Only when the economy is doing well can a bank run happen. - False
When several of a bank's customers make sizable deposits at once, a bank run happens. - False
When too many people withdraw too much from a bank at once, a bank run happens. - True
Bank runs are less frequent because to organizations like the Federal Deposit Insurance Corporation (fdic). - True
When several customers of a bank or other financial institution simultaneously withdraw their savings out of worry for the bank's stability, this is known as a bank run.
The likelihood of default rises as more people withdraw their money, which encourages additional people to do the same. Extreme circumstances may arise where the bank's reserves are insufficient to cover the withdrawals.
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marshalls corporation completed a $690,000, 6 percent bond issue on january 1, 2021. the bonds pay interest each december 31 and mature 10 years from january 1, 2021. required: for each of the three independent cases that follow, provide the amounts to be reported on the january 1 2021financial statements immediately after the bonds were issued: (Deductions should be indicated by a minus sign.)
Amount : For Case A = $690,000
For Case B = $662,400
For Case C = $717,600
As per the data given in the question,
Bond value = $690,000
Rate = 6%
Numbers of year for maturity = 10
As per the formula,
Amount = Bond value × Deviation%
= 690,000 × 4%
= $27,600
So, Case A : $690,000 + 0 = $690,000
Case B : $690,000 - $27,600 = $662,400
Case C : $690,000 + $27,600 = $717,600
Case A (issued at 100) Case B (at 95) Case C (at 105)
Bonds Payable $690,000 $690,000 $690,000
Unamortized premium
or Discount 0 $27,600 $27,600
Carrying value $690,000 $662,400 $717,600
What format should be used to declare bond premium on the financial statements?Bonds Payable will always be accompanied on the balance sheet by the liabilities account Premium on Bonds Payable. To put it another way, if the bonds represent a long-term debt, then Bonds Payable and Premium on Bonds Payable will both be listed as such on the balance sheet.
How is the premium for bonds payable recorded?If there was a premium on bonds payable, the entry would be a credit to interest expenditure and a debit to premium on bonds payable, which would reduce the issuer's overall interest expense.
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a salesperson is offering a free gift certificate as part of a marketing plan. according to commissioner's rules, which of the following would not be required to be disclosed in the ad?
The fundamental calculation for the cost approach is as follows: Property Value = Land Value + Cost New - Depreciation. It makes use of the substitutional principle. Simply said.
The cost of purchasing a replacement or something comparable affects the price someone is ready to pay for a property. This is the discrepancy between the property's overall development costs and its finished market value. Three methods are used in cost estimation: Quantitative analysis; Unit-in-place; calculation (Value of area or volume). When using the index technique, a property's initial construction cost is multiplied by a multiplier that was determined based on the rate at which construction costs have increased since the property was erected.
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compare/contrast airmen and guardians actions regarding the concept of accountability. to be eligible for field training this summer, cadet strauss needs to meet air force physical fitness standards. as his friend and workout partner, cadet votcher has been building up cadet strauss' confidence by counting every attempted push-up
Cadet Votcher failed to inform Cadet Strauss when he failed to meet Air Force fitness standards, but Captain Wilson held him accountable because it is a requirement for field training.
Bodily fitness standards assist make sure that humans continue to be bodily energetic and might carry out regular responsibilities. for instance, standards help human beings understand how an awful lot they have to be able to elevate, how rapid they ought to run, and how long they should be able to stay active before turning into exhausted.
Health includes activity of some type that stimulates various structures of the frame and keeps a sure circumstance within the body. fitness, however, includes each gadget of the frame and is best done thru a way of life that supports health.
Physical fitness may be described in two classes: health associated and motor related. The fitness associated components of physical fitness are of splendid significance due to the fact they make an character in shape, practical and effective for everyday living.
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which of the following types of contracts is often used when the buyer wants work to begin as soon as possible, but a final agreement has not yet been reached
There are no options given; however, it is most likely that the letter contract is the most often used when the buyer wants the work to start right away but a final agreement has not yet been reached.
What is a letter contract?Letter contracts, often referred to as UCAs (undefinitized contract actions), are a way to allow a contractor to start providing goods or rendering services right away without waiting for the agreement's terms and conditions to be finalized.
One uses a letter contract when:
To enable immediate work to start, the criterion is that the supplier be provided with a legally enforceable commitment.It is difficult to negotiate a final contract in time to meet the criterion.Other contract arrangements are not suitable.Learn more about business agreement here: brainly.com/question/15193799
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point company paid $4,000 cash to purchase a new machine. the company also paid $500 cash for an initial training cost that was necessary to teach an employee how to operate the machine. which of the following represents the journal entry that would be necessary to record all capitalized costs related to the purchase of the machine? multiple choice account titles debit credit machine 4,500 cash 4,500 account titles debit credit cash 4,500 machine 4,500 account titles debit credit machine 4,000 cash 4,000 account titles debit credit cash 4,000 machine 4,000 prev
The represents the journal entry that would be necessary to record all capitalized costs related to the purchase of the machine will be Dr Machinery $4500 and Cr Cash $4500
The International Accounting Standard (IAS) 16 Property, Plant & Equipment (property, plant, and equipment) states that all expenses incurred to prepare an asset for use, including the $500 cost of training and the $4,000 cost of purchase, must be capitalized as part of the asset.
The assumption that a specific type of account will have either a debit or a credit balance is known as a typical balance. Credit typically makes up the balance of sales. Sales are deducted from the sales returns and allowances account because these accounts have the opposite impact on net income. As a result, sales returns and allowances are seen as an account that is contrary to revenue and typically has a debit balance.
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Which of the following describes limitations that may cause you to make only a satisfactory decision instead of an optimal (i.e., best) decision?
Limitations are described by bounded rationality.
What distinguishes restricted rationality from rationality?According to the theory of rationality, whenever a choice is made for our own self-interest, people always pick for the best option. Bounded rationality, on the other hand, asserts that humans are unable to do so because of three important constraints: cognitive limitations, imperfect information, and time restraints.
What does bounded rationality look like in practice?The three basic causes of bounded rationality are time constraints, imperfect information, and cognitive constraints. We can see an illustration of this when we visit the store to make a purchase. There are numerous options available for a huge variety of goods.
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which of the below would not be found in a typical acceptable use policy? multiple choice not performing any nonrepudiation. not posting commercial messages to groups where the employee has received user consent. not attempting to break the security of any computer network. not using the service as part of violating any law.
The statement that would not be found in a typical acceptable use policy is not attempting to break the security of any computer network.
What is the acceptable use policy?An acceptable use policy can be decribed as the document stipulating constraints and practices which stressed that a user must agree to for access to a corporate network, the internet or other resources.
It should be noted that some businesses and educational institutions require employees or students to sign on, however not attempting to break the security of any computer network can not be found in acceptable use policy .
Therefore, option C is correct.
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FILL IN THE BLANK kevin is writing a routine e-mail request that he believes will be received positively. the main idea or purpose of his message should be placed in ______.
Kevin is composing a standard email request that he hopes will be well accepted. The opening should state the major point or goal of his discourse. The answer is the opening.
What is an Email?Electronic mail refers to messages sent and received by electronic devices. Email was consequently thought of as the technological counterpart of mail at a time when "mail" only referred to physical mail. Email, often known as electronic mail, is a method of communication that uses electronic devices to transmit messages via computer networks. The term "email" can apply to both the method of delivery and the specific messages that are transmitted and received.
Email is a crucial medium for business communication since it is accessible, rapid, inexpensive, and easy to replicate. Email is a rapid and convenient way to convey many different forms of electronic material, so businesses may benefit greatly from adopting it.
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The accounting treatment of uncertain tax positions is determined through the application of a two-step process. Which of the following statements is not true regarding this process?
A) To meet the recognition threshold, it must be more likely than not that the taxpayer will maintain its tax position in a dispute with taxing authorities.
