$120,000 reserves are excess reserves.
Excess reserves: what are they?Capital reserves stored in excess of what is required by regulators, creditors, or internal controls are known as excess reserves by a bank or financial institution. Excess reserves for commercial banks are compared to standard reserve requirement amounts established by central banking regulators.
The total amount of a bank's deposit that is not disbursed as loans is known as reserves.
There are two categories of necessary reserves.
surplus reserves
The amount of deposits that banks must hold as needed reserves is determined by the central bank.
Deposits x Reserve Requirement = Required Reserves
0.2 x $200,000 = $40000
The discrepancy between reserves and necessary reserves is known as excess reserves.
$160,000 - 40000= $120000.
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Anastasia was trying to decide which investment plan would be best over 10 years. Bank a was offering 8. 5% simple interest on her money using the formula i = p r t. Bank b was offering 8% compounded annually using the formula a = p (1 + r) superscript t. Which bank is a better investment if she has $2,000 to invest for 10 years?.
Bank B is the better investment, where Bank a was offering 8. 5% simple interest on her money using the formula i = p r t. Bank b was offering 8% compounded annually using the formula a = p (1 + r) superscript t.
Investment = P = $2,000
Number of years = n = 10
If the She invest in Bank A
r = 8.5% simple interest
Accumulated value after 10 years = A =P + (P x r x n) = $2,000 + ( $2,000 x 8.5% x 10 ) = $2,000 + $1,700 = $3,700
If the She invest in Bank B
r = 8% Compounded yearly
Accumulated value after 10 years = A = P x (1 + r )^n = $2,000 x ( 1 + 8% )^10 = $2,000 x ( 1 + 0.08 )^10 = $2,000 x ( 1.08 )^10 = $2,000 x 2.1589 = $4,317.8
= $4,318
Hence Bank B is the better investment because it make more money than in Bank A after 10 years.
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QUESTION 2/10
Which of the following is a variable expense for many adults?
A. Their monthly rent payment.
C. Their monthly cost of eating out at restaurants.
B. The monthly payment on their car loan.
D. Their monthly payment for health insurance.
each sneaker requires 2.5 hours of direct labor time. direct labor wages average $16 per hour. monthly variable overhead averages $10 per direct labor hour plus fixed overhead of $4,500. what is the total overhead budgeted for the month of september?
The total overhead Budgeted cost for the month of september $1,250,000
Overhead budgeted :
Overhead Budget is prepared to predict and carry all the anticipated expenses concerning framing the goods that the company expects to contract in the coming time. It excludes the immediate material and the direct labor cost, and the facts, which becomes part of the cost of the goods retailed in the master budget.
Evaluating the overhead cost :Budgeted overhead for the month of September = Total labour hours × overhead rate per hour
Total labor hours = standard hours × budgeted production units
=2.5 hours × 40,000
= 125,000
Budgeted overhead cost Total = $10× 125,000
=$1,250,000
Hence Budgeted overhead cost for the september month =$1,250,000
Direct labor :
Direct labor refers to the hires and stipend paid to workers that can be straightway credited to specific products or services. It includes the cost of constant working hours, overtime hours worked, payroll levies, non employment tax, Medicare, employment insurance, etc. Direct labor cost is a part of pay envelope- bill or payroll that can be particularly and constantly commissioned to or associated with the manufacture of a product, a individualized work order, or qualification of a service.
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kellen works for a sportswear supplier and for the past month she has been focusing on nike products when talking to customers because nike is running a sales contest and she can earn an additional $2,000 if she meets her goal. this is an example of .
Kellen works for a sportswear supplier and for the past month she has been focusing on nike products when talking to customers because nike is running a sales contest and she can earn an additional $2,000 if she meets her goal. this is an example of Trade promotion .
What do you mean by trade promotion?
It's a marketing tactic used to spur more consumer demand for goods at brick and mortar establishments. In a trade promotion, wholesalers and/or retailers are given special price breaks (typically in addition to a trade allowance), free or discounted display stands or racks, presents, or other rewards.What does supply chain trade promotion entail?
