Your home and property have a market value of $240,000. To meet the coinsurance provision, you would need at least $192,000 of insurance.
A property insurance clause that reduces the insured's ability to recover losses if the limit of insurance obtained by the insured is less than or equal to a certain percentage (often 80%) of the value of the insured property.
When a property owner fails to keep insurance coverage equal to at least 80% of the replacement cost of the home, the coinsurance formula is used. A property owner effectively agrees to retain some of the risk if they purchase insurance for less than the minimum amount needed by the coinsurance provision.
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Which is an exception under the UCC to the writing requirement of the Statute of Frauds? Group of answer choices full performance. accommodation. consideration. partial performance.
Full performance is an exception under the UCC to the writing requirement of the Statute of Frauds.
The statute of frauds, a state legislation that typically mandates that some transactions be in writing and signed by the parties in order to be enforceable, is included in the Uniform Commercial Code (UCC). In these particular circumstances, the UCC stipulates that contracts must be in writing: Sales agreements for products costing $500 or more.
However, there is an exception to the statute of fraud writing requirement where the customer has received and accepted the given items from the vendor.
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Caroline needs information from a coworker in another office about an upcoming sales promotion. What is the best communication channel for Caroline to use to request this information
Caroline needs information from a coworker in another office about an upcoming sales promotion. the best communication channel for Caroline to use to request this information are Email, text, or IM. This is further explained below.
What is communication?Generally, transfer of knowledge from one person to another by oral, written, or other means.
In conclusion, Caroline is requesting details about a forthcoming sales campaign from a colleague in another office. Caroline should inquire for this data by email, text message, or instant messenger.
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Tabitha just had a conversation with her boss in which he told her that there would be some future layoffs due to budget cuts. Tabitha feels an increase in stress due to the conversation with her boss. She would be best described as experiencing: reappraisal.
Tabitha feels an increase in stress due to the conversation with her boss. She would be best described as experiencing primary appraisal. This is further explained below.
What is an appraisal?Generally, a formal evaluation of an employee's work over a certain time frame; is conducted via an interview.
In conclusion, Tabitha's stress levels have risen after a recent discussion with her manager. A basic evaluation is the most appropriate way to characterize her condition.
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LG Electronics sells several different product lines around the world through home appliance and electronics stores. LG appliances and electronics have been historically made in Korea, where the company is headquartered. Recently, LG has been investigating the possibility of buying land and building a production plant in Texas, in the United States. LG is now operating as a(an) ______; however, if the plant is built in Texas, it will be operating as a(an) ______.
LG currently operates as an exporter; but, if the plant is established in Texas, it will operate as a multinational enterprise.
What do you mean by exporter?one who specifically exports: a wholesaler who sells to retailers or industrial customers abroad.
Who is regarded as the exporter?The exporter is the individual or business that has been given permission by customs and government officials to send goods into another nation. The exporter may or may not be the company working on behalf of the actual seller of the products.
What constitutes a multinational company?Any company with operations in two or more nations is referred to as a multinational corporation (MNC). These businesses frequently have their native nation as their central management location and maintain offices there as well. A corporation does not automatically become a multinational only by exporting products to be sold abroad.
What is an illustration of a multinational company?Multinational companies like Apple, Amazon, Microsoft, McDonald's, and Volkswagen are examples. In order to grow their businesses and reach more clients, these corporations have their headquarters in one country but have divisions operating in numerous other nations.
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Which individual is responsible for ordering, preparing, and reviewing closing-related documents, such as the title policy and settlement statement
The closing agent is responsible for ordering, preparing, and reviewing closing-related documents.
Who is a Closing agent?This is a professional who deals in real estate transactions and acts a middle man between the buyer and the seller.
He ensures the transfer of the legal title is appropriately done by preparing and reviewing closing-related documents, such as the title policy and settlement statement.
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Long-term investments include: Multiple Choice Investments in marketable bonds that are intended to be converted into cash in the next month. Investments that are not readily convertible to cash or are not intended to be converted to cash in the short term. Investments intended to be converted to cash within one year. Only investments readily convertible to cash. Investments in marketable stocks that are intended to be converted into cash in the next month.
Investments that are not readily convertible to cash or are not intended to be converted to cash in the short term are Long-term investments.
Long term investmentsAn account on the asset side of a company's balance sheet that represents the company's holdings, including stocks, bonds, real estate, and cash, is known as a long-term investment.
Assets that a business plans to hold for more than a year are referred to as long-term investments.
Securities that are held for more than a year are often considered long-term investments. Stocks, bonds, property, mutual funds, and exchange-traded funds are a few examples of these.
long-term investment categoriesThe four main long-term investing possibilities are as follows:
Stocks. Stock is described as "...a part in the ownership of a corporation"Bonds. By purchasing bonds, you are essentially lending money to a business, organization, community, or governmental body. ...Cash Alternatives.learn more about Long-term investments here https://brainly.com/question/11663568
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Storm windows company understated their ending inventory during their first year of operations by $2,000. What is the effect of this error at the end of the year? select all answers which apply.
The effect of this error at the end of the year is:Understatement of net income $2000 and Overstatement of costs of goods sold $2000.
Effect of this error at the end of the yearSince the company understated their ending inventory during their first year by the amount of $2,000. The effect of the ending inventory that was understated will be:
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Recently, the amount of time men devote to housework has been increasing while the amount of time women devote to housework has been decreasing. An economic explanation for this trend could be
Recently, the amount of time men devote to housework has been increasing while the amount of time women devote to housework has been decreasing. An economic explanation for this trend could be woman empowerment.
Women's empowerment can be characterized in a number of ways, such as accepting women's perspectives or making an attempt to do so, and elevating women's status through knowledge, awareness, literacy, and training.
Five factors make up women's empowerment: their feeling of self-worth, their right to make and exercise choices, their access to opportunities and resources, their right to have the ability to lead their own lives both within and outside of the home, and their capacity to shape social trends.
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A company is actively working at reducing employee turnover. According to research, employees are more likely to continue working hard for a company that:
Employees are more likely to continue working hard for a company that provides continuous training of the necessary skills employees needs to perform their job.
What is employee turnover?Employee turnover can be defined as the number of workers who leave an organization and are being replaced by new employees.
Causes of employee turnover are:
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Recently, people in the united states have started demanding more products from the united kingdom. What effect will this growing demand for uk products have on the british pound relative to the us dollar?.
The pound will appreciate.
An appreciation means a growth in the cost of a currency in opposition to different foreign forex. An appreciation makes exports extra steeply priced and imports less expensive. An instance of an appreciation in the value of the Pound 2009 – 2012. Jan 2009 If £1 = €1.1.
Foreign money appreciation commonly reduces inflation due to the fact imports come to be inexpensive and the decreased prices lead to decreasing inflation. It makes imports extra appealing, causing the demand for neighborhood merchandise to fall. neighborhood organizations generally must reduce fees and boom productiveness as a way to stay competitive.
In 2021-22, the GBP-USD trade charge is forecast to understand with the aid of four.6%, with £1 returning US$1.3679 on common during the 12 months. on the time of guide, the BoE day-by-day spot exchange charge was £1 same to US$1.3404 on 02 March 2022.
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Answer:
The Benefits of Trade: Mastery Test
Unit: 3 I think
Economics
Question #4
__________________________________________________________
This is 100% correct I took the test!
Explanation for answer
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Explanation:
Here's the picture and I hope this helped!
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Where trade was concerned, why was it difficult for the United States to be neutral? Group of answer choices The United States purchased raw materials from both British and German firms. The United States exported the things that both sides needed and would pay for. all of the above The United States purchased manufactured goods from both British and German firms.
It difficult for the United States to be neutral be because The United States exported the things that both sides needed and would pay for.
Due to Germany's persistent violations of human rights, it was challenging. Once we learned about the Zimmerman note, we declared war on Germany and supported the triple Entente.
Which nation did the United States favor in terms of trade?United Kingdom In actuality, when it came to trade, the United States was in favor of . the aforementioned. Why was it so difficult for the United States to be impartial in matters of trade? believed that America ought to remain neutral in the fight.
What did the US undertake to signal its neutrality in World War One?On August 4, 1914, President Woodrow Wilson officially proclaimed the United States' neutrality, a stance that was supported by the vast majority of Americans as World War I broke out in Europe.Germany's attempt to quarantine the British Isles quickly undermined Wilson's early optimism that America might be "impartial in mind as well as in action." One of America's most important commercial partners was Britain, and tensions between the two countries increased after numerous American ships headed to Britain were damaged or sunk by German mines.learn more about United states neutrality at :
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_______________operate as for-profit or not-for-profit organizations that facilitate, promote, or encourage B2B relationships between marketing organizations.
Promoters help in operating the Profit and Non-profit organizations that facilitate, promote, or encourage B2-B relationships between marketing organizations.
Who is the Promoter?A promoter is often regarded as someone who supports or incites a particular action. A promoter is a person who takes the initiative to start or organize a business by corporate law. A promoter is the originator or organizer of a corporation or business endeavor.
Thus, the promoter is a person who takes the initiative to start or organize a business by corporate law. Promoters operate as a for-profit or not-for-profit organizations that facilitate, promote, or encourage B2B relationships between marketing organizations.
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Dividing potential customers into groups of similar people is known as
A. customer relationship management
B. market segmentation
C. environmental scanning
D. public accounting
The division of the customers into groups of the similar people is known as market segmentation. Thus correct option is (B).
What is Market Segmentation?Market segmentation is the marketing strategy in which the people are divided into similar groups making the small segments who has the common needs and respond same to the marketing action.
Market segmentation is the process of grouping comparable clients together. Therefore the correct option is (B).
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Which of the following statements is NOT true of economic order quantity (EOQ)? Group of answer choices The optimal order size is determined by the EOQ model. The EOQ is directly proportional to the sales per period. The EOQ ignores inventory reorder costs and inventory carrying costs. The economic order quantity (EOQ) mathematically determines the minimum total inventory cost.
The option that isn't true of economic order quantity is C. The EOQ ignores inventory reorder costs and inventory carrying costs.
What is economic order quantity?It should be noted that economic order quantity means an inventory technique that is used to make effective and efficient decisions.
In this case, the option that isn't true of economic order quantity is that the EOQ ignores inventory reorder costs and inventory carrying costs.
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China, india, and indonesia are expected to be among the world’s seven largest economies by 2050. Economic development in a country can be measured using.
China, India, and Indonesia are expected to be among the world’s seven largest economies by 2050. Economic development in a country can be measured using gross national income.
Gross countrywide profits (GNI) is defined as gross home product, plus net receipts from overseas of reimbursement of employees, assets income, and internet taxes much fewer subsidies on production.
GDP looks at the production degree of a financial system or the entire annual value of what's produced within the kingdom; it measures an economy's size and increases the fee. GNI is the total dollar cost of the whole thing made with the aid of a rustic and the income its residents receive—whether or not it is earned domestically or overseas.
For instance, the cost of watermelon from the farm can be $1, then $five at the grocery save. In this situation, the watermelon's “final desirable” fee is $five, and so the total price of the good could matter in the country's earnings as $5
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What does this describe? "Charges imposed by the owner of an immovable in pursuance of a general plan governing building standards, specified uses, and improvements. The plan must be feasible and capable of being preserved".
The answer is building restrictions.
Building restrictions are precise limitations that can be found in different zoning regulations and building codes.
These kinds of regulations are intended to make sure that a specific region of a municipality is designated for use primarily for certain purposes and that any buildings built there adhere to the zoning regulations.
A building's size and intended use may occasionally be constrained by the building rules, which may also include location limits.
For example, there may be restrictions on the establishment of nightclubs and bars in areas designated for residential use only.
The goal is to discourage enterprises from opening up shops in places where the majority of the locals would find them undesirable.
Hence, "Charges imposed by the owner of an immovable in pursuance of a general plan governing building standards, specified uses, and improvements. The plan must be feasible and capable of being preserved" is described by building restrictions.
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A leader has launched an organizational planning process that requires the development of new policies. How should the leader utilize subordinates during this process
Answer:
Include subordinates early in the process and include them in all aspects of policy formation.
After the first two entries in the closing process have been recorded and posted, the debits and credits to Income Summary are $90,000 and $80,000, respectively. What is the amount of net income or net loss for the period
The answer is $10,000 net loss.
Given,
The debits and credits to Income Summary are $90,000 and $80,000, respectively.
An income summary is also known as an Income statement.
The debit side of this statement contains the expense for the period.
And the credit side of this statement contains the income for the period.
Therefore, according to the given information expenses are $90,000 and income is $80,000.
Since expenses incurred are greater than the income generated. There is a net loss for the current period.
The amount of the net loss will be calculated as follows:
Net loss = Amount of expenses - Amount of income
= 90000 - 80000
= $10,000
Hence, the amount of net loss for the period is $10,000.
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Leslie is a newly graduated certified public accountant with a specialty in corporate tax. She wishes to join an organization (NOT an accounting firm) that will allow her to concentrate on corporate tax and become deeply proficient in this area. Leslie should look for a position in a firm with a __________ structure.
Leslie should look for a position in a firm with a (D) functional structure.
What is a multidivisional structure?A multidivisional organization has one parent firm that is made up of several discrete divisions that run separate companies. Although the parent business legally owns all of the divisions, the parent firm grants the divisions great autonomy, allowing them to act freely.What is a simple structure?A simple structure is the most fundamental operating system that a company can utilize to consolidate its operations. The simple organizational structure, often known as the flat structure, lacks several layers of management and established divisions.What is a network structure?The phrase network structure refers to the technique through which data on a network is arranged and examined.What is a functional structure?A functional structure is a business structure that divides a corporation into departments depending on their areas of expertise. These departments work as functional units, with functional managers or department heads in charge.As stated in the definition of the functional structure that a functional structure is a business structure that divides a corporation into departments depending on their areas of expertise.
Therefore, Leslie should look for a position in a firm with a (D) functional structure.
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Correct question:
Leslie is a newly graduated certified public accountant with a specialty in corporate tax. She wishes to join an organization (NOT an accounting firm) that will allow her to concentrate on corporate tax and become deeply proficient in this area. Leslie should look for a position in a firm with a __________ structure.
a. multidivisional
b. simple
c. network
d. functional
Leslie should look for a position in a firm with a FUNCTIONAL STRUCTURE
There are 4 type of Organizational structures.1) Functional Structure
2) Simple Structure
3) Multidivisional Structure
4) Network Structure
A Functional structure is a type of organizational structure where departments are separated into groups according to their areas of specialization.
These departments operate as functional groups under the direction of functional managers or department heads.
A multidivisional structure comprises one parent company and a number of distinct divisions that each conduct their own independent business.
Although all of the divisions are technically owned by the parent company, the parent company gives the divisions a lot of autonomy so they may operate independently.
A The most basic operating system that a business may use to streamline its operations is simple structure.
The flat organizational structure, which is also known as the basic organizational structure, is devoid of defined divisions and several management tiers.
The method used to organize and analyze data on a network is referred to as a network structure.
Solution - A functional structure is a company structure that separates a firm into departments according to their areas of competence, as indicated in the description of the functional structure.
Therefore, Leslie ought to hunt for employment with a functional structure.
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Your family business uses a secret recipe to produce salsa and distributes it through both smaller specialty stores and chain supermarkets. The chain supermarkets have been demanding sizable discounts, but you do not want to drop your prices to the specialty stores. True or False: The Robinson-Patman Act limits your ability to offer discounts to the chain supermarkets while leaving the price high for the smaller stores. True Fals
If the chain supermarkets have been demanding sizable discounts, but you do not want to drop your prices to the specialty stores then ;Yes, the "Robinson-Patman Act" limits your ability to offer discounts to the chain supermarkets while leaving the price high for the smaller stores.
What is Robinson-Patman Act?The Robinson-Patman Act, officially known as the Anti-Price Discrimination Act of 1936 and passed in the United States in 1936, forbids large franchised corporations from discriminating against small businesses in their pricing, promotional benefits, and advertising.
The purpose of the Robinson-Patman Act are-
The Clayton Act, which forbids price discrimination that could significantly diminish competition or has the potential to create a monopoly, was amended by the Robinson-Patman Act. This exception enables a seller acting in good faith to match a competitor's equally low price, service, or facility.Therefore, according to the Robinson-Patman Act, it is forbidden for a buyer to profit from genuine price discrimination.
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3. Which statement about Lillie's mortgage is false
Answer:
C is the correct answer. Under her GreenPointe Mortgage Account, she has no past due. Under her First USA Bank N A Account, she has a past due of $50, which is overdue by 60 days. In her third account, which is Astoria Federal Saving, there is no past due
Explanation:
hope it will help you
She has no past dues on her Green Pointe Mortgage Account. She has a $50 past due on her First USA Bank N A account that is 60 days past due. There are no past due balances in her third account, the Astoria Federal Savings.
What is a Mortgage?When you and a lender enter into a mortgage, the lender is granted the power to seize your property if you are unable to pay back the loan amount plus interest. To purchase a property or borrow money against the value of a home you currently own, you can use a mortgage loan.
A loan is a financing arrangement whereby the borrower borrows money from the lender and then repays the lender over time. A mortgage, often known as a home loan, is a type of loan used to purchase real estate and is backed by the house or land being purchased.
There are two sorts of interest rates for mortgages: fixed and adjustable. An interest rate on a loan with a fixed rate is fixed for the duration of the loan. In other words, you commit to paying the market interest rate over the subsequent 15–30 years.
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At the annual meeting of the board of directors of LabZaws Co., James Wilson, the CEO of the company, was directed to focus primarily on enhancing the firm's efficiency. How could he achieve this objective
James Wilson could achieve this objective by focusing on both cost reduction and revenue enhancement
What is Cost reduction?
Cost reduction is the procedure of lowering a business's expenses in order to increase profits. It entails locating and eliminating expenses that don't benefit customers in any way, as well as streamlining operations to increase productivity.
What is revenue enhancement?
The objective of any successful revenue enhancement strategy is to build and improve on current payment levels and then recover arrear debt. As indicated, this document seeks to identify causes for non-payment and to develop a strategy to address those challenges.
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If you were to own a stock that offers voting rights and may pay dividends, you would most likely own ________ stock. Question 51 options: preferred common mutual fund bond-value None of these
If you were to own a stock that offers voting rights and may pay dividends, you would most likely own common stock.
The answer is option B.
Common stock is the most common sort of stock that is issued via companies. It entitles shareholders to share the employer's income through dividends and/or capital appreciation. Common stockholders are typically given vote casting rights, with the number of votes without delay associated with the number of shares owned.
Preferred stock is normally considered much less risky than common stock however commonly has much less capability for profit. Favored stockholders commonly do now not have voting rights, as commonplace stockholders do, but they have an extra claim to the company's belongings.
The principle difference between preferred and common inventory is that desired stock offers no voting rights to shareholders even as not unusual inventory does. preferred shareholders have precedence over an employer's profits, which means they're paid dividends before commonplace shareholders.
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Write the need and importance of ministry of labour to make foreign employment safe,dignified and dacent
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What is the minimum number of users a remarketing list must have before being used with a Remarketing List for Search Ads campaign
The minimum number of users in a remarketing list must have before using the list being devised by a search engine is equal to 1,000 users.
What is remarketing?Remarketing is the process being used by the company for showing targeted ads to the people who have either visited their sites.
Remarketing list is one of the features given by the search engine ads that allowed the company to reach the people who have visited their respective websites. The tailoring of search ads can be done only if there are at least 1,000 cookies on their remarketing list.
Therefore, 1,000 users should be needed in order to access the remarketing list being made by the search engines.
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The new-product process stage of market testing involves which two items? Multiple select question. using realistic purchase conditions to see if consumers will buy launching full-scale production for the product ensuring the product meets the standards established by the protocol exposing actual products to prospective consumers
The new-product process stage of market testing involves two items -
Using realistic purchase conditions to see if consumers will buyExposing actual products to prospective consumersTo find out how well a product, service, or offering will perform, one can conduct market research. It often consists of research studies that seek to provide answers to concerns about how the market will respond to the introduction of the product.Convenience goods, shopping goods, specialty products, and unsought goods are the four categories of products, and each is categorized according to consumer preferences, pricing, and product features. Let's explore each of them in more depth.How many steps are in the new product development process multiple choice question?
The process of bringing a brand-new product idea to market is known as new product development (NPD). It can be roughly divided into seven stages: ideation, research, planning, prototype, sourcing, costing, and commercialization, though it varies by industry.Learn more about new product development (NPD) brainly.com/question/26679051
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On January 1, the Matthews Band pays $69,000 for sound equipment. The band estimates it will use this equipment for five years and perform 200 concerts. It estimates that after five years it can sell the equipment for $2,000. During the first year, the band performs 55 concerts. Compute the first-year depreciation using the straight-line method.
$13,400 is the first-year depreciation using the straight-line method.
Step 1cost = $69,000
savage = $2,000
cost minus savage = $69,000 -- $2,000
⇒$67,000
⇒Estimated years = 5years
using the straight-line method formula.
Step 2⇒first-year depreciation expense = $67,000 /5
⇒$13,400
thus, the depreciation using the straight-line method is $13,400
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Which of the following is an example of a product modification. a. Lowering the price of textbooks. b. Increasing the number of distribution outlets. c. Changing the amount of management time overseeing production. d. Dropping a product from the product line. e. Changing the color of a laundry detergent.
The correct option is (e) Changing the color of a laundry detergent.
Product modification is the process of improving already-existing items by making the required adjustments to their nature, size, packing, color, and other attributes in order to better meet changing market demands.Examples of shopping items include furniture, electronics, clothes, phones, and airline tickets.Automobile tires and electric appliances are a couple of examples of homogeneous buying items. Microwaves, pedestal and ceiling fans, washing machines, and refrigerators are all examples of electrical appliances.
What are the 4 types of product modifications?
Managing Existing Products
Line Extensions.Product Modifications.Quality Modifications.Functional Modifications.Aesthetic Modifications.Learn more about product modifications brainly.com/question/13922806
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Tucker, a licensee, has been instrumental in the sale of a nightclub to a group of investors. He has guided the buyers every step of the way in obtaining this new business opportunity. What government agencies are also in need of notification by the investors concerning their new business
The government agencies that are also in need of notification by the investors concerning their new business are "IRS and state board of equalization".
What is Internal Revenue Service (IRS)?The Internal Revenue Service is in charge of collecting taxes for the country and enforcing the Internal Revenue Code that Congress passed.
The roles of IRS are-
The IRS's job is to ensure that the majority of taxpayers who pay their fair share of taxes comply with the law while assisting the vast majority of those who do so.Through its telephone helplines, the Internet, through IRS Taxpayer Assistance Centers, and through volunteer income tax assistance, the IRS aids people in fulfilling their federal tax return filing and payment duties.What is state board of equalization (BOE)?The BOE is the only tax commission in the US that is elected by the general population.
Roles of Board of equalization are-
The BOE is in charge of valuing real estate that railways and privately held public utilities own or use, as well as of assuring consistency across the state in the assessments of properties made by the 58 county assessors.The State Controller, who is elected on a statewide basis and serves as the fifth member, is one of the four directly elected members who each represent a district for terms of four years.To know more about the Internal Revenue Service (IRS), here
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Mr. Gonzalez, the sales manager, told his sales team that he wanted them to write down their work goals for the year. To help his team achieve their stated goals, the next thing that he should ask for are each team member’s:.
To help his team achieve their stated goals, the next thing that he should ask for are each team member’s: Action plan.
Who are team member?
Team member are the people who have the same set goals and are expected to work in unity so as to accomplish or achieve their set goals.
Hence, in order for the team member to achieve their goals, the next step of action is for him to asked each team member’s their action plan.
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