A=[37], B =[²7], C = [= ² =8].
Which matrix represents (A - B) - C?

A=[37], B =[7], C = [= =8].Which Matrix Represents (A - B) - C?

Answers

Answer 1
5 7
7 4

Please mark brainliest
Answer 2
Solution:
Step 1: Solve the bracket my subtracting matrix A from matrix B
( 5 -8 _ ( 2 -9 = ( 3 1
3 0) 1 0) 2 0)

Step 2: Subtract the resultant matrix from A and B from Matrix C
( 3 1 _ (-2 -6 = (5 7
2 0) -5 -4) 7 4)

Therefore the resulting solution of matrix (A-B)-C is (5 7
7 4)
A=[37], B =[7], C = [= =8].Which Matrix Represents (A - B) - C?

Related Questions

1. Antonio started the question 2x + 1 = 11 by writing 2x = 10. Which
property justifies this step?
(1)
Commutative property of addition
(2)
Distributive property of multiplication over addition
(3) Addition property of equality
4)
Subtraction property of equality

Answers

The property that Antonio has used is what is called the Subtraction property of equality.

What is the Subtraction property of equality?

This is the property that tells us in mathematics that is a number is subtracted from an inequality, they would still remain the same.

2x + 1 = 11 is the same thing as also writing  2x = 10. The difference is that the like terms were on the same side.

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Please help ill give whoever answers the best the brainliest answer :)))

Answers

Answer:

third option listed

Step-by-step explanation:

We know that Johnny does not ever stay/wait at the same distance from the wall, as that would look like a flat line (the y-value / distance would be unchanging, it would be constant)

So, the only possibly correct option is C, because all other options describe him pausing

But why is it not A? We know that at "0" y we are at the gym wall, and that each point is a point that he turns around and runs the opposite way. He first runs away, back, away, back, away, back--which we know because of the direction of the line over time. We also can tell that each period of "away, back" is the same distance, and it takes the same time to travel that distance, by looking at the length of each line.

hope this helps!! have a lovely day :)

Answer:

the 3rd answer option

Step-by-step explanation:

as we can see, time is on the x-axis.

(0, 0) means start of the action (0 seconds) with 0 distance to the gym wall.

then we see that for 2 seconds Johnny increases the distance to the gym wall up to 3 units (the line goes to (2, 3)).

then we see that for the next 2 seconds he returns to the gym wall (0 distance).

then for 3 seconds he increases the distance to the gym wall to 5 units. the line goes to (7, 5). and then for the next 3 seconds he returns to the gym wall (0 distance). then for 4 seconds he increases the distance to the gym wall to 7 units. the line goes to (14, 7). abd then for the next 4 seconds he returns to the gym wall (0 distance).

Translate algebraic words to symbols. Traple the product of ab

Answers

The translation of the given algebraic words to symbols is: C. 3(ab).

How to Translate Algebraic Words to Symbols?

The algebraic word, "triple" connotes "3 times'. "Product" means multiplication. Therefore, we would have the following translation:

Product of ab = ab

Triple of ab = 3(ab).

Therefore, the algebraic words translated to symbols is: 3(ab).

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Answer this question correctly and you will be marked the Brainiest! Please don’t answer for points.

Answers

Answer:

x=4+√5 or x=4−√5

Step-by-step explanation:

Multiply both sides by x-4.

x2−8x+16=5

x2−8x+16−5=5−5(Subtract 5 from both sides)

x2−8x+11=0

For this equation: a=1, b=-8, c=11

1x2+−8x+11=0

x=

−b±√b2−4ac

2a

(Use quadratic formula with a=1, b=-8, c=11)

x=

−(−8)±√(−8)2−4(1)(11)

2(1)

x=

8±√20

2

x=4+√5 or x=4−√5

Mary has $6$ identical basil plants, and three different window sills she can put them on. How many ways are there for Mary to put the plants on the window sills

Answers

There are 28 ways for Mary to put the plants on the sills.

We can use the Binomial Theorem to solve this problem.

We have 6 plants and 3 sills, so we have6 + 3 − 1 = 8 total objects.