Trade promotion is the marketing effort between retailers and manufacturers to boost demand. These initiatives could involve sales, promotions, coupons, or any other number of marketing techniques.Learn more about trade promotion
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which of the following must be included when an entity issues general purpose financial reports separately from a cafr? select one: a. notes to the financial statements b. introductory section c. statistical section d. combining statement of blended component units
Notes to financial statements must be included when an entity issues general purpose financial reports separately from a CAFR. The answer is A.
CAFR stands for Comprehensive Annual Financial Report, is a set of U.S government financial statements comprising the financial report of a state, municipal or other governmental entity that complies with the accounting requirements promulgated by the Governmental Accounting Standards Boards (GASB).
Why notes to financial statements must be included?
It is the requirement when an entity issues general purpose financial reports separately from a Comprehensive Annual Financial Report (CAFR).
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Seasonality refers to a data pattern that repeats itself after a period of days, weeks, months, or quarters.
a. True
b. False
This statement is True. Seasonality refers to a data pattern that repeats itself after a period of days, weeks, months, or quarters.
Due to changes in temperature, pressure, heat, and humidity, a pattern known as seasonality repeats itself after a set amount of time. It produces a climate that is suitable for a specific season.
The environment is not static; it changes over time. When an internal or external force, such as heat, pressure, or temperature, alters an existing pattern or trend, the general weather changes, and a new season begins.
Seasonality in time series data is the occurrence of variations that happen on a regular basis but less frequently than annually, such as weekly, monthly, or quarterly.
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some nations that seek to produce all of their own needs face the problem that:
Some nations that seek to produce all of their own needs face the problem that some industries are too small to be efficient if restricted to their domestic markets alone. Customers of a single company who reside in the nation in which the business is located are also referred to by domestic markets.
Why are domestic markets important?A domestic market is the supply and demand of goods, services, and securities within a single nation. It is also known as an internal market or domestic trade. Although the company may have many market sectors, in domestic trade a firm fundamentally only has to deal with one group of consumers and one set of competitive, economic, and market challenges. When competing in a domestic market, there are some restrictions, many of which drive businesses to expand abroad.
Limited market size and slow local market growth are the key drivers of international business expansion. The primary location for issuance activities is domestic markets. More businesses now have access to equity and corporate bond funding as local markets have grown. The advantage of domestic capital markets over overseas markets is that they draw more and smaller companies.
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quaker, maker of oatmeal-based breakfast cereals, recently introduced a completely new family of oat-based beverages to compete with nondairy milk products. what is this strategy called?
This strategy is called as Brand Extension.
Explanation:
When a business applies one of its well-known brand names to a new product or new product category, this is known as brand extension. Sometimes people refer to it as "brand stretching." The goal of a brand extension is to assist a company launch its newest product by leveraging its existing brand equity. The business depends on its existing clientele's brand loyalty, which it hopes will make them more receptive to new products from the same brand. If it is successful, a brand extension can assist a business in reaching new demographics, growing its clientele, boosting sales, and increasing overall profit margins.
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debt usage will have an effect on: multiple choice financial risk. asset risk. business risk. operational risk.
Debt usage will affect financial risk.
Financial risk is the type of risk where losses can be incurred by investing in a business or an investment. Parties taking the financial risk can face loss of capital.
Financial risk is the management of the debts and completion of financial obligations. These types of risks can occur in various ways such as business instability, interest rates, currencies, financial market, or movements.
There are various types of financial risks such as operational risk, market risk, investment risk, liquidity risk, or credit risk. Financial risk could occur in any form such as delay in delivery of the goods or increasing amount of debt on the business.
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alfonso began the year with a tax basis in his partnership interest of $15,000. his share of partnership liabilities at the beginning and end of the year consists of $7,000 of recourse liabilities and $10,000 of nonrecourse liabilities. during the year, he was allocated $32,000 of partnership ordinary business loss. alfonso does not materially participate in this partnership, and he has $3,000 of passive income from other sources.
