Based on the expected rate of return and the amount to be deposited over the 20 years, the value of the account would be $45,844.
What would the account be worth in 20 years?This can be found as:
= Future value of deposits from 5 through 10 years at 20 years + Future value of today's deposit in 20 years
Solving gives:
= ((2,000 x ( ( 1 + 0.084)⁶- 1 ) / 0.084) x (1 + 0.084)¹⁰) + (2,000 x 1.084²⁰)
= (14,986.05 x 1.084¹⁰) + (2,000 x 1.084²⁰)
= $45,844
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In an electrically heated home, the temperature of the ground in contact with a concrete basement wall is 12.2 oC. The temperature at the inside surface of the wall is 18.2 oC. The wall is 0.15 m thick and has an area of 7.6 m2. Assume that one kilowatt hour of electrical energy costs $0.10. How many hours are required for one dollar's worth of energy to be conducted through the wall
1000 hours are required for one dollar's worth of energy to be conducted through the wall.
What is electricity?A type of energy produced by charged particles (such electrons or protons), either statically as a buildup of charge or dynamically as a current.What is heat?Heat is the result of the movement of kinetic energy within a material or an item, or from an energy source to a material or an object. Radiation, conduction, and convection are the three mechanisms through which such energy can be transferred.Solution -Assuming your heat loss is correct, and that costs you 0.10 cents.
That will cost you a dollar's worth of electricity in 100/0.10 = 1000 hours.
Therefore, 1000 hours are required for one dollar's worth of energy to be conducted through the wall.
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Outsourcing is an arrangement by which one organization provides a service or services for another organization that chooses not to perform them in-house. True False
This statement is False.
Outsourcing is a common approach to developing and maintaining an organization's IT systems using the expertise within the organization. Insourcing is an arrangement in which an organization provides one or more services to another organization that chooses not to perform internally.
Outsourcing is hiring a service from another company in the same country. Nearshoring Outsourcing has outsourcing contracts with companies in neighboring countries. Offshore outsourcing uses organizations in developing countries to write code and develop systems.
Benefits are Reducing and managing operating costs (this is usually the main reason). Improve the focus of the company. Free up internal sources for new purposes. Increases the efficiency of some time-consuming features that your organization may lack resources.
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Argentina can produce 150 pounds of beef or 20 cars; in contrast the United States can produce 90 pounds of beef or 80 cars. Which country has the absolute advantage in producing beef
"Argentina can produce 150 pounds of beef or 20.... "The absolute advantage in producing beef is Argentina. Option A. This is further explained below.
What is Argentina?Generally, Officially known as the Republic of Argentina, Argentina is located in southern South America.
In conclusion, In other words, "Argentina can produce 150 pounds of meat or 20.... " Argentina has a decisive edge in the global beef market. First, let's look at Choice A.
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In market economies, firms rarely worry about the availability of inputs to produce their products, whereas in command economies input availability is a constant concern. This is because.
In a market economy, companies rarely worry about the availability of inputs to manufacture their products, but in a command economy, the availability of inputs may not adequately meet consumer demand. It is always a concern as it is decided by a planner.
In a market economy, companies rarely worry about the availability of inputs to manufacture their products, but in a planned economy, input potential may not adequately meet consumer demand. It is always a concern as it is determined by. The availability of inputs will be determined by the market that may not provide the appropriate inputs. In a market economy, input buyers know that consumers want a product.
In a market economy, input buyers know that sellers want to make a profit. There are four types of economies: traditional, command, market, and mixed (combination of market and command).
The market economy, also known as the free market economy or the free enterprise economy, is a system in which economic decisions such as the prices of goods and services are determined by demand and demand.
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Arthur does not like change. He thinks the cell phone he currently owns is just fine even though it doesn't have all the features of new phones on the market. Arthur hopes that he doesn't lose this phone because the company doesn't make this style anymore and he doesn't want to get anything different. What type of adopter is Arthur
The CEO of CLEO, Inc., in all her communications to employees consistently refers to her dream of CLEO becoming the company of choice for employee assistance programs. She keeps this theme uppermost and it is reflected in the firm's motto, the title of its Web newsletter, and even on the company T-shirts and mugs. This is an example of the firm's:
This is an example of how the company envisioned future.
what is envisioned fututre?A picture of your future as a result of your activities is called the envisioned Future. Review your vision, core values, and BHAGs to determine your own envisioned Future. Then, begin by outlining your ultimate goal.
Which plan is being envisioned?The imagined future expresses a specific yet unfulfilled vision for the organization. It includes an aspirational objective, a distinct and appealing trigger that acts as the focus of effort, and detailed descriptions. vivid and captivating depictions of what achieving the aspirational objective will be like.
How do you envision your team?9 Strategies for Taking Your Team Into an Unknown Future
Visualize success and take steps to achieve it.Accept trust....Sustainable production is key.Keep a record of your recovery playbook.Put your community before yourself.Exercise empathy.Make resources for emotional assistance available.learn more about envisioned future here
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Ms. Poppe, a single taxpayer, made three gifts this year: $6,300 cash to her niece; $50,000 cash to Yale University; and 5,000 acres of land to her brother. Ms. Poppe's tax basis in the land was $400,000, and its fair market value of date of gift was $615,000. Compute Ms. Poppe's taxable gifts for the year.
Ms. Poppe is taxable for two gifts which are $50,000 cash to Yale university and 5,000 acres of land to her brother.
Are gifts taxed in the US?The annual gift tax exclusion is the initial way of tax-free gifting. The exclusion threshold is $15,000 per beneficiary in 2021 and $16,000 in 2022. Without incurring any estate or gift taxes, you are permitted to give any individual up to $15,000 in cash and other assets each year.Ms. Poppe gifted $6,300 to her niece which is a non-taxable gift as the cash is less than $16,000.Therefore, Ms. Poppe is taxable for two gifts which are $50,000 cash to Yale university and 5,000 acres of land to her brother.
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A company's ability to marshal adequate resources in support of new strategic initiatives and steer them to the appropriate organizational units is important to the strategy execution process because
A company's ability to marshal adequate resources in support of new strategic initiatives and steer them to the appropriate organizational units is important to the strategy execution process because changes in strategy often require resource reallocation, and organizational units need the proper funding to carry out their part of the strategic plan effectively and efficiently.
What are strategic initiatives?The means through which a company puts its objectives and visions into action are known as strategic initiatives. Companies need to deliberately develop a portfolio of strategic projects if they want to stay ahead of the competition.
An effective strategic initiative is made up of five steps:
Aim high. You must be aware of what you're starting before you begin.Establish goals. As previously mentioned, objectives are definite, quantifiable, and reasonable long-term goals.Decide on a strategy.Create a plan, then carry it out.To know more about strategic initiative refer to: https://brainly.com/question/27897860
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Which section of the project charter publicly acknowledges the commitment of the sponsor, managers and team members to the project
Signature and commitment section of the project charter publicly acknowledges the commitment of the sponsor, managers and team members to the project.
A fundamental building block of cryptography is the signature scheme. They not only serve as a significant standalone application but also serve as the foundation for other cryptographic protocols. An anonymous credential is one of the signatures' key applications.
Chaum introduced the idea of an anonymous credential [11]. A credential system enables a user to acquire credentials and demonstrate that they are held by them. A user can use his credentials in an anonymous credential system without disclosing any information that has not been specifically requested.
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What is the expected return on the portfolio where 50 percent of your money is invested in a risky asset with a return of 19 percent and the balance in a risk free asset that yields 5 percent
The expected return of the portfolio is 12 %
The expected return is the weighted average return of the constituent of the portfolio.
E[R] = W1 * R1 + W2 * R2 + ..... Wn * Rn
For this question,
E[R] = (50% * 19%) + (50% * 5%)
E[R] = 9.5% + 2.5%
E[R] = 12% --> Expected return of portfolio.
The expected return is calculated by multiplying the weight of each asset by its expected return. Then add the values for each investment to get the total expected return for your portfolio.
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Changes in variables, such as income, cost of living, interest rates, and savings and borrowing patterns most likely reflect changes in the ________ environment of a company.
The correct answer is Economic.
Types of environment for a company include:
The economic environmentThe Demographic environmentThe Political environmentThe Cultural environmentThe economic environment of a company includes factors like Income, cost of living, interest rates, and savings & borrowing
The Demographic environment of a company includes factors like Age, race, and gender.
The Political environment of a company includes factors like Government, legislation, and regulations.
The Cultural environment of a company includes factors like Lifestyle, customs, traditions etc.
Hence, Changes in variables, such as income, cost of living, interest rates, and savings & borrowing patterns most likely reflect changes in the economic environment of a company.
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Suppose that consumers decide to walk to work more frequently and drive cars less. Companies that make walking shoes hire workers, while automobile companies lay off workers. This is an example of
It is an example of frictional unemployment created by sectoral shifts.
Frictional unemployment results from the voluntary changes in employment within a particular economy. Frictional unemployment is a certainty, even in the growing and stable economy. Frictional unemployment is generally used to describe both newly hired workers and those who have decided to leave their existing positions in the pursuit of new ones.
There is always some frictional unemployment in the economy. It is a component of the natural unemployment, the slowest pace of unemployment in an economy is due to economic considerations and the labor mobility, and it has an impact on the employment situation as a whole.
Therefore, the answer is the frictional unemployment that is created by sectoral shifts.
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Cost-volume-profit analysis can be extended to determine the effect on profit of other changes, such as ______.
Cost-volume-profit analysis can be extended to determine the effect on profit of other changes, such as changes in Income Tax rates.
What is Cost-volume-profit analysis?An approach to determining how changes in variable and fixed expenses impact a company's profit is through cost-volume-profit (CVP) analysis.
Companies can utilize CVP to determine how many units they must sell to attain a specific minimum profit margin or break even (pay all expenditures).
CVP analysis makes a number of presumptions, among them the constancy of the sales price, fixed costs, and variable costs per unit.
[tex]Breakeven Sales Volume= \frac{FC}{CM}[/tex]
where:
FC=Fixed costs
CM=Contribution margin=Sales−Variable Costs
Simply add a goal profit per unit to the fixed-cost part of the calculation and use it to calculate a company's target sales volume.
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The ______ is a theoretical model that explains and predicts what resource attributes underpin competitive advantage. It identifies which types of resources are key to firm performance.
The VRIO framework is a theoretical model that explains and predicts what resource attributes underpin competitive advantage. It identifies which types of resources are key to firm performance.
What is a VRIO framework?VRIO is a business analysis framework that forms part of a firm's larger strategic scheme. The basic strategic process that any firm begins with a vision statement, and continues on through objectives, internal & external analysis, strategic choices, and strategic implementation.
Therefore, the correct answer is as given above.
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The two managers are interested in hiring one of the applicants for the position. The process by which the managers determine the relative qualifications of job applicants and their potential for performing well in a particular job is known as
The two managers are interested in hiring one of the applicants for the position. The process by which the managers determine the relative qualifications of job applicants and their potential for performing well in a particular job is known as Selection.
The recruiting and selection process has quality components in each phase, from the initial choice to fill a post to the successful employee start. We hope you will gain something from the information offered at each stage of the process as you are one of the people in charge of ensuring a high-quality result. A fantastic employee is more likely to be hired at the conclusion of the process thanks to the information's important advice and suggestions for incorporating quality into EVERY step of the process.
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The entry of firms into a market Group of answer choices Shifts the market supply curve to the left. Increases the equilibrium price. All of the Answers are Correct. Shifts the market demand curve to the left. Reduces the profits of existing firms in the market.
The entry of firms into a market reduces the profits of existing firms in the market.
An economic market is a composite structure that is composed of multiple elements.
Firms can be placed in the category of competitive markets which are broadly categorized as perfect competition firms or monopolistic competition firms; monopoly, and oligopoly. An entry is characterized by a response to increasing profits in the industry. These high profits facilitate the entry of new firms into the market. The profits of the existing firms reduce as a reaction to the entry of new firms into a market structure. Existing firms exit when they start facing recurrent losses.Therefore, the entry of firms into a market reduces the profits of existing firms in the market.
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Jim decided to refinance his three-year-old mortgage that has a balance of $300,000. He has to pay a fee of 5% of the loan amount to the original lender for paying off the mortgage early. What is this fee called
The fee is called prepayment penalty.
A prepayment penalty is a cost charged by some lenders if you pay off all or part of your mortgage early. If there is a prepayment penalty, you would have agreed to it when you closed on your house. Prepayment penalties do not apply to all mortgages.
A prepayment penalty clause specifies that if the borrower significantly decreases or pays off the mortgage, often within the first five years of the loan, a penalty will be imposed.
Prepayment penalties safeguard lenders from the loss of interest income.
Mortgage lenders are obligated to disclose prepayment penalties when a new mortgage is closed.
Therefore, the answer is prepayment penalty.
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In state court, an employee was tried and convicted of embezzling funds from her employer. Pursuant to the criminal statute, the employee was ordered to make restitution of the embezzled funds, but not otherwise subjected to imprisonment or a fine for her conduct, even though both were statutorily permitted. The employee successfully appealed her conviction due to improperly admitted evidence. Upon retrial, the employee was again found guilty. In addition to ordering the defendant to make restitution, the judge, commenting that she had wasted valuable judicial resources by appealing her prior conviction, also fined her $50,000. On appeal, the employee contends that her punishment was unconstitutional. Should the appellate court vacate her sentence
In the given case, the employee contented that her punishment was unconstitutional. In such situation; Yes, the appellate court should vacate her sentence because "the imposition of a fine violated the Due Process Clause of the Fourteenth Amendment".
What is Due Process Clause?Prior to taking away someone's "life, liberty, or property," the government must provide "due process of law," according to the Due Process Clause. Alternatively said, the Clause only mandates that the government adhere to; it does not forbid the government from denying someone of "substantive" rights like life, liberty, or property.
Reason for the violation of due process clause is-
When a conviction is successfully appealed, the Due Process Clause forbids the imposition of a harsher punishment upon retrial of the defendant in cases where the harsher term would punish the defendant for exercising her right to do so.Here, the court imposed a stiffer penalty in revenge for the defendant exercising her right to appeal, not because of the defendant's own actions, such as subsequent illegal behaviour.To know more about the the due process clauses in the Fifth and Fourteenth amendments, here
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If the liabilities of a business increased $89,000 during a period of time and the equity in the business decreased $37,000 during the same period, the assets of the business must have:
The assets of the business must have Increased by $52,000.
Asset calculationAssets = Liabilities + Equity
Change in Assets = Change in Liabilities + Change in Equity
Change in Assets = +$89,000 - $37,000
Change in Assets = Increase of $52,000
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Short-term price reductions that can be used to retaliate against a competitor's actions like introducing a new product are called
Short-term price reductions that can be used to retaliate against a competitor's actions like introducing a new product are called deals.
Instead of considering an asset's long-term fundamentals, short-term trading mostly concentrates on price action. This trading strategy looks for market volatility around significant economic data releases, corporate earnings, and political events in an effort to profit from sudden changes in market prices.
A mutual agreement or communication between two or more parties that intend to conduct business is referred to as a business deal. The transaction is typically carried out between a seller and a buyer to exchange valuable assets including money, products, services, and information.
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When a shift in ________________ occurs, rational expectations hold that its impact on output and employment will only be temporary.
When a shift in Aggregrate Demand occurs, rational expectations hold that its impact on output and employment will only be temporary.
Aggregate demand is a term used in macroeconomics to describe the aggregate demand for domestic products such as consumer goods, services, and capital goods.
Aggregate demand shows the overall level of consumer demand for goods produced by the economy but does not show other important economic information. For example, high aggregate demand should indicate a healthy economy because you can produce and sell many commodities.
Aggregate demand is the total amount of goods and services in an economy that consumers are willing to pay over a period of time. Aggregate demand is calculated as the sum of personal consumption, capital spending, government spending, and the difference between exports and imports.'
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The unemployment rate in a town in which 65,400 persons are employed and 11,000 are unemployed equals: Group of answer choices 20.2 %. 16.8%. 11%. 14.4%.
The unemployment rate is 14.4% based on the number of people that are employed and those who are unemployed in this town,
What is unemployment?This is when a person, who is willing and able to work at prevailing wages, does not get any work.
The unemployment rate can be found by the formula:
= Employed people / (Unemployed + Employed people)
= (11,000) / (65,400 + 11,000)
= 11,000 / 76,400
= 14.4%
Therefore, the unemployment rate is 14.4%.
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Conflicts arise for teachers when they must serve as employee of the school, disciplinarian, and instructor all at the same time. true or false
Conflicts arise for teachers when they must serve as employees of the school, disciplinarians, and instructors all at the same time.
The given statement is true.
The most frequently seen motives for the basic conflicts faculty teachers face are pressure, proving one's position, lack of data and know-how, and differences in education and subculture.
Conflict control is the exercise of being able to become aware of and manage conflicts sensibly, pretty, and efficiently. It's miles the system of managing (perceived) incompatibilities or disagreements bobbing up from, for example, diverging evaluations, objectives, and desires.
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If the government sets floor prices for wheat or corn that guarantee farmers an above-market price for that product, the most probable result would be what?
The most probable result of the price floor is overproduction.
What is a price floor?A price floor is when the government sets the minimum price of a product. A price floor is binding if it is set above equilibrium price.
Because price is set above equilibrium price, quantity supplied would exceed quantity demanded and there would be a surplus.
Here are the options:
more suppliers would leave the market.
A black market for wheat and corn.
overproduction.
the market would suffer shortages.
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The CEO of Starbucks earns the equivalent of $13,458 per hour. That wage is 1,583 times higher than that of a barista who earns between $7.50 and $9.50 per hour. ____________ explain the unequal wages as justified by the need to attract the most skilled and talented to the job of CEO.
Functionalists explain the unequal wages as justified by the need to attract the most skilled and talented to the job of CEO.
What are Functionalists?The philosophy of functionalism holds that what makes anything a thought, desire, pain (or any other sort of mental experience) is determined entirely by its function, or the role it plays, in the cognitive system of which it is a member.Each facet of society, according to the functionalist approach of sociology, is interrelated and contributes to the stability and functioning of society as a whole.According to functionalists, differential pay is justified by the need to attract the most experienced and talented CEOs.For example, the government provides education for the family's children, who in turn pay taxes on which the state depends to function.As the definition states that functionalists, differential pay is justified by the need to attract the most experienced and talented CEOs.
Therefore, functionalists explain the unequal wages as justified by the need to attract the most skilled and talented to the job of CEO.
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The cost estimates displayed on most pricing tools, such as Medicare, SilverScript, AetnaMedicare and most third-party websites, will typically reflect __________________ pricing.
The cost estimates displayed on most pricing tools, such as Medicare, SilverScript, AetnaMedicare and most third-party websites, will typically reflect retail and networks pricing.
What is pricing?It should be noted that pricing simply means the process through which a business set its price.
In this case, the cost estimates displayed on most pricing tools, such as Medicare, SilverScript, AetnaMedicare and most third-party websites, will typically reflect retail and networks pricing.
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\Handy Helpers is considering implementing a system that will pay its cleaning workers based on the number of completed residential jobs, coupled with satisfactory ratings on random inspections to ensure quality. This system is new to the organization, and it is an example of ________ change
Handy Helpers is considering implementing a system that will pay its cleaning workers based on the number of completed residential jobs, coupled with satisfactory ratings on random inspections to ensure quality. This system is new to the organization, and it is an example of "Innovative Change".
What is innovative change?Making anything new or enhanced for a business is known as "business innovation." This could be a brand-new good or service, an enhancement to the way things are done, or anything else.
The importance of innovation in business are-
Your ability to respond to change and find new possibilities is increased by innovation. Additionally, it might help you get a competitive edge by enabling you to create better goods and services for your clients.In order for businesses to adapt and face the challenges of change, innovation is frequently required.It encourages growth stability might be really helpful to your company. In today's fiercely competitive environment, innovation is essential to achieving organizational and economic progress.Therefore, the process of creating something new or enhanced that better benefits a firm is known as business innovation which is very important in today's world.
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Currency that derives its value from the amount printed on it rather than from the value of the paper or metal from which it is made is referred to as ______ money.
Currency that derives its value from the amount printed on it is known as fiat money.
What is fiat money?Fiat money is currency whose value is not backed up by any asset. The value of fiat money is dependent on the amount printed on it. This differs from representative money whose value depends on the value of the metal from which it is made from.
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Answer:
token
Explanation:
Four years ago, Velvet Purses purchased a mailing machine at a cost of $152959. This equipment is currently valued at $93290 on today's balance sheet but could actually be sold for $9633. This is the only fixed asset the firm owns. Net working capital is $58314. and long term debt is $40420. What is the book value of current assets
The book value of current assets is $1,11,184.
What is Financial Management?
The technique of managing a business's finances in a way that enables it to be profitable and compliant with rules is known as financial management. That requires both a comprehensive strategy and hands-on implementation.
Financial management is fundamentally the process of creating a business plan and ensuring that it is followed by all departments.
A long-term vision may be created with the help of data that the CFO or VP of finance can supply.
The data also helps with investment decisions and provides information on how to finance those investments as well as liquidity, profitability, cash runway, and other factors.
Book value of shareholders equity = Book value of mailing machine + net working capital - Long term debt
93,290 + 58,314 - 40,420 = $1,11,184
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Civil violation of a trademark or a patent is termed ________. Group of answer choices infringement repudiation copy breach injunction
Civil violation of a trademark or a patent is termed A. infringement.
Trademark infringement is the unauthorized use of a trademark or service mark on or in connection with a product and/or service in a manner that may cause confusion, deception, or error with respect to the source of the product and/or service. is.
These are the same kind of intellectual property as copyrights and trademarks, but there is no criminal remedy for infringement.
In the event of infringement, the trademark owner (plaintiff) will file a proceeding against the infringing user (defendant) of the same or similar trademark, prevent further use of the trademark, and claim damages due to illegal use.
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