Why do banks keep money in reserve rather than loaning out all of their deposits?
Answers
Banks cannot lend out all of the deposits they receive because else they would run out of money to return to depositors. They maintain primary and secondary reserves as a result. Cash, deposits owed from other banks, and the reserves mandated by the Federal Reserve System are considered primary reserves.
What deposit means?At general, a deposit is just money that is kept in a bank. When a portion of the money are used as security or collateral for the delivery of goods or services, this is one definition of a deposit. Another type of deposit entails the transfer of money to a third party for storage, such a bank. Customers can utilize bank deposits, a type of savings product, to keep a certain amount of money in a bank for a predetermined period of time. In exchange, the financial institution will give the client the appropriate interest, depending on how much and how long they decide to deposit.
What are deposits examples?A deposit is cash held in a bank account. Time deposits and demand deposits are the two different forms of deposits. Accounts with demand deposits include checking, savings, and money market accounts. Accounts for time deposits include individual retirement accounts (IRAs) and certificate of deposit (CD) accounts.
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howdy!
this is a check all that apply answer, here are the answers:
because they are required to by law.
because they have to meet the withdrawal requests made by customers.
Related Questions
Careers emerging to improve environmental conditions include:
sanitary engineer
red physician
environmental geologist
green architect
Answers
Answer: The answer is green architect & environmental geologist.
Explanation:
Answer:
green architect and environmental geologist
Explanation:
Which phrase best completes the diagram?
Macroeconomic Goals for a Society
?
Stable prices
Economic growth
A. Increased inflation
B. Per capita GDP
C. Full employment
D. Decreased production
Answers
Answer:
Full Employment
Explanation:
just took the test
The phrase that best completes the given diagram is the full employment. Option C is correct.
What is macroeconomic?Macroeconomics is defined as a discipline of economics that studies an economy's whole performance, behavior, structure and decision-making.
This includes the economics of the country, region, and the world. The main goal of macroeconomics involves the full employment, then if the country is fully employed, this will make the prices stable and at last the economic growth occurred.
Therefore, option C is correct.
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A bank with $500 million in deposits holds $35 million in vault cash, has $40 million on deposit with the Fed, and owns $50 million in government securities. If a fall in the reserve requirement ratio generates excess reserves of $25 million, and prior to the fall the bank had no excess reserves, then the former reserve ratio was _____ and the new reserve ratio is _____.
Answers
Answer:
Former Reserve Ratio was 15%
Current Reserve ratio is 10%
Explanation:
Actual reserves = Vault cash + deposit with Fed
Actual reserves = $35 + $40
Actual Reserves = $75 million.
Reserves ratio = Actual reserves / Deposits
Reserve Ratio = 15%
Why should managers worry about product overcosting or undercosting? A. Averaging can result in inaccurate and misleading cost data. As such, companies may overinvest in products that have been overcosted, and underinvest in products that have been undercosted. B. Overcosting may result in competitors entering a market and taking market share for products that a company erroneously believes are low-margin or even unprofitable. Undercosting may result in companies selling products on which they are in fact losing money, when they erroneously believe them to be profitable. C. Overcosting products may lead to sales that acutally result in losses because the sales may bring in less revenue than the cost of the resources they use. Undercosting products may lead to the loss market share to competitors selling similar products. D. If prices of products are determined by the market based on co
Answers
Answer:
Overcosting may result in competitors entering a market and taking market share for products that a company erroneously believes are low-margin or even unprofitable. Undercosting may result in companies selling products on which they are in fact losing money, when they erroneously believe them to be profitable.
Explanation:
The manager would worry withe overcosting or understanding of product as the overcosting would be done when the competitors are entered in the market and they took the market share so that the company could trust that they are less margin while on the other hand undercosting means the company that sells the product also at the same time they are losing the money when they trust to be profitable
Help me please... help
Answers
Answer:
Job Analysis can be understood as the process of gathering information related to the specific job. ... Job description is a document indicating what a job covers, i.e. tasks, responsibilities, duties, powers and authorities, attached to a job.
why is it important to start with temporary investments that lead to permanent investments
Answers
These investments are commonly used when a business has a short-term excess of funds on which it wants to earn interest, but which will be needed to fund operations within the near future. These types of investments are usually very safe, but also have quite a low rate of return.
Direct mail is considered a push marketing strategy since the mail is “pushed" on tourists.
A.) True
B.) False
Answers
It's True that direct mail is considered a push marketing strategy since the mail is "pushed" on tourists
What is Push marketing?"A push marketing strategy, also called a push promotional strategy, refers to a strategy in which a firm attempts to take its products to consumers – to “push” them onto consumers.
