Assuming the company uses accrual accounting, the sale will be recorded in June 25. Accrual accounting is the practice of a company registering a financial transaction at the moment of the sale rather than when the money actually enters the bank account.
By using this strategy, the company is able to include all sales, both cash and credit, in that month's data, which provides a fuller view of the company's financial account situation. A journal entry called an adjusting journal entry is used to include accrued revenue in the financial accounts. Accrued revenue is deducted from an Accrual accounting by the accountant and then credited with the amount of collected income.
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the amount of the a veteran must pay depends on factors such as military status, down payment amount, and whether the veteran’s entitlement is being used for the first time or a subsequent time
The amount of the Funding fee a veteran must pay depends on factors such as military status, down payment amount, and whether the veteran’s entitlement is being used for the first time or a subsequent time.
A veteran is someone who has extensive experience (and is typically skilled and respected) and knowledge in a certain occupation or field (from the Latin vetus, meaning "old"). A individual who has left the military is known as a veteran.
A war veteran is a military veteran who has participated directly in battle in a war (although not all military conflicts, or areas in which armed combat took place, are necessarily referred to as wars).Because of how closely their lived experience is tied to the conduct of war in general and the use of professional violence in particular, veterans of the military are unique as a group.
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onestopshop provides consumers with a wealth of information about electronic equipment from various companies. this website allows customers to compare the benefits and prices to determine which items they want to purchase. thus, onestopshop is a
One-stop shop is a convenient way for customers to research electronics.
What is One-stop shop?
A one-stop shop is a business that provides its clients with a wide range of goods and services, all under one virtual roof. A one-stop shop can relate to a business that offers a variety of goods and services, or it can be a physical company where a client can conduct all of their business. For instance, a bank might be able to provide you with insurance coverage, investment advice, investment vehicles (like Deposit accounts), and accounts in addition to loans and accounts. The one-stop shop saves the customer a lot of time and effort compared to going to a different institution for every area of need
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when considering the plan−do−study−act cycle for problem solving, instructing other employees in the use of the new process occurs in the step.
When considering the plan−do−study−act cycle for problem-solving, instructing other employees in the use of the new process occurs in the act step.
An iterative, four-stage problem-solving paradigm called Plan-Do-Study-Act is used to implement change or improve processes. Internal and external customers should be involved while adopting the PDSA cycle since they may offer input on what works and what doesn't.
Problem-solving, which is a common component of most activities, is the process of reaching a goal by overcoming barriers. Simple daily duties to complicated concerns in the business and technical domains are all examples of problems that need to be solved. Both as individuals and as organizations, problem-solving abilities, and the issue-solving process are essential components of daily life.
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suppose a basket of goods and services has been selected to calculate the cpi and 2002 has been chosen as the base year. in 2002, the basket s cost was $75.00; in 2004, the basket s cost was $79.50; and in 2006, the basket s cost was $85.86. the value of the cpi was
the value of the cpi was 100,106,114.48 if a basket of goods and services has been selected to calculate the cpi and 2002 has been chosen Consumer Price Index as the base year.
Given
Cost of Basket in 2002 (based year = $ 75
cost of basket in 2004 = $ 79.5
Cost of Basket in 2006 = $85.86
formula for CP1 is
CPI = [tex]\frac{cost of basket in given year}{cost basket in base year}[/tex]×100
so, CPI in 2002= $75/$75*100
= 100
CPI in 2004 = $79.5/$75 x 100
=106
CPI in 2006 = $ 85.86/$ 75 = 114.48
∴ CPI : 100 in 2002
106 in 2004
114.48 in 2006
The Consumer Price Index (CPI) tracks changes in consumer prices on a monthly basis in the United States. The cost-of-living index (CPI) is determined by the Bureau of Labor Statistics (BLS) as a weighted average of prices for a sample of products and services that is indicative of total consumer spending in the United States.
The CPI is among the most widely used indicators of inflation and deflation. The producer price index (PPI), which tracks changes in the prices paid to US producers of goods and services, has a different survey methodology, pricing samples, and index weights than the CPI report.
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a medical supply company develops a new ear examination kit that allows customers to check their children for ear infections at home rather than go to the doctor. currently, this product is experiencing negative profits, and the company is spending a great deal of money on advertising to make consumers aware of the product. as a result, this product is most likely in the
As the ear examination kit is making a loss, the company is spending money on advertising to let customers know the product is still in the introductory stage of product life cycle.
The phrase "product life cycle" describes the time frame from when a product is first made available to buyers until it is taken off the market. Professionals in management and marketing employ this idea.
The product life cycle's introduction stage is the first one. The product is still fresh on the market, revenues are sluggish, and in order to increase sales, the corporation must spend a lot of money on advertising to make the product appealing to consumers.
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variable manufacturing overhead is applied to products on the basis of standard direct labor-hours. if the labor efficiency variance is unfavorable, the variable overhead efficiency variance will be: group of answer choices favorable. unfavorable. either favorable or unfavorable. zero.
Variable manufacturing overhead is applied to products on the basis of standard direct labor-hours. if the labor efficiency variance is unfavorable, the variable overhead efficiency variance will be: unfavorable.
Manufacturing is the making of products by means of hand or via device that upon of entirety the business sells to a consumer. objects utilized in manufacture may be uncooked substances or element parts of a larger product. the manufacturing normally takes place on a huge-scale manufacturing line of machinery and professional exertions.
A manufacturer is a person or organisation that produces finished items from raw substances with the aid of the use of numerous equipment, device, and approaches, and then sells the products to consumers, wholesalers, vendors, outlets, or to other manufacturers for the manufacturing of extra complicated goods.
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An organizational ______ is someone whose accomplishments embody the values of the organization and whose accomplishments are put forth to motivate other employees to do the right thing.
A person who embodies the organization's principles and whose successes are used to inspire other workers to act honourably is known as an organisational hero.
The enterprise should establish goals for the accomplishment of which various departments should work. A shared objective has been established for the company as a whole, and the organisation is configured to meet that objective.
The organisation should be structured so that each employee is given a task that is appropriate for his or her training and experience. This is known as the specialisation principle.
The organisation should be able to accomplish enterprise goals for the least amount of money, according to the efficiency principle. Cost and revenue benchmarks have been predetermined, and performance should be in line with these objectives. Additionally, the company should support all employees in achieving job happiness.
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lorie reilly, a high school senior, is saving up to buy a small car priced at $8,700 to use while attending college. classes begin in 10 months. what amount can she deposit today at 5.25% to have enough to buy the car when school starts if she puts it into an investment that earns simple interest? what amount can she deposit today if the investment earns compound interest, compounded monthly? be sure to show equations and calculations
She can deposit $8333.33 today if the investment earns simple interest and can deposit $5215.83 if the investment earns compound interest, compounded monthly.
The amount Lorie Reilly can deposit if the investment earns simple interest can be determined using the following formula;
A = P (1 + rt)
Here A represents the final amount, r represents the interest rate and t represents the time in years and P represents the initial principal balance
Therefore, substituting the values;
8,700 = P [ 1 + (0.0525)(0.83) ]
8,700 = P ( 1 + 0.044)
8700 = 1.044 (P)
P = 8700 / 1.044
P = 8333.33
The amount she can deposit if the investment earns compound interest, compounded monthly can be determined using the following formula;
A = P (1 + r/n)^nt
Here, t represents the number of time periods elapsed in months and n illustrates the number of times interest applied per time period
8700 = P (1 + 0.0525)^10
8700 = P (1.0525)^10
8700 = P (1.668)
P = 8700 / 1.668
P = 5215.83
Therefore, Lorie Reilly can deposit $8333.33 if the investment earns simple interest and can deposit $5215.83 if the investment earns compound interest.
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natalie loves her work at the shoe production facility. she is inspired by the company because, for every pair of shoes someone buys, the company gives a pair of shoes to a child in need. what type of leadership is this company providing that empowers natalie?
Since, the company is trying to create a meaningful impact on society by providing shoes to a child in need, the company is providing meaningful leadership.
When you lead in a meaningful way, you are thoughtful about the effect you have and the people you create. Leaders in any business should place a high premium on providing meaningful leadership. Meaningful work accomplishes two main objectives. The goals of your group are achieved, and it sustains teammates involvement. To be a great leader, one must possess a clear vision, be capable of communicating that vision to other members of the team, be capable of organizing efficiently and efficiently, inspire everyone else to work toward the organizational mission, and manage the conflicting interests of all parties.
Here, the company is giving a pair of shoes to a child in need, every time someone buys a pair of shoes, by doing this the company is providing meaningful leadership.
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tyler’s inc. makes soap. tyler plans to produce 5000 soaps next month. 5000 soaps require 2800 tons of detergent at the cost of $15 a ton. tyler also estimates the need for 9 workers to work 8 hours a day to meet the next month’s production target. the current labor rate is $16.50/hr. tyler estimates fixed manufacturing overhead cost to be $41,000 for the year and variable manufacturing overhead to be $7 per labor hour. the company plans to sell the soaps for $27 each. what is the total prime cost incurred by tyler for the next month? (assume the month has 30 days)
$72,600 is the total prime cost incurred by Tyler for the next month (assume the month has 30 days) for tyler’s inc. makes soap. tyler plans to produce 5000 soaps next month.
Prime Cost == Direct material cost + Direct Labor cost
Direct material cost = 3000 tons x $ 11 = $ 33,000
Direct labor cost = 10 workers x 8 hours x 30 days x $ 16.50 = $ 39,600
Prime Cost = $ 33000 + 39600 = $ 72,600
The expenditures incurred by a company that are soap directly tied to the labor and materials utilized in manufacturing are known as prime costs. It speaks about the expenses soap incurred in producing a good, which are calculated to ensure the highest possible profit margin for the producer. The prime cost determines the direct costs of Laboure and raw materials used in the production of a thing. Direct expenditures do not include indirect costs like marketing and office expenses.
The overall direct costs, which may be fixed or variable, associated with producing a product for sale are referred to as prime costs. The overall cost of the production inputs required to produce a specific output is calculated by businesses using prime costs.
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when the ceo of whole foods, john mackey, had to make decisions about the company's cost structure and value position in order to create a business level strategy he was:
When the CEO of whole foods, John Mackey, had to make decisions about the company's cost structure and value position in order to create a business-level strategy he was making strategic trade-offs.
In the field of business, trade-offs can be described as factors or activities that are not to be done by a company because these activities do not add to the core value of the company.
Strategic trade-offs can be described as the compromises that a company has to make in order for focusing on certain other aspects of the company.
Strategic trade-offs are made by looking into the cost structure of the company and its value position. Based on these, the costs are reduced in such a way that the value position of the company does not decline.
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nadia needs help running her bakery. nadia contacts her friend zoey, who has baking experience but lives in another state, and offers zoey a job. nadia orally promises zoey that she will employ zoey for at least two years. zoey quits her job in the other state, moves her family, and begins to work for nadia. after three months, nadia terminates zoey’s employment. zoey sues nadia, claiming they had a contract for two years. if nadia defends the lawsuit by claiming the contract could not be enforced because it violates the statute of frauds, the court will likely hold in favor of: (note: we will learn about the statute of frauds in the next chapter.)
The termination of contract made for two years between Ndia nd Zoey which,violates the statute of frauds, the court will likely hold in favor of C. Zoey, under the theory of promissory estoppel.
What is contract?Contract can be regarded as the agreement that exist between two party whereby the two party agree on a particular term under the law.
In the case of how zoey sues Nadia, we can see that Zoey is on her right because the agreement that was made by her employer who is Nadia was base on the period of two years, however her employer went to terminate the contract after three month which is a breach in the agreement.
Since she was able to sue her employer , it should be noted that the court will be on the favor of Zoey because if this is considered under the theory of promissory estoppel then her her employer will be forced to pay for the breach of the agreement that took place between them.
Therefore, option C is correct.
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Check the missing options:
A. Nadia, because enforcement of the promise is necessary to avoid injustice.
B. Zoey, because the agreement violated the statute of frauds.
C. Zoey, under the theory of promissory estoppel.
D. Nadia, under the theory of promissory estoppel.
Answer:a,c,d
Explanation:
What is the value of a stock that you believe will sell in three years for $81 a share and will pay $3. 00 in dividends every year for the three-year period assuming your required return is 10%?.
A stock is worth $69.32 which is calculated at the final stock worth of that value
As evidence,
Price of sale S = $81.
dividends the first year are $3.
second-year dividends equal $3.
Third-year dividends equal $3.
10% of returns
finding out
the price of a stock you anticipate selling in three years
solution
The selling price here will be $81 after three years.
and the first-year dividend is D1 = $3.00
so
Dividend for the second year D2 is $3.00
Third-year dividend D3 is $3.00
as mentioned in question
Therefore, the value of a stock is equal to D1/r+D2/r+2+D3/r+3+S/r.
A stock's worth is equal to 3/1.10+3/(1.10)2+3/(1.10)3+81/(1.10).
A stock's worth is $69.32.
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_2. Administrative management’s focus was based on what?
a. Improving efficiency
b. Using knowledge, fairness, and logical rules and procedures.
c. On how and what managers should do in their jobs
d. The employee’s humanistic needs
Administrative management’s focus was based on Using knowledge, fairness, and logical rules and procedures.
What is administrative management?This is the term that simply has to do with the way that information can be managed through different people.
This term has to do with the way that the storage of information and the ways that the information has to be distributed among people that are within an organization.
The roles that are within an organization are known to be within the elements of the administrative management that are in a company.
The work that is done here has to do with the planning and all of the ways that the administrative procedures would be coordinated in an organization in order to ensure the effective management is done.
Therefore we would have to say that the administrative management is one that is focused on the knowledge and the fairness that comes with logic and the processes in the business.
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a stock has a correlation with the market of 0.61. the standard deviation of the market is 30%, and the standard deviation of the stock is 31%. what is the stock's beta?
a stock has a correlation with the market of 0.61. the standard deviation of the market is 30%, and the standard deviation of the stock is 31%. the stock's beta is 0.63.
In arithmetic and data, the deviation is a measure of the difference between the observed fee of a variable and a few other costs, often that variables suggest. The signal of the deviation reports the route of that difference (the deviation is high-quality whilst the determined cost exceeds the reference value). The importance of the value indicates the scale of the distinction. A deviation that may be a distinction between a found fee and the true price of an amount hobby (where genuine price denotes the anticipated cost, along with the population mean) is an error. A deviation that is the distinction between the determined value and an estimate of the real cost (e.G. The sample suggest; the expected value of a pattern can be used as an estimate of the anticipated price of the population) is a residual. These ideas are relevant to facts in the c programming language and ratio tiers of dimension.
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adriana and belen are partners who share income in the ratio of 3:2 and have capital balances of $50,000 and $90,000 at the time they decide to terminate the partnership. after all noncash assets are sold and all liabilities are paid, there is a cash balance of $90,000. how much cash should be distributed to adriana? a.$30,000 b.$20,000 c.$50,000 d.$45,000
Adriana and belen are partners who share income in the ratio of 3:2 and have capital balances of $50,000 and $90,000 at the time they decide to terminate the partnership. after all noncash assets are sold and all liabilities are paid, there is a cash balance of $90,000. how much cash should be distributed to Adriana is $20000.
Total Capital balance 140000 =50000+90000
Less: Cash balance 90000
Loss on sale of Assets 50000
Capital balance of Adriana 50000
Less: Loss allocated to Adriana 30000 =50000*3/5
Cash distributed to Adriana 20000 ANS.
As a fashionable guideline, 43% is the very best DTI ratio a borrower may have and nevertheless get certified for a loan. Ideally, creditors decide on a debt-to-profits ratio decrease than 36%, without an extra than 28% of that debt going toward servicing a loan or hire payment.
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nazim also recently bought bonds with a clause stating that interest will be paid based on the inflation rate. when the inflation rate increases, the interest on the bonds will also increase. nazim has invested in .
Nazim has made a purchasing power bond / indexed bond investment.
What is Purchasing Power bond?Purchasing-power bonds, which alter their terms to maintain the contract's purchasing power rather than paying a fixed-dollar value, are a method for this adjustment.
Purchasing Power Bonds are subject to inflation risk, often known as purchasing power risk. It alludes to the possibility that rising prices will make an investor's assets and income less valuable as purchasing power. Interest rate risk is the chance that investment, particularly a bond, would lose value due to an increase in interest rates.
Therefore, Nazim made an indexed bond or purchasing power bond investment.
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the auditor traces a transaction from origination through the entity’s processes and information system until it is reflected in the entity’s financial reports when performing a(n
When conducting a walkthrough, the auditor follows a transaction from its point of genesis through the entity's procedures and information system until it is reflected in the entity's financial reporting.
One method an auditor could employ as part of the internal control audit is a walkthrough. An auditor must perform a walkthrough, which entails tracking each major type of transaction from its point of origination through the entity's information system to the point at which it appears in the entity's financial reporting.
Audits of accounting systems that evaluate reliability are called walk-through tests. These examinations aim to expose flaws and significant shortcomings in an organization's accounting processes.
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during 2022 (its first year of operations) and 2023, fieri foods used the fifo inventory costing method for both financial reporting and tax purposes. at the beginning of 2024, fieri decided to change to the average method for both financial reporting and tax purposes. income components before income tax for 2022, 2023, and 2024 were as follows: ($ in millions) 2022 2023 2024 revenues $ 540 $ 550 $ 580 cost of goods sold (fifo) (54) (56) (62) cost of goods sold (average) (84) (88) (94) operating expenses (306) (314) (318) dividends of $35 million were paid each year. fieri’s fiscal year ends december 31. required: 1. prepare the journal entry at the beginning of 2024 to record the change in accounting principle. (ignore income taxes.) 2. prepare the 2024–2023 comparative income statements. 3.
Beginning in 2024, a journal entry will be made to reflect the change in accounting principle. Cost of products variance or change in 2023: A difference equals the cost of the products sold (FIFO) Cost of goods sold in 2023 (average) 2023 = $42 - $60 = $18
First In, First Out, sometimes known as FIFO, is a strategy of managing assets and valuing them that prioritises the sale, use, or disposal of assets that were produced or acquired first. The goal of FEFO is to make sure that the product with the earliest expiration date enters the market first.
The rules and regulations that businesses and other organisations must abide by when reporting financial data are known as accounting principles. The language and procedures that accountants must employ are standardised by these guidelines, making it simpler to analyse financial data.
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in 2002 real gdp in oceania was 561 billion and the population was 2.2 million. in 2001 real gdp was 500 and the population was 2.0 million. what was the approximate growth rate of real gdp per person?
The growth rate of real GDP is : 2%
Real GDP can be measured by taking the difference between the most recent year real GDP and the prior year real GDP. Then, divide this difference by the prior year real GDP.
Real GDP growth rate = (most recent years real GDP - the last years real GDP) / the previous years real GDP
Calculating:First of all since we are not given any inflation rate,
we can assume it is 0.
The real GDP per capita for Oceania during last year was:
($561 billion ÷ 2.2 million people).
$255,000 per person
The real GDP per capita for Oceania during the year before was:
($500 billion / 2 million people).
$250,000 per person
Growth rate of real GDP per person:
= {[($255,000 ÷ $250,000) - 1] x 100}
= 2%
Hence ,the growth rate of real GDP is 2%
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the process of improving a firm’s relative advantage in the minds of its targeted customers, by emphasizing the key attributes of its offerings for the right sub segments is known as?
Value proposition in marketing is the process of improving a firm’s relative advantage in the minds of its targeted customers, by emphasizing the key attributes of its offerings.
What is value proposition in marketing?A value proposition in marketing is a brief explanation of the benefits that customers who buy a company's products or services would enjoy. It serves as a mission statement for the company as well as for customers.
In addition to a visual that piques interest, such as an image, video, or illustration, the best value proposition examples typically include a headline, subheadline, or brief text. After reading value propositions, customers should understand what a brand stands for.
Thus, it is a value proposition in marketing.
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anzio, inc., has two classes of shares. class b has times the voting rights as class a. if you own of the class a shares and of the class b shares, what percentage of the total voting rights do you hold?
If you own of the class a shares and of the class b shares, then he percentage of the total voting rights do you hold is 27.36%.
The ability of shareholders to vote on issues such as company policy, approving or rejecting director actions, declaring dividends, etc. is known as a voting right.Shareholder voting rights are covered by Section 47 of the Companies Act of 2013. The following are a few of the key points of the Companies Act's clauses. Each shareholder in a corporation with a share capital limit equal to or more than zero should be entitled to one vote on each resolution affecting the company. His part of the paid-up equity share capital linked to the corporation will be expressed as a percentage of his voting rights in a poll.Let the number of shares in class A be 100, therefore Number of shares in Class B shall be 1000(100 × 10)
Shares owned in class A shall be 11 (11% of 100)
Shares owned in class B shall be 290 (29% of 1000)
Total shares owned are 301 (11+290)
Total number of shares is 1100 (100 + 1000)
Percentage of total voting rights that you hold is 27.36% (301/1100 × 100).
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During the 1973 eruptions on the island of heimaey, residents used blank______ to build barriers that diverted lava flows away from their economically important fishing port.
In order to prevent lava flows from reaching their economically significant fishing port during the island of Heimaey's 1973 eruptions, locals constructed barricades out of blank pyroclastic debris
What exactly are pyroclastic substances?
Vapor, lava chunks, and clouds of ash carried through the air are all referred to as pyroclastic materials. Because vapour supplies its buoyancy, the movement of pyroclastic materials through the air is always quick and hot. These elements are potential of harming life and property in their pathways because of their general composition and the rapid, hot flow, which can reach miles away from the volcano.
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Market researchers often report discretionary income. Discretionary income is your disposable income minus your fixed expenses. Your disposable income is $2,920. After you pay fixed expenses of rent, utilities, groceries, and a car payment, you have $900. What percentage of your disposable income is discretionary?.
If you have $2,920 in discretionary income, 16.67% of that amount is yours to spend as you like. You have $900 remaining after paying the fixed costs of rent, utilities, groceries, and a car payment.
A person or household's discretionary income, commonly referred to as disposable personal income (DPI), is the amount of money left over fixed costs after income taxes have been paid.
One of the primary economic indicators used to assess the overall health of the economy at the fixed costs macro level is the disposable personal income, which is widely watched.
After paying all applicable local, state, and federal taxes, an individual's salary is then converted into disposable income. It is also known as net pay or discretionary personal income. A household's is disposable income consists of its earnings plus any unemployment benefits and capital gains.
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a 10-year semi-annual coupon bond with an $1000 par value pays an annual coupon rate of 6% and the market requires 8% apr. what is the appropriate coupon, time period, and discount rate respectively that needs to be used to correctly value this bond? group of answer choices $60, 10,
The appropriate coupon, time period, and discount rate that needs to be used to correctly value this bond will be as follows:
Coupon= $30 per period.
20 period for semi annual coupon payment.
28.148% discount rate
1.) Coupon rate * face value of bond = coupon
semi annual rate =6%/2=3%
Coupon= 1000 *3%= $30 per period.
2.) t= number of periods = years of maturity * coupon payment semi-annual
t= 10 * 2 = 20 periods.
3. Discount rate formula =C+[(F-P)/t] / (F+P/2)
where C=coupon payment annual
F= face value of security
P=price of security= 1000 *8%=80
t= years of maturity.
so we have⇒ 60+[(1000-80)/10]/(1000+80)/2
=152/540
=28.148%
The yield to maturity, which is the rate of return an investor would receive if they reinvested each bond's coupon payment at a fixed interest rate until the bond matures, is used as the discount rate. It considers a bond's price, par value, coupon rate, and maturity date.
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What type of function does a project management tool have that a task management tool does not?
file sharing
progress tracking
commenting
budgeting
The commenting are type of function does a project management tool have that a task management tool does not. Thus, option (c) is correct.
What is management?
The term “management” refers to the act of managing. The management of the business activities. Management is the basis of art, science, and the profession.
The management are the division of the different departments are the created such as project management and the task management. The file sharing, progress tracking, and budgeting. But, the commenting is not the function of the task management tool.
As a result, the commenting is not the function does a project management tool have that a task management tool does not. Therefore, option (c) is correct.
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diego wants to open a surf shop in his beach town. while he knows just about everything about surf boards, and related supplies, he needs general business advice. he goes to the small business administration and they connect him with a retired executive who has experience with start ups through what program?
he went into small business administration, and they put him in touch with a retired executive who has experience with startups through the Business Administration Study Program.
Business administration is a social science that studies the process of cooperation between two or more people in an effort to achieve certain goals. In other words, the definition of business administration is a science that focuses on human behavior.
In business administration, there are objects, subjects, and methods. In this case, the object is humans and their behavior, the subject studied is the form, part, and mechanism of cooperation, while the method is a way or idea developed in an effort to achieve the goals of the cooperation carried out.
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your client, shelby, a veteran using a va loan to finance her purchase, just learned that the crv came in lower than the sales price. but no problem: shelby’s brother is willing to loan her the difference. if the loan is approved, .
Shelby's debt-to-income ratio must still be less than the VA's limit. The VA will investigate any windfalls. Gifts are fine, but debts will be assessed based on how they affect the borrower's debt-to-income ratio.
Your debt-to-income ratio (DTI) is calculated by dividing your total monthly debt payments by your gross monthly income. This figure is one way lenders assess your ability to manage monthly payments in order to repay the money you intend to borrow. Having good credit and the appropriate ratios can lead to mortgage approval. If the debt is on the higher end of an acceptable range, the lender may increase the interest rate to compensate for the additional risk of a marginal borrower.
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Your client, shelby, a veteran using a va loan to finance her purchase, just learned that the crv came in lower than the sales price. but no problem: shelby’s brother is willing to loan her the difference. if the loan is approved. Is Shelby's debt-to-income rate more or less than the VA's limit?
Pretend you are President of the United States. The Citizens and the economy of the USA need financial assistance to get back on their feet. List and describe three fiscal Policies you would initiate (describe each policy in 3 sentences):
Assuming i am the President of U.S. and the country needs a financial assistance to get back on their feet. The most likely fiscal Policies we would initiate are the:
contractionary fiscal policyexpansionary fiscal policyWhat do we call a Fiscal policy?In economics, a fiscal policy refers to a governmental decision to increase or decrease taxation and spending. Most time, a Fiscal and monetary policy are often used together to influence the economy. But the fiscal policy can affect a company’s growth, hiring ability and taxes.
We have 3 types of fiscal policy which includes a neutral, expansionary, and contractionary fiscal policy. The neutral policy is one where government takes no steps to provide economic support because it feels the economy is healthy and stable, the expansionary fiscal policy mainly involves increasing spending or cutting taxes to prevent or end a recession or depression and the contractionary fiscal policy involves cutting spending or raising taxes to slow down unsustainable economic growth.
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a perpetual record that is updated each time materials are purchased and each time materials are issued for use in production is called a(n): multiple choice materials ledger card. purchase ledger. materials requisition. materials voucher. purchase order.
A Materials ledger card is a perpetual record of a raw materials item that stores data on the number and cost of units acquired, units issued for use in production, and units that remain in the raw materials inventory.
What is a Materials Ledger Card?
Raw material units passing through a warehouse are manually recorded on a materials ledger card. The card includes a running total of the quantity of each sort of inventory that is currently in stock. To make sure there are enough raw materials on hand to support planned production activities, materials ledger cards are helpful for keeping track of the on-hand balance of each type of raw material. The cards are also used to keep track of how much each raw material is utilised, which can help determine when and how much to buy in the future. In the event that missing unit cases are investigated, the cards can serve as a baseline record of utilisation levels.Computerized warehouse management systems do not use materials ledger cards.To know more about Material ledger card visit:
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