Promotion tools are designed to supplement personal selling, advertising, public relations, and other promotional efforts by creating enthusiasm for the overall promotional program.
A public project means a project planned or implemented by a city or government agency for the construction, reconstruction, maintenance, repair, improvement, or another public purpose of a public facility.
Government Procurement Regulatory Authority (PPRA) means the agency responsible for overseeing government procurement.
Public Property means property provided in a federal, state, local, or irrevocable manner within the scope of IA No. 2002-1 used for right of way or other purposes. However, counties or other public institutions are rented from public institutions to private companies, and assets subject to tax under Section 53340.1 of the Act are taxed and classified according to their use.
Learn more about Public Promotion here: https://brainly.com/question/9655926
#SPJ4
What is reality???????????????????????????????
Answer:
Reality is a state of consciousness and awareness whereby one can feel and comprehend his himself and his mind and his soul to live in.WARNING: if this is your exam question, please you might not pass with this answer. lolHope this helps
Good luck ALWAYS ✅.
The Blank______ stage of the personal selling process is the most difficult because the salesperson must interpret a prospect's body language, statements and questions about a purchase.
The closing stage of the personal selling process is the most difficult because the salesperson must interpret a prospect's body language, statements, and questions about a purchase. This is further explained below.
What is salespersonGenerally, a person whose duty is to sell a product or service in a certain region, at a shop, or via telephone
In conclusion, Due to the complexity of a prospect's body language, remarks, and inquiries during the closing phase of a personal sale, it is often the most challenging part of the sales process.
Read more about the salesperson
https://brainly.com/question/951074
#SPJ1
2. What benefits does Hamilton believe that individual citizens of the United States will accrue as a result of the establishment of such credit
Hamilton felt that building people's public reputations would help them accumulate wealth, which in turn would foster trade and industry. This is further explained below.
What is Alexander Hamilton?Generally, The American revolutionary, politician, and Founding Father Alexander Hamilton (January 11, 1755 or 1757 – July 12, 1804).
In conclusion, In Hamilton's view, establishing a person's public credit would result in them amassing wealth, which would in turn foster trade and industry.
Read more about Alexander Hamilton
https://brainly.com/question/11456542
#SPJ1
The y-combo company is in need of new software to run its information technology services. Y-combo narrows down the prospects to two companies. The second company shows how itsit software also integrates easily with y-combo’s accounting, human resources, and crm software package. The second company is offering y-combo what type of a sale?.
Answer:
solution sale
Explanation:
Spirit Airlines has wall monitors that show media interactions in real time. As a message appears on the screen, the system recognizes whether the comment is positive or negative so the Spirit team can respond to customers and ensure that they have a positive experience. This is an example of _______. a. social media monitoring b. personal selling c. crowdsourcing d. brandjacking
The above-given situation is an example of social media monitoring.
What is social media monitoring?Social media is now used by the majority of eCommerce platforms to interact with both current and potential clients. Businesses may communicate with customers in real time thanks to these networks. Monitoring social media can help you understand how your business is being discussed online.What is personal selling?When a salesperson meets with a potential customer to close a deal, this is known as personal selling. A sequential sales process with typically nine steps is used by many salespeople.What is crowdsourcing?With crowdsourcing, a sizable number of scattered participants produce or provide goods or services, including ideas, votes, tiny chores, and money, for pay or as volunteers.What is brandjacking?Brandjacking is a practice where someone takes over another entity's online identity with the intention of gaining the brand equity of that person or company.Therefore, the above-given situation is an example of social media monitoring.
Know more about brand equity here:
https://brainly.com/question/14293418
#SPJ4
Singapore Airlines is rated one of the best airlines in the world and often requires ticket agents to serve as baggage handlers. What is the logic behind this action
Ticket agents often deal with luggage and so cross-training makes them more efficient.
Singapore Airways has been named this year's 'global's exceptional Airline' in Skytrax's Global Airline Awards. SIA also took the pinnacle spot in the 'world's exceptional First class', 'satisfactory Airline in Asia' and 'exceptional First elegance Airline Seat' categories in the 2018 ratings.
Accomplishing service Excellence price-successfully. SIA has two major assets planes and those and it manages them in order that its carrier is better than its opponents' and its fees are lower. in contrast to different airlines, SIA guarantees that its fleet is usually young.
Singapore has usually been very progressive in relation to patron enjoyment. They have been the first airline to have satellite communications for passengers, and on-demand seatback entertainment screens for economy suites on board their A380.
Learn more about Airlines here https://brainly.com/question/24752362
#SPJ4
Which category of inventory holding costs would be much higher than average for rapidly changing industries such as personal computers and cell phones
Inventory holding costs would be much higher than average for rapidly changing industries such as personal computers and cell phones in the category of Pilferage, Scrap and Obsolescence costs.
Any business that sells products has one of the highest capital expenditures as inventory. This sort of company's balance sheet is likely to show that inventory consumes a significant amount of working capital and makes up a sizable component of current assets.
Controlling inventory helps businesses avoid the significant expenses associated with overbuying inventory and the stress of operating without it. Even though certain businesses that use just-in-time technique for ordering may have incredibly low inventories, almost every industry needs some sort of inventory, which is best controlled through inventory control systems.
Learn more about Inventory and it's Control here
https://brainly.com/question/17888344
#SPJ4
________ is a form of negotiation in which a neutral third party assists the disputing parties in reaching a settlement of their dispute.
The answer is Mediation
Mediation is a flexible and informal approach of settling disagreements. The duty of the mediator is to help the parties toward their own conclusion. Through combined sessions and separate caucuses with parties, the mediator supports the parties in accurately identifying the problems, understanding each other's viewpoints, and coming closer to resolution.
Most mediations begin with a joint session to establish ground rules and an agenda. The joint session also helps define topics and sets the parties' stances. Generally, parties migrate to different caucuses during the procedure. The mediator would relay messages offers, counteroffers, inquiries, requests, and proposals between the parties in order to assist them reach an agreement.
To know more about mediation click here:
https://brainly.com/question/25850228
#SPJ4
What type of timeshare involves a buyer agreeing to pay a one-time purchase price and an annual maintenance fee, and in return selecting an accommodation time and having the right to use the unit for a specified number of years
The type of timeshare that involves a buyer agreeing to pay a one-time purchase price and an annual maintenance fee, and in return selecting an accommodation time and having the right to use the unit for a specified number of years is a Vacation. this is further explained below.
What is Vacation?Generally, there should be a standard break between semesters in schools and terms in courts.
In conclusion, A Vacation is a sort of timeshare where the buyer agrees to pay a one-time purchase price and an annual maintenance charge in exchange for the opportunity to use the unit at a certain period and for a predetermined number of years.
Read more about Vacation
https://brainly.com/question/9445735
#SPJ1
Environmental forecasting does not involve plausible projections about the ________ of environmental change. direction scope speed lack of intensity
Environmental forecasting does not include reasonable predictions regarding the lack of intensity of environmental change.
How does environmental forecasting work?Environmental forecasting is a technique where managers make decisions today that will assist the company deal with the environment of tomorrow by attempting to foresee the future characteristics of the organizational environment.
What are the techniques for predicting the environment?In this approach, client intentions are predicted using postal questionnaires, phone interviews, or in-person meetings. An anticipatory survey falls under the category of sampling because the respondents are meant to reflect a larger population.
Why is it vital to forecast the environment?Accurate projections help utilities satisfy energy demand and prevent network undesired events like load shedding and blackouts.
learn more about Environmental forecasting here https://brainly.com/question/18685277
#SPJ4
True or false: The currency of the United States consists primarily of metal coins and paper money. True false question. True
It is true that the currency of the United States consists primarily of metal coins and paper money.
What is money?Money is anything that is generally chosen and accepted by a community, as a medium of exchange and standard of value.
There are other forms of money in the United States, however, paper money and metal coins constitute their primary currency.
Learn more about money here: https://brainly.com/question/3182649
#SPJ1
Several of the readings highlight the differences between firms in realizing IT value. What do you think are the biggest factors in creating these differences?
Several of the readings highlight the differences between firms in realizing IT value. The biggest factors in creating these differences are growth prospects , earning history , location, concentration, staff and management, reputation etc.
Growth prospects - this factor looks at how much potential the business has to grow in the future.
Earning history - In earning history, income is a major factor in valuation of any business.
The importance of IT value is the first way to increase value is simply to increase the speed you deliver the kind of value people are willing to, offer better quality.
Learn more about IT here
https://brainly.com/question/13171394
#SPJ4
A shopkeeper purchased the building that houses her shop, incurring an obligation to the owner of the building equal to the fair market value of the building plus interest. The obligation is evidenced by a promissory note and secured by a mortgage on the building. Several years later, the shopkeeper sold her business and the building to a third party, who assumed liability for the obligation. At the request of the third party and without the knowledge of the shopkeeper, the original owner of the building agreed to release the mortgage. Subsequently, the third party defaulted on the obligation. The current fair market value of the building exceeds the amount of the unpaid obligation. The original owner of the building sued the shopkeeper for the amount of the unpaid obligation. Can the original owner recover this amount from the shopkeeper
No, the original owner recover this amount from the shopkeeper because "the release of the mortgage discharged the shopkeeper's personal liability."
What are mortgage?When you and a lender enter into a mortgage, the lender is granted the power to seize your property if you are unable to pay back the loan amount plus interest. Mortgage loans are used to either purchase a home or borrow against an existing home's worth.-
The examples of mortgage loans are-
A mortgage would be something you would borrow money against at the bank. Mortgage is a loan taken to purchase property and guaranteed by the same property. An example of a mortgage is the loan you took out when you bought your house.As for the given condition, the owner will not get the amount from the shopkeeper because the building owner's release of the relevant mortgage releases the shopkeeper/mortgagor from personal accountability for the loan made by the original owner of the building (i.e., mortgagee).
To know more about mortgage, here
https://brainly.com/question/1318711
#SPJ4
The U.S. experience of strong economic growth, full employment, and price stability in the late 1990s and early 2000s can be explained by multiple choice 1 a leftward shift of aggregate demand and a leftward shift of aggregate supply. a rightward shift of aggregate demand and a rightward shift of aggregate supply. a rightward shift of aggregate demand and a leftward shift of aggregate supply. a leftward shift of aggregate demand and a rightward shift of aggregate supply.
The strong economic growth , full employment, and price stability in the late 1990s and early 2000s in U.S. can be explained by "rightward shift of aggregate demand and a leftward shift of aggregate supply".
What is rightward shift of aggregate demand and a leftward shift of aggregate supply?The rightward shift and leftward shift according to aggregate demand curve are-
As the components of aggregate demand—consumption spending, investment spending, government spending, and spending on exports minus imports—increase, the aggregate demand curve moves to the right.As the cost of essential inputs increases, the aggregate supply curve moves to the left, creating the potential for reduced output, increased unemployment, and higher inflation. Stagflation is the term used to describe an economy that is both experiencing slow growth and high inflation.he possible reason for the surge of economic growth are-
Therefore, the possible causes of the economic boom include the fact that oil prices were exceptionally low in the mid to late 1990s (the lowest levels since the post-World War II boom), which would have decreased the cost of transportation and manufacturing and boosted economic growth.
To know more about aggregate demand curve, here
https://brainly.com/question/17118208
#SPJ4
Jang-mi owns her own cleaning business and posts on local message boards online to advertise her business. Customers can reach out to her directly through her posts and can ask any questions they might have before requesting her services. This is an example of _______. a. telemarketing b. microtargeting c. direct marketing d. the sharing economy
(C) Direct marketing.
What is telemarketing?Telemarketing is a form of direct marketing in which a salesman calls potential clients to ask them to purchase goods or services. This can be done over the phone, during a prearranged in-person meeting, or by web conferencing.What is microtargeting?Direct marketing datamining techniques that use predictive market segmentation are part of microtargeting, which is frequently used by political parties and election campaigns.What is direct marketing?The act of presenting an offer directly to a target client and providing them with a way to respond immediately is known as direct marketing. It is sometimes referred to as direct response marketing among practitioners. Advertising, in contrast, is a form of mass messaging.What is the sharing economy?The sharing economy is a socioeconomic structure based on capitalism that emphasizes resource sharing. It frequently involves a different method of buying goods and services than the conventional business model, which involves employers hiring workers to create commodities that are then sold to customers.Therefore, the correct answer is (C) Direct marketing.
Know more about direct marketing here:
https://brainly.com/question/14457086
#SPJ4
Waterway Industries has beginning and ending raw materials inventories of $126000 and $150000, respectively. If direct materials used were $690000, what was the cost of raw materials purchased
Your question is incomplete. Please read below for the missing content.
The correct option for the cost of raw materials purchased is $714,000.
Solution:
Statement showing the computation of cost of raw material purchased
Ending raw material inventory of $150,000
Add: Cost of direct material used $690,000
Less: Beginning raw material inventory $(126,000)
Cost of raw material purchased $714,000
Conclusion:
Hence the cost of raw material purchased is $714,000
Hence the correct option is $714,000.
Purchases of raw materials, consumables and offerings are purchases of all commodities used as inputs inside the manufacturing technique and of offerings related to the supply of factors of production, inclusive of renting belongings or system, leasing, brief group of workers, and, in general, all outside offerings purchased for personal use (protection body of workers, cleaners and many others.).
Waterway Industries has a beginning and ending raw materials inventories of $126000 and $150000, respectively. If direct materials used were $690000, what was the cost of raw materials purchased?
A. $720000.
B. $714000.
C. $690000.
D. $666000.
Learn more about Commodities here https://brainly.com/question/17242780
#SPJ4
The correct option for the cost of raw materials purchased is $714,000
Explanation:
Statement showing the computation of cost of raw material purchased
Ending raw material inventory of $150,000
Add: Cost of direct material used $690,000
Less: Beginning raw material inventory $(126,000)
Cost of raw material purchased $714,000
Conclusion:
Hence the cost of raw material purchased is $714,000
Purchases of raw materials, consumables, and offerings are purchases of all commodities used as inputs inside the manufacturing technique and of offerings related to the supply of factors of production, inclusive of renting belongings or system, leasing, brief group of workers, and, in general, all outside offerings purchased for personal use (protection body of workers, cleaners and many others.).
Your question is incomplete. Please read below for the missing content.
Waterway Industries has a beginning and ending raw materials inventories of $126000 and $150000, respectively. If direct materials used were $690000, what was the cost of raw materials purchased?
A. $720000.
B. $714000.
C. $690000.
D. $666000.
Learn more about Commodities here https://brainly.com/question/17242780
#SPJ4
Which statement is true about the reliability of secondary data while conducting market research? Economic data about less developed countries are more reliable when reported by these countries. Willful errors in the reporting of marketing data are predominantly absent in most industrialized countries. Official statistics are sometimes too optimistic, reflecting national pride rather than practical reality. Reliability of data remains unaffected by the prevailing tax structures in countries. The data in less developed countries are particularly prone to being less positive in nature when reported by these countries.
The answer is, Reliability of data is affected by the tax structures prevailing in countries.
What is market research with example?When a business has a limited budget or there has already been a lot of market research done on a given issue, they frequently use this type of study. Making note of the most recent data published on a certain topic after conducting an online search on it is an example of market research.What is the main purpose of market research?Sell research is the process of acquiring information about target consumers and demographics to help a firm market itself more successfully and, ultimately, succeed in the market. No matter whether a company is B2B or B2C, large or small, new or established, market research is an essential component of every business plan.How does market research help a business?An efficient instrument for your business strategy is market research. It involves gathering data that can help you understand the thoughts, behaviors, and locations of your clients. Additionally, market research can help you keep an eye on your competitors' moves and track market trends.
Learn more about market research here:
https://brainly.com/question/24906199
#SPJ4
The ________ adopted an elaborate form of interest arbitration, known as the Experimental Negotiating Agreement, in the 1970s as a means of avoiding the long and costly strikes that had made the industry vulnerable to foreign competition.
The United steelworkers of America adopted an elaborate form of interest arbitration, known as the Experimental Negotiating Agreement, in the 1970s as a means of avoiding the long and costly strikes that had made the industry vulnerable to foreign competition.
When two or more parties must decide together yet have differing preferences, they try to negotiate a compromise. In order to strike a compromise when you and the other side have both similar and divergent interests, you and the other side must communicate back and forth.
The United Steelworkers is a general trade organization with members all over North America. It represents workers in the steel, paper, rubber, manufacturing, energy, and allied industrial and service sectors.
Learn more about United steelworkers of America here https://brainly.com/question/16996777
#SPJ4
The large global firm, Hyundai, sells its cars along with other car manufacturers around the globe through intra-industry trading. Hyundai takes advantage of economies of scale by having car plants in various parts of the world. How would Hyundai become more globally competitive through more intra-industry trade and better economies of scale
Hyundai would expand to new countries and often more variety to its customers in established markets.
What is manufacturing?Manufacturing is the process of creating or producing items using equipment, labor, machines, tools, and chemical or biological processing or formulation. It is the essence of the economy's secondary sector. The phrase can relate to a wide range of human activities, from handcraft to high-tech, but it is most usually applied to industrial design, which involves the transformation of raw materials from the primary sector into finished commodities on a big scale.What is intra-industry trade?The interchange of similar items from the same industry is referred to as intra-industry commerce. The word is most commonly used in international trade, where the same commodities or services are imported and exported.Therefore, Hyundai would expand to new countries and often more variety to its customers in established markets.
Know more about markets here:
https://brainly.com/question/906651
#SPJ4
Complete question:
The large global firm, Hyundai, sells its cars along with other car manufacturers around the globe through intra-industry trading. Hyundai takes advantage of economies of scale by having car plants in various parts of the world. How would Hyundai become more globally competitive through more intra-industry trade and better economies of scale?
It would make more ad campaigns in a variety of languages in its currently established countries.It would offer a streamlined choice of colors for its cars where customers could select between four colors.It would expand into new countries and often more variety to its customers in established markets.A cost that is nearly variable, but increases in small steps rather than continuously is a(n) - cost.
A cost that is nearly variable, but increases in small steps rather than continuously is a step variable cost.
What does step variable cost mean?A step variable cost is one that, while typically fluctuating with activity level, tends to be incurred at certain discrete points and involves significant changes in amounts at those points. A really variable cost, on the other hand, will fluctuate over time and in direct proportion to the degree of activity.
This step effect can have an impact on the allocated cost per manufactured unit because a step variable cost can essentially stay the same even when activity levels alter. As more units are produced, the allotted amount per unit lowers until a new step variable cost is incurred due to the higher volume level, at which point the cost per unit increases as a result of the higher total variable cost.
To know more about variable costs refer to: https://brainly.com/question/14083670
#SPJ4
What is the normal journal entry when writing-off an account as uncollectible under the allowance method?.
The journal entry when writing off an account as uncollectible under the allowance method is:
Allowance for Doubtful Debts ( Dr.) xxxxx
Accounts Receivable ( Cr.) xxxxx
The allowance technique involves putting aside a reserve for terrible debts that are expected in the future. The reserve is based on a percent of the income generated in a reporting length, possibly adjusted for the danger associated with positive clients.
The allowance technique is used to determine how an awful lot of money a commercial enterprise needs to set apart for future awful or unrecoverable customer debt. It factors in the price of the losses an organization expects from extending patron credit.
The allowance approach requires a small commercial enterprise to estimate at the cease of the 12 months how an awful lot awful debt they have got, while the direct write-off method we could owners write off horrific debt whenever they determine a patron might not pay an invoice.
Learn more about the allowance method here https://brainly.com/question/4636062
#SPJ4
Public relations has more power to influence consumers than other forms of corporate communication because
Public relations has more power to influence consumers than other forms of corporate communication because the message is usually sent through the media which is usually perceived as trustworthy.
What is public relations?This is referred to as the act of sending messages from a person or a corporation to the public at large.
The goal is to be able to change or influence the perception of the public on certain issues.
Read more on public relations here:
https://brainly.com/question/943156
#SPJ1
When a business such as carmax sells a used car to an individual for $9,000 then no part of this transaction counts in gdp because the car is used. True or false?.
True.GDP includes the value of all final goods and services produced in a country in a given period of time. It does not include the sale or purchase of intermediate and used goods. Hence when the business sells a used car to an individual, it is not counted in GDP.
Gross domestic product (GDP) is the standard degree of the price brought created through the manufacturing of goods and services in a rustic during a certain period. As such, it additionally measures the earnings earned from that manufacturing or the total quantity spent on final items and services (much fewer imports).
Key Takeaways. GDP can be calculated by adding up all of the money spent by customers, corporations, and authorities in a given duration. It may additionally be calculated with the aid of including up all the cash obtained with the aid of all of the participants within the economic system. In either case, the number is an estimate of "nominal GDP."
Economists frequently agree that the precise GDP boom rate is between 2% and three%. five increase needs to be at 3% to keep a natural fee of unemployment. But you do not need a boom to be too fast. with a purpose to create a bubble, which then leads to a recession while it bursts.
Learn more about GDP here https://brainly.com/question/1383956
#SPJ4
hen using absorption costing when production is greater than sales, a portion of fixed overhead is allocated to:
When using absorption costing when production is greater than sales, a portion of fixed overhead is allocated to the products sold.
What happens when production is greater than sales?Because it allocates fixed overhead expenses to each unit of a product produced throughout the time, absorption costing differs from variable costing.Net income recorded under absorption costing will be higher than net income reported under variable costing when production exceeds sales. Closing stocks rise under absorption costs as output outpaces sales.When output exceeds the number of units sold, absorption costing allocates fixed overhead to the items sold, resulting in net income that is higher than that determined by variable costing.The operating income under absorption costing is higher when production outpaces sales, i.e. when final inventory exceeds beginning inventory.To learn more about Absorption costing refer to:
https://brainly.com/question/13781960
#SPJ4
Kwame does not like it when people get close to him when he is using an ATM machine. He prefers that people stay at least 12 feet away while they are waiting him to finish his transaction. According to Hall (1968), Kwame prefers territorial distance when he is using an ATM machine. Group of answer choices True False
According to Hall (1968), Kwame prefers territorial distance when he is using an ATM machine. It is False.
What is Hall (1968)?The movie Hall 1968-9 by British director Peter Gidal is made up of snatches of shots of an internal corridor. Long, medium, and close-up views that have been methodically edited are used to show the doorway, the details of the furnishings, and the architectural characteristics of the room. Other items in the room, like a dish of fruit, posters on the wall, and the door handle, are all depicted, functioning as a kind of "still life." However, the limited time the observer is given to acknowledge these objects makes this portrayal more difficult. What is communication?Information is transformed in communication as it is sent from one person to another. It is the process of swiftly exchanging ideas, thoughts, sentiments, facts, viewpoints, and other things between or among two or more individuals. It entails a methodical, ongoing process of communicating by telling, listening, and understanding. The ability to communicate includes being able to both deliver and receive messages. Information is passed between management and employees through business communication.Know more about Communication with the help of the given link:
https://brainly.com/question/4051798
#SPJ4
The invisible hand refers to the Multiple Choice fact that the U.S. tax system redistributes income from rich to poor. fact that government controls the functioning of the market system. tendency of monopolistic sellers to raise prices above competitive levels. notion that, under competition, decisions motivated by self-interest promote the social interest.
According to the theory of the invisible hand, when there is competition, self-interested decisions advance the society interests.
What is the invisible hand theory?Adam Smith, a Scottish philosopher and economist, popularized the metaphor of the "invisible hand" to describe the processes by which positive social and economic consequences may result from the collective self-interested acts of individuals, none of whom intend to produce such outcomes.
How is Adam Smith's invisible hand idea still applicable today?An important economic idea that is still relevant today is the invisible hand theory. It may provide insight into the operation of free markets and consumer behavior. Although the idea is significant, it is frequently applied in ways that are inconsistent with Smith's original text or out of context.
What exactly is the "invisible hand" and why is it significant?The term "invisible hand" describes how an individual's self-interests help society as a whole. In other words, through pursuing the profit motive, individuals are required to offer commodities at a cost that others are prepared to pay. Society gains as a result since those goods might not have been created otherwise.
learn more about invisible hand theory here
https://brainly.com/question/3078419
#SPJ4
The imposition of a tariff will typically ________ government revenue and ________ domestic production of the good.
The imposition of a tariff will typically increase government revenue and increase domestic production of the good.
What are the effects of a tariff?A tariff is when a company charges an amount on the import of certain goods and services. The purpose of a tariff is to discourage the importation of certain goods and services and increase domestic production.
When a tariff is imposed, import falls and since import is a negative function of the gross domestic product, GDP increases. Also, the income of the government increases when tariffs are imposed.
To learn more about imports, please check: https://brainly.com/question/26497713
#SPJ1
___________ is a gross profit factor added to the Index, which determines the new note rate. This number can vary from lender to lender but will remain fixed for the duration of the loan agreement.
The answer is the margin.
The index serves as a benchmark interest rate that captures the state of the market as a whole. Based on the market, the index varies.
An adjustable-rate mortgage loan's interest rate fluctuates based on changes in the index and the loan's margin.
When you apply for the loan, the lender chooses which index your loan will utilize, and this decision often won't alter after closing.
When an adjustable-rate mortgage (ARM )'s rate period expires, the margin is the number of percentage points the mortgage lender adds to the index to determine your interest rate.
Your loan agreement specifies the margin, which won't change after closing. The margin amount varies according to the specific lender and loan.
The fully indexed rate is equal to the margin plus the index.
Hence, the margin is a gross profit factor added to the Index, which determines the new note rate. This number can vary from lender to lender but will remain fixed for the duration of the loan agreement.
Learn more about Loan agreement:
https://brainly.com/question/11686424
#SPJ4
An increase in the budget deficit would cause a?
Which speaker is most likely to make high-risk investments?
Speaker A: I want to invest in
lot of different companies. You never know
when a company is going to have a surprisingly good or bad year.
Speaker B: I invest to get as much money as I can as quickly as I can. I'm not
worried about losing money at all.
Speaker C: I'm nearing retirement, so I need to make sure my investments are
safe. The worst thing that could happen would be losing all of my investments
right before I need them.
Speaker D: I'm concerned that investment is always risky. I prefer to hold onto
my money instead of investing it in companies or banks.
• A. Speaker B
• B. Speaker D
• c. Speaker C
• D. Speaker A
The correct option is Speaker B: I invest to get as much money as I can as quickly as I can. I'm not worried about losing money at all.is most likely to make the high-risk investment?
What is Investment?
Investment is the commitment of a resource to a long-term increase in value. Investment necessitates the loss of a current resource, such as time, money, or effort. In the world of finance, investing is done in order to profit from the asset being put to use.
Investments are defined as assets bought or invested in with the goal of increasing wealth and setting aside funds from salary or capital gains. The main goal of an investment is to generate additional revenue or to make money on the investment over a certain amount of time.
Learn more about Investments here:
https://brainly.com/question/17509735
#SPJ1