B) A tax benefit related to an uncertain tax position is measured as the largest amount of tax benefit that is greater than 50% likely of being realized.
C) A tax benefit related to an uncertain tax position will only be recognized if it is more likely than not to meet the recognition threshold
D) In determining whether the recognition threshold is met, the company must assume that audit by the taxing authority will take place
The statement which is not true about uncertain tax position is :- In determining whether the recognition threshold is met, the company must assume that audit by the taxing authority will take place.
A tax treatment for which it is uncertain whether the applicable tax authorities (including the courts) will accept the treatment in accordance with local tax legislation is known as an uncertain tax situation.
Tax positions that are unknown could emerge, for instance, if there is doubt about
whether a certain type of income should be included in the taxable income of an entity;whether a certain amount is tax-deductible;if a certain transfer pricing methodology will be accepted by the tax authorities and the courts;What is the proper application of the tax code in light of a recent tax court ruling;varying interpretations of the law by tax authorities, taxpayers, and tax experts;differences in how the appropriate tax authorities and the taxpayer/tax advisors understand a tax treaty, such as how much of a sum is subject to withholding taxes.The requirements for interest and penalties linked with uncertain tax positions are not covered by IFRIC 23.
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in the early stages of a start-up, an entrepreneur might use to finance a new business. investors investors friends and family friends and family self-financing self-financing loans loans
In the early stages of a start-up, an entrepreneur might use self-financing to finance a new business.
An entrepreneur is a person who has an idea and who works to create services or products that people will purchase, as well as an enterprise to support that attempt. An entrepreneur takes on most of the danger and initiative for their new commercial enterprise and is often visible as a visionary or innovator.
The entrepreneur is defined as someone who has the capacity and choice to establish, administer and reach a startup assignment along with danger entitled to it, to make profits. The first-rate example of entrepreneurship is the beginning of a brand-new enterprise assignment.
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the marketing department at insureme, a large insurance company, wants to advertise that customers can save, on average, more than $100 on their annual automotive insurance policies (relative to their closest competitor) by switching their policies to insureme. however, to avoid potential litigation for false advertising, they select a random sample of 50 policyholders and compare their premiums to those of their closest competitor. the accompanying data file shows the results.
To avoid potential litigation for false advertising, they select a random sample of 50 policyholders and compare their premiums to those of their closest competitor.
What is competitor?
Ingredients are the parts that make up a combination. For instance, recipes list the ingredients needed to make a certain food when cooking. Many commercial products purportedly employ hidden components to outperform competitors' goods.
The accompanying data file shows the results about Excel and find the test statistic and the p-value.
The policyholders is the person who buys the insurance policy and the policyholders can change the policy. The policyholder is responsible for creating sure premium payments are up-to-date.
So, the marketing department at Insure-me, a large insurance company, wants to advertise that customers can save, on average, more than $100 on their annual automotive insurance policies by switching their policies to Insure-me. To determine it, the Excel and test static value is important.
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jane's work brings a lot of encounter stressors into her life. which of the following would be the best strategy for eliminating encounter stressors at work?
The best strategy for eliminating encounter stressors at work will be developing collaborative relationships
Developing collaborative relationships can be an effective strategy for eliminating encounter stressors at work. Encounter stressors are situations that cause stress or anxiety, and they can often arise from conflicts or misunderstandings with coworkers. Building strong, collaborative relationships with colleagues can create a more positive and supportive work environment that is less prone to stressors.
Similarly, in the given case Jane can look for opportunities to work with others on projects and be open to new approaches. Collaboration can help foster a sense of teamwork and camaraderie among coworkers. Jane can also build strong relationships with her supervisor and colleagues and can help create a sense of support and belonging at work. These practices can help to reduce stressors.
Complete Question
Jane's work brings a lot of encounter stressors into her life. Which of the following would be the best strategy for eliminating encounter stressors at work?
redesigning her work environment
developing collaborative relationships
carefully managing her time
setting short-term goals
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Which of the following are Objective and Key Results (OKRs) development best practices?OKRs are a resource that should be linked to the project planKey results should be tactical and specificEach key result should have 2-3 objectives.
Key results should be strategic and specific, and each key result should have two to three objectives. Key results are a resource that should be connected to the project strategy. These are effective practices for developing objectives and key results. The right response in this case is option D.
OKRs stands for Objectives and Key Results. Teams and individuals use this collaborative goal-setting process to create challenging, ambitious targets with tangible results. By using OKRs, you may promote alignment and engagement while tracking progress toward specific goals.
The Objective and Key Results (OKR) model is a potent tool for communicating the objectives of any business or organization. It may support a company's goal and vision, encourage staff participation, and highlight its main objectives.
Complete question:
Which of the following are Objective and Key Results (OKRs) development best practices?
A - OKRs are a resource that should be linked to the project plan
B - Key results should be tactical and specific
C - Each key result should have 2-3 objectives.
D - All of these
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managers are evaluating two independent projects. project x has a npv of $282,500 and a profitability index of 2.1. project y has a npv of $320,000 and a profitability index of 1.7. which of the following statements are correct?
The profitability index rule is a variation of the net current value (NPV) rule. In general, a wonderful NPV will correspond with a profitability index that is larger than one. A negative NPV will correspond with a profitability index that is beneath one.
What is the components for profitability index?Profitability Index = (Net Present cost + Initial investment) / Initial investment. Profitability Index = 1 + (Net Present fee / Initial investment).
When NPV is equal to zero profitability index will be?Explanation: If the net existing price of an funding is zero, its profitability index will be 1.
In order to decide which venture to pursue, the exceptional components to use is the Present fee Index. This is the Present value of money inflows divided by using the Present cost of money outflow: PVI = PV of inflows/PV of outflows.
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https://brainly.com/question/29345295#SPJ4Department B had 3,000 units in Work in Process that were 25% completed at the beginning of the period at a cost of $12,500. 13,700 units of direct materials were added during the period at a cost of $28,700. 15,000 units were completed during the period, and 1,700 units were 95% completed at the end of the period. All materials are added at the beginning of the process. Direct labor was $32,450 and factory overhead was $18,710.
The number of equivalent units of production for the period for materials if the first-in, first-out method is used to cost inventories was:
a. 16,700
b. 12,000
c. 1,700
d. 13,700
The number of equivalent units of production for the period for materials if the first-in, first-out method is used to cost inventories was 13,700.
Equivalent units represent the amount of work done on a specific number of physical items. To easily calculate equivalent units, multiply the number of physical items by their work percentage. For two items that are 50% complete, there are equivalent units (2 x 50% = 1).
Cost per equivalent unit is defined as the sum of the cost added during this period plus the starting cost of work in process divided by the equivalent unit. Equivalent units are the theoretical number of units a firm could produce with a given amount of materials, labor, and manufacturing overhead.
Equivalent sets are sets that contain the same number of elements, but the elements themselves may differ. For example, set A {5, 10, 15, 20} corresponds to set B {w, x, y, z}. Each set contains 4 items.
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supply chain planning systems perform all of the following functions except: group of answer choices establish inventory levels for raw materials and finished goods. identify the transportation mode to use for product delivery. track the physical status of goods. determine where to store finished goods. determine how much product to manufacture in a given time period.
Supply chain planning systems perform all of the following functions except option c, which track the physical status of goods.
Supply chain planning coordinates the delivery of services, goods, and information from suppliers to customers which balances the demand and supply. It is a network between suppliers and organizations which ensures the manufacture and distribution of products and services to buyers. A supply chain consists of resources, entities, information, and others to function.
It consists of all functions from the creation of a product, raw materials, and manufacture to supply. However, the supply chain planning system does not consist of the function of tracking the physical status of goods which is managed by the transportation section.
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oscar lorenza, a manager, believes that his employees are highly motivated and skilled. he gives them considerable autonomy in their work and seeks team consensus in decision making.
Manager Oscar Lorenza is confident in the talent and motivation of his Employee. He seeks team consensus when making decisions and offers them a lot of freedom in their job.
According to the 4-Drive Theory of Employee Motivation, there are four basic drives that spur the team on: the impulses to acquire and achieve, bond and belong, be tested and understand, and define and defend.
Determining a decision, acquiring data, and weighing potential solutions are all steps in the decision-making process. The team member may make more careful, intelligent judgments by organising pertinent information and outlining alternatives by following a step-by-step decision-making process.
Oscar is sure that his team follow decision-making process.
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list the flow of inventory costs in order during the typical manufacturing process. (list the first step on the top on down.)
Obtain raw material, Add supplies, labor and overhead to Work in process inventory, Place finished goods in the finished goods inventory, Transfer sold inventory to the cost of goods sold are the inventory cost in manufacturing process.
What does inventory cost represent?Inventory costing is a technique used in inventory control. Inventory control within a supply chain helps to lower total inventory expenses and determine how much items a company should carry. All of this information assists businesses in determining the appropriate margins to apply to each product or product type. The cost of goods available for sale at that point is calculated by multiplying the average cost per item by the final inventory count. To calculate the cost of products sold, the same average cost is applied to the number of items sold in the prior accounting period.
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To properly protect consumers, _____.
a. tests of a product can safely assume that the product will be used in just the way that the manufacturer intends it to be used.
b. if a product poses a potential, serious threat, a company may need to take extraordinary measures to ensure continued safe use of it.
c. only new products, not established products, need to be tested.
d. accidents occur exclusively as a result of product misuse.
To properly protect the consumers, accidents occur exclusively as result of product misuse.
Who is a consumer?Consumers are people or entities who do not actively engage in entrepreneurial or business activities but who intend to order or utilize purchased goods, services, or products primarily for personal, social, family, or household needs. Most typically, the term refers to a person who purchases goods and services for personal use. Consumption, not resale or business, is the main reason why consumers make purchases in an economy. As a result, consumers are an essential part of every economy and are fundamental to the functioning of the economy in a capitalist society. Without consumer demand, it would not be feasible to produce for retail sale. The consumer is also a link in the chain of distribution.
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which posters does the occupational safety and health act (osha) require most businesses to display? choose 2 answers.
The posters that the Occupational Safety and Health Act (OSHA) require most businesses to display are:
A. the "Family and Medical Leave Act" poster
B. the "Job Safety and Health Protection" poster.
What does the occupational safety and health act provide?A federal law known as the Occupational Safety and Health Act was adopted by Congress in 1970 to guarantee safe working conditions across the nation. The legislation created OSHA, a federal agency responsible for establishing and enforcing occupational health and safety regulations.
The majority of employers and employees in the private sector, as well as some in the governmental sector, are covered by the Act. Last but not least, the Occupational Safety and Health Act acts as the law's enforcement mechanism, levying fines and penalties against employers that violate its rules, standards, and guidelines.
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suppose that the tempeh industry is initially operating in long-run equilibrium at a price level of $5 per pound of tempeh and quantity of 175 million pounds per year. suppose a leading foodie video blogger raises awareness for a scholarly article that links tempeh consumption to premature hair loss and unhealthy skin.
The tempeh industry will move from long-run equilibrium at a price of $5 per pound of tempeh and a quantity of 175 million pounds per year to a new long-run equilibrium at a lower price and a lower quantity.
The likely outcome of the foodie video blogger raising awareness for a scholarly article that links tempeh consumption to premature hair loss and unhealthy skin is that the demand for tempeh will decrease. This decrease in demand will cause the price of tempeh to decrease and the quantity of tempeh demanded to decrease as well. As a result, the tempeh industry will move from long-run equilibrium at a price of $5 per pound of tempeh and a quantity of 175 million pounds per year to a new long-run equilibrium at a lower price and a lower quantity.
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if saudi arabia spends 1 hour producing oil and 4 hours producing corn, and the united states spends 2 hours producing oil and 1 hour producing corn, which of the following are true?
In terms of producing oil, Saudi Kingdom has a clear advantage, and in terms of producing corn, the U.S. has a clear advantage.
Exactly where did Saudi Arabia acquire all that oil?More over 90% all Saudi Arabia's budgetary income comes from oil now. In Doha, Saudi Arabia, the U.S. oil well was bored into what was to soon be known as the world's largest supply of petroleum on March 3, 1938.
Exactly where did Saudi Arabia acquire all that oil?More than 90% of Saudi Arabia's budgetary income comes from oil now. In Doha, Saudi Arabia, us oil well was bored into what was to soon be known as the world's largest supply of oil on March 3, 1938.
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Which of the following tests measures the extent to which people relate positive or negative thoughts with blacks or whites, men or women. homosexuals or heterosexuals, young or old, or other groups? a Cognitive Ability Test O b. Specific Ability Test OC Situational Judgment Test d. Implicit Association Test
Implicit Association Test measures the extent to which people relate positive or negative thoughts with blacks or whites, men or women. homosexuals or heterosexuals, young or old, or other groups.
The correct option is (d).
The Implicit Association Test is a controversial assessment designed to reveal subconscious associations between mental representations of objects in memory.
The Implicit Association Test (IAT) measures the strength of associations between concepts and evaluations or stereotypes to reveal an individual's hidden or subconscious biases. This test was first published in 1998 by Project Implicit and has been continuously updated and improved since then.
The Implicit Association Test (IAT) is a psychological test designed to detect unconscious attitudes, automatic preferences, and implicit biases by measuring the time it takes an individual to classify concepts into two categories.
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what is the objective of bollinger bands? smooth out data points to find an average stock price over time create ratio sequences for stock prices identify a relative definition of high and low stock prices over a certain time period compare the strength and magnitude of a stock's gains and losses over time
Bollinger Bands are a technical indicator used to identify the relative definition of high and low stock prices over a certain time period.
They are used to smooth out data points to find an average stock price over time and to compare the strength and magnitude of a stock's gains and losses over time.
The bands are composed of a simple moving average (SMA) in the middle, two standard deviations away from the SMA (one above and one below), and two other lines (one above and one below) that are two standard deviations away from the SMA.
These bands measure the volatility of a stock in relation to the average. When the stock is trading near the upper band, it is considered to be overbought, and when it is trading near the lower band, it is considered to be oversold.
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for a cartel to be successful in increasing the price all member firms receive for their product, it must be able to g
For a cartel to be successful in increasing the price all member firms receive for their product, it must be able to b) restrict the collective output of all members of the cartel.
An official agreement between a group of producers of an item or service to control supply in order to control or manipulate prices gives rise to a cartel, which is an organization.
In other terms, a cartel is a group of independent companies or nations acting jointly as if they were a single producer, allowing them to set prices for the goods and services they manufacture and provide without having to face competition.
Cartels function to the harm of the consumer because their actions seek to drive up the cost of a good or service over its going rate. However, their actions also have other negative effects.
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Correct question:
For a cartel to be successful in increasing the price all member firms receive for their product, it must be able to
a) increase the collective output of all members of the cartel.
b) restrict the collective output of all members of the cartel.
c) decrease the prices members of the cartel pay for their inputs.
d) increase advertising of all members of the cartel.
exchange rates group of answer choices are always fixed between the currencies of two countries. fluctuate to equate the quantity of foreign exchange demanded with the quantity supplied. fluctuate to equate imports and exports. fluctuate to equate interest rates in various countries. fluctuate according to agreements between the governments of various countries.
Change so that the amount of foreign currency needed and the amount provided are equal.
Are exchange rates for currencies movable or fixed?
Is the exchange rate for the US dollar fixed or floating? Like the majority of major currencies worldwide, the US dollar is a floating currency. In the global currency markets, the demand for the dollar floats the dollar's value. The United States dollar was once a fixed currency that was pegged to gold's value.
What is a rate of exchange?
change in value. the value of one nation's currency in comparison to that of another nation; allows for trade; affects the price of money but not the supply of money.
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churches or synagogue congregations, student organizations, and sports teams can be conceived of as social groups because
Families, congregations at a church or synagogue, student organizations, and sports teams can all be thought of as groups because of how their individual members interact with and affect one another. As a result, choice (E) is accurate.
What are groups?A group is really just a collection of people. It can be viewed as a group of people—two or more—who work together and communicate with one another to accomplish the goals of the organization. They serve as an organization's building blocks.
Additionally, a group's climate is its emotional environment, which depends on elements like cooperation, cooperation, member trust and bonding, open communication, and other similar elements.
Hence, option (E) is the right choice.
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Your question is incomplete, probably the complete question is-
Families, church or synagogue congregations, student organizations, and sports teams can be conceived of as groups because
A) they are part of our evolutionary and cultural heritage as humans.
B) they are typically composed of more than ten members.
C) they are typically composed of more than two members.
D) they are relatively stable collections of individuals who share the same goals.
E) individual members interact with one another and influence one another.
The declining-balance method of depreciation is an accounting method businesses use to deduct most of the cost of new equipment during the first few years of purchase. Unlike other methods; the declining-balance formula does not consider salvage value. For the value of crane;the function V(t) = 475000(1 0.3)t where Vis value and is time in years can be used t0 find the value of the crane for the first 6 years of use What is the value if the crane after years and months? The value of the crane will be State the domain of the function_ 2t State the range of this function_
In an accelerated depreciation scheme known as the declining balance method, bigger depreciation expenses are recorded in the earlier years of an asset's useful life and smaller depreciation expenses are recorded in the asset's later years.
The diminishing balance approach, sometimes referred to as the declining balance method, is the best choice for assets that eventually lose value or become obsolete. This is typically true for high-tech things like computers, cellphones, and other devices of this nature, which are typically useful at first but become less so when newer models are introduced to the market. The eventual phase-out of these assets is taken into account through an accelerated method of depreciation. The straight-line depreciation method, which is better suited for assets whose book value decreases at a constant pace throughout the course of their useful lives, is represented by the decreasing balance approach as its antithesis.
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residential collateralized mortgage obligations (cmos) issue securities in tranches. all of the following statements are correct except: ch20
The following propositions are all true, with the exception of The tranches are made to enable the issuer to sell the pool in the secondary market of time by selling one tranche initially, followed by another later, and so on.
A pool of mortgages that have been bundled together and marketed as an investment make up a collateralized mortgage obligation (CMO), a type of mortgage-backed instrument. The mortgages that serve as collateral for these securities are repaid by borrowers, and cash flows are distributed to CMOs according to maturity and risk level. According to established guidelines and agreements, CMOs then give their investors principle and interest payments.
Multiple tranches, or groups of mortgages, arranged according to their risk profiles make up collateralized mortgage obligations. In addition to changes in interest rates, collateralized mortgage obligations are also susceptible to shifts in the economy's fundamentals, including rates of home sales, refinancing, and foreclosures.
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an excise tax placed on gasoline would: a. decrease the demand for gasoline and not change the supply of gasolineb. increase the demand for gasoline and increase the supply of gasolinec. decrease the demand for gasoline and decrease the supply of gasolined. not change the demand for gasoline and decrease the supply of gasoline.
An excise tax placed on gasoline would not change the demand for gasoline and decrease the supply of gasoline. The Option D is correct.
What is a demand?In economics, demand means quantity of goods that a consumers are willing and able to purchase at various prices during a given time. The demand for a specific product is often the function of its perceived necessity, price, perceived quality, convenience, available alternatives, purchasers' disposable income and tastes etc. Understanding of demand is very important when making decisions about inventory, pricing and aiming for a particular profit
What is a supply?In economics, supply refers to the amount of a resource that firms, producers, or other economic agents are willing and able to provide to the marketplace. It can be in produced goods, labour time, raw materials, or valuable object.
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