A legal agreement that helps protect a lender if a borrower does not make required payments on notes or bonds is called a(n):

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Answer 1

A mortgage is the legal agreement that helps protect a lender if a borrower does not make required payments on notes or bonds.

What is a mortgage?

This refers to the legal agreement by which a bank or society lends its money at interest in exchange for taking title of the debtor's property with the typical condition that the conveyance of title becomes void upon the payment of the debt.

Often, these mortgage also gives the lender a right to be paid from the cash proceeds of the sale of a borrower's assets identified with.

Hence, it is the legal agreement that helps protect a lender if a borrower does not make required payments on notes or bonds.

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Jasper makes a $44,000, 90-day, 9% cash loan to Clayborn Company. Jasper's entry to record the collection of the note and interest at maturity should be

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Jasper's entry to record the collection of the note and interest at maturity should be:

Debit Cash Account 44,990

Credit Interest Income $990

Credit Notes Receivable $43,000

The amount collected is:

Cash collected

= $44,000 Amount lend + Interest Income

And

Interest Income

= Amount lend * Interest Percent * For the days / 360

= $44,000 * 9% * 90 / 360

= $990

Now putting the interest income value in the above equation, we have:

Cash collected

= $44,000 Amount lend + $990

= $44,990

So the cash is increase by $44,990 interest income increased is by $990 and the Note receivable is at amount issued which has been decreased by $44,000.

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In the context of agency law, outside accountants and subcontractors hired to perform construction projects are examples of ________. Group of answer choices traders independent contractors agents mediators principal employers

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The answer is Independent Contractors.

According to the law, An independent contractor is a person who contracts with another to do something for him (or her) but who is not controlled by the other nor subject to the other's right to control with respect to his (or her) physical conduct in the performance of the undertaking. He (or she) may or may not be an agent.

Some examples of independent contractors include:

Subcontractors and building contractors both work independently. The way a contractor and subcontractors carry out their work is not under the authority of the property owner who engages them to finish a project. Independent contractors are those who own their own trucks and hire them out on a job-by-job basis; however, those who regularly drive business trucks are typically employees.

Hence, In the context of agency law, outside accountants and subcontractors hired to perform construction projects are examples of Independent contractors.

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__ league, lower-division teams are potential competitors of teams in higher divisions because teams regularly switch leagues through promotion and relegation. Teams in a __

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Teams in an open league, and lower-division teams are potential competitors of teams in higher divisions because teams regularly switch leagues through promotion and relegation.

Capability competition is those competitors who do the equal component that you and goal the same sorts of customers, however, are not promoting to your marketplace region and are not probable to achieve this. They may be your competition in the event that they are determined to go into, however, both don't have the infrastructure or have chosen to ignore your region.

To discover who your competitors are, ask your clients wherein they came from or in the event that they've used other groups within the beyond. you could additionally ask them why they switched to your commercial enterprise. that is a common query in many industries.

Businesses need to recognize who their opposition is, and what they are doing or have already attempted to do, so they can find out developments and strategies that they could use to their advantage. Often, a real gain from competitor analysis is mastering what your competition is doing earlier than attempting something new yourself.

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Jaclyn recently started working at a major accounting firm. One of the first things her supervisor provided her with was a large white notebook that contained rules and regulations on just about every aspect of the firm's business. As a recent business graduate, Jaclyn realized that the accounting firm operated in a(n) __________ environment.

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Jaclyn is working in a bureaucratic work environment. Any organization with numerous departments, each with the capacity to make policy decisions, is considered a bureaucracy.

What is a bureaucratic work environment?

A bureaucracy is a business, whether it is publicly or privately owned, that consists of a number of departments or groups that make policy. Bureaucrats are the colloquial term for people who work in bureaucracies. Many countries' hierarchical administrative structures are likely the best-known example of a bureaucracy. A bureaucratic work environment is characterized by:

intricate, multi-level administrative structurespecialized departmental trainingstrict authority separationformal rules or operating standards that are universal

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Which tv character was a loading dock foreman at the pendergast tool and die company?

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Archie Bunker is a fictional character from the 1970s television sitcom All in the Family, played by Carroll O’Connor. Archie is depicted as a blue-collar World War II veteran and outspoken bigot.

He works as a loading dock foreman at the Prendergast Tool and Die Company in New York City. According to “All in the Family’s” backstory, Archie Bunker dropped out of high school during the Depression to support his family.

Creator Normal Lear thought audiences would despise his character, but many Americans found him very relatable.

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Question Content AreaJohn has applied overhead of $80,000 and actual overhead of $70,600 for the month of November. He applies overhead based on direct labor hours, and that amounts to 10,000 hours for the month of November. The overhead for the year was estimated to be $1,120,000. How many direct labor hours were estimated for the year? a.500,000 b.140,000 c.225,200 d.150,000

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The labor hours were estimated for the year were 140,000.

Step 1

applied overhead =$80,000

hours = 10,000

⇒ rate =80,000/10,000

⇒8

Step 2

labor hours were estimated= $1,120,000/8

⇒140,000

The labor hours were estimated for the year were 140,000

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Assume that if there were no crowding out, an increase in government spending would increase GDP by $100 billion. On the other hand, if there had been full crowding out, then GDP would have

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If there had been full crowding out, then GDP would have increased by less than $100 billion.

What is the meaning of crowding out?

Most often, borrowing is used by nations to cover their budget deficits. When governments borrow, they are in competition with everyone else in the economy for the limited quantity of savings that are available. This rivalry causes the real interest rate to rise and private investment to fall. The term "crowding out" refers to this process.

Affect on economic growth

Because of the "crowding out effect," which prevents private investment from growing as much as it would have otherwise, economic growth is slowed down. With a smaller capital stock, the economy will experience slower development in terms of output and labor's marginal productivity.

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Allison has used a bulleted list, ample amounts of white space, and headings in an e-mail message to her supervisor. In doing so, she is trying to ________.

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In an email to her supervisor, Allison utilized headings, a bulleted list, and lots of white space. She is trying to save her manager's time by doing this.

How do you address an email to a manager?Determine why you are sending the email.Include a pertinent subject line.Include a salutation.Give a justification for the email.Describe the situation.Make a list of the tasks your boss needs to perform.Include a closing and a signature.How should you format an example email to a new supervisor?

I'm the new [job title] here, and my name is [Your Name]. I wanted to get in touch with you and give you a quick introduction because I know we'll be working together on a number of different projects. The prospect of working with you all excites me greatly, and I eagerly anticipate getting to know each of you better at our forthcoming meeting on [date].

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What was the average annual economic growth rate in Singapore over the 22.00 years from 1957 to 1979

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The average annual economic growth rate in Singapore over the 22.00 years from 1957 to 1979 was 3.20%.

What is average annual economic growth rate (AAGR) ?

The average annualised return of a portfolio, asset, or cash flow over time is known as the average annual growth rate, or AAGR.

The basic arithmetic mean of a set of returns is used to calculate AAGR.

Calculation for average annual economic growth rate:

Real per capita GDP in Singapore in 1957 was about $400 and it doubled to about $800.00 by 1979 over the period of 22 years.

Growth rate = [tex](\frac{last value}{initial value} )^{\frac{1}{n} } -1[/tex]

The last value = $800

The initial value = $400

n = number of years

Growth rate = [tex](\frac{800}{400} )^{\frac{1}{22} } -1[/tex]

= [tex](2)^{\frac{1}{22} } -1[/tex]

= 1.032 - 1

= 0.032

Growth rate % = 0.032×100

= 3.2%

Therefore, the growth rate in Singapore over 22 years are 3.2%.

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When quantity supplied exceeds quantity demanded, _____ exists. equilibrium a surplus a shortage fixed supply

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When quantity supplied exceeds quantity demanded, a shortage exists.

What happens when quantity supplied exceeds quantity demanded?If more people want a good or service than can be supplied at the going rate, there is a shortage, which pushes prices up.With everything else remaining the same, an increase in demand will result in a rise in the equilibrium price and an increase in supply.The only price at which the quantity provided and the amount demanded are equal is at the equilibrium. Quantity supplied exceeds quantity sought at a price above equilibrium, such as 1.8 dollars, leading to an excess supply.When the quantity given and demanded are equal, an equilibrium is reached. The amount demanded will exceed the quantity provided if the price is below the equilibrium level. A shortage or an excess of demand will exist.

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The basic economic cost of unemployment is forgone ______. Multiple choice question. inputs output supply labor

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Forgone output is the fundamental economic cost of unemployment. So, output (option (b)) is the right choice.

Forgone labour output

Forgone labour output is the amount of money that persons would have made over the course of their remaining working lives, discounted to the current year if they had not passed away too soon. Forgone labour production, like other accounting metrics like the Gross Domestic Product (GDP), is not meant to represent a gauge of society's prosperity. This brings us to the welfare-based approach, which is the second method for estimating the costs of premature death.

The potential for the production of goods and services is lost forever when the economy fails to provide enough jobs for everyone who is able and willing to work.

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The Answer is:

output

Li Meng purchased a property that had been owned by the same man for more than 40 years. The title search was clean. In the spring, she started seeing traffic on the path to her dock and discovered that the previous owner had always allowed the locals to use his path to get to the lake. What covenant may have been breached

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The covenant is against encumbrances.

what is an Encumbrance?

A claim made against a piece of property by someone who isn't the owner is called an encumbrance.

Encumbrance may affect the property's ability to be transferred and limit its free use until the encumbrance is removed. Real estate is subject to the most prevalent kinds of encumbrances, such as mortgages, easements, and property tax liens.Real estate encumbrances exist in a wide variety of forms due to its numerous applications. Each type is intended to describe precisely what each claim entails—and is entitled to—while also protecting parties.

The previous property owner failed to disclose to Li Meng that there was an easement across the property.

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The collection, transformation, and organization of data in order to draw conclusions, make predictions, and drive informed decision-making describes what?

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Data analytics is the collection, transformation, and organization of data in order to draw conclusions, make predictions, and drive informed decision-making.

Analyzing data collections to identify trends and make judgments about the information they contain is known as data analytics (DA). Data analytics is increasingly carried out with the use of specialist hardware and software.

For instance, it facilitates audience segmentation by various demographic categories, analyses opinions, and trends in each category, and generates more precise, accurate, and useable snapshots of public opinion.

A significant amount of data is processed at various phases of business analytics, and there are five major types of analytics:

descriptive, diagnostic, predictive, prescriptive, cognitive.

Organizations may better manage their data and find new opportunities by using data analytics. This results in wiser company decisions, more effective operations, greater profitability, and happier clients.

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The strong form of efficient market theory states that: I stock prices instantaneously reflect all publicly available information II stock prices instantaneously reflect all public and non-public information III insiders have an inherent advantage when making investment decisions IV insiders have no advantage when making investment decisions

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According to the strong version of efficient market theory,

Instantaneously, stock prices reflect both public and private information.There is no advantage for insiders when choosing investments.What exactly is the efficient market theory?Share prices, according to the efficient market hypothesis (EMH) or theory, accurately reflect all available information. According to the EMH, equities trade on exchanges at their fair market value. EMH proponents contend that investing in a low-cost, passive portfolio is advantageous for investors.What significance does the efficient market hypothesis have?

The efficient market hypothesis adheres to liberal economic theory and has significant political ramifications. According to the efficient market hypothesis, stock prices are always traded at a "fair" market value, negating the necessity for any form of government involvement in the market.

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An examination of the public records to determine the relevant documents related to transfers of a property is called

Answers

Answer:

Explanation:

A deed. Proof of ownership is evidence that title is marketable.

A cap-and-trade policy is an efficient method of reducing pollution because a.only high-cost firms will be forced to reduce pollution. b.those who can reduce pollution relatively more cheaply will have an incentive to sell permits. c.those who can reduce pollution relatively more cheaply will have an incentive to buy permits. d.only low-cost firms will be forced to reduce pollution.

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those who can reduce pollution relatively more cheaply will have an incentive to buy permits.

the government determines an acceptable level of pollution and then issues permits to pollute. A company receives credit for amounts it does not emit and can then sell this credit to other companies.

What is Cap and Trade policy ?

Cap-and-trade is a system that limits aggregate emissions from a group of emitters by setting a “cap” on maximum emissions.

It is characterized as a market-based policy to reduce overall emissions of pollutants and encourage business investment in fossil fuel alternatives and energy efficiency.

Today, cap and trade is used or being developed in all parts of the world. For example, European countries have operated a cap-and-trade program since 2005. Several Chinese cities and provinces have had carbon caps since 2013, and the government is working toward a national program

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Which paragraph of the purchase agreement states that the balance of the purchase price will be deposited into escrow prior to closing

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Subparagraph E states that the balance of the purchase price (which must be filled in) will be deposited in escrow prior to closing.

What is a Purchase Agreement?

This refers to the contractual document that contains the business terms for the purchase of an item.

Hence, we can see that from the complete information about the purchase agreement, the paragraph where the contractual terms were discussed about the purchase price and use of escrow is stated in Subparagraph E

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Suppose Congress enacts a new Medicare benefit and finances it by raising payroll taxes such that each year's additional outlay is matched by additional revenue. Would this be considered fiscally sustainable

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If year's additional outlay is matched by additional revenue. No, it will not be considered fiscally sustainable.

What is Medicare?

Medicare can be defined as a medical coverage that help to cover medical expenses of those under the plan.

Based on the details given, it will not be considered fiscally sustainable because it is still a pay as you go plan, which tend to shifts the burden to future generations.

Therefore it will not be considered fiscally sustainable.

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At McDonald's, you can get several items together as a meal, for less than purchasing those items separately. This is an example of Blank______.

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Value- Pricing

Value pricing is the strategies whose prices are fixed primarily according to the customers needs.Affordable price attracts more and more customers to come or buy.Prices mainly are fixed according to their customers feedback and their needs.It is also known as customers willingness to pay for the particular product.Two main types of value pricing are:Value added pricingGood value pricingDisadvantagesLimited customersHigh charges- Affect your profitAdvantagesMore loyal customersMore need of your services

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Desmond has a signed listing agreement with his clients, the Harpers. In exchange for helping the Harpers list, market, and sell their home, the Harpers have agreed to pay Desmond a commission. What type of agreement do Desmond and the Harpers have

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A bilateral agreement is the type of agreement that Desmond and the Harpers had.

What is a bilateral agreement?

This refers to an agreement enforced by a negotiations between two parties that is established in writing and signed by representatives of the parties.

Hence, as Desmond has a signed listing agreement with his clients and Harpers have agreed to pay Desmond a commission, then, a bilateral agreement has occured.

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The amount of depreciation expense in year 2 is $5,000.

First, we need to calculate the depreciation rate per unit; the calculation will be as below.

Depreciation per Unit = ( Cost- Salvage Value) / Total Estimated Production Unit

Depreciation per Unit = ($120,000 – $20,000) / 1,000,000 Hours

Rate per Unit = $ 0.1 per Hour

Depreciation Expense = Depreciation Rate per Unit × unit Produced in a Particular Year.

Depreciation Expense = 30,000 Hours × 0.1 per Hour

Depreciation Expense (Total Depreciation) For 1 Year = $ 3,000

Value of Asset after Depreciation = ($ 1,000,000-$3,000) = $ 1,97,000

In 2nd year the said equipment used 50,000 hours then the depreciation amount will be –

Depreciation Expense for year 2 = 50,000 hours × 0.1 per Hour

= $ 5000

Value of Asset after Depreciation = ($1,97,000-$5,000) = $1,92,000.

What is Unit of Production ?

The unit of production method depreciation begins when an asset begins to produce units. It ends when the cost of the unit is fully recovered or the unit has produced all units within its estimated production capacity, whichever comes first.

Whereas, according to the formula:

Cost: It includes purchased price, installation, delivery charge, incidental expenses

Salvage Value: It is the value that will receive at the end of the life of an asset.

Estimated Unit of Production: It estimates the unit produced by the asset over its useful life.

Thus, The Roark Corp. should report a depreciation expense of $5,000 in Year 2.

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Sam, a buyer for a small warehouse company, is looking to purchase a forklift from caterpillar or komatsu. He is looking for a reliable, narrow forklift to fit between the warehouses’ smaller aisles and that is a lower price. Sam doesn’t need added-on services; he is well-versed in using and maintaining large equipment. He evaluates the forklift types and decides on a komatsu. Sam chooses the komatsu for its perceived reliability and it is $1500 less than the caterpillar forklift. Which approach that komatsu took was a success for sam as a customer?.

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Penetration pricing is a marketing strategy used by businesses to attract customers to a new product or service by offering a lower price during its initial offering. The lower price helps a new product or service penetrate the market and attract customers away from competitors.

A company copies the competitor's pricing strategy by setting prices almost completely according to its competitor's prices or by using price as one of the features that differentiate the product.

1. Competition-Based Pricing Strategy. Competition-based pricing is also known as competitive pricing or competitor-based pricing. This pricing strategy focuses on the existing market rate (or going rate) for a company's product or service; it doesn't take into account the cost of its product or consumer demand.

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Vehicle manufacturers and mechanics suggest that an oil change is done at least ... A. every two months or 2,000 miles. B. every three months or 3,000 miles. C. every six months of 6,000 miles. Vehicle manufacturers and mechanics suggest that an oil change is done at least ... A. every two months or 2,000 miles . B. every three months or 3,000 miles . C. every six months of 6,000 miles .

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Vehicle manufacturers and mechanics suggest that an oil change is done at least B. B. every three months or 3,000 miles.

What is Car Maintenance?

This refers to the care that is given to a car or vehicle that contains an engine so it can continue to perform optimally.

Hence, we can see that based on the recommendations of mechanics and vehicle manufacturers, they believe that an oil change is necessary every 3 months or 3k miles.

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If the number of people seeking to purchase new homes in the area increases at the same time that the prices of lumber and other homebuilding materials increase, then supply and demand analysis predicts that the :

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If the number of people seeking to purchase new homes in the area increases at the same time that the prices of lumber and other homebuilding materials increase, then supply and demand analysis predicts that the equilibrium price of new homes will increase but the change in equilibrium quantity cannot be determined from the information given.

When a product is in equilibrium quantity, there is neither a scarcity nor a surplus on the market. When supply and demand cross, the amount of a good that consumers desire to buy is equal to the amount that its manufacturers are supplying.

The only price at which consumer and producer plans coincide is the equilibrium price, which is reached when the quantity sought by consumers and the quantity supplied by producers, respectively, are equal. The equilibrium quantity is the name given to this common quantity.

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If all workers are hired at the same price, the marginal cost of producing each extra unit of output falls provided the ______ of each additional worker is rising.

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When workers are hired at the same price, the MC of producing extra unit of output falls provided the marginal product of each additional worker is rising.

What is a marginal product?

For an input, it refers to the extra output that results from addition of one unit of the input to the existing combination of the productive factors.

Hence, whenever the workers are hired at the same price, the MC of producing extra unit of output falls provided the marginal product of each additional worker is rising.

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The blank will be fill by Outsourcing.

Delegating a firm's business operations to outside parties or agencies is known as outsourcing. By doing so, the company can take advantage of benefits including enhanced quality, low-cost labor, and the development of new products and services.

Outsourcing product development provides a young firm with a network of expertise that it couldn't afford to hire in-house.

India is the most sought-after location for IT and software development outsourcing since it offers companies high-quality products on time and at significantly lower prices than those in industrialized nations.

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In 2015, California voters backed a $2-a-pack increase in the cigarette tax with the revenue being used to fund health care for the poor. Which principle of fairness would California use to justify this tax hike

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the principle that is used to justify this tax hike is the principle of benefits.

principle of benefits-

Most of the people who smoke in US are impoverished, hence, in keeping with principle of benefits whoever gets hold of greater advantages, pays for the ones in need. the tax revenue pays for the health care of the needy and maximum people who smoke are poor.The benefit precept is commonly referred to as a conventional reasoning for the responsibility of taxes. It states that the taxpayer ought to make contributions to the authorities in proportion to the advantages received from the government establishments and programs. The benefit principle applies the common sense that authorities spending ought to be compensated through the those who get hold of them. The US tax scheme does not observe this principle. The US tax device is a progressive or ability to pay precept.

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In the United States, because worker membership in labor unions has been ________ union impact has been decreasing in the labor market.

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In the United States, because worker membership in labor unions has been declining union impact has been decreasing in the labor market.

Unions reduce salary inequality because they increase wages greater for low- and center-salary people than for better-wage people, extra for blue-collar than for white-collar employees, and extra for workers who do now not have a university diploma. Strong unions set a pay fashionable that employment growth follows.

We discover that unions adversely have an effect on unemployment rates and the boom fees of gross state product (GSP), productivity, and the populace at the same time as increasing the rate of salary inflation.

The impact of the employment growth charge is bad however not tremendous.

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Some costs do not vary with the quantity of output produced. Those costs are called.

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Some costs do not vary with the quantity of output produced. Those costs are called fixed costs.

Constant costs tend to be expenses that are based on time in place of the amount produced or sold through your business. Examples of constant costs are rent and hire expenses, salaries, utility bills, coverage, and mortgage repayments. some varieties of taxes, like enterprise licenses, are also constant expenses.

Fixed prices are charges that don't trade when sales or manufacturing volumes boom or decrease. That is due to the fact they may be now not directly related to manufacturing a product or turning in a service. As a result, fixed prices are taken into consideration to be oblique costs.

Variable expenses trade primarily based on the amount of output produced. Variable costs can also include hard work, commissions, and raw materials. fixed costs remain the same regardless of manufacturing output. fixed costs might also consist of hire and condominium bills, coverage, and interest bills.

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What is the term for the point where your business earns more money than it spends, and begins to become profitable?.

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A growth stage is the point where business earns more money than it spends and begins to become profitable.

What is a growth stage?

In a business cycle, the growth stage means the stage where sales, revenues and profits begin to grow as the product becomes more popular in the market.

Hence, it is the point where business earns more money than it spends and begins to become profitable.