. ii. Other things the same, it will cost more euros to buy U.S. goods. the exchange rate rises. iii. Other things the same, it will cost fewer euros to buy U.S. goods. the exchange rate rises. iv. Other things the same, it will cost more euros to buy U.S. goods.
For equipment purchased from the United States, European businesses will pay less in euros.
What would happen if the US dollar increased in value relative to the euro?The dollar now "buys" more euros if the exchange rate between the two currencies rises to $1 for 0.94€. As a result, purchasing European items is now more affordable. As U.S.-made goods are now more expensive, U.S. exports would decrease while imports from nations that use the euro would increase.An increase in the value of one currency in comparison to another is known as currency appreciation. For a variety of factors, including governmental policies, interest rates, trade balances, and business cycles, currencies appreciate against one another.learn more about dollar is said to appreciate against the euro here https://brainly.com/question/13825174
#SPJ4
Mack and his team have debated on what should be included in the next release of a product. However, they still believe there is more to consider. Which critical thinking condition is the team using
Mack and his team have debated on what should be included in the next release of a product. However, they still believe there is more to consider.
Team is using Divergent Thinking.
Divergent thinking is a way of thinking or a strategy for coming up with original ideas by considering numerous alternatives. It often happens in a spontaneous, free-flowing, "non-linear" way, leading to the emergent cognitive generation of multiple ideas.
Divergent thinking is a way of thinking or a strategy for coming up with original ideas by considering numerous alternatives. It often happens in a spontaneous, free-flowing, "non-linear" way, leading to the emergent cognitive generation of multiple ideas.
Learn more about divergent thinking here https://brainly.com/question/12921788
#SPJ4
NEED AN ANSWER ASAP!!
Any answer thats put to just earn pts will be reported and the pts will be removed!
Jasmin purchased a bond priced at 1000.00 issued by Valley’s Trucking whose market value is 600,000. The annual coupon rate is 5%
Given the above information, what is the current yield?
Answer:
3000%
Explanation:
Cost-volume-profit analysis helps managers predict how changes in and levels affect income. True or false?.
It's true that Cost-volume-profit analysis helps managers predict how changes in and levels affect income.
Cost-volume-profit analysis, also commonly referred to as break-even analysis, seeks to determine break-even points for different sales volumes and cost structures. This is useful for managers when making short-term business decisions.
CVP analysis makes some assumptions, such as constant selling prices and fixed and variable costs per unit. Performing CVP analysis involves using multiple equations for the price, cost, and other variables. These equations are plotted on the economic chart.
The CVP expression can also calculate the break-even point. The break-even point is the number of units you sell or the amount of revenue you need to generate to cover the manufacturing costs of your product.
Learn more about Cost-volume-profit here: https://brainly.com/question/16965498
#SPJ4
A company selling in a country with a strong currency while sourcing from a country with a weak currency ________. Group of answer choices improves its profits
A company's revenues increase when it sells in a country with a strong currency while sourcing from a country with a weak currency.
A weak currency is a country's currency that has lost value in contrast to other currencies. Weak currencies are frequently associated with countries that have poor economic foundations or governance systems. A country looking to increase its exports in global markets may also favor a weak currency.
A strong currency is one whose worth relative to other currencies is increasing, as seen by a drop in the currency's direct exchange rates.
When an exchange rate changes, the value of one currency rises while the value of the other falls. A currency is considered to have appreciated when its value rises. When the value of a currency falls, however, it is said to have depreciated.
To know more about currency click here:
https://brainly.com/question/2202418
#SPJ4
An optimizing consumer will select a consumption bundle in which Group of answer choices income is maximized, and prices are minimized. utility is maximized, and prices are minimized. utility is maximized, subject to budget constraints.
An optimising consumer will select a consumption bundle in which Group of utility is "maximized."
What is an Optimising consumer?When consumers are able to obtain the highest indifference curve for their specific level of income within the budget constraint, optimisation takes place.
The experience of customer optimising depends on-
by respecting consumers' time, being friendly, offering resources that are knowledgeable, andresourcefulThe process for optimising a product is-
Use stunning pictures to promote your products.Include many images.In the page's title tags and product descriptions, use keyword phrases that are pertinent to the item.Share endorsements and client feedback.A good image spacing will prevent an overly busy appearance.To know more about indifference curve, here
https://brainly.com/question/24302783
#SPJ4
An investment will pay you $95,000 in 10 years. If the appropriate discount rate is 9 percent compounded daily, what is the present value
The present value of the investment future value is $38,628.40
What is present value?
Present value is the today's worth of a future amount when discounted or expressed in today's dollar equivalence.
The present value of a single future cash flow can be determined using the present value formula below:
PV=FV/(1+r/365)^(N*365)
PV=present value=unknown
FV=future value=$95,000
r=discount rate=9%
N=number of years before the future amount is received=10
365 is an indication of number of years in a year since discounted is compounded daily.
PV=$95,000/(1+9%/365)^(10*365)
PV=$38,628.40
The present value can be further understood using the link below:
https://brainly.com/question/18490474
#SPJ1
Parul works for a state agency that conducts random checks of financial records and transactions after expenditures and reviews accounts of disbursing officers of all state funds to assure legal compliance. What function does Parul perform for the state
Parul is performing auditing function.
What is auditing?Auditing is a process of examination of various books of accounts by an auditor to make sure that all departments are following documented system of recording transactions.
It s a proper inspection of financial records and transactions which is done to ascertain the accuracy of financial statements.
The three types of auditing are external audits, internal audits, and Internal Revenue Service (IRS) audits.
Learn more about the auditing here:-
https://brainly.com/question/14652228
#SPJ1
planning is the process of identifying long-term organizational goals, strategies, and resources. a. Prospect b. Strategic c. Vertical
the type of planning mentioned in the question is strategic planning
Long term strategic planning-
The key to a a success long-term strategic planning system is to be able to pick out the central capabilities you'll require, after which start straight away to broaden or to accumulate the core capabilities in order to be strongly located for the markets and opposition in the future. To have a a successful planning system, you should take the essential steps withinside the brief time period to assure that you'll reap the profitability which you prefer within the long time period. This capacity to suppose long-term has in no way been greater crucial or greater treasured than it is today. It is an actual key to profitability.
Learn more about long term strategic planning here: https://brainly.com/question/16538679
#SPJ4
What types of property are a regular investment target of pension funds, publicly traded real estate companies, and real estate funds, large commercial properties valued well over $10 million ?
investment-grade properties are a regular investment target of pension funds, publicly traded real estate companies, and real estate funds, for large commercial properties valued at well over $10 million.
What are pension funds?Any plan, fund, or scheme that offers retirement income is referred to as a pension fund, also known as a superannuation fund in some countries. Pension funds are collections of monetary contributions from pension plans established by employers, unions, or other groups to cover the retirement benefits of their members or employees.
Up until recently, the majority of pension funds' investments were made in stocks and bonds, frequently employing a liability-matching technique. These days, they put more money into a wide range of asset sectors, including infrastructure, private equity, real estate, and commodities like gold that can act as inflation hedges.
To know more about pension refer to: https://brainly.com/question/15685653
#SPJ4
________ is an accounting procedure for systematically spreading the cost of a tangible asset over its estimated useful life.
depreciation is an accounting procedure for systematically spreading the cost of a tangible asset over its estimated useful life.
The term depreciation refers to the accounting method used to spread the cost of a tangible or physical asset over its useful life. Depreciation indicates how much of the value of an asset has been used. It allows businesses to generate income from the assets they own by paying them over a period of time.
From an accounting perspective, depreciation is defined as a systematic reduction in the recorded cost of a fixed asset until the value of the asset becomes zero or negligible. Examples of fixed assets include buildings, furniture, office equipment and machinery.
Learn more about depreciation here:https://brainly.com/question/25785586
#SPJ4
The diamond-water paradox arises because Multiple Choice the marginal utility of certain products increases, rather than diminishes. we sometimes fail to use money as a standard of value. essential goods may be cheap, while nonessential goods may be expensive. essential goods are always higher priced than nonessential goods.
The diamond-water paradox arises because essential goods may be cheap while nonessential goods may be expensive.
What do you mean by diamond-water paradox?The dilemma of value, also referred to as the diamond-water paradox, describes the significant disparity in cost between some important items and non-essential ones. In a market economy, the cost of many necessities for human life is significantly lower than the cost of less necessary necessities.Why does the paradox of value between diamonds and water arise?Water is clearly more valuable as a scarce resource than the luxury of having a diamond. Customers are forced to decide whether to buy one more diamond or one more unit of water as demand rises. The concept of marginal utility describes this idea.Why is marginal utility for diamond High?Diamonds, Due to the limited availability of diamonds, people are likely to operate near the vertical axis, somewhat high on the marginal utility curve. In other words, the amount consumed is not that large.
Learn more about diamond-water paradox here:
https://brainly.com/question/13530249
#SPJ4
Allison is facing challenges because of changes to the toy product lines and quality goals. Which category of pressure for organization change is she contending with
The category of pressure for organization change is she contending with is: Competition
What is Competition?Competition can be defined as the process of competing with others or the pressures for organization change by competing with competitors, leading to creating products with more characteristics or features .
Hence, based on the scenario the category of pressure for organization change is she contending with is Competition.
Learn more about competition here:https://brainly.com/question/10846994
#SPJ1
What two steps can a project manager take to overcome the planning fallacy?
Two steps that a project manager should take to overcome the planning fallacy are:
A) Meet with teammates to uncover potential risks.
C) Consider all risks and carefully examine them.
The planning fallacy is a phenomenon in which predictions about how an awful lot of time might be wished to finish a future task show an optimistic bias and underestimate the time needed.
commonly, participants in those research show off the making plan fallacy. As an example, college college students are generally renowned that they've commonly completed beyond assignments very close to their deadlines, yet they insist that they will end the following undertaking well in advance of the brand new cut-off date.
The making plans fallacy refers to a prediction phenomenon, all too familiar to many, wherein humans underestimate the time it'll take to finish a future task, in spite of the information that previous responsibilities have commonly taken longer than planned.
The question is incomplete. Please read below to find the missing content.
What two steps can a project manager take to overcome the planning fallacy?
A)Meet with teammates to uncover potential risks.
B)Expand the project’s scope.
C)Consider all risks and carefully examine them.
D)Increase the project’s budget.
Learn more about the planning fallacy here brainly.com/question/9087023
#SPJ1
If an input necessary for production is in limited supply so that an expansion of the industry raises costs for all existing firms in the market, then the long-run market supply curve for a good could be a. perfectly elastic. b. upward sloping. c. perfectly inelastic. d. downward sloping.
The correct option is, (b) upward sloping.
If an input necessary for production is in limited supply so that an expansion of the industry raises costs for all existing firms in the market, then the long-run market supply curve for a good could be upward sloping.Why is curve upward sloping?The AE curve shifts down as r increases, shifting the intersection of the AE curve and 45 degree line to the right with a greater semi-equilibrium level of Y. This results in an upward slope for the IS curve.Is the IS curve upward or downward sloping?The downward slope of the IS curve results from the fact that when interest rates down, investment rises, increasing output. The LM curve depicts the equilibrium of the money market. Because increased income raises demand for money and raises interest rates, the LM curve has an upward slope.
Learn more about upward sloping here:
https://brainly.com/question/14290553
#SPJ4
You find a zero coupon bond with a par value of $10,000 and 13 years to maturity. The yield to maturity on this bond is 5 percent. Assume semiannual compounding periods. What is the dollar price of the bond
The answer is $5262.347.
Given,
Zero coupon bond with par value = $10,000
Maturity time period (in years) = 13 years
Yield to maturity (YTM) (in percentage) = 5% = 0.05
semi-annual compounding periods.
Semi-annual compounding periods mean that the interest received on this bond will be compounded semi-annually.
The formula for the valuation of the bond is as follows:
Value of bond = [tex]\frac{Par value}{(1+\frac{YTM}{2}) ^{(2*time period)} }[/tex]
Now substituting the given values in the above mentioned formula for the valuation of the bond we get,
=[tex]\frac{10,000}{(1+\frac{0.05}{2}) ^{(2*13)} }[/tex]
=[tex]\frac{10,000}{(1+0.025) ^{26} }[/tex]
= [tex]\frac{10,000}{(1.025)^{26} }[/tex]
= 10,000 / 1.9002927
= $5262.347
Hence, the dollar price of the bond is $5262.347.
Learn more about Bonds:
https://brainly.com/question/25596583
#SPJ4
The Damage Inventory will be used by the ____________ to group damage line items into projects. After grouping, the line items will be used to generate Site Inspection Work Orders.
The correct answer to fill the blank is Program Delivery Manager. The Damage Inventory is going to be used by the Program Delivery Manager
What is the damage inventory?The damage inventory has to do with the fact that the inventory has become so damaged that they have become useless.
They are the activities for which a person is trying to get public assistance reimbursement for.
Read more on inventory here https://brainly.com/question/23390392
#SPJ1
Other things being equal, a ________ supply of workers tends to put ________ pressure on real wages.
Other things being equal, a larger supply of workers tends to put downward pressure on real wages.
How do wage increases affect the demand for and supply of labor?The quantity of work required will alter in response to changes in pay or salary. Employers will want to hire fewer workers if the pay rate rises. There will be a reduction in the amount of labor requested and an upward shift in the demand curve.What causes wage increase?There are several reasons why employers may decide to raise salaries. An increase in the minimum wage is the most frequent justification for wage increases. The minimum wage can be raised by both the federal and state governments. Companies that manufacture consumer items are also renowned for giving their employees small pay raises.How does wage increase affect supply?The aggregate supply curve shifts inward when the money wage rate increases, which results in a decrease in supply at all price levels. The aggregate supply curve shifts outward as the money wage rate declines, increasing the quantity supplied at any price level.Learn more about real wages here:
https://brainly.com/question/1622389
#SPJ4
Robots
y-axis
.
B
.
A
D
What does Point B identify?
What does Point X identify?
Soap
x-axis
Having trouble reading the graph? This description will help.
Soap is along the x-axis.
Robots are along the y-axis.
• Points B, D, and C are on the curve line.
• Point A is inside the curve line.
• Point X is outside the curve line.
Use the PPC above to answer the following questions.
Based on the PPC given, the points given would represent the following:
Point B = Efficient use of resources. Point X = Impossible use of resources. Point A = Underutilized resources.What do points on the PPC represent/Points on the curve represent the efficient usage of resources because they show that all available resources are being used. Points B, C, and D are therefore all efficient.
Point X is impossible because all points outside of the PPC are not attainable due to a lack of resources. Point A shows that the available resources are not being fully utilized.
Options to describe the points:
Efficient use of resources Under utilized resources Economic growth Trade-off Opportunity costFind out more on the PPC at https://brainly.com/question/2617319.
#SPJ1
Caterpillar is a manufacturer of heavy equipment. The company imports steel parts such as buckets for end loaders from China. Once the products arrive from China, Caterpillar must remove rust from the items that developed during ocean transport. What area of the marketing mix best characterizes this issue related to the imported steel parts
Answer - Place.
Place is the area of marketing mix that best characterizes this issue.
How the issues of rust takes place?
Because Seawater contains a significant concentration of dissolved salts and is very corrosive to steel, infrastructure and assets in or near marine environments are particularly susceptible to corrosion. Efforts to mitigate corrosion in marine environments continue as industries develop and implement solutions to prevent asset degradation.Strategy to address this Issue.
The overarching strategy is to keep the expected service life of the steel parts in mind. Usually a steel part is designed to meet a 25-year life at the lowest cost. At the design stage, an analysis determines whether it is most profitable to initially invest in higher-cost materials that will reduce maintenance costs over time, or to use more economical materials up front and plan for higher maintenance costs as the steel is maintained throughout its service life.This strategy addresses the life of the steel from the cradle to the grave. Once initial construction costs are determined, expected consequences and their costs are plotted over time. Then the most economical approach for a successful 25-year life is selected. This approach requires sound economic policy and an appropriate projection of probable consequences over time.Learn more about Import/Export issues from the given links.
https://brainly.com/question/4979016
https://brainly.com/question/25534019
#SPJ4
Fred's Fans purchased two identical fans for resale. Fan 1 was purchased in April for $76 and Fan 2 was purchased in May for $80. One of the fans was sold in June for $100 and Fred reported a gross margin of $24. Fred is using the ______ inventory method.
Answer:
sesemi vivy 67g bb
Explanation:
How many business days after you submit your application will you receive a loan estimate form?.
Within three business days after you submit your application will you receive a loan estimate form.
A Loan Estimate is a three-page form that you receive after making use of a mortgage. The mortgage Estimate tells you crucial information about the loan you've got requested. The lender ought to offer you a mortgage Estimate within three enterprise days of receiving your utility. The Loan Estimate is a shape that took impact on Oct.
The mortgage estimate let you apprehend any mortgage you follow, whether you're buying a domestic or refinancing one. For the amount, kind, and term of the loan you've implemented, the loan estimate will show your projected final prices, monthly price, interest charge, and annual percentage charge, amongst different info.
The Loan Estimate has to be provided to purchasers no later than three enterprise days when they post a mortgage application. the second shape (final Disclosure) is designed to provide disclosures as a good way to be useful to customers in understanding all the fees of the transaction.
Learn more about the loan here https://brainly.com/question/26054995
#SPJ4
An income statement reporting variances from standard costs a.follows GAAP. b.is for either internal or external use. c.is for external use only. d.is for internal use only.
d.is for internal use only. is the answer
An income statement is one of a company's financial statements that shows the company's income and expenses over a particular period of time. This shows how revenue is converted into net income or net income.
The income statement is a report showing how much a company has made in a given period of time (usually a year or part of a year). The income statement also shows the costs and expenses associated with generating that income. Also known as an income statement (P & L), it is usually prepared quarterly or yearly.
It also shows whether the company is making a profit or losing money for a period of time. The income statement, along with the balance sheet and cash flow statement, helps you understand the financial position of your business.
Learn more about income statement here:https://brainly.com/question/26252171
#SPJ4