Alfonso basis before the loss allocation $15,000 , $17000 of his 32000 loss allocation is limited by his tax basis and will carryover to the following year .
What exactly does "interest rate" mean?
An interest rate informs you of how much borrowing will cost you and how much saving will pay off. Therefore, the interest rate is the amount you pay for borrowing money and is expressed as a percentage of the total loan amount if you are a borrower.alfonso began the year with a tax basis in his partnership interest of $15,000.
because alfonso basis before the loss allocation $15,000 , $17000 of his 32000 loss allocation is limited by his tax basis and will carryover to the following year .
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restoration inc. enters into a contract to refurbish an old bus depot for quality diners llc. if restoration completes most of the work promised in the contract, its performance will be
Quality Diners LLC hires Restoration Inc. to renovate an outdated bus depot. Restoration will have substantially performed if it completes the majority of the work specified in the contract.
What is renovating?Remodeling is the process of renovating a harmed, outdated, or dilapidated building. Renovations of homes or businesses are common.
Additionally, in social contexts, the word "renovation" can refer to both the creation of something new and the revitalization of something. For instance, a community may be renovated if it is strengthened and revitalized.
Typically, there are multiple phases that make up the refurbishment process.
PlanningEngineeringRepair of structuresRebuildingFinishesThe renovation process has been significantly impacted by technology, elevating the importance and power of the planning stage. The capacity to visualize changes more effectively and for a lot less money than engaging an interior designer is made possible by the accessibility of free online design tools.'
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which of the following is not a type of business process in the balanced scorecard framework? multiple choice operations management customer management innovation regulatory and social all of the choices are types of business processes.
In the balanced scorecard framework, all of the choices are types of business processes: operations management, customer management, innovation, regulatory, and social.
A framework is a structure on which you can build software. It acts as a foundation, so you're not beginning from scratch. Frameworks are often associated with a specific programming language and are suitable to various types of jobs. Assume you're building a house. You might pour the foundation and frame the house yourself. It would take a long time, but you could do it. But if all of that was already done for you, it would save you a lot of time and effort – especially if it was done by professional home builders.
A framework performs a similar purpose in software development. It's been designed and tested by other Software Developers and Engineers, so you know it's a solid foundation.
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To be an active participant in a meeting, it's MOST essential to do what?
A. provide new ideas
B. ask questions
C. interrupt
D. listen
PLS ANSWER QUICK ILL GIVE BRAINLIEST!!!!!!!!!!!!!!!
Answer:
D is the correct answer
the one who listens
the number of people who shop versus the number of people who actually make or book reservations is known as the ratio. group of answer choices supply/demand look-to-book cross-selling gds
Cross-selling involves convincing customers to purchase additional products or services in addition to the ones they had initially planned to. When they are complementary to one another, which happens frequently, customers are more inclined to purchase both cross-sold items.
When a consumer starts the checkout process or adds an item to their shopping cart, they are inferring to the company that they are a current client and intend to make a purchase. Businesses frequently use a cross-sell during this stage of the buyer's cycle by suggesting a related product or offering a discount if both are bought at once.
The practice of persuading customers to upgrade or add-on to the good or service they are purchasing is known as upselling. The advertised good or service is usually expensive which might raise the total cost of the order.
Similar to cross-selling, upselling often takes place when a customer has started the checkout process or added something to their basket and is more open to final sales pitches. The likelihood that the consumer will ultimately opt to switch at the last minute should improve as they are likely to have already done some research on the product and may have thought about the upgrade or add-on.
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when can an employer perform a drug screen on employees? a. when the employee has missed four days or more of work b. when the employee calls off on mondays and fridays c. when another employee complains that an employee smells like alcohol d. when the employer has reasonable concerns of impairment
Answer:
Louisa works in Marketing. She works with several different areas of the company that employs her. Which task does Louisa have others perform?
conducting meetings at a satellite office
working on new marketing campaigns at home
participating in teleconferences in her home office
training other employees how to use a computer
Explanation:
question content areathe major objective(s) of allocations are a.to compute product-line profitability. b.to motivate managers. c.to value inventory. d.all of these choices are correct.
Question content are a the major objective(s) of allocations are all of these choices are correct.
What does the term "main objective" mean?something you want to do or accomplish: Her current main goal is to just maintain her position of power.
What are goals and an example?A goal is something you intend to accomplish. A mission's overall strategy is known as a military objective. To raise money is the goal of a bake sale. You have achieved your goal if it was to learn a new term. The purpose of something is its objective.
What does the term "allocation" mean?allocations. counting noun An allocation is a quantity of something, most often money, that is handed to a certain individual or used for a specific objective.
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In an ____ auction, companies invite sellers to submit bids for products and services so that the buyer can choose the seller that offers the service or product at the lowest price.
In an reverse seller-bid auction, companies invite sellers to submit bids for products and services so that the buyer can choose the seller that offers the service or product at the lowest price.
What is reverse auction?
In a reverse auction, vendors compete to set the price at which they will offer their products and services for sale. In a typical auction, a seller places an item up for bids from interested parties, who then place bids until the auction closes, when the item is awarded to the highest bidder.What is a reverse auction's primary drawback?
Only price reductions are dealt with in a reverse auction. It does not provide information on additional contract fees. This could influence a buyer to select a vendor who offers an ostensibly low price but delivers a subpar good or service or charges a high delivery fee.Learn more about reverse seller-bid auction
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which of the statements below is true regarding only fiscal policy? it causes ad to shift to the right. it increases the availability of money. it uses government expenditures to create demand for goods and services. it can be taken in an attempt to alter ad.
C) It is accurate to say that only fiscal policy employs government spending to generate demand for products and services.
Describe fiscal policy.The use of public spending and taxation, specifically macroeconomic conditions, is known as fiscal policy. Employment, inflation, economic growth, and the overall demand for goods and services are some of these.
During a recession, the government may lower tax rates or increase spending in an effort to boost the economy and demand. On the other hand, it can raise interest rates or cut back on spending to slow the economy and combat inflation. Fiscal policy and monetary policy are sometimes contrasted because monetary policy is carried out by central bankers as opposed to elected government officials.
What Are the Primary Financial Policy Instruments?
Governments can affect the economy by using fiscal policy tools. Changes in tax rates and government spending make up the majority of these.
Taxes are reduced and spending is increased to boost economic growth. This frequently involves borrowing by issuing public debt. Taxes may be increased and spending cutbacks implemented to cool down an overheated economy.
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A _________ is a legal agreement between two or more people and is the least common form of business.
A Partnership is a legal agreement between two or more people and is the least common form of business.
What is Partnership?An agreement between two or more people to manage a business' operations and divide its assets and liabilities is known as a partnership.All partners in a general partnership corporation split the company's assets and debts equally.Lawyers and other professionals frequently create limited liability partnerships.A partnership may have tax advantages over a corporation.A partnership, broadly speaking, can be any project that several people undertake together. Governments, charitable organizations, businesses, or private persons may be the parties. A partnership's objectives can also differ greatly.The three primary types of partnerships are general partnerships, limited partnerships, and limited liability partnerships when referring to a for-profit endeavor carried out by two or more people.To learn more about Partnership, refer to
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mccabe corporation is expected to pay the following dividends over the next four years: $20, $16, $15, and $8.50. afterward, the company pledges to maintain a constant 5 percent growth rate in dividends forever. if the required return on the stock is 15 percent, what is the current share price?
The current share price is $95.19
A dividend is a payment made by a corporation to its shareholders that is decided by the board of directors. Dividend payments are frequently made quarterly and might take the form of cash payments or stock reinvestments. The dividend yield, which is the dividend per share, is expressed as a percentage of the share price of a company, for example, 2.5%.