In a push marketing strategy, the goal is to use various active marketing techniques to push their products to be seen by consumers, sometimes right at the point of purchase.
One of the main objectives of push marketing is to reduce to as small as possible the amount of time that elapses between the customer seeing a product and making a purchase decision to buy the product."
Examples of Using a Push Marketing Strategy:
With a push marketing strategy, the firm takes the product to consumers. Consumers are introduced to, or reminded of, the product through any of several available push marketing methods:
Direct selling to customers – e.g., a car salesman who meets customers in the company’s auto showrooms
What is tourist?Tourism is the generic term used to cover both demand and supply that has been adopted in a variety of forms and used throughout the world.
A tourist is a person who travels away from where they live to partake in leisure or business [tourism] activities for a specified period of time.
Types of tourists vary and tourists can sit anywhere along the spectrum between allocentric explorers and mass organized holidaymakers.
Hence, option A is the correct answer
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Stretch goals are the Multiple Choice targets that are exceptionally demanding and novel. set of goals whose primary focus is to protect organizations from being sustainable. targets that merely exhort employees in general terms to improve performance and start doing their best. goals that conflict with people's personal values and interests. goals that are high enough to inspire better performance but at the same time are always unattainable.
Answers
Answer:
targets that are exceptionally demanding and novel.
Explanation:
Stretch goals are the targets that are exceptionally demanding and novel. It is not everyone that considers or think about creating stretch goals because they are highly demanding and relatively new to the individual or business firm.
Generally, stretch goals are divided into two (2) main categories and these includes;
I. Horizontal stretch goals: it is focused on the professional development of individuals through attempting, learning and picking up difficult challenges or tasks.
II. Vertical stretch goals: these type of goals or targets are usually in tandem with the current activities in an organization such as productivity and financial outputs.
Who knows about the College called.. IAP ?
Would you guys recommend it, or not?
Because right now, I’m in high school but I’m almost going to graduate. And there’s so many ppl that I know that want to go to community colleges and so I don’t know what to do because what I want to do, you don’t need a degree and the college that I want to go to, you are there part time, either online or in person but the problem is .. how do I know if it’s a scam or not? Because the answer is I don’t. I’ve been wanting to go here because you can get whatever course you want done fast and they help you get the job that you want ASAP, which it’s like 6-12 weeks to complete your courses. And the other reason why I want to go here is because it’s a fair price for each course you want to take. It makes sense though I guess because all of those courses for that college, you don’t need a degree but they help you get the job that you want after you take those courses, and I think that’s cool but.. like I said, I don’t know if it’s a scam or not. That’s why I’m asking on here (lol) because people that I know, family, and my friends, no one knows about this college and I don’t want to get my hopes up knowing if it’s a scam, why even try getting into this college. If I make sense. Hope you guys can help me out. It’ll mean a lot, thank you :) .
Also, I give Brainliest for whoever wants it!
Please no links
Answers
neither because i have not read any reviews
i’m up for brainliest
1. When the quantity supplied is larger than the quantity demanded.: When the quantity supplied is larger than the quantity demanded. 2. The quantity that is supplied and demanded at the equilibrium price.: The quantity that is supplied and demanded at the equilibrium price. 3. The point at which the quantity supplied equals the quantity demanded.: The point at which the quantity supplied equals the quantity demanded. 4. The price that equates the quantity supplied with the quantity demanded.: The price that equates the quantity supplied with the quantity demanded. 5. When the quantity demanded is larger than the quantity supplied.: When the quantity demanded is larger than the quantity supplied. Column B a.Equilibrium Price b.Excess Supply c.Equilibrium d.Excess Demand e.Equilibrium Quantity
Answers
Answer:
1. b.Excess Supply
2. e.Equilibrium Quantity
3. c.Equilibrium
4. a.Equilibrium Price
5. d.Excess Demand
Francis has an internship at a law firm, takes an art class, and researches colleges that offer majors in veterinary science. Which of these actions increases Francis's human capital?
A.
both the internship and the research
B.
only the internship
C.
both the internship and the art class
D.
only the research
Answers
Answer: C. both the internship and the art class
Explanation:
Human capital simply means the economic value of the skills and the experience of a worker. Human capital includes the training, health, skills, education, of workers.
From the question, Francis human capital will be both the internship and the art class as they will provide him with the needed experiences. Therefore this is a form of human capital.
Someone help me please.... I really appreciate
Answers
High school Goal: My high school goal is to graduate, so I can get into and Ivy League school.
Financial goal: My goal is to have enough money for my college tuition.
