A non-recourse loan is a loan which a borrower is not liable for mortgage payments, payment of taxes/insurance, and environmental issues. This statement is false.
A non-recourse loan is one in which the lender cannot go after more than the collateral offered for the loan. This type of loan is beneficial for the borrower because the lender cannot seize other assets to recoup their losses. A mortgage is a type of loan used to purchase or maintain a home, land, or other types of real estate.
Money banks do not offer non-recourse loans. It leaves them vulnerable to losses if their customers default on their loans and their collateral proves insufficient.
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what effects will an increase in yield volatility have on the values of a putable and a callable bond
Effects will an increase in yield volatility have on the values of a putable and a callable bond : One bond's value will rise, while the other bond's value will fall
A company can issue fresh debt at a lower interest rate than the initial callable bond if market interest rates drop after the bond is floated. By exercising the call feature on the earlier callable bond, the corporation utilizes the revenues from the second, lower-rate issue to settle the debt. As a result, the business refinanced its debt by substituting newly-issued debt with a lower interest rate for the callable bonds that had a higher yield.
By exercising callable bonds, a corporation can reduce interest costs and avoid long-term financial issues in the event that economic or financial conditions deteriorate.
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forwards trade on organized exchanges whereas futures contracts take place between individuals and banks with other banks via telecom linkages. a. true b. false group of answer choices a b
False as futures contracts trade on organized exchanges whereas forwards take place between individuals and banks with other banks via telecom linkages.
Forward and futures contracts are derivatives systems that involve two parties who agree to buy or sell an asset at a set price from a future date. Buyers and sellers can reduce the risk associated with price movement on the street by locking in the buy/sell price in advance.
A forward contract is an arrangement that is made over-the-counter (OTC) and settled once at the end of the contract. Both parties involved in the contract discuss the exact terms of the contract. It is a private transaction and comes with a risk factor because the third party is responsible for repayment.
Futures contracts, on the other hand, are standard contracts that trade on stock exchanges. Therefore, they made decisions every day. These plans come with fixed maturity dates and inconsistent terms. There is very little risk with futures, as they guarantee payment on the agreed date.
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which of the following entitles a creditor to a partner's profits? select one: a. a charging order b. a reimbursement order c. an accounting order d. a garnishment order
Using a charge order, an organization can put a lien on debts owing by members of a limited partnership (LP) or limited liability corporation and take possession of the money that is owed to them (LLC).
They may place a lien on any funds distributed to the debtor by the firm under the terms of the charging order. The charging order shields the LLC from accountability for a member's personal obligations as well as that of other members. States that offer protection against charging orders also preserve the management structure of the LLC. This prevents one of the members from being replaced in the LLC by a creditor who has a claim against them. the process of placing a charge on the beneficial interest in real estate, stocks, or certain other assets in order to secure a money judgment debt gained via litigation.
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which is the best example of a temporal effect acting as a situational influence on the purchase decision?
It is your turn to order from the waitress and your friends are waiting is the best example of a temporal effect acting as a situational influence on the purchase decision.
At this stage, purchasers are equipped to shop for. they have got accrued facts and resources, weighed up your answer with competition, discussed the choice with their colleagues, and feature decided what they want to buy and the way they need to buy it. The patron finds a red iciness coat it truly is on sale for 20% off. After confirming that the emblem makes use of sustainable substances and asking friends for their remarks, she orders the coat on line.
it's vital to understand the purchaser's decision-making procedure because it permits you to count on the wishes of clients , which in flip facilitates you propose advertising or sales techniques based on those wishes.
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f a person spends $12 a week on coffee (assume $600 a year), what would be the future value of that amount over 15 years if the funds were deposited in an account earning 2 percent?
If a person spends $12 a week on coffee (assuming $600 annually), the money would be worth $10,376.04 in 15 years if it were deposited into an account generating 2%.
Define the total number of periods you'll contribute, the period-to-period return rate (r), and the monthly payment (P) you'll make (n). Subract one from (1+r)ⁿ then divide the result by r. To find the future value of an annuity, multiply the result by P.
so,
Annual deposit amount = $ 600
Number of years = 15
Interest Rate = 2%
Using the Future Value Annuity Table, the future value of the retirement account will be determined.
FVAV(2%,15 years) = 17.2934
Future Value =600x17.2934
Future Value =10,376.04
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a patent gives the inventor the sole right to make, use, or sell the item for a. 7 years. b. the life of the patent holder, plus 70 years after the patent holder's death. c. 20 years. d. 50 years.
A patent gives the inventor the sole right to make, use, or sell the item for 20 years.