D1=$20
D2=$16
D3= $15
D4=$8.50
g= 5%
r=15%
Price of stock = D1/(1+r)^1 + D2/(1+r)^2 + D3/(1+r)^3 + D4/(1+r)^4 + D4*(1+g)/(1+r)^4*(r-g)
= 20/1.15 + 16/(1.15)^2 + 15/(1.15)^3 + 8.50/(1.15)^4 + 8.50*(1.05)/(1.15)^4*(0.10)
= $17.39 + $12.09 + $9.86 + $4.85 + 8.92/0.1749
= 17.39 + 12.09 + 9.86 + 4.85 + 51
= 95.19
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Which of the following is true regarding stock options?
A. A loss is realized when stock options lapse. B. There is typically no tax effect on the grant date. C. Income recognized on the exercise date is greater for incentive stock options than nonqualified options.D. The bargain element on a nonqualified option is taxed to employees at capital gain rates
Answer: I would say b
Explanation: I search it up and this is what it told me
the level of integration and coordination of subunits is lowest for firms following a(n) blank strategy and highest for firms following a transnational strategy. multiple choice question. localization international global standardization
The level of integration and coordination of subunits is lowest for firms following a localization strategy and highest for firms following a transnational strategy.
What is localization strategy?A company's localization strategy is a distinctive market technique it uses to handle the varying cultural norms, consumer behaviors, and purchasing patterns in each country it operates.For businesses using a localization approach, there is the least integration and coordination across subunits, and for businesses using a transnational strategy, there is the most.This is a prime example of a localization and globalization plan that works. By enabling customers from all over the world to read subtitles in the language of their choice or select a dubbed version of the show or movie, Netflix is able to draw in such a sizable international audience.Therefore, the level of integration and coordination of subunits is lowest for firms following a localization strategy and highest for firms following a transnational strategy.
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Correct question:
The level of integration and coordination of subunits is lowest for firms following a(n) blank strategy and highest for firms following a transnational strategy.
multiple choice questions.
a. localization
b. international
c. global
d. standardization
the value of the marginal product of labor is the ____________.
The value of the marginal product of labor is the additional output produced by hiring one more unit of labor.
VMP helps to save you from labor exploitation in industries. The price of a Marginal Product is a calculation derived by multiplying the marginal bodily product by means of the common sales or the rate of the product. greater without a doubt, the system for calculating VMP is: physical Product x income rate of the Product.
The fee of the marginal product equals the salary, it also produces as much as the point at which the price equals the marginal fee.
A profit-maximizing firm chooses the number of exertions so that the price of the marginal product equals the wage.
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Luc, a vehicle dealer, offers to sell mel a truck and trailer, which luc claims can haul a certain weight. He knows nothing about the capability of the truck, but it is not as he asserts. Mel buys the truck. On learning the truth, mel confronts luc, who says he was not trying to fool mel—he was only trying to make a sale. This is.
On learning the truth, Mel confronts Luc, who says he was not trying to fool me—he was only trying to make a sale. This is Fraudulent Misrepresentation.
Fraudulent misrepresentation is a civil tort bobbing up out of agreement regulation. it's miles a false announcement of the fact that causes or induces a person to go right into an agreement. A defendant commits fraudulent misrepresentation whilst he or she lies or misrepresents a crucial truth approximately which will cause or induce the opposite celebration to go into right into an agreement. The misrepresentation may be inside the shape of whatever is designed to deceive the opposite birthday party consisting of innuendos, half of-truths, or silence whilst there exists a responsibility to talk.
Fraudulent misrepresentation is a distinct prison declaration from defamation. Fraudulent misrepresentation is an agreement claim arising out of fraud that happens in breach of agreement instances, whilst defamation is a false assertion of fact made about someone.
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when a company pays to put products into tv shows and movies where they will be seen by consumers, they are using a strategy called product
when a company pays to put products into tv shows and movies where they will be seen by consumers, they are using a strategy called product placement.