Explain the point of view of why the gender pay gap in sports is reasonable.
Please also list any sources used.
Answers
Answer:
In the world of sports, there is a notorious wage gap between men and women, in which male athletes earn much higher wages than women. Thus, for example, the best soccer player in the world, the Argentine Lionel Messi, earns about $ 100 million a year, while the best-paid female soccer player is the American Alex Morgan, who earns about $ 500,000 a year.
This huge gap has its logic in the world of advertising: men, due to physical and anatomical characteristics, have a better performance in sports in general (with some exceptions), with which their performance is more spectacular than that of female athletes, thus generating a larger audience and, therefore, generating higher advertising revenue. Because of this situation, that is, to generate higher income, it is that male athletes earn more money than female athletes.
Scenario D. Jefferson, the chief executive officer of Midwestern Thermal Systems, decides to explore the idea of opening an office in China and speaks to his chief financial officer, Maria, about it. She pays careful attention to everything he says and restates everything to Jefferson to make sure that she accurately understands his plans. Some employees learn of the plans from their managers, and some of these employees begin spreading the information to other colleagues. Maria listened to everything Jefferson said and restated everything to him to make sure that she accurately understood his plans. The technique used by Maria is known as
Answers
Answer:
Reflection
Explanation:
In simple words, An exchange of thoughts is what reflective conversation is. It simply emphasizes, reflects, and demonstrates what someone is feeling, inferring, comprehending, or attempting to say. In essence, the child discovers that their individual really cares for them. It is extremely beneficial to their behavioral as well as emotional growth
Thus, from the above explanation we can conclude that the given case relates to reflection technique.
Apr. 8 Sold merchandise for $9,500 (that had cost $7,021) and accepted the customer's Suntrust Bank Card. Suntrust charges a 4% fee. 12 Sold merchandise for $7,400 (that had cost $4,795) and accepted the customer's Continental Card. Continental charges a 2.5% fee. Prepare journal entries to record the above credit card transactions of Levine Company. (Round your answers to the nearest whole dollar amount.)
Answers
Answer and Explanation:
The journal entries are shown below:
On April 8
Cash $9,120
Credit card expense $380 ($9,500 × 0.04)
To Sales $9,500
(Being sale is recorded)
Costs of goods sold $7,021
To Merchandise inventory $7,021
(Being the cost of goods sold is recorded)
On April 12
Cash $7,215
Credit card expense $185 ($7,400 × 2.5%)
To Sales $7,400
(Being sale is recorded)
Costs of goods sold $4,795
To Merchandise inventory $4,795
(Being the cost of goods sold is recorded)
i need help with this problem
thank you in advanced
Answers
Answer:
Price will decrease when supply increases. Supply will increase when. Quantity exchanged will increase when supply decreases
According to the video, what tasks do Traffic Technicians commonly perform? Check all that apply.
setting the length of time a light stays red
operating large vehicles
counting vehicles
making sure a road crew is protected
analyzing accident reports
campaigning for transportation laws
negotiating with police officials
Answers
Answer:
1
3
4
5 is correct
Explanation:
the length of time a light remains red, counting vehicles, reviewing accident data, and advocating for traffic rules are some of the activities that traffic technicians frequently carry out, according to the video.
What do you know about the Traffic Technicians ?A qualified individual who examines and manages traffic as well as the variables affecting traffic conditions is a traffic technician. They review a range of traffic-related data at the direction of a traffic or civil engineer to assist in enhancing traffic flow.
A traffic technician is a specialist that works in the area of transportation engineering and is in charge of managing and evaluating traffic patterns and flow. They have a thorough understanding of how vehicles, pedestrians, and bicycles behave on the road, and they use this expertise to the design and implementation of traffic management systems that guarantee the safe and effective movement of people and commodities.
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helppppp due in 1 minute!!!!
A bush pilot was asked to fly the perimeter of a state park to look for black bears. The state park is a rectangular shape 20 miles wide and 32 miles long. What is the perimeter of the state park?
A 52 miles
B 104 miles
C 320 miles
D 640 miles
Answers
2(32+20)
= 104
hope this helps
Answer:
It is B
Explanation:
20x2 + 32x2 = 104
Which is B
Hope this helped :)
convert the following temperature to Celsius scale (a) 450 k, (b) 273 k, (c) 73 k.
