Answer:
The answer is "$1064.90".
Explanation:
Mortgage balance after 10 years Only at end of the 10th year, we must first calculate the amount of credit outstanding.
[tex]\to PV= \$ \ 200,000\\\\\to N= 15 \times 12 = 180\\\\\to M= 10 \times 12 = 120\\\\\to R= \frac{8 \%}{12} = 0.006667\\\\[/tex]
Amount repaid = [tex]PV \times \frac{(1+r)^m -1}{(1+r)^n -1}[/tex]
[tex]= \frac{200,000 \times ((1+ 0.0066667)^{120} -1)}{(1+0.0066667)^{180} -1}\\\\= \frac{200,000 \times 1.219649054}{2.3069411}\\\\ = 105,737.34[/tex]
Amount of outstanding [tex]= 200,000 - 105,737.34[/tex]
[tex]= 94262.66[/tex]
The balance of mortgage = $94262.66
Refinancing :
[tex]\to N= 10 \times 12 = 120\\\\\to R= \frac{1.50 \%}{12} = 0.00125\\\\\to PV = 94262.66[/tex]
[tex]pmt= \frac{PV \times r}{1-(1+r)^{-n}}\\[/tex]
[tex]=\frac{94262.66 \times 0.00125}{1-(1+0.00125)^{-120}}\\\\=\frac{117.828325}{0.1392114}\\\\=846.40[/tex]
The monthly payment = 846.40
[tex]\text{Monthly savings = earlier monthly payment - current monthly payment}[/tex]
[tex]= 1911.30-846.40 \\\\= \$ \ 1064.90[/tex]
Interest rates are affected by what? (for Global Business)
a. money supply and demand, risk, and inflation.
b. money supply and demand, balance of payments, unfavorable payments.
c. money supply only.
d. unfavorable payments, risk, and political stability
Ashton is working on a project at PowerTek Inc., a well-known multinational corporation. He is using capital budgeting to estimate the project's future cash flows. He finds that the present value of the estimated future cash flows is greater than the cost of the project. How likely is he to gain approval from the board? Group of answer choices
Answer: A. He will quite certainly gain approval since the project has a positive net present value.
Explanation:
The options are:
A. He will quite certainly gain approval since the project has a positive net present value.
B. Approval is probable but not likely as he failed to account for the time value of money.
C. He will not gain approval as he failed to consider whether the project is leading edge or not.
D. Approval is probable but not likely as the project has been constructed on estimates instead of facts.
Capital budgeting is used to know whether the long term investment for a particular organization's is actually worth investing in or not by the company.
Based on the scenario in the question, since the present value of the estimated future cash flows is greater than the cost of the project, Ashton will quite certainly gain approval since the project has a positive net present value.
What does this word Otorhinolaryngologist mean?
Answer:
A medical specialty concerned especially with the ear, nose, and throat and related parts of the head and neck : otolaryngology All antihistamines have at least some drying effects, called anticholinergic properties.
Explanation:
Explain two reasons why the team experienced the storming stage
Answer:
Every newly-formed team experiences the storming stage because of the usual conflicts that arise after the formation stage. Naturally, different personalities make up a team. When the personalities clash, conflict is experienced.
Another reason for the storming stage is the competition that new team members exert on the team, especially with regard to team leadership and bonding.
Explanation:
The storming stage is the second and most important stage of team development. It is marked by conflict and competition as individual personalities emerge. The stage makes or mars the team development process. After this stage, the team can then experience the three remaining stages of norming, performing, and adjourning.
Here's the revenue and expenses for the month. Calculate whether Mia had a profit or loss.
MAY ACCOUNTS
REVENUE
FIXED EXPENSES
VARIABLE EXPENSES
CARD PURCHASE $300
DOG FOOD
CAT FOOD
PET TREATS
PET SUPPLIES
$3,650
$2,850
$1,650
$1,800
RENT
$2,000
SALARIES
$2,000
UTILITIES
$1,000
PRODUCT STOCK $4,000
TOTAL
$9,950
TOTAL
$9,000
TOTAL
$300
ENTER MIA'S TOTAL PROFIT/LOSS FOR THE MONTH IN THE BOX BELOW, THEN CLICK SUBMIT.
$1 X
SUBMIT
Answer:none
Explanation:
Answer:
Explanation: The answer is 650
Steven is a senior in high school. His father, Jeff, is a successful businessman. The two are very close and talk openly about things, including money and investments. Jeff decides to change his investments, and he puts one-fourth of his money in a steadily growing company, one-fourth in a rapidly growing company, one-fourth in a single company that has paid good dividends, and one-fourth in a company based overseas. When he tells Steven, he is shocked that Steven is worried. Is Steven right to be worried? Why or why not?
Answer:
No, Stephen should not be worried.
Explanation:
What Jeff has done is known as diversification.
Diversification is an investment strategy of spreading one's capital in different categories of assets. Practicing diversification means investing in many classes of assets as opposed to focusing on one particular asset.
By diversifying, Steven's father is safeguarding against heavy losses should the market behave against expectation. If one has focused on only one class of assets, if the market moves against forecast, he will suffer heavy losses. If he has diversified, some classes of assets will make profits and other losses. Diversification is, therefore, a risk mitigation tool that guards against total capital loss. Steven should be happy instead of getting worried.
You are an adviser to the CEO of Papa John’s Pizza, who is looking to make some dough by expanding into one of the BRIC economies. He favors China over India, but worries about the presence of "institutional voids" that could make it difficult to operate profitably. Do you think his concerns are warranted
Answer:
The CEO is mistaken, since the greatest concerns regarding operating in China are not institutional voids, since the Chinese owns and operates the 4 largest banks in the world, e.g. hundreds of millions of people use credit or debit cards in a daily basis, Wiebo (China's largest social media app) has 500 million users, China is the largest cell phone and app market in the world, etc.
The problem with China is that in order to operate there, you must be willing to obey the government at all times, and comply with everything that they say regardless of what they ask for. Recently some laws in China have changed a little in order to favor foreign investment because a lot of companies were not comfortable having the Chinese government as their partners. Before, if you wanted to do business in China, you had to form some type of joint venture with the Chinese government.
The problem is that China is an authoritarian state, and even though it loosen its grip on private businesses, it still has a lot of control over them. Remember how Google had to accept censorship in order to operate there? The same applies to all companies that do business there, e.g. GM, Ford, Yum, McDonald's, etc.
If companies do not do what Chinese officials say, and not necessarily because a law allows them to, they do not operate there. A few weeks ago, one of the richest Chinese businessman was sentenced to 18 years of jail for protesting against the government. So you either do what the government says, or you rot in jail. The judicial system is an operating branch of the government there, it is not an independent branch like in the US.
Which type of tort happens when you unfairly damage another company's reputation?
A.
Fraud
B.
Conflict
C.
Interference
D.
Defamation
Please select the best answer from the choices provided
A
B
C
D
Answer:
D
Explanation:
Jonathan is a photographer. He has been hired by a company to shoot an advertisement for their product. Which role does Jonathan play in the advertising process for the product?
Jonathan plays the role of a
in the advertising process for the product.
who ever gets this right will be brainlist and 10 points
Answer: vendor
Explanation: right on Plato
Answer:vendor
Explanation:
What is the difference between a partner and a limited (silent) partner?
Answer:
see below
Explanation:
In a partnership business with general and limited partners, the general partners act as business owners, while the limited partners behave like investors. Limited partners are silent partners. They inject capital in the business and get to share in its profits. Limited partners are not engaged in managing the business affairs and have no voting rights. They have limited liability to the debts of the partnership.
General partners make all the business decisions on behalf of the business. They vote and have the right to get involved in managing the partnership. General partners have unlimited liabilities to the obligations of the partnership.
You should be certain that your cover letter duplicates the exact same information found in your résumé. Please select the best answer from the choices provided
T or F
Answer:
false
Explanation:
A cover letter is supposed to help you get the interview by reinforcing the things described in your resume.
A cover letter is supposed to help you get the interview by reinforcing the things described in your resume. Thus, the given statement is false.
What is a cover letter?A letter of introduction that is connected to or is included with another document, such as a resume or curriculum vitae, is known as a cover letter, inspiration letter, motivating letter, or letter of motivation. In addition to their curriculum vitae or employment applications, job applicants usually include a cover letter to introduce themselves to potential employers and discuss their suitability for the open positions.
Employers may use well-crafted and unique cover letters as one tool for weeding out candidates who are not sufficiently interested in their openings or lack the essential foundational abilities. In order to apply for an internship, students are frequently required to submit a cover letter. Examples of extracurricular and academic experiences have to be included in these cover letters.
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Which function is used to add a range of cells
Explanation:
You can use AutoSum to quickly sum a range of numbers in a column or row
Harmon recently quit his job that he had worked at for the past 10 years in
order to start his own business, a company that specializes in pet care
services. He has a lot of good ideas, but doesn't have a firm business plan. A
month after starting his new company, he applied for a loan at a bank so that
he could buy a new office space. Which of the following is likely to be true in
this situation?
A. The bank will not care about the lack of business plan because
he's only been in business for a month.
B. The bank will be slow to lend to him because of how long he was
at his previous job.
C. The bank might be slow to lend to him because of the lack of a
firm business plan.
D. Harmon only needs to show the bank his record of income from
his old job, not his new business.
The correct option is C. The bank might be slow to lend to him because of the lack of a firm business plan is likely to be true in this situation because It is challenging for banks to innovate and begin using data other than credit scores to assess risk because of tougher rules.
What are the common reasons encountered for rejecting a loan?The most frequent causes of denial are a low credit score or poor credit history, a high debt-to-income ratio, a history of unstable employment, an income that is too low for the desired loan amount, or the absence of crucial documents or information in your application.
Banks have become more cautious about the level of risk in their investment portfolio in the wake of the recession due to increasing government regulations. Because they are fundamentally riskier than huge organizations, banks are reluctant to lend to small enterprises.
Thus, Since banks don't use as much data as alternative lenders do, it is considerably more difficult to obtain a business loan from them if you have bad credit.
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A swot analysis plays an important role in the marketing plan
Click to review the online content. Then answer the question(s) below, using complete sentences. Scroll down to view additional questions. How to Conquer the First Impression What does this article say about being on time?
Punctuality is the key to develop a good first impression.
Whether attending a meeting or an interview if the person is on time this makes a good impression indicating that a person is punctual and strict to time. Such a person will value time and consider the priority tasks to be done on time that can be consider good for the organization.Therefore, time management can develop a positive first impression.Learn more about time:
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48. What is the economic process or activity of producing goods and
services? *
O A. Entrepreneurship
B. Factors of production
O C. Production
D. Scarcity
Answer:
O C. Production
Explanation:
Production is the organized activity of combining different materials (inputs) to make consumable goods and services. It is the process of converting resources to finished products and services for sale. Production occurs to meet the demand for the goods and services in the market.
Entrepreneurship involves the generation of an idea and transforming it into a profitable business. Factors of production are the inputs necessary for making goods and services. These factors of production (inputs) are the ingredients in the production process.
explain the history of the country’s economy of cuba
Answer:
The economy of Cuba is a largely planned economy dominated by state-run enterprises.The country's economy had grown rapidly in the early part of the century, However, from 1996, the State started to impose income taxes on self-employed Cubans.
Explanation:
Which statement best summarizes why productivity of workers is important to businesses? (5 points)
Group of answer choices
Productive workers save businesses time and money.
Productive workers work cooperatively with teammates.
Productive workers tend to be promoted to management.
Productive workers work slowly to produce high quality items.
Answer:
Productive workers save businesses time and money.
Explanation:
Productive workers save businesses time and money - this statement best summarizes why productivity of workers is important to businesses.
Why productivity of workers is important to businesses?Productivity stands for the efficiency of the production of goods or services represented by some measure. Employee productivity exists as an estimation of an employee's or a group of employees' efficiency.
Employee productivity exists essential regardless of the industry your business operates in or its size. Productivity directs to better customer service, a healthful work environment, and satisfied employees. Improved productivity also improves output, or production, usually for the exact amount of work or less.
The correct answer is option A.
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What is the difference between a marketing strategy and a marketing plan?
A. A marketing strategy tells where a business wants to go and the marketing plan tells how to get there.
B. There is no difference between a marketing strategy and a marketing plan.
C. A marketing strategy is rather flexible, but a marketing plan should not be revised once it has been created.
D. A marketing plan is written first and forms the basis of the marketing strategy.
Answer:
a
Explanation:
If the coupon interest rate is 4.375% for the first six months and changes to a rate equal to the 10-year Treasury bond rate plus 1.3% thereafter, the bond is called afloating-rate bond. The contract that describes the terms of a borrowing arrangement between a firm that sells a bond issue and the investors who purchase the bonds is called the . When are issuers more likely to call an outstanding bond issue? When interest rates are lower than they were when the bonds were issued When interest rates are higher than they were when the bonds were issued.
Answer:
If the coupon interest rate is 4.375% for the first six months and changes to a rate equal to the 10-year Treasury bond rate plus 1.3% thereafter, the bond is called a floating-rate bond.
True
The contract that describes the terms of a borrowing arrangement between a firm that sells a bond issue and the investors who purchase the bonds is called the INDENTURE.
When are issuers more likely to call an outstanding bond issue?
When interest rates are lower than they were when the bonds were issuedA bond is basically corporate debt, a lot of IUOs. Imagine that you need money to buy something and since you are in a rush you use your credit card that charges a 15% interest rate. Lets say you spent $5,000, and 15% of that is $750. After things settle down and you are not in a rush anymore, you realize that there are other lending options. So you go to your bank and find out that you can get a 2 year loan at a 6% interest rate. Any reasonable person would get the loan and pay the credit balance in order to save interest charges.
The same happens to corporations that borrow money, but if the interest rate decreases, they will be willing to refinance the old loan that charges a high interest rate with a new loan that charges a lower interest rate.
use the table and proivded and explain the law of diminshing returns
plz help asap
Answer:
The law of diminishing returns states that at some point, the amount of additional output per amount of additional input decreases more and more as more inputs are used. In other words, at some point the marginal product will continuously decrease with more labor (input).
This is reflected in the table, where marginal product decreases past 2 units of labor. At 2 units, the marginal product is 14. This reduces to 6 at 3 units, and further to 2 with 12 units of labor.
Explanation:
Explain two problems that Walmart might have in the future if it opens its own stores in India.
Answer:
Employee and labor relations. Walmart has faced issues with its employees involving low wages, poor working conditions and inadequate health care. Approximately 70% of its employees will leave in an year
Explanation:
what course requirements must be completed to earn a bachelors degree at most four-year colleges?
Answer:
120 semester credits or around 40 college courses but if the college does not use quarter system but use a semester system minimum of 180 quarter credits to earn the bachelors degree
does non traditional careers for men mean job for women?
and does non traditional careers for women mean job for men?
explain the working mechanism of syringe with clear diagram
Pressure is used to operate a syringe. It is usually fitted with a hypodermic needle, nozzle, or tubing to help direct the flow into and out of the barrel. Plastic and disposable syringes are often used to administer medications.
Pressure is used to operate a syringe. It is usually fitted with a hypodermic needle, nozzle, or tubing to help direct the flow into and out of the barrel.
What is a syringe?A syringe is a simple reciprocating pump that consists of a plunger that fits snugly inside a cylindrical tube known as a barrel. The plunger can be pulled and pushed along the inside of the tube, allowing the syringe to take in and expel liquid or gas through a discharge orifice at the tube's front end.
A syringe is a type of pump that consists of a sliding plunger that fits tightly inside a tube. Pulling and pushing the plunger inside the precise cylindrical tube, or barrel, allows the syringe to draw in or expel a liquid or gas through an orifice at the open end of the tube. Medication is frequently administered using plastic and disposable syringes.
Therefore, the working mechanism of syringe is explained with clear diagram.
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Primetime Incorporated is a retailer of sporting gear. It sells 500 pairs of a specific Nike sneaker each day. Nike, the supplier, takes a week (7 days) to deliver the order. For what quantity should the inventory manager place his/her next order?
Answer:
3500 units
Explanation:
The quantity at which the Primetime inventory manager places his/her next order is the reorder point.
The reorder point is the minimum quantity of inventory that a business should have in its store.
The reorder point is calculated using the formula below.
(Average daily unit sales x delivery lead time) + safety stock
For Primetime, safety stock is not mentioned
reorder point =500 units x 7 days
=3500 units
S&p enterprises has provided data from the first three months of the year. the controller has asked you to prepare the cash budget and the related schedules for expected cash collections and payments to suppliers. use the information included in the excel simulation and the excel functions described below to complete the task
Answer:
$34,600
Explanation:
Month : January ; February ; March
Cash Sales : 1600 ; 3750 ; 5100
Sales on Account : 25,000 ; 30,000 ; 40,000
Total Sales : 26,600 ; 33,750 ; 45,100
Account Receivable collections are:
Month of Sale : 15%
Month Following Sale : 60%
Second Month Following Sale : 22%
Uncollectables : 3%
Cash Collections:
January $5,500
February $18,000
March $6,000
Total Cash Collections March is $34,600
Consumer behavior is the way that forces shape people's
A. goods and services
B. place and time utility
C. culture and society
D. activities related to buying
Answer:
D. activities related to buying
Explanation:
Consumer behavior study how individuals and organizations select the goods and services they opt to buy. It tries to understand consumers' motivation, psychology, and behavior as they select preferred goods and services. Consumer behavior is broad and complex. Some of the answers it seeks are
1. How consumers think and choose between various options
2. The behavior of consumers while shopping
3. How the environment (peers, culture, media, social media) influence social media
A point inside the production possibilities curve represents -
A. An efficient use of resources
B. Future output
C. An inefficient use of resources
D. An impossibility given current resources
Answer:
i think its letter D!!!!
Can someone help me solve this like atleast give 50$ 75$ I’ll give you 100 points or brainlist I’ll work for the 100 points don’t answer if wrong
I do my lil dance dance
They do it nasty
She tell me