A patent is a legal document that grants an inventor the only authority to market, produce, or otherwise make use of their creation for a predetermined period of time. The contract outlines the conditions under which the government has granted the inventor complete ownership of the invention for a period of 14 years, or 20 years from the date of application, depending on whether it is a design patent that may be renewed.
Therefore, the correct option is c. 20 years
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when a company offers a job to someone who has completed the personnel selection process, what information should be included in the offer? (select all that apply) multiple select question.
It is the process that a hiring team goes through with a candidate for a position to provide them with all the information they need to make a decision about they to hire.
The selection process refers to the steps involved in choosing people who have the right qualifications to fill a current or future job position.The selection process refers to the steps involved in choosing people who have the right qualifications to fill a current or future job position.Employee selection is the process of choosing people who have the relevant qualifications to fill positions in an organization.The recruitment process can be defined as the process of selecting and shortlisting the right candidates with the necessary qualifications and skill set to fill the vacancies in an organization.
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over the last thirty years, media ownership has . a. become more diverse b. broken up across dozens of corporations c. become more consolidated d. become less partisan e. been split between comcast and time warner
Over the last thirty years, media ownership has become more consolidated. So option c. is correct.
Ownership is an important factor for media corporations. The issue of property ownership is of vital importance, especially in terms of media independence and broadcasting policies. In media ownership, which is commonly observed in the world, the control of individuals and organizations is dominated by large multinational conglomerates. For this reason, there is a cross-integration of media ownership. The consolidation of media power extends beyond just mergers and monopolies. The implications of the extreme consolidation of media power are extensive.
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aliya is active on online auctions but wants to avoid auction fraud. what are the four categories of auction fraud?
The four categories of auction fraud are Failure to send, failure to disclose, sending something of lesser value, and failure to deliver
The Internet Crime Complaint Center defines auction fraud as "fraud attributed to the misrepresentation of a product displayed for sale through an Internet auction site or the non-delivery of merchandise acquired through an Internet auction site."
As online auction sites gained popularity, scammers began to use them as a means of making quick cash in a variety of ways. It's interesting to note that this kind of fraud, which first appeared on eBay in the early 2000s, is one of the oldest ones to exist in the online world.
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cd-roms are often used to archive data and to record music downloaded from the internet. t or f
False. The required answer for the given question is False about CD-ROM.
What is CD-ROM?A CD-ROM is a kind of read-only memory made up of a data-filled optical compact disc that has been pre-pressed. Computers can read CD-ROMs but not write to or delete them. A CD-ROM, or compact disc noticed memory, is an optic disc that holds music or software data and has read-only memory.
A CD-ROM, which is used to store applications and data files, has a storage capacity of 650MB or 700MB and uses a distinct recording format from the audio CD (CD-DA), that it descended. The CD-ROM quickly took the role of the memory stick for the dissemination of software in the 1990s.
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a corporate code of ethics officer informs the press about unethical practices within the organization. question 4 options: true false
True A corporate code of ethics officer reports to the press on unethical practices within the organization.corporate code of ethics officer informs the press about unethical practices within the organization.
The Company has established an Ethics and Compliance Office to oversee the ethics and compliance effort and serve as a resource for employees providing.A code of ethics is a written guide to ethical and acceptable behavior as defined by an organization.A corporate code of ethics officer reports unethical practices within the organization to the press.A statement of responsibilities for honest and proper conduct. Ethics. Refer to decisions and behaviors based on honest and fair standards.A corporate code of ethics is a statement of business guidelines intended to inform worker behavior and prevent behavior that does not align with the company's mission and most important goals.Codes of ethics,also called codes of conduct,can vary significantly from company to company.
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to be sure your investment earnings benefit from compounding, what should you do first?
If given enough time, compounding of investment gains can cause even small investments to grow into enormous ones.
Is compounding a wise financial decision?Because interest is calculated on both the original principal and the accrued interest over time, compound interest causes your money to grow more quickly. As the original investment and the income received from those assets rise simultaneously, compounding can produce a snowball effect.
How do I begin investing using compounding?You must invest your comes back into you account for compounding to take effect. Consider an investment of $1,000 that yields a 6% return. If you reinvest your return, you will make $60 in the first year, increasing your huge spend to $1,060.
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what is the assessment of how well a money manager achieves a balance between high returns and acceptable risks? multiple choice question.
Performance evaluation is the assessment which could apply of how well a money manager achieves a balance between high returns and acceptable risks.
Definition of Performance EvaluationJob evaluation is a form of periodic assessment and review of employees at work.
Generally, this assessment is carried out annually or at certain periods on a regular basis.
One of the benefits of performance appraisal for companies is to measure employee success at work.
The information obtained from this job evaluation can later assist in making decisions regarding salary increases, promotions, and termination of employment.
Some companies have their own job evaluation system for their employees. Periodic and regular job evaluations can help remind employees of the company's expectations and demands on them.
In general, it is the manager who conducts the job evaluation assessment. Later managers will assess employee performance, employee behavior, loyalty, honesty, leadership, teamwork, dedication and also employee participation in the company.
Your question is incomplete but most probably your full question was:
Multiple choice question: what is the assessment of how well a money manager achieves a balance between high returns and acceptable risks?
a. Return evaluation
b. Target evaluation
c. Assessment of Management
d. Performance evaluation
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if the demand for a product is mostly inelastic (think cigarettes or alcohol), the impact of an excise tax will be
if the demand for a product is mostly inelastic (think cigarettes or alcohol), the impact of an excise tax will be mostly on the buyer.
The notion of elasticity is highly valued in neoclassical economic theory since it helps to understand a variety of economic concepts, such as indirect taxation incidence, marginal concepts connected to company theory, wealth distribution, and many sorts of commodities related to consumer choice theory.
Understanding elasticity is also essential when assessing welfare distribution, in particular consumer surplus, producer surplus, or government surplus.
Elasticity is a concept that can be found in many economic theories and several crucial indicators. These comprise the price elasticity of demand, supply, income elasticity, factor substitution elasticity, cross-price elasticity of demand, and inter-temporal substitution elasticity.
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a local pet supplies boutique had a good year with rising revenues and reduced operating costs resulting in personal income for the owner of nearly $100,000. one-third of that went to local, state, and federal income taxes and another third went to pay for a home mortgage, car payments, food, clothing, and other necessities. what is the remaining third called?
A local pet supplies boutique had a good year with rising revenues and reduced operating costs. So, the remaining third is called discretionary income.
The operating costs are the ongoing expenses which tend to incur from the normal day-to-day of running a business. So, the operating costs tend to include both the costs of goods sold (COGS) and also the other operating expenses.
Discretionary income is said to be the amount of an individual's income which is thus left for spending, saving, or investing after paying taxes and paying for personal necessities.
Hence, the discretionary income is the amount of income which is left for an individual.
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which cuban-american actress has earned a worldwide gross surpassing $7 billion, making her the highest-grossing u.s. domestic box office actress?
Cameron Diaz is the Cuban-American actress has earned a worldwide gross surpassing $7 billion, making her the highest-grossing U.S domestic box office actress.
Actress—does that indicate a woman?While actress particularly refers to a female, the term "actor" applies to anyone who performs on stage regardless of gender. The Dictionary claims that the term "actor" was first applied to people of both sexes.
What do actresses get paid?While ZipRecruiter reports yearly wages for Actresses as high as $380,500 and as low as $12,000, the majority of these incomes currently fall between $29,000 and $139,000 (the 25th and 75th percentiles), with top earners (the 90th percentile) in the United States making $260,000 annually.
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By devaluating the bolivar, the president of venezuela has:___.
a. followed the law of supply and demand.
b. allowed the exchange rate to remain unchanged.
c. increased the number of bolivars needed to buy one dollar.
d. decreased the number of bolivars needed to buy one dollar.
By devaluating bolivar, the president of Venezuela has followed the law of supply and demand.
What is demand?Economics refers to demand as the amount of a good that consumers are willing and able to purchase at various prices during a particular period of time. The link between price and quantity demand is known by the name "demand curve." The perceived need, price, perceived quality, convenience, alternatives provided, consumer preferences, and available funds are just a few of the variables that affect demand for a certain product. The demand curve in economics graphically illustrates the relationship between price and the amount that consumers are willing to purchase. The curve depicts how a good or service's price changes when demand for it increases. Each point on the curve's curve corresponds to a market price based on the level of client demand.
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an economy is operating at long run equilibrium. what is most likely the result of agggresive exspansionary fiscal policy
Tax hikes: take money out of the economy's spending stream.
What is the goal of expansionary fiscal policy is a question that is frequently asked?Through direct government deficit spending or increased financing to businesses and consumers, expansionary policy seeks to stimulate corporate investment and consumer consumption.
The economy's impact on fiscal policy?Governmental spending and revenue are modified through the use of fiscal policy in order to have an impact on the national economy. The short-term economic activity of the economy can be changed by the government by modifying its level of spending and tax income.
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which of the following is a product cost? a.salary of a sales manager b.salary of the company receptionist c.drill bits for a drill press used in the plant assembly area d.advertising for a particular product
Product cost involves drill bits for a drill press used in the plant assembly area.
Hence, Option D is correct.
The expenses incurred to produce a product are referred to as its cost. Direct labor, direct materials, consumable production supplies, and factory overhead are all included in these prices. The cost of the labor necessary to provide a service to a customer can also be considered when calculating product cost.Direct materials, direct labor, and overhead are the three main types of expenditures that are accounted for during the manufacturing process. There are a few exceptions, as some automated manufacturing firms do not have direct labor expenses, while other service sectors do not have direct material costs.To know more about cost here
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4. Company B's stock price is $500. You overhear a classmate say, "Based on the stock price, Company B's value is clearly higher than Nike's!" Why might your classmate be wrong?
Your classmate may be wrong because the stock price alone doesn't necessarily reflect the value of a company. Other factors, such as the company's size, profits, assets, and liabilities, also need to be taken into account when assessing the value of a company. The stock price is just one piece of information and doesn't necessarily show the whole picture.
which behavior can help increase savings? a. spending windfall income when it’s received b. paying for purchases with a credit card c. avoiding convenience store purchases d. increasing discretionary expenses e. eating out frequently
The answer is option C. avoiding convenience store purchases.
Frequenting convenience store exposes one to variety of wants that not necessarily important and needed. For one to improve one's saving, convenience store purchase should be avoided.
What are savings?Savings refers to the money that a person has left over after they subtract out their consumer spending from their disposable income over a given time period. Savings, therefore, represents a net surplus of funds for an individual or household after all expenses and obligations have been paid.
There are other behaviours that can help increase savings and they are as follow:
Keep track of your spending. Separate wants from needs. Avoid using credit to pay your bills.Check your insurance policies.Save regularly. Cut or downgrade your servicesTry lowering your energy bill.Cut down on take-out ordering.Learn more about savings here
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g what do we call the strategy, which looks separately at capital market conditions and the investor's objectives and constraints? question 2 options: strategic asset allocation. integrated asset allocation. sector rotation. tactical asset allocation.
The correct answer is tactical asset allocation. Tactical quality Allocation (TAA) is a vigorous management portfolio strategy that re-balances holdings to require advantage of market costs and strengths.
Tactical quality allocation is a vigorous management portfolio strategy that shifts the proportion of assets control in numerous classes to require advantage of market evaluation anomalies or sturdy market sectors.
The strategic quality allocation approach is additional of a buy-and-hold approach and is concentrated additional on the long returns on the portfolio. The plan of action quality allocation approach, however, is additional willing to divert assets to short investments which may generate the next come.
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a babysitter he hires breaks her leg when she trips over the family pet. what part of his homeowner's insurance would cover this loss?
We also experience numerous homicides resulting from accidental deaths in the home and workplace.When a human being causes the death of another human being.
Benefits will pay up to the limit shown for covered losses.1.Effective and Termination Dates. It is important that we both know when your coverage is due.Rental property owners want to run a profitable business and protect their investment.Tenants want to live in peace in a rental house.As a pet sitter, you are financially responsible for accidents,damage,or even theft that can occur when you are in charge of other people's pets.Then their car broke down on the road and they missed their flight.One day he was able to walk with just a can and his legs recovered.
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the correcting entry to correct a sale on account recorded to the wrong customer in the sales journal involves accounts receivable and the subsidiary ledger accounts. t or f
The claim that accounts receivable and the subsidiary ledger accounts are involved in the correcting entry to rectify a sale on account reported to the erroneous customer in the sales journal is untrue.
A accounting corrective entry fixes a mistake that was noted in your books. For instance, you may submit an entry in the incorrect account or input the incorrect amount for a transaction. As soon as you see an error, you need to create a journal entry to remedy it.When mistakes are discovered, accountants must make rectifying entries. One of two approaches to make a correction entry is to either reverse the incorrect entry and then accurately record the transaction in a subsequent journal entry, or to make a single journal entry that, when combined with the incorrect initial entry, fixes the issue.An extra entry written in the journal to remedy a mistaken entry (If an inaccurate journal entry has been made for a transaction and it has been recorded on the ledger, the wrong journal entry should be repaired using another journal entry known as a correcting entry.)Thus the correct answer is False.
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which of the following reasons for monitoring email, voice mail, and computer files is considered legal? a. all of the above b. protect security of proprietary information and data c. prevent personal use of employer facilities if prohibited by company policy d. investigate complaints of harassment
Monitoring email, voice mail, and computer files is considered legal to protect security of proprietary information and data, prevent personal use of employer facilities if prohibited by company policy and investigate complaints of harassment.
The legislation does permit employers to keep an eye on their staff members' business emails, internet usage, and phone calls. However, you must exercise caution to adhere to the law.
You might want to keep an eye on how your employees use the internet, email, and phone to:
Determine whether they are misusing work procedures and identify any criminal conduct.Make sure that staff members are adhering to the proper processes and working standards.Whether an employee complains that they are being harassed, look into the claim and check if there has been any improper handling of personal information.Option A is appropriate since it offers a worker a safer atmosphere and all of the options are correct.
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as the sales rep for whirlpool appliances plans her activities for the next week, she is establishing a certain day and time to visit each customer's place of business. she is engaged in the process of:
With Whirlpool ® Extended Service Plans, both routine maintenance and unexpected repairs are covered. It's a terrific approach to guarantee the effectiveness and longevity of your equipment.
A wonderful method to cover both routine maintenance and repairs is with appliance protection and service contracts. Your new kitchen or laundry appliances may be covered by a Whirlpool ® Extended Service Plan, providing you peace of mind. With Whirlpool ® Extended Service Plans, both routine maintenance and unexpected repairs are covered. A wonderful method to cover both routine maintenance and repairs is with appliance protection and service contracts. Your new kitchen or laundry appliances may be covered by a Whirlpool® Extended Service Plan, providing you peace of mind.
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mary toy borrowed $4,000 from her parents and repaid them $4,160 after 9 months. what simple interest rate (as a percent) did she pay? (round your answer to two decimal places).
Simple interest on a principal of $4,000.00 over a period of 0.75 years (9 months) requires an interest rate of 0.4444% each month to yield a total amount, principal plus interest, of $4,160.00.
Give a brief account on simple interest.Simple interest can be regarded as the interest that is only added to the principal, or the initial amount borrowed or deposited. No matter how often interest is charged, only the initial sum will be affected. You should be certain before signing anything because many lenders base their estimates on simple interest.
Simple interest is a quick and easy way to figure out how much a loan will cost in interest. The principle is multiplied by the daily interest rate and the number of days between payments to determine simple interest. Although some mortgages use this methodology for calculation, this kind of interest usually refers to auto loans or short-term loans.
To solve the question :
Answer:
R = 0.4444% / month = 5.33% / year
Formula :
r = (1/t)(A/P - 1)
r = (1/9)((4160/4000) - 1) = 0.00444444
r = 0.00444444
Converting r decimal to R a percentage
R = 0.00444444 * 100 = 0.4444% / month
Calculating the annual rate
0.4444% / month × 12 months / year = 5.3328% / year.
Rate is = 5.3328% / year or 0.4444% / month
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there are three things that can distort the fair premium for a population in health insurance policies. what are they?
Three things that can distort the fair premium for a population in health insurance policies are:
Non-price determinants of demandNon-price determinants of supplyViolations of the free marketHealth insurance policy is a "list" of decisions, goals, and actions that determine the way care is administered and accessed. It usually covers the cost to visit primary physicians and other medical providers.
There are three things that can distort the fair premium for a population in the policy, however. The things are as follows:
Non-price determinants of demand: the factors (that are not the current price) that can affect the demand for a service or product.Non-price determinants of supply: the changes in the cost of productions.Violations of the free market, such as manipulation, misinformation, and foster wealth inequality.Learn more about health insurance at https://brainly.com/question/1941778
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an office building owned by giles was destroyed by hurricane belle on october 20, year 2. giles received settlement of his insurance claim for the destruction of his building on january 5, year 3. in order to qualify for nonrecognition of gain on this involuntary conversion, what is the last date for giles to acquire qualified replacement property?
In order to qualify for nonrecognition of gain on this involuntary conversion, the last date for Giles to acquire qualified replacement property is December 31, Year 5.
In order to avoid being taxed which is on a gain resulting from an involuntary conversion, then here the property subject to the said conversion must be replaced within a specified time. Thus, this is said to be measured from the end of the calendar year in which the proceeds are received.
However, generally the period here is 2 years, but it is also 3 years when the involuntary conversion tend to result from any government condemnation or eminent domain and which is then extended to 4 years.
Hence, through this they qualify for the nonrecognition of gain.
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what factors help determine if a website author is credible
Answer:
1. Professional credentials: If a website author has professional credentials or a degree in the field they are writing about, that suggests they are credible.
2. Expertise or experience: If the author has expertise or experience in the subject matter, that also suggests they are credible.
3. Objectivity: If the author is objective and has no clear bias or agenda, that is a good sign of credibility.
4. Sources: If the author cites sources for the information they present and the sources are reliable, that suggests the author is credible.
5. Reputation: If the author has a good reputation among peers and colleagues, that suggests they are credible.
Explanation: