Yes or No? If a consumer DOES NOT have any collection accounts, does that have a negative impact on their score?

The process of analyzing the needs of the business and selecting the assets that will maximize its value is called Capital Budgeting

Capital budgeting is a tool used by businesses to evaluate significant projects and investments, such brand-new buildings or equipment. Examining the cash flows into and out of a project is the technique used to assess whether the expected return meets a set criterion. Three of the key capital budgeting methods are discounted cash flow, payback, and throughout evaluations.

In a perfect world, corporations would take advantage of any and all opportunities and initiative that boost sales and shareholder value. Since each firm has a limited amount of capital or money available for new projects, management uses capital budgeting techniques to select the initiatives that will produce the maximum return throughout the duration of the relevant time.

Learn more about Corporation here:

https://brainly.com/question/13551671

#SPJ4

A dividend is a payment made by a corporation to its shareholders.investments and will hold only this etf and you are mostly concerned about maximizing. The correct response is A. 18%.

A corporate enterprise is able to distribute a portion of its profitt or surplus to its shareholders as a dividend. Any money that isn't used right away is withdrawn and reinvested back into the business (referred to as retained earnings). A company is often not allowed to pay a dividend out of its capital.

Instead, it must distribute both the current year's earnings and any retained revenue from prior years. Distribution to shareholders may be made in cash (often a deposit into a bank account), or, if the company has a dividend reinvestment plan, the amount may be paid by issuing further shares of stock or by other means.

complete question:

you have no other investments and will hold only this etf and you are mostly concerned about maximizing the reward to risk ratio. which data point is relevant? which fund do you choose?

A)-18%

B)-10%

C)-23%

D)-26%

To know more about Dividend visit:

https://brainly.com/question/29857889

#SPJ4

Answer:

Federal Acquisition Regulations

Explanation:

Ms. Levebre can find the rules and procedures for selling office supplies to the federal government in the Federal Acquisition Regulations (FAR). The FAR is a set of standardized guidelines that outline the process for acquiring goods and services from private businesses by the federal government. It provides information on the process for submitting bids, negotiating contracts, and fulfilling orders, as well as other important details related to doing business with the federal government.

In dealing with capitalized costs, consider the employers as fraud should be done when deferred charges of interest exist on the balance sheet.

A fixed asset's cost base on a company's balance sheet is increased by an expense known as a capitalized cost. Fixed asset construction or acquisition involves capitalized costs. Capitalized expenses are recognized over time through depreciation or amortization rather than being expensed in the period in which they were incurred. When costs are capitalized, the money doesn't leave the business when an item is bought; instead, it is kept as a fixed or intangible asset. Capitalized costs are not immediately expensed; instead, they are depreciated or amortized over time. To better align the cost of using an asset with the period of time during which the asset is producing income, costs are capitalized. A business adheres to the matching principle of accounting when capitalizing costs. According to the matching principle, expenses should be recorded at the same time as associated income. In other words, rather than looking at when the initial expense was incurred, the objective is to match the cost of an asset to the periods in which it is used and so generating revenue. Long-term investments will continue to generate income for the duration of their useful lives.

To know more about capitalized costs please refer: https://brainly.com/question/13503615

#SPJ4

$48,845.28 is the annual salary of Ceil which is paid biweekly.

Multiplication is the action of adding a number to itself for the specified number of times. For instance, 6 x 3 denotes the addition of 6 to itself 3 times, and the opposite is true for the other number.

Ceil gets salary biweekly, which is the salary given is for two week.

For one week, the salary is $1,763. 28/2=$881.64 per week

There are 52 weeks in a year, so we multiply the weekly salary by 52, we get the annual

$881.64 x52=$48,845.28

The annual salary is $48,845.28.

To learn more about multiplication refer here

https://brainly.com/question/5992872#

#SPJ4

Nina decides to use 3 standard errors of estimate for safety. On the 95% confidence level, the permissible margin of error often ranges between 4% and 8%.

Nina chooses to employ three standard errors of estimation for safety in order to be relatively confident that demand will be satisfied. How many more units should be kept on hand to achieve this level of assurance. Calculating where (greek letter sigma) is the population standard deviation yields the standard error (SE). The sample standard deviation can be used to estimate sigma if it is unknown. we can be 95% certain that the actual sales will be 1000 units plus or minus: 100 pieces. 150 pieces 200 or so units 300 pieces 400 units,

To learn more about standard errors please click on below link

https://brainly.com/question/29419047

#SPJ4

An entrepreneurially oriented person who develops innovations within the context of a large organization is a Intrapreneur.

An intrapreneur is an employee who is tasked with developing an revolutionary concept or project inside a business enterprise. The intrapreneur might not face the oversized risks or achieve the outsized rewards of an entrepreneur; however, the intrapreneur has access to the resources and abilties of a longtime organization.

Intrapreneurship is the act of behaving like an entrepreneur while running inside a massive agency.

Intrapreneurship is surely entrepreneurship in an present enterprise. in lots of ways, intrapreneurship is less complicated for an man or woman than entrepreneurship because it has the guide of an existing organization.

Learn more about Intrapreneur here : https://brainly.com/question/23549558

#SPJ4

This process of dividing work into the separate jobs and assigning tasks to the workers is called task division.

To support the needs and desires of oneself, another person, or a larger group, people engage in work, often known as labor. Work can be seen as human activity that adds to the commodities and services inside the economy in the framework of economics. All cultures depend on work, but the nature of that work varies greatly between and within communities. Work can range from manually obtaining natural resources to running sophisticated technology that eliminate the need for many people to exert physical or even mental effort. Other resources, specialized tools, and equipment are also needed for all but the simplest jobs. People and cultures have exhibited a wide diversity of views toward work throughout history. Humanity has created many organizations for locating work throughout society, outside of any particular activity or business.

To learn more about organizations, visit:

https://brainly.com/question/28477679

#SPJ4

As per the W - 2 income, the taxpayer's adjusted gross income is for year 1 is $91,000

Here we have given that a taxpayer, age 45, had the following for year 1: w-2 income $ 110,000 traditional era contribution 5,000 Coverdell education savings account contribution 2,000 qualifying medical expenses 12,000 the taxpayer does not participate in any pension or profit-sharing plan other than the traditional era.

And we need to find the taxpayer's adjusted gross income for year 1

While we looking into the given question, we know that the adjusted gross income is simply the total gross income less the specific deductions.

Here we have also know that the total gross income is the E- 2 Income.

Therefore, the income is $110,000

Here the person's contribution is calculated as,

=> 5000 + 2000 + 12000

=> 19,000

Then the gross income of one year is

=> 110000 - 19000

=>  91,000

To know more about Gross income here.

https://brainly.com/question/14096552

#SPJ4

For a continuing audit client, when a complete set of financial statements is presented on a comparative basis for two years, the auditors' opinion would refer to every year throughout a two-year span.

An audit client is defined as "independent review of financial information of any entity, whether profit oriented or not, irrespective of its size or legal form, when such an examination is undertaken with a view to offering an opinion thereon." To ensure that a business is maintaining its books of accounts in compliance with the law, audits are performed. Auditors examine the assertions stated in front of them, collect evidence to support them, and then assess the assertions in their auditing report. Audits can provide third-party assurance to various stakeholders that the subject topic is devoid of significant misrepresentation. Audits of a legal person's financial records are most frequently mentioned when using the phrase. Financial audits are carried out to check the accuracy and dependability of data as well as to evaluate the internal controls of a system. As a result, a third party is able to voice their opinion about the relevant individual, group, system, etc. Depending on the audit evidence gathered, an opinion will be made about the financial statements.

To know more about audit client please refer: https://brainly.com/question/13069238

#SPJ4

at the end of week 67, activity b is 90% complete and its actual cost is 15,the planned value of this activity is 15%

Planned Value is calculated using the following formula: PV = % of project completed (planned) x Budget at completion (BAC - Budget at Completion which is the total budget of the project). The Project Management Institute (PMI) defines planned value as "the authorised, time-phased budget allotted to perform the scheduled work" or, more simply, as the project cost over time baseline that can be monitored at any point in the schedule. Though intended value only describes the actual labour you've done at a specific moment in time. The budget at completion (BAC), performance measurement baseline (PMB), and budget at completion (TPV) are additional terms for the overall project value (BCWS).

Learn more about Project Management institute here:

https://brainly.com/question/28529064

#SPJ4

The banks should be forced to pay the price for their rash lending policies. individual manufacturers have few firm-specific skills that contribute to the value of their products.

The international monetary Fund (IMF) is a chief financial organization of the United Nations, and an international monetary institution, founded in Washington, D.C., consisting of 190 countries. Its said project is "operating to foster global monetary cooperation, comfy financial balance, facilitate international trade, sell high employment and sustainable economic increase, and reduce poverty around the world." fashioned in 1944, and started on 27 December 1945. on the Bretton Woods conference normally by using the ideas of Harry Dexter White and John Maynard Keynes, it got here into formal lifestyles in 1945 with 29 member nations with the objective of rebuilding the global monetary system.

It now performs a principal function in the management of stability of payments difficulties and international economic crises. countries contribute funds to a pool through a quota machine from which countries experiencing balance of payments issues can borrow money. The IMF seems as the worldwide leader of the ultimate inn.

To learn more about the International monetary fund (IMF) visit here:

brainly.com/question/14548372

#SPJ4

The benefits plan that allows employees to choose the benefits most meaningful to them while staying within a predetermined dollar amount, is called a Cafeteria benefits plan.

They are plans made by the employer for an employee, where an employee can choose which benefit they need to satisfy themselves. These plans are more complex and time-consuming.

It shaves off an individual's tax liability, flexible. The employees can choose the benefits of their choice before payroll taxes are calculated from a pool of options offered by their employers.

These plans become more when employees seek more personalized benefits that are tailored to their needs.

To know  more about the Cafeteria benefits plan,

brainly.com/question/29453790

#SPJ4

Consider a tax credit of $75 for an individual in the 28% income tax bracket. the credit will reduce taxes owed by the individual company.

A tax levied against people or organizations (taxpayers) in relation to their income or profits is known as an income tax (commonly called taxable income). Tax rates multiplied by taxable income are typically used to calculate income taxes. Tax rates might change depending on the taxpayer's attributes and source of income. As taxable income rises, the tax rate can also (referred to as graduated or progressive tax rates). Corporate tax, which is often assessed at a fixed rate, is the name given to the tax charged on businesses. Individual income is frequently taxed under progressive rates, which means that for every extra unit of income, a higher tax rate is applied. A tax on an alternative base or measure of income or an income tax, whichever is higher, may be imposed by some countries. Taxable income for taxpayers who reside in the jurisdiction is often calculated as total income less certain deductions and expenses that go toward earning income. In general, income only includes net gains from the sale of property, including items held for sale. Distributions of corporate earnings are typically included in the income of a corporation's shareholders.

To know more about income tax please refer: https://brainly.com/question/17075354

#SPJ4

Option (d), The destroyed merchandise had a fair market value of $1,518,800.

Create an expense account for inventory write-offs to record the cost of the damaged goods. Every time an entry is made in the expenditure account for inventory write-offs, the amount of inventory that is carried on the books lowers. For inventory write-offs, debit the cost of goods sold (COGS) account and credit the expense account.

You may need to take an impairment loss and lower the value of the asset on your balance sheet if the damage is severe enough to significantly lower the asset's market worth or prohibit you from utilizing it as you intended.

The stock that was destroyed was the one that closed on August 31.

COGS = Stock (beginning) + Purchases - stock (ending)

Closing stock = Opening stock + Purchases - COGS

Opening stock = $1,910,000

Purchases = $504,000

Cost of goods sold must therefore be 60% if gross profit is 40% of sales;

= 60% * 1,492,000

= $895,200

Closing stock = $1,910,000 + $504,000 - $895,200

= $1,518,800

Learn more about damaged assets: https://brainly.com/question/20337762

#SPJ4

The higher is the income, the greater  the amount that a household should decides to save.

Income is the important economic concept that refers to the total amount of money and other goods and services that an individual, business, or other entity receives over a specific period of time. This money can come from wages, investments, government benefits, or other sources. It is typically used to measure the economic well-being of individuals, households, and organizations. Income can be used to pay for basic necessities, such as food, clothing, and housing, as well as to purchase luxury items and services. Taxation of income is one of the primary sources of revenue for governments at all levels.

To know more about economic well-being visit:

https://brainly.com/question/14971443?referrer=searchResults

#SPJ4

The correct answer is ETF values can diverge from NAV.

Equivalent to stocks, exchange-traded funds (ETFs) are speculative investments that are exchanged on stock exchanges. An exchange store for trading goods houses stocks, bonds, and other items.

Due to their accessibility and inclusion of a variety of stocks or other securities, which enhances diversity, ETFs are thought regarded as low-risk investments.

ETFs are a great asset class to use when constructing a diversified portfolio for the majority of individual investors.

ETFs usually have expense ratios that are far lower than those of actively managed funds, are more tax-efficient, and allow dividend reinvestment right away.

However, depending on the ETF type, holding ETFs could come with specific risks and tax consequences.

For such more question on ETF:

brainly.com/question/30081437

#SPJ4

Note: The following question may be like this

Advantages of ETFs over mutual funds include all but which one of the following?

Multiple choice :

- ETFs trade continuously, so investors can trade throughout the day

- ETFs can be sold short or purchased on margin, unlike fund shares

- ETFs providers do not have to sell holdings to fund redemptions

- ETFs value can diverge from NAV

the correct answer of the given question is option C which says it creates productive incentives. it creates harmful incentives.

Extrinsic and intrinsic incentives are the two types of rewards that can be categorized. The driving force behind people's actions is internal. When engaging in activities, people are frequently more motivated by the work at hand or by the internal reward than by the outward reward. There are various internal benefits; for instance, engaging in activities can make people feel good about themselves and satisfy their sense of accomplishment. When someone is motivated to act in a given way for their own personal gratification, that is known as an intrinsic incentive. This means that when a person is intrinsically motivated, they carry out a particular work for their own satisfaction rather than expecting external rewards or feeling under pressure to complete the task.

learn more about incentives here

https://brainly.com/question/22778579

#SPJ4

If the U.S. government imposes a more restrictive import quota on the Japanese video gaming systems, the curve for Japanese video gaming systems in the U.S. will shift leftward.

An import quota is considered to be a kind of trade restriction which tend to limit the physical quantity of a good which can be imported on a country. Thus, an import quota tend to reduce the equilibrium quantity supplied which is of the imported goods.  

However, when this takes place, that is, a more restrictive import quota on Japanese video gaming systems will reduce the quantity of the  gaming systems which are thus being imported.

Hence, the reduction in the supply of video game systems will shift the supply curve to the left.

To learn more about the import quota here:

https://brainly.com/question/29451769

#SPJ4

The response is B. The economic gain is equivalent to 500 because it equals 6000 - 4500 - 100. The overall revenue is 6000, the explicit costs are 4500 and the implicit costs are 1000..

Revenue less explicit costs minus opportunity cost equals economic profit (or loss). All costs that are normally accounted for, such as labor costs, material costs, marketing expenses, depreciation, and taxes, are considered explicit costs. A cost that exists without the exchange of money and is not documented for accounting purposes is referred to as an implicit cost. Implicit costs don't indicate a loss of profit; instead, they represent the loss of income. The accounting profit is positive and the economic profit is negative if total revenue exceeds explicit cost but not opportunity cost. the possibility

To learn more about depreciation  please click on below link

https://brainly.com/question/15085226

#SPJ4

The development and success of an organisation depend heavily on training. It benefits an organization's bosses and workers alike.

If a worker is properly trained, he will become more effective and productive.

Training is provided on four fundamental pillars:

1. An organisation provides training to newly hired candidates. They become acquainted with the corporate mission, vision, rules and regulations, and working circumstances through this training.

2. To update and improve their knowledge, the current personnel receive training.

3. If there are any technological updates or modifications, training is provided to deal with those changes. For instance, investing in new machinery, modifying production methods, or installing computers. The usage of new tools and working techniques is taught to the staff.

4. when career advancement and progress are critical. Employees receive training to help them be ready to share the duties of higher level jobs.

To learn more about training please click on below link

https://brainly.com/question/28901573

#SPJ4

A check stub with no check mark indicates that a check is an outstanding check.

A check in banking term is a stub of document or paper that orders the bank to withdraw a certain amount of money that is written on the check from the checking account of the party whose name is printed on the check as the owner of the check and the checking account to the party whose name is written as the receiver in the check, or in the case that no name is written as the receiver, the bearer of the check may also receive the amount of money written on the check. A check stub that has not yet been marked with a check mark means that the check is an outstanding check and therefore has not yeet been cleared by the bank to be cashed out by the bearer.

To learn more about outstanding check visit: https://brainly.com/question/6665838

#SPJ4

B) you have a mortgage on your home.

Homeowners insurance is generally required if you have a mortgage on your home. This is because most lenders require borrowers to have homeowners insurance as a condition of obtaining a mortgage. This is because homeowners insurance protects both the lender and the borrower by providing coverage for the physical structure of the home and its contents in the event of damage or destruction. It can also provide liability protection in case someone is injured on the property. While homeowners insurance is not required in all cases, it is typically required if you have a mortgage on your home.

As payment, a deposit should be made is $1425. Its calculated compounded interest.

The interest you earn on interest is known as compound interest. Simple math may be used to demonstrate this: if you have $100 and it generates 5% interest annually, you will have $105 at the end of the first year.

At the end of the second year, you will have $110.25.

The given data is,

Interest rate=6.8%

years=2

Amount=$5, 000

compound interest amount (A)={P(1+r%÷4)}

5000={P*(1+0.68/4)}

5000={p*(1.17)}

5000={P*(3.51)}

P=5000/3.51

Principal amount (P)=1425

As payment, a deposit should be made is $1425. Its calculated compounded interest.

To know more about compounded interest, visit:

brainly.com/question/14295570

#SPJ1

Fiscal policy is implemented by the government while Monetary policy is implemented by central bank.

Fiscal policy is implemented by the government of any country on the economy of the country. In this policy the government has all the control on the market. The government determines the interest rates, lending and borrowing and government is responsible for determining the taxes. Monetary policy on the other hand is implemented by the Central bank on the economy which is facing any kind of economic crisis. The central bank decides the interest rates as well as the taxes.

The advantage of monetary policy is that the government is well aware of the needs of economy and can determine tax rates more easily while the drawback is that with the change in government the tax rates may be affected reasonably. The advantage of monetary policy is that it can be used in times of economic crisis while disadvantage is that it cannot have a long term effect.

Price level is referred to as the average price of the goods and services that are common to the global market. It has a significant role in determining which policy should be implemented.

Learn more about Monetary policy at:

brainly.com/question/13926715

#SPJ4

If the cross elasticity of demand for good A with respect to good B is +2.7, then good A is a substitute for good Correct option (a)

The price elasticity of demand (PED) of an item is a measurement of how responsive the quantity desired is to the price. Almost all goods see a decrease in quantity requested when prices rise, however certain goods experience this decrease more than others.

When a price increases by 1% while all other factors remain constant, the price elasticity provides the percentage change in quantity required. If the elasticity is 2, a 1% increase in price results in a 2% decrease in amount demanded. Other elasticities quantify the relationship between the amount sought and other factors, such as the income elasticity of demand.

Learn more about price elasticity of demand to visit this link

https://brainly.com/question/20630691

#SPJ4

As John decides to cheat on a contract promise to get paid faster so that he can give that money to desperate disaster victims. from an ethical perspective, John decides that the "end" of his action justifies the "means."

In the case above, John is deciding to do something wrong in order to help the other people who are victims.

From an ethical perspective, John is thinking as if he is cheating for a good 'end' cause, hence his means for doing wrong is justified.

This ethical perspective might be considered right by some people but on many ethical and moral grounds, this is wrong. Although the end result might be good for John's actions, but his means for doing so are not correct.

To learn more about ethical, click here:

https://brainly.com/question/27962109

#SPJ4

To find the weighted average cost of capital (WACC), you will need to calculate the cost of equity and the after-tax cost of debt and then use those values to weight the costs based on the proportion of debt and equity in the company's capital structure.

The cost of equity can be calculated using the capital asset pricing model (CAPM), which is:

Cost of equity = Risk-free rate + Beta * (Market risk premium)

Since you have the cost of equity already given as 11.2%, you can use that value.

The after-tax cost of debt is calculated as:

After-tax cost of debt = (1 - Tax rate) * YTM on bonds

Plugging in the values you have given, this is:

After-tax cost of debt = (1 - 0.21) * 5.8% = 4.58%

The WACC is then calculated as:

WACC = (Cost of equity * Weight of equity) + (After-tax cost of debt * Weight of debt)

The weight of equity is calculated as 1 - Debt-equity ratio, or 1 - 0.47 = 0.53. The weight of debt is the debt-equity ratio, or 0.47.

Plugging these values into the formula, the WACC is:

WACC = (11.2% * 0.53) + (4.58% * 0.47) = 6.01%

Based on this calculation, the correct answer is 6.01%, which is option D: 5.99%.

Option B - Interest on intrafirm lending is an example of a financial cash flow .          

Short- or long-term borrowing and lending of money between direct investors (parent firms) and affiliated businesses is referred to as intra-company loans or intra-company debt transactions. Consequently, FDI is equal to equity components plus reinvested earnings plus other short- and long-term borrowings. Loans between business units of a corporation are known as intercompany loans, and they are typically given for one of the following reasons:

In order to transfer funds to a business unit that would otherwise face a liquidity shortage

To move money into a business unit (often corporate) where it is pooled for investments

To transfer money across corporate units that share a common currency rather than sending money from a foreign location where exchange rates may fluctuate.

For such more questions on Financial cash flow :

brainly.com/question/28136606

#SPJ4

It is true that some of ways customers evaluate customer service capabilities of organization are through their experiences with human response call centers and consumer web sites.

A company's support and guidance to consumers who purchase or use its goods or services is referred to as customer service. Customer service standards vary by industry, but ultimately the goal of a well-performed service is to boost profits. A company's customer service practices frequently exhibit its strategies and ideals. Customer retention is typically used as a gauge for good customer service. For some businesses, providing excellent customer service is one of their intangible assets that sets them apart from competitors. One positive customer service encounter can completely alter the impression a customer has of a company. Due to frequent client engagement, especially in the healthcare or legal sectors, customer service is essential for service businesses.

To learn more about customer service, visit:

https://brainly.com/question/28417930

#SPJ4