Answers
Answer: See explanation
Explanation:
To convert to Celcius scale from Kelvin, the formula to use is:
Temperature in Celcius = Temperature in Kelvin - 273
a. 450k
Temperature in Celcius = Temperature in Kelvin - 273
= 450 - 273
= 177°Celcius
(b) 273 k
Temperature in Celcius = Temperature in Kelvin - 273
= 273 - 273
= 0°C
(c) 73 k
Temperature in Celcius = Temperature in Kelvin - 273
= 73 - 273
= -200°C
Leanna opens a savings account with an initial balance of $100. She then deposits $50 each month. Use an equation, a table, and a graph to explain the relationship between the amount of money in the account, a, and the number of months since Leanna opened the account, m.
Part A Write an equation to represent the problem. Explain how the value of a changes as m increases.
Part B Make a table to show the relationship between m and a. Find 5 ordered pairs.
Part C Use your table from Part B to draw a graph to represent the situation.
Answers
Answer:
Leanna opens a savings account with an initial balance of $100. She then deposits $50 each month. Use an equation, a table, and a graph to explain the relationship between the amount of money in the account, a, and the number of months since Leanna opened the account, m.
Part A Write an equation to represent the problem. Explain how the value of a changes as m increases.
Part B Make a table to show the relationship between m and a. Find 5 ordered pairs.
Part C Use your table from Part B to draw a graph to represent the situation.
Suppose all firms follow similar financing policies, face similar risks, have equal access to capital, and operate in competitive product and capital markets. However, firms face different operating conditions because, for example, the grocery store industry is different from the airline industry. Under these conditions, firms with high profit margins will tend to have high asset turnover ratios, and firms with low profit margins will tend to have low turnover ratios.
a. True
b. False
Answers
anyone like jschlatt here
Answers
Answer: yes.
Explanation:
cause he's amazing, he's jschlatt, and he's awesome
thank you for coming to my TedTalk :)
You just celebrated your first full year in business. You earned
$100,000 in revenue and had $65,000 of expenses. The
$35,000 you have left is called your...
1. Profit
2. Sales
3. Services
4. Expenses
5. Goods
Answers
Answer:
I think its #1 bro i don't know
The following types of contracts should be in writing: Contracts involving interests in land. Contracts that cannot, by their terms, be Select within one year from the day after the date of formation. Select or secondary, contracts, such as promises to answer for the debt or duty of another. Promises made in Select of marriage. Under the Uniform Commercial Code, contracts for the sale of goods priced at Select or more.
Answers
Answer:
Contracts required in writing
Explanation:
Contracts that required to be in writing to be enforceable. These contracts are never orally agreed and there is no value of such oral contracts. The contact and promise made by executor to pay debt, promises in consideration of marriage, Sale of goods priced $500 or more should be in writing.
___ requrements are courses that build knowledge and skills in a specific field.
A. major
B. general studies
C. specialization
D. elective
Answers
D. elective requrement are courses that build knowledge and skills in a specific field
Oliver Is a small manufacturing business owner. He has a limited number of employees working under him. He usually helps his employees with
their respective insecurities and helps them grow. He thus inspires his employees to work better. Which character tralt helps Oliver be a good
entrepreneur?
OA aggression
OB. timeliness
oc creativity
OD. Intuitiveness
OE. confidence
Answers
Answer:
Confidence
Explanation:
For example, if you want to be a good student be confindent because one day you will succeed, Oliver has confindence knowing he can help his empolyees.
1.____What auto car insurance is required by IL?
A. Property Damage and Bodily Injury
B. Collision and Comprehension
C. Medical and Schmedical
D. All the above
Answers
This type of interest is the most desirable.
a. annually
b. semiannually
c. quarterly
Answers
Answer:
semiannually
Explanation:
Retail websites can most advisedly grow their email list by Group of answer choices automatically putting all customers on the broadcast email list require an email sign-up before allowing customers to shop on the site putting an email sign-up pop-up advertisement on every page of the website allowing customers to sign up for the email list during the checkout procedure
Answers
Answer:
Allowing customers to sign up for the email list during the checkout procedure
Explanation:
Mobile Shopping
This is on a rapid increase and a common trend due to the popularity of smartphones and tablets, mobile shopping is the practice of purchasing goods or services using a mobile device. There is the act of shopping online using a computer, only with a smaller screen. Mobile shoppers can complete their transactions either on a retailer's mobile site or with the use of an app.
Email marketing has information about deals that might interest its customers. Customers usually do not like stress and one of the best way to sign up for emails is during checkout time for goods bought.
Sylvia owns a large media firm. she organizes a lunch meeting to announce a minor change in the management hierarchy to her all employees. which type of communication has Sylvia used?
A. Interpersonal communication
B. departmental communication
C. interdepartmental communication
D. Company – wide communication
Answers
Answer:
D: Company:)
Explanation: