Ordinary annuities; annuities due level cash flows occurring each time period for a fixed length of time.
Annuities are those where regular stream payments were made.
in the case of an ordinary annuity, payment occurs at the end of each period, where as incase of annuities due payment occur starts immediately.
ordinary annuity
An ordinary annuity is a series of regular payments made at the end of each period, such as monthly or quarterly. In an annuity due, by contrast, payments are made at the beginning of each period.
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John currently pays $500 monthly towards his minimum payments on his credit cards. After enrolling with National Debt Relief, John now pays $350 towards the same credit cards through his debt relief program. How much does John save off his minimums after 3 months?
Based on John now paying $350 towards the credit cards as part of the National Debt Relief, he would save a total of $450 after 3 months.
How much does John save?Find out how much John saves per month:
= 500 - 350
= $150
In 3 months, the total savings would be:
= 150 x 3
= $450
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A _____________ is a cost-effective instance type that can be used for jobs that can be interrupted and resumed at any time.
A Freelancing is a cost-effective instance type that can be used for jobs that can be interrupted and resumed at any time.
One sort of self-employment is freelancing. Freelancers typically operate as self-employed individuals who provide their services on a contract or project basis, as opposed to being employed by an organization.
An independent journalist who covers stories of their own choosing and then sells their work to the highest bidder is an example of a freelancer. Another illustration is a web designer or an app developer who only works on a project for a client once before moving on to another.
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The experience-curve concept: a. is very important in industries that mass-produce a standardized output. b. helps a company realize both learning effects and diseconomies of scale. c. suggests that achieving low costs allows a firm to charge a premium price. d. suggests that unit manufacturing costs increase by a certain amount each time output is increased. e. is least likely to bottom out as long as the company does not stop production.
The correct option is (a);
The experience-curve concept: "is very important in industries that mass-produce a standardized output".
What is experience-curve concept?The Boston Consulting Group developed the notion of the "Experience Curve," which asserts that there is a regular correlation between a company's total amount of production and its cost of production.
The example of experience-curve is-
The growth of the Model T Ford is arguably the most well-known illustration of the Experience Curve. Ford raised its market share from 10% to 55% by cutting production costs for the Model T and utilizing its 11 years of assembly experience.Factors responsible for experience-curve are-
The most frequent ones are: a growth in production scale, organizational and technical advancements in the production process, and quality improvement. There are numerous other elements that also have an impact on the degree of this effect.To know more about Henry Ford’s Model T, here
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Any information, not paid for or controlled by the seller, about an individual, a product, or an organization that is distributed to the public through the media is called
Any information, not paid for or controlled by the seller, about an individual, a product, or an organization that is distributed to the public through the media is called publicity.
In advertising, publicity is the public visibility or awareness of any product, service, individual, or company. it may also check with the motion of records from its source to most people, regularly through the media
Publicity is media interest in your product, provider, or business. it may include conventional information assets, like news indicates and newspapers, and new media, like podcasts, blogs, and websites.
Exposure is placing your commercial enterprise in front of the general public and media outlets so you can showcase your products, offerings, and company news. The purpose is to attract your target audience individuals and make them aware of your agency so they'll need to interact in enterprise with you.
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What would likely happen most immediately to an EOQ recommendation if bank lending rates (cost of capital) rise
The EOQ will not be affected if bank lending rates (cost of capital) rise.
What is EOQ?Companies determine their ideal order size by performing a calculation known as the economic order quantity (EOQ), which enables them to meet demand without going overboard. For the purpose of reducing holding costs and surplus inventory, inventory managers calculate EOQ.
The formula is:
EOQ = square root of: [2(setup costs)(demand rate)] / holding costs
Economic order quantity is crucial as it aids businesses in effectively managing their inventories. Without these inventory management strategies, businesses will frequently store excess inventory during times of low demand while holding insufficient inventory during times of strong demand.
Hence, The EOQ is reasonably constant and shouldn't be impacted. The EOQ would not be impacted at all because it does not take into account capital costs (loan rates).
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One method that employers could use to pass the costs of a government-imposed minimum wage to their employees would be to Group of answer choices
According to Section 3 of the Minimum wages act, it is the responsibility of the appropriate government to set a specific yardstick. Apart from fixing the minimum rate, the appropriate government shall also conduct periodic reviews within a span of five years of fixing such rates and revise the same if felt necessary.
Minimum wages act
What is minimum wages under Minimum Wages Act?
The Minimum Wages Act 1948 is an Act of Parliament concerning Indian labour law that sets the minimum wages that must be paid to skilled and unskilled labours.
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The eight wastes of traditional operations include all of the following except Question content area bottom Part 1 A. defects. B. overproduction. C. waiting. D. utilizing people to their full potential.
The answer is utilizing people to their full potential.
Push-type systems are used in conventional industrial processes. They are predicated on the idea that it is preferable to predict and prepare for potential production requirements in the future. Traditional methods manufacture commodities ahead of time so that they are available when demand arises.
Eight wastes are:
1. Defects
2. Overproduction
3. Waiting
4. Not utilizing people to their full potential
5. Transportation
6. Inventory
7. Movement
8. Excess processing.
Therefore The eight wastes of traditional operations includes all of the following except "utilizing people to their full potential"
Hence option D utilizing people to their full potential is correct.
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You just opened a brokerage account, depositing $2,000. You expect the account to earn an interest rate of 8.84%. You also plan on depositing $2,000 at the end of years 5 through 10. What will be the value of the account at the end of 20 years, assuming you earn your expected rate of return
Based on the expected rate of return and the amount to be deposited over the 20 years, the value of the account would be $45,844.
What would the account be worth in 20 years?This can be found as:
= Future value of deposits from 5 through 10 years at 20 years + Future value of today's deposit in 20 years
Solving gives:
= ((2,000 x ( ( 1 + 0.084)⁶- 1 ) / 0.084) x (1 + 0.084)¹⁰) + (2,000 x 1.084²⁰)
= (14,986.05 x 1.084¹⁰) + (2,000 x 1.084²⁰)
= $45,844
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Franchise companies have typically had ________ systems. duplicated centralized networked decentralized autonomous
Franchise companies have typically had duplicated systems.
What is a franchise?A franchise can be defined as a license which comprises a contractual arrangement between a parent company and another, that allows individuals or an organization access to its knowledge, processes, trademarks so as to provide a product or service.
In this context, we can infer and logically deduce that all franchise companies have typically had duplicated systems around the world.
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Which type of ma plan is an hmo plan that also covers some benefits out-of-network, generally at a higher cost?.
The type of ma plan is an hmo plan that also covers some benefits out-of-network, generally at a higher cost is: Private Fee-for-Service (PFFS), Medicare Supplement Insurance Plan.
What is medicare advantage plan?Medicare advantage plan can be defined as a health insurance coverage plan that help to cover the medical costs of people under the plan.
The type of Medicare advantage plan that also covers some benefits out-of-network are:
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True or false: this economy is currently at its natural rate of unemployment
Based on the table, we can deduce that this economy is currently at its natural rate of unemployment: True.
The types of unemployment rate.Basically, unemployment rate is divided into various types and these include the following;
Cyclical unemployment rate (CU)Frictional unemployment rate (FU)Structural unemployment rate (SU)Actual unemployment rate (AU)Natural Rate of Unemployment (NU).Based on the table, we can infer and logically deduce that this economy is currently at its natural rate of unemployment because the addition of frictional unemployment rate, cyclical unemployment rate, and structural unemployment rate is equal to the total unemployment as shown below:
TU = 3.9 + 0.0 + 1.1
T.U = 5.0.
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Complete Question:
The following table shows data on frictional, cyclical, structural, and total unemployment for an economy.
Unemployment Type Rate(Percent)
Frictional 3.9
Cyclical 0.0
Structural 1.1
Total unemployment 5.0
True or false: this economy is currently at its natural rate of unemployment?
We may conclude that the unemployment rate in this economy is now at its natural level: True.
What are the Unemployment rates by kind?Generally speaking, the unemployment rate may be broken down into the following categories:
The unemployment rate fluctuates with the economy's ups and downs (CU)
Temporary inability to find work (FU)Structural rate of joblessness (SU)Unemployment in the real world (AU)Jobless Claims Percentage of the Population (NU).This economy is now experiencing its natural rate of unemployment, as indicated in the table below: the sum of frictional, cyclical, and structural unemployment is equal to the overall unemployment rate.
Three hundred and ninety-nine to one.
T.U. = 5.0.
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True or false: The shared value creation framework aims to reconcile the concept of gaining and sustaining a competitive advantage with corporate social responsibility.
It is true that the shared value creation framework aims to reconcile the concept of gaining and sustaining a competitive advantage with corporate social responsibility.
What is corporate governance?This refers to a formal system of oversight, accountability, and control for organizational decisions and resources.
It is the set of processes and tools which controls the operations of an organization.
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The following information is available for Payton Incorporated. At the end of the year, the market price of its common stock is $550 per share. Earnings per share totaled $100 and dividends per share in the amount of $15 were paid during the year. The company's price-earnings ratio is
The company's price - earnings ratio is 5.5.
What is the price-earnings ratio?The price to earning ratio is a financial metric used to value a company. It compares the price of a stock to the earnings of the stock. the higher the metric is, the higher the value of the firm
price to earning ratio (P / E) = market value per share / earnings
550 / 100 = 5.5
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John observed gracie, an executive for a large accounting firm, behave in an aggressive and pushy manner with her subordinates. John now believes that most women executives are aggressive and pushy with their subordinates. John’s overestimation of the link between women executives and the social traits of "pushy" and "aggressive" is referred to as.
Above are the options for the questions.
the social traits of "pushy" and "aggressive" are referred to as b. an illusory correlation.
Illusory correlation occurs when one finds is mistakenly overemphasized and another is ignored. Let's say you're visiting New York City and someone disturbs you while you're on the subway. Then you go to the restaurant and the waiter is rude to you.
Illusory correlation tends to recognize the covariance relationship between rare behaviors and traits and rare classes of people in the absence of them.
Researchers have found that Illusory correlations tend to "occur under conditions where participants are not personally involved." In other words, there are false correlations in areas and situations where there is little knowledge or personal experience.
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What is a list of quantities of components, ingredients, and materials required to make a product?.
A list of quantities of components, ingredients, and materials required to make a product is bill-of-material.
But if you're searching out a preferred discern to get started out, the total cost of developing the most modest merchandise is $30,000, on common. This parent applies to fairly simple merchandise and includes the fee of designing, prototyping, trying out, and launching the new product.
A product is any object or carrier you sell to serve a client's need or need. They can be bodily or virtual. Bodily merchandise includes long-lasting goods (including automobiles, fixtures, and computer systems) and nondurable items (which include food and drinks).
In an international of Alibaba and ThomasNet, manufacturing your very own merchandise is feasible without even speaking to your dealer or meeting them head to head. When you have small modifications which can be clean to convey and put into effect, you have to be able to accomplish that without any hassle.
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The Walton family got a great deal on their new home. They bought it for $101,295, and it appraised at $187,000 in a region where assessed value is a percentage of appraised value. Using an assessment ratio of 25%, what is the assessed value of their new home
The assessed value of their new home is $46,750.
Assessed valueUsing this formula
Assessed value=Appraisal amount× Assessment ratio
Where:
Appraisal amount=-$187,000
Assessment ratio=25%
Let plug in the formula
Assessed value=$187,000 × 0.25
Assessed value = $46,750
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Members of a strategic group Group of answer choices compete directly with members of other strategic groups. earn the same rate of return. move easily to other groups as desired. follow a business model that is similar to that pursued by other companies in the group. are affected by Porter's five competitive forces to the same degree that members of other strategic groups are affected.
A strategic group is a concept used in strategic management that groups companies within an industry that have similar business models or similar combinations of strategies.
Examination of the strategic groups in an industry provides a firm's executives with a better understanding of their closest rivals, reveals alternative paths to success, and highlights untapped opportunities.Learn more about Strategic Group here:
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What is an additional clause in a sales contract where the seller warrants that there are no undisclosed building codes or zoning violations
Due on sale provision. Loans that remain outstanding after the Closing may be declared due at any time by the Lender, as acknowledged by the Parties. There will be no liability for any adverse effects of acceleration on any party. This is further explained below.
What is a clause in a sales?Generally, A clause defines the scope of the contract and the circumstances under which it may be enforced.
In conclusion, It's a "due on sale" clause. The parties acknowledge that any debts that remain outstanding after the closing date may be declared due by the lender at any time. Acceleration will not be held against either party, and both parties promise to protect the other from any damage that may result.
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If an economy is producing at peak sustainable output without generating accelerating inflation, it can be said to be operating at _____.
The blank will be fill by potential output.
Hyperinflation is a highly high and frequently increasing inflation in economics. As the prices of all items rise, the real value of the local currency quickly depreciates. People tend to switch to more stable foreign currencies as a result, reducing their holdings in the original currency.
If an economy is producing at peak sustainable output without generating accelerating inflation, it can be said to be operating at potential output.
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What makes money valuable?
O People counterfeit it.
O It is backed by gold held in government vaults.
People accept it in exchange for goods or services.
O It has many security features.
The features that makes money valuable is because People accept it in exchange for goods or services.
What are the main characteristics of money ?Some characteristics that give money its value includes its portability, durability, divisibility and limited availability.
In general view, the features that makes money valuable is because people accept it in exchange for goods or services.
Therefore, the Option C is correct.
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Answer:
People accept it in exchange for goods or services.
Explanation:
Got right.
i am making marketing plan for a company can anyone help me in making swot analysis
A SWOT analysis is to determine the strengths as well as the weaknesses, and threats associated with the company.
What is SWOT analysis?SWOT analysis is been carry out in an organizations to develop a full awareness in term of strength and weakness so as to be able to make business decision.
Steps that are required in SWOT analysis are:
Checking external environment.Carry out analysis on industry and competitionKnow the external opportunities and threats.Since the information is not complete, this is a guide on SWOT analysis
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Because of the wealth effect, a rising aggregate price level _____ the purchasing power of wealth and therefore _____ the aggregate quantity of output demanded.
Because of the wealth effect, a rising aggregate price level "reduces" the purchasing power of wealth and therefore "reduces" the aggregate quantity of output demanded.
What is wealth effect?According to the wealth effect, a behavioural economic hypothesis, customers will spend more money even if their income stays the same.
The effect of wealth effect on aggregate demand is-
People will increase their consumption as their wealth rises. Thus, at lower price levels compared to higher price levels, the consumption component of aggregate demand will be stronger.A person's desire for inexpensive fast food is likely to decline as their income rises, but their desire for more costly steak may increase.To know more about the aggregate demand and aggregate supply, here
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Risen, Inc. has beginning inventory of $16 which consists of 2 units at $8 each. It purchased 10 units at $10 each. It sold 5 units for $20 each. Which would result in the higher Gross Profit, FIFO or LIFO and why
The FIFO would result in a higher gross profit. The reason is that the cost of purchasing the inventory is increasing with the passage of time.
Which inventory method would result in a higher gross profit?
LIFO means last in first out. It means that it is the last purchased inventory that is the first to be sold. FIFO means first in, first out. It means that it is the first purchased inventory that is the first to be sold.
Cost of goods sold using LIFO = 5 X $10 = $50
Profit = (20 x 5) - 50 = $50
Cost of goods sold using FIFO = (2 X $8) + (3 X $10) = $46
Profit = (20 x 5) - $46 = $54
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Determining whether employees will be able to adapt to the planned change is _____. Group of answer choices legal feasibility organizational feasibility technical feasibility economic feasibility ethical feasibility
Determining whether employees will be able to adapt to the planned change is organizational feasibility.
It serves to specify a company's corporate and legal structure. An organizational feasibility study may also contain professional background data on the company's founders and key figures, as well as information on the capabilities they can bring to the company. It aids organizations in determining whether the technical resources are adequate and whether the technical team has the skills necessary to turn concepts into functional systems. The assessment of the proposed system's technical requirements, including its hardware, software, and other components, is part of the technical feasibility process.
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Event marketing is closely related to _____ in that both often include setting up a booth or display and maintaining a physical presence at an event.
Lifestyle marketing and event marketing are closely related since both frequently include establishing a booth or display and having a physical presence at an event.
How does lifestyle marketing work?A marketing strategy known as "lifestyle marketing" presents a product or service as having ideas, aspirations, and aesthetics that the target market may relate to. In simple terms, it indicates that audiences who are exposed to brands in this way consider them to be a way of life.
What is a good illustration of lifestyle marketing?By tying your brand into a lifestyle, you can appeal to your customers' strong emotional connections. For instance, you could place an ad in a publication that your target market regularly reads or create a section for a program that many people in your target market routinely watch.
What advantages can lifestyle marketing offer?There are several significant benefits of lifestyle marketing for your company. It enables you to communicate with wider audiences, gives your target market more information, and fosters greater levels of creativity.
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When a real estate professional goes beyond a broad brushstroke approach to a CMA and takes the time to research not only recent sales, but competition and expired listings, what trait are they exhibiting
When a real estate professional goes beyond a broad brushstroke approach to a CMA and takes the time to research not only recent sales, but competition and expired listings, what trait are they exhibiting Diligence.
A taxpayer who owns at least one rental property interest and performs more than 50% of their personal services in real estate trades or companies in which they significantly engage is considered a qualified real estate professional.
Any year in which the taxpayer satisfies both of the following criteria entitles the taxpayer to the status of real estate professional More than half of all trades or enterprises in which the taxpayer meaningfully participated during the tax year engaged in real estate-related trades or activities.
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Which of the following accounts would be increased with a credit? Group of answer choices Accounts Payable; Unearned Revenue; Common Stock Cash; Accounts Receivable; Common Stock Dividends; Accounts Receivable; Unearned Revenue Land; Accounts Payable; Dividends
A credit is applied to an Accounts Receivable account.
Because the owner's capital account has a regular debit balance, the owner's equity account is boosted on the debit side.
The sum of money owed to a company for products or services provided or utilized but not yet paid for by customers is known as accounts receivable. These are classified as a current asset on the balance sheet. AR is any amount of money due by clients for credit purchases.
The accounts receivable turnover ratio or days sales outstanding can be used to assess a company's AR strength.
A turnover ratio analysis can be performed to forecast when the AR will be received.
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Obtaining materials, such as credit card carbons or preapproval credit card forms, is referred to as ______.
Obtaining materials, such as credit card carbons or preapproval credit card forms, is referred to as Dumpster diving.
Dumpster diving is the practice of searching through big commercial, residential, industrial, and construction containers for usable objects that have been left behind by their owners but are still present.
As long as it doesn't violate any local, regional, or national laws, dumpster diving is legitimate in all 50 states. A garbage bag enters the public domain when it is left on the curb while waiting to be picked up by a waste collection business.
Attackers can get information by dumpster diving, which they then use to build trust. While thieves will also grab whatever computers they come across, the main goal of a dumpster diving attack is usually to learn more about the target company. An attacker can use any document, even one that seems innocent.
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The purposeful reduction of damages, usually the responsibility of a nonbreaching party to a contract, is known as ________. Group of answer choices waiver negotiation release novation mitigation
The answer is mitigation.
Mitigation is the decrease of something harmful or the lessening of the detrimental consequences of something bad. It may relate to steps done to mitigate the adverse consequences of hazards that are still present in the environment, or to manage hazardous situations that have already happened.
Almost every insurance policy requires the insured to minimize the loss in order to avoid additional damage. That is, it is the insured's obligation as the insured to take reasonable steps to minimize or mitigate secondary damages.
Therefore, the blank will be filled by mitigation.
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Business-to-business (B2B) customers Multiple Choice never require personal selling, as do consumers. tend to be more rational in their decision making than individual consumers. are more numerous compared to consumer customers. tend to be geographically dispersed, rather than concentrated.
Business-to-business (B2B) customers (C) are more numerous compared to consumer customers.
What are B2B businesses?Business-to-business (B2B) transactions occur when one company conducts a commercial transaction with another. This usually happens when:A company is sourcing resources for their output production process (for example, a food maker purchasing salt), i.e. providing raw material to another company that will produce output.For operational reasons, one company needs the services of another (e.g., a food manufacturer employing an accountancy firm to audit their finances).A company resells items and services manufactured by others (e.g., a retailer buying the end product from the food manufacturer).B2B business requires personal selling.
B2B customers are less rational and more logical.
B2B customers tend to be geographically small.
Therefore, business-to-business (B2B) customers (C) are more numerous compared to consumer customers.
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Correct question:
Business-to-business (B2B) customers Multiple Choice
(A) never require personal selling, as do consumers.
(B) tend to be more rational in their decision-making than individual consumers.
(C) are more numerous compared to consumer customers.
(D) tend to be geographically dispersed, rather than concentrated.