In a production aimed for a broad audience, branded goods and services are featured as a kind of product placement advertising. Product placements, sometimes known as "embedded marketing" or "embedded advertising," are frequently seen in motion pictures, television programmes, home videos, radio, and—less frequently—live performances. Companies may provide a production firm or studio money, commodities, or services in return for the licence to use their products.
Product placements are used, addressed, or discussed throughout the broadcast in a way that will make viewers feel good about the promoted brand. They do not include graphic content. Instead than being explicitly advertised to, product placement allows the audience to form a better relationship with the brand in a more organic way. It's very likely that an advertiser paid for a brand to feature in a film, TV programme, or other performance. Some individuals think that this kind of advertising is fundamentally dishonest and misleading to young people who are susceptible to persuasion.
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while matt likes the structure provided by the rational decision-making process, you caution him that it has some shortcomings. why is the rational decision-making process difficult to apply completely in many situations? check all that apply.
In the given situation, the rational decision-making process is difficult to apply completely in many situations because (A) managers do not always evaluate situations rationally.
What is the rational decision-making process?The antithesis of intuitive decision-making is rational decision-making. It follows a precise process that makes use of logic and objective knowledge. It entails recognizing the issue that has to be resolved, collecting data, locating options and outcomes, analyzing them, taking into account all the connections, and making a decision.A person choosing between two cars would be an illustration of a reasonable customer. Because Car B is less expensive than Car A, the consumer chooses to buy it. Although the rational choice theory is clear-cut and logical, it frequently runs afoul of reality.Therefore, in the given situation, the rational decision-making process is difficult to apply completely in many situations because (A) managers do not always evaluate situations rationally.
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Complete question:
While matt likes the structure provided by the rational decision-making process, you caution him that it has some shortcomings. why is the rational decision-making process difficult to apply completely in many situations? check all that apply.
a. managers do not always evaluate situations rationally.
b. managers are limited by their values and conscious health.
c. managers usually have the resources to consider numerous alternatives
d. managers cannot always obtain accurate information
• Is provided by the government through its
Answer:
Powers not granted to the Federal government are reserved for States and the people, which are divided between State and local governments.
an improvement made to a machine increased its fair market value and its production capacity by 25% without extending the machine's useful life. the cost of the improvement should be
An improvement made to a machine increased its fair market value and its production capacity by 25% .The cost of the improvement should be capitalized in the machine account.
Cost of improvement:
Cost of improvement is the capital expenditure incurred by an assessee for fabricating any addition or enhancement in the capital asset. It also includes any expenditure incurred in guarding or curing the title.
How do you treat cost of improvement?Any capital expenditure incurred by you or former proprietor of the asset for making additions or revision to similar capital asset which enhances the valuation of the asset or rise it's price shall be treated as cost of improvement.
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the four processes of map generalization: a. never happen together b. can happen together c. do not impact online maps d. are selection, qualification, quality control and implementation
The process of simplifying the representation of geographical data to produce a map at a particular scale with a clearly defined and readable legend is referred to as "map generalization."
What components make up map generalization?
In generalization, a variety of methods are used, including selection, simplification, displacement, exaggeration, and classification.
What is an illustration of generalization on a map?
For instance, a tiny black polygon that is supposed to represent a building will be perceived as a dot rather than a building. In the same way, two symbols that are too close to one another will be interpreted as one symbol even though they actually represent two distinct entities.
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One of the most effective ways in which a leader establishes the organization’s ethical climate through their ______.
One of the most effective ways for a leader to establish the organization’s ethical climate is through their ethical leadership. Fairness, integrity, trust, respect, openness, and honesty are all aspects of ethical leadership.
Understanding Ethical LeadershipThe ethical climate of an organization is established by its leader's ethics. Ethical leadership is the process where a good person desires to create a better, fairer, and more humane place and also encourages everyone to do the same to accomplish a common good. The most important aspect of leadership ethics is the leader's character. Nelson Mandela is an example of a leader with strong character.
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