Since we have 8 objects, we can use the Binomial Theorem to expand [tex](x + y)^{8}[/tex].

The coefficient   [tex]x^{6} y^{2}[/tex] will be the number of ways for Mary to put the plants on the sills. We can expand [tex](x + y)^{8}[/tex]

using the Binomial Theorem:

[tex](x + y)^{8}=(\left\ {{8}\atop {0}} \right. )x^{8}+ (\left\ {{8}\atop {1}} \right. )x^{7}y+(\left\ {{8}\atop {2}} \right. )x^{6}y^{2} +(\left\ {{8}\atop {3}} \right. )x^{5}y^{3} +(\left\ {{8}\atop {4}} \right. )x^{4}y^{4}+(\left\ {{8}\atop {5}} \right. )x^{3}y^{5} +(\left\ {{8}\atop {6}} \right. )x^{2}y^{6} +(\left\ {{8}\atop {7}} \right. )x^{1}y^{7} +(\left\ {{8}\atop {8}} \right. )y^{8}[/tex]

Since we are only interested in the coefficient of [tex]x^{6} y^{2}[/tex] , we can ignore all terms that do not have [tex]x^{6}[/tex] and  [tex]y^{2}[/tex].

Therefore, we are left with [tex](\left\ {{8}\atop {2}} \right. )x^{6}y^{2}[/tex]

[tex](\left\ {{8}\atop {2}} \right. )=\frac{8!}{2!(8-2)!} =\frac{8!}{2!6!} =\frac{8*7*6!}{2!6!} =28\\[/tex]

Therefore, there are 28 ways for Mary to put the plants on the sills.

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What is the exact value
of cos
7pi/8

Answers

The exact value of cos 7pi/8 is 0. 9988

How to find the value

It is important to note that the value for pi = 3. 142

= cos 7π

Substitute value of π

= cos(7× 3. 142)

= cos 21. 994

Divide 21. 994 by 8

= 2. 740

Let's find the vale of [tex]cos \frac{21. 994}{8}[/tex]

= [tex]cos (2. 749)[/tex]

= [tex]0. 9988[/tex]

Thus, the exact value of cos 7pi/8 is 0. 9988

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Please help!

Using the graph below, which of the following equations represents the line that is parallel to line FG and passes through the (8,−3) point?


my only answers can be the ones in the attached image (just had a random one ticked)

Answers

Answer:

the second option: [tex]7x+4y=44[/tex]

Step-by-step explanation:

So when a line is parallel, it means that it has the same slope and a different y-intercept, it's important that there is a different y-intercept, otherwise it would be the same line, and the "two lines" would intersect at infinite points.

Anyways by looking at the graph you have two points (-8, 5) and (-4, -2). So the run in this case was 4 and the rise was -7. This is a slope of -7/4. So we have the equation: [tex]y=-\frac{7}{4}x+b \text{ where b}\ne-9}[/tex]. Since it passes through the point (8, -3) we can plug that in as (x, y) to solve for b (the y-intercept)

Plug in (8, -3) as (x, y)

[tex]-3=-\frac{7}{4}(8)+b[/tex]

Multiply the -7/4 and 8

[tex]-3 = -14+b[/tex]

add 4 to both sides

[tex]11 = b[/tex]

So this gives us the equation:

[tex]y=-\frac{7}{4}x+11[/tex]

Since it's asking for it in standard form you move the 7/4 x to the other side

Add 7/4x to both sides

[tex]\frac{7}{4}x+y=11[/tex]

Multiply both sides by 4 to cancel out the fraction

[tex]7x+4y=44[/tex]

A single card is drawn from a standard 52 deck of cards.work out the probability of choosing a heart

Answers

I honestly have no idea how to slove this question

For real,I don't know. OK

BTW,you nice,keep going

Based on the form of the equation, what is the best way to graph the line 3x+3y=15? Select the correct answer below: Recognize the equation as that of a vertical line passing through the x-axis at 15. Recognize the equation as that of a horizontal line passing through the y-axis at 15. Identify the slope and y-intercept, and then graph. Find the x- and y-intercepts, and then graph.

Answers

Answer is to Identify the slope and y-Intercept and then graph
Further explanation
Your equation is 3x + 3y = 15
Change this to y intercept form by isolating y
3y = -3x + 15
Now solve for y by dividing both sides by 3
y = -1x + 5
Then you would graph it

Jonathan collects spiders and beetles. In total all the insects inhis collection have 76 legs and 11 heads. How many of each insect did he collect? (Note: beetles have 6 legs and spiders have 8 legs.)

Answers

Answer:

spider : 5

beetle : 6

Step-by-step explanation:

Total number of legs --> 8 + 6 = 14 ( 1 set )

Number of sets that can fit --> 76 ÷ 14 = 5 R 6

Since each set has a beetle and a spider,

Number of spider -->5 × 1 = 5

Since there are additional 6 legs:

Number of beetles --> ( 5 × 1 )+ 1 = 6

Which two of the options below are equal
to in this right-angled triangle?
b
sin 34°
sin 56°
cos 34°
cos 56°
tan 34°
tan 56°
a
56°
b
с
34°
Not drawn accurately

Answers

Answer: [tex]\cos 34^{\circ}[/tex] and [tex]\sin 56^{\circ}[/tex]

Rhombus wxyz is graphed on a coordinate plane. what is the area of the rhombus? 24 square units 28 square units 32 square units 48 square units

Answers

The area of the rhombus WXYZ is 48 unit².

From the diagram:

Diagonal WY = 8 units, Diagonal XZ = 6 units, hence:

Area = 8 * 6 = 48 unit².

A rhombus is a special case of a parallelogram. In a diamond, the opposite sides are parallel and the opposite sides are equal in angle. In addition, all sides of the rhombus are the same length and the diagonal bisects at right angles. Diamonds are also known as diamonds.

The diagonals of the rhombus intersect at right angles to form a non-uniform triangle. The opposite angles are equal. However, if all angles of the diamond are 90 degrees, the diamond is said to be square.

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Answers for part one and part two please!

Answers

When a customer has a 6 pound Chihuahua, the cost that will be charged is $5.00.

How to calculate the cost?

a. If a customer has a 6 pound Chihuahua, how much would you charge?

It should be noted that from the information given, for dogs that weigh 0 to 15 pounds, the amount charged is $5.00.

b. If a customer has a 65 pound Labrador, how much would you charge?

It should be noted that for dogs over 45 pounds, the amount that's charged is $9.00

There, the amount charged will be $9.00.

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An observatory is 150 feet high. when a person is standing in the observatory looking at an island, the angle of depression is . what is the approximate horizontal distance from the observatory to the island?

Answers

Using Trigonometry, the approximate distance from the observatory to the island is evaluated to be 322 feet.

Given Information

It is given that,

The height of the observatory = 150 feet

The angle of depression from the top of the observatory = 25°

We can calculate the horizontal distance of the observatory from the island using Trigonometry

What is Trigonometry?

The area of mathematics known as Trigonometry is concerned with certain functions of angles and how to use them in computations. There are six popular Trigonometric functions for an angle. Sine (sin), cosine (cos), tangent (tan), cotangent (cot), secant (sec), and cosecant (csc) are their respective names and acronyms.

Calculating the Horizontal Distance Using Trigonometry

As per the rules of the Trigonometry,

[tex]tan \alpha = \frac{Perpendicular/ Opposite Side}{Base}[/tex]

Here,

[tex]\alpha[/tex] = 25°

Perpendicular = 150 ft.

Base = Horizontal Distance

Thus, [tex]tan 25 =\frac{150}{Horizontal Distance}[/tex]

∴ x ≈ 322 ft.

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7. A number m is such that when it is divided by 30, 36, and 45 the remainder is always 7, find the smallest possible value of m. (3 marks)

Answers

Answer:

187

Step-by-step explanation:

Least common multiple:

To find the required number,

Find the LCM of 30 , 36  and 45Then add 7 to the LCM

30 =  2 * 3 * 5

36 = 2 * 2 * 3 * 3 = 2² * 3²

45 = 2 * 3 * 3 = 2 *3²

LCM = 2² * 3² * 5

        = 4 * 9 * 5

        = 180

Required number = 180 + 7

                             = 187

The angle by which turns clockwise about point b to coincide with is 63.9 degrees. if from point b, a point e is drawn directly opposite point c so that b, e, and c are on the same straight line, the angle by which turns counterclockwise to coincide with is 243.9 degrees.

Answers

AB turns clockwise to coincide with BC.

To find the angle by which turns counterclockwise to coincide with is 243.9 degrees:

An angle -

An angle is a figure in Euclidean geometry created by two rays, called the sides of the angle, that share a common termination, called the vertex of the angle. Angles formed by two rays are located in the plane containing the rays. Angles are also generated when two planes intersect. These are known as dihedral angles.

So,

= ABD + DBC

= 33.3° + 30.6°

= 63.9°

b) If E is drawn directly opposite C.

EBC is a straight line, so the sum of angles =180°

ABE + ABD + DBC = 180°

ABE + 33.3° + 30.6° = 180°

ABE + 63.9° = 180°

ABE = 180 - 63.1

ABE = 116.9

Therefore, AB turns clockwise to coincide with BC.

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Review the work showing the first few steps in writing a partial fraction decomposition.


StartFraction 4 x + 40 Over (x + 2) (x + 6) EndFraction = StartFraction A Over x + 2 EndFraction + StartFraction 16 Over x + 6 EndFraction


4x + 40 = A(x + 6) + B(x + 2)


4x + 40 = Ax + 6A + Bx + 2B


What is the partial fraction decomposition in terms of x?


StartFraction 4 x + 40 Over (x + 2) (x + 7) EndFraction = StartFraction negative 12 Over x + 2 EndFraction + StartFraction 16 Over x + 6 EndFraction

StartFraction 4 x + 40 Over (x + 2) (x + 7) EndFraction = StartFraction negative 4 Over x + 2 EndFraction + StartFraction 8 Over x + 6 EndFraction

StartFraction 4 x + 40 Over (x + 2) (x + 7) EndFraction = StartFraction 8 Over x + 2 EndFraction + StartFraction negative 4 Over x + 6 EndFraction

StartFraction 4 x + 40 Over (x + 2) (x + 7) EndFraction = StartFraction 16 Over x + 2 EndFraction + StartFraction negative 12 Over x + 6 EndFraction


The Answer is C

Answers

StartFraction 4 x + 40 Over (x + 2) (x + 7) EndFraction = StartFraction 8 Over x + 2 EndFraction + StartFraction negative 4 Over x + 6 EndFraction

What is partial fraction?

Partial fractions are the fractions used for the decomposition of a rational expression.

Given:

(4x + 40)/ (x + 2)(x + 6) = A/(x + 2) + B/(x + 6)

4x + 40 = A(x + 6) + B(x + 2)

4x + 40 = x(A+B) + 6A +2B

On comparing

4= A+B

A= 4-B

and, 6A +2B =40

3A + B =20

3(4-B) + B =20

12  - 3B + B =20

-2B = 8

B= -4

and, A= 8

Hence, StartFraction 4 x + 40 Over (x + 2) (x + 7) EndFraction = StartFraction 8 Over x + 2 EndFraction + StartFraction negative 4 Over x + 6 EndFraction

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Answer:

C.

Step-by-step explanation:

photo below

What information can be used to compare linear relationships? Explain why

Answers

Answer:

A linear relationship can be represented by a straight-line graph and by an equation of the form y=mx+b. In the equation, m is the slope of the line, and b is the y-intercept. Used to track changes over short and long periods of time. When smaller changes exist, this graph is better to use than bar graphs.

Educational Technology Inc. sells software to provide guided homework problems for a statistics course. The company would like to know if students who use the software score better on exams. A sample of students who used the software had the following exam scores: 86, 78, 66, 83, 84, 81, 84, 109, 65, and 102. Students who did not use the software had the following exam scores: 91, 71, 75, 76, 87, 79, 73, 76, 79, 78, 87, 90, 76, and 72. Assume the population standard deviations are not the same. At the alpha = .10 significance level, can we conclude that there is a difference in the mean scores for the two groups of students
a. What are the three assumptions for CASE C?
b. State the null and alternative hypothesis for this problem.
c. State the level of significance for this problem.
d. Which distribution (normal or t) should be used in this problem? Explain why.
e. Create a decision rule for this problem. Include the critical value. (USE TEXTBOOK TABLE.) Make sure it agrees with the excel printout.
f. Calculate the test statistic. (BY HAND). Make sure it agrees with the excel printout.
g. What is your conclusion? EXPLAIN IN DETAIL.
h. Estimate the p-value for this problem. Restate the conclusion. What is the actual p-value from the excel printout?

Answers

The assumptions in each case of this statistics problem is given as follows:

Samples are independent and samples are simple random samplesDistribution is normal (t distribution)The independent variable measures on interval scale.

What is the Decision?

ts < tc Do not reject H0

What is the P value?

P value > α Do not reject H0

There is insufficient data to determine that the mean scores of the two groups of pupils differ.

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Tayloe travels 35 miles every 2 days to work. how many days would it take him to travel 100 miles . answer in fraction

Answers

The number of days Tayloe will take to travel 100 miles if he travels 35 miles every 2 days is 40/7 or 5 5/7 in fraction form.

A fraction is a representation of a part of the whole.

Written as a/b, read as "a by b", it functions as a number of parts of a total of b number of parts.

In the question, we are given that Tayloe travels 35 miles every 2 days to work.

Therefore, daily traveling done by Tayloe can be shown as a fraction, 35/2 miles.

The total traveling given to us is 100 miles.

Thus, the number of days Tayloe will take to travel 100 miles can be shown in fractional form as 100/(35/2) = (100*2)/35 = 40/7 or 5 5/7.

Thus, the number of days Tayloe will take to travel 100 miles if he travels 35 miles every 2 days is 40/7 or 5 5/7 in fraction form.

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Given
h
(
x
)
=

x

4
h(x)=−x−4, find
h
(

6
)
h(−6).

Answers

Answer:

[tex]h(-6)=-(-6)-4\\h(-6)=2[/tex]

Step-by-step explanation:

9 out of 20 students who graduate from j.h.s. of 1,2000 students gained admission to s.h.s. how many students gained admission?

Answers

Answer:

5,400

Step-by-step explanation:

Out of every 20 students, there are 9 that gain admission to s.h.s.

Overall, there are 12,000 students. To find how many groups of 20 students there are, we divide 12,000 by 20. We get 600.

Since there are 9/20 students, we multiply 600 * 9. We get 5,400.

So, out of the 12,000 students, 5,400 gained admission.

Hope this helps.

A plane leaves town A for town B.at 0540hours.If the journey takes 6.5hours at what time does the plane reach its destination?

Answers

The plane reaches its destination at 12h10 minutes if the plane leaves town A for town B.at 0540hours

What is the time zone?

For legal, commercial, and social purposes, a time zone is a region that observes a uniform standard time. Instead of strictly following longitude, time zones tend to follow the borders between countries and their subdivisions.

We have:

A plane leaves town A for town B.at 0540hours.If the journey takes 6.5hours

05h40min

Total time takes = 6 hours and 30 minutes

= 5 hours + 40 minutes + 6 hours + 30 minutes

= 11 hours + 70 minutes

= 12 hours 10 minutes

or

= 12h10 minutes

Thus, the plane reaches its destination at 12h10 minutes if the plane leaves town A for town B.at 0540hours

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Triangle A C B is cut by line segment E D. Line segment E D goes from side B C to side A C. The length of B A is 4 x minus 6 and the length of E D is x + 2. The length of B E is x. Sides B E and E C are congruent. Sides A D and D C are congruent.

What is the length of BC?

From the markings on the diagram, we can tell E is the midpoint of BC and

is the midpoint of AC

We can apply the

theorem: ED = One-halfBA.

Substituting in the expressions for the lengths and solving for x, we get x =

.

Now, since BE = x, then BC =
.

Answers

From the markings on the diagram, we can tell E is the midpoint of BC and D is the midpoint of AC. We can apply the triangle midsegment theorem: ED = ½BA. Substituting in the expressions for the lengths and solving for x, we get x = 5. Now, since BE = x, then BC = 10.

What is triangle midpoint theorem?

Triangle midpoint theorem states that the line segment which joins the midpoints of two (2) sides of a triangle is parallel to the third side, and it's congruent to one-half of the third side.

By applying the triangle midpoint theorem, we can find the value of x:

ED = ½BA

x + 2 = ½(4x - 6)

2x + 4 = 4x - 6

4x - 2x = 6 + 4

2x = 10

x = 10/2

x = 5.

BC = x + x

BC = 5 + 5

BC = 10.

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Let P(x) = 3x³-ax+b. If P(1) = P(-1) and P(2)=16, find the values of a and b

Answers

P(1) = P(-1)

P(1) = 3 - a + b
P(-1) = -3 + a + b

-> 3 - a + b = -3 + a + b
-> 3 - a + b + 3 - a - b = 0
-> 6 - 2a = 0
-> a = 3.

P(2) = 24 - 2a + b -> 24 - (2a - b) = 16 -> 2a - b = 8
-> 6 - b = 8
b = -2.

So, a = 3 and b = -2

Recheck : P(1) = 3 - 3 + (-2) = -2
P(-1) = -3 + 3 + (-2) = -2 => P(1) = P(-1) (true)

P(2) = 24 - 6 + (-2) = 16.

Given that a function, g, has a domain of -20 ≤ x ≤ 5 and a range of -5 ≤ g(x) ≤ 45 and that g(0) = -2 and g(-9) = 6, select the statement that could be true for g.

Answers

Thw statement that's true for the function g is g(-13) = 20.

How to illustrate the information?

From the information given, the function, g, has a domain of -20 ≤ x ≤ 5 and a range of -5 ≤ g(x) ≤ 45.

In this case, g(-13) = 20. Here, x = -13 is in the domain and 20 is also in the range. Therefore, this is true for g.

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Area=
Help me. I'm stuck on this question thank u

Answers

Answer: 18

Step-by-step explanation:

(3+6)/2*4

Answer:

18 square feet.

Step-by-step explanation:

Area of trapezoid:

   a = 6 ft

   b = 3 ft

   h = 4 ft

a & b are the length of the parallel lines. h is the height between the parallel lines.

[tex]\sf \boxed{\text{\bf Area of trapezoid =$ \dfrac{(a+b)*h}{2}$}}[/tex]

                                  [tex]\sf =\dfrac{(6+3)*4}{2}\\\\=\dfrac{9*4}{2}\\\\= 9 * 2\\\\= 18 \ ft^2[/tex]

The Nuthouse offers a mixture of soy nuts and almonds, Almonds
sell for $7 per pound and soy nuts sell for $5.50 per pound. The
Nuthouse will make 20 pounds of the mixed nuts and sell the
mixture for $5.95 per pound. The following equations represent
the problem of keeping the cost of the mixture consistent with
the ingredients.
x + y = 20.
7x + 5.5y = 119.
x = pounds of almonds and y = pounds of soy nuts.
How many pounds of soy nuts should be used in the mixture?

URGENT!!!

Answers

Answer:

  14 pounds

Step-by-step explanation:

The given equations can be solved for y by substituting for x. The first equation is convenient for writing x in terms of y.

Solution

  x = 20 -y . . . . . . . subtract y from the first equation

  7(20 -y) +5.5y = 119 . . . . . substitute for x in the second equation

  140 -1.5y = 119 . . . . . . . . simplify

  21 = 1.5y . . . . . . . . . . . add 1.5y -119 to both sides

  14 = y . . . . . . . . . . . .divide by 1.5

14 pounds of soy nuts should be used in the mixture.

__

Additional comment

There are many ways to solve a system of two linear equations. The attachments shows a matrix solution using a suitable calculator. It tells us that x=6 and y=14, as we found above.

A support wire that is attached from the top of an observation tower to 20 meters away on the ground. if the support wire and the ground form an angle of 46 degrees, what is the length of the support wire?

Answers

What are trigonometric ratios?

Trigonometric ratios are defined as the ratio of different sides of a right angle triangle with respect to one angle of the right angled triangle.

Length of the wire = Hypotenuse of the triangle =  X

Base of the triangle = Distance from the bottom of the tower to the point where wire is attached on ground = 20 m

Angle b/w Hypotenuse and Base of triangle = 46°

cos(θ) = Base / Hypotenuse

cos(46) = 20 / X

X = 20 / cos(46)

X = 28.79 m

Hence, the length of the wire is 28.79 m.

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Choose three different types of financial institutions and research their websites. Write a report (about 500 words) describing at least three services that each of these financial institutions provides to consumers and businesses.

Answers

Three types of financial institutions and the services they offer include:

Commercial banks:

Issue loans to businesses and individuals. Deposit services to entities. Payment agent for trade partners.

Insurance company:

Offer protection from financial losses. Wealth accumulation. Investment services to grow wealth.

Investment banks:

Underwrite stocks for IPOs. Offer advisory services to companies and individuals. Oversee mergers and acquisitions.

What are some types of financial institutions?

Commercial banks are one of the largest and they offer deposit services to people and companies. They then use these deposits to make loans.

Insurance companies act to protect their clients from financial losses arising from unforeseen circumstances. They also help with wealth accumulation if a claim is not made.

Investment banks are very important for stock issuance, and mergers and acquisitions where they act as financial advisors and facilitators.

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Step-by-step explanation:

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Bank: Wells Fargo is a commercial bank that provides services for individuals, small businesses, and corporations. The bank manages IRAs (traditional and Roth), which are retirement funds that invest in different stocks and bonds to earn interest. Traditional IRAs offer tax-deferred growth. An individual doesn't have to pay taxes on earnings until he or she is ready to make withdrawals (i.e., after retirement). Roth IRAs offer tax-deferred growth until retirement and tax-free withdrawals while in retirement. The bank offers merchant services for small businesses. The bank processes payments via credit cards, debit cards, checks, gift cards, and international payments. Wells Fargo also gives small businesses options on how to accept customer payments: online shopping carts, mobile apps, and onsite payment processing equipment.The bank offers affordable student loans to cover the cost of tuition, books, computers, and housing. Students are not required to make loan payments until six months after leaving school. The bank offers two types of interest rates on student loans: variable and fixed. Variable interest rates range from 3% to 8% and fixed rates range from 5% to 10%.

Credit union: Navy Federal Credit Union has more than 5 million members. It is available for anyone who is affiliated with the Armed Forces, Coast Guard, National Guard, or the Department of Defense, or anyone who has a family member who is already a Navy Federal member. It offers a fixed-rate home equity loan for members. Home equity loans use a borrower’s home as collateral for the loan. These loans are usually used to pay for major expenses such as home repairs, college education, medical bills, and so on. The borrower can borrow up to 100 percent of the home's property value, with the agreement that the fixed-rate loan will be paid off in 20 years (longest term available). This credit union guarantees no hidden closing costs on the loan. It offers motorcycle, boat, and leisure vehicle loans. The loans require zero down payment and promise to cover the cost of the vehicle/boat, taxes, title, and tags. This is a good loan for someone who has not saved any money prior to choosing to buy a vehicle.It also offers prepaid Visa cards, which are useful for students and young adults who are learning to control expenses. Unlike most prepaid cards, this credit union states there are no hidden monthly fees, activation charges, or purchase fees. The prepaid cards can be loaded up to $10,000 and are protected by the credit union's zero liability policy. There are spending limits associated with the program: an ATM withdrawal limit per day of $600 and a spending limit of $3,000 per day.

Financial service company: First Financial advertises itself to be a leading provider of bad credit auto loans. It markets to individuals and companies who have bad credit ratings and cannot qualify for loans with banks and credit unions.It offers auto loans for anyone who earns $1,500 if the borrower’s credit score is less than 650. People who have filed bankruptcy can also obtain loans. The company’s website does not quote an interest rate or loan term.It offers business loans to high-risk merchants with bad credit. The website does not quote interest rates or loan terms.It offers merchant cash advances, which provide quick cash for businesses. The site does not provide detailed information about this service.

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